Maverick County, TX Mortgage Lenders & HMDA Data, 2006

In 2006, lenders reported 2,370 mortgage applications in Maverick County, TX totaling $179.2 million, down 14% from 2005. The average application was for $75,000, and applicants reported an average income of $50,000. 32% of applications resulted in an originated loan and 32% were denied. The most active lender was The Laredo National Bank, with 204 applications, followed by Wells Fargo Fin'l Texas, Inc and Countrywide Home Loans.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Texas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,370
Total Mortgage Loan Application Amount $179,173,000
Average Mortgage Loan Application Amount $75,000
Highest Mortgage Loan Application Amount $760,000
Average Applicant Income $50,000
Highest Applicant Income $563,000
Download the Texas Lender List

Top Mortgage Lenders in Maverick County, TX (2006)

Ranked by the number of mortgage applications each lender reported in Maverick County, TX in 2006.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 The Laredo National Bank
Laredo, TX
204 $8,078,000 $39,000 $43,000
2 Wells Fargo Fin'l Texas, Inc
Des Moines, IA
139 $7,576,000 $54,000 $45,000
3 Countrywide Home Loans
Westlake Village, CA
127 $11,624,000 $91,000 $56,000
4 Nationstar Mortgage
Coppell, TX
122 $11,000,000 $90,000 $58,000
5 Wells Fargo Bank, NA
Des Moines, IA
118 $9,305,000 $78,000 $48,000
6 First Magnus Financial Corp
Tucson, AZ
73 $6,103,000 $83,000 $55,000
7 Home123 Corporation
Irvine, CA
64 $6,122,000 $95,000 $59,000
8 National City Bank
Cleveland, OH
61 $4,524,000 $74,000 $59,000
9 Citifinancial Inc
Baltimore, MD
61 $2,255,000 $36,000 $32,000
10 Aurora Bank FSB
New York, NY
60 $4,326,000 $72,000 $51,000

See every lender active in Maverick County, TX in 2006 »

The tables below break down 2006 mortgage applications in Maverick County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Maverick County, TX in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,061 $82,844,000 $78,000 $760,000 $48,000 $314,000
Refinancing 952 $84,972,000 $89,000 $760,000 $55,000 $563,000
Home Improvement 357 $11,357,000 $31,000 $300,000 $45,000 $200,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 1,840 $131,685,000 $71,000 $486,000 $51,000 $563,000
Not Provided 207 $17,405,000 $84,000 $500,000 $51,000 $467,000
Not applicable 182 $13,027,000 $71,000 $237,000 $24,000 $386,000
White 130 $15,859,000 $121,000 $760,000 $79,000 $336,000
American Indian or Alaskan Native 5 $592,000 $118,000 $216,000 $65,000 $70,000
Black or African American 4 $306,000 $76,000 $160,000 $65,000 $99,000
Asian 2 $299,000 $149,000 $203,000 $168,000 $314,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,196 $161,382,000 $73,000 $760,000 $51,000 $563,000
FHA-insured (Federal Housing Administration) 137 $13,472,000 $98,000 $175,000 $45,000 $123,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 19 $2,110,000 $111,000 $151,000 $45,000 $89,000
VA-guaranteed (Veterans Administration) 18 $2,209,000 $122,000 $201,000 $59,000 $96,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 761 $52,000,000 $68,000 $760,000 $49,000 $480,000
Loan Originated 749 $57,124,000 $76,000 $486,000 $56,000 $563,000
Loan Purchased By The Institution 341 $27,273,000 $79,000 $252,000 $38,000 $386,000
Application Withdrawn By Applicant 306 $26,700,000 $87,000 $500,000 $53,000 $468,000
Application Approved But Not Accepted 167 $12,097,000 $72,000 $240,000 $51,000 $256,000
File Closed For Incompleteness 45 $3,964,000 $88,000 $180,000 $44,000 $109,000
Preapproval Approved but not Accepted 1 $15,000 $15,000 $15,000 $168,000 $168,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 150 $9,134,000 $60,000 $348,000 $49,000 $360,000
Other 122 $9,589,000 $78,000 $760,000 $58,000 $429,000
Debt-To-Income Ratio 96 $5,354,000 $55,000 $208,000 $34,000 $132,000
Collateral 36 $3,626,000 $100,000 $760,000 $68,000 $294,000
Credit Application Incomplete 25 $1,790,000 $71,000 $237,000 $50,000 $109,000
Unverifiable Information 9 $966,000 $107,000 $336,000 $66,000 $144,000
Employment History 2 $140,000 $70,000 $88,000 $16,000 $18,000
Insufficient Cash (Downpayment, Closing Cost) 2 $74,000 $37,000 $49,000 $32,000 $40,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Texas Lender List