Orion Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Orion Federal Credit Union 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Orion Federal Credit Union 7845 Highway 64 Memphis, TN 38133 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2011 2010 |
| Total Number of Mortgage Applications | 721 |
| Total Mortgage Loan Application Amount | $111,845,000 |
| Average Mortgage Loan Application Amount | $156,000 |
| Highest Mortgage Loan Application Amount | $2,205,000 |
| Average Applicant Income | $83,666 |
| Highest Applicant Income | $1,027,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Orion Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Orion Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Orion Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Orion Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Orion Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Orion Federal Credit Union's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shelby County Tennessee | 205 | $ 36,765,000 | $ 179,000 | $ 91,000 |
| DeSoto County Mississippi | 22 | $ 4,830,000 | $ 219,000 | $ 103,000 |
| Santa Clara County California | 20 | $ 3,820,000 | $ 191,000 | $ 101,000 |
| Los Angeles County California | 16 | $ 2,460,000 | $ 153,000 | $ 94,000 |
| San Diego County California | 11 | $ 1,155,000 | $ 105,000 | $ 70,000 |
| Alameda County California | 10 | $ 2,050,000 | $ 205,000 | $ 100,000 |
| Fayette County Tennessee | 9 | $ 2,595,000 | $ 288,000 | $ 95,000 |
| Orange County California | 7 | $ 1,165,000 | $ 166,000 | $ 93,000 |
| Pulaski County Arkansas | 5 | $ 825,000 | $ 165,000 | $ 74,000 |
| Sonoma County California | 5 | $ 915,000 | $ 183,000 | $ 107,000 |
| Pima County Arizona | 4 | $ 600,000 | $ 150,000 | $ 80,000 |
| Sacramento County California | 4 | $ 500,000 | $ 125,000 | $ 82,000 |
| San Bernardino County California | 4 | $ 410,000 | $ 102,000 | $ 79,000 |
| Citrus County Florida | 4 | $ 490,000 | $ 122,000 | $ 56,000 |
| Duval County Florida | 4 | $ 550,000 | $ 137,000 | $ 58,000 |
| Levy County Florida | 4 | $ 390,000 | $ 97,000 | $ 87,000 |
| Polk County Florida | 4 | $ 400,000 | $ 100,000 | $ 87,000 |
| Camden County Georgia | 4 | $ 520,000 | $ 130,000 | $ 82,000 |
| Marshall County Mississippi | 4 | $ 520,000 | $ 130,000 | $ 125,000 |
| Washington County Oregon | 4 | $ 290,000 | $ 72,000 | $ 45,000 |
| Tipton County Tennessee | 4 | $ 610,000 | $ 152,000 | $ 63,000 |
| Montgomery County Texas | 4 | $ 530,000 | $ 132,000 | $ 111,000 |
| Baldwin County Alabama | 3 | $ 795,000 | $ 265,000 | $ 126,000 |
| Riverside County California | 3 | $ 175,000 | $ 58,000 | $ 89,000 |
| Columbia County Florida | 3 | $ 325,000 | $ 108,000 | $ 61,000 |
| Lake County Florida | 3 | $ 295,000 | $ 98,000 | $ 71,000 |
| Manatee County Florida | 3 | $ 285,000 | $ 95,000 | $ 84,000 |
| Johnson County Missouri | 3 | $ 255,000 | $ 85,000 | $ 64,000 |
| Creek County Oklahoma | 3 | $ 465,000 | $ 155,000 | $ 57,000 |
| Osage County Oklahoma | 3 | $ 355,000 | $ 118,000 | $ 71,000 |
| Rogers County Oklahoma | 3 | $ 445,000 | $ 148,000 | $ 108,000 |
| Benton County Oregon | 3 | $ 145,000 | $ 48,000 | $ 51,000 |
| Cullman County Alabama | 2 | $ 240,000 | $ 120,000 | $ 60,000 |
| Walker County Alabama | 2 | $ 180,000 | $ 90,000 | $ 65,000 |
| Garland County Arkansas | 2 | $ 340,000 | $ 170,000 | $ 86,000 |
| Sebastian County Arkansas | 2 | $ 220,000 | $ 110,000 | $ 51,000 |
| Contra Costa County California | 2 | $ 350,000 | $ 175,000 | $ 147,000 |
| Napa County California | 2 | $ 320,000 | $ 160,000 | $ 67,000 |
| Placer County California | 2 | $ 190,000 | $ 95,000 | $ 76,000 |
| Hernando County Florida | 2 | $ 270,000 | $ 135,000 | $ 79,000 |
| Lee County Florida | 2 | $ 160,000 | $ 80,000 | $ 51,000 |
| Marion County Florida | 2 | $ 260,000 | $ 130,000 | $ 84,000 |
| Nassau County Florida | 2 | $ 170,000 | $ 85,000 | $ 53,000 |
| Pasco County Florida | 2 | $ 150,000 | $ 75,000 | $ 49,000 |
| Suwannee County Florida | 2 | $ 240,000 | $ 120,000 | $ 123,000 |
| Taylor County Florida | 2 | $ 190,000 | $ 95,000 | $ 43,000 |
| Walton County Florida | 2 | $ 1,680,000 | $ 840,000 | $ 56,000 |
| Crisp County Georgia | 2 | $ 330,000 | $ 165,000 | $ 70,000 |
| Harris County Georgia | 2 | $ 290,000 | $ 145,000 | $ 57,000 |
| Butler County Kansas | 2 | $ 90,000 | $ 45,000 | $ 58,000 |
| Ascension County Louisiana | 2 | $ 250,000 | $ 125,000 | $ 117,000 |
| Lamar County Mississippi | 2 | $ 210,000 | $ 105,000 | $ 40,000 |
| Leake County Mississippi | 2 | $ 290,000 | $ 145,000 | $ 73,000 |
| Clark County Nevada | 2 | $ 700,000 | $ 350,000 | $ 105,000 |
| Cleveland County Oklahoma | 2 | $ 180,000 | $ 90,000 | $ 83,000 |
| McIntosh County Oklahoma | 2 | $ 180,000 | $ 90,000 | $ 98,000 |
| Lane County Oregon | 2 | $ 310,000 | $ 155,000 | $ 50,000 |
| Aiken County South Carolina | 2 | $ 170,000 | $ 85,000 | $ 57,000 |
| Horry County South Carolina | 2 | $ 200,000 | $ 100,000 | $ 61,000 |
| Hardin County Tennessee | 2 | $ 520,000 | $ 260,000 | $ 199,000 |
| McMinn County Tennessee | 2 | $ 210,000 | $ 105,000 | $ 69,000 |
| El Paso County Texas | 2 | $ 120,000 | $ 60,000 | $ 126,000 |
| Jefferson County Texas | 2 | $ 350,000 | $ 175,000 | $ 117,000 |
| Medina County Texas | 2 | $ 490,000 | $ 245,000 | $ 207,000 |
| Shelby County Texas | 2 | $ 200,000 | $ 100,000 | $ 91,000 |
| Travis County Texas | 2 | $ 320,000 | $ 160,000 | $ 161,000 |
| Autauga County Alabama | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Barbour County Alabama | 1 | $ 95,000 | $ 95,000 | $ 112,000 |
| Blount County Alabama | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Chilton County Alabama | 1 | $ 95,000 | $ 95,000 | $ 74,000 |
| Crenshaw County Alabama | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Etowah County Alabama | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Jefferson County Alabama | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| Madison County Alabama | 1 | $ 75,000 | $ 75,000 | $ 0 |
| St. Clair County Alabama | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Talladega County Alabama | 1 | $ 135,000 | $ 135,000 | $ 86,000 |
| Tallapoosa County Alabama | 1 | $ 105,000 | $ 105,000 | $ 134,000 |
| Tuscaloosa County Alabama | 1 | $ 145,000 | $ 145,000 | $ 97,000 |
| Maricopa County Arizona | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Navajo County Arizona | 1 | $ 195,000 | $ 195,000 | $ 156,000 |
| Cleburne County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 114,000 |
| Drew County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 168,000 |
| Fulton County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 160,000 |
| Grant County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 121,000 |
| Greene County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 86,000 |
| Jefferson County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Lafayette County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| Logan County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 128,000 |
| Lonoke County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| Mississippi County Arkansas | 1 | $ 2,065,000 | $ 2,065,000 | $ 1,027,000 |
| Ouachita County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 107,000 |
| Pope County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Saline County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 285,000 |
| St. Francis County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
| Washington County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 101,000 |
| White County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Amador County California | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
| El Dorado County California | 1 | $ 155,000 | $ 155,000 | $ 88,000 |
| San Luis Obispo County California | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| San Mateo County California | 1 | $ 265,000 | $ 265,000 | $ 192,000 |
| Santa Cruz County California | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
| Stanislaus County California | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Ventura County California | 1 | $ 255,000 | $ 255,000 | $ 119,000 |
| Bradford County Florida | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Clay County Florida | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| Collier County Florida | 1 | $ 125,000 | $ 125,000 | $ 131,000 |
| Dixie County Florida | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Gadsden County Florida | 1 | $ 185,000 | $ 185,000 | $ 122,000 |
| Hendry County Florida | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
| Hillsborough County Florida | 1 | $ 125,000 | $ 125,000 | $ 114,000 |
| Pinellas County Florida | 1 | $ 65,000 | $ 65,000 | $ 59,000 |
| Santa Rosa County Florida | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Sarasota County Florida | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| St. Johns County Florida | 1 | $ 225,000 | $ 225,000 | $ 130,000 |
| Union County Florida | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Volusia County Florida | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Washington County Florida | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Baker County Georgia | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Carroll County Georgia | 1 | $ 85,000 | $ 85,000 | $ 100,000 |
| Catoosa County Georgia | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Dawson County Georgia | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Floyd County Georgia | 1 | $ 145,000 | $ 145,000 | $ 110,000 |
| Gilmer County Georgia | 1 | $ 55,000 | $ 55,000 | $ 78,000 |
| Monroe County Georgia | 1 | $ 85,000 | $ 85,000 | $ 86,000 |
| Tift County Georgia | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Worth County Georgia | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| Marshall County Kansas | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Calcasieu County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 109,000 |
| East Baton Rouge County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Evangeline County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 106,000 |
| Jackson County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Jefferson Davis County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| Lincoln County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 94,000 |
| Livingston County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Natchitoches County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 113,000 |
| Ouachita County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Rapides County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Red River County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 144,000 |
| Sabine County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 176,000 |
| St. Helena County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 102,000 |
| St. Landry County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| St. Tammany County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 87,000 |
| Barnstable County Massachusetts | 1 | $ 135,000 | $ 135,000 | $ 110,000 |
| Amite County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| Harrison County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Hinds County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Jones County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 140,000 |
| Lowndes County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 66,000 |
| Newton County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Panola County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Perry County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Pike County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
| Prentiss County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Rankin County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 98,000 |
| Stone County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 80,000 |
| Tippah County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 100,000 |
| Tishomingo County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 124,000 |
| Warren County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Webster County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Yalobusha County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Andrew County Missouri | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Benton County Missouri | 1 | $ 35,000 | $ 35,000 | $ 39,000 |
| Jasper County Missouri | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| McDonald County Missouri | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| Shannon County Missouri | 1 | $ 155,000 | $ 155,000 | $ 104,000 |
| St. Louis County Missouri | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Grant County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 102,000 |
| Lea County New Mexico | 1 | $ 145,000 | $ 145,000 | $ 78,000 |
| Quay County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Santa Fe County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 99,000 |
| Taos County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Buncombe County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Johnston County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 103,000 |
| Union County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 94,000 |
| Fairfield County Ohio | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Beckham County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Canadian County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Comanche County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Dewey County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 143,000 |
| Haskell County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 164,000 |
| Hughes County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Jackson County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Johnston County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 131,000 |
| Pittsburg County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 108,000 |
| Woods County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 105,000 |
| Columbia County Oregon | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Deschutes County Oregon | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Linn County Oregon | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Marion County Oregon | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Multnomah County Oregon | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Dauphin County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 110,000 |
| Berkeley County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Dorchester County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 155,000 |
| Kershaw County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Laurens County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Lexington County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Oconee County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 91,000 |
| Orangeburg County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Carroll County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Cheatham County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Davidson County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| DeKalb County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
| Hardeman County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 23,000 |
| Haywood County Tennessee | 1 | $ 635,000 | $ 635,000 | $ 106,000 |
| Henry County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 131,000 |
| Lawrence County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Loudon County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Madison County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 109,000 |
| Marshall County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Rhea County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
| Robertson County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Wilson County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Atascosa County Texas | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Austin County Texas | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Bell County Texas | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Bowie County Texas | 1 | $ 145,000 | $ 145,000 | $ 87,000 |
| Chambers County Texas | 1 | $ 195,000 | $ 195,000 | $ 145,000 |
| Collin County Texas | 1 | $ 85,000 | $ 85,000 | $ 145,000 |
| Comal County Texas | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Ector County Texas | 1 | $ 135,000 | $ 135,000 | $ 114,000 |
| Galveston County Texas | 1 | $ 135,000 | $ 135,000 | $ 163,000 |
| Grimes County Texas | 1 | $ 235,000 | $ 235,000 | $ 99,000 |
| Guadalupe County Texas | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Hays County Texas | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Henderson County Texas | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Hidalgo County Texas | 1 | $ 45,000 | $ 45,000 | $ 110,000 |
| Howard County Texas | 1 | $ 215,000 | $ 215,000 | $ 104,000 |
| Kaufman County Texas | 1 | $ 85,000 | $ 85,000 | $ 69,000 |
| Liberty County Texas | 1 | $ 225,000 | $ 225,000 | $ 149,000 |
| Midland County Texas | 1 | $ 75,000 | $ 75,000 | $ 109,000 |
| Mills County Texas | 1 | $ 185,000 | $ 185,000 | $ 108,000 |
| Nacogdoches County Texas | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Orange County Texas | 1 | $ 215,000 | $ 215,000 | $ 130,000 |
| Parker County Texas | 1 | $ 245,000 | $ 245,000 | $ 138,000 |
| Randall County Texas | 1 | $ 195,000 | $ 195,000 | $ 118,000 |
| Rusk County Texas | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| Tarrant County Texas | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Uvalde County Texas | 1 | $ 95,000 | $ 95,000 | $ 77,000 |
| Walker County Texas | 1 | $ 115,000 | $ 115,000 | $ 126,000 |
| Waller County Texas | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Clark County Washington | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| King County Washington | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Pierce County Washington | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Yakima County Washington | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| Marion County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for Orion Federal Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 608 | $93,960,000 | $154,000 | $2,065,000 | $88,000 | $1,027,000 |
| Refinancing | 76 | $12,130,000 | $159,000 | $2,205,000 | $77,000 | $228,000 |
| Cash-out Refinancing | 37 | $5,755,000 | $155,000 | $585,000 | $86,000 | $199,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 444 | $66,900,000 | $150,000 | $2,065,000 | $89,000 | $1,027,000 |
| Black or African American | 118 | $19,350,000 | $163,000 | $685,000 | $84,000 | $276,000 |
| Not Provided | 66 | $9,290,000 | $140,000 | $455,000 | $86,000 | $167,000 |
| Hispanic | 53 | $6,635,000 | $125,000 | $295,000 | $83,000 | $169,000 |
| Not applicable | 17 | $5,325,000 | $313,000 | $2,205,000 | $81,000 | $81,000 |
| Asian | 16 | $3,560,000 | $222,000 | $465,000 | $100,000 | $228,000 |
| American Indian or Alaskan Native | 7 | $785,000 | $112,000 | $165,000 | $68,000 | $110,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 717 | $111,065,000 | $154,000 | $2,205,000 | $88,000 | $1,027,000 |
| FHA-insured (Federal Housing Administration) | 4 | $780,000 | $195,000 | $295,000 | $110,000 | $200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 349 | $59,805,000 | $171,000 | $2,205,000 | $89,000 | $276,000 |
| Application Approved But Not Accepted | 241 | $31,455,000 | $130,000 | $385,000 | $82,000 | $285,000 |
| Application Denied By Financial Institution | 80 | $11,950,000 | $149,000 | $2,065,000 | $95,000 | $1,027,000 |
| Application Withdrawn By Applicant | 51 | $8,635,000 | $169,000 | $425,000 | $102,000 | $233,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 721 | $111,845,000 | $155,000 | $2,205,000 | $88,000 | $1,027,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Orion Federal Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Orion Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.