Meridias Capital Incorporated Mortgage Lending & HMDA Data, 2009

In 2009, Meridias Capital Incorporated of Charlotte, NC reported 1,986 mortgage applications totaling $389.4 million, up 128% from 2008. The average application was for $196,054, and applicants reported an average income of $68,615. 38% of its applications resulted in an originated loan and 45% were denied. Its largest markets were Las Vegas-Paradise, NV (460), Atlanta-Sandy Springs-Marietta, GA (65) and Los Angeles-Long Beach-Glendale, CA (51) (applications in parentheses).

Mortgage Company & Address Meridias Capital Incorporated
P.O. Box 241429
Charlotte, NC 28273
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2006  2005  
Total Number of Mortgage Applications 1,986
Total Mortgage Loan Application Amount $389,364,000
Average Mortgage Loan Application Amount $196,054
Highest Mortgage Loan Application Amount $2,225,000
Average Applicant Income $68,615
Highest Applicant Income $1,620,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Meridias Capital Incorporated filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Meridias Capital Incorporated by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Clark, Nevada 460 $ 78,324,000 $ 170,269 $ 77,000
Los Angeles, California 51 $ 20,433,000 $ 400,647 $ 74,000
Maricopa, Arizona 38 $ 6,530,000 $ 171,842 $ 63,000
San Diego, California 36 $ 15,577,000 $ 432,694 $ 113,000
Cook, Illinois 28 $ 4,557,000 $ 162,750 $ 58,000
Marion, Indiana 27 $ 2,909,000 $ 107,740 $ 41,000
Orange, California 26 $ 10,255,000 $ 394,423 $ 116,000
Riverside, California 22 $ 5,920,000 $ 269,090 $ 92,000
Wayne, Michigan 17 $ 1,875,000 $ 110,294 $ 37,000
San Bernardino, California 16 $ 4,116,000 $ 257,250 $ 92,000
King, Washington 12 $ 4,305,000 $ 358,750 $ 94,000
Prince George's, Maryland 11 $ 2,714,000 $ 246,727 $ 70,000
Mecklenburg, North Carolina 11 $ 2,337,000 $ 212,454 $ 101,000
Dallas, Texas 11 $ 947,000 $ 86,090 $ 50,000
Harris, Texas 11 $ 898,000 $ 81,636 $ 40,000
Miami-Dade, Florida 10 $ 1,820,000 $ 182,000 $ 51,000
San Joaquin, California 9 $ 2,575,000 $ 286,111 $ 76,000
Cobb, Georgia 9 $ 1,672,000 $ 185,777 $ 57,000
DeKalb, Georgia 9 $ 1,280,000 $ 142,222 $ 59,000
Fulton, Georgia 9 $ 2,453,000 $ 272,555 $ 98,000
Montgomery, Maryland 9 $ 4,199,000 $ 466,555 $ 161,000
Fairfax, Virginia 9 $ 2,809,000 $ 312,111 $ 143,000
Sacramento, California 8 $ 1,773,000 $ 221,625 $ 56,000
District of Columbia, District Of Columbia 8 $ 2,454,000 $ 306,750 $ 98,000
Multnomah, Oregon 8 $ 1,496,000 $ 187,000 $ 58,000
Tarrant, Texas 8 $ 1,127,000 $ 140,875 $ 62,000
Hillsborough, Florida 7 $ 1,133,000 $ 161,857 $ 67,000
Queens, New York 7 $ 1,577,000 $ 225,285 $ 92,000
Shelby, Tennessee 7 $ 683,000 $ 97,571 $ 37,000
Snohomish, Washington 7 $ 1,883,000 $ 269,000 $ 78,000
Contra Costa, California 6 $ 1,788,000 $ 298,000 $ 174,000
Santa Clara, California 6 $ 2,514,000 $ 419,000 $ 124,000
Sonoma, California 6 $ 1,238,000 $ 206,333 $ 53,000
New Castle, Delaware 6 $ 1,119,000 $ 186,500 $ 38,000
Duval, Florida 6 $ 877,000 $ 146,166 $ 72,000
Orange, Florida 6 $ 1,174,000 $ 195,666 $ 48,000
Pinellas, Florida 6 $ 826,000 $ 137,666 $ 44,000
Polk, Florida 6 $ 795,000 $ 132,500 $ 37,000
Seminole, Florida 6 $ 660,000 $ 110,000 $ 43,000
Johnson, Indiana 6 $ 1,088,000 $ 181,333 $ 49,000
Hennepin, Minnesota 6 $ 3,483,000 $ 580,500 $ 160,000
Bernalillo, New Mexico 6 $ 1,653,000 $ 275,500 $ 88,000
Guilford, North Carolina 6 $ 701,000 $ 116,833 $ 50,000
Bexar, Texas 6 $ 527,000 $ 87,833 $ 50,000
Pima, Arizona 5 $ 1,008,000 $ 201,600 $ 110,000
Ventura, California 5 $ 2,485,000 $ 497,000 $ 122,000
Fairfield, Connecticut 5 $ 1,172,000 $ 234,400 $ 59,000
Broward, Florida 5 $ 762,000 $ 152,400 $ 64,000
Collier, Florida 5 $ 2,102,000 $ 420,400 $ 149,000
Palm Beach, Florida 5 $ 508,000 $ 101,600 $ 158,000
Chatham, Georgia 5 $ 499,000 $ 99,800 $ 12,000
Clayton, Georgia 5 $ 432,000 $ 86,400 $ 50,000
Boone, Indiana 5 $ 659,000 $ 131,800 $ 48,000
Howard, Indiana 5 $ 499,000 $ 99,800 $ 42,000
York, Maine 5 $ 1,157,000 $ 231,400 $ 63,000
Plymouth, Massachusetts 5 $ 1,257,000 $ 251,400 $ 67,000
Macomb, Michigan 5 $ 548,000 $ 109,600 $ 48,000
Oakland, Michigan 5 $ 1,559,000 $ 311,800 $ 105,000
Essex, New Jersey 5 $ 1,727,000 $ 345,400 $ 145,000
Union, New Jersey 5 $ 2,035,000 $ 407,000 $ 82,000
Kings, New York 5 $ 2,009,000 $ 401,800 $ 43,000
Nassau, New York 5 $ 1,808,000 $ 361,600 $ 198,000
Allegheny, Pennsylvania 5 $ 367,000 $ 73,400 $ 94,000
Philadelphia, Pennsylvania 5 $ 495,000 $ 99,000 $ 44,000
Providence, Rhode Island 5 $ 612,000 $ 122,400 $ 110,000
Richland, South Carolina 5 $ 631,000 $ 126,200 $ 53,000
Knox, Tennessee 5 $ 636,000 $ 127,200 $ 44,000
Montgomery, Texas 5 $ 567,000 $ 113,400 $ 67,000
Salt Lake, Utah 5 $ 1,101,000 $ 220,200 $ 48,000
Chesapeake, Virginia 5 $ 878,000 $ 175,600 $ 23,000
Chesterfield, Virginia 5 $ 823,000 $ 164,600 $ 66,000
Prince William, Virginia 5 $ 1,254,000 $ 250,800 $ 55,000
Jefferson, Alabama 4 $ 812,000 $ 203,000 $ 80,000
Larimer, Colorado 4 $ 366,000 $ 91,500 $ 40,000
Lee, Florida 4 $ 575,000 $ 143,750 $ 49,000
Sarasota, Florida 4 $ 715,000 $ 178,750 $ 52,000
St. Lucie, Florida 4 $ 407,000 $ 101,750 $ 43,000
Cherokee, Georgia 4 $ 716,000 $ 179,000 $ 60,000
Gwinnett, Georgia 4 $ 708,000 $ 177,000 $ 48,000
Honolulu, Hawaii 4 $ 1,359,000 $ 339,750 $ 75,000
DuPage, Illinois 4 $ 570,000 $ 142,500 $ 53,000
St. Clair, Illinois 4 $ 166,000 $ 41,500 $ 46,000
Will, Illinois 4 $ 721,000 $ 180,250 $ 96,000
Hamilton, Indiana 4 $ 723,000 $ 180,750 $ 60,000
St. Joseph, Indiana 4 $ 373,000 $ 93,250 $ 61,000
Lafayette, Louisiana 4 $ 528,000 $ 132,000 $ 23,000
Anne Arundel, Maryland 4 $ 777,000 $ 194,250 $ 53,000
Baltimore City, Maryland 4 $ 437,000 $ 109,250 $ 16,000
Essex, Massachusetts 4 $ 1,705,000 $ 426,250 $ 123,000
Middlesex, Massachusetts 4 $ 1,035,000 $ 258,750 $ 131,000
Genesee, Michigan 4 $ 401,000 $ 100,250 $ 63,000
Ramsey, Minnesota 4 $ 562,000 $ 140,500 $ 29,000
Jackson, Missouri 4 $ 538,000 $ 134,500 $ 44,000
Douglas, Nebraska 4 $ 491,000 $ 122,750 $ 65,000
Washoe, Nevada 4 $ 713,000 $ 178,250 $ 79,000
Hillsborough, New Hampshire 4 $ 770,000 $ 192,500 $ 79,000
Rockingham, New Hampshire 4 $ 1,000,000 $ 250,000 $ 113,000
Bergen, New Jersey 4 $ 942,000 $ 235,500 $ 98,000
Hudson, New Jersey 4 $ 1,065,000 $ 266,250 $ 51,000
Orange, New York 4 $ 445,000 $ 111,250 $ 28,000
Luzerne, Pennsylvania 4 $ 767,000 $ 191,750 $ 69,000
Montgomery, Pennsylvania 4 $ 992,000 $ 248,000 $ 112,000
Greenville, South Carolina 4 $ 856,000 $ 214,000 $ 79,000
Travis, Texas 4 $ 1,213,000 $ 303,250 $ 134,000
Henrico, Virginia 4 $ 743,000 $ 185,750 $ 85,000
Richmond City, Virginia 4 $ 890,000 $ 222,500 $ 89,000
Spotsylvania, Virginia 4 $ 1,086,000 $ 271,500 $ 77,000
Pierce, Washington 4 $ 655,000 $ 163,750 $ 57,000
Thurston, Washington 4 $ 770,000 $ 192,500 $ 47,000
Yakima, Washington 4 $ 417,000 $ 104,250 $ 37,000
Milwaukee, Wisconsin 4 $ 463,000 $ 115,750 $ 28,000
Montgomery, Alabama 3 $ 455,000 $ 151,666 $ 48,000
Pinal, Arizona 3 $ 311,000 $ 103,666 $ 53,000
Pulaski, Arkansas 3 $ 466,000 $ 155,333 $ 75,000
Imperial, California 3 $ 482,000 $ 160,666 $ 56,000
Kern, California 3 $ 697,000 $ 232,333 $ 34,000
Marin, California 3 $ 1,879,000 $ 626,333 $ 173,000
Monterey, California 3 $ 967,000 $ 322,333 $ 67,000
Stanislaus, California 3 $ 1,053,000 $ 351,000 $ 142,000
Arapahoe, Colorado 3 $ 304,000 $ 101,333 $ 24,000
Denver, Colorado 3 $ 924,000 $ 308,000 $ 175,000
Douglas, Colorado 3 $ 841,000 $ 280,333 $ 137,000
El Paso, Colorado 3 $ 453,000 $ 151,000 $ 35,000
New Haven, Connecticut 3 $ 374,000 $ 124,666 $ 87,000
Alachua, Florida 3 $ 355,000 $ 118,333 $ 39,000
Pasco, Florida 3 $ 630,000 $ 210,000 $ 78,000
Gordon, Georgia 3 $ 307,000 $ 102,333 $ 43,000
Henry, Georgia 3 $ 699,000 $ 233,000 $ 24,000
Muscogee, Georgia 3 $ 133,000 $ 44,333 $ 29,000
Newton, Georgia 3 $ 337,000 $ 112,333 $ 50,000
Paulding, Georgia 3 $ 417,000 $ 139,000 $ 53,000
Allen, Indiana 3 $ 347,000 $ 115,666 $ 0
Delaware, Indiana 3 $ 312,000 $ 104,000 $ 8,000
Madison, Indiana 3 $ 304,000 $ 101,333 $ 49,000
Jefferson, Louisiana 3 $ 386,000 $ 128,666 $ 85,000
Baltimore, Maryland 3 $ 629,000 $ 209,666 $ 37,000
Charles, Maryland 3 $ 993,000 $ 331,000 $ 92,000
Howard, Maryland 3 $ 1,193,000 $ 397,666 $ 90,000
Washington, Maryland 3 $ 541,000 $ 180,333 $ 38,000
Worcester, Massachusetts 3 $ 526,000 $ 175,333 $ 24,000
Anoka, Minnesota 3 $ 625,000 $ 208,333 $ 58,000
Crow Wing, Minnesota 3 $ 280,000 $ 93,333 $ 28,000
DeSoto, Mississippi 3 $ 342,000 $ 114,000 $ 55,000
St. Louis City, Missouri 3 $ 342,000 $ 114,000 $ 24,000
Sarpy, Nebraska 3 $ 555,000 $ 185,000 $ 117,000
Nye, Nevada 3 $ 453,000 $ 151,000 $ 33,000
Gloucester, New Jersey 3 $ 695,000 $ 231,666 $ 73,000
Monmouth, New Jersey 3 $ 1,299,000 $ 433,000 $ 102,000
Somerset, New Jersey 3 $ 1,180,000 $ 393,333 $ 162,000
Union, North Carolina 3 $ 502,000 $ 167,333 $ 10,000
Klamath, Oregon 3 $ 360,000 $ 120,000 $ 29,000
Berks, Pennsylvania 3 $ 703,000 $ 234,333 $ 46,000
Columbia, Pennsylvania 3 $ 213,000 $ 71,000 $ 51,000
Delaware, Pennsylvania 3 $ 240,000 $ 80,000 $ 48,000
Beaufort, South Carolina 3 $ 1,224,000 $ 408,000 $ 30,000
Charleston, South Carolina 3 $ 614,000 $ 204,666 $ 92,000
Spartanburg, South Carolina 3 $ 346,000 $ 115,333 $ 12,000
Collin, Texas 3 $ 343,000 $ 114,333 $ 58,000
Galveston, Texas 3 $ 636,000 $ 212,000 $ 89,000
Hidalgo, Texas 3 $ 393,000 $ 131,000 $ 26,000
Williamson, Texas 3 $ 393,000 $ 131,000 $ 39,000
Clark, Washington 3 $ 724,000 $ 241,333 $ 111,000
Baldwin, Alabama 2 $ 319,000 $ 159,500 $ 51,000
Lee, Alabama 2 $ 297,000 $ 148,500 $ 39,000
Mobile, Alabama 2 $ 184,000 $ 92,000 $ 47,000
Matanuska-Susitna, Alaska 2 $ 548,000 $ 274,000 $ 132,000
Washington, Arkansas 2 $ 229,000 $ 114,500 $ 56,000
El Dorado, California 2 $ 304,000 $ 152,000 $ 26,000
Fresno, California 2 $ 1,312,000 $ 656,000 $ 306,000
Placer, California 2 $ 625,000 $ 312,500 $ 205,000
San Mateo, California 2 $ 1,195,000 $ 597,500 $ 166,000
Santa Barbara, California 2 $ 696,000 $ 348,000 $ 67,000
Solano, California 2 $ 297,000 $ 148,500 $ 49,000
Tulare, California 2 $ 100,000 $ 50,000 $ 7,000
Jefferson, Colorado 2 $ 451,000 $ 225,500 $ 34,000
Hartford, Connecticut 2 $ 155,000 $ 77,500 $ 24,000
Brevard, Florida 2 $ 246,000 $ 123,000 $ 50,000
Clay, Florida 2 $ 543,000 $ 271,500 $ 77,000
Volusia, Florida 2 $ 364,000 $ 182,000 $ 66,000
Baldwin, Georgia 2 $ 280,000 $ 140,000 $ 97,000
Barrow, Georgia 2 $ 276,000 $ 138,000 $ 0
Camden, Georgia 2 $ 130,000 $ 65,000 $ 34,000
Catoosa, Georgia 2 $ 414,000 $ 207,000 $ 20,000
Columbia, Georgia 2 $ 277,000 $ 138,500 $ 38,000
Fayette, Georgia 2 $ 320,000 $ 160,000 $ 57,000
Forsyth, Georgia 2 $ 318,000 $ 159,000 $ 81,000
Hall, Georgia 2 $ 360,000 $ 180,000 $ 23,000
Jackson, Georgia 2 $ 275,000 $ 137,500 $ 39,000
Jenkins, Georgia 2 $ 122,000 $ 61,000 $ 32,000
Lamar, Georgia 2 $ 203,000 $ 101,500 $ 80,000
Rockdale, Georgia 2 $ 200,000 $ 100,000 $ 19,000
Spalding, Georgia 2 $ 232,000 $ 116,000 $ 18,000
Ada, Idaho 2 $ 489,000 $ 244,500 $ 146,000
Bingham, Idaho 2 $ 344,000 $ 172,000 $ 155,000
Lake, Illinois 2 $ 333,000 $ 166,500 $ 98,000
McHenry, Illinois 2 $ 1,151,000 $ 575,500 $ 157,000
Peoria, Illinois 2 $ 102,000 $ 51,000 $ 8,000
Rock Island, Illinois 2 $ 108,000 $ 54,000 $ 48,000
Fulton, Indiana 2 $ 327,000 $ 163,500 $ 48,000
Lake, Indiana 2 $ 180,000 $ 90,000 $ 64,000
Johnson, Kansas 2 $ 342,000 $ 171,000 $ 109,000
Sedgwick, Kansas 2 $ 117,000 $ 58,500 $ 45,000
Wyandotte, Kansas 2 $ 206,000 $ 103,000 $ 8,000
East Baton Rouge, Louisiana 2 $ 229,000 $ 114,500 $ 33,000
Orleans, Louisiana 2 $ 217,000 $ 108,500 $ 23,000
Cumberland, Maine 2 $ 447,000 $ 223,500 $ 50,000
Oxford, Maine 2 $ 211,000 $ 105,500 $ 0
Penobscot, Maine 2 $ 214,000 $ 107,000 $ 35,000
Carroll, Maryland 2 $ 607,000 $ 303,500 $ 96,000
Cecil, Maryland 2 $ 247,000 $ 123,500 $ 29,000
Frederick, Maryland 2 $ 413,000 $ 206,500 $ 120,000
Harford, Maryland 2 $ 331,000 $ 165,500 $ 89,000
Barnstable, Massachusetts 2 $ 533,000 $ 266,500 $ 96,000
Kent, Michigan 2 $ 253,000 $ 126,500 $ 88,000
Otter Tail, Minnesota 2 $ 118,000 $ 59,000 $ 42,000
Hinds, Mississippi 2 $ 213,000 $ 106,500 $ 93,000
Lowndes, Mississippi 2 $ 182,000 $ 91,000 $ 63,000
Clay, Missouri 2 $ 220,000 $ 110,000 $ 20,000
Franklin, Missouri 2 $ 308,000 $ 154,000 $ 40,000
St. Louis, Missouri 2 $ 179,000 $ 89,500 $ 0
Stone, Missouri 2 $ 114,000 $ 57,000 $ 7,000
Lancaster, Nebraska 2 $ 154,000 $ 77,000 $ 25,000
Cheshire, New Hampshire 2 $ 373,000 $ 186,500 $ 35,000
Merrimack, New Hampshire 2 $ 297,000 $ 148,500 $ 17,000
Burlington, New Jersey 2 $ 491,000 $ 245,500 $ 111,000
Cumberland, New Jersey 2 $ 145,000 $ 72,500 $ 0
Mercer, New Jersey 2 $ 876,000 $ 438,000 $ 88,000
Passaic, New Jersey 2 $ 336,000 $ 168,000 $ 42,000
Erie, New York 2 $ 316,000 $ 158,000 $ 52,000
Suffolk, New York 2 $ 488,000 $ 244,000 $ 53,000
Westchester, New York 2 $ 887,000 $ 443,500 $ 45,000
Buncombe, North Carolina 2 $ 385,000 $ 192,500 $ 47,000
Dare, North Carolina 2 $ 437,000 $ 218,500 $ 119,000
Davidson, North Carolina 2 $ 88,000 $ 44,000 $ 71,000
Forsyth, North Carolina 2 $ 149,000 $ 74,500 $ 24,000
Rowan, North Carolina 2 $ 192,000 $ 96,000 $ 14,000
Wake, North Carolina 2 $ 415,000 $ 207,500 $ 56,000
Franklin, Ohio 2 $ 177,000 $ 88,500 $ 41,000
Lucas, Ohio 2 $ 182,000 $ 91,000 $ 19,000
Medina, Ohio 2 $ 212,000 $ 106,000 $ 21,000
Cleveland, Oklahoma 2 $ 250,000 $ 125,000 $ 0
Clackamas, Oregon 2 $ 540,000 $ 270,000 $ 40,000
Lane, Oregon 2 $ 384,000 $ 192,000 $ 37,000
Linn, Oregon 2 $ 503,000 $ 251,500 $ 91,000
Marion, Oregon 2 $ 362,000 $ 181,000 $ 61,000
Bucks, Pennsylvania 2 $ 556,000 $ 278,000 $ 48,000
Chester, Pennsylvania 2 $ 441,000 $ 220,500 $ 41,000
Lancaster, Pennsylvania 2 $ 752,000 $ 376,000 $ 77,000
Northampton, Pennsylvania 2 $ 406,000 $ 203,000 $ 27,000
Pike, Pennsylvania 2 $ 483,000 $ 241,500 $ 0
Westmoreland, Pennsylvania 2 $ 270,000 $ 135,000 $ 52,000
York, Pennsylvania 2 $ 413,000 $ 206,500 $ 61,000
Anderson, South Carolina 2 $ 402,000 $ 201,000 $ 48,000
Florence, South Carolina 2 $ 287,000 $ 143,500 $ 0
Horry, South Carolina 2 $ 282,000 $ 141,000 $ 15,000
Pickens, South Carolina 2 $ 238,000 $ 119,000 $ 29,000
York, South Carolina 2 $ 257,000 $ 128,500 $ 40,000
Codington, South Dakota 2 $ 343,000 $ 171,500 $ 50,000
Fayette, Tennessee 2 $ 153,000 $ 76,500 $ 40,000
Hamilton, Tennessee 2 $ 197,000 $ 98,500 $ 68,000
Rutherford, Tennessee 2 $ 206,000 $ 103,000 $ 38,000
Sevier, Tennessee 2 $ 564,000 $ 282,000 $ 94,000
Williamson, Tennessee 2 $ 1,343,000 $ 671,500 $ 203,000
Brazoria, Texas 2 $ 237,000 $ 118,500 $ 53,000
Comal, Texas 2 $ 464,000 $ 232,000 $ 114,000
Denton, Texas 2 $ 520,000 $ 260,000 $ 206,000
Hays, Texas 2 $ 264,000 $ 132,000 $ 68,000
Nacogdoches, Texas 2 $ 206,000 $ 103,000 $ 29,000
Cache, Utah 2 $ 232,000 $ 116,000 $ 28,000
Albemarle, Virginia 2 $ 263,000 $ 131,500 $ 133,000
Hampton, Virginia 2 $ 254,000 $ 127,000 $ 53,000
Loudoun, Virginia 2 $ 1,053,000 $ 526,500 $ 156,000
Norfolk, Virginia 2 $ 383,000 $ 191,500 $ 78,000
Roanoke City, Virginia 2 $ 377,000 $ 188,500 $ 75,000
Rockingham, Virginia 2 $ 266,000 $ 133,000 $ 30,000
Stafford, Virginia 2 $ 484,000 $ 242,000 $ 64,000
Suffolk, Virginia 2 $ 562,000 $ 281,000 $ 146,000
Virginia Beach, Virginia 2 $ 405,000 $ 202,500 $ 49,000
Lewis, Washington 2 $ 497,000 $ 248,500 $ 20,000
Mason, Washington 2 $ 453,000 $ 226,500 $ 52,000
Spokane, Washington 2 $ 385,000 $ 192,500 $ 74,000
Monongalia, West Virginia 2 $ 275,000 $ 137,500 $ 72,000
Wayne, West Virginia 2 $ 202,000 $ 101,000 $ 12,000
Dane, Wisconsin 2 $ 364,000 $ 182,000 $ 64,000
Fond du Lac, Wisconsin 2 $ 160,000 $ 80,000 $ 0
Coosa, Alabama 1 $ 129,000 $ 129,000 $ 64,000
Limestone, Alabama 1 $ 125,000 $ 125,000 $ 34,000
Morgan, Alabama 1 $ 73,000 $ 73,000 $ 16,000
Shelby, Alabama 1 $ 269,000 $ 269,000 $ 144,000
Tallapoosa, Alabama 1 $ 79,000 $ 79,000 $ 31,000
Walker, Alabama 1 $ 122,000 $ 122,000 $ 41,000
Wilcox, Alabama 1 $ 83,000 $ 83,000 $ 80,000
Winston, Alabama 1 $ 103,000 $ 103,000 $ 59,000
Yavapai, Arizona 1 $ 118,000 $ 118,000 $ 44,000
Cross, Arkansas 1 $ 26,000 $ 26,000 $ 46,000
Garland, Arkansas 1 $ 109,000 $ 109,000 $ 31,000
Saline, Arkansas 1 $ 153,000 $ 153,000 $ 0
Alameda, California 1 $ 412,000 $ 412,000 $ 107,000
Amador, California 1 $ 212,000 $ 212,000 $ 52,000
Butte, California 1 $ 407,000 $ 407,000 $ 120,000
Calaveras, California 1 $ 287,000 $ 287,000 $ 77,000
Mariposa, California 1 $ 184,000 $ 184,000 $ 56,000
Napa, California 1 $ 720,000 $ 720,000 $ 143,000
Nevada, California 1 $ 570,000 $ 570,000 $ 103,000
San Luis Obispo, California 1 $ 268,000 $ 268,000 $ 115,000
Santa Cruz, California 1 $ 191,000 $ 191,000 $ 240,000
Shasta, California 1 $ 127,000 $ 127,000 $ 123,000
Yuba, California 1 $ 250,000 $ 250,000 $ 38,000
Adams, Colorado 1 $ 109,000 $ 109,000 $ 52,000
Boulder, Colorado 1 $ 247,000 $ 247,000 $ 120,000
Chaffee, Colorado 1 $ 349,000 $ 349,000 $ 103,000
Garfield, Colorado 1 $ 417,000 $ 417,000 $ 73,000
Teller, Colorado 1 $ 220,000 $ 220,000 $ 46,000
Middlesex, Connecticut 1 $ 39,000 $ 39,000 $ 33,000
Sussex, Delaware 1 $ 416,000 $ 416,000 $ 0
Citrus, Florida 1 $ 122,000 $ 122,000 $ 47,000
Escambia, Florida 1 $ 142,000 $ 142,000 $ 67,000
Hamilton, Florida 1 $ 99,000 $ 99,000 $ 35,000
Highlands, Florida 1 $ 103,000 $ 103,000 $ 0
Indian River, Florida 1 $ 105,000 $ 105,000 $ 0
Manatee, Florida 1 $ 109,000 $ 109,000 $ 132,000
Marion, Florida 1 $ 206,000 $ 206,000 $ 4,000
Nassau, Florida 1 $ 145,000 $ 145,000 $ 27,000
Osceola, Florida 1 $ 155,000 $ 155,000 $ 0
Walton, Florida 1 $ 563,000 $ 563,000 $ 45,000
Banks, Georgia 1 $ 132,000 $ 132,000 $ 56,000
Bibb, Georgia 1 $ 125,000 $ 125,000 $ 30,000
Bulloch, Georgia 1 $ 276,000 $ 276,000 $ 103,000
Butts, Georgia 1 $ 125,000 $ 125,000 $ 52,000
Colquitt, Georgia 1 $ 125,000 $ 125,000 $ 16,000
Crisp, Georgia 1 $ 127,000 $ 127,000 $ 29,000
Dougherty, Georgia 1 $ 59,000 $ 59,000 $ 48,000
Douglas, Georgia 1 $ 92,000 $ 92,000 $ 60,000
Emanuel, Georgia 1 $ 74,000 $ 74,000 $ 51,000
Franklin, Georgia 1 $ 104,000 $ 104,000 $ 60,000
Hart, Georgia 1 $ 250,000 $ 250,000 $ 148,000
Houston, Georgia 1 $ 83,000 $ 83,000 $ 0
Jeff Davis, Georgia 1 $ 55,000 $ 55,000 $ 42,000
Liberty, Georgia 1 $ 178,000 $ 178,000 $ 28,000
Lumpkin, Georgia 1 $ 116,000 $ 116,000 $ 22,000
McDuffie, Georgia 1 $ 147,000 $ 147,000 $ 68,000
Morgan, Georgia 1 $ 153,000 $ 153,000 $ 34,000
Pickens, Georgia 1 $ 742,000 $ 742,000 $ 154,000
Walton, Georgia 1 $ 71,000 $ 71,000 $ 36,000
Washington, Georgia 1 $ 75,000 $ 75,000 $ 21,000
Wayne, Georgia 1 $ 60,000 $ 60,000 $ 0
Hawaii, Hawaii 1 $ 547,000 $ 547,000 $ 107,000
Kauai, Hawaii 1 $ 575,000 $ 575,000 $ 136,000
Bonner, Idaho 1 $ 290,000 $ 290,000 $ 192,000
Canyon, Idaho 1 $ 216,000 $ 216,000 $ 109,000
Lincoln, Idaho 1 $ 143,000 $ 143,000 $ 69,000
Boone, Illinois 1 $ 126,000 $ 126,000 $ 54,000
Carroll, Illinois 1 $ 61,000 $ 61,000 $ 35,000
Coles, Illinois 1 $ 43,000 $ 43,000 $ 36,000
Kendall, Illinois 1 $ 369,000 $ 369,000 $ 113,000
Macon, Illinois 1 $ 36,000 $ 36,000 $ 14,000
Madison, Illinois 1 $ 99,000 $ 99,000 $ 63,000
McDonough, Illinois 1 $ 54,000 $ 54,000 $ 95,000
McLean, Illinois 1 $ 59,000 $ 59,000 $ 30,000
Vermilion, Illinois 1 $ 53,000 $ 53,000 $ 0
Adams, Indiana 1 $ 127,000 $ 127,000 $ 0
Bartholomew, Indiana 1 $ 71,000 $ 71,000 $ 0
Cass, Indiana 1 $ 125,000 $ 125,000 $ 0
Elkhart, Indiana 1 $ 64,000 $ 64,000 $ 42,000
Floyd, Indiana 1 $ 107,000 $ 107,000 $ 57,000
Fountain, Indiana 1 $ 108,000 $ 108,000 $ 79,000
Franklin, Indiana 1 $ 59,000 $ 59,000 $ 0
Hancock, Indiana 1 $ 190,000 $ 190,000 $ 0
Henry, Indiana 1 $ 148,000 $ 148,000 $ 56,000
LaPorte, Indiana 1 $ 48,000 $ 48,000 $ 46,000
Marshall, Indiana 1 $ 125,000 $ 125,000 $ 0
Noble, Indiana 1 $ 133,000 $ 133,000 $ 0
Porter, Indiana 1 $ 121,000 $ 121,000 $ 76,000
Putnam, Indiana 1 $ 139,000 $ 139,000 $ 42,000
Ripley, Indiana 1 $ 87,000 $ 87,000 $ 71,000
Rush, Indiana 1 $ 92,000 $ 92,000 $ 72,000
Scott, Indiana 1 $ 51,000 $ 51,000 $ 29,000
Starke, Indiana 1 $ 113,000 $ 113,000 $ 40,000
Vanderburgh, Indiana 1 $ 77,000 $ 77,000 $ 23,000
Wayne, Indiana 1 $ 125,000 $ 125,000 $ 0
Wells, Indiana 1 $ 76,000 $ 76,000 $ 42,000
Adams, Iowa 1 $ 56,000 $ 56,000 $ 40,000
Linn, Iowa 1 $ 118,000 $ 118,000 $ 27,000
Marshall, Iowa 1 $ 40,000 $ 40,000 $ 16,000
O'Brien, Iowa 1 $ 48,000 $ 48,000 $ 53,000
Osceola, Iowa 1 $ 70,000 $ 70,000 $ 30,000
Sac, Iowa 1 $ 127,000 $ 127,000 $ 0
Fayette, Kentucky 1 $ 106,000 $ 106,000 $ 62,000
Grant, Kentucky 1 $ 98,000 $ 98,000 $ 55,000
Jefferson, Kentucky 1 $ 271,000 $ 271,000 $ 230,000
Laurel, Kentucky 1 $ 123,000 $ 123,000 $ 43,000
Shelby, Kentucky 1 $ 125,000 $ 125,000 $ 0
Assumption, Louisiana 1 $ 19,000 $ 19,000 $ 14,000
Caddo, Louisiana 1 $ 108,000 $ 108,000 $ 53,000
Concordia, Louisiana 1 $ 117,000 $ 117,000 $ 73,000
De Soto, Louisiana 1 $ 159,000 $ 159,000 $ 57,000
Franklin, Louisiana 1 $ 130,000 $ 130,000 $ 31,000
Iberville, Louisiana 1 $ 161,000 $ 161,000 $ 115,000
Jefferson Davis, Louisiana 1 $ 88,000 $ 88,000 $ 40,000
Livingston, Louisiana 1 $ 89,000 $ 89,000 $ 57,000
St. Tammany, Louisiana 1 $ 120,000 $ 120,000 $ 44,000
Androscoggin, Maine 1 $ 138,000 $ 138,000 $ 33,000
Franklin, Maine 1 $ 125,000 $ 125,000 $ 0
Allegany, Maryland 1 $ 103,000 $ 103,000 $ 37,000
Caroline, Maryland 1 $ 98,000 $ 98,000 $ 38,000
Queen Anne's, Maryland 1 $ 438,000 $ 438,000 $ 210,000
Somerset, Maryland 1 $ 71,000 $ 71,000 $ 8,000
Wicomico, Maryland 1 $ 134,000 $ 134,000 $ 0
Hampden, Massachusetts 1 $ 115,000 $ 115,000 $ 36,000
Hampshire, Massachusetts 1 $ 217,000 $ 217,000 $ 73,000
Norfolk, Massachusetts 1 $ 417,000 $ 417,000 $ 292,000
Berrien, Michigan 1 $ 69,000 $ 69,000 $ 75,000
Calhoun, Michigan 1 $ 86,000 $ 86,000 $ 20,000
Chippewa, Michigan 1 $ 41,000 $ 41,000 $ 19,000
Grand Traverse, Michigan 1 $ 169,000 $ 169,000 $ 0
Iosco, Michigan 1 $ 113,000 $ 113,000 $ 60,000
Iron, Michigan 1 $ 125,000 $ 125,000 $ 0
Isabella, Michigan 1 $ 86,000 $ 86,000 $ 22,000
Jackson, Michigan 1 $ 164,000 $ 164,000 $ 41,000
Kalamazoo, Michigan 1 $ 122,000 $ 122,000 $ 35,000
Kalkaska, Michigan 1 $ 49,000 $ 49,000 $ 33,000
Lake, Michigan 1 $ 45,000 $ 45,000 $ 33,000
Lapeer, Michigan 1 $ 110,000 $ 110,000 $ 60,000
Montcalm, Michigan 1 $ 89,000 $ 89,000 $ 14,000
Muskegon, Michigan 1 $ 99,000 $ 99,000 $ 50,000
Saginaw, Michigan 1 $ 92,000 $ 92,000 $ 55,000
Shiawassee, Michigan 1 $ 86,000 $ 86,000 $ 53,000
Becker, Minnesota 1 $ 53,000 $ 53,000 $ 16,000
Beltrami, Minnesota 1 $ 125,000 $ 125,000 $ 26,000
Dakota, Minnesota 1 $ 198,000 $ 198,000 $ 56,000
Itasca, Minnesota 1 $ 232,000 $ 232,000 $ 41,000
Meeker, Minnesota 1 $ 126,000 $ 126,000 $ 29,000
Scott, Minnesota 1 $ 189,000 $ 189,000 $ 69,000
Sherburne, Minnesota 1 $ 125,000 $ 125,000 $ 0
Stearns, Minnesota 1 $ 121,000 $ 121,000 $ 33,000
Steele, Minnesota 1 $ 161,000 $ 161,000 $ 0
Waseca, Minnesota 1 $ 95,000 $ 95,000 $ 81,000
Washington, Minnesota 1 $ 417,000 $ 417,000 $ 420,000
Jackson, Mississippi 1 $ 125,000 $ 125,000 $ 0
Leake, Mississippi 1 $ 315,000 $ 315,000 $ 59,000
Pearl River, Mississippi 1 $ 104,000 $ 104,000 $ 43,000
Pike, Mississippi 1 $ 158,000 $ 158,000 $ 54,000
Washington, Mississippi 1 $ 42,000 $ 42,000 $ 40,000
Christian, Missouri 1 $ 80,000 $ 80,000 $ 37,000
Henry, Missouri 1 $ 171,000 $ 171,000 $ 70,000
Jefferson, Missouri 1 $ 68,000 $ 68,000 $ 25,000
Lincoln, Missouri 1 $ 76,000 $ 76,000 $ 60,000
St. Charles, Missouri 1 $ 155,000 $ 155,000 $ 88,000
Taney, Missouri 1 $ 54,000 $ 54,000 $ 24,000
Texas, Missouri 1 $ 54,000 $ 54,000 $ 18,000
Lake, Montana 1 $ 129,000 $ 129,000 $ 51,000
Silver Bow, Montana 1 $ 24,000 $ 24,000 $ 25,000
Platte, Nebraska 1 $ 169,000 $ 169,000 $ 46,000
Scotts Bluff, Nebraska 1 $ 124,000 $ 124,000 $ 50,000
Belknap, New Hampshire 1 $ 232,000 $ 232,000 $ 60,000
Grafton, New Hampshire 1 $ 120,000 $ 120,000 $ 59,000
Atlantic, New Jersey 1 $ 410,000 $ 410,000 $ 96,000
Cape May, New Jersey 1 $ 137,000 $ 137,000 $ 33,000
Middlesex, New Jersey 1 $ 478,000 $ 478,000 $ 77,000
Morris, New Jersey 1 $ 344,000 $ 344,000 $ 109,000
Ocean, New Jersey 1 $ 500,000 $ 500,000 $ 297,000
Sandoval, New Mexico 1 $ 276,000 $ 276,000 $ 70,000
Valencia, New Mexico 1 $ 75,000 $ 75,000 $ 0
Bronx, New York 1 $ 417,000 $ 417,000 $ 61,000
Chautauqua, New York 1 $ 33,000 $ 33,000 $ 17,000
Franklin, New York 1 $ 222,000 $ 222,000 $ 0
Fulton, New York 1 $ 223,000 $ 223,000 $ 36,000
Jefferson, New York 1 $ 120,000 $ 120,000 $ 60,000
Putnam, New York 1 $ 71,000 $ 71,000 $ 13,000
Rockland, New York 1 $ 85,000 $ 85,000 $ 55,000
Sullivan, New York 1 $ 106,000 $ 106,000 $ 0
Alexander, North Carolina 1 $ 76,000 $ 76,000 $ 52,000
Bladen, North Carolina 1 $ 39,000 $ 39,000 $ 19,000
Brunswick, North Carolina 1 $ 235,000 $ 235,000 $ 65,000
Burke, North Carolina 1 $ 114,000 $ 114,000 $ 47,000
Cabarrus, North Carolina 1 $ 159,000 $ 159,000 $ 0
Camden, North Carolina 1 $ 228,000 $ 228,000 $ 76,000
Cumberland, North Carolina 1 $ 117,000 $ 117,000 $ 93,000
Franklin, North Carolina 1 $ 175,000 $ 175,000 $ 72,000
Harnett, North Carolina 1 $ 76,000 $ 76,000 $ 55,000
Hoke, North Carolina 1 $ 132,000 $ 132,000 $ 59,000
Lee, North Carolina 1 $ 219,000 $ 219,000 $ 75,000
Lincoln, North Carolina 1 $ 169,000 $ 169,000 $ 80,000
Nash, North Carolina 1 $ 118,000 $ 118,000 $ 36,000
New Hanover, North Carolina 1 $ 203,000 $ 203,000 $ 21,000
Pasquotank, North Carolina 1 $ 129,000 $ 129,000 $ 48,000
Randolph, North Carolina 1 $ 120,000 $ 120,000 $ 0
Robeson, North Carolina 1 $ 43,000 $ 43,000 $ 30,000
Stokes, North Carolina 1 $ 66,000 $ 66,000 $ 18,000
Transylvania, North Carolina 1 $ 98,000 $ 98,000 $ 52,000
Cass, North Dakota 1 $ 156,000 $ 156,000 $ 38,000
Grand Forks, North Dakota 1 $ 129,000 $ 129,000 $ 45,000
Stark, North Dakota 1 $ 163,000 $ 163,000 $ 41,000
Ward, North Dakota 1 $ 148,000 $ 148,000 $ 58,000
Athens, Ohio 1 $ 83,000 $ 83,000 $ 0
Cuyahoga, Ohio 1 $ 38,000 $ 38,000 $ 117,000
Hancock, Ohio 1 $ 120,000 $ 120,000 $ 50,000
Lake, Ohio 1 $ 125,000 $ 125,000 $ 0
Warren, Ohio 1 $ 509,000 $ 509,000 $ 135,000
Comanche, Oklahoma 1 $ 59,000 $ 59,000 $ 68,000
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Mortgage Loan Application Detail Totals for Meridias Capital Incorporated in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,670 $338,469,000 $202,000 $2,225,000 $65,000 $639,000
Home Purchase 315 $50,773,000 $161,000 $730,000 $88,000 $1,620,000
Home Improvement 1 $122,000 $122,000 $122,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,190 $240,541,000 $202,000 $2,225,000 $74,000 $1,620,000
Not Provided 453 $87,064,000 $192,000 $1,207,000 $60,000 $1,620,000
Black or African American 178 $26,754,000 $150,000 $614,000 $57,000 $220,000
Hispanic 122 $22,217,000 $182,000 $715,000 $56,000 $300,000
Asian 31 $10,390,000 $335,000 $698,000 $123,000 $617,000
American Indian or Alaskan Native 6 $935,000 $155,000 $227,000 $67,000 $140,000
Native Hawaiian or Other Pacific Islander 6 $1,463,000 $243,000 $810,000 $48,000 $78,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,074 $192,279,000 $179,000 $810,000 $53,000 $356,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 884 $191,433,000 $216,000 $2,225,000 $89,000 $1,620,000
VA-guaranteed (Veterans Administration) 28 $5,652,000 $201,000 $426,000 $50,000 $161,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 898 $167,262,000 $186,000 $1,742,000 $55,000 $542,000
Loan Originated 756 $154,592,000 $204,000 $733,000 $84,000 $1,620,000
Application Withdrawn By Applicant 294 $60,314,000 $205,000 $2,225,000 $76,000 $600,000
File Closed For Incompleteness 30 $5,778,000 $192,000 $500,000 $39,000 $144,000
Application Approved But Not Accepted 8 $1,418,000 $177,000 $279,000 $77,000 $167,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 204 $32,987,000 $161,000 $1,250,000 $44,000 $300,000
Insufficient Cash (Downpayment, Closing Cost) 53 $12,495,000 $235,000 $1,742,000 $83,000 $306,000
Debt-To-Income Ratio 51 $13,901,000 $272,000 $916,000 $59,000 $186,000
Collateral 35 $5,535,000 $158,000 $518,000 $75,000 $344,000
Other 21 $5,427,000 $258,000 $1,207,000 $98,000 $542,000
Credit Application Incomplete 7 $1,094,000 $156,000 $520,000 $42,000 $113,000
Employment History 5 $756,000 $151,000 $206,000 $17,000 $38,000
Unverifiable Information 2 $1,046,000 $523,000 $742,000 $120,000 $154,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Meridias Capital Incorporated's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Meridias Capital Incorporated's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet with aggregated HMDA statistics today.

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