Meridian Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Meridian Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Meridian Bank 9 Old Lincoln Highway Malvern, PA 19355 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 2,742 |
| Total Mortgage Loan Application Amount | $631,396,000 |
| Average Mortgage Loan Application Amount | $272,000 |
| Highest Mortgage Loan Application Amount | $2,957,000 |
| Average Applicant Income | $81,666 |
| Highest Applicant Income | $2,835,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Meridian Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Meridian Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Meridian Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Meridian Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Meridian Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Meridian Bank's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Pennsylvania | 448 | $ 107,389,000 | $ 239,000 | $ 116,000 |
| Bucks County Pennsylvania | 273 | $ 67,508,000 | $ 247,000 | $ 114,000 |
| Chester County Pennsylvania | 267 | $ 73,436,000 | $ 275,000 | $ 138,000 |
| New Castle County Delaware | 266 | $ 57,298,000 | $ 215,000 | $ 75,000 |
| Philadelphia County Pennsylvania | 221 | $ 51,676,000 | $ 233,000 | $ 83,000 |
| Delaware County Pennsylvania | 181 | $ 38,994,000 | $ 215,000 | $ 137,000 |
| Burlington County New Jersey | 81 | $ 18,921,000 | $ 233,000 | $ 112,000 |
| Lancaster County Pennsylvania | 73 | $ 13,556,000 | $ 185,000 | $ 77,000 |
| Camden County New Jersey | 71 | $ 13,245,000 | $ 186,000 | $ 91,000 |
| Atlantic County New Jersey | 66 | $ 13,686,000 | $ 207,000 | $ 101,000 |
| Cape May County New Jersey | 61 | $ 19,571,000 | $ 320,000 | $ 232,000 |
| Gloucester County New Jersey | 55 | $ 12,345,000 | $ 224,000 | $ 106,000 |
| Cumberland County Pennsylvania | 46 | $ 8,612,000 | $ 187,000 | $ 89,000 |
| Centre County Pennsylvania | 41 | $ 6,072,000 | $ 148,000 | $ 77,000 |
| Ocean County New Jersey | 33 | $ 8,930,000 | $ 270,000 | $ 136,000 |
| Lehigh County Pennsylvania | 33 | $ 6,822,000 | $ 206,000 | $ 95,000 |
| Middlesex County New Jersey | 32 | $ 8,294,000 | $ 259,000 | $ 85,000 |
| Berks County Pennsylvania | 25 | $ 4,857,000 | $ 194,000 | $ 63,000 |
| Monmouth County New Jersey | 24 | $ 6,810,000 | $ 283,000 | $ 72,000 |
| Morris County New Jersey | 23 | $ 6,301,000 | $ 273,000 | $ 92,000 |
| Union County New Jersey | 23 | $ 5,998,000 | $ 260,000 | $ 102,000 |
| Dauphin County Pennsylvania | 22 | $ 3,291,000 | $ 149,000 | $ 80,000 |
| Luzerne County Pennsylvania | 22 | $ 3,344,000 | $ 152,000 | $ 109,000 |
| Sussex County Delaware | 21 | $ 4,150,000 | $ 197,000 | $ 68,000 |
| York County Pennsylvania | 21 | $ 3,559,000 | $ 169,000 | $ 75,000 |
| Northampton County Pennsylvania | 19 | $ 3,697,000 | $ 194,000 | $ 81,000 |
| Essex County New Jersey | 17 | $ 4,360,000 | $ 256,000 | $ 113,000 |
| Mercer County New Jersey | 17 | $ 3,890,000 | $ 228,000 | $ 129,000 |
| Somerset County New Jersey | 16 | $ 4,757,000 | $ 297,000 | $ 114,000 |
| Lebanon County Pennsylvania | 16 | $ 2,401,000 | $ 150,000 | $ 67,000 |
| Kent County Delaware | 15 | $ 2,662,000 | $ 177,000 | $ 54,000 |
| Bergen County New Jersey | 15 | $ 4,523,000 | $ 301,000 | $ 96,000 |
| Clinton County Pennsylvania | 13 | $ 1,529,000 | $ 117,000 | $ 68,000 |
| Passaic County New Jersey | 11 | $ 2,826,000 | $ 256,000 | $ 67,000 |
| Northumberland County Pennsylvania | 9 | $ 1,286,000 | $ 142,000 | $ 54,000 |
| Perry County Pennsylvania | 8 | $ 1,225,000 | $ 153,000 | $ 72,000 |
| Hudson County New Jersey | 6 | $ 1,776,000 | $ 296,000 | $ 108,000 |
| Monroe County Pennsylvania | 6 | $ 814,000 | $ 135,000 | $ 138,000 |
| Montour County Pennsylvania | 6 | $ 974,000 | $ 162,000 | $ 83,000 |
| Fairfax County Virginia | 6 | $ 2,014,000 | $ 335,000 | $ 134,000 |
| Butler County Pennsylvania | 5 | $ 1,414,000 | $ 282,000 | $ 104,000 |
| Lycoming County Pennsylvania | 5 | $ 804,000 | $ 160,000 | $ 60,000 |
| Maricopa County Arizona | 4 | $ 518,000 | $ 129,000 | $ 63,000 |
| Collier County Florida | 4 | $ 971,000 | $ 242,000 | $ 85,000 |
| Cecil County Maryland | 4 | $ 845,000 | $ 211,000 | $ 60,000 |
| Pike County Pennsylvania | 4 | $ 1,095,000 | $ 273,000 | $ 213,000 |
| Schuylkill County Pennsylvania | 4 | $ 563,000 | $ 140,000 | $ 55,000 |
| Union County Pennsylvania | 4 | $ 665,000 | $ 166,000 | $ 61,000 |
| Palm Beach County Florida | 3 | $ 636,000 | $ 212,000 | $ 63,000 |
| Montgomery County Maryland | 3 | $ 970,000 | $ 323,000 | $ 124,000 |
| Salem County New Jersey | 3 | $ 523,000 | $ 174,000 | $ 108,000 |
| Carbon County Pennsylvania | 3 | $ 339,000 | $ 113,000 | $ 125,000 |
| Snyder County Pennsylvania | 3 | $ 459,000 | $ 153,000 | $ 75,000 |
| Westmoreland County Pennsylvania | 3 | $ 430,000 | $ 143,000 | $ 63,000 |
| District of Columbia County District Of Columbia | 2 | $ 945,000 | $ 472,000 | $ 36,000 |
| Duval County Florida | 2 | $ 382,000 | $ 191,000 | $ 86,000 |
| Fulton County Georgia | 2 | $ 482,000 | $ 241,000 | $ 187,000 |
| Carroll County Maryland | 2 | $ 613,000 | $ 306,000 | $ 129,000 |
| Prince George's County Maryland | 2 | $ 421,000 | $ 210,000 | $ 74,000 |
| Hunterdon County New Jersey | 2 | $ 809,000 | $ 404,000 | $ 213,000 |
| Sussex County New Jersey | 2 | $ 400,000 | $ 200,000 | $ 11,000 |
| Warren County New Jersey | 2 | $ 462,000 | $ 231,000 | $ 205,000 |
| Mecklenburg County North Carolina | 2 | $ 342,000 | $ 171,000 | $ 81,000 |
| Adams County Pennsylvania | 2 | $ 234,000 | $ 117,000 | $ 68,000 |
| Allegheny County Pennsylvania | 2 | $ 402,000 | $ 201,000 | $ 150,000 |
| Clearfield County Pennsylvania | 2 | $ 177,000 | $ 88,000 | $ 49,000 |
| Erie County Pennsylvania | 2 | $ 181,000 | $ 90,000 | $ 71,000 |
| Potter County Pennsylvania | 2 | $ 191,000 | $ 95,000 | $ 35,000 |
| Pima County Arizona | 1 | $ 364,000 | $ 364,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 565,000 | $ 565,000 | $ 225,000 |
| Hartford County Connecticut | 1 | $ 348,000 | $ 348,000 | $ 176,000 |
| Broward County Florida | 1 | $ 167,000 | $ 167,000 | $ 49,000 |
| Manatee County Florida | 1 | $ 119,000 | $ 119,000 | $ 95,000 |
| Osceola County Florida | 1 | $ 152,000 | $ 152,000 | $ 393,000 |
| Pinellas County Florida | 1 | $ 310,000 | $ 310,000 | $ 667,000 |
| Camden County Georgia | 1 | $ 167,000 | $ 167,000 | $ 55,000 |
| Cobb County Georgia | 1 | $ 54,000 | $ 54,000 | $ 70,000 |
| Gwinnett County Georgia | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Cook County Illinois | 1 | $ 350,000 | $ 350,000 | $ 95,000 |
| Hamilton County Indiana | 1 | $ 133,000 | $ 133,000 | $ 65,000 |
| Owen County Indiana | 1 | $ 214,000 | $ 214,000 | $ 106,000 |
| Johnson County Kansas | 1 | $ 154,000 | $ 154,000 | $ 76,000 |
| Baltimore County Maryland | 1 | $ 252,000 | $ 252,000 | $ 118,000 |
| Baltimore City County Maryland | 1 | $ 231,000 | $ 231,000 | $ 89,000 |
| Charles County Maryland | 1 | $ 91,000 | $ 91,000 | $ 34,000 |
| Harford County Maryland | 1 | $ 318,000 | $ 318,000 | $ 85,000 |
| Howard County Maryland | 1 | $ 279,000 | $ 279,000 | $ 94,000 |
| Kent County Maryland | 1 | $ 124,000 | $ 124,000 | $ 831,000 |
| Worcester County Maryland | 1 | $ 272,000 | $ 272,000 | $ 171,000 |
| Berkshire County Massachusetts | 1 | $ 191,000 | $ 191,000 | $ 54,000 |
| Bristol County Massachusetts | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Dukes County Massachusetts | 1 | $ 239,000 | $ 239,000 | $ 138,000 |
| Middlesex County Massachusetts | 1 | $ 437,000 | $ 437,000 | $ 118,000 |
| Worcester County Massachusetts | 1 | $ 84,000 | $ 84,000 | $ 98,000 |
| Macomb County Michigan | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Anoka County Minnesota | 1 | $ 183,000 | $ 183,000 | $ 95,000 |
| Cumberland County New Jersey | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Essex County New York | 1 | $ 332,000 | $ 332,000 | $ 405,000 |
| Nassau County New York | 1 | $ 290,000 | $ 290,000 | $ 99,000 |
| Orange County New York | 1 | $ 223,000 | $ 223,000 | $ 91,000 |
| Saratoga County New York | 1 | $ 172,000 | $ 172,000 | $ 66,000 |
| St. Lawrence County New York | 1 | $ 173,000 | $ 173,000 | $ 183,000 |
| Brunswick County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 39,000 |
| Johnston County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 93,000 |
| Moore County North Carolina | 1 | $ 248,000 | $ 248,000 | $ 106,000 |
| Wake County North Carolina | 1 | $ 303,000 | $ 303,000 | $ 256,000 |
| Trumbull County Ohio | 1 | $ 72,000 | $ 72,000 | $ 42,000 |
| Bedford County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| Blair County Pennsylvania | 1 | $ 151,000 | $ 151,000 | $ 82,000 |
| Columbia County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 94,000 |
| Huntingdon County Pennsylvania | 1 | $ 156,000 | $ 156,000 | $ 44,000 |
| Lackawanna County Pennsylvania | 1 | $ 171,000 | $ 171,000 | $ 74,000 |
| Mercer County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 61,000 |
| Washington County Pennsylvania | 1 | $ 413,000 | $ 413,000 | $ 115,000 |
| Wayne County Pennsylvania | 1 | $ 102,000 | $ 102,000 | $ 49,000 |
| Washington County Rhode Island | 1 | $ 390,000 | $ 390,000 | $ 161,000 |
| Addison County Vermont | 1 | $ 144,000 | $ 144,000 | $ 490,000 |
| Arlington County Virginia | 1 | $ 328,000 | $ 328,000 | $ 126,000 |
| Chesterfield County Virginia | 1 | $ 250,000 | $ 250,000 | $ 86,000 |
| Fairfax City County Virginia | 1 | $ 277,000 | $ 277,000 | $ 78,000 |
| Loudoun County Virginia | 1 | $ 405,000 | $ 405,000 | $ 176,000 |
Mortgage Loan Application Detail Totals for Meridian Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,575 | $369,702,000 | $234,000 | $1,460,000 | $116,000 | $2,835,000 |
| Home Purchase | 1,151 | $255,927,000 | $222,000 | $2,957,000 | $96,000 | $1,490,000 |
| Home Improvement | 16 | $5,767,000 | $360,000 | $2,600,000 | $33,000 | $204,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,168 | $497,168,000 | $229,000 | $1,460,000 | $116,000 | $2,835,000 |
| Black or African American | 156 | $27,679,000 | $177,000 | $609,000 | $62,000 | $252,000 |
| Asian | 129 | $34,565,000 | $267,000 | $780,000 | $114,000 | $393,000 |
| Not Provided | 127 | $31,657,000 | $249,000 | $760,000 | $97,000 | $545,000 |
| Hispanic | 89 | $15,191,000 | $170,000 | $439,000 | $60,000 | $305,000 |
| Not applicable | 64 | $23,147,000 | $361,000 | $2,957,000 | $3,000 | $160,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,841,000 | $230,000 | $300,000 | $100,000 | $217,000 |
| American Indian or Alaskan Native | 1 | $148,000 | $148,000 | $148,000 | $43,000 | $43,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,941 | $466,408,000 | $240,000 | $2,957,000 | $129,000 | $2,835,000 |
| FHA-insured (Federal Housing Administration) | 692 | $142,367,000 | $205,000 | $728,000 | $53,000 | $251,000 |
| VA-guaranteed (Veterans Administration) | 84 | $18,636,000 | $221,000 | $478,000 | $52,000 | $340,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $3,985,000 | $159,000 | $311,000 | $68,000 | $252,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,347 | $543,288,000 | $231,000 | $2,957,000 | $106,000 | $2,835,000 |
| Application Denied By Financial Institution | 292 | $63,094,000 | $216,000 | $938,000 | $107,000 | $2,781,000 |
| Application Withdrawn By Applicant | 79 | $18,848,000 | $238,000 | $816,000 | $149,000 | $830,000 |
| Loan Purchased By The Institution | 11 | $3,067,000 | $278,000 | $731,000 | $0 | $0 |
| Application Approved But Not Accepted | 8 | $2,108,000 | $263,000 | $375,000 | $126,000 | $363,000 |
| File Closed For Incompleteness | 5 | $991,000 | $198,000 | $218,000 | $136,000 | $226,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Meridian Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Meridian Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.