Mega Capital Funding, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Mega Capital Funding, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mega Capital Funding, Inc. 5000 N Parkway Calabasas Suite 100, CA 91302 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2017 2016 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 14,585 |
| Total Mortgage Loan Application Amount | $5,885,955,000 |
| Average Mortgage Loan Application Amount | $434,500 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $133,750 |
| Highest Applicant Income | $2,260,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Mega Capital Funding, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mega Capital Funding, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Mega Capital Funding, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mega Capital Funding, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Mega Capital Funding, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mega Capital Funding, Inc.'s mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 5,211 | $ 2,208,355,000 | $ 423,000 | $ 140,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 2,285 | $ 999,075,000 | $ 437,000 | $ 145,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,538 | $ 515,120,000 | $ 334,000 | $ 122,000 |
| SAN DIEGO-CARLSBAD, CA | 1,333 | $ 544,485,000 | $ 408,000 | $ 138,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 706 | $ 323,090,000 | $ 457,000 | $ 177,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 533 | $ 237,035,000 | $ 444,000 | $ 159,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 418 | $ 170,300,000 | $ 407,000 | $ 145,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 350 | $ 88,660,000 | $ 253,000 | $ 123,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 269 | $ 93,035,000 | $ 345,000 | $ 142,000 |
| DALLAS-PLANO-IRVING, TX | 207 | $ 69,225,000 | $ 334,000 | $ 138,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 204 | $ 77,090,000 | $ 377,000 | $ 129,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 179 | $ 94,305,000 | $ 526,000 | $ 191,000 |
| SANTA MARIA-SANTA BARBARA, CA | 122 | $ 45,460,000 | $ 372,000 | $ 172,000 |
| STOCKTON-LODI, CA | 109 | $ 35,215,000 | $ 323,000 | $ 122,000 |
| SANTA CRUZ-WATSONVILLE, CA | 98 | $ 39,290,000 | $ 400,000 | $ 147,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 67 | $ 25,445,000 | $ 379,000 | $ 137,000 |
| SANTA ROSA, CA | 57 | $ 23,755,000 | $ 416,000 | $ 158,000 |
| NA (OUTSIDE OF MSA/MD) | 54 | $ 16,460,000 | $ 350,285 | $ 139,571 |
| BAKERSFIELD, CA | 51 | $ 13,265,000 | $ 260,000 | $ 107,000 |
| MODESTO, CA | 47 | $ 12,585,000 | $ 267,000 | $ 94,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 44 | $ 11,980,000 | $ 272,000 | $ 123,000 |
| DENVER-AURORA-LAKEWOOD, CO | 43 | $ 18,065,000 | $ 420,000 | $ 165,000 |
| FRESNO, CA | 43 | $ 12,535,000 | $ 291,000 | $ 133,000 |
| AUSTIN-ROUND ROCK, TX | 41 | $ 12,995,000 | $ 316,000 | $ 148,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 33 | $ 13,245,000 | $ 345,000 | $ 91,500 |
| VALLEJO-FAIRFIELD, CA | 33 | $ 12,515,000 | $ 379,000 | $ 108,000 |
| FORT WORTH-ARLINGTON, TX | 28 | $ 7,370,000 | $ 263,000 | $ 122,000 |
| SAN RAFAEL, CA | 28 | $ 13,400,000 | $ 478,000 | $ 210,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 25 | $ 8,095,000 | $ 323,000 | $ 153,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 23 | $ 4,955,000 | $ 215,000 | $ 82,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 23 | $ 8,105,000 | $ 352,000 | $ 140,000 |
| SALINAS, CA | 21 | $ 6,535,000 | $ 311,000 | $ 102,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 20 | $ 6,750,000 | $ 337,000 | $ 127,000 |
| VISALIA-PORTERVILLE, CA | 19 | $ 5,505,000 | $ 289,000 | $ 122,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 15 | $ 4,355,000 | $ 290,000 | $ 120,000 |
| MERCED, CA | 14 | $ 3,230,000 | $ 230,000 | $ 100,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 13 | $ 3,815,000 | $ 293,000 | $ 112,000 |
| JACKSONVILLE, FL | 12 | $ 3,530,000 | $ 294,000 | $ 137,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 11 | $ 2,695,000 | $ 245,000 | $ 108,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 9 | $ 2,105,000 | $ 233,000 | $ 122,000 |
| MADERA, CA | 8 | $ 2,730,000 | $ 341,000 | $ 141,000 |
| NAPA, CA | 8 | $ 2,820,000 | $ 352,000 | $ 117,000 |
| TACOMA-LAKEWOOD, WA | 8 | $ 2,420,000 | $ 302,000 | $ 86,000 |
| CHICO, CA | 7 | $ 1,975,000 | $ 282,000 | $ 128,000 |
| HANFORD-CORCORAN, CA | 7 | $ 1,765,000 | $ 252,000 | $ 106,000 |
| CAPE CORAL-FORT MYERS, FL | 6 | $ 1,760,000 | $ 293,000 | $ 122,000 |
| COLLEGE STATION-BRYAN, TX | 5 | $ 1,035,000 | $ 207,000 | $ 116,000 |
| EL CENTRO, CA | 4 | $ 1,130,000 | $ 282,000 | $ 218,000 |
| PUNTA GORDA, FL | 4 | $ 940,000 | $ 235,000 | $ 109,000 |
| REDDING, CA | 4 | $ 1,240,000 | $ 310,000 | $ 81,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 3 | $ 1,145,000 | $ 381,000 | $ 302,000 |
| BEND-REDMOND, OR | 3 | $ 1,095,000 | $ 365,000 | $ 149,000 |
| OLYMPIA-TUMWATER, WA | 3 | $ 705,000 | $ 235,000 | $ 62,000 |
| PORT ST. LUCIE, FL | 3 | $ 745,000 | $ 248,000 | $ 70,000 |
| BOULDER, CO | 2 | $ 550,000 | $ 275,000 | $ 191,000 |
| COLORADO SPRINGS, CO | 2 | $ 410,000 | $ 205,000 | $ 44,000 |
| EUGENE, OR | 2 | $ 470,000 | $ 235,000 | $ 131,000 |
| FLAGSTAFF, AZ | 2 | $ 640,000 | $ 320,000 | $ 100,000 |
| FORT COLLINS, CO | 2 | $ 540,000 | $ 270,000 | $ 125,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 2 | $ 650,000 | $ 325,000 | $ 100,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2 | $ 520,000 | $ 260,000 | $ 141,000 |
| SALEM, OR | 2 | $ 480,000 | $ 240,000 | $ 88,000 |
| SEBRING, FL | 2 | $ 270,000 | $ 135,000 | $ 33,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 2 | $ 670,000 | $ 335,000 | $ 161,000 |
| YUBA CITY, CA | 2 | $ 700,000 | $ 350,000 | $ 86,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 215,000 | $ 215,000 | $ 53,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 405,000 | $ 405,000 | $ 135,000 |
| CORPUS CHRISTI, TX | 1 | $ 305,000 | $ 305,000 | $ 193,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1 | $ 275,000 | $ 275,000 | $ 83,000 |
| GAINESVILLE, FL | 1 | $ 295,000 | $ 295,000 | $ 72,000 |
| GREELEY, CO | 1 | $ 365,000 | $ 365,000 | $ 66,000 |
| KENNEWICK-RICHLAND, WA | 1 | $ 355,000 | $ 355,000 | $ 94,000 |
| LONGVIEW, WA | 1 | $ 245,000 | $ 245,000 | $ 83,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 205,000 | $ 205,000 | $ 112,000 |
| MEDFORD, OR | 1 | $ 305,000 | $ 305,000 | $ 86,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 425,000 | $ 425,000 | $ 99,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 1 | $ 515,000 | $ 515,000 | $ 400,000 |
| OCALA, FL | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 1 | $ 265,000 | $ 265,000 | $ 108,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1 | $ 265,000 | $ 265,000 | $ 44,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 1 | $ 455,000 | $ 455,000 | $ 84,000 |
| YUMA, AZ | 1 | $ 275,000 | $ 275,000 | $ 109,000 |
Mortgage Loan Application Detail Totals for Mega Capital Funding, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 9,014 | $3,573,300,000 | $396,000 | $2,005,000 | $145,000 | $2,260,000 |
| Cash-out Refinancing | 4,062 | $1,619,230,000 | $398,000 | $1,905,000 | $130,000 | $2,014,000 |
| Home Purchase | 1,508 | $692,940,000 | $459,000 | $1,885,000 | $145,000 | $2,064,000 |
| Home Improvement | 1 | $485,000 | $485,000 | $485,000 | $115,000 | $115,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 5,701 | $2,241,195,000 | $393,000 | $1,755,000 | $138,000 | $1,581,000 |
| White | 5,138 | $2,172,300,000 | $422,000 | $1,885,000 | $150,000 | $2,260,000 |
| Hispanic | 1,703 | $640,665,000 | $376,000 | $1,305,000 | $116,000 | $797,000 |
| Not Provided | 1,661 | $672,595,000 | $404,000 | $2,005,000 | $149,000 | $1,522,000 |
| Black or African American | 276 | $114,640,000 | $415,000 | $1,455,000 | $131,000 | $1,189,000 |
| Native Hawaiian or Other Pacific Islander | 76 | $31,590,000 | $415,000 | $675,000 | $136,000 | $372,000 |
| American Indian or Alaskan Native | 28 | $12,280,000 | $438,000 | $1,075,000 | $130,000 | $348,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,260 | $5,746,580,000 | $402,000 | $2,005,000 | $143,000 | $2,260,000 |
| VA-guaranteed (Veterans Administration) | 169 | $71,135,000 | $420,000 | $905,000 | $49,000 | $259,000 |
| FHA-insured (Federal Housing Administration) | 155 | $67,815,000 | $437,000 | $1,125,000 | $79,000 | $314,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $425,000 | $425,000 | $425,000 | $112,000 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,188 | $4,389,920,000 | $392,000 | $1,505,000 | $138,000 | $2,064,000 |
| Application Approved But Not Accepted | 2,332 | $1,006,660,000 | $431,000 | $2,005,000 | $145,000 | $2,260,000 |
| Application Withdrawn By Applicant | 568 | $248,180,000 | $436,000 | $1,505,000 | $184,000 | $2,057,000 |
| File Closed For Incompleteness | 360 | $180,160,000 | $500,000 | $1,885,000 | $129,000 | $1,031,000 |
| Preapproval Approved but not Accepted | 109 | $42,905,000 | $393,000 | $775,000 | $165,000 | $960,000 |
| Application Denied By Financial Institution | 28 | $18,130,000 | $647,000 | $1,405,000 | $177,000 | $596,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 14,557 | $5,867,825,000 | $403,000 | $2,005,000 | $141,000 | $2,260,000 |
| Debt-To-Income Ratio | 15 | $8,085,000 | $539,000 | $1,015,000 | $156,000 | $400,000 |
| Credit History | 8 | $7,300,000 | $912,000 | $1,405,000 | $234,000 | $596,000 |
| Other | 3 | $1,195,000 | $398,000 | $745,000 | $97,000 | $155,000 |
| Collateral | 1 | $1,035,000 | $1,035,000 | $1,035,000 | $400,000 | $400,000 |
| Employment History | 1 | $515,000 | $515,000 | $515,000 | $61,000 | $61,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mega Capital Funding, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mega Capital Funding, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.