Mid-Atlantic Financial Service
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Mid-Atlantic Financial Service 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mid-Atlantic Financial Service 200 Galleria Parkway Suite 1300 Atlanta, GA 30008 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,166 |
| Total Mortgage Loan Application Amount | $293,659,000 |
| Average Mortgage Loan Application Amount | $122,285 |
| Highest Mortgage Loan Application Amount | $562,000 |
| Average Applicant Income | $52,428 |
| Highest Applicant Income | $870,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Mid-Atlantic Financial Service. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mid-Atlantic Financial Service's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Mid-Atlantic Financial Service's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mid-Atlantic Financial Service serves its applicants.
Each category highlights the total number of mortgage applications processed by Mid-Atlantic Financial Service, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mid-Atlantic Financial Service's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Gwinnett County Georgia | 287 | $ 40,856,000 | $ 142,000 | $ 51,000 |
| Cobb County Georgia | 253 | $ 37,022,000 | $ 146,000 | $ 65,000 |
| DeKalb County Georgia | 213 | $ 30,061,000 | $ 141,000 | $ 56,000 |
| Fulton County Georgia | 189 | $ 31,969,000 | $ 169,000 | $ 71,000 |
| Henry County Georgia | 111 | $ 14,490,000 | $ 130,000 | $ 44,000 |
| Paulding County Georgia | 110 | $ 13,454,000 | $ 122,000 | $ 51,000 |
| Coweta County Georgia | 87 | $ 11,905,000 | $ 136,000 | $ 56,000 |
| Douglas County Georgia | 87 | $ 10,433,000 | $ 119,000 | $ 38,000 |
| Hall County Georgia | 85 | $ 11,142,000 | $ 131,000 | $ 53,000 |
| Cherokee County Georgia | 76 | $ 11,618,000 | $ 152,000 | $ 56,000 |
| Forsyth County Georgia | 70 | $ 10,730,000 | $ 153,000 | $ 67,000 |
| Fayette County Georgia | 59 | $ 10,333,000 | $ 175,000 | $ 61,000 |
| Walton County Georgia | 47 | $ 5,171,000 | $ 110,000 | $ 38,000 |
| Clayton County Georgia | 46 | $ 5,915,000 | $ 128,000 | $ 43,000 |
| Newton County Georgia | 33 | $ 3,696,000 | $ 112,000 | $ 50,000 |
| Floyd County Georgia | 26 | $ 2,410,000 | $ 92,000 | $ 38,000 |
| Spalding County Georgia | 24 | $ 2,267,000 | $ 94,000 | $ 30,000 |
| Bibb County Georgia | 23 | $ 1,985,000 | $ 86,000 | $ 35,000 |
| Polk County Georgia | 23 | $ 2,059,000 | $ 89,000 | $ 41,000 |
| Dougherty County Georgia | 20 | $ 1,357,000 | $ 67,000 | $ 35,000 |
| Chatham County Georgia | 19 | $ 1,707,000 | $ 89,000 | $ 54,000 |
| Houston County Georgia | 19 | $ 1,692,000 | $ 89,000 | $ 41,000 |
| Barrow County Georgia | 18 | $ 1,927,000 | $ 107,000 | $ 41,000 |
| Carroll County Georgia | 17 | $ 2,202,000 | $ 129,000 | $ 39,000 |
| Butts County Georgia | 14 | $ 1,713,000 | $ 122,000 | $ 47,000 |
| Dawson County Georgia | 14 | $ 1,996,000 | $ 142,000 | $ 66,000 |
| Muscogee County Georgia | 13 | $ 1,677,000 | $ 129,000 | $ 54,000 |
| Davidson County Tennessee | 13 | $ 2,228,000 | $ 171,000 | $ 55,000 |
| Harris County Georgia | 12 | $ 1,101,000 | $ 91,000 | $ 81,000 |
| Pike County Georgia | 11 | $ 1,461,000 | $ 132,000 | $ 43,000 |
| Rockdale County Georgia | 11 | $ 1,329,000 | $ 120,000 | $ 58,000 |
| Troup County Georgia | 8 | $ 612,000 | $ 76,000 | $ 47,000 |
| Duval County Florida | 7 | $ 801,000 | $ 114,000 | $ 63,000 |
| Lamar County Georgia | 7 | $ 1,024,000 | $ 146,000 | $ 73,000 |
| Haralson County Georgia | 6 | $ 783,000 | $ 130,000 | $ 48,000 |
| Bartow County Georgia | 5 | $ 500,000 | $ 100,000 | $ 41,000 |
| Macon County Georgia | 5 | $ 495,000 | $ 99,000 | $ 30,000 |
| Sumter County Georgia | 5 | $ 323,000 | $ 64,000 | $ 53,000 |
| Pickens County Georgia | 4 | $ 398,000 | $ 99,000 | $ 48,000 |
| Shelby County Tennessee | 4 | $ 312,000 | $ 78,000 | $ 41,000 |
| Escambia County Florida | 3 | $ 243,000 | $ 81,000 | $ 18,000 |
| Effingham County Georgia | 3 | $ 281,000 | $ 93,000 | $ 70,000 |
| Lee County Georgia | 3 | $ 237,000 | $ 79,000 | $ 83,000 |
| Schley County Georgia | 3 | $ 270,000 | $ 90,000 | $ 48,000 |
| Worth County Georgia | 3 | $ 326,000 | $ 108,000 | $ 24,000 |
| Gilmer County Georgia | 2 | $ 400,000 | $ 200,000 | $ 106,000 |
| Habersham County Georgia | 2 | $ 441,000 | $ 220,000 | $ 57,000 |
| Upson County Georgia | 2 | $ 253,000 | $ 126,000 | $ 68,000 |
| Rutherford County Tennessee | 2 | $ 239,000 | $ 119,000 | $ 71,000 |
| Bay County Florida | 1 | $ 89,000 | $ 89,000 | $ 93,000 |
| Palm Beach County Florida | 1 | $ 107,000 | $ 107,000 | $ 68,000 |
| Santa Rosa County Florida | 1 | $ 323,000 | $ 323,000 | $ 180,000 |
| Chattooga County Georgia | 1 | $ 125,000 | $ 125,000 | $ 26,000 |
| Clarke County Georgia | 1 | $ 173,000 | $ 173,000 | $ 106,000 |
| Columbia County Georgia | 1 | $ 149,000 | $ 149,000 | $ 47,000 |
| Crawford County Georgia | 1 | $ 151,000 | $ 151,000 | $ 101,000 |
| Fannin County Georgia | 1 | $ 203,000 | $ 203,000 | $ 116,000 |
| Greene County Georgia | 1 | $ 23,000 | $ 23,000 | $ 100,000 |
| Heard County Georgia | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Jackson County Georgia | 1 | $ 121,000 | $ 121,000 | $ 46,000 |
| Jasper County Georgia | 1 | $ 223,000 | $ 223,000 | $ 109,000 |
| Monroe County Georgia | 1 | $ 234,000 | $ 234,000 | $ 81,000 |
| Morgan County Georgia | 1 | $ 107,000 | $ 107,000 | $ 72,000 |
| Putnam County Georgia | 1 | $ 144,000 | $ 144,000 | $ 69,000 |
| Rabun County Georgia | 1 | $ 323,000 | $ 323,000 | $ 280,000 |
| Randolph County Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Union County Georgia | 1 | $ 112,000 | $ 112,000 | $ 115,000 |
| Walker County Georgia | 1 | $ 79,000 | $ 79,000 | $ 56,000 |
| White County Georgia | 1 | $ 214,000 | $ 214,000 | $ 74,000 |
| Wilcox County Georgia | 1 | $ 132,000 | $ 132,000 | $ 43,000 |
| Houston County Tennessee | 1 | $ 73,000 | $ 73,000 | $ 36,000 |
| Moore County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for Mid-Atlantic Financial Service in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 2,080 | $282,077,000 | $125,000 | $516,000 | $49,250 | $870,000 |
| Home Purchase (one-to-four family) | 86 | $11,582,000 | $118,666 | $562,000 | $56,666 | $205,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,596 | $220,753,000 | $127,000 | $562,000 | $58,750 | $870,000 |
| Black | 445 | $55,681,000 | $105,333 | $417,000 | $51,666 | $218,000 |
| Hispanic | 47 | $5,645,000 | $99,000 | $410,000 | $21,000 | $180,000 |
| Other | 30 | $4,595,000 | $157,500 | $308,000 | $72,500 | $255,000 |
| Asian or Pacific Islander | 22 | $3,445,000 | $156,000 | $424,000 | $90,000 | $268,000 |
| Information not provided by applicant in mail or telephone application | 22 | $3,042,000 | $88,666 | $323,000 | $30,333 | $140,000 |
| American Indian or Alaskan Native | 4 | $498,000 | $137,000 | $162,000 | $53,000 | $65,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,925 | $264,428,000 | $124,000 | $562,000 | $61,000 | $870,000 |
| FHA-insured (Federal Housing Administration) | 202 | $24,542,000 | $100,750 | $179,000 | $18,250 | $184,000 |
| VA-guaranteed (Veterans Administration) | 39 | $4,689,000 | $107,000 | $203,000 | $39,000 | $107,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,362 | $188,586,000 | $136,000 | $476,000 | $45,000 | $870,000 |
| Application Withdrawn By Applicant | 676 | $88,251,000 | $119,500 | $562,000 | $60,000 | $441,000 |
| Application Denied By Financial Institution | 123 | $16,151,000 | $110,333 | $457,000 | $55,666 | $373,000 |
| Application Approved But Not Accepted | 5 | $671,000 | $106,000 | $213,000 | $44,000 | $55,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 33 | $4,895,000 | $148,000 | $457,000 | $77,000 | $280,000 |
| Debt-To-Income Ratio | 30 | $3,962,000 | $132,000 | $275,000 | $42,000 | $111,000 |
| Other | 15 | $1,724,000 | $114,000 | $234,000 | $53,000 | $116,000 |
| Collateral | 7 | $1,081,000 | $136,500 | $343,000 | $59,500 | $373,000 |
| Employment History | 2 | $249,000 | $124,000 | $153,000 | $70,000 | $76,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $72,000 | $72,000 | $72,000 | $80,000 | $80,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mid-Atlantic Financial Service's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mid-Atlantic Financial Service's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.