Meridias Capital Incorporated
Mortgage Loan Application
Totals and Details
for 2009
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Meridias Capital Incorporated.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Meridias Capital Incorporated P.O. Box 241429 Charlotte, NC 28273 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2006 2005 |
| Total Number of Mortgage Applications | 1,986 |
| Total Mortgage Loan Application Amount | $389,364,000 |
| Average Mortgage Loan Application Amount | $161,666 |
| Highest Mortgage Loan Application Amount | $2,225,000 |
| Average Applicant Income | $51,000 |
| Highest Applicant Income | $1,620,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Latimer County Oklahoma | 1 | $ 73,000 | $ 73,000 | $ 36,000 |
| Oklahoma County Oklahoma | 1 | $ 97,000 | $ 97,000 | $ 30,000 |
| Osage County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 45,000 |
| Pottawatomie County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Rogers County Oklahoma | 1 | $ 244,000 | $ 244,000 | $ 80,000 |
| Tulsa County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 198,000 |
| Crook County Oregon | 1 | $ 68,000 | $ 68,000 | $ 79,000 |
| Deschutes County Oregon | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Blair County Pennsylvania | 1 | $ 304,000 | $ 304,000 | $ 132,000 |
| Clearfield County Pennsylvania | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 193,000 | $ 193,000 | $ 71,000 |
| Fulton County Pennsylvania | 1 | $ 227,000 | $ 227,000 | $ 58,000 |
| Lackawanna County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 51,000 |
| Lebanon County Pennsylvania | 1 | $ 518,000 | $ 518,000 | $ 0 |
| Lehigh County Pennsylvania | 1 | $ 61,000 | $ 61,000 | $ 66,000 |
| Lycoming County Pennsylvania | 1 | $ 82,000 | $ 82,000 | $ 16,000 |
| Mercer County Pennsylvania | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Monroe County Pennsylvania | 1 | $ 69,000 | $ 69,000 | $ 33,000 |
| Northumberland County Pennsylvania | 1 | $ 16,000 | $ 16,000 | $ 20,000 |
| Schuylkill County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Susquehanna County Pennsylvania | 1 | $ 58,000 | $ 58,000 | $ 82,000 |
| Washington County Pennsylvania | 1 | $ 71,000 | $ 71,000 | $ 13,000 |
| Wayne County Pennsylvania | 1 | $ 137,000 | $ 137,000 | $ 52,000 |
| Kent County Rhode Island | 1 | $ 260,000 | $ 260,000 | $ 18,000 |
| Abbeville County South Carolina | 1 | $ 116,000 | $ 116,000 | $ 30,000 |
| Berkeley County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Cherokee County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 112,000 |
| Georgetown County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 102,000 |
| Lancaster County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Laurens County South Carolina | 1 | $ 62,000 | $ 62,000 | $ 35,000 |
| Lexington County South Carolina | 1 | $ 152,000 | $ 152,000 | $ 26,000 |
| Newberry County South Carolina | 1 | $ 201,000 | $ 201,000 | $ 49,000 |
| Sumter County South Carolina | 1 | $ 62,000 | $ 62,000 | $ 36,000 |
| Bradley County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 14,000 |
| Cheatham County Tennessee | 1 | $ 52,000 | $ 52,000 | $ 13,000 |
| Cumberland County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 27,000 |
| Hamblen County Tennessee | 1 | $ 138,000 | $ 138,000 | $ 73,000 |
| Hardin County Tennessee | 1 | $ 147,000 | $ 147,000 | $ 52,000 |
| Loudon County Tennessee | 1 | $ 76,000 | $ 76,000 | $ 58,000 |
| Weakley County Tennessee | 1 | $ 59,000 | $ 59,000 | $ 48,000 |
| Cameron County Texas | 1 | $ 81,000 | $ 81,000 | $ 31,000 |
| Comanche County Texas | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Ellis County Texas | 1 | $ 144,000 | $ 144,000 | $ 88,000 |
| Grayson County Texas | 1 | $ 217,000 | $ 217,000 | $ 106,000 |
| Gregg County Texas | 1 | $ 123,000 | $ 123,000 | $ 36,000 |
| Henderson County Texas | 1 | $ 124,000 | $ 124,000 | $ 34,000 |
| Hunt County Texas | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Liberty County Texas | 1 | $ 101,000 | $ 101,000 | $ 55,000 |
| Lubbock County Texas | 1 | $ 48,000 | $ 48,000 | $ 79,000 |
| McLennan County Texas | 1 | $ 101,000 | $ 101,000 | $ 40,000 |
| Parker County Texas | 1 | $ 207,000 | $ 207,000 | $ 35,000 |
| Rockwall County Texas | 1 | $ 224,000 | $ 224,000 | $ 94,000 |
| Smith County Texas | 1 | $ 57,000 | $ 57,000 | $ 63,000 |
| Iron County Utah | 1 | $ 280,000 | $ 280,000 | $ 60,000 |
| Summit County Utah | 1 | $ 426,000 | $ 426,000 | $ 25,000 |
| Orleans County Vermont | 1 | $ 58,000 | $ 58,000 | $ 18,000 |
| Augusta County Virginia | 1 | $ 122,000 | $ 122,000 | $ 68,000 |
| Buckingham County Virginia | 1 | $ 171,000 | $ 171,000 | $ 55,000 |
| Campbell County Virginia | 1 | $ 107,000 | $ 107,000 | $ 34,000 |
| Frederick County Virginia | 1 | $ 161,000 | $ 161,000 | $ 61,000 |
| Hanover County Virginia | 1 | $ 148,000 | $ 148,000 | $ 63,000 |
| Isle of Wight County Virginia | 1 | $ 62,000 | $ 62,000 | $ 46,000 |
| James City County Virginia | 1 | $ 316,000 | $ 316,000 | $ 57,000 |
| Louisa County Virginia | 1 | $ 417,000 | $ 417,000 | $ 180,000 |
| Montgomery County Virginia | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Page County Virginia | 1 | $ 122,000 | $ 122,000 | $ 49,000 |
| Petersburg County Virginia | 1 | $ 44,000 | $ 44,000 | $ 38,000 |
| Pittsylvania County Virginia | 1 | $ 253,000 | $ 253,000 | $ 64,000 |
| Prince George County Virginia | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Pulaski County Virginia | 1 | $ 172,000 | $ 172,000 | $ 28,000 |
| Roanoke County Virginia | 1 | $ 178,000 | $ 178,000 | $ 50,000 |
| Warren County Virginia | 1 | $ 272,000 | $ 272,000 | $ 0 |
| York County Virginia | 1 | $ 400,000 | $ 400,000 | $ 152,000 |
| Adams County Washington | 1 | $ 71,000 | $ 71,000 | $ 48,000 |
| Benton County Washington | 1 | $ 140,000 | $ 140,000 | $ 44,000 |
| Clallam County Washington | 1 | $ 251,000 | $ 251,000 | $ 72,000 |
| Grays Harbor County Washington | 1 | $ 204,000 | $ 204,000 | $ 84,000 |
| Skagit County Washington | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Whatcom County Washington | 1 | $ 228,000 | $ 228,000 | $ 84,000 |
| Berkeley County West Virginia | 1 | $ 179,000 | $ 179,000 | $ 28,000 |
| Cabell County West Virginia | 1 | $ 174,000 | $ 174,000 | $ 95,000 |
| Calhoun County West Virginia | 1 | $ 82,000 | $ 82,000 | $ 55,000 |
| Randolph County West Virginia | 1 | $ 114,000 | $ 114,000 | $ 53,000 |
| Chippewa County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 70,000 |
| Kenosha County Wisconsin | 1 | $ 136,000 | $ 136,000 | $ 53,000 |
| Lafayette County Wisconsin | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Ozaukee County Wisconsin | 1 | $ 98,000 | $ 98,000 | $ 59,000 |
| Waukesha County Wisconsin | 1 | $ 212,000 | $ 212,000 | $ 14,000 |
| Campbell County Wyoming | 1 | $ 460,000 | $ 460,000 | $ 0 |
| Laramie County Wyoming | 1 | $ 146,000 | $ 146,000 | $ 71,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Meridias Capital Incorporated in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,670 | $338,469,000 | $202,000 | $2,225,000 | $65,000 | $639,000 |
| Home Purchase | 315 | $50,773,000 | $161,000 | $730,000 | $88,000 | $1,620,000 |
| Home Improvement | 1 | $122,000 | $122,000 | $122,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,190 | $240,541,000 | $202,000 | $2,225,000 | $74,000 | $1,620,000 |
| Not Provided | 453 | $87,064,000 | $192,000 | $1,207,000 | $60,000 | $1,620,000 |
| Black or African American | 178 | $26,754,000 | $150,000 | $614,000 | $57,000 | $220,000 |
| Hispanic | 122 | $22,217,000 | $182,000 | $715,000 | $56,000 | $300,000 |
| Asian | 31 | $10,390,000 | $335,000 | $698,000 | $123,000 | $617,000 |
| American Indian or Alaskan Native | 6 | $935,000 | $155,000 | $227,000 | $67,000 | $140,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,463,000 | $243,000 | $810,000 | $48,000 | $78,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,074 | $192,279,000 | $179,000 | $810,000 | $53,000 | $356,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 884 | $191,433,000 | $216,000 | $2,225,000 | $89,000 | $1,620,000 |
| VA-guaranteed (Veterans Administration) | 28 | $5,652,000 | $201,000 | $426,000 | $50,000 | $161,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 898 | $167,262,000 | $186,000 | $1,742,000 | $55,000 | $542,000 |
| Loan Originated | 756 | $154,592,000 | $204,000 | $733,000 | $84,000 | $1,620,000 |
| Application Withdrawn By Applicant | 294 | $60,314,000 | $205,000 | $2,225,000 | $76,000 | $600,000 |
| File Closed For Incompleteness | 30 | $5,778,000 | $192,000 | $500,000 | $39,000 | $144,000 |
| Application Approved But Not Accepted | 8 | $1,418,000 | $177,000 | $279,000 | $77,000 | $167,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 204 | $32,987,000 | $161,000 | $1,250,000 | $44,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 53 | $12,495,000 | $235,000 | $1,742,000 | $83,000 | $306,000 |
| Debt-To-Income Ratio | 51 | $13,901,000 | $272,000 | $916,000 | $59,000 | $186,000 |
| Collateral | 35 | $5,535,000 | $158,000 | $518,000 | $75,000 | $344,000 |
| Other | 21 | $5,427,000 | $258,000 | $1,207,000 | $98,000 | $542,000 |
| Credit Application Incomplete | 7 | $1,094,000 | $156,000 | $520,000 | $42,000 | $113,000 |
| Employment History | 5 | $756,000 | $151,000 | $206,000 | $17,000 | $38,000 |
| Unverifiable Information | 2 | $1,046,000 | $523,000 | $742,000 | $120,000 | $154,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.