Merchants Bank Of Indiana
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Merchants Bank Of Indiana 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Merchants Bank Of Indiana 11555 N. Meridian Street Indianapolis, IN 46032 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,088 |
| Total Mortgage Loan Application Amount | $577,300,000 |
| Average Mortgage Loan Application Amount | $1,206,000 |
| Highest Mortgage Loan Application Amount | $29,755,000 |
| Average Applicant Income | $140,000 |
| Highest Applicant Income | $1,488,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Merchants Bank Of Indiana. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Merchants Bank Of Indiana's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Merchants Bank Of Indiana's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Merchants Bank Of Indiana serves its applicants.
Each category highlights the total number of mortgage applications processed by Merchants Bank Of Indiana, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Merchants Bank Of Indiana's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 108 | $ 43,110,000 | $ 399,000 | $ 128,000 |
| Marion County Indiana | 81 | $ 88,435,000 | $ 1,091,000 | $ 172,000 |
| Hamilton County Indiana | 51 | $ 44,445,000 | $ 871,000 | $ 191,000 |
| Orange County California | 42 | $ 20,250,000 | $ 482,000 | $ 179,000 |
| San Bernardino County California | 26 | $ 8,310,000 | $ 319,000 | $ 124,000 |
| Maricopa County Arizona | 21 | $ 5,525,000 | $ 263,000 | $ 112,000 |
| Riverside County California | 19 | $ 6,155,000 | $ 323,000 | $ 136,000 |
| Johnson County Indiana | 17 | $ 3,345,000 | $ 196,000 | $ 107,000 |
| Randolph County Indiana | 17 | $ 935,000 | $ 55,000 | $ 74,000 |
| Harris County Texas | 15 | $ 3,505,000 | $ 233,000 | $ 143,000 |
| Fairfax County Virginia | 15 | $ 6,345,000 | $ 423,000 | $ 159,000 |
| San Diego County California | 13 | $ 5,315,000 | $ 408,000 | $ 138,000 |
| Morgan County Indiana | 13 | $ 2,375,000 | $ 182,000 | $ 96,000 |
| Collin County Texas | 12 | $ 3,670,000 | $ 305,000 | $ 140,000 |
| Dallas County Texas | 12 | $ 3,550,000 | $ 295,000 | $ 129,000 |
| Tarrant County Texas | 12 | $ 2,890,000 | $ 240,000 | $ 113,000 |
| Santa Clara County California | 11 | $ 5,765,000 | $ 524,000 | $ 154,000 |
| Hendricks County Indiana | 11 | $ 2,225,000 | $ 202,000 | $ 90,000 |
| Frederick County Maryland | 11 | $ 3,735,000 | $ 339,000 | $ 142,000 |
| Mecklenburg County North Carolina | 11 | $ 3,175,000 | $ 288,000 | $ 111,000 |
| Denton County Texas | 11 | $ 3,355,000 | $ 305,000 | $ 143,000 |
| Alameda County California | 10 | $ 6,470,000 | $ 647,000 | $ 205,000 |
| Chesterfield County Virginia | 10 | $ 2,990,000 | $ 299,000 | $ 129,000 |
| Sacramento County California | 9 | $ 2,575,000 | $ 286,000 | $ 108,000 |
| Sussex County Delaware | 9 | $ 2,385,000 | $ 265,000 | $ 98,000 |
| Montgomery County Maryland | 9 | $ 3,905,000 | $ 433,000 | $ 172,000 |
| Prince William County Virginia | 9 | $ 3,105,000 | $ 345,000 | $ 162,000 |
| King County Washington | 8 | $ 3,300,000 | $ 412,000 | $ 148,000 |
| Sonoma County California | 7 | $ 3,485,000 | $ 497,000 | $ 166,000 |
| Clark County Nevada | 7 | $ 1,875,000 | $ 267,000 | $ 84,000 |
| Montgomery County Texas | 7 | $ 1,765,000 | $ 252,000 | $ 182,000 |
| San Joaquin County California | 6 | $ 2,070,000 | $ 345,000 | $ 143,000 |
| Ventura County California | 6 | $ 2,490,000 | $ 415,000 | $ 199,000 |
| DeKalb County Georgia | 6 | $ 31,320,000 | $ 5,220,000 | $ 108,000 |
| Hancock County Indiana | 6 | $ 1,180,000 | $ 196,000 | $ 107,000 |
| Tippecanoe County Indiana | 6 | $ 50,490,000 | $ 8,415,000 | $ 104,000 |
| Baltimore County Maryland | 6 | $ 1,440,000 | $ 240,000 | $ 101,000 |
| Wake County North Carolina | 6 | $ 1,780,000 | $ 296,000 | $ 118,000 |
| Beaufort County South Carolina | 6 | $ 1,490,000 | $ 248,000 | $ 199,000 |
| Greenville County South Carolina | 6 | $ 2,050,000 | $ 341,000 | $ 146,000 |
| Albemarle County Virginia | 6 | $ 2,010,000 | $ 335,000 | $ 112,000 |
| Loudoun County Virginia | 6 | $ 3,040,000 | $ 506,000 | $ 198,000 |
| Contra Costa County California | 5 | $ 2,085,000 | $ 417,000 | $ 126,000 |
| Arapahoe County Colorado | 5 | $ 1,885,000 | $ 377,000 | $ 118,000 |
| Denver County Colorado | 5 | $ 1,455,000 | $ 291,000 | $ 95,000 |
| El Paso County Colorado | 5 | $ 1,725,000 | $ 345,000 | $ 144,000 |
| Jefferson County Colorado | 5 | $ 1,475,000 | $ 295,000 | $ 83,000 |
| Howard County Maryland | 5 | $ 2,115,000 | $ 423,000 | $ 167,000 |
| Montgomery County Pennsylvania | 5 | $ 1,525,000 | $ 305,000 | $ 119,000 |
| Pima County Arizona | 4 | $ 1,570,000 | $ 392,000 | $ 109,000 |
| San Francisco County California | 4 | $ 2,150,000 | $ 537,000 | $ 133,000 |
| Hillsborough County Florida | 4 | $ 940,000 | $ 235,000 | $ 112,000 |
| Cherokee County Georgia | 4 | $ 850,000 | $ 212,000 | $ 86,000 |
| Cook County Illinois | 4 | $ 1,010,000 | $ 252,000 | $ 138,000 |
| Will County Illinois | 4 | $ 990,000 | $ 247,000 | $ 94,000 |
| Allen County Indiana | 4 | $ 790,000 | $ 197,000 | $ 106,000 |
| Boone County Indiana | 4 | $ 3,200,000 | $ 800,000 | $ 424,000 |
| Anne Arundel County Maryland | 4 | $ 1,160,000 | $ 290,000 | $ 145,000 |
| Gaston County North Carolina | 4 | $ 1,470,000 | $ 367,000 | $ 168,000 |
| Union County North Carolina | 4 | $ 1,190,000 | $ 297,000 | $ 130,000 |
| Summit County Ohio | 4 | $ 1,050,000 | $ 262,000 | $ 125,000 |
| Bucks County Pennsylvania | 4 | $ 1,350,000 | $ 337,000 | $ 130,000 |
| Williamson County Texas | 4 | $ 800,000 | $ 200,000 | $ 85,000 |
| Richmond City County Virginia | 4 | $ 1,440,000 | $ 360,000 | $ 134,000 |
| Clark County Washington | 4 | $ 1,120,000 | $ 280,000 | $ 85,000 |
| Fresno County California | 3 | $ 3,095,000 | $ 1,031,000 | $ 151,000 |
| Kern County California | 3 | $ 855,000 | $ 285,000 | $ 163,000 |
| Douglas County Colorado | 3 | $ 1,065,000 | $ 355,000 | $ 197,000 |
| Broward County Florida | 3 | $ 775,000 | $ 258,000 | $ 156,000 |
| Collier County Florida | 3 | $ 2,105,000 | $ 701,000 | $ 1,099,000 |
| Lee County Florida | 3 | $ 735,000 | $ 245,000 | $ 526,000 |
| Miami-Dade County Florida | 3 | $ 1,045,000 | $ 348,000 | $ 141,000 |
| Orange County Florida | 3 | $ 635,000 | $ 211,000 | $ 65,000 |
| Cobb County Georgia | 3 | $ 845,000 | $ 281,000 | $ 113,000 |
| Gwinnett County Georgia | 3 | $ 765,000 | $ 255,000 | $ 111,000 |
| Kosciusko County Indiana | 3 | $ 1,225,000 | $ 408,000 | $ 316,000 |
| Monroe County Indiana | 3 | $ 2,815,000 | $ 938,000 | $ 92,000 |
| Steuben County Indiana | 3 | $ 615,000 | $ 205,000 | $ 192,000 |
| Wayne County Indiana | 3 | $ 235,000 | $ 78,000 | $ 36,000 |
| Morris County New Jersey | 3 | $ 955,000 | $ 318,000 | $ 147,000 |
| Monroe County New York | 3 | $ 765,000 | $ 255,000 | $ 122,000 |
| Delaware County Ohio | 3 | $ 1,005,000 | $ 335,000 | $ 140,000 |
| Lorain County Ohio | 3 | $ 675,000 | $ 225,000 | $ 122,000 |
| Multnomah County Oregon | 3 | $ 935,000 | $ 311,000 | $ 103,000 |
| Allegheny County Pennsylvania | 3 | $ 965,000 | $ 321,000 | $ 198,000 |
| Butler County Pennsylvania | 3 | $ 645,000 | $ 215,000 | $ 113,000 |
| Chester County Pennsylvania | 3 | $ 1,115,000 | $ 371,000 | $ 154,000 |
| Philadelphia County Pennsylvania | 3 | $ 845,000 | $ 281,000 | $ 102,000 |
| Washington County Pennsylvania | 3 | $ 915,000 | $ 305,000 | $ 155,000 |
| Charleston County South Carolina | 3 | $ 3,795,000 | $ 1,265,000 | $ 87,000 |
| Spartanburg County South Carolina | 3 | $ 645,000 | $ 215,000 | $ 97,000 |
| Davidson County Tennessee | 3 | $ 1,095,000 | $ 365,000 | $ 131,000 |
| Fort Bend County Texas | 3 | $ 925,000 | $ 308,000 | $ 220,000 |
| Travis County Texas | 3 | $ 905,000 | $ 301,000 | $ 107,000 |
| Stafford County Virginia | 3 | $ 925,000 | $ 308,000 | $ 120,000 |
| Pierce County Washington | 3 | $ 855,000 | $ 285,000 | $ 115,000 |
| Snohomish County Washington | 3 | $ 1,125,000 | $ 375,000 | $ 122,000 |
| Pinal County Arizona | 2 | $ 400,000 | $ 200,000 | $ 46,000 |
| Solano County California | 2 | $ 560,000 | $ 280,000 | $ 102,000 |
| Larimer County Colorado | 2 | $ 450,000 | $ 225,000 | $ 60,000 |
| Palm Beach County Florida | 2 | $ 380,000 | $ 190,000 | $ 70,000 |
| Polk County Florida | 2 | $ 390,000 | $ 195,000 | $ 99,000 |
| Sarasota County Florida | 2 | $ 370,000 | $ 185,000 | $ 52,000 |
| Seminole County Florida | 2 | $ 810,000 | $ 405,000 | $ 148,000 |
| Lake County Illinois | 2 | $ 660,000 | $ 330,000 | $ 175,000 |
| Putnam County Indiana | 2 | $ 290,000 | $ 145,000 | $ 48,000 |
| Baltimore City County Maryland | 2 | $ 470,000 | $ 235,000 | $ 86,000 |
| Charles County Maryland | 2 | $ 540,000 | $ 270,000 | $ 97,000 |
| Harford County Maryland | 2 | $ 640,000 | $ 320,000 | $ 124,000 |
| Prince George's County Maryland | 2 | $ 850,000 | $ 425,000 | $ 127,000 |
| Washington County Maryland | 2 | $ 680,000 | $ 340,000 | $ 157,000 |
| Oakland County Michigan | 2 | $ 500,000 | $ 250,000 | $ 107,000 |
| Carver County Minnesota | 2 | $ 430,000 | $ 215,000 | $ 94,000 |
| Sherburne County Minnesota | 2 | $ 400,000 | $ 200,000 | $ 91,000 |
| Gloucester County New Jersey | 2 | $ 600,000 | $ 300,000 | $ 123,000 |
| Hudson County New Jersey | 2 | $ 550,000 | $ 275,000 | $ 78,000 |
| Cabarrus County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 69,000 |
| Clermont County Ohio | 2 | $ 420,000 | $ 210,000 | $ 93,000 |
| Medina County Ohio | 2 | $ 550,000 | $ 275,000 | $ 121,000 |
| Miami County Ohio | 2 | $ 430,000 | $ 215,000 | $ 172,000 |
| Montgomery County Ohio | 2 | $ 500,000 | $ 250,000 | $ 111,000 |
| Washington County Oregon | 2 | $ 570,000 | $ 285,000 | $ 127,000 |
| Dauphin County Pennsylvania | 2 | $ 420,000 | $ 210,000 | $ 79,000 |
| Rutherford County Tennessee | 2 | $ 620,000 | $ 310,000 | $ 97,000 |
| Brazos County Texas | 2 | $ 8,550,000 | $ 4,275,000 | $ 161,000 |
| Salt Lake County Utah | 2 | $ 690,000 | $ 345,000 | $ 126,000 |
| Arlington County Virginia | 2 | $ 790,000 | $ 395,000 | $ 220,000 |
| Fauquier County Virginia | 2 | $ 620,000 | $ 310,000 | $ 126,000 |
| Hanover County Virginia | 2 | $ 660,000 | $ 330,000 | $ 148,000 |
| Henrico County Virginia | 2 | $ 520,000 | $ 260,000 | $ 86,000 |
| York County Virginia | 2 | $ 410,000 | $ 205,000 | $ 90,000 |
| Whatcom County Washington | 2 | $ 560,000 | $ 280,000 | $ 100,000 |
| Waukesha County Wisconsin | 2 | $ 480,000 | $ 240,000 | $ 114,000 |
| St. Clair County Alabama | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Coconino County Arizona | 1 | $ 305,000 | $ 305,000 | $ 69,000 |
| Yavapai County Arizona | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Benton County Arkansas | 1 | $ 255,000 | $ 255,000 | $ 91,000 |
| Amador County California | 1 | $ 135,000 | $ 135,000 | $ 92,000 |
| Nevada County California | 1 | $ 155,000 | $ 155,000 | $ 275,000 |
| Placer County California | 1 | $ 245,000 | $ 245,000 | $ 83,000 |
| San Luis Obispo County California | 1 | $ 455,000 | $ 455,000 | $ 98,000 |
| Santa Barbara County California | 1 | $ 435,000 | $ 435,000 | $ 156,000 |
| Stanislaus County California | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| Tuolumne County California | 1 | $ 275,000 | $ 275,000 | $ 115,000 |
| Yuba County California | 1 | $ 355,000 | $ 355,000 | $ 63,000 |
| Adams County Colorado | 1 | $ 415,000 | $ 415,000 | $ 165,000 |
| Garfield County Colorado | 1 | $ 675,000 | $ 675,000 | $ 202,000 |
| Gilpin County Colorado | 1 | $ 155,000 | $ 155,000 | $ 122,000 |
| Mineral County Colorado | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Hartford County Connecticut | 1 | $ 325,000 | $ 325,000 | $ 213,000 |
| Tolland County Connecticut | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Kent County Delaware | 1 | $ 265,000 | $ 265,000 | $ 77,000 |
| New Castle County Delaware | 1 | $ 305,000 | $ 305,000 | $ 147,000 |
| District of Columbia County District Of Columbia | 1 | $ 595,000 | $ 595,000 | $ 285,000 |
| Charlotte County Florida | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Duval County Florida | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Escambia County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Gadsden County Florida | 1 | $ 185,000 | $ 185,000 | $ 41,000 |
| Lake County Florida | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| Martin County Florida | 1 | $ 385,000 | $ 385,000 | $ 100,000 |
| Okaloosa County Florida | 1 | $ 305,000 | $ 305,000 | $ 146,000 |
| Pinellas County Florida | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| St. Johns County Florida | 1 | $ 255,000 | $ 255,000 | $ 109,000 |
| St. Lucie County Florida | 1 | $ 525,000 | $ 525,000 | $ 497,000 |
| Walton County Florida | 1 | $ 375,000 | $ 375,000 | $ 187,000 |
| Barrow County Georgia | 1 | $ 385,000 | $ 385,000 | $ 140,000 |
| Douglas County Georgia | 1 | $ 95,000 | $ 95,000 | $ 129,000 |
| Fayette County Georgia | 1 | $ 205,000 | $ 205,000 | $ 315,000 |
| Fulton County Georgia | 1 | $ 385,000 | $ 385,000 | $ 200,000 |
| Houston County Georgia | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Walton County Georgia | 1 | $ 425,000 | $ 425,000 | $ 146,000 |
| Champaign County Illinois | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| McHenry County Illinois | 1 | $ 265,000 | $ 265,000 | $ 94,000 |
| St. Clair County Illinois | 1 | $ 815,000 | $ 815,000 | $ 222,000 |
| Bartholomew County Indiana | 1 | $ 2,655,000 | $ 2,655,000 | $ 0 |
| Brown County Indiana | 1 | $ 165,000 | $ 165,000 | $ 129,000 |
| Delaware County Indiana | 1 | $ 85,000 | $ 85,000 | $ 103,000 |
| Elkhart County Indiana | 1 | $ 265,000 | $ 265,000 | $ 173,000 |
| Franklin County Indiana | 1 | $ 6,075,000 | $ 6,075,000 | $ 0 |
| Howard County Indiana | 1 | $ 615,000 | $ 615,000 | $ 203,000 |
| Madison County Indiana | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Miami County Indiana | 1 | $ 2,725,000 | $ 2,725,000 | $ 0 |
| Porter County Indiana | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Rush County Indiana | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Shelby County Indiana | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| St. Joseph County Indiana | 1 | $ 85,000 | $ 85,000 | $ 151,000 |
| Warren County Indiana | 1 | $ 225,000 | $ 225,000 | $ 116,000 |
| Casey County Kentucky | 1 | $ 1,425,000 | $ 1,425,000 | $ 0 |
| Bossier County Louisiana | 1 | $ 285,000 | $ 285,000 | $ 106,000 |
| Cecil County Maryland | 1 | $ 135,000 | $ 135,000 | $ 193,000 |
| Plymouth County Massachusetts | 1 | $ 295,000 | $ 295,000 | $ 67,000 |
| Grand Traverse County Michigan | 1 | $ 245,000 | $ 245,000 | $ 99,000 |
| Saginaw County Michigan | 1 | $ 295,000 | $ 295,000 | $ 210,000 |
| Wayne County Michigan | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Dakota County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 86,000 |
| Hennepin County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 104,000 |
| Isanti County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 69,000 |
| St. Louis County Missouri | 1 | $ 385,000 | $ 385,000 | $ 140,000 |
| Douglas County Nevada | 1 | $ 315,000 | $ 315,000 | $ 139,000 |
| Washoe County Nevada | 1 | $ 175,000 | $ 175,000 | $ 28,000 |
| Bergen County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 162,000 |
| Cape May County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 153,000 |
| Hunterdon County New Jersey | 1 | $ 415,000 | $ 415,000 | $ 292,000 |
| Mercer County New Jersey | 1 | $ 435,000 | $ 435,000 | $ 269,000 |
| Monmouth County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Ocean County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 112,000 |
| Passaic County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 148,000 |
| Union County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 233,000 |
| Ontario County New York | 1 | $ 325,000 | $ 325,000 | $ 170,000 |
| Currituck County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 218,000 |
| Dare County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 103,000 |
| Durham County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Halifax County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 197,000 |
| Iredell County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Johnston County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Lincoln County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 276,000 |
| Moore County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 154,000 |
| Orange County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 163,000 |
| Randolph County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 127,000 |
| Watauga County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 169,000 |
| Butler County Ohio | 1 | $ 225,000 | $ 225,000 | $ 106,000 |
| Darke County Ohio | 1 | $ 65,000 | $ 65,000 | $ 121,000 |
| Greene County Ohio | 1 | $ 295,000 | $ 295,000 | $ 132,000 |
| Hamilton County Ohio | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Preble County Ohio | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Richland County Ohio | 1 | $ 1,305,000 | $ 1,305,000 | $ 0 |
| Warren County Ohio | 1 | $ 275,000 | $ 275,000 | $ 113,000 |
| Clackamas County Oregon | 1 | $ 435,000 | $ 435,000 | $ 115,000 |
| Josephine County Oregon | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| Delaware County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Lycoming County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 103,000 |
| Westmoreland County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 125,000 |
| Lancaster County South Carolina | 1 | $ 21,445,000 | $ 21,445,000 | $ 0 |
| Pickens County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 81,000 |
| York County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 119,000 |
| Madison County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 124,000 |
| Shelby County Tennessee | 1 | $ 10,005,000 | $ 10,005,000 | $ 0 |
| Wilson County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 85,000 |
| Bell County Texas | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Bexar County Texas | 1 | $ 325,000 | $ 325,000 | $ 168,000 |
| Brazoria County Texas | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| El Paso County Texas | 1 | $ 95,000 | $ 95,000 | $ 137,000 |
| Ellis County Texas | 1 | $ 295,000 | $ 295,000 | $ 105,000 |
| Gillespie County Texas | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Grayson County Texas | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Liberty County Texas | 1 | $ 195,000 | $ 195,000 | $ 110,000 |
| Nueces County Texas | 1 | $ 275,000 | $ 275,000 | $ 160,000 |
| Parker County Texas | 1 | $ 265,000 | $ 265,000 | $ 94,000 |
| Tom Green County Texas | 1 | $ 165,000 | $ 165,000 | $ 93,000 |
| Washington County Utah | 1 | $ 325,000 | $ 325,000 | $ 76,000 |
| Alexandria County Virginia | 1 | $ 195,000 | $ 195,000 | $ 127,000 |
| Augusta County Virginia | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Bedford County Virginia | 1 | $ 205,000 | $ 205,000 | $ 104,000 |
| Campbell County Virginia | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Chesapeake County Virginia | 1 | $ 315,000 | $ 315,000 | $ 215,000 |
| Fairfax City County Virginia | 1 | $ 265,000 | $ 265,000 | $ 187,000 |
| Falls Church County Virginia | 1 | $ 585,000 | $ 585,000 | $ 311,000 |
| Franklin County Virginia | 1 | $ 455,000 | $ 455,000 | $ 86,000 |
| Frederick County Virginia | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Goochland County Virginia | 1 | $ 525,000 | $ 525,000 | $ 134,000 |
| James City County Virginia | 1 | $ 325,000 | $ 325,000 | $ 151,000 |
| Lynchburg County Virginia | 1 | $ 455,000 | $ 455,000 | $ 93,000 |
| New Kent County Virginia | 1 | $ 245,000 | $ 245,000 | $ 105,000 |
| Page County Virginia | 1 | $ 415,000 | $ 415,000 | $ 224,000 |
| Powhatan County Virginia | 1 | $ 455,000 | $ 455,000 | $ 207,000 |
| Shenandoah County Virginia | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Virginia Beach County Virginia | 1 | $ 305,000 | $ 305,000 | $ 775,000 |
| Benton County Washington | 1 | $ 455,000 | $ 455,000 | $ 201,000 |
| Clallam County Washington | 1 | $ 265,000 | $ 265,000 | $ 68,000 |
| Jefferson County Washington | 1 | $ 325,000 | $ 325,000 | $ 203,000 |
| Whitman County Washington | 1 | $ 305,000 | $ 305,000 | $ 128,000 |
| Berkeley County West Virginia | 1 | $ 315,000 | $ 315,000 | $ 103,000 |
| Milwaukee County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 156,000 |
| Polk County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for Merchants Bank Of Indiana in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 691 | $385,235,000 | $557,000 | $29,755,000 | $144,000 | $1,363,000 |
| Cash-out Refinancing | 278 | $108,030,000 | $388,000 | $17,275,000 | $120,000 | $775,000 |
| Refinancing | 107 | $42,205,000 | $394,000 | $3,575,000 | $188,000 | $1,488,000 |
| Home Improvement | 12 | $41,830,000 | $3,485,000 | $10,005,000 | $108,000 | $108,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 607 | $183,025,000 | $301,000 | $3,575,000 | $146,000 | $1,488,000 |
| Asian | 172 | $66,640,000 | $387,000 | $675,000 | $143,000 | $709,000 |
| Not Provided | 155 | $50,135,000 | $323,000 | $765,000 | $143,000 | $1,320,000 |
| Hispanic | 87 | $27,435,000 | $315,000 | $675,000 | $121,000 | $486,000 |
| Not applicable | 35 | $241,565,000 | $6,901,000 | $29,755,000 | $0 | $0 |
| Black or African American | 29 | $7,585,000 | $261,000 | $555,000 | $103,000 | $233,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $850,000 | $425,000 | $505,000 | $145,000 | $177,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,059 | $572,975,000 | $541,000 | $29,755,000 | $144,000 | $1,488,000 |
| FHA-insured (Federal Housing Administration) | 26 | $3,870,000 | $148,000 | $235,000 | $66,000 | $148,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $455,000 | $151,000 | $215,000 | $53,000 | $77,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 834 | $276,410,000 | $331,000 | $675,000 | $133,000 | $775,000 |
| Loan Originated | 187 | $284,225,000 | $1,519,000 | $29,755,000 | $189,000 | $1,488,000 |
| Application Withdrawn By Applicant | 51 | $13,645,000 | $267,000 | $795,000 | $155,000 | $1,320,000 |
| Application Denied By Financial Institution | 12 | $2,060,000 | $171,000 | $555,000 | $96,000 | $385,000 |
| Application Approved But Not Accepted | 4 | $960,000 | $240,000 | $605,000 | $168,000 | $453,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,076 | $575,240,000 | $534,000 | $29,755,000 | $142,000 | $1,488,000 |
| Credit History | 4 | $410,000 | $102,000 | $175,000 | $76,000 | $144,000 |
| Debt-To-Income Ratio | 2 | $230,000 | $115,000 | $115,000 | $52,000 | $60,000 |
| Collateral | 2 | $700,000 | $350,000 | $555,000 | $256,000 | $385,000 |
| Other | 2 | $380,000 | $190,000 | $215,000 | $77,000 | $78,000 |
| Unverifiable Information | 1 | $165,000 | $165,000 | $165,000 | $48,000 | $48,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $175,000 | $175,000 | $175,000 | $36,000 | $36,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Merchants Bank Of Indiana's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Merchants Bank Of Indiana's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.