Meridian Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Meridian Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Meridian Bank 9 Old Lincoln Highway Malvern, PA 19355 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 4,888 |
| Total Mortgage Loan Application Amount | $997,161,000 |
| Average Mortgage Loan Application Amount | $210,333 |
| Highest Mortgage Loan Application Amount | $3,750,000 |
| Average Applicant Income | $88,333 |
| Highest Applicant Income | $1,773,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Meridian Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Meridian Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Meridian Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Meridian Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Meridian Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Meridian Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New Castle County Delaware | 715 | $ 141,942,000 | $ 198,000 | $ 68,000 |
| Philadelphia County Pennsylvania | 672 | $ 107,054,000 | $ 159,000 | $ 64,000 |
| Atlantic County New Jersey | 437 | $ 74,246,000 | $ 169,000 | $ 76,000 |
| Montgomery County Pennsylvania | 313 | $ 80,176,000 | $ 256,000 | $ 112,000 |
| Sussex County Delaware | 273 | $ 49,379,000 | $ 180,000 | $ 64,000 |
| Bucks County Pennsylvania | 265 | $ 67,652,000 | $ 255,000 | $ 102,000 |
| Chester County Pennsylvania | 207 | $ 60,396,000 | $ 291,000 | $ 130,000 |
| Berks County Pennsylvania | 194 | $ 31,665,000 | $ 163,000 | $ 58,000 |
| Cape May County New Jersey | 189 | $ 47,378,000 | $ 250,000 | $ 153,000 |
| Delaware County Pennsylvania | 186 | $ 37,841,000 | $ 203,000 | $ 83,000 |
| Camden County New Jersey | 117 | $ 20,201,000 | $ 172,000 | $ 110,000 |
| Burlington County New Jersey | 109 | $ 21,480,000 | $ 197,000 | $ 99,000 |
| Kent County Delaware | 101 | $ 17,927,000 | $ 177,000 | $ 55,000 |
| Gloucester County New Jersey | 100 | $ 20,897,000 | $ 208,000 | $ 95,000 |
| Lancaster County Pennsylvania | 84 | $ 14,864,000 | $ 176,000 | $ 72,000 |
| Cumberland County Pennsylvania | 78 | $ 15,425,000 | $ 197,000 | $ 87,000 |
| Centre County Pennsylvania | 76 | $ 13,451,000 | $ 176,000 | $ 79,000 |
| Ocean County New Jersey | 48 | $ 9,569,000 | $ 199,000 | $ 95,000 |
| York County Pennsylvania | 45 | $ 7,925,000 | $ 176,000 | $ 65,000 |
| Dauphin County Pennsylvania | 43 | $ 6,563,000 | $ 152,000 | $ 71,000 |
| Adams County Pennsylvania | 39 | $ 7,242,000 | $ 185,000 | $ 73,000 |
| Franklin County Pennsylvania | 24 | $ 4,000,000 | $ 166,000 | $ 74,000 |
| Cumberland County New Jersey | 21 | $ 3,580,000 | $ 170,000 | $ 56,000 |
| Lehigh County Pennsylvania | 21 | $ 5,680,000 | $ 270,000 | $ 81,000 |
| Monmouth County New Jersey | 20 | $ 6,254,000 | $ 312,000 | $ 98,000 |
| Mercer County New Jersey | 19 | $ 4,535,000 | $ 238,000 | $ 122,000 |
| Cecil County Maryland | 17 | $ 3,221,000 | $ 189,000 | $ 75,000 |
| Wicomico County Maryland | 17 | $ 2,588,000 | $ 152,000 | $ 57,000 |
| Northampton County Pennsylvania | 14 | $ 3,335,000 | $ 238,000 | $ 76,000 |
| Bergen County New Jersey | 12 | $ 4,263,000 | $ 355,000 | $ 117,000 |
| Middlesex County New Jersey | 12 | $ 3,292,000 | $ 274,000 | $ 85,000 |
| Salem County New Jersey | 12 | $ 2,338,000 | $ 194,000 | $ 89,000 |
| Somerset County New Jersey | 12 | $ 3,864,000 | $ 322,000 | $ 109,000 |
| Lebanon County Pennsylvania | 10 | $ 1,916,000 | $ 191,000 | $ 74,000 |
| Baltimore County Maryland | 9 | $ 2,493,000 | $ 277,000 | $ 78,000 |
| Queen Anne's County Maryland | 9 | $ 2,915,000 | $ 323,000 | $ 94,000 |
| Morris County New Jersey | 9 | $ 3,263,000 | $ 362,000 | $ 78,000 |
| Monroe County Pennsylvania | 9 | $ 1,002,000 | $ 111,000 | $ 93,000 |
| Schuylkill County Pennsylvania | 9 | $ 1,444,000 | $ 160,000 | $ 76,000 |
| Prince William County Virginia | 9 | $ 3,324,000 | $ 369,000 | $ 106,000 |
| Essex County New Jersey | 7 | $ 2,072,000 | $ 296,000 | $ 88,000 |
| Bradford County Pennsylvania | 7 | $ 842,000 | $ 120,000 | $ 40,000 |
| Mifflin County Pennsylvania | 7 | $ 765,000 | $ 109,000 | $ 60,000 |
| Fairfax County Virginia | 7 | $ 2,521,000 | $ 360,000 | $ 115,000 |
| Virginia Beach County Virginia | 7 | $ 1,949,000 | $ 278,000 | $ 113,000 |
| Anne Arundel County Maryland | 6 | $ 2,516,000 | $ 419,000 | $ 153,000 |
| Harford County Maryland | 6 | $ 1,695,000 | $ 282,000 | $ 87,000 |
| Prince George's County Maryland | 6 | $ 1,813,000 | $ 302,000 | $ 85,000 |
| Allegheny County Pennsylvania | 6 | $ 1,103,000 | $ 183,000 | $ 77,000 |
| Perry County Pennsylvania | 6 | $ 984,000 | $ 164,000 | $ 71,000 |
| Lee County Florida | 5 | $ 1,430,000 | $ 286,000 | $ 188,000 |
| Howard County Maryland | 5 | $ 1,314,000 | $ 262,000 | $ 100,000 |
| Kent County Maryland | 5 | $ 704,000 | $ 140,000 | $ 125,000 |
| Hudson County New Jersey | 5 | $ 1,398,000 | $ 279,000 | $ 93,000 |
| Blair County Pennsylvania | 5 | $ 759,000 | $ 151,000 | $ 64,000 |
| Columbia County Pennsylvania | 5 | $ 671,000 | $ 134,000 | $ 47,000 |
| Luzerne County Pennsylvania | 5 | $ 824,000 | $ 164,000 | $ 75,000 |
| Stafford County Virginia | 5 | $ 2,140,000 | $ 428,000 | $ 0 |
| Collier County Florida | 4 | $ 1,142,000 | $ 285,000 | $ 113,000 |
| Miami-Dade County Florida | 4 | $ 858,000 | $ 214,000 | $ 128,000 |
| Sarasota County Florida | 4 | $ 836,000 | $ 209,000 | $ 111,000 |
| Dorchester County Maryland | 4 | $ 467,000 | $ 116,000 | $ 67,000 |
| Montgomery County Maryland | 4 | $ 1,427,000 | $ 356,000 | $ 79,000 |
| Worcester County Maryland | 4 | $ 668,000 | $ 167,000 | $ 148,000 |
| Passaic County New Jersey | 4 | $ 1,198,000 | $ 299,000 | $ 117,000 |
| Suffolk County New York | 4 | $ 1,420,000 | $ 355,000 | $ 68,000 |
| Clearfield County Pennsylvania | 4 | $ 383,000 | $ 95,000 | $ 55,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,432,000 | $ 477,000 | $ 122,000 |
| Broward County Florida | 3 | $ 699,000 | $ 233,000 | $ 77,000 |
| Pasco County Florida | 3 | $ 201,000 | $ 67,000 | $ 49,000 |
| Baltimore City County Maryland | 3 | $ 824,000 | $ 274,000 | $ 131,000 |
| Carroll County Maryland | 3 | $ 534,000 | $ 178,000 | $ 65,000 |
| Hunterdon County New Jersey | 3 | $ 844,000 | $ 281,000 | $ 102,000 |
| Kings County New York | 3 | $ 1,287,000 | $ 429,000 | $ 99,000 |
| Clinton County Pennsylvania | 3 | $ 466,000 | $ 155,000 | $ 79,000 |
| Huntingdon County Pennsylvania | 3 | $ 564,000 | $ 188,000 | $ 75,000 |
| Snyder County Pennsylvania | 3 | $ 460,000 | $ 153,000 | $ 83,000 |
| Franklin County Virginia | 3 | $ 776,000 | $ 258,000 | $ 127,000 |
| Henrico County Virginia | 3 | $ 541,000 | $ 180,000 | $ 81,000 |
| Alameda County California | 2 | $ 444,000 | $ 222,000 | $ 40,000 |
| Los Angeles County California | 2 | $ 4,085,000 | $ 2,042,000 | $ 30,000 |
| Orange County California | 2 | $ 1,535,000 | $ 767,000 | $ 0 |
| Charlotte County Florida | 2 | $ 456,000 | $ 228,000 | $ 153,000 |
| Hernando County Florida | 2 | $ 251,000 | $ 125,000 | $ 44,000 |
| Palm Beach County Florida | 2 | $ 505,000 | $ 252,000 | $ 153,000 |
| St. Lucie County Florida | 2 | $ 816,000 | $ 408,000 | $ 37,000 |
| DeKalb County Georgia | 2 | $ 237,000 | $ 118,000 | $ 70,000 |
| Cook County Illinois | 2 | $ 706,000 | $ 353,000 | $ 111,000 |
| York County Maine | 2 | $ 829,000 | $ 414,000 | $ 141,000 |
| Charles County Maryland | 2 | $ 571,000 | $ 285,000 | $ 79,000 |
| Somerset County Maryland | 2 | $ 314,000 | $ 157,000 | $ 51,000 |
| Union County New Jersey | 2 | $ 424,000 | $ 212,000 | $ 70,000 |
| Oneida County New York | 2 | $ 321,000 | $ 160,000 | $ 73,000 |
| Brunswick County North Carolina | 2 | $ 312,000 | $ 156,000 | $ 122,000 |
| Lycoming County Pennsylvania | 2 | $ 267,000 | $ 133,000 | $ 57,000 |
| Northumberland County Pennsylvania | 2 | $ 191,000 | $ 95,000 | $ 41,000 |
| Westmoreland County Pennsylvania | 2 | $ 378,000 | $ 189,000 | $ 71,000 |
| Norfolk County Virginia | 2 | $ 287,000 | $ 143,000 | $ 53,000 |
| Spotsylvania County Virginia | 2 | $ 784,000 | $ 392,000 | $ 122,000 |
| Mobile County Alabama | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Gila County Arizona | 1 | $ 150,000 | $ 150,000 | $ 35,000 |
| Maricopa County Arizona | 1 | $ 158,000 | $ 158,000 | $ 57,000 |
| Jefferson County Arkansas | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Sacramento County California | 1 | $ 329,000 | $ 329,000 | $ 141,000 |
| San Bernardino County California | 1 | $ 186,000 | $ 186,000 | $ 37,000 |
| San Diego County California | 1 | $ 437,000 | $ 437,000 | $ 89,000 |
| Weld County Colorado | 1 | $ 210,000 | $ 210,000 | $ 42,000 |
| New Haven County Connecticut | 1 | $ 319,000 | $ 319,000 | $ 90,000 |
| Brevard County Florida | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Highlands County Florida | 1 | $ 97,000 | $ 97,000 | $ 108,000 |
| Hillsborough County Florida | 1 | $ 184,000 | $ 184,000 | $ 48,000 |
| Manatee County Florida | 1 | $ 244,000 | $ 244,000 | $ 124,000 |
| Osceola County Florida | 1 | $ 266,000 | $ 266,000 | $ 192,000 |
| Pinellas County Florida | 1 | $ 146,000 | $ 146,000 | $ 30,000 |
| Sumter County Florida | 1 | $ 253,000 | $ 253,000 | $ 82,000 |
| Baker County Georgia | 1 | $ 331,000 | $ 331,000 | $ 0 |
| Barrow County Georgia | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Effingham County Georgia | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 189,000 | $ 189,000 | $ 210,000 |
| Gwinnett County Georgia | 1 | $ 330,000 | $ 330,000 | $ 107,000 |
| Dearborn County Indiana | 1 | $ 128,000 | $ 128,000 | $ 34,000 |
| Madison County Indiana | 1 | $ 106,000 | $ 106,000 | $ 33,000 |
| Vigo County Indiana | 1 | $ 132,000 | $ 132,000 | $ 83,000 |
| Finney County Kansas | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Johnson County Kansas | 1 | $ 232,000 | $ 232,000 | $ 63,000 |
| Scott County Kansas | 1 | $ 110,000 | $ 110,000 | $ 48,000 |
| Sedgwick County Kansas | 1 | $ 51,000 | $ 51,000 | $ 62,000 |
| Ascension County Louisiana | 1 | $ 276,000 | $ 276,000 | $ 56,000 |
| Ouachita County Louisiana | 1 | $ 351,000 | $ 351,000 | $ 116,000 |
| Frederick County Maryland | 1 | $ 382,000 | $ 382,000 | $ 166,000 |
| St. Mary's County Maryland | 1 | $ 267,000 | $ 267,000 | $ 79,000 |
| Barnstable County Massachusetts | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 257,000 | $ 257,000 | $ 85,000 |
| Calhoun County Michigan | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Eaton County Michigan | 1 | $ 158,000 | $ 158,000 | $ 65,000 |
| Genesee County Michigan | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Kalamazoo County Michigan | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Livingston County Michigan | 1 | $ 189,000 | $ 189,000 | $ 51,000 |
| Macomb County Michigan | 1 | $ 277,000 | $ 277,000 | $ 0 |
| Monroe County Michigan | 1 | $ 171,000 | $ 171,000 | $ 94,000 |
| Cass County Missouri | 1 | $ 66,000 | $ 66,000 | $ 25,000 |
| Jefferson County Missouri | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Yellowstone County Montana | 1 | $ 169,000 | $ 169,000 | $ 120,000 |
| Merrimack County New Hampshire | 1 | $ 422,000 | $ 422,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 362,000 | $ 362,000 | $ 97,000 |
| Sussex County New Jersey | 1 | $ 206,000 | $ 206,000 | $ 76,000 |
| Columbia County New York | 1 | $ 240,000 | $ 240,000 | $ 200,000 |
| Erie County New York | 1 | $ 162,000 | $ 162,000 | $ 56,000 |
| Nassau County New York | 1 | $ 323,000 | $ 323,000 | $ 110,000 |
| Orange County New York | 1 | $ 310,000 | $ 310,000 | $ 205,000 |
| Queens County New York | 1 | $ 217,000 | $ 217,000 | $ 55,000 |
| Westchester County New York | 1 | $ 340,000 | $ 340,000 | $ 94,000 |
| Alamance County North Carolina | 1 | $ 199,000 | $ 199,000 | $ 49,000 |
| Cabarrus County North Carolina | 1 | $ 223,000 | $ 223,000 | $ 96,000 |
| Cumberland County North Carolina | 1 | $ 181,000 | $ 181,000 | $ 92,000 |
| Guilford County North Carolina | 1 | $ 238,000 | $ 238,000 | $ 73,000 |
| Harnett County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Jackson County North Carolina | 1 | $ 389,000 | $ 389,000 | $ 0 |
| Lenoir County North Carolina | 1 | $ 226,000 | $ 226,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 130,000 |
| Onslow County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 1,689,000 |
| Pender County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 135,000 |
| Transylvania County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 200,000 |
| Union County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 100,000 |
| Wake County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Ashtabula County Ohio | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Cuyahoga County Ohio | 1 | $ 370,000 | $ 370,000 | $ 222,000 |
| Scioto County Ohio | 1 | $ 162,000 | $ 162,000 | $ 63,000 |
| Rogers County Oklahoma | 1 | $ 401,000 | $ 401,000 | $ 98,000 |
| Bedford County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 113,000 |
| Butler County Pennsylvania | 1 | $ 262,000 | $ 262,000 | $ 144,000 |
| Cambria County Pennsylvania | 1 | $ 56,000 | $ 56,000 | $ 19,000 |
| Carbon County Pennsylvania | 1 | $ 161,000 | $ 161,000 | $ 212,000 |
| Fulton County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 38,000 |
| Juniata County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 20,000 |
| McKean County Pennsylvania | 1 | $ 102,000 | $ 102,000 | $ 36,000 |
| Mercer County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 82,000 |
| Pike County Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 43,000 |
| Potter County Pennsylvania | 1 | $ 97,000 | $ 97,000 | $ 62,000 |
| Tioga County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 32,000 |
| Union County Pennsylvania | 1 | $ 153,000 | $ 153,000 | $ 41,000 |
| Venango County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 80,000 |
| Washington County Pennsylvania | 1 | $ 158,000 | $ 158,000 | $ 133,000 |
| Wyoming County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Washington County Rhode Island | 1 | $ 323,000 | $ 323,000 | $ 70,000 |
| Anderson County South Carolina | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Dorchester County South Carolina | 1 | $ 291,000 | $ 291,000 | $ 0 |
| Horry County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 67,000 |
| Kershaw County South Carolina | 1 | $ 113,000 | $ 113,000 | $ 49,000 |
| Greene County Tennessee | 1 | $ 300,000 | $ 300,000 | $ 70,000 |
| Hardin County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Marion County Tennessee | 1 | $ 850,000 | $ 850,000 | $ 174,000 |
| Montgomery County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 139,000 |
| Sevier County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 52,000 |
| Shelby County Tennessee | 1 | $ 172,000 | $ 172,000 | $ 66,000 |
| Bexar County Texas | 1 | $ 182,000 | $ 182,000 | $ 80,000 |
| Lampasas County Texas | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Wilson County Texas | 1 | $ 210,000 | $ 210,000 | $ 151,000 |
| Windsor County Vermont | 1 | $ 93,000 | $ 93,000 | $ 50,000 |
| Alexandria County Virginia | 1 | $ 375,000 | $ 375,000 | $ 52,000 |
| Bedford County Virginia | 1 | $ 165,000 | $ 165,000 | $ 27,000 |
| Fauquier County Virginia | 1 | $ 323,000 | $ 323,000 | $ 127,000 |
| Gloucester County Virginia | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| Hampton County Virginia | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Hanover County Virginia | 1 | $ 253,000 | $ 253,000 | $ 0 |
| Henry County Virginia | 1 | $ 146,000 | $ 146,000 | $ 46,000 |
| Isle of Wight County Virginia | 1 | $ 137,000 | $ 137,000 | $ 82,000 |
| Loudoun County Virginia | 1 | $ 398,000 | $ 398,000 | $ 106,000 |
| Lunenburg County Virginia | 1 | $ 73,000 | $ 73,000 | $ 16,000 |
| Nottoway County Virginia | 1 | $ 119,000 | $ 119,000 | $ 59,000 |
| Pittsylvania County Virginia | 1 | $ 254,000 | $ 254,000 | $ 43,000 |
| Rockingham County Virginia | 1 | $ 220,000 | $ 220,000 | $ 74,000 |
| Thurston County Washington | 1 | $ 173,000 | $ 173,000 | $ 0 |
Mortgage Loan Application Detail Totals for Meridian Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,566 | $688,427,000 | $193,000 | $2,800,000 | $82,000 | $1,773,000 |
| Refinancing | 1,238 | $291,681,000 | $235,000 | $3,750,000 | $87,000 | $1,412,000 |
| Home Improvement | 84 | $17,053,000 | $203,000 | $700,000 | $96,000 | $324,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,412 | $725,437,000 | $212,000 | $1,300,000 | $94,000 | $1,773,000 |
| Black or African American | 674 | $110,730,000 | $164,000 | $571,000 | $58,000 | $344,000 |
| Hispanic | 462 | $67,677,000 | $146,000 | $417,000 | $47,000 | $210,000 |
| Not Provided | 150 | $35,234,000 | $234,000 | $1,620,000 | $93,000 | $1,330,000 |
| Asian | 123 | $27,002,000 | $219,000 | $620,000 | $94,000 | $291,000 |
| Not applicable | 50 | $27,340,000 | $546,000 | $3,750,000 | $0 | $0 |
| American Indian or Alaskan Native | 9 | $1,821,000 | $202,000 | $370,000 | $88,000 | $245,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,920,000 | $240,000 | $328,000 | $93,000 | $172,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,262 | $522,579,000 | $231,000 | $3,750,000 | $117,000 | $1,773,000 |
| FHA-insured (Federal Housing Administration) | 1,924 | $327,583,000 | $170,000 | $567,000 | $52,000 | $344,000 |
| VA-guaranteed (Veterans Administration) | 435 | $103,677,000 | $238,000 | $919,000 | $68,000 | $303,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 267 | $43,322,000 | $162,000 | $398,000 | $53,000 | $104,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,869 | $790,132,000 | $204,000 | $2,800,000 | $83,000 | $1,689,000 |
| Application Withdrawn By Applicant | 423 | $84,800,000 | $200,000 | $1,190,000 | $88,000 | $1,773,000 |
| Application Denied By Financial Institution | 385 | $76,915,000 | $199,000 | $3,750,000 | $81,000 | $1,412,000 |
| File Closed For Incompleteness | 150 | $31,396,000 | $209,000 | $625,000 | $84,000 | $700,000 |
| Loan Purchased By The Institution | 48 | $9,858,000 | $205,000 | $809,000 | $102,000 | $279,000 |
| Application Approved But Not Accepted | 13 | $4,060,000 | $312,000 | $1,200,000 | $96,000 | $263,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 148 | $29,337,000 | $198,000 | $920,000 | $97,000 | $1,412,000 |
| Collateral | 72 | $13,632,000 | $189,000 | $850,000 | $82,000 | $287,000 |
| Debt-To-Income Ratio | 53 | $10,799,000 | $203,000 | $1,240,000 | $71,000 | $394,000 |
| Credit History | 38 | $7,149,000 | $188,000 | $595,000 | $71,000 | $347,000 |
| Unverifiable Information | 17 | $2,794,000 | $164,000 | $406,000 | $76,000 | $249,000 |
| Other | 15 | $2,287,000 | $152,000 | $235,000 | $59,000 | $139,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $1,823,000 | $151,000 | $252,000 | $45,000 | $81,000 |
| Employment History | 6 | $1,115,000 | $185,000 | $408,000 | $59,000 | $97,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Meridian Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Meridian Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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