Mellon Trust Of New England
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Mellon Trust Of New England 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mellon Trust Of New England One Boston Place Boston, MA 02108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 530 |
| Total Mortgage Loan Application Amount | $515,354,000 |
| Average Mortgage Loan Application Amount | $819,666 |
| Highest Mortgage Loan Application Amount | $10,850,000 |
| Average Applicant Income | $565,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Mellon Trust Of New England. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mellon Trust Of New England's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Mellon Trust Of New England's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mellon Trust Of New England serves its applicants.
Each category highlights the total number of mortgage applications processed by Mellon Trust Of New England, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mellon Trust Of New England's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York County New York | 29 | $ 27,170,000 | $ 936,000 | $ 601,000 |
| Miami-Dade County Florida | 26 | $ 28,778,000 | $ 1,106,000 | $ 1,571,000 |
| Los Angeles County California | 23 | $ 34,820,000 | $ 1,513,000 | $ 962,000 |
| Allegheny County Pennsylvania | 23 | $ 11,145,000 | $ 484,000 | $ 338,000 |
| Middlesex County Massachusetts | 21 | $ 17,807,000 | $ 847,000 | $ 668,000 |
| Suffolk County Massachusetts | 20 | $ 18,853,000 | $ 942,000 | $ 477,000 |
| Fulton County Georgia | 18 | $ 18,953,000 | $ 1,052,000 | $ 455,000 |
| Philadelphia County Pennsylvania | 17 | $ 13,146,000 | $ 773,000 | $ 486,000 |
| Orange County California | 14 | $ 28,413,000 | $ 2,029,000 | $ 1,223,000 |
| Palm Beach County Florida | 13 | $ 8,060,000 | $ 620,000 | $ 432,000 |
| Norfolk County Massachusetts | 11 | $ 9,981,000 | $ 907,000 | $ 364,000 |
| Montgomery County Pennsylvania | 11 | $ 11,591,000 | $ 1,053,000 | $ 412,000 |
| Barnstable County Massachusetts | 10 | $ 22,609,000 | $ 2,260,000 | $ 1,734,000 |
| Broward County Florida | 9 | $ 6,710,000 | $ 745,000 | $ 328,000 |
| District of Columbia County District Of Columbia | 8 | $ 6,645,000 | $ 830,000 | $ 479,000 |
| Collier County Florida | 8 | $ 12,255,000 | $ 1,531,000 | $ 1,113,000 |
| Fairfield County Connecticut | 7 | $ 7,700,000 | $ 1,100,000 | $ 595,000 |
| Chester County Pennsylvania | 7 | $ 5,736,000 | $ 819,000 | $ 306,000 |
| Clark County Nevada | 6 | $ 5,918,000 | $ 986,000 | $ 422,000 |
| Delaware County Pennsylvania | 6 | $ 4,462,000 | $ 743,000 | $ 375,000 |
| King County Washington | 6 | $ 3,703,000 | $ 617,000 | $ 237,000 |
| San Bernardino County California | 5 | $ 2,022,000 | $ 404,000 | $ 627,000 |
| San Diego County California | 5 | $ 4,398,000 | $ 879,000 | $ 267,000 |
| Maui County Hawaii | 5 | $ 1,000,000 | $ 200,000 | $ 465,000 |
| Essex County Massachusetts | 5 | $ 5,935,000 | $ 1,187,000 | $ 467,000 |
| Plymouth County Massachusetts | 5 | $ 4,825,000 | $ 965,000 | $ 610,000 |
| Nassau County New York | 5 | $ 5,142,000 | $ 1,028,000 | $ 1,076,000 |
| Bucks County Pennsylvania | 5 | $ 3,813,000 | $ 762,000 | $ 180,000 |
| Newport County Rhode Island | 5 | $ 11,250,000 | $ 2,250,000 | $ 525,000 |
| Maricopa County Arizona | 4 | $ 2,868,000 | $ 717,000 | $ 272,000 |
| Santa Barbara County California | 4 | $ 8,700,000 | $ 2,175,000 | $ 758,000 |
| Pitkin County Colorado | 4 | $ 4,490,000 | $ 1,122,000 | $ 455,000 |
| Hawaii County Hawaii | 4 | $ 10,550,000 | $ 2,637,000 | $ 906,000 |
| Cook County Illinois | 4 | $ 2,005,000 | $ 501,000 | $ 197,000 |
| Westchester County New York | 4 | $ 3,066,000 | $ 766,000 | $ 540,000 |
| Charleston County South Carolina | 4 | $ 3,372,000 | $ 843,000 | $ 626,000 |
| Pima County Arizona | 3 | $ 1,440,000 | $ 480,000 | $ 88,000 |
| Marin County California | 3 | $ 3,722,000 | $ 1,240,000 | $ 331,000 |
| Riverside County California | 3 | $ 2,746,000 | $ 915,000 | $ 368,000 |
| San Francisco County California | 3 | $ 2,635,000 | $ 878,000 | $ 423,000 |
| Santa Clara County California | 3 | $ 2,100,000 | $ 700,000 | $ 196,000 |
| Ventura County California | 3 | $ 2,520,000 | $ 840,000 | $ 177,000 |
| Hartford County Connecticut | 3 | $ 1,124,000 | $ 374,000 | $ 101,000 |
| Sussex County Delaware | 3 | $ 3,300,000 | $ 1,100,000 | $ 340,000 |
| Indian River County Florida | 3 | $ 5,833,000 | $ 1,944,000 | $ 826,000 |
| Cape May County New Jersey | 3 | $ 4,111,000 | $ 1,370,000 | $ 482,000 |
| Santa Fe County New Mexico | 3 | $ 1,494,000 | $ 498,000 | $ 635,000 |
| Mecklenburg County North Carolina | 3 | $ 1,735,000 | $ 578,000 | $ 244,000 |
| Beaufort County South Carolina | 3 | $ 1,678,000 | $ 559,000 | $ 196,000 |
| San Mateo County California | 2 | $ 3,000,000 | $ 1,500,000 | $ 858,000 |
| Routt County Colorado | 2 | $ 1,158,000 | $ 579,000 | $ 33,000 |
| Middlesex County Connecticut | 2 | $ 525,000 | $ 262,000 | $ 201,000 |
| New Haven County Connecticut | 2 | $ 2,080,000 | $ 1,040,000 | $ 549,000 |
| Charlotte County Florida | 2 | $ 420,000 | $ 210,000 | $ 69,000 |
| Hillsborough County Florida | 2 | $ 582,000 | $ 291,000 | $ 109,000 |
| Cobb County Georgia | 2 | $ 2,660,000 | $ 1,330,000 | $ 305,000 |
| Lincoln County Maine | 2 | $ 1,240,000 | $ 620,000 | $ 261,000 |
| Anne Arundel County Maryland | 2 | $ 2,036,000 | $ 1,018,000 | $ 701,000 |
| Ottawa County Michigan | 2 | $ 1,110,000 | $ 555,000 | $ 618,000 |
| Lafayette County Mississippi | 2 | $ 687,000 | $ 343,000 | $ 438,000 |
| Grafton County New Hampshire | 2 | $ 2,685,000 | $ 1,342,000 | $ 452,000 |
| Rockingham County New Hampshire | 2 | $ 2,500,000 | $ 1,250,000 | $ 476,000 |
| Ocean County New Jersey | 2 | $ 2,250,000 | $ 1,125,000 | $ 479,000 |
| Kings County New York | 2 | $ 774,000 | $ 387,000 | $ 201,000 |
| Suffolk County New York | 2 | $ 1,505,000 | $ 752,000 | $ 203,000 |
| Buncombe County North Carolina | 2 | $ 780,000 | $ 390,000 | $ 159,000 |
| Hamilton County Ohio | 2 | $ 1,240,000 | $ 620,000 | $ 314,000 |
| Erie County Pennsylvania | 2 | $ 443,000 | $ 221,000 | $ 140,000 |
| Washington County Pennsylvania | 2 | $ 2,100,000 | $ 1,050,000 | $ 597,000 |
| Providence County Rhode Island | 2 | $ 1,990,000 | $ 995,000 | $ 247,000 |
| Collin County Texas | 2 | $ 1,325,000 | $ 662,000 | $ 249,000 |
| Summit County Utah | 2 | $ 4,000,000 | $ 2,000,000 | $ 3,282,000 |
| Windsor County Vermont | 2 | $ 2,080,000 | $ 1,040,000 | $ 2,078,000 |
| Grays Harbor County Washington | 2 | $ 1,677,000 | $ 838,000 | $ 613,000 |
| Teton County Wyoming | 2 | $ 1,307,000 | $ 653,000 | $ 576,000 |
| Jefferson County Alabama | 1 | $ 655,000 | $ 655,000 | $ 488,000 |
| Washington County Arkansas | 1 | $ 600,000 | $ 600,000 | $ 270,000 |
| Alameda County California | 1 | $ 700,000 | $ 700,000 | $ 502,000 |
| Monterey County California | 1 | $ 1,800,000 | $ 1,800,000 | $ 441,000 |
| Napa County California | 1 | $ 1,100,000 | $ 1,100,000 | $ 730,000 |
| Placer County California | 1 | $ 5,600,000 | $ 5,600,000 | $ 2,064,000 |
| Boulder County Colorado | 1 | $ 596,000 | $ 596,000 | $ 126,000 |
| Broomfield County Colorado | 1 | $ 580,000 | $ 580,000 | $ 150,000 |
| Eagle County Colorado | 1 | $ 300,000 | $ 300,000 | $ 45,000 |
| Gunnison County Colorado | 1 | $ 720,000 | $ 720,000 | $ 90,000 |
| La Plata County Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,161,000 |
| San Miguel County Colorado | 1 | $ 1,088,000 | $ 1,088,000 | $ 1,716,000 |
| Summit County Colorado | 1 | $ 770,000 | $ 770,000 | $ 545,000 |
| Litchfield County Connecticut | 1 | $ 1,275,000 | $ 1,275,000 | $ 463,000 |
| New Castle County Delaware | 1 | $ 205,000 | $ 205,000 | $ 103,000 |
| Duval County Florida | 1 | $ 600,000 | $ 600,000 | $ 141,000 |
| Lee County Florida | 1 | $ 570,000 | $ 570,000 | $ 567,000 |
| Okeechobee County Florida | 1 | $ 1,700,000 | $ 1,700,000 | $ 2,082,000 |
| Orange County Florida | 1 | $ 2,400,000 | $ 2,400,000 | $ 668,000 |
| Pinellas County Florida | 1 | $ 1,900,000 | $ 1,900,000 | $ 618,000 |
| Sarasota County Florida | 1 | $ 390,000 | $ 390,000 | $ 76,000 |
| DeKalb County Georgia | 1 | $ 203,000 | $ 203,000 | $ 66,000 |
| Blaine County Idaho | 1 | $ 588,000 | $ 588,000 | $ 1,098,000 |
| Kane County Illinois | 1 | $ 440,000 | $ 440,000 | $ 216,000 |
| Marshall County Indiana | 1 | $ 490,000 | $ 490,000 | $ 260,000 |
| Franklin County Maine | 1 | $ 140,000 | $ 140,000 | $ 480,000 |
| Hancock County Maine | 1 | $ 706,000 | $ 706,000 | $ 103,000 |
| Waldo County Maine | 1 | $ 1,525,000 | $ 1,525,000 | $ 401,000 |
| York County Maine | 1 | $ 860,000 | $ 860,000 | $ 62,000 |
| Baltimore City County Maryland | 1 | $ 228,000 | $ 228,000 | $ 64,000 |
| Harford County Maryland | 1 | $ 203,000 | $ 203,000 | $ 17,000 |
| Montgomery County Maryland | 1 | $ 600,000 | $ 600,000 | $ 80,000 |
| Talbot County Maryland | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,638,000 |
| Berkshire County Massachusetts | 1 | $ 1,650,000 | $ 1,650,000 | $ 589,000 |
| Dukes County Massachusetts | 1 | $ 750,000 | $ 750,000 | $ 354,000 |
| Franklin County Massachusetts | 1 | $ 275,000 | $ 275,000 | $ 213,000 |
| Nantucket County Massachusetts | 1 | $ 513,000 | $ 513,000 | $ 0 |
| Allegan County Michigan | 1 | $ 314,000 | $ 314,000 | $ 168,000 |
| Belknap County New Hampshire | 1 | $ 820,000 | $ 820,000 | $ 503,000 |
| Carroll County New Hampshire | 1 | $ 240,000 | $ 240,000 | $ 193,000 |
| Atlantic County New Jersey | 1 | $ 1,525,000 | $ 1,525,000 | $ 292,000 |
| Burlington County New Jersey | 1 | $ 408,000 | $ 408,000 | $ 97,000 |
| Essex County New Jersey | 1 | $ 700,000 | $ 700,000 | $ 763,000 |
| Union County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 122,000 |
| Bronx County New York | 1 | $ 500,000 | $ 500,000 | $ 130,000 |
| Monroe County New York | 1 | $ 355,000 | $ 355,000 | $ 185,000 |
| Currituck County North Carolina | 1 | $ 1,080,000 | $ 1,080,000 | $ 395,000 |
| Durham County North Carolina | 1 | $ 1,000,000 | $ 1,000,000 | $ 427,000 |
| Haywood County North Carolina | 1 | $ 599,000 | $ 599,000 | $ 158,000 |
| Macon County North Carolina | 1 | $ 1,200,000 | $ 1,200,000 | $ 565,000 |
| Tulsa County Oklahoma | 1 | $ 300,000 | $ 300,000 | $ 92,000 |
| Deschutes County Oregon | 1 | $ 1,140,000 | $ 1,140,000 | $ 432,000 |
| Multnomah County Oregon | 1 | $ 850,000 | $ 850,000 | $ 319,000 |
| Lancaster County Pennsylvania | 1 | $ 372,000 | $ 372,000 | $ 132,000 |
| Luzerne County Pennsylvania | 1 | $ 600,000 | $ 600,000 | $ 151,000 |
| Westmoreland County Pennsylvania | 1 | $ 640,000 | $ 640,000 | $ 919,000 |
| Washington County Rhode Island | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,007,000 |
| Bexar County Texas | 1 | $ 300,000 | $ 300,000 | $ 112,000 |
| Fort Bend County Texas | 1 | $ 200,000 | $ 200,000 | $ 142,000 |
| Hays County Texas | 1 | $ 464,000 | $ 464,000 | $ 140,000 |
| Jefferson County Texas | 1 | $ 274,000 | $ 274,000 | $ 167,000 |
| Williamson County Texas | 1 | $ 249,000 | $ 249,000 | $ 152,000 |
| Orange County Vermont | 1 | $ 372,000 | $ 372,000 | $ 759,000 |
| Albemarle County Virginia | 1 | $ 2,600,000 | $ 2,600,000 | $ 530,000 |
| Alexandria County Virginia | 1 | $ 500,000 | $ 500,000 | $ 142,000 |
| Arlington County Virginia | 1 | $ 428,000 | $ 428,000 | $ 75,000 |
| Bedford County Virginia | 1 | $ 670,000 | $ 670,000 | $ 221,000 |
| Fairfax County Virginia | 1 | $ 400,000 | $ 400,000 | $ 82,000 |
| Henry County Virginia | 1 | $ 730,000 | $ 730,000 | $ 116,000 |
| Loudoun County Virginia | 1 | $ 700,000 | $ 700,000 | $ 1,210,000 |
| Wythe County Virginia | 1 | $ 830,000 | $ 830,000 | $ 218,000 |
| Jefferson County Washington | 1 | $ 400,000 | $ 400,000 | $ 118,000 |
| Snohomish County Washington | 1 | $ 745,000 | $ 745,000 | $ 105,000 |
| Dane County Wisconsin | 1 | $ 173,000 | $ 173,000 | $ 46,000 |
| Walworth County Wisconsin | 1 | $ 350,000 | $ 350,000 | $ 1,094,000 |
| Converse County Wyoming | 1 | $ 1,215,000 | $ 1,215,000 | $ 1,702,000 |
Mortgage Loan Application Detail Totals for Mellon Trust Of New England in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 313 | $313,684,000 | $1,002,000 | $10,850,000 | $634,000 | $9,999,000 |
| Refinancing | 214 | $200,102,000 | $935,000 | $9,500,000 | $543,000 | $9,999,000 |
| Home Improvement | 3 | $1,568,000 | $522,000 | $800,000 | $520,000 | $914,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 303 | $300,824,000 | $992,000 | $9,500,000 | $647,000 | $9,999,000 |
| White | 210 | $198,680,000 | $946,000 | $10,850,000 | $503,000 | $7,202,000 |
| Hispanic | 10 | $7,516,000 | $751,000 | $1,500,000 | $1,256,000 | $9,999,000 |
| Asian | 4 | $2,181,000 | $545,000 | $719,000 | $89,000 | $258,000 |
| Not applicable | 3 | $6,153,000 | $2,051,000 | $5,063,000 | $522,000 | $1,226,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 530 | $515,354,000 | $972,000 | $10,850,000 | $597,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 424 | $402,217,000 | $948,000 | $10,850,000 | $607,000 | $9,999,000 |
| Application Denied By Financial Institution | 41 | $57,485,000 | $1,402,000 | $9,500,000 | $721,000 | $7,202,000 |
| Application Approved But Not Accepted | 31 | $26,710,000 | $861,000 | $2,175,000 | $478,000 | $2,726,000 |
| Application Withdrawn By Applicant | 25 | $21,764,000 | $870,000 | $2,000,000 | $454,000 | $2,082,000 |
| File Closed For Incompleteness | 7 | $6,570,000 | $938,000 | $1,210,000 | $332,000 | $1,161,000 |
| Preapproval Denied by Financial Institution | 2 | $608,000 | $304,000 | $480,000 | $313,000 | $331,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 22 | $31,171,000 | $1,416,000 | $9,500,000 | $446,000 | $3,281,000 |
| Other | 10 | $8,896,000 | $889,000 | $1,200,000 | $847,000 | $1,025,000 |
| Collateral | 5 | $12,190,000 | $2,438,000 | $9,205,000 | $2,127,000 | $7,202,000 |
| Credit History | 4 | $3,626,000 | $906,000 | $1,500,000 | $119,000 | $296,000 |
| Unverifiable Information | 1 | $820,000 | $820,000 | $820,000 | $503,000 | $503,000 |
| Employment History | 1 | $1,390,000 | $1,390,000 | $1,390,000 | $287,000 | $287,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mellon Trust Of New England's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mellon Trust Of New England's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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