Mellon Trust Of New England
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Mellon Trust Of New England 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mellon Trust Of New England One Boston Place Boston, MA 02108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 366 |
| Total Mortgage Loan Application Amount | $307,416,000 |
| Average Mortgage Loan Application Amount | $643,000 |
| Highest Mortgage Loan Application Amount | $6,000,000 |
| Average Applicant Income | $365,000 |
| Highest Applicant Income | $3,859,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Mellon Trust Of New England. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mellon Trust Of New England's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Mellon Trust Of New England's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mellon Trust Of New England serves its applicants.
Each category highlights the total number of mortgage applications processed by Mellon Trust Of New England, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mellon Trust Of New England's mortgage activity for 2006.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHILADELPHIA, PA | 27 | $ 18,801,000 | $ 696,000 | $ 343,000 |
| BOSTON-QUINCY, MA | 26 | $ 20,155,000 | $ 775,000 | $ 319,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 24 | $ 31,862,000 | $ 1,327,000 | $ 484,000 |
| PITTSBURGH, PA | 23 | $ 10,141,000 | $ 440,000 | $ 368,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 18 | $ 15,400,000 | $ 829,000 | $ 329,500 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 15 | $ 18,025,000 | $ 1,201,000 | $ 397,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 13 | $ 14,420,000 | $ 1,109,000 | $ 518,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 11 | $ 12,325,000 | $ 1,120,000 | $ 860,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 10 | $ 9,399,000 | $ 939,000 | $ 333,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 7 | $ 5,035,000 | $ 719,000 | $ 308,000 |
| ESSEX COUNTY, MA | 6 | $ 4,230,000 | $ 705,000 | $ 279,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 6 | $ 4,401,000 | $ 733,000 | $ 183,000 |
| NAPLES-MARCO ISLAND, FL | 6 | $ 6,452,000 | $ 1,075,000 | $ 426,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 6 | $ 3,459,000 | $ 576,000 | $ 310,000 |
| CAPE CORAL-FORT MYERS, FL | 5 | $ 3,135,000 | $ 627,000 | $ 277,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 5 | $ 4,016,000 | $ 803,000 | $ 293,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 5 | $ 6,815,000 | $ 1,375,000 | $ 749,000 |
| BARNSTABLE TOWN, MA | 4 | $ 4,011,000 | $ 1,002,000 | $ 1,440,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 4 | $ 1,707,000 | $ 355,000 | $ 118,000 |
| SALT LAKE CITY, UT | 4 | $ 4,012,000 | $ 1,003,000 | $ 743,000 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 3 | $ 1,115,000 | $ 371,000 | $ 115,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 3 | $ 4,725,000 | $ 1,575,000 | $ 468,000 |
| CAMDEN, NJ | 3 | $ 1,029,000 | $ 343,000 | $ 325,000 |
| DALLAS-PLANO-IRVING, TX | 3 | $ 3,176,000 | $ 1,058,000 | $ 430,000 |
| DENVER-AURORA, CO | 3 | $ 2,140,000 | $ 713,000 | $ 166,000 |
| NASSAU-SUFFOLK, NY | 3 | $ 5,060,000 | $ 1,686,000 | $ 343,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 3 | $ 746,000 | $ 248,000 | $ 99,000 |
| OCEAN CITY, NJ | 3 | $ 2,432,000 | $ 810,000 | $ 543,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 3 | $ 2,041,000 | $ 680,000 | $ 470,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 3 | $ 5,286,000 | $ 1,762,000 | $ 1,466,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 3 | $ 1,741,000 | $ 580,000 | $ 278,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 3 | $ 1,324,000 | $ 441,000 | $ 211,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 2 | $ 1,641,000 | $ 820,000 | $ 436,000 |
| AUSTIN-ROUND ROCK, TX | 2 | $ 1,375,000 | $ 687,000 | $ 215,000 |
| BALTIMORE-TOWSON, MD | 2 | $ 1,680,000 | $ 840,000 | $ 471,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 2 | $ 1,184,000 | $ 592,000 | $ 370,000 |
| EDISON, NJ | 2 | $ 1,880,000 | $ 940,000 | $ 293,000 |
| LAS VEGAS-PARADISE, NV | 2 | $ 2,050,000 | $ 1,025,000 | $ 688,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2 | $ 1,085,000 | $ 542,000 | $ 189,000 |
| NEWARK-UNION, NJ-PA | 2 | $ 2,500,000 | $ 1,250,000 | $ 401,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 2 | $ 1,085,000 | $ 542,000 | $ 145,000 |
| ROCHESTER, NY | 2 | $ 989,000 | $ 494,000 | $ 413,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 2 | $ 1,614,000 | $ 807,000 | $ 241,000 |
| SARASOTA-BRADENTON-VENICE, FL | 2 | $ 772,000 | $ 386,000 | $ 170,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 2 | $ 3,815,000 | $ 1,907,000 | $ 663,000 |
| WILMINGTON, NC | 2 | $ 1,638,000 | $ 819,000 | $ 344,000 |
| ALTOONA, PA | 1 | $ 288,000 | $ 288,000 | $ 169,000 |
| ASHEVILLE, NC | 1 | $ 625,000 | $ 625,000 | $ 142,000 |
| ATLANTIC CITY, NJ | 1 | $ 200,000 | $ 200,000 | $ 109,000 |
| BEND, OR | 1 | $ 200,000 | $ 200,000 | $ 186,000 |
| BOULDER, CO | 1 | $ 1,341,000 | $ 1,341,000 | $ 574,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 1 | $ 1,100,000 | $ 1,100,000 | $ 699,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 1 | $ 344,000 | $ 344,000 | $ 215,000 |
| CHATTANOOGA, TN-GA | 1 | $ 330,000 | $ 330,000 | $ 974,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 1 | $ 900,000 | $ 900,000 | $ 1,270,000 |
| COEUR D'ALENE, ID | 1 | $ 1,875,000 | $ 1,875,000 | $ 1,115,000 |
| COLORADO SPRINGS, CO | 1 | $ 700,000 | $ 700,000 | $ 258,000 |
| COLUMBUS, OH | 1 | $ 276,000 | $ 276,000 | $ 469,000 |
| DURHAM, NC | 1 | $ 541,000 | $ 541,000 | $ 148,000 |
| EL PASO, TX | 1 | $ 900,000 | $ 900,000 | $ 547,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1 | $ 650,000 | $ 650,000 | $ 494,000 |
| HONOLULU, HI | 1 | $ 1,500,000 | $ 1,500,000 | $ 362,000 |
| LANCASTER, PA | 1 | $ 326,000 | $ 326,000 | $ 40,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 1 | $ 679,000 | $ 679,000 | $ 273,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1 | $ 310,000 | $ 310,000 | $ 132,000 |
| PITTSFIELD, MA | 1 | $ 750,000 | $ 750,000 | $ 381,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 1 | $ 520,000 | $ 520,000 | $ 856,000 |
| RENO-SPARKS, NV | 1 | $ 1,100,000 | $ 1,100,000 | $ 285,000 |
| RICHMOND, VA | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,533,000 |
| SANTA FE, NM | 1 | $ 245,000 | $ 245,000 | $ 204,000 |
| SCRANTON--WILKES-BARRE, PA | 1 | $ 285,000 | $ 285,000 | $ 236,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 250,000 | $ 250,000 | $ 237,000 |
| SPARTANBURG, SC | 1 | $ 950,000 | $ 950,000 | $ 392,000 |
| TUCSON, AZ | 1 | $ 500,000 | $ 500,000 | $ 34,000 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 338,000 | $ 338,000 | $ 418,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1 | $ 406,000 | $ 406,000 | $ 60,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 1 | $ 560,000 | $ 560,000 | $ 325,000 |
| WICHITA, KS | 1 | $ 342,000 | $ 342,000 | $ 77,000 |
| WILMINGTON, DE-MD-NJ | 1 | $ 240,000 | $ 240,000 | $ 374,000 |
Mortgage Loan Application Detail Totals for Mellon Trust Of New England in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 189 | $167,375,000 | $885,000 | $6,000,000 | $442,000 | $3,859,000 |
| Home Purchase | 176 | $139,791,000 | $794,000 | $4,750,000 | $416,000 | $3,533,000 |
| Home Improvement | 1 | $250,000 | $250,000 | $250,000 | $237,000 | $237,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 228 | $201,859,000 | $885,000 | $4,750,000 | $432,000 | $3,750,000 |
| White | 130 | $95,169,000 | $732,000 | $3,000,000 | $431,000 | $3,859,000 |
| Hispanic | 4 | $8,350,000 | $2,087,000 | $6,000,000 | $446,000 | $1,181,000 |
| Black or African American | 2 | $1,120,000 | $560,000 | $720,000 | $201,000 | $222,000 |
| Not applicable | 1 | $576,000 | $576,000 | $576,000 | $50,000 | $50,000 |
| Asian | 1 | $342,000 | $342,000 | $342,000 | $77,000 | $77,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 366 | $307,416,000 | $839,000 | $6,000,000 | $429,000 | $3,859,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 296 | $240,444,000 | $812,000 | $6,000,000 | $451,000 | $3,859,000 |
| Application Withdrawn By Applicant | 27 | $23,112,000 | $856,000 | $3,000,000 | $390,000 | $3,533,000 |
| Application Approved But Not Accepted | 21 | $27,930,000 | $1,330,000 | $4,750,000 | $473,000 | $1,394,000 |
| Application Denied By Financial Institution | 20 | $14,506,000 | $725,000 | $2,300,000 | $124,000 | $303,000 |
| File Closed For Incompleteness | 2 | $1,424,000 | $712,000 | $1,120,000 | $221,000 | $298,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 15 | $10,336,000 | $689,000 | $2,000,000 | $122,000 | $303,000 |
| Other | 2 | $1,020,000 | $510,000 | $690,000 | $146,000 | $292,000 |
| Credit History | 2 | $2,650,000 | $1,325,000 | $2,300,000 | $125,000 | $250,000 |
| Collateral | 1 | $500,000 | $500,000 | $500,000 | $115,000 | $115,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mellon Trust Of New England's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mellon Trust Of New England's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.