In 2005, Mid-Atlantic Financial Service of Atlanta, GA reported 2,724 mortgage applications totaling $335.9 million, up 20% from 2004. The average application was for $123,295, and applicants reported an average income of $55,102. 54% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (2,107), Columbus, GA-AL (48) and Gainesville, GA (35) (applications in parentheses).
| Mortgage Company & Address | Mid-Atlantic Financial Service 200 Galleria Parkway Suite 1300 Atlanta, GA 30008 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,724 |
| Total Mortgage Loan Application Amount | $335,858,000 |
| Average Mortgage Loan Application Amount | $123,295 |
| Highest Mortgage Loan Application Amount | $1,024,000 |
| Average Applicant Income | $55,102 |
| Highest Applicant Income | $1,219,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mid-Atlantic Financial Service filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton, Georgia | 311 | $ 46,294,000 | $ 148,855 | $ 74,000 |
| DeKalb, Georgia | 294 | $ 36,840,000 | $ 125,306 | $ 45,000 |
| Cobb, Georgia | 245 | $ 35,595,000 | $ 145,285 | $ 53,000 |
| Gwinnett, Georgia | 230 | $ 29,461,000 | $ 128,091 | $ 55,000 |
| Clayton, Georgia | 169 | $ 17,564,000 | $ 103,928 | $ 40,000 |
| Henry, Georgia | 104 | $ 12,959,000 | $ 124,605 | $ 48,000 |
| Cherokee, Georgia | 89 | $ 11,601,000 | $ 130,348 | $ 74,000 |
| Paulding, Georgia | 89 | $ 9,549,000 | $ 107,292 | $ 49,000 |
| Coweta, Georgia | 75 | $ 8,769,000 | $ 116,920 | $ 55,000 |
| Douglas, Georgia | 69 | $ 9,135,000 | $ 132,391 | $ 59,000 |
| Forsyth, Georgia | 67 | $ 10,065,000 | $ 150,223 | $ 89,000 |
| Newton, Georgia | 59 | $ 6,890,000 | $ 116,779 | $ 68,000 |
| Carroll, Georgia | 55 | $ 5,456,000 | $ 99,200 | $ 48,000 |
| Bartow, Georgia | 46 | $ 4,559,000 | $ 99,108 | $ 50,000 |
| Rockdale, Georgia | 42 | $ 5,031,000 | $ 119,785 | $ 51,000 |
| Muscogee, Georgia | 40 | $ 3,498,000 | $ 87,450 | $ 45,000 |
| Hall, Georgia | 35 | $ 3,054,000 | $ 87,257 | $ 37,000 |
| Spalding, Georgia | 33 | $ 3,193,000 | $ 96,757 | $ 37,000 |
| Walton, Georgia | 33 | $ 3,332,000 | $ 100,969 | $ 45,000 |
| Polk, Georgia | 30 | $ 2,544,000 | $ 84,800 | $ 40,000 |
| Duval, Florida | 26 | $ 2,309,000 | $ 88,807 | $ 43,000 |
| Barrow, Georgia | 25 | $ 2,608,000 | $ 104,320 | $ 50,000 |
| Gordon, Georgia | 19 | $ 1,698,000 | $ 89,368 | $ 33,000 |
| Bibb, Georgia | 15 | $ 1,311,000 | $ 87,400 | $ 36,000 |
| Floyd, Georgia | 15 | $ 1,658,000 | $ 110,533 | $ 45,000 |
| Lamar, Georgia | 15 | $ 1,400,000 | $ 93,333 | $ 67,000 |
| Polk, Florida | 13 | $ 1,274,000 | $ 98,000 | $ 38,000 |
| Fayette, Georgia | 13 | $ 2,117,000 | $ 162,846 | $ 92,000 |
| Troup, Georgia | 13 | $ 1,195,000 | $ 91,923 | $ 32,000 |
| Chesterfield, Virginia | 13 | $ 1,686,000 | $ 129,692 | $ 63,000 |
| Orange, Florida | 12 | $ 1,481,000 | $ 123,416 | $ 43,000 |
| Butts, Georgia | 11 | $ 905,000 | $ 82,272 | $ 43,000 |
| Dougherty, Georgia | 11 | $ 855,000 | $ 77,727 | $ 41,000 |
| Haralson, Georgia | 11 | $ 949,000 | $ 86,272 | $ 32,000 |
| Houston, Georgia | 11 | $ 1,069,000 | $ 97,181 | $ 69,000 |
| Chatham, Georgia | 10 | $ 1,580,000 | $ 158,000 | $ 55,000 |
| Columbia, Georgia | 10 | $ 1,390,000 | $ 139,000 | $ 103,000 |
| Davidson, Tennessee | 10 | $ 760,000 | $ 76,000 | $ 47,000 |
| Hillsborough, Florida | 9 | $ 1,255,000 | $ 139,444 | $ 49,000 |
| Pike, Georgia | 9 | $ 1,046,000 | $ 116,222 | $ 35,000 |
| Beaufort, South Carolina | 9 | $ 2,166,000 | $ 240,666 | $ 226,000 |
| Sarasota, Florida | 8 | $ 1,356,000 | $ 169,500 | $ 42,000 |
| Lee, Florida | 7 | $ 900,000 | $ 128,571 | $ 28,000 |
| Harris, Georgia | 7 | $ 973,000 | $ 139,000 | $ 71,000 |
| Virginia Beach, Virginia | 7 | $ 1,200,000 | $ 171,428 | $ 42,000 |
| Murray, Georgia | 6 | $ 524,000 | $ 87,333 | $ 41,000 |
| Upson, Georgia | 6 | $ 571,000 | $ 95,166 | $ 45,000 |
| Whitfield, Georgia | 6 | $ 583,000 | $ 97,166 | $ 43,000 |
| Hamilton, Tennessee | 6 | $ 555,000 | $ 92,500 | $ 48,000 |
| Newport News, Virginia | 6 | $ 561,000 | $ 93,500 | $ 40,000 |
| Broward, Florida | 5 | $ 1,382,000 | $ 276,400 | $ 235,000 |
| Highlands, Florida | 5 | $ 328,000 | $ 65,600 | $ 24,000 |
| Volusia, Florida | 5 | $ 585,000 | $ 117,000 | $ 64,000 |
| Gilmer, Georgia | 5 | $ 621,000 | $ 124,200 | $ 59,000 |
| Heard, Georgia | 5 | $ 359,000 | $ 71,800 | $ 25,000 |
| Lowndes, Georgia | 5 | $ 360,000 | $ 72,000 | $ 34,000 |
| Richmond, Georgia | 5 | $ 578,000 | $ 115,600 | $ 87,000 |
| Prince George's, Maryland | 5 | $ 1,118,000 | $ 223,600 | $ 80,000 |
| Prince William, Virginia | 5 | $ 703,000 | $ 140,600 | $ 47,000 |
| Baldwin, Georgia | 4 | $ 319,000 | $ 79,750 | $ 35,000 |
| Bryan, Georgia | 4 | $ 413,000 | $ 103,250 | $ 70,000 |
| Dade, Georgia | 4 | $ 357,000 | $ 89,250 | $ 31,000 |
| Lee, Georgia | 4 | $ 377,000 | $ 94,250 | $ 59,000 |
| Lumpkin, Georgia | 4 | $ 854,000 | $ 213,500 | $ 71,000 |
| Pickens, Georgia | 4 | $ 578,000 | $ 144,500 | $ 67,000 |
| Clay, Missouri | 4 | $ 213,000 | $ 53,250 | $ 36,000 |
| Hampton, Virginia | 4 | $ 595,000 | $ 148,750 | $ 56,000 |
| Roanoke City, Virginia | 4 | $ 219,000 | $ 54,750 | $ 23,000 |
| Jefferson, Alabama | 3 | $ 161,000 | $ 53,666 | $ 77,000 |
| Shelby, Alabama | 3 | $ 232,000 | $ 77,333 | $ 31,000 |
| Collier, Florida | 3 | $ 602,000 | $ 200,666 | $ 80,000 |
| Osceola, Florida | 3 | $ 354,000 | $ 118,000 | $ 69,000 |
| Seminole, Florida | 3 | $ 452,000 | $ 150,666 | $ 37,000 |
| St. Johns, Florida | 3 | $ 189,000 | $ 63,000 | $ 28,000 |
| Camden, Georgia | 3 | $ 342,000 | $ 114,000 | $ 66,000 |
| Fannin, Georgia | 3 | $ 577,000 | $ 192,333 | $ 120,000 |
| Jackson, Georgia | 3 | $ 382,000 | $ 127,333 | $ 46,000 |
| Jeff Davis, Georgia | 3 | $ 250,000 | $ 83,333 | $ 39,000 |
| Morgan, Georgia | 3 | $ 255,000 | $ 85,000 | $ 50,000 |
| Peach, Georgia | 3 | $ 219,000 | $ 73,000 | $ 42,000 |
| Union, Georgia | 3 | $ 468,000 | $ 156,000 | $ 128,000 |
| Charles, Maryland | 3 | $ 444,000 | $ 148,000 | $ 82,000 |
| Chesapeake, Virginia | 3 | $ 368,000 | $ 122,666 | $ 48,000 |
| Coffee, Alabama | 2 | $ 85,000 | $ 42,500 | $ 65,000 |
| Brevard, Florida | 2 | $ 301,000 | $ 150,500 | $ 80,000 |
| Charlotte, Florida | 2 | $ 315,000 | $ 157,500 | $ 45,000 |
| Manatee, Florida | 2 | $ 140,000 | $ 70,000 | $ 35,000 |
| Palm Beach, Florida | 2 | $ 675,000 | $ 337,500 | $ 760,000 |
| Pinellas, Florida | 2 | $ 320,000 | $ 160,000 | $ 744,000 |
| Suwannee, Florida | 2 | $ 271,000 | $ 135,500 | $ 55,000 |
| Bleckley, Georgia | 2 | $ 122,000 | $ 61,000 | $ 63,000 |
| Catoosa, Georgia | 2 | $ 237,000 | $ 118,500 | $ 30,000 |
| Clarke, Georgia | 2 | $ 163,000 | $ 81,500 | $ 77,000 |
| Coffee, Georgia | 2 | $ 167,000 | $ 83,500 | $ 51,000 |
| Colquitt, Georgia | 2 | $ 112,000 | $ 56,000 | $ 33,000 |
| Effingham, Georgia | 2 | $ 136,000 | $ 68,000 | $ 93,000 |
| Franklin, Georgia | 2 | $ 177,000 | $ 88,500 | $ 27,000 |
| Glynn, Georgia | 2 | $ 233,000 | $ 116,500 | $ 64,000 |
| Jones, Georgia | 2 | $ 219,000 | $ 109,500 | $ 58,000 |
| Laurens, Georgia | 2 | $ 270,000 | $ 135,000 | $ 61,000 |
| Liberty, Georgia | 2 | $ 105,000 | $ 52,500 | $ 49,000 |
| Long, Georgia | 2 | $ 94,000 | $ 47,000 | $ 39,000 |
| Meriwether, Georgia | 2 | $ 168,000 | $ 84,000 | $ 35,000 |
| Mitchell, Georgia | 2 | $ 207,000 | $ 103,500 | $ 48,000 |
| Pierce, Georgia | 2 | $ 64,000 | $ 32,000 | $ 50,000 |
| Putnam, Georgia | 2 | $ 190,000 | $ 95,000 | $ 60,000 |
| Thomas, Georgia | 2 | $ 120,000 | $ 60,000 | $ 18,000 |
| Walker, Georgia | 2 | $ 346,000 | $ 173,000 | $ 90,000 |
| Ware, Georgia | 2 | $ 238,000 | $ 119,000 | $ 32,000 |
| Wayne, Georgia | 2 | $ 83,000 | $ 41,500 | $ 63,000 |
| Wilkinson, Georgia | 2 | $ 132,000 | $ 66,000 | $ 50,000 |
| Frederick, Maryland | 2 | $ 469,000 | $ 234,500 | $ 90,000 |
| Garrett, Maryland | 2 | $ 82,000 | $ 41,000 | $ 17,000 |
| St. Mary's, Maryland | 2 | $ 609,000 | $ 304,500 | $ 95,000 |
| Washington, Maryland | 2 | $ 141,000 | $ 70,500 | $ 24,000 |
| Jackson, Missouri | 2 | $ 217,000 | $ 108,500 | $ 60,000 |
| Montgomery, Tennessee | 2 | $ 198,000 | $ 99,000 | $ 50,000 |
| Shelby, Tennessee | 2 | $ 224,000 | $ 112,000 | $ 45,000 |
| Fairfax, Virginia | 2 | $ 647,000 | $ 323,500 | $ 99,000 |
| Greene, Virginia | 2 | $ 345,000 | $ 172,500 | $ 71,000 |
| Montgomery, Virginia | 2 | $ 405,000 | $ 202,500 | $ 130,000 |
| Richmond City, Virginia | 2 | $ 126,000 | $ 63,000 | $ 16,000 |
| Lee, Alabama | 1 | $ 72,000 | $ 72,000 | $ 16,000 |
| Mobile, Alabama | 1 | $ 80,000 | $ 80,000 | $ 59,000 |
| Montgomery, Alabama | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Randolph, Alabama | 1 | $ 68,000 | $ 68,000 | $ 114,000 |
| Russell, Alabama | 1 | $ 112,000 | $ 112,000 | $ 57,000 |
| Alachua, Florida | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Bay, Florida | 1 | $ 104,000 | $ 104,000 | $ 394,000 |
| Calhoun, Florida | 1 | $ 83,000 | $ 83,000 | $ 45,000 |
| DeSoto, Florida | 1 | $ 56,000 | $ 56,000 | $ 20,000 |
| Martin, Florida | 1 | $ 60,000 | $ 60,000 | $ 62,000 |
| Miami-Dade, Florida | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Pasco, Florida | 1 | $ 128,000 | $ 128,000 | $ 41,000 |
| Putnam, Florida | 1 | $ 67,000 | $ 67,000 | $ 32,000 |
| Walton, Florida | 1 | $ 128,000 | $ 128,000 | $ 43,000 |
| Appling, Georgia | 1 | $ 256,000 | $ 256,000 | $ 69,000 |
| Ben Hill, Georgia | 1 | $ 138,000 | $ 138,000 | $ 45,000 |
| Brooks, Georgia | 1 | $ 108,000 | $ 108,000 | $ 27,000 |
| Bulloch, Georgia | 1 | $ 111,000 | $ 111,000 | $ 34,000 |
| Calhoun, Georgia | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| Dawson, Georgia | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Decatur, Georgia | 1 | $ 243,000 | $ 243,000 | $ 122,000 |
| Dooly, Georgia | 1 | $ 43,000 | $ 43,000 | $ 21,000 |
| Emanuel, Georgia | 1 | $ 82,000 | $ 82,000 | $ 27,000 |
| Greene, Georgia | 1 | $ 63,000 | $ 63,000 | $ 28,000 |
| Habersham, Georgia | 1 | $ 109,000 | $ 109,000 | $ 56,000 |
| Hart, Georgia | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Jasper, Georgia | 1 | $ 52,000 | $ 52,000 | $ 67,000 |
| Marion, Georgia | 1 | $ 73,000 | $ 73,000 | $ 34,000 |
| McIntosh, Georgia | 1 | $ 110,000 | $ 110,000 | $ 40,000 |
| Monroe, Georgia | 1 | $ 195,000 | $ 195,000 | $ 81,000 |
| Schley, Georgia | 1 | $ 104,000 | $ 104,000 | $ 68,000 |
| Screven, Georgia | 1 | $ 82,000 | $ 82,000 | $ 26,000 |
| Stephens, Georgia | 1 | $ 64,000 | $ 64,000 | $ 27,000 |
| Telfair, Georgia | 1 | $ 62,000 | $ 62,000 | $ 84,000 |
| Tift, Georgia | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Toombs, Georgia | 1 | $ 56,000 | $ 56,000 | $ 24,000 |
| Warren, Georgia | 1 | $ 156,000 | $ 156,000 | $ 96,000 |
| Webster, Georgia | 1 | $ 70,000 | $ 70,000 | $ 14,000 |
| White, Georgia | 1 | $ 167,000 | $ 167,000 | $ 73,000 |
| Worth, Georgia | 1 | $ 40,000 | $ 40,000 | $ 48,000 |
| Baltimore, Maryland | 1 | $ 88,000 | $ 88,000 | $ 33,000 |
| Baltimore City, Maryland | 1 | $ 77,000 | $ 77,000 | $ 26,000 |
| Calvert, Maryland | 1 | $ 400,000 | $ 400,000 | $ 185,000 |
| Harford, Maryland | 1 | $ 111,000 | $ 111,000 | $ 25,000 |
| Queen Anne's, Maryland | 1 | $ 318,000 | $ 318,000 | $ 90,000 |
| Worcester, Maryland | 1 | $ 134,000 | $ 134,000 | $ 67,000 |
| Dallas, Missouri | 1 | $ 81,000 | $ 81,000 | $ 98,000 |
| St. Louis, Missouri | 1 | $ 106,000 | $ 106,000 | $ 39,000 |
| St. Louis City, Missouri | 1 | $ 184,000 | $ 184,000 | $ 42,000 |
| Aiken, South Carolina | 1 | $ 59,000 | $ 59,000 | $ 42,000 |
| Hampton, South Carolina | 1 | $ 53,000 | $ 53,000 | $ 50,000 |
| Richland, South Carolina | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Lincoln, Tennessee | 1 | $ 79,000 | $ 79,000 | $ 53,000 |
| Loudon, Tennessee | 1 | $ 114,000 | $ 114,000 | $ 37,000 |
| Accomack, Virginia | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Alexandria, Virginia | 1 | $ 148,000 | $ 148,000 | $ 56,000 |
| Dinwiddie, Virginia | 1 | $ 108,000 | $ 108,000 | $ 34,000 |
| Fairfax City, Virginia | 1 | $ 324,000 | $ 324,000 | $ 66,000 |
| Fauquier, Virginia | 1 | $ 419,000 | $ 419,000 | $ 96,000 |
| Frederick, Virginia | 1 | $ 270,000 | $ 270,000 | $ 99,000 |
| Giles, Virginia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Henrico, Virginia | 1 | $ 101,000 | $ 101,000 | $ 60,000 |
| Loudoun, Virginia | 1 | $ 514,000 | $ 514,000 | $ 132,000 |
| Norfolk, Virginia | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Pittsylvania, Virginia | 1 | $ 108,000 | $ 108,000 | $ 59,000 |
| Suffolk, Virginia | 1 | $ 144,000 | $ 144,000 | $ 37,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,207 | $273,008,000 | $119,125 | $1,000,000 | $67,375 | $1,219,000 |
| Home Purchase | 504 | $61,973,000 | $136,000 | $1,024,000 | $72,625 | $1,020,000 |
| Home Improvement | 13 | $877,000 | $72,250 | $94,000 | $65,500 | $180,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,408 | $182,231,000 | $131,000 | $1,024,000 | $61,875 | $1,219,000 |
| Black or African American | 997 | $111,459,000 | $84,714 | $712,000 | $43,285 | $394,000 |
| Not Provided | 209 | $27,919,000 | $129,833 | $675,000 | $69,500 | $744,000 |
| Hispanic | 72 | $8,140,000 | $173,333 | $514,000 | $72,166 | $132,000 |
| Asian | 23 | $3,253,000 | $161,750 | $421,000 | $51,750 | $160,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $2,176,000 | $247,000 | $645,000 | $146,000 | $384,000 |
| American Indian or Alaskan Native | 4 | $680,000 | $170,000 | $297,000 | $71,000 | $109,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,513 | $309,787,000 | $125,125 | $1,024,000 | $70,875 | $1,219,000 |
| FHA-insured (Federal Housing Administration) | 189 | $23,161,000 | $102,000 | $231,000 | $32,500 | $144,000 |
| VA-guaranteed (Veterans Administration) | 22 | $2,910,000 | $125,500 | $250,000 | $40,500 | $108,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,458 | $185,516,000 | $146,142 | $1,000,000 | $87,857 | $1,219,000 |
| Application Withdrawn By Applicant | 1,104 | $130,674,000 | $96,500 | $1,024,000 | $49,250 | $760,000 |
| Application Denied By Financial Institution | 93 | $10,565,000 | $97,000 | $418,000 | $37,400 | $334,000 |
| Application Approved But Not Accepted | 69 | $9,103,000 | $150,400 | $950,000 | $87,600 | $1,020,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 8 | $987,000 | $123,000 | $418,000 | $105,000 | $334,000 |
| Credit History | 5 | $578,000 | $99,500 | $226,000 | $32,500 | $74,000 |
| Debt-To-Income Ratio | 4 | $432,000 | $108,000 | $196,000 | $36,000 | $59,000 |
| Employment History | 2 | $191,000 | $95,000 | $153,000 | $90,000 | $90,000 |
| Collateral | 1 | $54,000 | $54,000 | $54,000 | $41,000 | $41,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mid-Atlantic Financial Service's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mid-Atlantic Financial Service's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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