Merchants And Farmers Bank
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for Mississippi.
The mortgage statistics and data below are specific to mortgage loan applications for Merchants And Farmers Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Merchants And Farmers Bank 134 West Washington St Kosciusko, MS 39090 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,325 |
| Total Mortgage Loan Application Amount | $324,763,000 |
| Average Mortgage Loan Application Amount | $104,666 |
| Highest Mortgage Loan Application Amount | $3,998,000 |
| Average Applicant Income | $72,000 |
| Highest Applicant Income | $915,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MS, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Rankin County Mississippi | 243 | $ 34,731,000 | $ 142,000 | $ 78,000 |
| Shelby County Alabama | 227 | $ 36,179,000 | $ 159,000 | $ 78,000 |
| Jefferson County Alabama | 205 | $ 35,040,000 | $ 170,000 | $ 78,000 |
| Madison County Mississippi | 201 | $ 35,760,000 | $ 177,000 | $ 85,000 |
| Lafayette County Mississippi | 154 | $ 21,953,000 | $ 142,000 | $ 120,000 |
| Attala County Mississippi | 145 | $ 11,220,000 | $ 77,000 | $ 59,000 |
| Lee County Mississippi | 143 | $ 14,190,000 | $ 99,000 | $ 63,000 |
| Cullman County Alabama | 129 | $ 18,060,000 | $ 140,000 | $ 68,000 |
| Oktibbeha County Mississippi | 104 | $ 17,539,000 | $ 168,000 | $ 86,000 |
| Hinds County Mississippi | 88 | $ 11,261,000 | $ 127,000 | $ 86,000 |
| Neshoba County Mississippi | 64 | $ 4,830,000 | $ 75,000 | $ 73,000 |
| DeSoto County Mississippi | 54 | $ 6,375,000 | $ 118,000 | $ 67,000 |
| Bolivar County Mississippi | 53 | $ 10,606,000 | $ 200,000 | $ 87,000 |
| Holmes County Mississippi | 31 | $ 1,660,000 | $ 53,000 | $ 73,000 |
| Choctaw County Mississippi | 27 | $ 1,731,000 | $ 64,000 | $ 56,000 |
| Grenada County Mississippi | 27 | $ 2,625,000 | $ 97,000 | $ 76,000 |
| Warren County Mississippi | 24 | $ 3,355,000 | $ 139,000 | $ 80,000 |
| Shelby County Tennessee | 23 | $ 3,371,000 | $ 146,000 | $ 81,000 |
| Lauderdale County Alabama | 21 | $ 3,088,000 | $ 147,000 | $ 60,000 |
| Blount County Alabama | 20 | $ 2,522,000 | $ 126,000 | $ 56,000 |
| Leake County Mississippi | 20 | $ 1,565,000 | $ 78,000 | $ 51,000 |
| Crockett County Tennessee | 20 | $ 1,149,000 | $ 57,000 | $ 63,000 |
| St. Clair County Alabama | 16 | $ 2,491,000 | $ 155,000 | $ 71,000 |
| Winston County Mississippi | 13 | $ 1,105,000 | $ 85,000 | $ 53,000 |
| Yalobusha County Mississippi | 12 | $ 1,075,000 | $ 89,000 | $ 58,000 |
| Talladega County Alabama | 11 | $ 1,716,000 | $ 156,000 | $ 69,000 |
| Pontotoc County Mississippi | 10 | $ 1,316,000 | $ 131,000 | $ 126,000 |
| Walker County Alabama | 9 | $ 1,173,000 | $ 130,000 | $ 107,000 |
| Scott County Mississippi | 9 | $ 930,000 | $ 103,000 | $ 79,000 |
| Colbert County Alabama | 8 | $ 1,023,000 | $ 127,000 | $ 79,000 |
| Morgan County Alabama | 8 | $ 1,103,000 | $ 137,000 | $ 62,000 |
| Calhoun County Mississippi | 8 | $ 276,000 | $ 34,000 | $ 55,000 |
| Chilton County Alabama | 7 | $ 716,000 | $ 102,000 | $ 51,000 |
| Marshall County Alabama | 7 | $ 2,315,000 | $ 330,000 | $ 199,000 |
| Tuscaloosa County Alabama | 7 | $ 1,627,000 | $ 232,000 | $ 106,000 |
| Itawamba County Mississippi | 7 | $ 579,000 | $ 82,000 | $ 65,000 |
| Monroe County Mississippi | 7 | $ 922,000 | $ 131,000 | $ 67,000 |
| Madison County Alabama | 6 | $ 1,071,000 | $ 178,000 | $ 114,000 |
| Montgomery County Mississippi | 6 | $ 436,000 | $ 72,000 | $ 52,000 |
| Panola County Mississippi | 6 | $ 481,000 | $ 80,000 | $ 35,000 |
| Lowndes County Mississippi | 5 | $ 885,000 | $ 177,000 | $ 125,000 |
| Simpson County Mississippi | 5 | $ 532,000 | $ 106,000 | $ 92,000 |
| Webster County Mississippi | 5 | $ 541,000 | $ 108,000 | $ 82,000 |
| Haywood County Tennessee | 5 | $ 211,000 | $ 42,000 | $ 51,000 |
| Baldwin County Alabama | 4 | $ 987,000 | $ 246,000 | $ 101,000 |
| Bibb County Alabama | 4 | $ 432,000 | $ 108,000 | $ 79,000 |
| Mobile County Alabama | 4 | $ 539,000 | $ 134,000 | $ 74,000 |
| Tallapoosa County Alabama | 4 | $ 1,059,000 | $ 264,000 | $ 171,000 |
| Winston County Alabama | 4 | $ 1,040,000 | $ 260,000 | $ 163,000 |
| Madison County Tennessee | 4 | $ 282,000 | $ 70,000 | $ 39,000 |
| Forsyth County Georgia | 3 | $ 990,000 | $ 330,000 | $ 148,000 |
| Gwinnett County Georgia | 3 | $ 347,000 | $ 115,000 | $ 72,000 |
| Carroll County Mississippi | 3 | $ 384,000 | $ 128,000 | $ 62,000 |
| Copiah County Mississippi | 3 | $ 372,000 | $ 124,000 | $ 57,000 |
| Kemper County Mississippi | 3 | $ 223,000 | $ 74,000 | $ 58,000 |
| Lamar County Mississippi | 3 | $ 327,000 | $ 109,000 | $ 84,000 |
| Marshall County Mississippi | 3 | $ 184,000 | $ 61,000 | $ 164,000 |
| Newton County Mississippi | 3 | $ 292,000 | $ 97,000 | $ 130,000 |
| Prentiss County Mississippi | 3 | $ 204,000 | $ 68,000 | $ 43,000 |
| Tate County Mississippi | 3 | $ 188,000 | $ 62,000 | $ 40,000 |
| Washington County Mississippi | 3 | $ 1,258,000 | $ 419,000 | $ 56,000 |
| Yazoo County Mississippi | 3 | $ 499,000 | $ 166,000 | $ 53,000 |
| Calhoun County Alabama | 2 | $ 206,000 | $ 103,000 | $ 48,000 |
| DeKalb County Alabama | 2 | $ 190,000 | $ 95,000 | $ 48,000 |
| Franklin County Alabama | 2 | $ 190,000 | $ 95,000 | $ 50,000 |
| Marion County Alabama | 2 | $ 262,000 | $ 131,000 | $ 87,000 |
| Walton County Florida | 2 | $ 757,000 | $ 378,000 | $ 345,000 |
| Alcorn County Mississippi | 2 | $ 226,000 | $ 113,000 | $ 21,000 |
| Clay County Mississippi | 2 | $ 378,000 | $ 189,000 | $ 74,000 |
| Jackson County Mississippi | 2 | $ 187,000 | $ 93,000 | $ 64,000 |
| Pike County Mississippi | 2 | $ 358,000 | $ 179,000 | $ 95,000 |
| Smith County Mississippi | 2 | $ 149,000 | $ 74,000 | $ 62,000 |
| Tallahatchie County Mississippi | 2 | $ 229,000 | $ 114,000 | $ 141,000 |
| Union County Mississippi | 2 | $ 318,000 | $ 159,000 | $ 61,000 |
| Wayne County Mississippi | 2 | $ 242,000 | $ 121,000 | $ 108,000 |
| Mecklenburg County North Carolina | 2 | $ 140,000 | $ 70,000 | $ 53,000 |
| Autauga County Alabama | 1 | $ 356,000 | $ 356,000 | $ 159,000 |
| Clay County Alabama | 1 | $ 103,000 | $ 103,000 | $ 37,000 |
| Elmore County Alabama | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Etowah County Alabama | 1 | $ 88,000 | $ 88,000 | $ 30,000 |
| Lawrence County Alabama | 1 | $ 186,000 | $ 186,000 | $ 44,000 |
| Lee County Alabama | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Limestone County Alabama | 1 | $ 207,000 | $ 207,000 | $ 130,000 |
| Marengo County Alabama | 1 | $ 241,000 | $ 241,000 | $ 69,000 |
| Monroe County Alabama | 1 | $ 226,000 | $ 226,000 | $ 22,000 |
| Montgomery County Alabama | 1 | $ 417,000 | $ 417,000 | $ 285,000 |
| Escambia County Florida | 1 | $ 164,000 | $ 164,000 | $ 367,000 |
| Okaloosa County Florida | 1 | $ 246,000 | $ 246,000 | $ 117,000 |
| Clarke County Georgia | 1 | $ 123,000 | $ 123,000 | $ 39,000 |
| Coweta County Georgia | 1 | $ 353,000 | $ 353,000 | $ 74,000 |
| DeKalb County Georgia | 1 | $ 210,000 | $ 210,000 | $ 105,000 |
| Gordon County Georgia | 1 | $ 309,000 | $ 309,000 | $ 161,000 |
| Hall County Georgia | 1 | $ 44,000 | $ 44,000 | $ 59,000 |
| Towns County Georgia | 1 | $ 122,000 | $ 122,000 | $ 107,000 |
| Livingston County Louisiana | 1 | $ 72,000 | $ 72,000 | $ 78,000 |
| Orleans County Louisiana | 1 | $ 121,000 | $ 121,000 | $ 221,000 |
| Lincoln County Maine | 1 | $ 251,000 | $ 251,000 | $ 300,000 |
| Benton County Mississippi | 1 | $ 33,000 | $ 33,000 | $ 70,000 |
| Chickasaw County Mississippi | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Harrison County Mississippi | 1 | $ 362,000 | $ 362,000 | $ 88,000 |
| Jasper County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Jefferson Davis County Mississippi | 1 | $ 132,000 | $ 132,000 | $ 61,000 |
| Lauderdale County Mississippi | 1 | $ 3,455,000 | $ 3,455,000 | $ 0 |
| Leflore County Mississippi | 1 | $ 87,000 | $ 87,000 | $ 42,000 |
| Lincoln County Mississippi | 1 | $ 220,000 | $ 220,000 | $ 78,000 |
| Sunflower County Mississippi | 1 | $ 248,000 | $ 248,000 | $ 272,000 |
| Buncombe County North Carolina | 1 | $ 288,000 | $ 288,000 | $ 136,000 |
| Coffee County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 47,000 |
| Fayette County Tennessee | 1 | $ 279,000 | $ 279,000 | $ 75,000 |
| Gibson County Tennessee | 1 | $ 73,000 | $ 73,000 | $ 43,000 |
| Hardin County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Henderson County Tennessee | 1 | $ 57,000 | $ 57,000 | $ 56,000 |
| Williamson County Tennessee | 1 | $ 270,000 | $ 270,000 | $ 60,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Mississippi,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Merchants And Farmers Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,356 | $207,899,000 | $153,000 | $3,998,000 | $81,000 | $835,000 |
| Home Purchase | 815 | $113,351,000 | $139,000 | $532,000 | $81,000 | $915,000 |
| Home Improvement | 154 | $3,513,000 | $22,000 | $201,000 | $54,000 | $331,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,915 | $266,537,000 | $139,000 | $1,190,000 | $85,000 | $915,000 |
| Black or African American | 256 | $21,821,000 | $85,000 | $417,000 | $54,000 | $356,000 |
| Not applicable | 61 | $24,321,000 | $398,000 | $3,998,000 | $0 | $0 |
| Asian | 37 | $6,415,000 | $173,000 | $417,000 | $90,000 | $313,000 |
| Not Provided | 30 | $2,277,000 | $75,000 | $300,000 | $56,000 | $265,000 |
| Hispanic | 21 | $2,721,000 | $129,000 | $383,000 | $85,000 | $214,000 |
| American Indian or Alaskan Native | 3 | $399,000 | $133,000 | $186,000 | $47,000 | $80,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $272,000 | $136,000 | $143,000 | $78,000 | $102,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,888 | $264,968,000 | $140,000 | $3,998,000 | $86,000 | $915,000 |
| FHA-insured (Federal Housing Administration) | 288 | $40,500,000 | $140,000 | $274,000 | $54,000 | $583,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 118 | $13,602,000 | $115,000 | $247,000 | $40,000 | $75,000 |
| VA-guaranteed (Veterans Administration) | 31 | $5,693,000 | $183,000 | $406,000 | $65,000 | $160,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,790 | $253,564,000 | $141,000 | $3,998,000 | $82,000 | $915,000 |
| Application Denied By Financial Institution | 308 | $38,595,000 | $125,000 | $1,190,000 | $61,000 | $333,000 |
| Application Withdrawn By Applicant | 188 | $26,594,000 | $141,000 | $527,000 | $78,000 | $300,000 |
| Application Approved But Not Accepted | 39 | $6,010,000 | $154,000 | $400,000 | $101,000 | $546,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 147 | $13,725,000 | $93,000 | $725,000 | $53,000 | $245,000 |
| Debt-To-Income Ratio | 77 | $9,542,000 | $123,000 | $360,000 | $48,000 | $187,000 |
| Collateral | 47 | $9,192,000 | $195,000 | $1,190,000 | $92,000 | $333,000 |
| Other | 16 | $2,246,000 | $140,000 | $300,000 | $74,000 | $221,000 |
| Credit Application Incomplete | 8 | $1,298,000 | $162,000 | $300,000 | $60,000 | $110,000 |
| Unverifiable Information | 6 | $1,723,000 | $287,000 | $417,000 | $133,000 | $285,000 |
| Employment History | 5 | $716,000 | $143,000 | $257,000 | $66,000 | $112,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MS, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Mississippi, and search similar information at your convenience.