Meridias Capital Incorporated
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Meridias Capital Incorporated.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Meridias Capital Incorporated
P.O. Box 241429
Charlotte, NC 28273
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2006  2005  
Total Number of Mortgage Applications 10,947
Total Mortgage Loan Application Amount $1,911,052,000
Average Mortgage Loan Application Amount $183,862
Highest Mortgage Loan Application Amount $4,000,000
Average Applicant Income $109,775
Highest Applicant Income $3,293,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Meridias Capital Incorporated by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Clark County Nevada 6,222 $ 1,153,123,000 $ 185,000 $ 93,000
Maricopa County Arizona 610 $ 98,596,000 $ 161,000 $ 102,000
Salt Lake County Utah 488 $ 65,093,000 $ 133,000 $ 84,000
Summit County Utah 380 $ 95,827,000 $ 252,000 $ 159,000
Tarrant County Texas 246 $ 25,639,000 $ 104,000 $ 74,000
Dallas County Texas 244 $ 28,614,000 $ 117,000 $ 94,000
Collin County Texas 172 $ 21,698,000 $ 126,000 $ 80,000
Denton County Texas 172 $ 20,463,000 $ 118,000 $ 111,000
Los Angeles County California 122 $ 44,190,000 $ 362,000 $ 205,000
Pinal County Arizona 111 $ 13,358,000 $ 120,000 $ 111,000
Utah County Utah 111 $ 16,979,000 $ 152,000 $ 249,000
St. Tammany County Louisiana 104 $ 9,213,000 $ 88,000 $ 71,000
Oklahoma County Oklahoma 92 $ 8,590,000 $ 93,000 $ 70,000
Davis County Utah 85 $ 10,577,000 $ 124,000 $ 59,000
Tulsa County Oklahoma 77 $ 7,676,000 $ 99,000 $ 59,000
Cleveland County Oklahoma 76 $ 8,182,000 $ 107,000 $ 81,000
Anchorage County Alaska 48 $ 7,826,000 $ 163,000 $ 77,000
Wasatch County Utah 47 $ 9,992,000 $ 212,000 $ 144,000
Mohave County Arizona 44 $ 4,880,000 $ 110,000 $ 155,000
San Bernardino County California 43 $ 6,977,000 $ 162,000 $ 187,000
Orange County California 39 $ 17,663,000 $ 452,000 $ 376,000
Weber County Utah 38 $ 3,889,000 $ 102,000 $ 64,000
Sonoma County California 36 $ 11,232,000 $ 312,000 $ 143,000
Cache County Utah 34 $ 3,399,000 $ 99,000 $ 89,000
Washoe County Nevada 33 $ 6,696,000 $ 202,000 $ 153,000
Washington County Utah 33 $ 5,441,000 $ 164,000 $ 87,000
San Diego County California 32 $ 8,806,000 $ 275,000 $ 112,000
El Paso County Colorado 30 $ 4,766,000 $ 158,000 $ 210,000
Bernalillo County New Mexico 28 $ 2,640,000 $ 94,000 $ 106,000
Canadian County Oklahoma 28 $ 2,470,000 $ 88,000 $ 64,000
Riverside County California 26 $ 9,237,000 $ 355,000 $ 150,000
Williamson County Texas 26 $ 1,725,000 $ 66,000 $ 131,000
Kern County California 25 $ 4,563,000 $ 182,000 $ 66,000
Travis County Texas 24 $ 4,510,000 $ 187,000 $ 352,000
Rockwall County Texas 22 $ 3,018,000 $ 137,000 $ 141,000
Harris County Texas 21 $ 1,808,000 $ 86,000 $ 113,000
Fulton County Georgia 20 $ 2,823,000 $ 141,000 $ 125,000
Bexar County Texas 20 $ 1,937,000 $ 96,000 $ 141,000
Pima County Arizona 19 $ 3,044,000 $ 160,000 $ 89,000
Iron County Utah 17 $ 1,850,000 $ 108,000 $ 136,000
Ada County Idaho 16 $ 1,851,000 $ 115,000 $ 145,000
Canyon County Idaho 16 $ 1,107,000 $ 69,000 $ 73,000
Ventura County California 15 $ 5,610,000 $ 374,000 $ 181,000
Box Elder County Utah 15 $ 1,428,000 $ 95,000 $ 47,000
Tooele County Utah 15 $ 1,347,000 $ 89,000 $ 61,000
Nye County Nevada 14 $ 2,269,000 $ 162,000 $ 70,000
San Joaquin County California 13 $ 3,458,000 $ 266,000 $ 133,000
Pueblo County Colorado 12 $ 841,000 $ 70,000 $ 21,000
Yavapai County Arizona 10 $ 1,426,000 $ 142,000 $ 79,000
Alameda County California 10 $ 4,426,000 $ 442,000 $ 148,000
Contra Costa County California 10 $ 3,337,000 $ 333,000 $ 171,000
Sacramento County California 10 $ 2,606,000 $ 260,000 $ 142,000
Summit County Colorado 10 $ 4,163,000 $ 416,000 $ 252,000
McClain County Oklahoma 10 $ 895,000 $ 89,000 $ 81,000
Deschutes County Oregon 10 $ 1,876,000 $ 187,000 $ 150,000
Tulare County California 9 $ 1,571,000 $ 174,000 $ 59,000
Fresno County California 8 $ 1,698,000 $ 212,000 $ 98,000
Solano County California 8 $ 1,914,000 $ 239,000 $ 144,000
Jefferson County Louisiana 8 $ 577,000 $ 72,000 $ 74,000
El Paso County Texas 8 $ 645,000 $ 80,000 $ 0
Fort Bend County Texas 8 $ 704,000 $ 88,000 $ 36,000
Henderson County Texas 8 $ 880,000 $ 110,000 $ 0
Parker County Texas 8 $ 724,000 $ 90,000 $ 38,000
Cochise County Arizona 7 $ 1,027,000 $ 146,000 $ 76,000
Denver County Colorado 7 $ 1,074,000 $ 153,000 $ 97,000
Grady County Oklahoma 7 $ 501,000 $ 71,000 $ 54,000
Rogers County Oklahoma 7 $ 655,000 $ 93,000 $ 19,000
Ellis County Texas 7 $ 601,000 $ 85,000 $ 64,000
Garfield County Utah 7 $ 1,160,000 $ 165,000 $ 261,000
Santa Cruz County Arizona 6 $ 327,000 $ 54,000 $ 149,000
Santa Clara County California 6 $ 2,263,000 $ 377,000 $ 160,000
Tuolumne County California 6 $ 1,023,000 $ 170,000 $ 78,000
Archuleta County Colorado 6 $ 1,265,000 $ 210,000 $ 207,000
Jefferson County Colorado 6 $ 629,000 $ 104,000 $ 78,000
Weld County Colorado 6 $ 629,000 $ 104,000 $ 53,000
Broward County Florida 6 $ 1,197,000 $ 199,000 $ 297,000
Orange County Florida 6 $ 846,000 $ 141,000 $ 168,000
Gwinnett County Georgia 6 $ 545,000 $ 90,000 $ 73,000
Elko County Nevada 6 $ 635,000 $ 105,000 $ 96,000
Sandoval County New Mexico 6 $ 804,000 $ 134,000 $ 142,000
Wagoner County Oklahoma 6 $ 471,000 $ 78,000 $ 27,000
Washington County Oregon 6 $ 784,000 $ 130,000 $ 83,000
Bell County Texas 6 $ 424,000 $ 70,000 $ 27,000
Guadalupe County Texas 6 $ 423,000 $ 70,000 $ 22,000
Montgomery County Texas 6 $ 428,000 $ 71,000 $ 94,000
Kane County Utah 6 $ 1,133,000 $ 188,000 $ 215,000
Coconino County Arizona 5 $ 1,040,000 $ 208,000 $ 50,000
Yuma County Arizona 5 $ 734,000 $ 146,000 $ 41,000
San Francisco County California 5 $ 1,658,000 $ 331,000 $ 82,000
Douglas County Colorado 5 $ 1,242,000 $ 248,000 $ 172,000
Larimer County Colorado 5 $ 386,000 $ 77,000 $ 45,000
Mesa County Colorado 5 $ 897,000 $ 179,000 $ 131,000
Orleans County Louisiana 5 $ 365,000 $ 73,000 $ 144,000
Clackamas County Oregon 5 $ 774,000 $ 154,000 $ 113,000
Smith County Texas 5 $ 365,000 $ 73,000 $ 105,000
Santa Barbara County California 4 $ 3,430,000 $ 857,000 $ 379,000
Duval County Florida 4 $ 282,000 $ 70,000 $ 72,000
Palm Beach County Florida 4 $ 1,136,000 $ 284,000 $ 121,000
Cobb County Georgia 4 $ 244,000 $ 61,000 $ 94,000
DeKalb County Georgia 4 $ 448,000 $ 112,000 $ 111,000
Fayette County Georgia 4 $ 712,000 $ 178,000 $ 221,000
Maui County Hawaii 4 $ 3,414,000 $ 853,000 $ 377,000
Lyon County Nevada 4 $ 620,000 $ 155,000 $ 89,000
Jackson County Oregon 4 $ 739,000 $ 184,000 $ 68,000
Multnomah County Oregon 4 $ 515,000 $ 128,000 $ 91,000
Franklin County Texas 4 $ 561,000 $ 140,000 $ 692,000
Galveston County Texas 4 $ 240,000 $ 60,000 $ 46,000
Nueces County Texas 4 $ 721,000 $ 180,000 $ 175,000
Kodiak Island County Alaska 3 $ 413,000 $ 137,000 $ 43,000
Placer County California 3 $ 784,000 $ 261,000 $ 263,000
San Mateo County California 3 $ 1,006,000 $ 335,000 $ 91,000
Adams County Colorado 3 $ 359,000 $ 119,000 $ 85,000
Hillsborough County Florida 3 $ 239,000 $ 79,000 $ 28,000
Miami-Dade County Florida 3 $ 1,393,000 $ 464,000 $ 71,000
Pinellas County Florida 3 $ 779,000 $ 259,000 $ 34,000
Seminole County Florida 3 $ 986,000 $ 328,000 $ 240,000
St. Charles County Missouri 3 $ 461,000 $ 153,000 $ 89,000
Powell County Montana 3 $ 297,000 $ 99,000 $ 105,000
Caddo County Oklahoma 3 $ 290,000 $ 96,000 $ 66,000
Logan County Oklahoma 3 $ 328,000 $ 109,000 $ 61,000
Grayson County Texas 3 $ 321,000 $ 107,000 $ 30,000
Kaufman County Texas 3 $ 308,000 $ 102,000 $ 51,000
Duchesne County Utah 3 $ 197,000 $ 65,000 $ 46,000
Sanpete County Utah 3 $ 211,000 $ 70,000 $ 12,000
Clark County Washington 3 $ 429,000 $ 143,000 $ 22,000
Matanuska-Susitna County Alaska 2 $ 283,000 $ 141,000 $ 82,000
Apache County Arizona 2 $ 75,000 $ 37,000 $ 108,000
Graham County Arizona 2 $ 246,000 $ 123,000 $ 44,000
Humboldt County California 2 $ 245,000 $ 122,000 $ 48,000
Lake County California 2 $ 644,000 $ 322,000 $ 77,000
Madera County California 2 $ 431,000 $ 215,000 $ 198,000
Merced County California 2 $ 282,000 $ 141,000 $ 84,000
Monterey County California 2 $ 790,000 $ 395,000 $ 110,000
Yolo County California 2 $ 180,000 $ 90,000 $ 27,000
Arapahoe County Colorado 2 $ 436,000 $ 218,000 $ 35,000
Boulder County Colorado 2 $ 405,000 $ 202,000 $ 119,000
Gunnison County Colorado 2 $ 293,000 $ 146,000 $ 247,000
Escambia County Florida 2 $ 141,000 $ 70,000 $ 66,000
Martin County Florida 2 $ 206,000 $ 103,000 $ 72,000
Okaloosa County Florida 2 $ 450,000 $ 225,000 $ 418,000
Putnam County Florida 2 $ 145,000 $ 72,000 $ 0
Barrow County Georgia 2 $ 173,000 $ 86,000 $ 89,000
Bartow County Georgia 2 $ 130,000 $ 65,000 $ 60,000
Lumpkin County Georgia 2 $ 234,000 $ 117,000 $ 70,000
Hawaii County Hawaii 2 $ 225,000 $ 112,000 $ 168,000
Honolulu County Hawaii 2 $ 640,000 $ 320,000 $ 104,000
Boise County Idaho 2 $ 208,000 $ 104,000 $ 180,000
Bonneville County Idaho 2 $ 190,000 $ 95,000 $ 50,000
Marion County Indiana 2 $ 570,000 $ 285,000 $ 494,000
Johnson County Kansas 2 $ 252,000 $ 126,000 $ 0
Calcasieu County Louisiana 2 $ 145,000 $ 72,000 $ 68,000
East Baton Rouge County Louisiana 2 $ 430,000 $ 215,000 $ 270,000
Cass County Missouri 2 $ 255,000 $ 127,000 $ 84,000
McKinley County New Mexico 2 $ 265,000 $ 132,000 $ 61,000
San Juan County New Mexico 2 $ 277,000 $ 138,000 $ 73,000
Comanche County Oklahoma 2 $ 144,000 $ 72,000 $ 0
Creek County Oklahoma 2 $ 148,000 $ 74,000 $ 75,000
Custer County Oklahoma 2 $ 189,000 $ 94,000 $ 78,000
Delaware County Oklahoma 2 $ 736,000 $ 368,000 $ 300,000
Garvin County Oklahoma 2 $ 80,000 $ 40,000 $ 120,000
Muskogee County Oklahoma 2 $ 241,000 $ 120,000 $ 0
Pottawatomie County Oklahoma 2 $ 350,000 $ 175,000 $ 198,000
Woodward County Oklahoma 2 $ 77,000 $ 38,000 $ 78,000
Lane County Oregon 2 $ 215,000 $ 107,000 $ 111,000
Umatilla County Oregon 2 $ 250,000 $ 125,000 $ 37,000
Yamhill County Oregon 2 $ 447,000 $ 223,000 $ 187,000
Providence County Rhode Island 2 $ 342,000 $ 171,000 $ 68,000
Horry County South Carolina 2 $ 109,000 $ 54,000 $ 114,000
Shelby County Tennessee 2 $ 247,000 $ 123,000 $ 138,000
Williamson County Tennessee 2 $ 173,000 $ 86,000 $ 62,000
Cameron County Texas 2 $ 359,000 $ 179,000 $ 216,000
Comal County Texas 2 $ 265,000 $ 132,000 $ 276,000
Nacogdoches County Texas 2 $ 92,000 $ 46,000 $ 54,000
Wise County Texas 2 $ 158,000 $ 79,000 $ 65,000
Wood County Texas 2 $ 120,000 $ 60,000 $ 63,000
Millard County Utah 2 $ 125,000 $ 62,000 $ 0
Sevier County Utah 2 $ 99,000 $ 49,000 $ 72,000
Yakima County Washington 2 $ 106,000 $ 53,000 $ 86,000
Jefferson County Wisconsin 2 $ 149,000 $ 74,000 $ 46,000
Sheridan County Wyoming 2 $ 727,000 $ 363,000 $ 600,000
Gila County Arizona 1 $ 261,000 $ 261,000 $ 94,000
Navajo County Arizona 1 $ 199,000 $ 199,000 $ 204,000
Washington County Arkansas 1 $ 200,000 $ 200,000 $ 88,000
El Dorado County California 1 $ 279,000 $ 279,000 $ 31,000
Napa County California 1 $ 250,000 $ 250,000 $ 47,000
San Benito County California 1 $ 610,000 $ 610,000 $ 173,000
San Luis Obispo County California 1 $ 105,000 $ 105,000 $ 0
Shasta County California 1 $ 222,000 $ 222,000 $ 90,000
Stanislaus County California 1 $ 315,000 $ 315,000 $ 72,000
Brevard County Florida 1 $ 150,000 $ 150,000 $ 102,000
Clay County Florida 1 $ 77,000 $ 77,000 $ 31,000
Indian River County Florida 1 $ 180,000 $ 180,000 $ 79,000
Lee County Florida 1 $ 315,000 $ 315,000 $ 0
Manatee County Florida 1 $ 499,000 $ 499,000 $ 156,000
Troup County Georgia 1 $ 127,000 $ 127,000 $ 54,000
Kauai County Hawaii 1 $ 320,000 $ 320,000 $ 65,000
Bossier County Louisiana 1 $ 106,000 $ 106,000 $ 24,000
Caddo County Louisiana 1 $ 86,000 $ 86,000 $ 34,000
Frederick County Maryland 1 $ 281,000 $ 281,000 $ 55,000
Livingston County Michigan 1 $ 225,000 $ 225,000 $ 120,000
St. Louis County Missouri 1 $ 179,000 $ 179,000 $ 45,000
Fergus County Montana 1 $ 114,000 $ 114,000 $ 0
Missoula County Montana 1 $ 290,000 $ 290,000 $ 73,000
Storey County Nevada 1 $ 250,000 $ 250,000 $ 158,000
Dona Ana County New Mexico 1 $ 364,000 $ 364,000 $ 156,000
Rio Arriba County New Mexico 1 $ 187,000 $ 187,000 $ 77,000
Valencia County New Mexico 1 $ 154,000 $ 154,000 $ 70,000
Carter County Oklahoma 1 $ 48,000 $ 48,000 $ 19,000
Cherokee County Oklahoma 1 $ 80,000 $ 80,000 $ 42,000
Marshall County Oklahoma 1 $ 43,000 $ 43,000 $ 82,000
Coos County Oregon 1 $ 200,000 $ 200,000 $ 0
Hill County Texas 1 $ 50,000 $ 50,000 $ 59,000
Hunt County Texas 1 $ 192,000 $ 192,000 $ 168,000
Jefferson County Texas 1 $ 153,000 $ 153,000 $ 105,000
Johnson County Texas 1 $ 87,000 $ 87,000 $ 35,000
Palo Pinto County Texas 1 $ 72,000 $ 72,000 $ 80,000
Prince William County Virginia 1 $ 393,000 $ 393,000 $ 27,000
Kitsap County Washington 1 $ 275,000 $ 275,000 $ 102,000
Pierce County Washington 1 $ 240,000 $ 240,000 $ 85,000
San Juan County Washington 1 $ 314,000 $ 314,000 $ 0
Spokane County Washington 1 $ 175,000 $ 175,000 $ 133,000
Park County Wyoming 1 $ 104,000 $ 104,000 $ 50,000
Teton County Wyoming 1 $ 377,000 $ 377,000 $ 144,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Meridias Capital Incorporated in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,745 $1,235,416,000 $177,200 $2,730,000 $139,880 $3,293,000
Refinancing 3,145 $663,561,000 $181,708 $4,000,000 $77,708 $2,400,000
Home Improvement 57 $12,075,000 $208,111 $741,000 $111,666 $888,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,297 $1,290,718,000 $170,033 $4,000,000 $106,666 $3,293,000
Not Provided 1,629 $295,702,000 $177,266 $1,650,000 $123,933 $2,280,000
Hispanic 955 $149,501,000 $132,285 $1,150,000 $104,500 $888,000
Asian 558 $95,960,000 $157,416 $800,000 $107,916 $540,000
Black or African American 334 $46,430,000 $151,846 $960,000 $78,923 $480,000
Native Hawaiian or Other Pacific Islander 133 $24,716,000 $249,285 $2,438,000 $152,142 $938,000
American Indian or Alaskan Native 41 $8,025,000 $202,833 $980,000 $108,166 $384,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,923 $1,908,244,000 $183,100 $4,000,000 $115,633 $3,293,000
FHA-insured (Federal Housing Administration) 24 $2,808,000 $157,500 $269,000 $67,750 $124,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 10,149 $1,770,913,000 $184,966 $4,000,000 $112,666 $3,293,000
Application Approved But Not Accepted 484 $86,051,000 $173,400 $2,730,000 $133,733 $2,334,000
File Closed For Incompleteness 196 $30,906,000 $154,363 $1,095,000 $100,636 $720,000
Application Denied By Financial Institution 118 $23,182,000 $175,416 $1,190,000 $152,083 $2,400,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 42 $7,454,000 $185,000 $1,000,000 $171,333 $2,400,000
Collateral 27 $7,276,000 $205,142 $1,190,000 $100,285 $540,000
Debt-To-Income Ratio 19 $2,550,000 $110,400 $372,000 $88,400 $198,000
Other 18 $3,294,000 $174,875 $499,000 $159,750 $504,000
Employment History 5 $929,000 $181,000 $346,000 $84,500 $125,000
Insufficient Cash (Downpayment, Closing Cost) 3 $1,148,000 $304,000 $960,000 $256,000 $480,000
Unverifiable Information 2 $280,000 $140,000 $150,000 $401,500 $528,000
Credit Application Incomplete 2 $251,000 $125,500 $200,000 $30,000 $60,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List