Meridian Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Meridian Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Meridian Bank 9 Old Lincoln Highway Malvern, PA 19355 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 5,561 |
| Total Mortgage Loan Application Amount | $1,159,973,000 |
| Average Mortgage Loan Application Amount | $236,333 |
| Highest Mortgage Loan Application Amount | $4,805,000 |
| Average Applicant Income | $82,666 |
| Highest Applicant Income | $2,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Meridian Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Meridian Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Meridian Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Meridian Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Meridian Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Meridian Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia County Pennsylvania | 964 | $ 194,725,000 | $ 201,000 | $ 55,000 |
| New Castle County Delaware | 777 | $ 159,041,000 | $ 204,000 | $ 69,000 |
| Bucks County Pennsylvania | 357 | $ 86,402,000 | $ 242,000 | $ 96,000 |
| Montgomery County Pennsylvania | 348 | $ 85,517,000 | $ 245,000 | $ 116,000 |
| Sussex County Delaware | 310 | $ 58,765,000 | $ 189,000 | $ 69,000 |
| Berks County Pennsylvania | 269 | $ 43,278,000 | $ 160,000 | $ 66,000 |
| Atlantic County New Jersey | 261 | $ 45,074,000 | $ 172,000 | $ 81,000 |
| Delaware County Pennsylvania | 216 | $ 38,880,000 | $ 180,000 | $ 70,000 |
| Kent County Delaware | 172 | $ 32,013,000 | $ 186,000 | $ 71,000 |
| Chester County Pennsylvania | 161 | $ 42,842,000 | $ 266,000 | $ 138,000 |
| Cape May County New Jersey | 156 | $ 38,938,000 | $ 249,000 | $ 135,000 |
| Burlington County New Jersey | 147 | $ 31,048,000 | $ 211,000 | $ 88,000 |
| Camden County New Jersey | 108 | $ 17,374,000 | $ 160,000 | $ 88,000 |
| Lancaster County Pennsylvania | 101 | $ 18,322,000 | $ 181,000 | $ 78,000 |
| Cumberland County Pennsylvania | 90 | $ 16,368,000 | $ 181,000 | $ 85,000 |
| Gloucester County New Jersey | 82 | $ 16,065,000 | $ 195,000 | $ 76,000 |
| Centre County Pennsylvania | 69 | $ 12,332,000 | $ 178,000 | $ 74,000 |
| Adams County Pennsylvania | 51 | $ 9,520,000 | $ 186,000 | $ 67,000 |
| Dauphin County Pennsylvania | 48 | $ 6,136,000 | $ 127,000 | $ 59,000 |
| Franklin County Pennsylvania | 42 | $ 5,718,000 | $ 136,000 | $ 55,000 |
| Ocean County New Jersey | 41 | $ 11,633,000 | $ 283,000 | $ 113,000 |
| York County Pennsylvania | 36 | $ 6,748,000 | $ 187,000 | $ 79,000 |
| Cumberland County New Jersey | 33 | $ 6,057,000 | $ 183,000 | $ 48,000 |
| Cecil County Maryland | 22 | $ 5,230,000 | $ 237,000 | $ 134,000 |
| Mercer County New Jersey | 19 | $ 4,847,000 | $ 255,000 | $ 140,000 |
| Clinton County Pennsylvania | 15 | $ 1,601,000 | $ 106,000 | $ 49,000 |
| Wicomico County Maryland | 14 | $ 2,148,000 | $ 153,000 | $ 66,000 |
| Allegheny County Pennsylvania | 14 | $ 1,862,000 | $ 133,000 | $ 55,000 |
| Prince George's County Maryland | 12 | $ 3,759,000 | $ 313,000 | $ 84,000 |
| Perry County Pennsylvania | 12 | $ 1,791,000 | $ 149,000 | $ 45,000 |
| Clearfield County Pennsylvania | 11 | $ 1,301,000 | $ 118,000 | $ 56,000 |
| Monmouth County New Jersey | 10 | $ 4,117,000 | $ 411,000 | $ 140,000 |
| Lebanon County Pennsylvania | 10 | $ 1,316,000 | $ 131,000 | $ 35,000 |
| Schuylkill County Pennsylvania | 10 | $ 1,591,000 | $ 159,000 | $ 73,000 |
| Middlesex County New Jersey | 9 | $ 2,731,000 | $ 303,000 | $ 99,000 |
| Salem County New Jersey | 9 | $ 1,843,000 | $ 204,000 | $ 105,000 |
| Lehigh County Pennsylvania | 9 | $ 1,567,000 | $ 174,000 | $ 74,000 |
| Anne Arundel County Maryland | 8 | $ 3,062,000 | $ 382,000 | $ 105,000 |
| Baltimore City County Maryland | 8 | $ 2,092,000 | $ 261,000 | $ 61,000 |
| Essex County New Jersey | 8 | $ 2,949,000 | $ 368,000 | $ 252,000 |
| Carbon County Pennsylvania | 8 | $ 1,432,000 | $ 179,000 | $ 94,000 |
| San Diego County California | 7 | $ 3,005,000 | $ 429,000 | $ 0 |
| Baltimore County Maryland | 7 | $ 2,402,000 | $ 343,000 | $ 69,000 |
| Kent County Maryland | 7 | $ 2,253,000 | $ 321,000 | $ 24,000 |
| Montgomery County Maryland | 7 | $ 1,548,000 | $ 221,000 | $ 139,000 |
| Morris County New Jersey | 7 | $ 2,225,000 | $ 317,000 | $ 167,000 |
| Mifflin County Pennsylvania | 7 | $ 738,000 | $ 105,000 | $ 57,000 |
| Northampton County Pennsylvania | 7 | $ 1,067,000 | $ 152,000 | $ 52,000 |
| Prince William County Virginia | 7 | $ 2,978,000 | $ 425,000 | $ 36,000 |
| Bergen County New Jersey | 6 | $ 1,926,000 | $ 321,000 | $ 79,000 |
| Somerset County New Jersey | 6 | $ 1,450,000 | $ 241,000 | $ 123,000 |
| Union County New Jersey | 6 | $ 1,975,000 | $ 329,000 | $ 129,000 |
| Columbia County Pennsylvania | 6 | $ 773,000 | $ 128,000 | $ 54,000 |
| Huntingdon County Pennsylvania | 6 | $ 711,000 | $ 118,000 | $ 35,000 |
| Maricopa County Arizona | 5 | $ 1,183,000 | $ 236,000 | $ 41,000 |
| Broward County Florida | 5 | $ 1,770,000 | $ 354,000 | $ 116,000 |
| Miami-Dade County Florida | 5 | $ 1,161,000 | $ 232,000 | $ 92,000 |
| Pinellas County Florida | 5 | $ 931,000 | $ 186,000 | $ 78,000 |
| Queen Anne's County Maryland | 5 | $ 1,730,000 | $ 346,000 | $ 22,000 |
| Hudson County New Jersey | 5 | $ 1,380,000 | $ 276,000 | $ 167,000 |
| Tioga County New York | 5 | $ 832,000 | $ 166,000 | $ 73,000 |
| Mecklenburg County North Carolina | 5 | $ 1,814,000 | $ 362,000 | $ 27,000 |
| Lackawanna County Pennsylvania | 5 | $ 687,000 | $ 137,000 | $ 37,000 |
| Virginia Beach County Virginia | 5 | $ 1,851,000 | $ 370,000 | $ 16,000 |
| Riverside County California | 4 | $ 1,677,000 | $ 419,000 | $ 11,000 |
| Collier County Florida | 4 | $ 1,600,000 | $ 400,000 | $ 456,000 |
| Lee County Florida | 4 | $ 848,000 | $ 212,000 | $ 46,000 |
| Orange County Florida | 4 | $ 1,022,000 | $ 255,000 | $ 74,000 |
| Palm Beach County Florida | 4 | $ 585,000 | $ 146,000 | $ 31,000 |
| Gwinnett County Georgia | 4 | $ 1,450,000 | $ 362,000 | $ 50,000 |
| Carroll County Maryland | 4 | $ 1,286,000 | $ 321,000 | $ 50,000 |
| Jackson County Missouri | 4 | $ 889,000 | $ 222,000 | $ 0 |
| Bradford County Pennsylvania | 4 | $ 495,000 | $ 123,000 | $ 40,000 |
| Fulton County Pennsylvania | 4 | $ 397,000 | $ 99,000 | $ 41,000 |
| Dorchester County South Carolina | 4 | $ 917,000 | $ 229,000 | $ 4,000 |
| Bexar County Texas | 4 | $ 642,000 | $ 160,000 | $ 74,000 |
| Chesapeake County Virginia | 4 | $ 990,000 | $ 247,000 | $ 30,000 |
| Loudoun County Virginia | 4 | $ 1,654,000 | $ 413,000 | $ 64,000 |
| Pierce County Washington | 4 | $ 1,080,000 | $ 270,000 | $ 24,000 |
| Fairfield County Connecticut | 3 | $ 592,000 | $ 197,000 | $ 106,000 |
| Hernando County Florida | 3 | $ 865,000 | $ 288,000 | $ 109,000 |
| Hillsborough County Florida | 3 | $ 844,000 | $ 281,000 | $ 0 |
| Sarasota County Florida | 3 | $ 542,000 | $ 180,000 | $ 28,000 |
| Volusia County Florida | 3 | $ 586,000 | $ 195,000 | $ 0 |
| Caroline County Maryland | 3 | $ 571,000 | $ 190,000 | $ 66,000 |
| Nassau County New York | 3 | $ 1,115,000 | $ 371,000 | $ 180,000 |
| Cabarrus County North Carolina | 3 | $ 555,000 | $ 185,000 | $ 0 |
| Juniata County Pennsylvania | 3 | $ 319,000 | $ 106,000 | $ 55,000 |
| Mercer County Pennsylvania | 3 | $ 362,000 | $ 120,000 | $ 72,000 |
| Westmoreland County Pennsylvania | 3 | $ 796,000 | $ 265,000 | $ 60,000 |
| Charleston County South Carolina | 3 | $ 773,000 | $ 257,000 | $ 141,000 |
| Richland County South Carolina | 3 | $ 663,000 | $ 221,000 | $ 21,000 |
| Rutherford County Tennessee | 3 | $ 716,000 | $ 238,000 | $ 0 |
| Chesterfield County Virginia | 3 | $ 613,000 | $ 204,000 | $ 62,000 |
| Hampton County Virginia | 3 | $ 457,000 | $ 152,000 | $ 36,000 |
| King County Washington | 3 | $ 967,000 | $ 322,000 | $ 51,000 |
| Yavapai County Arizona | 2 | $ 598,000 | $ 299,000 | $ 0 |
| Los Angeles County California | 2 | $ 1,328,000 | $ 664,000 | $ 0 |
| Placer County California | 2 | $ 875,000 | $ 437,000 | $ 105,000 |
| Ventura County California | 2 | $ 1,050,000 | $ 525,000 | $ 53,000 |
| Douglas County Colorado | 2 | $ 1,020,000 | $ 510,000 | $ 0 |
| Brevard County Florida | 2 | $ 305,000 | $ 152,000 | $ 92,000 |
| Indian River County Florida | 2 | $ 297,000 | $ 148,000 | $ 231,000 |
| Santa Rosa County Florida | 2 | $ 342,000 | $ 171,000 | $ 14,000 |
| St. Johns County Florida | 2 | $ 611,000 | $ 305,000 | $ 36,000 |
| Chatham County Georgia | 2 | $ 409,000 | $ 204,000 | $ 0 |
| Cherokee County Georgia | 2 | $ 503,000 | $ 251,000 | $ 0 |
| Fulton County Georgia | 2 | $ 372,000 | $ 186,000 | $ 83,000 |
| Scott County Iowa | 2 | $ 409,000 | $ 204,000 | $ 0 |
| Jefferson County Kentucky | 2 | $ 539,000 | $ 269,000 | $ 0 |
| Harford County Maryland | 2 | $ 347,000 | $ 173,000 | $ 87,000 |
| Howard County Maryland | 2 | $ 706,000 | $ 353,000 | $ 116,000 |
| Washington County Maryland | 2 | $ 549,000 | $ 274,000 | $ 44,000 |
| Worcester County Maryland | 2 | $ 603,000 | $ 301,000 | $ 147,000 |
| Essex County Massachusetts | 2 | $ 1,042,000 | $ 521,000 | $ 65,000 |
| Suffolk County Massachusetts | 2 | $ 779,000 | $ 389,000 | $ 387,000 |
| Carroll County New Hampshire | 2 | $ 807,000 | $ 403,000 | $ 0 |
| Passaic County New Jersey | 2 | $ 612,000 | $ 306,000 | $ 108,000 |
| Richmond County New York | 2 | $ 904,000 | $ 452,000 | $ 146,000 |
| Rockland County New York | 2 | $ 736,000 | $ 368,000 | $ 153,000 |
| Suffolk County New York | 2 | $ 737,000 | $ 368,000 | $ 76,000 |
| Jackson County Oregon | 2 | $ 483,000 | $ 241,000 | $ 0 |
| Blair County Pennsylvania | 2 | $ 257,000 | $ 128,000 | $ 52,000 |
| Butler County Pennsylvania | 2 | $ 273,000 | $ 136,000 | $ 104,000 |
| Luzerne County Pennsylvania | 2 | $ 269,000 | $ 134,000 | $ 60,000 |
| Monroe County Pennsylvania | 2 | $ 2,908,000 | $ 1,454,000 | $ 69,000 |
| Snyder County Pennsylvania | 2 | $ 212,000 | $ 106,000 | $ 21,000 |
| Washington County Pennsylvania | 2 | $ 736,000 | $ 368,000 | $ 138,000 |
| Newport County Rhode Island | 2 | $ 530,000 | $ 265,000 | $ 164,000 |
| Horry County South Carolina | 2 | $ 290,000 | $ 145,000 | $ 60,000 |
| York County South Carolina | 2 | $ 692,000 | $ 346,000 | $ 0 |
| Montgomery County Tennessee | 2 | $ 329,000 | $ 164,000 | $ 0 |
| Weber County Utah | 2 | $ 539,000 | $ 269,000 | $ 0 |
| Fairfax County Virginia | 2 | $ 684,000 | $ 342,000 | $ 0 |
| Franklin County Virginia | 2 | $ 454,000 | $ 227,000 | $ 53,000 |
| King George County Virginia | 2 | $ 536,000 | $ 268,000 | $ 23,000 |
| Stafford County Virginia | 2 | $ 717,000 | $ 358,000 | $ 34,000 |
| Berkeley County West Virginia | 2 | $ 368,000 | $ 184,000 | $ 57,000 |
| Houston County Alabama | 1 | $ 268,000 | $ 268,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Pinal County Arizona | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Fresno County California | 1 | $ 463,000 | $ 463,000 | $ 0 |
| Kern County California | 1 | $ 81,000 | $ 81,000 | $ 30,000 |
| Monterey County California | 1 | $ 540,000 | $ 540,000 | $ 0 |
| Orange County California | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Sacramento County California | 1 | $ 286,000 | $ 286,000 | $ 64,000 |
| San Bernardino County California | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Santa Cruz County California | 1 | $ 379,000 | $ 379,000 | $ 0 |
| Solano County California | 1 | $ 413,000 | $ 413,000 | $ 0 |
| Stanislaus County California | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Yolo County California | 1 | $ 615,000 | $ 615,000 | $ 91,000 |
| Arapahoe County Colorado | 1 | $ 324,000 | $ 324,000 | $ 0 |
| El Paso County Colorado | 1 | $ 754,000 | $ 754,000 | $ 0 |
| Larimer County Colorado | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Morgan County Colorado | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Weld County Colorado | 1 | $ 269,000 | $ 269,000 | $ 0 |
| Litchfield County Connecticut | 1 | $ 194,000 | $ 194,000 | $ 110,000 |
| New London County Connecticut | 1 | $ 274,000 | $ 274,000 | $ 0 |
| Alachua County Florida | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Charlotte County Florida | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Citrus County Florida | 1 | $ 190,000 | $ 190,000 | $ 83,000 |
| Duval County Florida | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Lake County Florida | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Leon County Florida | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Manatee County Florida | 1 | $ 269,000 | $ 269,000 | $ 288,000 |
| Marion County Florida | 1 | $ 281,000 | $ 281,000 | $ 0 |
| Martin County Florida | 1 | $ 380,000 | $ 380,000 | $ 115,000 |
| Okaloosa County Florida | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Osceola County Florida | 1 | $ 356,000 | $ 356,000 | $ 635,000 |
| Pasco County Florida | 1 | $ 112,000 | $ 112,000 | $ 88,000 |
| Polk County Florida | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Bartow County Georgia | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Clayton County Georgia | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Columbia County Georgia | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Fayette County Georgia | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Floyd County Georgia | 1 | $ 70,000 | $ 70,000 | $ 40,000 |
| Glynn County Georgia | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Henry County Georgia | 1 | $ 370,000 | $ 370,000 | $ 0 |
| Laurens County Georgia | 1 | $ 253,000 | $ 253,000 | $ 0 |
| Paulding County Georgia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Richmond County Georgia | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Toombs County Georgia | 1 | $ 310,000 | $ 310,000 | $ 0 |
| Ada County Idaho | 1 | $ 320,000 | $ 320,000 | $ 102,000 |
| Canyon County Idaho | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Kootenai County Idaho | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Cook County Illinois | 1 | $ 293,000 | $ 293,000 | $ 105,000 |
| DuPage County Illinois | 1 | $ 320,000 | $ 320,000 | $ 177,000 |
| Lake County Illinois | 1 | $ 182,000 | $ 182,000 | $ 111,000 |
| Menard County Illinois | 1 | $ 53,000 | $ 53,000 | $ 48,000 |
| Saline County Illinois | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Lake County Indiana | 1 | $ 107,000 | $ 107,000 | $ 28,000 |
| Madison County Indiana | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Marion County Indiana | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Marshall County Indiana | 1 | $ 151,000 | $ 151,000 | $ 63,000 |
| Johnson County Kansas | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Boone County Kentucky | 1 | $ 174,000 | $ 174,000 | $ 59,000 |
| Pike County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Hancock County Maine | 1 | $ 289,000 | $ 289,000 | $ 0 |
| York County Maine | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Allegany County Maryland | 1 | $ 220,000 | $ 220,000 | $ 31,000 |
| Calvert County Maryland | 1 | $ 311,000 | $ 311,000 | $ 166,000 |
| Charles County Maryland | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Dorchester County Maryland | 1 | $ 123,000 | $ 123,000 | $ 55,000 |
| Frederick County Maryland | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Talbot County Maryland | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Berkshire County Massachusetts | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Gladwin County Michigan | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Grand Traverse County Michigan | 1 | $ 238,000 | $ 238,000 | $ 461,000 |
| Ingham County Michigan | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Macomb County Michigan | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 226,000 |
| Lake County Minnesota | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Madison County Mississippi | 1 | $ 413,000 | $ 413,000 | $ 0 |
| Howell County Missouri | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Jasper County Missouri | 1 | $ 246,000 | $ 246,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Ravalli County Montana | 1 | $ 144,000 | $ 144,000 | $ 46,000 |
| Clark County Nevada | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Strafford County New Hampshire | 1 | $ 157,000 | $ 157,000 | $ 47,000 |
| Hunterdon County New Jersey | 1 | $ 186,000 | $ 186,000 | $ 66,000 |
| Chemung County New York | 1 | $ 140,000 | $ 140,000 | $ 58,000 |
| Clinton County New York | 1 | $ 111,000 | $ 111,000 | $ 163,000 |
| New York County New York | 1 | $ 438,000 | $ 438,000 | $ 925,000 |
| Niagara County New York | 1 | $ 113,000 | $ 113,000 | $ 38,000 |
| Oneida County New York | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Queens County New York | 1 | $ 127,000 | $ 127,000 | $ 44,000 |
| Saratoga County New York | 1 | $ 775,000 | $ 775,000 | $ 468,000 |
| Steuben County New York | 1 | $ 94,000 | $ 94,000 | $ 18,000 |
| Tompkins County New York | 1 | $ 108,000 | $ 108,000 | $ 60,000 |
| Washington County New York | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Ashe County North Carolina | 1 | $ 51,000 | $ 51,000 | $ 79,000 |
| Buncombe County North Carolina | 1 | $ 127,000 | $ 127,000 | $ 52,000 |
| Carteret County North Carolina | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Durham County North Carolina | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Granville County North Carolina | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Henderson County North Carolina | 1 | $ 139,000 | $ 139,000 | $ 52,000 |
| Johnston County North Carolina | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Moore County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 147,000 |
| New Hanover County North Carolina | 1 | $ 109,000 | $ 109,000 | $ 32,000 |
| Orange County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 310,000 |
| Pamlico County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 59,000 |
| Union County North Carolina | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Wake County North Carolina | 1 | $ 708,000 | $ 708,000 | $ 222,000 |
| Wilson County North Carolina | 1 | $ 276,000 | $ 276,000 | $ 0 |
| Clark County Ohio | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Franklin County Ohio | 1 | $ 289,000 | $ 289,000 | $ 0 |
| Geauga County Ohio | 1 | $ 160,000 | $ 160,000 | $ 48,000 |
| Mahoning County Ohio | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Medina County Ohio | 1 | $ 317,000 | $ 317,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Summit County Ohio | 1 | $ 226,000 | $ 226,000 | $ 0 |
| Clatsop County Oregon | 1 | $ 299,000 | $ 299,000 | $ 0 |
| Josephine County Oregon | 1 | $ 267,000 | $ 267,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 369,000 | $ 369,000 | $ 0 |
| Washington County Oregon | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Beaver County Pennsylvania | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Bedford County Pennsylvania | 1 | $ 190,000 | $ 190,000 | $ 219,000 |
| Crawford County Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 69,000 |
| Fayette County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 59,000 |
| Indiana County Pennsylvania | 1 | $ 57,000 | $ 57,000 | $ 43,000 |
| Pike County Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 31,000 |
| Tioga County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 106,000 |
| Union County Pennsylvania | 1 | $ 147,000 | $ 147,000 | $ 51,000 |
| Wayne County Pennsylvania | 1 | $ 161,000 | $ 161,000 | $ 45,000 |
| Wyoming County Pennsylvania | 1 | $ 154,000 | $ 154,000 | $ 88,000 |
| Kent County Rhode Island | 1 | $ 284,000 | $ 284,000 | $ 72,000 |
| Georgetown County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Greenville County South Carolina | 1 | $ 559,000 | $ 559,000 | $ 95,000 |
| Lancaster County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 170,000 |
| Pickens County South Carolina | 1 | $ 536,000 | $ 536,000 | $ 273,000 |
| Minnehaha County South Dakota | 1 | $ 128,000 | $ 128,000 | $ 81,000 |
| Blount County Tennessee | 1 | $ 249,000 | $ 249,000 | $ 0 |
| Campbell County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 347,000 | $ 347,000 | $ 134,000 |
| Hamilton County Tennessee | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Maury County Tennessee | 1 | $ 269,000 | $ 269,000 | $ 0 |
| Wayne County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Wilson County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 24,000 |
| Dallas County Texas | 1 | $ 136,000 | $ 136,000 | $ 64,000 |
| Denton County Texas | 1 | $ 190,000 | $ 190,000 | $ 94,000 |
| Fort Bend County Texas | 1 | $ 174,000 | $ 174,000 | $ 69,000 |
| Hays County Texas | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Williamson County Texas | 1 | $ 399,000 | $ 399,000 | $ 205,000 |
| Salt Lake County Utah | 1 | $ 310,000 | $ 310,000 | $ 0 |
| Washington County Utah | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Accomack County Virginia | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Albemarle County Virginia | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Alexandria County Virginia | 1 | $ 184,000 | $ 184,000 | $ 62,000 |
| Arlington County Virginia | 1 | $ 417,000 | $ 417,000 | $ 184,000 |
| Augusta County Virginia | 1 | $ 207,000 | $ 207,000 | $ 134,000 |
| Culpeper County Virginia | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Frederick County Virginia | 1 | $ 298,000 | $ 298,000 | $ 0 |
| Hanover County Virginia | 1 | $ 305,000 | $ 305,000 | $ 75,000 |
| Isle of Wight County Virginia | 1 | $ 232,000 | $ 232,000 | $ 96,000 |
| Lancaster County Virginia | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Louisa County Virginia | 1 | $ 243,000 | $ 243,000 | $ 42,000 |
| Mecklenburg County Virginia | 1 | $ 152,000 | $ 152,000 | $ 58,000 |
| Nelson County Virginia | 1 | $ 72,000 | $ 72,000 | $ 49,000 |
| Newport News County Virginia | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 85,000 | $ 85,000 | $ 71,000 |
| Northampton County Virginia | 1 | $ 71,000 | $ 71,000 | $ 43,000 |
| Orange County Virginia | 1 | $ 133,000 | $ 133,000 | $ 31,000 |
| Page County Virginia | 1 | $ 179,000 | $ 179,000 | $ 109,000 |
| Prince George County Virginia | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 248,000 | $ 248,000 | $ 85,000 |
| Suffolk County Virginia | 1 | $ 129,000 | $ 129,000 | $ 58,000 |
| Westmoreland County Virginia | 1 | $ 336,000 | $ 336,000 | $ 119,000 |
| Winchester County Virginia | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| York County Virginia | 1 | $ 353,000 | $ 353,000 | $ 154,000 |
| Benton County Washington | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Clark County Washington | 1 | $ 551,000 | $ 551,000 | $ 0 |
| Brown County Wisconsin | 1 | $ 151,000 | $ 151,000 | $ 88,000 |
| Dane County Wisconsin | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 361,000 | $ 361,000 | $ 0 |
| Outagamie County Wisconsin | 1 | $ 268,000 | $ 268,000 | $ 0 |
Mortgage Loan Application Detail Totals for Meridian Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,184 | $822,549,000 | $196,000 | $4,805,000 | $76,000 | $2,000,000 |
| Refinancing | 1,312 | $319,852,000 | $243,000 | $2,808,000 | $83,000 | $1,876,000 |
| Home Improvement | 65 | $17,572,000 | $270,000 | $2,525,000 | $89,000 | $900,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,699 | $774,601,000 | $209,000 | $1,650,000 | $91,000 | $2,000,000 |
| Black or African American | 875 | $147,782,000 | $168,000 | $637,000 | $55,000 | $350,000 |
| Hispanic | 503 | $77,967,000 | $155,000 | $563,000 | $50,000 | $375,000 |
| Not applicable | 210 | $93,741,000 | $446,000 | $4,805,000 | $0 | $0 |
| Not Provided | 138 | $39,437,000 | $285,000 | $1,400,000 | $58,000 | $489,000 |
| Asian | 122 | $24,039,000 | $197,000 | $848,000 | $95,000 | $925,000 |
| American Indian or Alaskan Native | 7 | $1,107,000 | $158,000 | $242,000 | $82,000 | $170,000 |
| Native Hawaiin or Other Pacific Islander | 7 | $1,299,000 | $185,000 | $344,000 | $65,000 | $177,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,435 | $576,213,000 | $236,000 | $4,805,000 | $107,000 | $2,000,000 |
| FHA-insured (Federal Housing Administration) | 2,198 | $374,645,000 | $170,000 | $525,000 | $57,000 | $288,000 |
| VA-guaranteed (Veterans Administration) | 632 | $158,976,000 | $251,000 | $1,126,000 | $49,000 | $272,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 296 | $50,139,000 | $169,000 | $491,000 | $52,000 | $107,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,276 | $885,920,000 | $207,000 | $3,160,000 | $80,000 | $1,876,000 |
| Application Withdrawn By Applicant | 461 | $91,788,000 | $199,000 | $1,421,000 | $81,000 | $2,000,000 |
| Application Denied By Financial Institution | 416 | $75,558,000 | $181,000 | $685,000 | $68,000 | $350,000 |
| File Closed For Incompleteness | 261 | $59,723,000 | $228,000 | $1,350,000 | $75,000 | $925,000 |
| Loan Purchased By The Institution | 114 | $30,316,000 | $265,000 | $950,000 | $0 | $0 |
| Application Approved But Not Accepted | 33 | $16,668,000 | $505,000 | $4,805,000 | $122,000 | $1,177,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 168 | $34,420,000 | $204,000 | $685,000 | $75,000 | $350,000 |
| Collateral | 89 | $15,593,000 | $175,000 | $431,000 | $77,000 | $240,000 |
| Debt-To-Income Ratio | 59 | $9,395,000 | $159,000 | $615,000 | $44,000 | $136,000 |
| Credit History | 27 | $4,418,000 | $163,000 | $350,000 | $58,000 | $110,000 |
| Other | 20 | $3,841,000 | $192,000 | $613,000 | $67,000 | $200,000 |
| Unverifiable Information | 11 | $1,937,000 | $176,000 | $360,000 | $77,000 | $295,000 |
| Employment History | 10 | $1,167,000 | $116,000 | $174,000 | $47,000 | $112,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $1,398,000 | $139,000 | $264,000 | $41,000 | $72,000 |
| Mortgage Insurance Denied | 2 | $359,000 | $179,000 | $204,000 | $78,000 | $101,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Meridian Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Meridian Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.