Mid America Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Mid America Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mid America Bank 55Th & Holmes Clarendon Hills, IL 60514 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 20,847 |
| Total Mortgage Loan Application Amount | $3,681,012,000 |
| Average Mortgage Loan Application Amount | $198,777 |
| Highest Mortgage Loan Application Amount | $13,500,000 |
| Average Applicant Income | $80,460 |
| Highest Applicant Income | $7,930,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Mid America Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mid America Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Mid America Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mid America Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Mid America Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mid America Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 9,009 | $ 1,627,023,000 | $ 180,000 | $ 59,000 |
| DuPage County Illinois | 2,899 | $ 597,211,000 | $ 206,000 | $ 72,000 |
| Will County Illinois | 1,696 | $ 282,268,000 | $ 166,000 | $ 70,000 |
| Milwaukee County Wisconsin | 1,273 | $ 138,408,000 | $ 108,000 | $ 56,000 |
| Kane County Illinois | 840 | $ 153,160,000 | $ 182,000 | $ 70,000 |
| Waukesha County Wisconsin | 696 | $ 106,554,000 | $ 153,000 | $ 75,000 |
| Lake County Illinois | 382 | $ 80,898,000 | $ 211,000 | $ 77,000 |
| Kendall County Illinois | 335 | $ 59,476,000 | $ 177,000 | $ 196,000 |
| Washington County Wisconsin | 274 | $ 31,930,000 | $ 116,000 | $ 65,000 |
| McHenry County Illinois | 180 | $ 30,150,000 | $ 167,000 | $ 71,000 |
| Racine County Wisconsin | 85 | $ 13,097,000 | $ 154,000 | $ 61,000 |
| Walworth County Wisconsin | 80 | $ 13,342,000 | $ 166,000 | $ 71,000 |
| Ozaukee County Wisconsin | 74 | $ 12,079,000 | $ 163,000 | $ 86,000 |
| DeKalb County Illinois | 58 | $ 7,489,000 | $ 129,000 | $ 54,000 |
| Dane County Wisconsin | 58 | $ 16,325,000 | $ 281,000 | $ 100,000 |
| Kenosha County Wisconsin | 45 | $ 6,467,000 | $ 143,000 | $ 65,000 |
| Fond du Lac County Wisconsin | 42 | $ 5,624,000 | $ 133,000 | $ 48,000 |
| Lake County Indiana | 34 | $ 4,054,000 | $ 119,000 | $ 57,000 |
| LaSalle County Illinois | 31 | $ 2,960,000 | $ 95,000 | $ 65,000 |
| Winnebago County Illinois | 31 | $ 4,340,000 | $ 140,000 | $ 86,000 |
| Maricopa County Arizona | 25 | $ 5,550,000 | $ 222,000 | $ 119,000 |
| Lee County Florida | 24 | $ 6,846,000 | $ 285,000 | $ 238,000 |
| Dodge County Wisconsin | 24 | $ 3,705,000 | $ 154,000 | $ 54,000 |
| Sheboygan County Wisconsin | 21 | $ 7,190,000 | $ 342,000 | $ 124,000 |
| Grundy County Illinois | 20 | $ 2,535,000 | $ 126,000 | $ 61,000 |
| Boone County Illinois | 19 | $ 2,018,000 | $ 106,000 | $ 47,000 |
| Berrien County Michigan | 17 | $ 4,491,000 | $ 264,000 | $ 217,000 |
| Adams County Wisconsin | 17 | $ 1,624,000 | $ 95,000 | $ 31,000 |
| Sarasota County Florida | 16 | $ 2,613,000 | $ 163,000 | $ 59,000 |
| Kankakee County Illinois | 16 | $ 2,138,000 | $ 133,000 | $ 57,000 |
| Jefferson County Wisconsin | 15 | $ 2,133,000 | $ 142,000 | $ 108,000 |
| Broward County Florida | 14 | $ 2,395,000 | $ 171,000 | $ 86,000 |
| Rock County Wisconsin | 12 | $ 1,605,000 | $ 133,000 | $ 26,000 |
| Monroe County Wisconsin | 10 | $ 1,284,000 | $ 128,000 | $ 48,000 |
| Collier County Florida | 9 | $ 5,217,000 | $ 579,000 | $ 110,000 |
| Pinellas County Florida | 9 | $ 2,365,000 | $ 262,000 | $ 226,000 |
| Ogle County Illinois | 9 | $ 944,000 | $ 104,000 | $ 39,000 |
| Brown County Wisconsin | 7 | $ 3,383,000 | $ 483,000 | $ 62,000 |
| Sauk County Wisconsin | 7 | $ 1,080,000 | $ 154,000 | $ 141,000 |
| Vilas County Wisconsin | 7 | $ 907,000 | $ 129,000 | $ 138,000 |
| Winnebago County Wisconsin | 7 | $ 532,000 | $ 76,000 | $ 68,000 |
| Miami-Dade County Florida | 6 | $ 2,210,000 | $ 368,000 | $ 115,000 |
| Orange County Florida | 6 | $ 984,000 | $ 164,000 | $ 61,000 |
| Porter County Indiana | 6 | $ 563,000 | $ 93,000 | $ 115,000 |
| Pasco County Florida | 5 | $ 905,000 | $ 181,000 | $ 49,000 |
| Seminole County Florida | 5 | $ 1,117,000 | $ 223,000 | $ 40,000 |
| Tazewell County Illinois | 5 | $ 118,000 | $ 23,000 | $ 29,000 |
| LaPorte County Indiana | 5 | $ 1,153,000 | $ 230,000 | $ 171,000 |
| Van Buren County Michigan | 5 | $ 863,000 | $ 172,000 | $ 90,000 |
| Davidson County Tennessee | 5 | $ 696,000 | $ 139,000 | $ 118,000 |
| Oneida County Wisconsin | 5 | $ 363,000 | $ 72,000 | $ 40,000 |
| Los Angeles County California | 4 | $ 1,894,000 | $ 473,000 | $ 97,000 |
| Orange County California | 4 | $ 1,203,000 | $ 300,000 | $ 97,000 |
| Bay County Florida | 4 | $ 1,110,000 | $ 277,000 | $ 147,000 |
| Palm Beach County Florida | 4 | $ 1,125,000 | $ 281,000 | $ 153,000 |
| Livingston County Illinois | 4 | $ 402,000 | $ 100,000 | $ 78,000 |
| Peoria County Illinois | 4 | $ 557,000 | $ 139,000 | $ 131,000 |
| Hamilton County Indiana | 4 | $ 922,000 | $ 230,000 | $ 168,000 |
| Starke County Indiana | 4 | $ 356,000 | $ 89,000 | $ 35,000 |
| Washtenaw County Michigan | 4 | $ 407,000 | $ 101,000 | $ 35,000 |
| Bucks County Pennsylvania | 4 | $ 1,047,000 | $ 261,000 | $ 132,000 |
| Calumet County Wisconsin | 4 | $ 2,055,000 | $ 513,000 | $ 85,000 |
| Door County Wisconsin | 4 | $ 920,000 | $ 230,000 | $ 245,000 |
| Eau Claire County Wisconsin | 4 | $ 214,000 | $ 53,000 | $ 48,000 |
| Waupaca County Wisconsin | 4 | $ 799,000 | $ 199,000 | $ 38,000 |
| Yavapai County Arizona | 3 | $ 475,000 | $ 158,000 | $ 18,000 |
| Hillsborough County Florida | 3 | $ 415,000 | $ 138,000 | $ 0 |
| Manatee County Florida | 3 | $ 772,000 | $ 257,000 | $ 202,000 |
| Marion County Florida | 3 | $ 299,000 | $ 99,000 | $ 181,000 |
| Carroll County Illinois | 3 | $ 487,000 | $ 162,000 | $ 199,000 |
| Champaign County Illinois | 3 | $ 225,000 | $ 75,000 | $ 51,000 |
| Madison County Illinois | 3 | $ 439,000 | $ 146,000 | $ 35,000 |
| McLean County Illinois | 3 | $ 1,255,000 | $ 418,000 | $ 129,000 |
| Stephenson County Illinois | 3 | $ 223,000 | $ 74,000 | $ 32,000 |
| Oakland County Michigan | 3 | $ 816,000 | $ 272,000 | $ 62,000 |
| Clark County Nevada | 3 | $ 519,000 | $ 173,000 | $ 75,000 |
| King County Washington | 3 | $ 681,000 | $ 227,000 | $ 72,000 |
| Columbia County Wisconsin | 3 | $ 77,000 | $ 25,000 | $ 70,000 |
| Manitowoc County Wisconsin | 3 | $ 2,383,000 | $ 794,000 | $ 33,000 |
| Outagamie County Wisconsin | 3 | $ 202,000 | $ 67,000 | $ 140,000 |
| Pima County Arizona | 2 | $ 279,000 | $ 139,000 | $ 54,000 |
| Summit County Colorado | 2 | $ 337,000 | $ 168,000 | $ 176,000 |
| Citrus County Florida | 2 | $ 178,000 | $ 89,000 | $ 137,000 |
| Clay County Florida | 2 | $ 278,000 | $ 139,000 | $ 78,000 |
| Osceola County Florida | 2 | $ 205,000 | $ 102,000 | $ 28,000 |
| Polk County Florida | 2 | $ 230,000 | $ 115,000 | $ 118,000 |
| Volusia County Florida | 2 | $ 539,000 | $ 269,000 | $ 0 |
| Cobb County Georgia | 2 | $ 267,000 | $ 133,000 | $ 102,000 |
| Honolulu County Hawaii | 2 | $ 587,000 | $ 293,000 | $ 31,000 |
| Adams County Illinois | 2 | $ 127,000 | $ 63,000 | $ 45,000 |
| Jo Daviess County Illinois | 2 | $ 138,000 | $ 69,000 | $ 120,000 |
| Randolph County Illinois | 2 | $ 167,000 | $ 83,000 | $ 65,000 |
| Richland County Illinois | 2 | $ 142,000 | $ 71,000 | $ 60,000 |
| Vermilion County Illinois | 2 | $ 107,000 | $ 53,000 | $ 60,000 |
| Whiteside County Illinois | 2 | $ 75,000 | $ 37,000 | $ 69,000 |
| Tippecanoe County Indiana | 2 | $ 155,000 | $ 77,000 | $ 61,000 |
| White County Indiana | 2 | $ 185,000 | $ 92,000 | $ 80,000 |
| Scott County Iowa | 2 | $ 360,000 | $ 180,000 | $ 113,000 |
| Johnson County Kansas | 2 | $ 292,000 | $ 146,000 | $ 88,000 |
| Sedgwick County Kansas | 2 | $ 228,000 | $ 114,000 | $ 55,000 |
| Allegan County Michigan | 2 | $ 169,000 | $ 84,000 | $ 56,000 |
| Wayne County Michigan | 2 | $ 745,000 | $ 372,000 | $ 0 |
| St. Charles County Missouri | 2 | $ 300,000 | $ 150,000 | $ 90,000 |
| Dona Ana County New Mexico | 2 | $ 788,000 | $ 394,000 | $ 135,000 |
| Buncombe County North Carolina | 2 | $ 400,000 | $ 200,000 | $ 150,000 |
| Wake County North Carolina | 2 | $ 801,000 | $ 400,000 | $ 208,000 |
| Hamilton County Ohio | 2 | $ 290,000 | $ 145,000 | $ 135,000 |
| Montgomery County Pennsylvania | 2 | $ 587,000 | $ 293,000 | $ 178,000 |
| Charleston County South Carolina | 2 | $ 751,000 | $ 375,000 | $ 0 |
| Horry County South Carolina | 2 | $ 212,000 | $ 106,000 | $ 132,000 |
| Hamilton County Tennessee | 2 | $ 600,000 | $ 300,000 | $ 110,000 |
| Shelby County Tennessee | 2 | $ 199,000 | $ 99,000 | $ 0 |
| Dallas County Texas | 2 | $ 142,000 | $ 71,000 | $ 0 |
| Weber County Utah | 2 | $ 249,000 | $ 124,000 | $ 56,000 |
| Loudoun County Virginia | 2 | $ 531,000 | $ 265,000 | $ 110,000 |
| Waynesboro County Virginia | 2 | $ 162,000 | $ 81,000 | $ 56,000 |
| Crawford County Wisconsin | 2 | $ 203,000 | $ 101,000 | $ 0 |
| Green Lake County Wisconsin | 2 | $ 41,000 | $ 20,000 | $ 53,000 |
| Marinette County Wisconsin | 2 | $ 141,000 | $ 70,000 | $ 51,000 |
| Marquette County Wisconsin | 2 | $ 187,000 | $ 93,000 | $ 33,000 |
| Shawano County Wisconsin | 2 | $ 185,000 | $ 92,000 | $ 160,000 |
| Baldwin County Alabama | 1 | $ 189,000 | $ 189,000 | $ 168,000 |
| Tallapoosa County Alabama | 1 | $ 40,000 | $ 40,000 | $ 38,000 |
| Southeast Fairbanks County Alaska | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Cochise County Arizona | 1 | $ 10,000 | $ 10,000 | $ 20,000 |
| Mohave County Arizona | 1 | $ 171,000 | $ 171,000 | $ 82,000 |
| Crittenden County Arkansas | 1 | $ 172,000 | $ 172,000 | $ 47,000 |
| Garland County Arkansas | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Sacramento County California | 1 | $ 234,000 | $ 234,000 | $ 78,000 |
| San Bernardino County California | 1 | $ 205,000 | $ 205,000 | $ 111,000 |
| Arapahoe County Colorado | 1 | $ 184,000 | $ 184,000 | $ 87,000 |
| Denver County Colorado | 1 | $ 141,000 | $ 141,000 | $ 76,000 |
| Douglas County Colorado | 1 | $ 1,500,000 | $ 1,500,000 | $ 530,000 |
| Eagle County Colorado | 1 | $ 75,000 | $ 75,000 | $ 199,000 |
| El Paso County Colorado | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Elbert County Colorado | 1 | $ 196,000 | $ 196,000 | $ 65,000 |
| Fairfield County Connecticut | 1 | $ 176,000 | $ 176,000 | $ 35,000 |
| Charlotte County Florida | 1 | $ 176,000 | $ 176,000 | $ 241,000 |
| Flagler County Florida | 1 | $ 131,000 | $ 131,000 | $ 230,000 |
| Hernando County Florida | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Martin County Florida | 1 | $ 340,000 | $ 340,000 | $ 136,000 |
| Monroe County Florida | 1 | $ 576,000 | $ 576,000 | $ 169,000 |
| St. Johns County Florida | 1 | $ 1,200,000 | $ 1,200,000 | $ 0 |
| Fayette County Georgia | 1 | $ 388,000 | $ 388,000 | $ 163,000 |
| Fulton County Georgia | 1 | $ 192,000 | $ 192,000 | $ 76,000 |
| Ada County Idaho | 1 | $ 118,000 | $ 118,000 | $ 102,000 |
| Coles County Illinois | 1 | $ 202,000 | $ 202,000 | $ 48,000 |
| Iroquois County Illinois | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Knox County Illinois | 1 | $ 60,000 | $ 60,000 | $ 62,000 |
| Macon County Illinois | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Putnam County Illinois | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Sangamon County Illinois | 1 | $ 127,000 | $ 127,000 | $ 228,000 |
| Williamson County Illinois | 1 | $ 46,000 | $ 46,000 | $ 36,000 |
| Allen County Indiana | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
| Clark County Indiana | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Hendricks County Indiana | 1 | $ 142,000 | $ 142,000 | $ 37,000 |
| Jasper County Indiana | 1 | $ 208,000 | $ 208,000 | $ 66,000 |
| Johnson County Indiana | 1 | $ 359,000 | $ 359,000 | $ 190,000 |
| Marion County Indiana | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Monroe County Indiana | 1 | $ 43,000 | $ 43,000 | $ 197,000 |
| St. Joseph County Indiana | 1 | $ 44,000 | $ 44,000 | $ 27,000 |
| Jones County Iowa | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Russell County Kentucky | 1 | $ 178,000 | $ 178,000 | $ 83,000 |
| Anne Arundel County Maryland | 1 | $ 132,000 | $ 132,000 | $ 153,000 |
| Baltimore City County Maryland | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Frederick County Maryland | 1 | $ 140,000 | $ 140,000 | $ 36,000 |
| Harford County Maryland | 1 | $ 40,000 | $ 40,000 | $ 129,000 |
| Middlesex County Massachusetts | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Bay County Michigan | 1 | $ 77,000 | $ 77,000 | $ 37,000 |
| Cass County Michigan | 1 | $ 86,000 | $ 86,000 | $ 62,000 |
| Clare County Michigan | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Emmet County Michigan | 1 | $ 392,000 | $ 392,000 | $ 250,000 |
| Grand Traverse County Michigan | 1 | $ 114,000 | $ 114,000 | $ 124,000 |
| Kalamazoo County Michigan | 1 | $ 150,000 | $ 150,000 | $ 121,000 |
| Lenawee County Michigan | 1 | $ 187,000 | $ 187,000 | $ 46,000 |
| Marquette County Michigan | 1 | $ 150,000 | $ 150,000 | $ 110,000 |
| Ogemaw County Michigan | 1 | $ 71,000 | $ 71,000 | $ 60,000 |
| Schoolcraft County Michigan | 1 | $ 118,000 | $ 118,000 | $ 132,000 |
| Washington County Minnesota | 1 | $ 584,000 | $ 584,000 | $ 170,000 |
| Calhoun County Mississippi | 1 | $ 29,000 | $ 29,000 | $ 50,000 |
| Camden County Missouri | 1 | $ 101,000 | $ 101,000 | $ 197,000 |
| St. Louis County Missouri | 1 | $ 113,000 | $ 113,000 | $ 86,000 |
| Taney County Missouri | 1 | $ 75,000 | $ 75,000 | $ 134,000 |
| Douglas County Nevada | 1 | $ 238,000 | $ 238,000 | $ 101,000 |
| Washoe County Nevada | 1 | $ 352,000 | $ 352,000 | $ 125,000 |
| Union County New Jersey | 1 | $ 210,000 | $ 210,000 | $ 63,000 |
| Sandoval County New Mexico | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Scotland County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 166,000 |
| Erie County Ohio | 1 | $ 299,000 | $ 299,000 | $ 218,000 |
| Lorain County Ohio | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Stark County Ohio | 1 | $ 56,000 | $ 56,000 | $ 129,000 |
| Rogers County Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 75,000 |
| Lane County Oregon | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 77,000 |
| Lackawanna County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Union County Pennsylvania | 1 | $ 171,000 | $ 171,000 | $ 78,000 |
| Providence County Rhode Island | 1 | $ 282,000 | $ 282,000 | $ 91,000 |
| Beaufort County South Carolina | 1 | $ 641,000 | $ 641,000 | $ 470,000 |
| Blount County Tennessee | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Hamblen County Tennessee | 1 | $ 236,000 | $ 236,000 | $ 71,000 |
| Williamson County Tennessee | 1 | $ 446,000 | $ 446,000 | $ 118,000 |
| Ellis County Texas | 1 | $ 81,000 | $ 81,000 | $ 53,000 |
| Harris County Texas | 1 | $ 300,000 | $ 300,000 | $ 120,000 |
| Montgomery County Texas | 1 | $ 150,000 | $ 150,000 | $ 36,000 |
| Navarro County Texas | 1 | $ 70,000 | $ 70,000 | $ 26,000 |
| Tarrant County Texas | 1 | $ 350,000 | $ 350,000 | $ 175,000 |
| Chesterfield County Virginia | 1 | $ 214,000 | $ 214,000 | $ 62,000 |
| Bayfield County Wisconsin | 1 | $ 444,000 | $ 444,000 | $ 900,000 |
| Green County Wisconsin | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Jackson County Wisconsin | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Juneau County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 0 |
| La Crosse County Wisconsin | 1 | $ 314,000 | $ 314,000 | $ 103,000 |
| Langlade County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 62,000 |
| Marathon County Wisconsin | 1 | $ 39,000 | $ 39,000 | $ 62,000 |
| Oconto County Wisconsin | 1 | $ 19,000 | $ 19,000 | $ 55,000 |
| Trempealeau County Wisconsin | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Waushara County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 226,000 |
| Wood County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 88,000 |
Mortgage Loan Application Detail Totals for Mid America Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 11,577 | $2,183,848,000 | $207,764 | $6,000,000 | $82,058 | $7,930,000 |
| Refinancing | 8,593 | $1,416,747,000 | $210,375 | $6,400,000 | $82,041 | $2,149,000 |
| Home Improvement | 677 | $80,417,000 | $82,000 | $13,500,000 | $62,000 | $5,800,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,857 | $2,629,360,000 | $211,028 | $6,400,000 | $92,085 | $7,930,000 |
| Hispanic | 2,773 | $447,541,000 | $161,363 | $2,000,000 | $38,363 | $343,000 |
| Not Provided | 1,413 | $199,215,000 | $233,000 | $2,448,000 | $86,900 | $1,117,000 |
| Black or African American | 1,011 | $159,975,000 | $211,833 | $1,700,000 | $115,583 | $498,000 |
| Asian | 574 | $123,458,000 | $244,818 | $1,200,000 | $76,909 | $849,000 |
| Not applicable | 112 | $99,546,000 | $960,500 | $13,500,000 | $226,000 | $5,800,000 |
| American Indian or Alaskan Native | 67 | $13,243,000 | $192,750 | $916,000 | $69,500 | $396,000 |
| Native Hawaiian or Other Pacific Islander | 40 | $8,674,000 | $307,000 | $650,000 | $56,000 | $275,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 20,506 | $3,622,713,000 | $205,282 | $13,500,000 | $81,923 | $7,930,000 |
| FHA-insured (Federal Housing Administration) | 315 | $53,565,000 | $144,000 | $388,000 | $52,500 | $150,000 |
| VA-guaranteed (Veterans Administration) | 26 | $4,734,000 | $165,333 | $351,000 | $57,000 | $146,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 15,941 | $2,815,463,000 | $209,027 | $13,500,000 | $92,000 | $7,930,000 |
| Preapproval Approved but not Accepted | 1,275 | $241,587,000 | $189,000 | $1,600,000 | $77,000 | $893,000 |
| Application Approved But Not Accepted | 1,163 | $203,256,000 | $248,333 | $2,000,000 | $57,166 | $1,859,000 |
| Application Denied By Financial Institution | 993 | $158,940,000 | $191,500 | $2,000,000 | $51,916 | $536,000 |
| Preapproval Denied by Financial Institution | 810 | $122,423,000 | $151,000 | $1,760,000 | $54,000 | $336,000 |
| Application Withdrawn By Applicant | 569 | $121,137,000 | $269,500 | $2,448,000 | $66,500 | $696,000 |
| File Closed For Incompleteness | 65 | $14,561,000 | $428,000 | $2,000,000 | $76,250 | $310,000 |
| Loan Purchased By The Institution | 31 | $3,645,000 | $98,500 | $279,000 | $43,000 | $90,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 912 | $137,912,000 | $199,375 | $1,500,000 | $62,750 | $420,000 |
| Debt-To-Income Ratio | 454 | $71,177,000 | $197,500 | $1,760,000 | $61,250 | $257,000 |
| Other | 169 | $26,533,000 | $135,400 | $1,360,000 | $50,000 | $322,000 |
| Collateral | 104 | $16,949,000 | $173,000 | $975,000 | $40,000 | $536,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 70 | $11,210,000 | $124,000 | $360,000 | $44,800 | $240,000 |
| Employment History | 48 | $7,753,000 | $163,000 | $428,000 | $39,750 | $153,000 |
| Unverifiable Information | 45 | $9,698,000 | $154,000 | $2,000,000 | $71,666 | $199,000 |
| Mortgage Insurance Denied | 1 | $131,000 | $131,000 | $131,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mid America Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mid America Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.