Orion Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Orion Federal Credit Union 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Orion Federal Credit Union 7845 Highway 64 Memphis, TN 38133 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2011 2010 |
| Total Number of Mortgage Applications | 690 |
| Total Mortgage Loan Application Amount | $83,481,000 |
| Average Mortgage Loan Application Amount | $123,000 |
| Highest Mortgage Loan Application Amount | $1,935,000 |
| Average Applicant Income | $87,000 |
| Highest Applicant Income | $895,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Orion Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Orion Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Orion Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Orion Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Orion Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Orion Federal Credit Union's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shelby County Tennessee | 284 | $ 37,119,000 | $ 130,000 | $ 83,000 |
| Santa Clara County California | 43 | $ 7,179,000 | $ 166,000 | $ 117,000 |
| DeSoto County Mississippi | 30 | $ 4,400,000 | $ 146,000 | $ 109,000 |
| Orange County California | 16 | $ 1,758,000 | $ 109,000 | $ 108,000 |
| San Diego County California | 13 | $ 1,561,000 | $ 120,000 | $ 104,000 |
| Los Angeles County California | 9 | $ 634,000 | $ 70,000 | $ 71,000 |
| Tipton County Tennessee | 7 | $ 1,030,000 | $ 147,000 | $ 136,000 |
| Alameda County California | 6 | $ 842,000 | $ 140,000 | $ 114,000 |
| Ventura County California | 6 | $ 736,000 | $ 122,000 | $ 66,000 |
| Crittenden County Arkansas | 5 | $ 598,000 | $ 119,000 | $ 123,000 |
| San Bernardino County California | 5 | $ 342,000 | $ 68,000 | $ 78,000 |
| Deschutes County Oregon | 5 | $ 576,000 | $ 115,000 | $ 56,000 |
| Fayette County Tennessee | 5 | $ 1,113,000 | $ 222,000 | $ 116,000 |
| Riverside County California | 4 | $ 232,000 | $ 58,000 | $ 66,000 |
| Citrus County Florida | 4 | $ 407,000 | $ 101,000 | $ 43,000 |
| Maricopa County Arizona | 3 | $ 148,000 | $ 49,000 | $ 57,000 |
| Yavapai County Arizona | 3 | $ 230,000 | $ 76,000 | $ 64,000 |
| Saline County Arkansas | 3 | $ 328,000 | $ 109,000 | $ 63,000 |
| Levy County Florida | 3 | $ 191,000 | $ 63,000 | $ 74,000 |
| Nassau County Florida | 3 | $ 334,000 | $ 111,000 | $ 76,000 |
| Suwannee County Florida | 3 | $ 300,000 | $ 100,000 | $ 67,000 |
| Bulloch County Georgia | 3 | $ 385,000 | $ 128,000 | $ 61,000 |
| Calcasieu County Louisiana | 3 | $ 215,000 | $ 71,000 | $ 102,000 |
| Jackson County Louisiana | 3 | $ 262,000 | $ 87,000 | $ 53,000 |
| Marshall County Mississippi | 3 | $ 603,000 | $ 201,000 | $ 95,000 |
| Marion County Oregon | 3 | $ 213,000 | $ 71,000 | $ 65,000 |
| Washington County Oregon | 3 | $ 140,000 | $ 46,000 | $ 45,000 |
| Blount County Alabama | 2 | $ 211,000 | $ 105,000 | $ 136,000 |
| Chilton County Alabama | 2 | $ 208,000 | $ 104,000 | $ 39,000 |
| Fayette County Alabama | 2 | $ 211,000 | $ 105,000 | $ 63,000 |
| Jefferson County Alabama | 2 | $ 211,000 | $ 105,000 | $ 85,000 |
| Talladega County Alabama | 2 | $ 199,000 | $ 99,000 | $ 58,000 |
| Walker County Alabama | 2 | $ 144,000 | $ 72,000 | $ 75,000 |
| Pima County Arizona | 2 | $ 187,000 | $ 93,000 | $ 113,000 |
| Crawford County Arkansas | 2 | $ 184,000 | $ 92,000 | $ 103,000 |
| Napa County California | 2 | $ 285,000 | $ 142,000 | $ 153,000 |
| Placer County California | 2 | $ 134,000 | $ 67,000 | $ 51,000 |
| Sacramento County California | 2 | $ 230,000 | $ 115,000 | $ 90,000 |
| San Mateo County California | 2 | $ 218,000 | $ 109,000 | $ 105,000 |
| Stanislaus County California | 2 | $ 107,000 | $ 53,000 | $ 66,000 |
| Alachua County Florida | 2 | $ 228,000 | $ 114,000 | $ 153,000 |
| Baker County Florida | 2 | $ 201,000 | $ 100,000 | $ 94,000 |
| Pinellas County Florida | 2 | $ 91,000 | $ 45,000 | $ 69,000 |
| Santa Rosa County Florida | 2 | $ 209,000 | $ 104,000 | $ 50,000 |
| Putnam County Georgia | 2 | $ 172,000 | $ 86,000 | $ 102,000 |
| Richmond County Georgia | 2 | $ 171,000 | $ 85,000 | $ 62,000 |
| Ascension County Louisiana | 2 | $ 290,000 | $ 145,000 | $ 134,000 |
| De Soto County Louisiana | 2 | $ 150,000 | $ 75,000 | $ 75,000 |
| Dona Ana County New Mexico | 2 | $ 141,000 | $ 70,000 | $ 33,000 |
| Cleveland County Oklahoma | 2 | $ 192,000 | $ 96,000 | $ 69,000 |
| Creek County Oklahoma | 2 | $ 183,000 | $ 91,000 | $ 52,000 |
| Douglas County Oregon | 2 | $ 100,000 | $ 50,000 | $ 68,000 |
| Hamilton County Tennessee | 2 | $ 487,000 | $ 243,000 | $ 137,000 |
| Bastrop County Texas | 2 | $ 257,000 | $ 128,000 | $ 49,000 |
| Jasper County Texas | 2 | $ 211,000 | $ 105,000 | $ 80,000 |
| Travis County Texas | 2 | $ 198,000 | $ 99,000 | $ 51,000 |
| Wharton County Texas | 2 | $ 310,000 | $ 155,000 | $ 137,000 |
| Clark County Washington | 2 | $ 128,000 | $ 64,000 | $ 76,000 |
| Baldwin County Alabama | 1 | $ 81,000 | $ 81,000 | $ 61,000 |
| Bibb County Alabama | 1 | $ 104,000 | $ 104,000 | $ 46,000 |
| Calhoun County Alabama | 1 | $ 82,000 | $ 82,000 | $ 65,000 |
| Clarke County Alabama | 1 | $ 106,000 | $ 106,000 | $ 29,000 |
| Coffee County Alabama | 1 | $ 87,000 | $ 87,000 | $ 76,000 |
| Cullman County Alabama | 1 | $ 128,000 | $ 128,000 | $ 84,000 |
| Hale County Alabama | 1 | $ 156,000 | $ 156,000 | $ 114,000 |
| Lawrence County Alabama | 1 | $ 129,000 | $ 129,000 | $ 60,000 |
| Lowndes County Alabama | 1 | $ 159,000 | $ 159,000 | $ 87,000 |
| Marshall County Alabama | 1 | $ 70,000 | $ 70,000 | $ 58,000 |
| Morgan County Alabama | 1 | $ 107,000 | $ 107,000 | $ 88,000 |
| Shelby County Alabama | 1 | $ 87,000 | $ 87,000 | $ 75,000 |
| St. Clair County Alabama | 1 | $ 117,000 | $ 117,000 | $ 115,000 |
| Navajo County Arizona | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Cleburne County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 125,000 |
| Craighead County Arkansas | 1 | $ 120,000 | $ 120,000 | $ 107,000 |
| Faulkner County Arkansas | 1 | $ 79,000 | $ 79,000 | $ 85,000 |
| Greene County Arkansas | 1 | $ 4,000 | $ 4,000 | $ 31,000 |
| Hot Spring County Arkansas | 1 | $ 107,000 | $ 107,000 | $ 41,000 |
| Montgomery County Arkansas | 1 | $ 120,000 | $ 120,000 | $ 56,000 |
| Sharp County Arkansas | 1 | $ 196,000 | $ 196,000 | $ 209,000 |
| Union County Arkansas | 1 | $ 136,000 | $ 136,000 | $ 75,000 |
| Butte County California | 1 | $ 33,000 | $ 33,000 | $ 32,000 |
| Contra Costa County California | 1 | $ 61,000 | $ 61,000 | $ 58,000 |
| Kern County California | 1 | $ 63,000 | $ 63,000 | $ 60,000 |
| Monterey County California | 1 | $ 91,000 | $ 91,000 | $ 45,000 |
| Sonoma County California | 1 | $ 128,000 | $ 128,000 | $ 99,000 |
| Bay County Florida | 1 | $ 93,000 | $ 93,000 | $ 54,000 |
| Brevard County Florida | 1 | $ 165,000 | $ 165,000 | $ 101,000 |
| Calhoun County Florida | 1 | $ 81,000 | $ 81,000 | $ 87,000 |
| Columbia County Florida | 1 | $ 133,000 | $ 133,000 | $ 97,000 |
| Dixie County Florida | 1 | $ 104,000 | $ 104,000 | $ 249,000 |
| Flagler County Florida | 1 | $ 106,000 | $ 106,000 | $ 41,000 |
| Gadsden County Florida | 1 | $ 103,000 | $ 103,000 | $ 90,000 |
| Hernando County Florida | 1 | $ 97,000 | $ 97,000 | $ 40,000 |
| Highlands County Florida | 1 | $ 71,000 | $ 71,000 | $ 29,000 |
| Hillsborough County Florida | 1 | $ 110,000 | $ 110,000 | $ 93,000 |
| Lee County Florida | 1 | $ 90,000 | $ 90,000 | $ 40,000 |
| Madison County Florida | 1 | $ 92,000 | $ 92,000 | $ 71,000 |
| Manatee County Florida | 1 | $ 117,000 | $ 117,000 | $ 68,000 |
| Marion County Florida | 1 | $ 139,000 | $ 139,000 | $ 77,000 |
| Okaloosa County Florida | 1 | $ 118,000 | $ 118,000 | $ 80,000 |
| Orange County Florida | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| Pasco County Florida | 1 | $ 96,000 | $ 96,000 | $ 55,000 |
| St. Johns County Florida | 1 | $ 103,000 | $ 103,000 | $ 101,000 |
| Taylor County Florida | 1 | $ 179,000 | $ 179,000 | $ 136,000 |
| Walton County Florida | 1 | $ 87,000 | $ 87,000 | $ 62,000 |
| Brantley County Georgia | 1 | $ 66,000 | $ 66,000 | $ 42,000 |
| Bryan County Georgia | 1 | $ 131,000 | $ 131,000 | $ 100,000 |
| Burke County Georgia | 1 | $ 110,000 | $ 110,000 | $ 120,000 |
| Cherokee County Georgia | 1 | $ 82,000 | $ 82,000 | $ 39,000 |
| Coffee County Georgia | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Columbia County Georgia | 1 | $ 108,000 | $ 108,000 | $ 57,000 |
| Crawford County Georgia | 1 | $ 119,000 | $ 119,000 | $ 96,000 |
| Dodge County Georgia | 1 | $ 104,000 | $ 104,000 | $ 50,000 |
| Fulton County Georgia | 1 | $ 71,000 | $ 71,000 | $ 42,000 |
| Hancock County Georgia | 1 | $ 123,000 | $ 123,000 | $ 58,000 |
| Jasper County Georgia | 1 | $ 105,000 | $ 105,000 | $ 82,000 |
| Jenkins County Georgia | 1 | $ 54,000 | $ 54,000 | $ 70,000 |
| Jones County Georgia | 1 | $ 90,000 | $ 90,000 | $ 74,000 |
| Laurens County Georgia | 1 | $ 124,000 | $ 124,000 | $ 74,000 |
| Lincoln County Georgia | 1 | $ 73,000 | $ 73,000 | $ 81,000 |
| Long County Georgia | 1 | $ 97,000 | $ 97,000 | $ 35,000 |
| Lowndes County Georgia | 1 | $ 70,000 | $ 70,000 | $ 48,000 |
| Meriwether County Georgia | 1 | $ 109,000 | $ 109,000 | $ 43,000 |
| Polk County Georgia | 1 | $ 103,000 | $ 103,000 | $ 112,000 |
| Worth County Georgia | 1 | $ 90,000 | $ 90,000 | $ 66,000 |
| Monroe County Illinois | 1 | $ 93,000 | $ 93,000 | $ 72,000 |
| Assumption County Louisiana | 1 | $ 116,000 | $ 116,000 | $ 92,000 |
| Bossier County Louisiana | 1 | $ 131,000 | $ 131,000 | $ 95,000 |
| Catahoula County Louisiana | 1 | $ 114,000 | $ 114,000 | $ 67,000 |
| Claiborne County Louisiana | 1 | $ 130,000 | $ 130,000 | $ 120,000 |
| East Baton Rouge County Louisiana | 1 | $ 92,000 | $ 92,000 | $ 32,000 |
| Lincoln County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Natchitoches County Louisiana | 1 | $ 66,000 | $ 66,000 | $ 31,000 |
| Ouachita County Louisiana | 1 | $ 146,000 | $ 146,000 | $ 96,000 |
| Plaquemines County Louisiana | 1 | $ 203,000 | $ 203,000 | $ 123,000 |
| Sabine County Louisiana | 1 | $ 86,000 | $ 86,000 | $ 72,000 |
| St. Martin County Louisiana | 1 | $ 46,000 | $ 46,000 | $ 48,000 |
| Tangipahoa County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 103,000 |
| Terrebonne County Louisiana | 1 | $ 69,000 | $ 69,000 | $ 51,000 |
| West Baton Rouge County Louisiana | 1 | $ 61,000 | $ 61,000 | $ 62,000 |
| Covington County Mississippi | 1 | $ 89,000 | $ 89,000 | $ 59,000 |
| Lafayette County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 117,000 |
| Lee County Mississippi | 1 | $ 248,000 | $ 248,000 | $ 140,000 |
| Monroe County Mississippi | 1 | $ 183,000 | $ 183,000 | $ 83,000 |
| Stone County Mississippi | 1 | $ 104,000 | $ 104,000 | $ 42,000 |
| Tate County Mississippi | 1 | $ 62,000 | $ 62,000 | $ 77,000 |
| Tippah County Mississippi | 1 | $ 131,000 | $ 131,000 | $ 100,000 |
| Tishomingo County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 180,000 |
| Warren County Mississippi | 1 | $ 81,000 | $ 81,000 | $ 86,000 |
| Butler County Missouri | 1 | $ 99,000 | $ 99,000 | $ 75,000 |
| Pike County Missouri | 1 | $ 117,000 | $ 117,000 | $ 56,000 |
| Wayne County Missouri | 1 | $ 78,000 | $ 78,000 | $ 62,000 |
| Bernalillo County New Mexico | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| Eddy County New Mexico | 1 | $ 107,000 | $ 107,000 | $ 32,000 |
| Hidalgo County New Mexico | 1 | $ 107,000 | $ 107,000 | $ 76,000 |
| Luna County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| San Juan County New Mexico | 1 | $ 89,000 | $ 89,000 | $ 78,000 |
| Santa Fe County New Mexico | 1 | $ 63,000 | $ 63,000 | $ 39,000 |
| Nash County North Carolina | 1 | $ 81,000 | $ 81,000 | $ 50,000 |
| Wilkes County North Carolina | 1 | $ 46,000 | $ 46,000 | $ 96,000 |
| Canadian County Oklahoma | 1 | $ 96,000 | $ 96,000 | $ 66,000 |
| Cherokee County Oklahoma | 1 | $ 141,000 | $ 141,000 | $ 11,000 |
| Comanche County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 96,000 |
| Custer County Oklahoma | 1 | $ 120,000 | $ 120,000 | $ 32,000 |
| Grady County Oklahoma | 1 | $ 279,000 | $ 279,000 | $ 129,000 |
| Pittsburg County Oklahoma | 1 | $ 92,000 | $ 92,000 | $ 66,000 |
| Washington County Oklahoma | 1 | $ 147,000 | $ 147,000 | $ 124,000 |
| Benton County Oregon | 1 | $ 66,000 | $ 66,000 | $ 54,000 |
| Clackamas County Oregon | 1 | $ 40,000 | $ 40,000 | $ 63,000 |
| Coos County Oregon | 1 | $ 52,000 | $ 52,000 | $ 56,000 |
| Jackson County Oregon | 1 | $ 26,000 | $ 26,000 | $ 44,000 |
| Lane County Oregon | 1 | $ 31,000 | $ 31,000 | $ 51,000 |
| Multnomah County Oregon | 1 | $ 33,000 | $ 33,000 | $ 58,000 |
| Oconee County South Carolina | 1 | $ 114,000 | $ 114,000 | $ 129,000 |
| Davidson County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 87,000 |
| Dyer County Tennessee | 1 | $ 52,000 | $ 52,000 | $ 45,000 |
| Haywood County Tennessee | 1 | $ 52,000 | $ 52,000 | $ 30,000 |
| Lauderdale County Tennessee | 1 | $ 190,000 | $ 190,000 | $ 92,000 |
| McMinn County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 83,000 |
| Monroe County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 39,000 |
| Polk County Tennessee | 1 | $ 101,000 | $ 101,000 | $ 67,000 |
| Rhea County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 60,000 |
| Rutherford County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 33,000 |
| Wilson County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 88,000 |
| Atascosa County Texas | 1 | $ 110,000 | $ 110,000 | $ 135,000 |
| Burnet County Texas | 1 | $ 108,000 | $ 108,000 | $ 83,000 |
| Comal County Texas | 1 | $ 169,000 | $ 169,000 | $ 100,000 |
| Erath County Texas | 1 | $ 48,000 | $ 48,000 | $ 102,000 |
| Fort Bend County Texas | 1 | $ 139,000 | $ 139,000 | $ 120,000 |
| Grayson County Texas | 1 | $ 109,000 | $ 109,000 | $ 102,000 |
| Harris County Texas | 1 | $ 60,000 | $ 60,000 | $ 111,000 |
| Henderson County Texas | 1 | $ 80,000 | $ 80,000 | $ 74,000 |
| Hunt County Texas | 1 | $ 46,000 | $ 46,000 | $ 88,000 |
| Lamb County Texas | 1 | $ 112,000 | $ 112,000 | $ 93,000 |
| Lavaca County Texas | 1 | $ 97,000 | $ 97,000 | $ 97,000 |
| Live Oak County Texas | 1 | $ 158,000 | $ 158,000 | $ 99,000 |
| Madison County Texas | 1 | $ 135,000 | $ 135,000 | $ 172,000 |
| Medina County Texas | 1 | $ 146,000 | $ 146,000 | $ 98,000 |
| Palo Pinto County Texas | 1 | $ 73,000 | $ 73,000 | $ 60,000 |
| San Jacinto County Texas | 1 | $ 147,000 | $ 147,000 | $ 60,000 |
| King County Washington | 1 | $ 41,000 | $ 41,000 | $ 61,000 |
| Kittitas County Washington | 1 | $ 23,000 | $ 23,000 | $ 28,000 |
| Snohomish County Washington | 1 | $ 96,000 | $ 96,000 | $ 46,000 |
| Thurston County Washington | 1 | $ 118,000 | $ 118,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for Orion Federal Credit Union in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 441 | $50,792,000 | $115,000 | $399,000 | $86,000 | $880,000 |
| Refinancing | 249 | $32,689,000 | $131,000 | $1,935,000 | $88,000 | $895,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 401 | $44,895,000 | $111,000 | $368,000 | $82,000 | $320,000 |
| Black or African American | 136 | $14,346,000 | $105,000 | $330,000 | $70,000 | $224,000 |
| White | 117 | $20,374,000 | $174,000 | $1,935,000 | $106,000 | $467,000 |
| Not applicable | 26 | $2,641,000 | $101,000 | $212,000 | $124,000 | $880,000 |
| Asian | 5 | $562,000 | $112,000 | $179,000 | $248,000 | $895,000 |
| Hispanic | 4 | $453,000 | $113,000 | $156,000 | $104,000 | $211,000 |
| American Indian or Alaskan Native | 1 | $210,000 | $210,000 | $210,000 | $130,000 | $130,000 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 688 | $83,316,000 | $121,000 | $1,935,000 | $87,000 | $895,000 |
| FHA-insured (Federal Housing Administration) | 2 | $165,000 | $82,000 | $89,000 | $59,000 | $60,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 451 | $54,434,000 | $120,000 | $1,935,000 | $88,000 | $880,000 |
| Application Withdrawn By Applicant | 129 | $16,774,000 | $130,000 | $409,000 | $84,000 | $246,000 |
| Application Denied By Financial Institution | 77 | $7,940,000 | $103,000 | $300,000 | $78,000 | $895,000 |
| File Closed For Incompleteness | 33 | $4,333,000 | $131,000 | $354,000 | $92,000 | $282,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 32 | $3,142,000 | $98,000 | $250,000 | $101,000 | $895,000 |
| Debt-To-Income Ratio | 29 | $3,049,000 | $105,000 | $260,000 | $54,000 | $109,000 |
| Collateral | 10 | $1,164,000 | $116,000 | $300,000 | $65,000 | $168,000 |
| Unverifiable Information | 2 | $195,000 | $97,000 | $120,000 | $155,000 | $210,000 |
| Other | 1 | $217,000 | $217,000 | $217,000 | $150,000 | $150,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $55,000 | $55,000 | $55,000 | $24,000 | $24,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Orion Federal Credit Union's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Orion Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.