Mid-Atlantic Financial Service
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Mid-Atlantic Financial Service 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mid-Atlantic Financial Service 200 Galleria Parkway Suite 1300 Atlanta, GA 30008 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,724 |
| Total Mortgage Loan Application Amount | $335,858,000 |
| Average Mortgage Loan Application Amount | $116,500 |
| Highest Mortgage Loan Application Amount | $1,024,000 |
| Average Applicant Income | $69,100 |
| Highest Applicant Income | $1,219,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Mid-Atlantic Financial Service. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mid-Atlantic Financial Service's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Mid-Atlantic Financial Service's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mid-Atlantic Financial Service serves its applicants.
Each category highlights the total number of mortgage applications processed by Mid-Atlantic Financial Service, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mid-Atlantic Financial Service's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 311 | $ 46,294,000 | $ 148,000 | $ 74,000 |
| DeKalb County Georgia | 294 | $ 36,840,000 | $ 125,000 | $ 45,000 |
| Cobb County Georgia | 245 | $ 35,595,000 | $ 145,000 | $ 53,000 |
| Gwinnett County Georgia | 230 | $ 29,461,000 | $ 128,000 | $ 55,000 |
| Clayton County Georgia | 169 | $ 17,564,000 | $ 103,000 | $ 40,000 |
| Henry County Georgia | 104 | $ 12,959,000 | $ 124,000 | $ 48,000 |
| Cherokee County Georgia | 89 | $ 11,601,000 | $ 130,000 | $ 74,000 |
| Paulding County Georgia | 89 | $ 9,549,000 | $ 107,000 | $ 49,000 |
| Coweta County Georgia | 75 | $ 8,769,000 | $ 116,000 | $ 55,000 |
| Douglas County Georgia | 69 | $ 9,135,000 | $ 132,000 | $ 59,000 |
| Forsyth County Georgia | 67 | $ 10,065,000 | $ 150,000 | $ 89,000 |
| Newton County Georgia | 59 | $ 6,890,000 | $ 116,000 | $ 68,000 |
| Carroll County Georgia | 55 | $ 5,456,000 | $ 99,000 | $ 48,000 |
| Bartow County Georgia | 46 | $ 4,559,000 | $ 99,000 | $ 50,000 |
| Rockdale County Georgia | 42 | $ 5,031,000 | $ 119,000 | $ 51,000 |
| Muscogee County Georgia | 40 | $ 3,498,000 | $ 87,000 | $ 45,000 |
| Hall County Georgia | 35 | $ 3,054,000 | $ 87,000 | $ 37,000 |
| Spalding County Georgia | 33 | $ 3,193,000 | $ 96,000 | $ 37,000 |
| Walton County Georgia | 33 | $ 3,332,000 | $ 100,000 | $ 45,000 |
| Polk County Georgia | 30 | $ 2,544,000 | $ 84,000 | $ 40,000 |
| Duval County Florida | 26 | $ 2,309,000 | $ 88,000 | $ 43,000 |
| Barrow County Georgia | 25 | $ 2,608,000 | $ 104,000 | $ 50,000 |
| Gordon County Georgia | 19 | $ 1,698,000 | $ 89,000 | $ 33,000 |
| Bibb County Georgia | 15 | $ 1,311,000 | $ 87,000 | $ 36,000 |
| Floyd County Georgia | 15 | $ 1,658,000 | $ 110,000 | $ 45,000 |
| Lamar County Georgia | 15 | $ 1,400,000 | $ 93,000 | $ 67,000 |
| Polk County Florida | 13 | $ 1,274,000 | $ 98,000 | $ 38,000 |
| Fayette County Georgia | 13 | $ 2,117,000 | $ 162,000 | $ 92,000 |
| Troup County Georgia | 13 | $ 1,195,000 | $ 91,000 | $ 32,000 |
| Chesterfield County Virginia | 13 | $ 1,686,000 | $ 129,000 | $ 63,000 |
| Orange County Florida | 12 | $ 1,481,000 | $ 123,000 | $ 43,000 |
| Butts County Georgia | 11 | $ 905,000 | $ 82,000 | $ 43,000 |
| Dougherty County Georgia | 11 | $ 855,000 | $ 77,000 | $ 41,000 |
| Haralson County Georgia | 11 | $ 949,000 | $ 86,000 | $ 32,000 |
| Houston County Georgia | 11 | $ 1,069,000 | $ 97,000 | $ 69,000 |
| Chatham County Georgia | 10 | $ 1,580,000 | $ 158,000 | $ 55,000 |
| Columbia County Georgia | 10 | $ 1,390,000 | $ 139,000 | $ 103,000 |
| Davidson County Tennessee | 10 | $ 760,000 | $ 76,000 | $ 47,000 |
| Hillsborough County Florida | 9 | $ 1,255,000 | $ 139,000 | $ 49,000 |
| Pike County Georgia | 9 | $ 1,046,000 | $ 116,000 | $ 35,000 |
| Beaufort County South Carolina | 9 | $ 2,166,000 | $ 240,000 | $ 226,000 |
| Sarasota County Florida | 8 | $ 1,356,000 | $ 169,000 | $ 42,000 |
| Lee County Florida | 7 | $ 900,000 | $ 128,000 | $ 28,000 |
| Harris County Georgia | 7 | $ 973,000 | $ 139,000 | $ 71,000 |
| Virginia Beach County Virginia | 7 | $ 1,200,000 | $ 171,000 | $ 42,000 |
| Murray County Georgia | 6 | $ 524,000 | $ 87,000 | $ 41,000 |
| Upson County Georgia | 6 | $ 571,000 | $ 95,000 | $ 45,000 |
| Whitfield County Georgia | 6 | $ 583,000 | $ 97,000 | $ 43,000 |
| Hamilton County Tennessee | 6 | $ 555,000 | $ 92,000 | $ 48,000 |
| Newport News County Virginia | 6 | $ 561,000 | $ 93,000 | $ 40,000 |
| Broward County Florida | 5 | $ 1,382,000 | $ 276,000 | $ 235,000 |
| Highlands County Florida | 5 | $ 328,000 | $ 65,000 | $ 24,000 |
| Volusia County Florida | 5 | $ 585,000 | $ 117,000 | $ 64,000 |
| Gilmer County Georgia | 5 | $ 621,000 | $ 124,000 | $ 59,000 |
| Heard County Georgia | 5 | $ 359,000 | $ 71,000 | $ 25,000 |
| Lowndes County Georgia | 5 | $ 360,000 | $ 72,000 | $ 34,000 |
| Richmond County Georgia | 5 | $ 578,000 | $ 115,000 | $ 87,000 |
| Prince George's County Maryland | 5 | $ 1,118,000 | $ 223,000 | $ 80,000 |
| Prince William County Virginia | 5 | $ 703,000 | $ 140,000 | $ 47,000 |
| Baldwin County Georgia | 4 | $ 319,000 | $ 79,000 | $ 35,000 |
| Bryan County Georgia | 4 | $ 413,000 | $ 103,000 | $ 70,000 |
| Dade County Georgia | 4 | $ 357,000 | $ 89,000 | $ 31,000 |
| Lee County Georgia | 4 | $ 377,000 | $ 94,000 | $ 59,000 |
| Lumpkin County Georgia | 4 | $ 854,000 | $ 213,000 | $ 71,000 |
| Pickens County Georgia | 4 | $ 578,000 | $ 144,000 | $ 67,000 |
| Clay County Missouri | 4 | $ 213,000 | $ 53,000 | $ 36,000 |
| Hampton County Virginia | 4 | $ 595,000 | $ 148,000 | $ 56,000 |
| Roanoke City County Virginia | 4 | $ 219,000 | $ 54,000 | $ 23,000 |
| Jefferson County Alabama | 3 | $ 161,000 | $ 53,000 | $ 77,000 |
| Shelby County Alabama | 3 | $ 232,000 | $ 77,000 | $ 31,000 |
| Collier County Florida | 3 | $ 602,000 | $ 200,000 | $ 80,000 |
| Osceola County Florida | 3 | $ 354,000 | $ 118,000 | $ 69,000 |
| Seminole County Florida | 3 | $ 452,000 | $ 150,000 | $ 37,000 |
| St. Johns County Florida | 3 | $ 189,000 | $ 63,000 | $ 28,000 |
| Camden County Georgia | 3 | $ 342,000 | $ 114,000 | $ 66,000 |
| Fannin County Georgia | 3 | $ 577,000 | $ 192,000 | $ 120,000 |
| Jackson County Georgia | 3 | $ 382,000 | $ 127,000 | $ 46,000 |
| Jeff Davis County Georgia | 3 | $ 250,000 | $ 83,000 | $ 39,000 |
| Morgan County Georgia | 3 | $ 255,000 | $ 85,000 | $ 50,000 |
| Peach County Georgia | 3 | $ 219,000 | $ 73,000 | $ 42,000 |
| Union County Georgia | 3 | $ 468,000 | $ 156,000 | $ 128,000 |
| Charles County Maryland | 3 | $ 444,000 | $ 148,000 | $ 82,000 |
| Chesapeake County Virginia | 3 | $ 368,000 | $ 122,000 | $ 48,000 |
| Coffee County Alabama | 2 | $ 85,000 | $ 42,000 | $ 65,000 |
| Brevard County Florida | 2 | $ 301,000 | $ 150,000 | $ 80,000 |
| Charlotte County Florida | 2 | $ 315,000 | $ 157,000 | $ 45,000 |
| Manatee County Florida | 2 | $ 140,000 | $ 70,000 | $ 35,000 |
| Palm Beach County Florida | 2 | $ 675,000 | $ 337,000 | $ 760,000 |
| Pinellas County Florida | 2 | $ 320,000 | $ 160,000 | $ 744,000 |
| Suwannee County Florida | 2 | $ 271,000 | $ 135,000 | $ 55,000 |
| Bleckley County Georgia | 2 | $ 122,000 | $ 61,000 | $ 63,000 |
| Catoosa County Georgia | 2 | $ 237,000 | $ 118,000 | $ 30,000 |
| Clarke County Georgia | 2 | $ 163,000 | $ 81,000 | $ 77,000 |
| Coffee County Georgia | 2 | $ 167,000 | $ 83,000 | $ 51,000 |
| Colquitt County Georgia | 2 | $ 112,000 | $ 56,000 | $ 33,000 |
| Effingham County Georgia | 2 | $ 136,000 | $ 68,000 | $ 93,000 |
| Franklin County Georgia | 2 | $ 177,000 | $ 88,000 | $ 27,000 |
| Glynn County Georgia | 2 | $ 233,000 | $ 116,000 | $ 64,000 |
| Jones County Georgia | 2 | $ 219,000 | $ 109,000 | $ 58,000 |
| Laurens County Georgia | 2 | $ 270,000 | $ 135,000 | $ 61,000 |
| Liberty County Georgia | 2 | $ 105,000 | $ 52,000 | $ 49,000 |
| Long County Georgia | 2 | $ 94,000 | $ 47,000 | $ 39,000 |
| Meriwether County Georgia | 2 | $ 168,000 | $ 84,000 | $ 35,000 |
| Mitchell County Georgia | 2 | $ 207,000 | $ 103,000 | $ 48,000 |
| Pierce County Georgia | 2 | $ 64,000 | $ 32,000 | $ 50,000 |
| Putnam County Georgia | 2 | $ 190,000 | $ 95,000 | $ 60,000 |
| Thomas County Georgia | 2 | $ 120,000 | $ 60,000 | $ 18,000 |
| Walker County Georgia | 2 | $ 346,000 | $ 173,000 | $ 90,000 |
| Ware County Georgia | 2 | $ 238,000 | $ 119,000 | $ 32,000 |
| Wayne County Georgia | 2 | $ 83,000 | $ 41,000 | $ 63,000 |
| Wilkinson County Georgia | 2 | $ 132,000 | $ 66,000 | $ 50,000 |
| Frederick County Maryland | 2 | $ 469,000 | $ 234,000 | $ 90,000 |
| Garrett County Maryland | 2 | $ 82,000 | $ 41,000 | $ 17,000 |
| St. Mary's County Maryland | 2 | $ 609,000 | $ 304,000 | $ 95,000 |
| Washington County Maryland | 2 | $ 141,000 | $ 70,000 | $ 24,000 |
| Jackson County Missouri | 2 | $ 217,000 | $ 108,000 | $ 60,000 |
| Montgomery County Tennessee | 2 | $ 198,000 | $ 99,000 | $ 50,000 |
| Shelby County Tennessee | 2 | $ 224,000 | $ 112,000 | $ 45,000 |
| Fairfax County Virginia | 2 | $ 647,000 | $ 323,000 | $ 99,000 |
| Greene County Virginia | 2 | $ 345,000 | $ 172,000 | $ 71,000 |
| Montgomery County Virginia | 2 | $ 405,000 | $ 202,000 | $ 130,000 |
| Richmond City County Virginia | 2 | $ 126,000 | $ 63,000 | $ 16,000 |
| Lee County Alabama | 1 | $ 72,000 | $ 72,000 | $ 16,000 |
| Mobile County Alabama | 1 | $ 80,000 | $ 80,000 | $ 59,000 |
| Montgomery County Alabama | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Randolph County Alabama | 1 | $ 68,000 | $ 68,000 | $ 114,000 |
| Russell County Alabama | 1 | $ 112,000 | $ 112,000 | $ 57,000 |
| Alachua County Florida | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Bay County Florida | 1 | $ 104,000 | $ 104,000 | $ 394,000 |
| Calhoun County Florida | 1 | $ 83,000 | $ 83,000 | $ 45,000 |
| DeSoto County Florida | 1 | $ 56,000 | $ 56,000 | $ 20,000 |
| Martin County Florida | 1 | $ 60,000 | $ 60,000 | $ 62,000 |
| Miami-Dade County Florida | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Pasco County Florida | 1 | $ 128,000 | $ 128,000 | $ 41,000 |
| Putnam County Florida | 1 | $ 67,000 | $ 67,000 | $ 32,000 |
| Walton County Florida | 1 | $ 128,000 | $ 128,000 | $ 43,000 |
| Appling County Georgia | 1 | $ 256,000 | $ 256,000 | $ 69,000 |
| Ben Hill County Georgia | 1 | $ 138,000 | $ 138,000 | $ 45,000 |
| Brooks County Georgia | 1 | $ 108,000 | $ 108,000 | $ 27,000 |
| Bulloch County Georgia | 1 | $ 111,000 | $ 111,000 | $ 34,000 |
| Calhoun County Georgia | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| Dawson County Georgia | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Decatur County Georgia | 1 | $ 243,000 | $ 243,000 | $ 122,000 |
| Dooly County Georgia | 1 | $ 43,000 | $ 43,000 | $ 21,000 |
| Emanuel County Georgia | 1 | $ 82,000 | $ 82,000 | $ 27,000 |
| Greene County Georgia | 1 | $ 63,000 | $ 63,000 | $ 28,000 |
| Habersham County Georgia | 1 | $ 109,000 | $ 109,000 | $ 56,000 |
| Hart County Georgia | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Jasper County Georgia | 1 | $ 52,000 | $ 52,000 | $ 67,000 |
| Marion County Georgia | 1 | $ 73,000 | $ 73,000 | $ 34,000 |
| McIntosh County Georgia | 1 | $ 110,000 | $ 110,000 | $ 40,000 |
| Monroe County Georgia | 1 | $ 195,000 | $ 195,000 | $ 81,000 |
| Schley County Georgia | 1 | $ 104,000 | $ 104,000 | $ 68,000 |
| Screven County Georgia | 1 | $ 82,000 | $ 82,000 | $ 26,000 |
| Stephens County Georgia | 1 | $ 64,000 | $ 64,000 | $ 27,000 |
| Telfair County Georgia | 1 | $ 62,000 | $ 62,000 | $ 84,000 |
| Tift County Georgia | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Toombs County Georgia | 1 | $ 56,000 | $ 56,000 | $ 24,000 |
| Warren County Georgia | 1 | $ 156,000 | $ 156,000 | $ 96,000 |
| Webster County Georgia | 1 | $ 70,000 | $ 70,000 | $ 14,000 |
| White County Georgia | 1 | $ 167,000 | $ 167,000 | $ 73,000 |
| Worth County Georgia | 1 | $ 40,000 | $ 40,000 | $ 48,000 |
| Baltimore County Maryland | 1 | $ 88,000 | $ 88,000 | $ 33,000 |
| Baltimore City County Maryland | 1 | $ 77,000 | $ 77,000 | $ 26,000 |
| Calvert County Maryland | 1 | $ 400,000 | $ 400,000 | $ 185,000 |
| Harford County Maryland | 1 | $ 111,000 | $ 111,000 | $ 25,000 |
| Queen Anne's County Maryland | 1 | $ 318,000 | $ 318,000 | $ 90,000 |
| Worcester County Maryland | 1 | $ 134,000 | $ 134,000 | $ 67,000 |
| Dallas County Missouri | 1 | $ 81,000 | $ 81,000 | $ 98,000 |
| St. Louis County Missouri | 1 | $ 106,000 | $ 106,000 | $ 39,000 |
| St. Louis City County Missouri | 1 | $ 184,000 | $ 184,000 | $ 42,000 |
| Aiken County South Carolina | 1 | $ 59,000 | $ 59,000 | $ 42,000 |
| Hampton County South Carolina | 1 | $ 53,000 | $ 53,000 | $ 50,000 |
| Richland County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Lincoln County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 53,000 |
| Loudon County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 37,000 |
| Accomack County Virginia | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 148,000 | $ 148,000 | $ 56,000 |
| Dinwiddie County Virginia | 1 | $ 108,000 | $ 108,000 | $ 34,000 |
| Fairfax City County Virginia | 1 | $ 324,000 | $ 324,000 | $ 66,000 |
| Fauquier County Virginia | 1 | $ 419,000 | $ 419,000 | $ 96,000 |
| Frederick County Virginia | 1 | $ 270,000 | $ 270,000 | $ 99,000 |
| Giles County Virginia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Henrico County Virginia | 1 | $ 101,000 | $ 101,000 | $ 60,000 |
| Loudoun County Virginia | 1 | $ 514,000 | $ 514,000 | $ 132,000 |
| Norfolk County Virginia | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Pittsylvania County Virginia | 1 | $ 108,000 | $ 108,000 | $ 59,000 |
| Suffolk County Virginia | 1 | $ 144,000 | $ 144,000 | $ 37,000 |
Mortgage Loan Application Detail Totals for Mid-Atlantic Financial Service in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,207 | $273,008,000 | $119,125 | $1,000,000 | $67,375 | $1,219,000 |
| Home Purchase | 504 | $61,973,000 | $136,000 | $1,024,000 | $72,625 | $1,020,000 |
| Home Improvement | 13 | $877,000 | $72,250 | $94,000 | $65,500 | $180,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,408 | $182,231,000 | $131,000 | $1,024,000 | $61,875 | $1,219,000 |
| Black or African American | 997 | $111,459,000 | $84,714 | $712,000 | $43,285 | $394,000 |
| Not Provided | 209 | $27,919,000 | $129,833 | $675,000 | $69,500 | $744,000 |
| Hispanic | 72 | $8,140,000 | $173,333 | $514,000 | $72,166 | $132,000 |
| Asian | 23 | $3,253,000 | $161,750 | $421,000 | $51,750 | $160,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $2,176,000 | $247,000 | $645,000 | $146,000 | $384,000 |
| American Indian or Alaskan Native | 4 | $680,000 | $170,000 | $297,000 | $71,000 | $109,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,513 | $309,787,000 | $125,125 | $1,024,000 | $70,875 | $1,219,000 |
| FHA-insured (Federal Housing Administration) | 189 | $23,161,000 | $102,000 | $231,000 | $32,500 | $144,000 |
| VA-guaranteed (Veterans Administration) | 22 | $2,910,000 | $125,500 | $250,000 | $40,500 | $108,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,458 | $185,516,000 | $146,142 | $1,000,000 | $87,857 | $1,219,000 |
| Application Withdrawn By Applicant | 1,104 | $130,674,000 | $96,500 | $1,024,000 | $49,250 | $760,000 |
| Application Denied By Financial Institution | 93 | $10,565,000 | $97,000 | $418,000 | $37,400 | $334,000 |
| Application Approved But Not Accepted | 69 | $9,103,000 | $150,400 | $950,000 | $87,600 | $1,020,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 8 | $987,000 | $123,000 | $418,000 | $105,000 | $334,000 |
| Credit History | 5 | $578,000 | $99,500 | $226,000 | $32,500 | $74,000 |
| Debt-To-Income Ratio | 4 | $432,000 | $108,000 | $196,000 | $36,000 | $59,000 |
| Employment History | 2 | $191,000 | $95,000 | $153,000 | $90,000 | $90,000 |
| Collateral | 1 | $54,000 | $54,000 | $54,000 | $41,000 | $41,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mid-Atlantic Financial Service's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mid-Atlantic Financial Service's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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