Orion Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Orion Federal Credit Union 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Orion Federal Credit Union 7845 Highway 64 Memphis, TN 38133 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2011 2010 |
| Total Number of Mortgage Applications | 551 |
| Total Mortgage Loan Application Amount | $63,702,000 |
| Average Mortgage Loan Application Amount | $94,333 |
| Highest Mortgage Loan Application Amount | $969,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $2,778,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Orion Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Orion Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Orion Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Orion Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Orion Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Orion Federal Credit Union's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shelby County Tennessee | 157 | $ 19,657,000 | $ 125,000 | $ 77,000 |
| Santa Clara County California | 47 | $ 8,595,000 | $ 182,000 | $ 132,000 |
| Orange County California | 26 | $ 2,632,000 | $ 101,000 | $ 91,000 |
| DeSoto County Mississippi | 19 | $ 2,900,000 | $ 152,000 | $ 212,000 |
| San Diego County California | 11 | $ 1,188,000 | $ 108,000 | $ 62,000 |
| Los Angeles County California | 10 | $ 1,012,000 | $ 101,000 | $ 94,000 |
| Fayette County Tennessee | 7 | $ 1,388,000 | $ 198,000 | $ 66,000 |
| Riverside County California | 5 | $ 264,000 | $ 52,000 | $ 51,000 |
| Washington County Oregon | 5 | $ 551,000 | $ 110,000 | $ 83,000 |
| Tipton County Tennessee | 5 | $ 780,000 | $ 156,000 | $ 103,000 |
| Pinal County Arizona | 4 | $ 292,000 | $ 73,000 | $ 77,000 |
| Ventura County California | 4 | $ 976,000 | $ 244,000 | $ 126,000 |
| Clackamas County Oregon | 4 | $ 235,000 | $ 58,000 | $ 50,000 |
| Lane County Oregon | 4 | $ 298,000 | $ 74,000 | $ 46,000 |
| Yamhill County Oregon | 4 | $ 351,000 | $ 87,000 | $ 46,000 |
| Crittenden County Arkansas | 3 | $ 791,000 | $ 263,000 | $ 74,000 |
| Alameda County California | 3 | $ 373,000 | $ 124,000 | $ 71,000 |
| Sacramento County California | 3 | $ 174,000 | $ 58,000 | $ 60,000 |
| San Mateo County California | 3 | $ 571,000 | $ 190,000 | $ 98,000 |
| Clay County Florida | 3 | $ 408,000 | $ 136,000 | $ 44,000 |
| Lee County Florida | 3 | $ 307,000 | $ 102,000 | $ 67,000 |
| Bulloch County Georgia | 3 | $ 273,000 | $ 91,000 | $ 206,000 |
| Lawrence County Alabama | 2 | $ 123,000 | $ 61,000 | $ 43,000 |
| Madison County Alabama | 2 | $ 156,000 | $ 78,000 | $ 32,000 |
| Maricopa County Arizona | 2 | $ 102,000 | $ 51,000 | $ 44,000 |
| San Bernardino County California | 2 | $ 89,000 | $ 44,000 | $ 51,000 |
| Santa Cruz County California | 2 | $ 513,000 | $ 256,000 | $ 133,000 |
| Citrus County Florida | 2 | $ 224,000 | $ 112,000 | $ 54,000 |
| Escambia County Florida | 2 | $ 133,000 | $ 66,000 | $ 32,000 |
| Jackson County Florida | 2 | $ 170,000 | $ 85,000 | $ 39,000 |
| Lake County Florida | 2 | $ 187,000 | $ 93,000 | $ 76,000 |
| Polk County Florida | 2 | $ 134,000 | $ 67,000 | $ 52,000 |
| Sarasota County Florida | 2 | $ 152,000 | $ 76,000 | $ 316,000 |
| Liberty County Georgia | 2 | $ 193,000 | $ 96,000 | $ 46,000 |
| Bienville County Louisiana | 2 | $ 247,000 | $ 123,000 | $ 95,000 |
| Calcasieu County Louisiana | 2 | $ 162,000 | $ 81,000 | $ 98,000 |
| Grant County Louisiana | 2 | $ 248,000 | $ 124,000 | $ 80,000 |
| Lafourche County Louisiana | 2 | $ 204,000 | $ 102,000 | $ 71,000 |
| Livingston County Louisiana | 2 | $ 260,000 | $ 130,000 | $ 45,000 |
| Tate County Mississippi | 2 | $ 325,000 | $ 162,000 | $ 66,000 |
| Marion County Oregon | 2 | $ 76,000 | $ 38,000 | $ 46,000 |
| Clark County Washington | 2 | $ 130,000 | $ 65,000 | $ 47,000 |
| Baldwin County Alabama | 1 | $ 148,000 | $ 148,000 | $ 169,000 |
| Escambia County Alabama | 1 | $ 44,000 | $ 44,000 | $ 31,000 |
| Fayette County Alabama | 1 | $ 74,000 | $ 74,000 | $ 42,000 |
| Geneva County Alabama | 1 | $ 77,000 | $ 77,000 | $ 30,000 |
| Hale County Alabama | 1 | $ 113,000 | $ 113,000 | $ 71,000 |
| Mobile County Alabama | 1 | $ 96,000 | $ 96,000 | $ 84,000 |
| Randolph County Alabama | 1 | $ 154,000 | $ 154,000 | $ 49,000 |
| St. Clair County Alabama | 1 | $ 101,000 | $ 101,000 | $ 95,000 |
| Talladega County Alabama | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Tallapoosa County Alabama | 1 | $ 79,000 | $ 79,000 | $ 54,000 |
| Coconino County Arizona | 1 | $ 29,000 | $ 29,000 | $ 16,000 |
| Mohave County Arizona | 1 | $ 47,000 | $ 47,000 | $ 77,000 |
| Navajo County Arizona | 1 | $ 43,000 | $ 43,000 | $ 58,000 |
| Pima County Arizona | 1 | $ 151,000 | $ 151,000 | $ 77,000 |
| Cleburne County Arkansas | 1 | $ 86,000 | $ 86,000 | $ 38,000 |
| Cleveland County Arkansas | 1 | $ 112,000 | $ 112,000 | $ 99,000 |
| Cross County Arkansas | 1 | $ 99,000 | $ 99,000 | $ 135,000 |
| Independence County Arkansas | 1 | $ 82,000 | $ 82,000 | $ 113,000 |
| Mississippi County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 33,000 |
| Pulaski County Arkansas | 1 | $ 96,000 | $ 96,000 | $ 29,000 |
| Saline County Arkansas | 1 | $ 47,000 | $ 47,000 | $ 78,000 |
| Sharp County Arkansas | 1 | $ 60,000 | $ 60,000 | $ 91,000 |
| Union County Arkansas | 1 | $ 97,000 | $ 97,000 | $ 113,000 |
| White County Arkansas | 1 | $ 29,000 | $ 29,000 | $ 45,000 |
| Contra Costa County California | 1 | $ 22,000 | $ 22,000 | $ 40,000 |
| El Dorado County California | 1 | $ 24,000 | $ 24,000 | $ 67,000 |
| Napa County California | 1 | $ 162,000 | $ 162,000 | $ 78,000 |
| San Luis Obispo County California | 1 | $ 70,000 | $ 70,000 | $ 62,000 |
| Santa Barbara County California | 1 | $ 98,000 | $ 98,000 | $ 143,000 |
| Arapahoe County Colorado | 1 | $ 85,000 | $ 85,000 | $ 120,000 |
| Alachua County Florida | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Baker County Florida | 1 | $ 73,000 | $ 73,000 | $ 82,000 |
| Bradford County Florida | 1 | $ 122,000 | $ 122,000 | $ 151,000 |
| Brevard County Florida | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Duval County Florida | 1 | $ 51,000 | $ 51,000 | $ 23,000 |
| Hendry County Florida | 1 | $ 73,000 | $ 73,000 | $ 92,000 |
| Leon County Florida | 1 | $ 120,000 | $ 120,000 | $ 92,000 |
| Pasco County Florida | 1 | $ 119,000 | $ 119,000 | $ 70,000 |
| St. Johns County Florida | 1 | $ 95,000 | $ 95,000 | $ 172,000 |
| Taylor County Florida | 1 | $ 130,000 | $ 130,000 | $ 71,000 |
| Union County Florida | 1 | $ 88,000 | $ 88,000 | $ 48,000 |
| Appling County Georgia | 1 | $ 123,000 | $ 123,000 | $ 85,000 |
| Bleckley County Georgia | 1 | $ 74,000 | $ 74,000 | $ 33,000 |
| Bryan County Georgia | 1 | $ 84,000 | $ 84,000 | $ 97,000 |
| Chatham County Georgia | 1 | $ 112,000 | $ 112,000 | $ 42,000 |
| Cook County Georgia | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| Dodge County Georgia | 1 | $ 102,000 | $ 102,000 | $ 50,000 |
| Dougherty County Georgia | 1 | $ 107,000 | $ 107,000 | $ 54,000 |
| Effingham County Georgia | 1 | $ 99,000 | $ 99,000 | $ 120,000 |
| Elbert County Georgia | 1 | $ 68,000 | $ 68,000 | $ 62,000 |
| Fannin County Georgia | 1 | $ 58,000 | $ 58,000 | $ 61,000 |
| Hart County Georgia | 1 | $ 63,000 | $ 63,000 | $ 182,000 |
| Houston County Georgia | 1 | $ 183,000 | $ 183,000 | $ 68,000 |
| Jefferson County Georgia | 1 | $ 107,000 | $ 107,000 | $ 123,000 |
| Lowndes County Georgia | 1 | $ 93,000 | $ 93,000 | $ 42,000 |
| Mitchell County Georgia | 1 | $ 104,000 | $ 104,000 | $ 161,000 |
| Putnam County Georgia | 1 | $ 104,000 | $ 104,000 | $ 96,000 |
| Wilkinson County Georgia | 1 | $ 87,000 | $ 87,000 | $ 33,000 |
| Allen County Louisiana | 1 | $ 173,000 | $ 173,000 | $ 90,000 |
| Ascension County Louisiana | 1 | $ 136,000 | $ 136,000 | $ 120,000 |
| Avoyelles County Louisiana | 1 | $ 67,000 | $ 67,000 | $ 81,000 |
| Beauregard County Louisiana | 1 | $ 79,000 | $ 79,000 | $ 70,000 |
| Bossier County Louisiana | 1 | $ 121,000 | $ 121,000 | $ 46,000 |
| Caddo County Louisiana | 1 | $ 86,000 | $ 86,000 | $ 97,000 |
| Iberia County Louisiana | 1 | $ 76,000 | $ 76,000 | $ 41,000 |
| Iberville County Louisiana | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
| Ouachita County Louisiana | 1 | $ 177,000 | $ 177,000 | $ 86,000 |
| Rapides County Louisiana | 1 | $ 156,000 | $ 156,000 | $ 89,000 |
| Sabine County Louisiana | 1 | $ 100,000 | $ 100,000 | $ 160,000 |
| St. Landry County Louisiana | 1 | $ 119,000 | $ 119,000 | $ 65,000 |
| St. Mary County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 95,000 |
| Forrest County Mississippi | 1 | $ 16,000 | $ 16,000 | $ 94,000 |
| Jefferson Davis County Mississippi | 1 | $ 108,000 | $ 108,000 | $ 86,000 |
| Lowndes County Mississippi | 1 | $ 58,000 | $ 58,000 | $ 83,000 |
| Marshall County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 33,000 |
| Wayne County Mississippi | 1 | $ 42,000 | $ 42,000 | $ 43,000 |
| Socorro County New Mexico | 1 | $ 57,000 | $ 57,000 | $ 30,000 |
| Brunswick County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 200,000 |
| Canadian County Oklahoma | 1 | $ 63,000 | $ 63,000 | $ 74,000 |
| Carter County Oklahoma | 1 | $ 203,000 | $ 203,000 | $ 133,000 |
| Creek County Oklahoma | 1 | $ 82,000 | $ 82,000 | $ 68,000 |
| Pittsburg County Oklahoma | 1 | $ 181,000 | $ 181,000 | $ 108,000 |
| Benton County Oregon | 1 | $ 31,000 | $ 31,000 | $ 40,000 |
| Columbia County Oregon | 1 | $ 88,000 | $ 88,000 | $ 55,000 |
| Curry County Oregon | 1 | $ 51,000 | $ 51,000 | $ 36,000 |
| Jackson County Oregon | 1 | $ 48,000 | $ 48,000 | $ 33,000 |
| Linn County Oregon | 1 | $ 19,000 | $ 19,000 | $ 37,000 |
| Multnomah County Oregon | 1 | $ 132,000 | $ 132,000 | $ 36,000 |
| Wasco County Oregon | 1 | $ 89,000 | $ 89,000 | $ 86,000 |
| Wheeler County Oregon | 1 | $ 96,000 | $ 96,000 | $ 74,000 |
| Anderson County South Carolina | 1 | $ 62,000 | $ 62,000 | $ 59,000 |
| Colleton County South Carolina | 1 | $ 67,000 | $ 67,000 | $ 54,000 |
| Oconee County South Carolina | 1 | $ 87,000 | $ 87,000 | $ 49,000 |
| Benton County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 110,000 |
| Cheatham County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 43,000 |
| Gibson County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 56,000 |
| Haywood County Tennessee | 1 | $ 123,000 | $ 123,000 | $ 26,000 |
| Henry County Tennessee | 1 | $ 56,000 | $ 56,000 | $ 72,000 |
| Madison County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 100,000 |
| McNairy County Tennessee | 1 | $ 37,000 | $ 37,000 | $ 67,000 |
| Putnam County Tennessee | 1 | $ 168,000 | $ 168,000 | $ 100,000 |
| Warren County Tennessee | 1 | $ 39,000 | $ 39,000 | $ 69,000 |
| Brazoria County Texas | 1 | $ 189,000 | $ 189,000 | $ 105,000 |
| Colorado County Texas | 1 | $ 130,000 | $ 130,000 | $ 49,000 |
| Cooke County Texas | 1 | $ 152,000 | $ 152,000 | $ 100,000 |
| Eastland County Texas | 1 | $ 79,000 | $ 79,000 | $ 36,000 |
| Fort Bend County Texas | 1 | $ 177,000 | $ 177,000 | $ 103,000 |
| Grayson County Texas | 1 | $ 79,000 | $ 79,000 | $ 73,000 |
| Guadalupe County Texas | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Jasper County Texas | 1 | $ 32,000 | $ 32,000 | $ 76,000 |
| Kaufman County Texas | 1 | $ 107,000 | $ 107,000 | $ 117,000 |
| Lynn County Texas | 1 | $ 88,000 | $ 88,000 | $ 80,000 |
| Orange County Texas | 1 | $ 83,000 | $ 83,000 | $ 30,000 |
| Randall County Texas | 1 | $ 127,000 | $ 127,000 | $ 61,000 |
| Benton County Washington | 1 | $ 28,000 | $ 28,000 | $ 45,000 |
| Chelan County Washington | 1 | $ 43,000 | $ 43,000 | $ 31,000 |
| King County Washington | 1 | $ 36,000 | $ 36,000 | $ 53,000 |
| Pierce County Washington | 1 | $ 45,000 | $ 45,000 | $ 80,000 |
| Stevens County Washington | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Mercer County West Virginia | 1 | $ 47,000 | $ 47,000 | $ 84,000 |
Mortgage Loan Application Detail Totals for Orion Federal Credit Union in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 403 | $45,135,000 | $111,000 | $380,000 | $89,000 | $2,778,000 |
| Refinancing | 147 | $18,520,000 | $125,000 | $969,000 | $75,000 | $375,000 |
| Home Improvement | 1 | $47,000 | $47,000 | $47,000 | $49,000 | $49,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 347 | $37,002,000 | $106,000 | $340,000 | $84,000 | $588,000 |
| White | 78 | $11,320,000 | $145,000 | $969,000 | $80,000 | $269,000 |
| Black or African American | 70 | $7,846,000 | $112,000 | $583,000 | $69,000 | $200,000 |
| Not Provided | 48 | $6,644,000 | $138,000 | $380,000 | $133,000 | $2,778,000 |
| Hispanic | 6 | $672,000 | $112,000 | $198,000 | $55,000 | $100,000 |
| Asian | 2 | $218,000 | $109,000 | $128,000 | $144,000 | $188,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 551 | $63,702,000 | $115,000 | $969,000 | $85,000 | $2,778,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 383 | $41,234,000 | $107,000 | $340,000 | $84,000 | $588,000 |
| Application Withdrawn By Applicant | 92 | $13,355,000 | $145,000 | $969,000 | $107,000 | $2,778,000 |
| Application Denied By Financial Institution | 55 | $6,512,000 | $118,000 | $583,000 | $64,000 | $198,000 |
| File Closed For Incompleteness | 16 | $1,874,000 | $117,000 | $240,000 | $81,000 | $269,000 |
| Application Approved But Not Accepted | 5 | $727,000 | $145,000 | $340,000 | $76,000 | $138,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 33 | $3,753,000 | $113,000 | $583,000 | $63,000 | $188,000 |
| Debt-To-Income Ratio | 10 | $1,533,000 | $153,000 | $238,000 | $71,000 | $174,000 |
| Collateral | 9 | $931,000 | $103,000 | $199,000 | $66,000 | $198,000 |
| Other | 2 | $99,000 | $49,000 | $50,000 | $38,000 | $44,000 |
| Unverifiable Information | 1 | $196,000 | $196,000 | $196,000 | $51,000 | $51,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Orion Federal Credit Union's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Orion Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.