Merrill Lynch Credit Corp.
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for Florida.
The mortgage statistics and data below are specific to mortgage loan applications for Merrill Lynch Credit Corp..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Merrill Lynch Credit Corp. 4804 Deer Lake Drive East Bldg 3 Fl 5 Jacksonville, FL 32246 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 |
| Total Number of Mortgage Applications | 29,953 |
| Total Mortgage Loan Application Amount | $10,948,390,000 |
| Average Mortgage Loan Application Amount | $389,000 |
| Highest Mortgage Loan Application Amount | $11,000,000 |
| Average Applicant Income | $149,666 |
| Highest Applicant Income | $8,500,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in FL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Tennessee | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Putnam County Tennessee | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Rhea County Tennessee | 1 | $ 138,000 | $ 138,000 | $ 37,000 |
| Roane County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 14,000 |
| Scott County Tennessee | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Smith County Tennessee | 1 | $ 126,000 | $ 126,000 | $ 91,000 |
| Tipton County Tennessee | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Angelina County Texas | 1 | $ 409,000 | $ 409,000 | $ 162,000 |
| Atascosa County Texas | 1 | $ 118,000 | $ 118,000 | $ 65,000 |
| Blanco County Texas | 1 | $ 130,000 | $ 130,000 | $ 116,000 |
| Brown County Texas | 1 | $ 316,000 | $ 316,000 | $ 81,000 |
| Caldwell County Texas | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Camp County Texas | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Cherokee County Texas | 1 | $ 193,000 | $ 193,000 | $ 142,000 |
| Clay County Texas | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Coleman County Texas | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Crockett County Texas | 1 | $ 42,000 | $ 42,000 | $ 51,000 |
| Eastland County Texas | 1 | $ 201,000 | $ 201,000 | $ 72,000 |
| Erath County Texas | 1 | $ 132,000 | $ 132,000 | $ 92,000 |
| Floyd County Texas | 1 | $ 68,000 | $ 68,000 | $ 58,000 |
| Franklin County Texas | 1 | $ 360,000 | $ 360,000 | $ 205,000 |
| Gaines County Texas | 1 | $ 420,000 | $ 420,000 | $ 105,000 |
| Garza County Texas | 1 | $ 276,000 | $ 276,000 | $ 145,000 |
| Grayson County Texas | 1 | $ 82,000 | $ 82,000 | $ 68,000 |
| Gregg County Texas | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Grimes County Texas | 1 | $ 380,000 | $ 380,000 | $ 750,000 |
| Hopkins County Texas | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Howard County Texas | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Hutchinson County Texas | 1 | $ 62,000 | $ 62,000 | $ 36,000 |
| Jasper County Texas | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Jeff Davis County Texas | 1 | $ 72,000 | $ 72,000 | $ 92,000 |
| Jim Wells County Texas | 1 | $ 90,000 | $ 90,000 | $ 100,000 |
| Jones County Texas | 1 | $ 49,000 | $ 49,000 | $ 87,000 |
| Kleberg County Texas | 1 | $ 250,000 | $ 250,000 | $ 168,000 |
| Lamar County Texas | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Lampasas County Texas | 1 | $ 159,000 | $ 159,000 | $ 62,000 |
| Lee County Texas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Leon County Texas | 1 | $ 417,000 | $ 417,000 | $ 1,433,000 |
| Matagorda County Texas | 1 | $ 99,000 | $ 99,000 | $ 111,000 |
| Maverick County Texas | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Medina County Texas | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Milam County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Mitchell County Texas | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Reagan County Texas | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Robertson County Texas | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Rusk County Texas | 1 | $ 113,000 | $ 113,000 | $ 55,000 |
| San Jacinto County Texas | 1 | $ 80,000 | $ 80,000 | $ 178,000 |
| Stephens County Texas | 1 | $ 300,000 | $ 300,000 | $ 155,000 |
| Tom Green County Texas | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Victoria County Texas | 1 | $ 241,000 | $ 241,000 | $ 380,000 |
| Washington County Texas | 1 | $ 50,000 | $ 50,000 | $ 58,000 |
| Wilson County Texas | 1 | $ 278,000 | $ 278,000 | $ 160,000 |
| Grand County Utah | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Kane County Utah | 1 | $ 495,000 | $ 495,000 | $ 338,000 |
| Orleans County Vermont | 1 | $ 298,000 | $ 298,000 | $ 300,000 |
| Campbell County Virginia | 1 | $ 223,000 | $ 223,000 | $ 200,000 |
| Caroline County Virginia | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Carroll County Virginia | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Floyd County Virginia | 1 | $ 249,000 | $ 249,000 | $ 0 |
| Franklin City County Virginia | 1 | $ 140,000 | $ 140,000 | $ 40,000 |
| Greene County Virginia | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Harrisonburg County Virginia | 1 | $ 127,000 | $ 127,000 | $ 156,000 |
| Lancaster County Virginia | 1 | $ 536,000 | $ 536,000 | $ 204,000 |
| Lynchburg County Virginia | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Martinsville County Virginia | 1 | $ 218,000 | $ 218,000 | $ 271,000 |
| Mathews County Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Mecklenburg County Virginia | 1 | $ 550,000 | $ 550,000 | $ 587,000 |
| Northumberland County Virginia | 1 | $ 275,000 | $ 275,000 | $ 151,000 |
| Page County Virginia | 1 | $ 166,000 | $ 166,000 | $ 159,000 |
| Russell County Virginia | 1 | $ 58,000 | $ 58,000 | $ 20,000 |
| Salem County Virginia | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Shenandoah County Virginia | 1 | $ 341,000 | $ 341,000 | $ 60,000 |
| Staunton County Virginia | 1 | $ 313,000 | $ 313,000 | $ 0 |
| Tazewell County Virginia | 1 | $ 310,000 | $ 310,000 | $ 119,000 |
| Westmoreland County Virginia | 1 | $ 500,000 | $ 500,000 | $ 206,000 |
| Williamsburg County Virginia | 1 | $ 648,000 | $ 648,000 | $ 262,000 |
| Wise County Virginia | 1 | $ 175,000 | $ 175,000 | $ 32,000 |
| Ferry County Washington | 1 | $ 240,000 | $ 240,000 | $ 69,000 |
| Franklin County Washington | 1 | $ 276,000 | $ 276,000 | $ 67,000 |
| Klickitat County Washington | 1 | $ 406,000 | $ 406,000 | $ 149,000 |
| Lewis County Washington | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Okanogan County Washington | 1 | $ 98,000 | $ 98,000 | $ 94,000 |
| Pacific County Washington | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Skamania County Washington | 1 | $ 84,000 | $ 84,000 | $ 41,000 |
| Stevens County Washington | 1 | $ 123,000 | $ 123,000 | $ 17,000 |
| Wahkiakum County Washington | 1 | $ 176,000 | $ 176,000 | $ 138,000 |
| Braxton County West Virginia | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Clay County West Virginia | 1 | $ 280,000 | $ 280,000 | $ 190,000 |
| Lewis County West Virginia | 1 | $ 54,000 | $ 54,000 | $ 159,000 |
| Lincoln County West Virginia | 1 | $ 91,000 | $ 91,000 | $ 39,000 |
| Marion County West Virginia | 1 | $ 104,000 | $ 104,000 | $ 25,000 |
| Mercer County West Virginia | 1 | $ 92,000 | $ 92,000 | $ 48,000 |
| Mineral County West Virginia | 1 | $ 328,000 | $ 328,000 | $ 157,000 |
| Morgan County West Virginia | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Ohio County West Virginia | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Pocahontas County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Preston County West Virginia | 1 | $ 215,000 | $ 215,000 | $ 86,000 |
| Ashland County Wisconsin | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Calumet County Wisconsin | 1 | $ 300,000 | $ 300,000 | $ 200,000 |
| Dodge County Wisconsin | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Eau Claire County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 29,000 |
| Iron County Wisconsin | 1 | $ 417,000 | $ 417,000 | $ 196,000 |
| Jackson County Wisconsin | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Jefferson County Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Lincoln County Wisconsin | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Manitowoc County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Marquette County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 67,000 |
| Oneida County Wisconsin | 1 | $ 349,000 | $ 349,000 | $ 0 |
| Outagamie County Wisconsin | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Pierce County Wisconsin | 1 | $ 356,000 | $ 356,000 | $ 106,000 |
| Polk County Wisconsin | 1 | $ 412,000 | $ 412,000 | $ 0 |
| Portage County Wisconsin | 1 | $ 375,000 | $ 375,000 | $ 160,000 |
| Price County Wisconsin | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Sauk County Wisconsin | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Shawano County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Washburn County Wisconsin | 1 | $ 417,000 | $ 417,000 | $ 450,000 |
| Wood County Wisconsin | 1 | $ 352,000 | $ 352,000 | $ 175,000 |
| Goshen County Wyoming | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Uinta County Wyoming | 1 | $ 212,000 | $ 212,000 | $ 66,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Florida,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Merrill Lynch Credit Corp. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 16,664 | $6,031,192,000 | $361,000 | $11,000,000 | $126,000 | $5,928,000 |
| Home Purchase | 12,926 | $4,757,914,000 | $368,000 | $10,000,000 | $151,000 | $8,500,000 |
| Home Improvement | 363 | $159,284,000 | $438,000 | $3,900,000 | $172,000 | $1,700,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 17,080 | $6,616,634,000 | $387,000 | $11,000,000 | $181,000 | $8,500,000 |
| Not applicable | 7,570 | $2,152,584,000 | $284,000 | $2,355,000 | $0 | $0 |
| Not Provided | 3,386 | $1,487,668,000 | $439,000 | $8,500,000 | $215,000 | $7,438,000 |
| Black or African American | 712 | $217,002,000 | $304,000 | $3,246,000 | $150,000 | $4,749,000 |
| Hispanic | 650 | $240,182,000 | $369,000 | $3,400,000 | $165,000 | $2,300,000 |
| Asian | 444 | $197,403,000 | $444,000 | $2,540,000 | $186,000 | $2,208,000 |
| American Indian or Alaskan Native | 71 | $22,680,000 | $319,000 | $2,035,000 | $154,000 | $1,200,000 |
| Native Hawaiian or Other Pacific Islander | 40 | $14,237,000 | $355,000 | $1,500,000 | $135,000 | $694,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 29,953 | $10,948,390,000 | $365,000 | $11,000,000 | $138,000 | $8,500,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 16,464 | $6,210,869,000 | $377,000 | $11,000,000 | $179,000 | $7,840,000 |
| Loan Purchased By The Institution | 7,570 | $2,152,584,000 | $284,000 | $2,355,000 | $0 | $0 |
| Application Denied By Financial Institution | 2,923 | $1,203,313,000 | $411,000 | $8,500,000 | $176,000 | $4,500,000 |
| Application Withdrawn By Applicant | 1,686 | $853,327,000 | $506,000 | $10,000,000 | $245,000 | $5,028,000 |
| Application Approved But Not Accepted | 1,167 | $466,906,000 | $400,000 | $6,000,000 | $192,000 | $8,500,000 |
| File Closed For Incompleteness | 143 | $61,391,000 | $429,000 | $2,533,000 | $210,000 | $2,200,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 979 | $405,033,000 | $413,000 | $3,900,000 | $226,000 | $3,000,000 |
| Debt-To-Income Ratio | 781 | $356,428,000 | $456,000 | $4,000,000 | $129,000 | $3,655,000 |
| Credit History | 524 | $160,170,000 | $305,000 | $8,500,000 | $142,000 | $4,500,000 |
| Credit Application Incomplete | 198 | $96,185,000 | $485,000 | $3,000,000 | $210,000 | $1,800,000 |
| Other | 197 | $93,375,000 | $473,000 | $3,598,000 | $228,000 | $2,108,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 166 | $59,534,000 | $358,000 | $2,500,000 | $123,000 | $1,180,000 |
| Unverifiable Information | 44 | $21,774,000 | $494,000 | $3,000,000 | $181,000 | $831,000 |
| Employment History | 34 | $10,814,000 | $318,000 | $935,000 | $120,000 | $308,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in FL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Florida, and search similar information at your convenience.