Merit Bank
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for Kansas.
The mortgage statistics and data below are specific to mortgage loan applications for Merit Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Merit Bank 10000 College Blvd Overland Park, KS 66210 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 552 |
| Total Mortgage Loan Application Amount | $122,996,000 |
| Average Mortgage Loan Application Amount | $224,333 |
| Highest Mortgage Loan Application Amount | $997,000 |
| Average Applicant Income | $137,666 |
| Highest Applicant Income | $3,544,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KS, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Kansas | 272 | $ 64,142,000 | $ 235,000 | $ 110,000 |
| Jackson County Missouri | 79 | $ 13,502,000 | $ 170,000 | $ 114,000 |
| Cass County Missouri | 28 | $ 6,141,000 | $ 219,000 | $ 260,000 |
| Leavenworth County Kansas | 21 | $ 4,479,000 | $ 213,000 | $ 83,000 |
| Clay County Missouri | 21 | $ 3,075,000 | $ 146,000 | $ 80,000 |
| Wyandotte County Kansas | 14 | $ 1,989,000 | $ 142,000 | $ 67,000 |
| Platte County Missouri | 11 | $ 2,838,000 | $ 258,000 | $ 179,000 |
| Buchanan County Missouri | 10 | $ 1,426,000 | $ 142,000 | $ 57,000 |
| Miami County Kansas | 8 | $ 1,503,000 | $ 187,000 | $ 84,000 |
| Douglas County Kansas | 7 | $ 1,173,000 | $ 167,000 | $ 90,000 |
| Los Angeles County California | 6 | $ 2,563,000 | $ 427,000 | $ 719,000 |
| Riverside County California | 3 | $ 1,066,000 | $ 355,000 | $ 57,000 |
| Washoe County Nevada | 3 | $ 1,067,000 | $ 355,000 | $ 106,000 |
| Tarrant County Texas | 3 | $ 841,000 | $ 280,000 | $ 86,000 |
| Maricopa County Arizona | 2 | $ 501,000 | $ 250,000 | $ 85,000 |
| El Paso County Colorado | 2 | $ 1,779,000 | $ 889,000 | $ 315,000 |
| Lee County Florida | 2 | $ 381,000 | $ 190,000 | $ 126,000 |
| Miami-Dade County Florida | 2 | $ 622,000 | $ 311,000 | $ 82,000 |
| Williamson County Illinois | 2 | $ 423,000 | $ 211,000 | $ 82,000 |
| Franklin County Kansas | 2 | $ 303,000 | $ 151,000 | $ 58,000 |
| Lafayette County Missouri | 2 | $ 458,000 | $ 229,000 | $ 91,000 |
| Stone County Missouri | 2 | $ 417,000 | $ 208,000 | $ 404,000 |
| Cullman County Alabama | 1 | $ 277,000 | $ 277,000 | $ 200,000 |
| St. Clair County Alabama | 1 | $ 256,000 | $ 256,000 | $ 118,000 |
| Yavapai County Arizona | 1 | $ 279,000 | $ 279,000 | $ 0 |
| Saline County Arkansas | 1 | $ 140,000 | $ 140,000 | $ 109,000 |
| Orange County California | 1 | $ 417,000 | $ 417,000 | $ 119,000 |
| Denver County Colorado | 1 | $ 408,000 | $ 408,000 | $ 135,000 |
| Broward County Florida | 1 | $ 254,000 | $ 254,000 | $ 0 |
| Monroe County Florida | 1 | $ 305,000 | $ 305,000 | $ 74,000 |
| Pinellas County Florida | 1 | $ 220,000 | $ 220,000 | $ 35,000 |
| St. Johns County Florida | 1 | $ 282,000 | $ 282,000 | $ 0 |
| Fulton County Georgia | 1 | $ 324,000 | $ 324,000 | $ 118,000 |
| Ohio County Indiana | 1 | $ 264,000 | $ 264,000 | $ 111,000 |
| Harrison County Iowa | 1 | $ 344,000 | $ 344,000 | $ 0 |
| Butler County Kansas | 1 | $ 355,000 | $ 355,000 | $ 232,000 |
| Jackson County Kansas | 1 | $ 36,000 | $ 36,000 | $ 197,000 |
| Nemaha County Kansas | 1 | $ 2,000 | $ 2,000 | $ 26,000 |
| Riley County Kansas | 1 | $ 162,000 | $ 162,000 | $ 85,000 |
| Shawnee County Kansas | 1 | $ 300,000 | $ 300,000 | $ 97,000 |
| Carroll County Kentucky | 1 | $ 276,000 | $ 276,000 | $ 101,000 |
| Oakland County Michigan | 1 | $ 202,000 | $ 202,000 | $ 79,000 |
| Carver County Minnesota | 1 | $ 395,000 | $ 395,000 | $ 205,000 |
| Andrew County Missouri | 1 | $ 225,000 | $ 225,000 | $ 168,000 |
| Barry County Missouri | 1 | $ 288,000 | $ 288,000 | $ 139,000 |
| Camden County Missouri | 1 | $ 251,000 | $ 251,000 | $ 73,000 |
| Johnson County Missouri | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Morgan County Missouri | 1 | $ 282,000 | $ 282,000 | $ 107,000 |
| Newton County Missouri | 1 | $ 164,000 | $ 164,000 | $ 148,000 |
| St. Charles County Missouri | 1 | $ 175,000 | $ 175,000 | $ 144,000 |
| Taney County Missouri | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Lancaster County Nebraska | 1 | $ 126,000 | $ 126,000 | $ 69,000 |
| Sarpy County Nebraska | 1 | $ 335,000 | $ 335,000 | $ 178,000 |
| Burlington County New Jersey | 1 | $ 253,000 | $ 253,000 | $ 89,000 |
| McDowell County North Carolina | 1 | $ 163,000 | $ 163,000 | $ 59,000 |
| Rogers County Oklahoma | 1 | $ 79,000 | $ 79,000 | $ 193,000 |
| Erie County Pennsylvania | 1 | $ 69,000 | $ 69,000 | $ 159,000 |
| Beaufort County South Carolina | 1 | $ 159,000 | $ 159,000 | $ 31,000 |
| Greenville County South Carolina | 1 | $ 248,000 | $ 248,000 | $ 83,000 |
| York County South Carolina | 1 | $ 230,000 | $ 230,000 | $ 60,000 |
| Shelby County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 1,095,000 |
| Williamson County Tennessee | 1 | $ 318,000 | $ 318,000 | $ 86,000 |
| Collin County Texas | 1 | $ 235,000 | $ 235,000 | $ 123,000 |
| Dallas County Texas | 1 | $ 300,000 | $ 300,000 | $ 160,000 |
| Denton County Texas | 1 | $ 280,000 | $ 280,000 | $ 91,000 |
| Palo Pinto County Texas | 1 | $ 276,000 | $ 276,000 | $ 94,000 |
| Travis County Texas | 1 | $ 250,000 | $ 250,000 | $ 206,000 |
| Salt Lake County Utah | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 362,000 | $ 362,000 | $ 0 |
| Jefferson County West Virginia | 1 | $ 273,000 | $ 273,000 | $ 0 |
| Natrona County Wyoming | 1 | $ 370,000 | $ 370,000 | $ 0 |
| Park County Wyoming | 1 | $ 224,000 | $ 224,000 | $ 153,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kansas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Merit Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 315 | $70,040,000 | $222,000 | $781,000 | $120,000 | $2,404,000 |
| Refinancing | 236 | $52,728,000 | $223,000 | $997,000 | $126,000 | $3,544,000 |
| Home Improvement | 1 | $228,000 | $228,000 | $228,000 | $167,000 | $167,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 501 | $110,513,000 | $220,000 | $997,000 | $109,000 | $540,000 |
| Black or African American | 18 | $5,839,000 | $324,000 | $629,000 | $612,000 | $3,544,000 |
| Not applicable | 11 | $2,017,000 | $183,000 | $781,000 | $0 | $0 |
| Hispanic | 10 | $1,844,000 | $184,000 | $374,000 | $116,000 | $427,000 |
| Asian | 5 | $940,000 | $188,000 | $279,000 | $68,000 | $102,000 |
| Not Provided | 5 | $1,371,000 | $274,000 | $362,000 | $115,000 | $309,000 |
| American Indian or Alaskan Native | 1 | $85,000 | $85,000 | $85,000 | $29,000 | $29,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $387,000 | $387,000 | $387,000 | $143,000 | $143,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 390 | $88,904,000 | $227,000 | $997,000 | $143,000 | $3,544,000 |
| FHA-insured (Federal Housing Administration) | 96 | $17,610,000 | $183,000 | $283,000 | $76,000 | $414,000 |
| VA-guaranteed (Veterans Administration) | 62 | $15,903,000 | $256,000 | $618,000 | $75,000 | $222,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $579,000 | $144,000 | $162,000 | $60,000 | $83,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 421 | $91,708,000 | $217,000 | $997,000 | $113,000 | $2,404,000 |
| Application Withdrawn By Applicant | 67 | $14,536,000 | $216,000 | $629,000 | $160,000 | $3,544,000 |
| File Closed For Incompleteness | 27 | $7,182,000 | $266,000 | $892,000 | $131,000 | $1,095,000 |
| Application Denied By Financial Institution | 27 | $6,872,000 | $254,000 | $781,000 | $159,000 | $2,404,000 |
| Application Approved But Not Accepted | 10 | $2,698,000 | $269,000 | $830,000 | $168,000 | $481,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 12 | $2,192,000 | $182,000 | $372,000 | $44,000 | $158,000 |
| Credit History | 6 | $1,607,000 | $267,000 | $608,000 | $486,000 | $2,404,000 |
| Collateral | 3 | $443,000 | $147,000 | $276,000 | $104,000 | $159,000 |
| Other | 3 | $1,162,000 | $387,000 | $618,000 | $103,000 | $135,000 |
| Unverifiable Information | 1 | $138,000 | $138,000 | $138,000 | $74,000 | $74,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $549,000 | $549,000 | $549,000 | $146,000 | $146,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KS, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kansas, and search similar information at your convenience.