Mega Capital Funding, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Mega Capital Funding, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mega Capital Funding, Inc. 5000 N Parkway Calabasas Suite 100, CA 91302 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2017 2016 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 14,585 |
| Total Mortgage Loan Application Amount | $5,885,955,000 |
| Average Mortgage Loan Application Amount | $434,500 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $133,750 |
| Highest Applicant Income | $2,260,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Mega Capital Funding, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mega Capital Funding, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Mega Capital Funding, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mega Capital Funding, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Mega Capital Funding, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mega Capital Funding, Inc.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 5,211 | $ 2,208,355,000 | $ 423,000 | $ 140,000 |
| Orange County California | 2,285 | $ 999,075,000 | $ 437,000 | $ 145,000 |
| San Diego County California | 1,333 | $ 544,485,000 | $ 408,000 | $ 138,000 |
| San Bernardino County California | 818 | $ 271,430,000 | $ 331,000 | $ 117,000 |
| Riverside County California | 720 | $ 243,690,000 | $ 338,000 | $ 127,000 |
| Santa Clara County California | 701 | $ 320,935,000 | $ 457,000 | $ 177,000 |
| Ventura County California | 418 | $ 170,300,000 | $ 407,000 | $ 145,000 |
| Alameda County California | 326 | $ 146,910,000 | $ 450,000 | $ 166,000 |
| Fort Bend County Texas | 214 | $ 54,690,000 | $ 255,000 | $ 121,000 |
| Contra Costa County California | 207 | $ 90,125,000 | $ 435,000 | $ 148,000 |
| San Luis Obispo County California | 204 | $ 77,090,000 | $ 377,000 | $ 129,000 |
| Sacramento County California | 189 | $ 61,905,000 | $ 327,000 | $ 132,000 |
| Collin County Texas | 133 | $ 44,205,000 | $ 332,000 | $ 144,000 |
| Santa Barbara County California | 122 | $ 45,460,000 | $ 372,000 | $ 172,000 |
| San Mateo County California | 121 | $ 61,965,000 | $ 512,000 | $ 188,000 |
| San Joaquin County California | 109 | $ 35,215,000 | $ 323,000 | $ 122,000 |
| Santa Cruz County California | 98 | $ 39,290,000 | $ 400,000 | $ 147,000 |
| Harris County Texas | 88 | $ 21,740,000 | $ 247,000 | $ 131,000 |
| San Francisco County California | 58 | $ 32,340,000 | $ 557,000 | $ 197,000 |
| Sonoma County California | 57 | $ 23,755,000 | $ 416,000 | $ 158,000 |
| King County Washington | 52 | $ 20,820,000 | $ 400,000 | $ 149,000 |
| Kern County California | 51 | $ 13,265,000 | $ 260,000 | $ 107,000 |
| Placer County California | 49 | $ 20,075,000 | $ 409,000 | $ 171,000 |
| Stanislaus County California | 47 | $ 12,585,000 | $ 267,000 | $ 94,000 |
| Fresno County California | 43 | $ 12,535,000 | $ 291,000 | $ 133,000 |
| Denton County Texas | 43 | $ 14,305,000 | $ 332,000 | $ 129,000 |
| Solano County California | 33 | $ 12,515,000 | $ 379,000 | $ 108,000 |
| Williamson County Texas | 31 | $ 9,535,000 | $ 307,000 | $ 150,000 |
| Dallas County Texas | 30 | $ 10,540,000 | $ 351,000 | $ 131,000 |
| Marin County California | 28 | $ 13,400,000 | $ 478,000 | $ 210,000 |
| Tarrant County Texas | 28 | $ 7,370,000 | $ 263,000 | $ 122,000 |
| Brazoria County Texas | 27 | $ 6,755,000 | $ 250,000 | $ 113,000 |
| Broward County Florida | 25 | $ 8,095,000 | $ 323,000 | $ 153,000 |
| Maricopa County Arizona | 22 | $ 7,700,000 | $ 350,000 | $ 143,000 |
| Monterey County California | 21 | $ 6,535,000 | $ 311,000 | $ 102,000 |
| Pinellas County Florida | 21 | $ 6,025,000 | $ 286,000 | $ 108,000 |
| Nevada County California | 20 | $ 6,790,000 | $ 339,000 | $ 158,000 |
| Miami-Dade County Florida | 20 | $ 6,750,000 | $ 337,000 | $ 127,000 |
| Tulare County California | 19 | $ 5,505,000 | $ 289,000 | $ 122,000 |
| Washington County Oregon | 19 | $ 7,935,000 | $ 417,000 | $ 156,000 |
| Sarasota County Florida | 18 | $ 3,720,000 | $ 206,000 | $ 75,000 |
| El Dorado County California | 17 | $ 6,875,000 | $ 404,000 | $ 180,000 |
| Hillsborough County Florida | 16 | $ 4,130,000 | $ 258,000 | $ 133,000 |
| Palm Beach County Florida | 15 | $ 4,355,000 | $ 290,000 | $ 120,000 |
| Snohomish County Washington | 15 | $ 4,625,000 | $ 308,000 | $ 93,000 |
| Merced County California | 14 | $ 3,230,000 | $ 230,000 | $ 100,000 |
| Yolo County California | 14 | $ 4,180,000 | $ 298,000 | $ 132,000 |
| Jefferson County Colorado | 12 | $ 4,990,000 | $ 415,000 | $ 157,000 |
| Arapahoe County Colorado | 10 | $ 4,320,000 | $ 432,000 | $ 131,000 |
| Denver County Colorado | 10 | $ 3,970,000 | $ 397,000 | $ 164,000 |
| Brevard County Florida | 9 | $ 2,105,000 | $ 233,000 | $ 122,000 |
| Bexar County Texas | 9 | $ 2,215,000 | $ 246,000 | $ 108,000 |
| Montgomery County Texas | 9 | $ 2,165,000 | $ 240,000 | $ 116,000 |
| Madera County California | 8 | $ 2,730,000 | $ 341,000 | $ 141,000 |
| Napa County California | 8 | $ 2,820,000 | $ 352,000 | $ 117,000 |
| Orange County Florida | 8 | $ 2,360,000 | $ 295,000 | $ 105,000 |
| Multnomah County Oregon | 8 | $ 3,090,000 | $ 386,000 | $ 128,000 |
| Galveston County Texas | 8 | $ 2,280,000 | $ 285,000 | $ 125,000 |
| Pierce County Washington | 8 | $ 2,420,000 | $ 302,000 | $ 86,000 |
| Butte County California | 7 | $ 1,975,000 | $ 282,000 | $ 128,000 |
| Kings County California | 7 | $ 1,765,000 | $ 252,000 | $ 106,000 |
| Duval County Florida | 7 | $ 2,295,000 | $ 327,000 | $ 155,000 |
| Travis County Texas | 7 | $ 1,955,000 | $ 279,000 | $ 162,000 |
| Lee County Florida | 6 | $ 1,760,000 | $ 293,000 | $ 122,000 |
| San Benito County California | 5 | $ 2,155,000 | $ 431,000 | $ 103,000 |
| Tuolumne County California | 5 | $ 1,415,000 | $ 283,000 | $ 258,000 |
| Douglas County Colorado | 5 | $ 2,615,000 | $ 523,000 | $ 282,000 |
| Manatee County Florida | 5 | $ 1,235,000 | $ 247,000 | $ 108,000 |
| Pasco County Florida | 5 | $ 1,475,000 | $ 295,000 | $ 169,000 |
| Clackamas County Oregon | 5 | $ 1,935,000 | $ 387,000 | $ 130,000 |
| Brazos County Texas | 5 | $ 1,035,000 | $ 207,000 | $ 116,000 |
| Imperial County California | 4 | $ 1,130,000 | $ 282,000 | $ 218,000 |
| Lake County California | 4 | $ 1,160,000 | $ 290,000 | $ 145,000 |
| Shasta County California | 4 | $ 1,240,000 | $ 310,000 | $ 81,000 |
| Charlotte County Florida | 4 | $ 940,000 | $ 235,000 | $ 109,000 |
| Seminole County Florida | 4 | $ 1,170,000 | $ 292,000 | $ 93,000 |
| Mendocino County California | 3 | $ 795,000 | $ 265,000 | $ 95,000 |
| Adams County Colorado | 3 | $ 1,155,000 | $ 385,000 | $ 171,000 |
| St. Johns County Florida | 3 | $ 885,000 | $ 295,000 | $ 106,000 |
| Deschutes County Oregon | 3 | $ 1,095,000 | $ 365,000 | $ 149,000 |
| Hays County Texas | 3 | $ 1,505,000 | $ 501,000 | $ 102,000 |
| Thurston County Washington | 3 | $ 705,000 | $ 235,000 | $ 62,000 |
| Coconino County Arizona | 2 | $ 640,000 | $ 320,000 | $ 100,000 |
| Calaveras County California | 2 | $ 550,000 | $ 275,000 | $ 324,000 |
| Humboldt County California | 2 | $ 460,000 | $ 230,000 | $ 209,000 |
| Mono County California | 2 | $ 630,000 | $ 315,000 | $ 304,000 |
| Plumas County California | 2 | $ 560,000 | $ 280,000 | $ 145,000 |
| Sutter County California | 2 | $ 700,000 | $ 350,000 | $ 86,000 |
| Boulder County Colorado | 2 | $ 550,000 | $ 275,000 | $ 191,000 |
| El Paso County Colorado | 2 | $ 410,000 | $ 205,000 | $ 44,000 |
| Larimer County Colorado | 2 | $ 540,000 | $ 270,000 | $ 125,000 |
| Clay County Florida | 2 | $ 350,000 | $ 175,000 | $ 118,000 |
| Hernando County Florida | 2 | $ 350,000 | $ 175,000 | $ 82,000 |
| Highlands County Florida | 2 | $ 270,000 | $ 135,000 | $ 33,000 |
| Martin County Florida | 2 | $ 610,000 | $ 305,000 | $ 74,000 |
| Santa Rosa County Florida | 2 | $ 520,000 | $ 260,000 | $ 141,000 |
| Gwinnett County Georgia | 2 | $ 870,000 | $ 435,000 | $ 389,000 |
| Lane County Oregon | 2 | $ 470,000 | $ 235,000 | $ 131,000 |
| Marion County Oregon | 2 | $ 480,000 | $ 240,000 | $ 88,000 |
| Chambers County Texas | 2 | $ 500,000 | $ 250,000 | $ 86,000 |
| Waller County Texas | 2 | $ 530,000 | $ 265,000 | $ 129,000 |
| Pinal County Arizona | 1 | $ 405,000 | $ 405,000 | $ 94,000 |
| Santa Cruz County Arizona | 1 | $ 265,000 | $ 265,000 | $ 207,000 |
| Yavapai County Arizona | 1 | $ 265,000 | $ 265,000 | $ 108,000 |
| Yuma County Arizona | 1 | $ 275,000 | $ 275,000 | $ 109,000 |
| Amador County California | 1 | $ 155,000 | $ 155,000 | $ 412,000 |
| Mariposa County California | 1 | $ 275,000 | $ 275,000 | $ 44,000 |
| Modoc County California | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Tehama County California | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| Trinity County California | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Clear Creek County Colorado | 1 | $ 315,000 | $ 315,000 | $ 53,000 |
| Elbert County Colorado | 1 | $ 375,000 | $ 375,000 | $ 81,000 |
| Gunnison County Colorado | 1 | $ 245,000 | $ 245,000 | $ 0 |
| La Plata County Colorado | 1 | $ 295,000 | $ 295,000 | $ 273,000 |
| Park County Colorado | 1 | $ 325,000 | $ 325,000 | $ 200,000 |
| Summit County Colorado | 1 | $ 425,000 | $ 425,000 | $ 140,000 |
| Weld County Colorado | 1 | $ 365,000 | $ 365,000 | $ 66,000 |
| Alachua County Florida | 1 | $ 295,000 | $ 295,000 | $ 72,000 |
| Collier County Florida | 1 | $ 515,000 | $ 515,000 | $ 400,000 |
| Flagler County Florida | 1 | $ 275,000 | $ 275,000 | $ 83,000 |
| Lake County Florida | 1 | $ 285,000 | $ 285,000 | $ 237,000 |
| Marion County Florida | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Monroe County Florida | 1 | $ 285,000 | $ 285,000 | $ 75,000 |
| St. Lucie County Florida | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Fulton County Georgia | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
| Hancock County Georgia | 1 | $ 435,000 | $ 435,000 | $ 108,000 |
| Montgomery County Maryland | 1 | $ 455,000 | $ 455,000 | $ 84,000 |
| Bergen County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Hudson County New Jersey | 1 | $ 435,000 | $ 435,000 | $ 125,000 |
| Jackson County Oregon | 1 | $ 305,000 | $ 305,000 | $ 86,000 |
| Burnet County Texas | 1 | $ 515,000 | $ 515,000 | $ 134,000 |
| Comal County Texas | 1 | $ 315,000 | $ 315,000 | $ 148,000 |
| Guadalupe County Texas | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Hidalgo County Texas | 1 | $ 205,000 | $ 205,000 | $ 112,000 |
| Jefferson County Texas | 1 | $ 215,000 | $ 215,000 | $ 53,000 |
| Kaufman County Texas | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Kleberg County Texas | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Nueces County Texas | 1 | $ 305,000 | $ 305,000 | $ 193,000 |
| Chesapeake County Virginia | 1 | $ 265,000 | $ 265,000 | $ 44,000 |
| Loudoun County Virginia | 1 | $ 335,000 | $ 335,000 | $ 144,000 |
| Prince William County Virginia | 1 | $ 335,000 | $ 335,000 | $ 179,000 |
| Benton County Washington | 1 | $ 355,000 | $ 355,000 | $ 94,000 |
| Clark County Washington | 1 | $ 285,000 | $ 285,000 | $ 38,000 |
| Cowlitz County Washington | 1 | $ 245,000 | $ 245,000 | $ 83,000 |
| Kitsap County Washington | 1 | $ 405,000 | $ 405,000 | $ 135,000 |
| Klickitat County Washington | 1 | $ 515,000 | $ 515,000 | $ 176,000 |
| Skagit County Washington | 1 | $ 425,000 | $ 425,000 | $ 99,000 |
Mortgage Loan Application Detail Totals for Mega Capital Funding, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 9,014 | $3,573,300,000 | $396,000 | $2,005,000 | $145,000 | $2,260,000 |
| Cash-out Refinancing | 4,062 | $1,619,230,000 | $398,000 | $1,905,000 | $130,000 | $2,014,000 |
| Home Purchase | 1,508 | $692,940,000 | $459,000 | $1,885,000 | $145,000 | $2,064,000 |
| Home Improvement | 1 | $485,000 | $485,000 | $485,000 | $115,000 | $115,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 5,701 | $2,241,195,000 | $393,000 | $1,755,000 | $138,000 | $1,581,000 |
| White | 5,138 | $2,172,300,000 | $422,000 | $1,885,000 | $150,000 | $2,260,000 |
| Hispanic | 1,703 | $640,665,000 | $376,000 | $1,305,000 | $116,000 | $797,000 |
| Not Provided | 1,661 | $672,595,000 | $404,000 | $2,005,000 | $149,000 | $1,522,000 |
| Black or African American | 276 | $114,640,000 | $415,000 | $1,455,000 | $131,000 | $1,189,000 |
| Native Hawaiian or Other Pacific Islander | 76 | $31,590,000 | $415,000 | $675,000 | $136,000 | $372,000 |
| American Indian or Alaskan Native | 28 | $12,280,000 | $438,000 | $1,075,000 | $130,000 | $348,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,260 | $5,746,580,000 | $402,000 | $2,005,000 | $143,000 | $2,260,000 |
| VA-guaranteed (Veterans Administration) | 169 | $71,135,000 | $420,000 | $905,000 | $49,000 | $259,000 |
| FHA-insured (Federal Housing Administration) | 155 | $67,815,000 | $437,000 | $1,125,000 | $79,000 | $314,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $425,000 | $425,000 | $425,000 | $112,000 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,188 | $4,389,920,000 | $392,000 | $1,505,000 | $138,000 | $2,064,000 |
| Application Approved But Not Accepted | 2,332 | $1,006,660,000 | $431,000 | $2,005,000 | $145,000 | $2,260,000 |
| Application Withdrawn By Applicant | 568 | $248,180,000 | $436,000 | $1,505,000 | $184,000 | $2,057,000 |
| File Closed For Incompleteness | 360 | $180,160,000 | $500,000 | $1,885,000 | $129,000 | $1,031,000 |
| Preapproval Approved but not Accepted | 109 | $42,905,000 | $393,000 | $775,000 | $165,000 | $960,000 |
| Application Denied By Financial Institution | 28 | $18,130,000 | $647,000 | $1,405,000 | $177,000 | $596,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 14,557 | $5,867,825,000 | $403,000 | $2,005,000 | $141,000 | $2,260,000 |
| Debt-To-Income Ratio | 15 | $8,085,000 | $539,000 | $1,015,000 | $156,000 | $400,000 |
| Credit History | 8 | $7,300,000 | $912,000 | $1,405,000 | $234,000 | $596,000 |
| Other | 3 | $1,195,000 | $398,000 | $745,000 | $97,000 | $155,000 |
| Collateral | 1 | $1,035,000 | $1,035,000 | $1,035,000 | $400,000 | $400,000 |
| Employment History | 1 | $515,000 | $515,000 | $515,000 | $61,000 | $61,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mega Capital Funding, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mega Capital Funding, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.