Mid-Atlantic Financial Service
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Mid-Atlantic Financial Service 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mid-Atlantic Financial Service 200 Galleria Parkway Suite 1300 Atlanta, GA 30008 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,413 |
| Total Mortgage Loan Application Amount | $306,173,000 |
| Average Mortgage Loan Application Amount | $127,500 |
| Highest Mortgage Loan Application Amount | $950,000 |
| Average Applicant Income | $68,500 |
| Highest Applicant Income | $1,005,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Mid-Atlantic Financial Service. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mid-Atlantic Financial Service's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Mid-Atlantic Financial Service's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mid-Atlantic Financial Service serves its applicants.
Each category highlights the total number of mortgage applications processed by Mid-Atlantic Financial Service, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mid-Atlantic Financial Service's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 243 | $ 35,170,000 | $ 144,000 | $ 87,000 |
| Cobb County Georgia | 234 | $ 33,701,000 | $ 144,000 | $ 78,000 |
| DeKalb County Georgia | 189 | $ 22,699,000 | $ 120,000 | $ 83,000 |
| Gwinnett County Georgia | 113 | $ 16,802,000 | $ 148,000 | $ 62,000 |
| Clayton County Georgia | 82 | $ 8,129,000 | $ 99,000 | $ 53,000 |
| Duval County Florida | 80 | $ 8,768,000 | $ 109,000 | $ 65,000 |
| Paulding County Georgia | 76 | $ 8,883,000 | $ 116,000 | $ 53,000 |
| Cherokee County Georgia | 67 | $ 10,615,000 | $ 158,000 | $ 80,000 |
| Henry County Georgia | 64 | $ 8,711,000 | $ 136,000 | $ 69,000 |
| Newton County Georgia | 47 | $ 5,461,000 | $ 116,000 | $ 50,000 |
| Coweta County Georgia | 42 | $ 5,298,000 | $ 126,000 | $ 71,000 |
| Carroll County Georgia | 38 | $ 3,298,000 | $ 86,000 | $ 75,000 |
| Richmond County Georgia | 38 | $ 3,301,000 | $ 86,000 | $ 49,000 |
| Mecklenburg County North Carolina | 37 | $ 4,963,000 | $ 134,000 | $ 50,000 |
| Douglas County Georgia | 33 | $ 3,917,000 | $ 118,000 | $ 61,000 |
| Chatham County Georgia | 31 | $ 3,288,000 | $ 106,000 | $ 37,000 |
| Bartow County Georgia | 30 | $ 4,023,000 | $ 134,000 | $ 75,000 |
| Forsyth County Georgia | 28 | $ 4,711,000 | $ 168,000 | $ 63,000 |
| Bibb County Georgia | 27 | $ 2,202,000 | $ 81,000 | $ 40,000 |
| Muscogee County Georgia | 27 | $ 2,826,000 | $ 104,000 | $ 59,000 |
| Hall County Georgia | 24 | $ 3,470,000 | $ 144,000 | $ 51,000 |
| Spalding County Georgia | 23 | $ 1,832,000 | $ 79,000 | $ 54,000 |
| Orange County Florida | 22 | $ 4,347,000 | $ 197,000 | $ 51,000 |
| Fayette County Georgia | 22 | $ 3,607,000 | $ 163,000 | $ 68,000 |
| Dougherty County Georgia | 20 | $ 1,455,000 | $ 72,000 | $ 31,000 |
| Baltimore City County Maryland | 20 | $ 2,066,000 | $ 103,000 | $ 38,000 |
| Houston County Georgia | 19 | $ 1,741,000 | $ 91,000 | $ 59,000 |
| Troup County Georgia | 18 | $ 1,752,000 | $ 97,000 | $ 49,000 |
| Barrow County Georgia | 16 | $ 1,685,000 | $ 105,000 | $ 52,000 |
| Prince George's County Maryland | 15 | $ 3,418,000 | $ 227,000 | $ 64,000 |
| Polk County Florida | 13 | $ 1,550,000 | $ 119,000 | $ 84,000 |
| Rockdale County Georgia | 13 | $ 1,710,000 | $ 131,000 | $ 46,000 |
| Hillsborough County Florida | 12 | $ 1,330,000 | $ 110,000 | $ 65,000 |
| Columbia County Georgia | 12 | $ 1,103,000 | $ 91,000 | $ 57,000 |
| Walton County Georgia | 12 | $ 1,480,000 | $ 123,000 | $ 56,000 |
| Baltimore County Maryland | 12 | $ 1,662,000 | $ 138,000 | $ 50,000 |
| Cabarrus County North Carolina | 12 | $ 1,471,000 | $ 122,000 | $ 29,000 |
| Walker County Georgia | 11 | $ 1,042,000 | $ 94,000 | $ 38,000 |
| Clarke County Georgia | 10 | $ 784,000 | $ 78,000 | $ 43,000 |
| Haralson County Georgia | 10 | $ 1,104,000 | $ 110,000 | $ 58,000 |
| Catoosa County Georgia | 9 | $ 790,000 | $ 87,000 | $ 38,000 |
| Gordon County Georgia | 9 | $ 790,000 | $ 87,000 | $ 47,000 |
| Harris County Georgia | 9 | $ 1,371,000 | $ 152,000 | $ 57,000 |
| Peach County Georgia | 9 | $ 534,000 | $ 59,000 | $ 72,000 |
| Pike County Georgia | 9 | $ 923,000 | $ 102,000 | $ 73,000 |
| Union County North Carolina | 9 | $ 1,325,000 | $ 147,000 | $ 53,000 |
| Lee County Alabama | 8 | $ 1,604,000 | $ 200,000 | $ 63,000 |
| Lee County Florida | 8 | $ 1,333,000 | $ 166,000 | $ 69,000 |
| Lamar County Georgia | 8 | $ 939,000 | $ 117,000 | $ 52,000 |
| Polk County Georgia | 8 | $ 755,000 | $ 94,000 | $ 46,000 |
| Ware County Georgia | 8 | $ 518,000 | $ 64,000 | $ 31,000 |
| Hampton County Virginia | 8 | $ 917,000 | $ 114,000 | $ 29,000 |
| Virginia Beach County Virginia | 8 | $ 1,051,000 | $ 131,000 | $ 41,000 |
| Osceola County Florida | 7 | $ 1,294,000 | $ 184,000 | $ 45,000 |
| Coffee County Georgia | 7 | $ 487,000 | $ 69,000 | $ 27,000 |
| Colquitt County Georgia | 7 | $ 527,000 | $ 75,000 | $ 33,000 |
| Thomas County Georgia | 7 | $ 519,000 | $ 74,000 | $ 38,000 |
| Fairfax County Virginia | 7 | $ 1,998,000 | $ 285,000 | $ 100,000 |
| Prince William County Virginia | 7 | $ 2,024,000 | $ 289,000 | $ 78,000 |
| Clay County Florida | 6 | $ 532,000 | $ 88,000 | $ 66,000 |
| Seminole County Florida | 6 | $ 794,000 | $ 132,000 | $ 37,000 |
| Bryan County Georgia | 6 | $ 730,000 | $ 121,000 | $ 64,000 |
| Butts County Georgia | 6 | $ 688,000 | $ 114,000 | $ 48,000 |
| Decatur County Georgia | 6 | $ 728,000 | $ 121,000 | $ 33,000 |
| Franklin County Georgia | 6 | $ 913,000 | $ 152,000 | $ 59,000 |
| Lee County Georgia | 6 | $ 625,000 | $ 104,000 | $ 62,000 |
| Toombs County Georgia | 6 | $ 732,000 | $ 122,000 | $ 67,000 |
| Whitfield County Georgia | 6 | $ 377,000 | $ 62,000 | $ 17,000 |
| Anne Arundel County Maryland | 6 | $ 1,499,000 | $ 249,000 | $ 80,000 |
| Chesterfield County Virginia | 6 | $ 1,126,000 | $ 187,000 | $ 84,000 |
| Brevard County Florida | 5 | $ 607,000 | $ 121,000 | $ 45,000 |
| Lake County Florida | 5 | $ 722,000 | $ 144,000 | $ 42,000 |
| Camden County Georgia | 5 | $ 564,000 | $ 112,000 | $ 45,000 |
| Floyd County Georgia | 5 | $ 474,000 | $ 94,000 | $ 40,000 |
| Lowndes County Georgia | 5 | $ 401,000 | $ 80,000 | $ 33,000 |
| Madison County Georgia | 5 | $ 506,000 | $ 101,000 | $ 47,000 |
| Meriwether County Georgia | 5 | $ 372,000 | $ 74,000 | $ 49,000 |
| Sumter County Georgia | 5 | $ 431,000 | $ 86,000 | $ 59,000 |
| Carroll County Maryland | 5 | $ 1,343,000 | $ 268,000 | $ 158,000 |
| Montgomery County Maryland | 5 | $ 1,188,000 | $ 237,000 | $ 71,000 |
| Somerset County Maryland | 5 | $ 455,000 | $ 91,000 | $ 58,000 |
| Chambers County Alabama | 4 | $ 301,000 | $ 75,000 | $ 72,000 |
| Jefferson County Alabama | 4 | $ 402,000 | $ 100,000 | $ 49,000 |
| Broward County Florida | 4 | $ 957,000 | $ 239,000 | $ 91,000 |
| Escambia County Florida | 4 | $ 361,000 | $ 90,000 | $ 38,000 |
| Pasco County Florida | 4 | $ 545,000 | $ 136,000 | $ 89,000 |
| Sarasota County Florida | 4 | $ 501,000 | $ 125,000 | $ 45,000 |
| Effingham County Georgia | 4 | $ 388,000 | $ 97,000 | $ 43,000 |
| Emanuel County Georgia | 4 | $ 217,000 | $ 54,000 | $ 32,000 |
| Glynn County Georgia | 4 | $ 438,000 | $ 109,000 | $ 35,000 |
| Grady County Georgia | 4 | $ 386,000 | $ 96,000 | $ 31,000 |
| Greene County Georgia | 4 | $ 270,000 | $ 67,000 | $ 51,000 |
| Heard County Georgia | 4 | $ 306,000 | $ 76,000 | $ 45,000 |
| Jasper County Georgia | 4 | $ 355,000 | $ 88,000 | $ 58,000 |
| Jeff Davis County Georgia | 4 | $ 211,000 | $ 52,000 | $ 18,000 |
| Liberty County Georgia | 4 | $ 369,000 | $ 92,000 | $ 49,000 |
| Monroe County Georgia | 4 | $ 358,000 | $ 89,000 | $ 49,000 |
| Stephens County Georgia | 4 | $ 227,000 | $ 56,000 | $ 33,000 |
| Harford County Maryland | 4 | $ 1,010,000 | $ 252,000 | $ 57,000 |
| St. Mary's County Maryland | 4 | $ 553,000 | $ 138,000 | $ 63,000 |
| Gaston County North Carolina | 4 | $ 322,000 | $ 80,000 | $ 28,000 |
| Wake County North Carolina | 4 | $ 532,000 | $ 133,000 | $ 78,000 |
| York County South Carolina | 4 | $ 332,000 | $ 83,000 | $ 44,000 |
| Henrico County Virginia | 4 | $ 468,000 | $ 117,000 | $ 44,000 |
| Newport News County Virginia | 4 | $ 519,000 | $ 129,000 | $ 42,000 |
| Richmond City County Virginia | 4 | $ 928,000 | $ 232,000 | $ 97,000 |
| Bay County Florida | 3 | $ 531,000 | $ 177,000 | $ 142,000 |
| Charlotte County Florida | 3 | $ 380,000 | $ 126,000 | $ 36,000 |
| Hamilton County Florida | 3 | $ 211,000 | $ 70,000 | $ 25,000 |
| Highlands County Florida | 3 | $ 360,000 | $ 120,000 | $ 39,000 |
| Baldwin County Georgia | 3 | $ 277,000 | $ 92,000 | $ 37,000 |
| Cook County Georgia | 3 | $ 205,000 | $ 68,000 | $ 15,000 |
| Crisp County Georgia | 3 | $ 179,000 | $ 59,000 | $ 23,000 |
| Fannin County Georgia | 3 | $ 271,000 | $ 90,000 | $ 58,000 |
| Irwin County Georgia | 3 | $ 285,000 | $ 95,000 | $ 48,000 |
| Jackson County Georgia | 3 | $ 298,000 | $ 99,000 | $ 51,000 |
| Jones County Georgia | 3 | $ 470,000 | $ 156,000 | $ 42,000 |
| Laurens County Georgia | 3 | $ 183,000 | $ 61,000 | $ 39,000 |
| McDuffie County Georgia | 3 | $ 308,000 | $ 102,000 | $ 43,000 |
| Mitchell County Georgia | 3 | $ 468,000 | $ 156,000 | $ 45,000 |
| Murray County Georgia | 3 | $ 349,000 | $ 116,000 | $ 59,000 |
| Putnam County Georgia | 3 | $ 647,000 | $ 215,000 | $ 152,000 |
| Terrell County Georgia | 3 | $ 207,000 | $ 69,000 | $ 23,000 |
| Washington County Georgia | 3 | $ 262,000 | $ 87,000 | $ 35,000 |
| Calvert County Maryland | 3 | $ 310,000 | $ 103,000 | $ 99,000 |
| Washington County Maryland | 3 | $ 640,000 | $ 213,000 | $ 72,000 |
| Iredell County North Carolina | 3 | $ 844,000 | $ 281,000 | $ 72,000 |
| Hopewell County Virginia | 3 | $ 284,000 | $ 94,000 | $ 50,000 |
| Loudoun County Virginia | 3 | $ 648,000 | $ 216,000 | $ 96,000 |
| New Kent County Virginia | 3 | $ 977,000 | $ 325,000 | $ 76,000 |
| Petersburg County Virginia | 3 | $ 399,000 | $ 133,000 | $ 40,000 |
| Limestone County Alabama | 2 | $ 155,000 | $ 77,000 | $ 134,000 |
| Collier County Florida | 2 | $ 116,000 | $ 58,000 | $ 68,000 |
| Hardee County Florida | 2 | $ 227,000 | $ 113,000 | $ 38,000 |
| Marion County Florida | 2 | $ 123,000 | $ 61,000 | $ 20,000 |
| Nassau County Florida | 2 | $ 348,000 | $ 174,000 | $ 72,000 |
| St. Lucie County Florida | 2 | $ 270,000 | $ 135,000 | $ 59,000 |
| Brooks County Georgia | 2 | $ 142,000 | $ 71,000 | $ 13,000 |
| Bulloch County Georgia | 2 | $ 163,000 | $ 81,000 | $ 32,000 |
| Chattooga County Georgia | 2 | $ 126,000 | $ 63,000 | $ 13,000 |
| Crawford County Georgia | 2 | $ 151,000 | $ 75,000 | $ 47,000 |
| Dodge County Georgia | 2 | $ 149,000 | $ 74,000 | $ 124,000 |
| Elbert County Georgia | 2 | $ 257,000 | $ 128,000 | $ 29,000 |
| Gilmer County Georgia | 2 | $ 132,000 | $ 66,000 | $ 18,000 |
| Jenkins County Georgia | 2 | $ 120,000 | $ 60,000 | $ 27,000 |
| Lanier County Georgia | 2 | $ 150,000 | $ 75,000 | $ 34,000 |
| Lincoln County Georgia | 2 | $ 151,000 | $ 75,000 | $ 44,000 |
| Pierce County Georgia | 2 | $ 194,000 | $ 97,000 | $ 21,000 |
| Union County Georgia | 2 | $ 143,000 | $ 71,000 | $ 72,000 |
| Upson County Georgia | 2 | $ 185,000 | $ 92,000 | $ 42,000 |
| Allegany County Maryland | 2 | $ 134,000 | $ 67,000 | $ 26,000 |
| Queen Anne's County Maryland | 2 | $ 801,000 | $ 400,000 | $ 183,000 |
| Cleveland County North Carolina | 2 | $ 175,000 | $ 87,000 | $ 30,000 |
| Rowan County North Carolina | 2 | $ 194,000 | $ 97,000 | $ 0 |
| Stanly County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 33,000 |
| Wilkes County North Carolina | 2 | $ 181,000 | $ 90,000 | $ 132,000 |
| Greenville County South Carolina | 2 | $ 259,000 | $ 129,000 | $ 41,000 |
| Davidson County Tennessee | 2 | $ 301,000 | $ 150,000 | $ 105,000 |
| Isle of Wight County Virginia | 2 | $ 245,000 | $ 122,000 | $ 51,000 |
| Mobile County Alabama | 1 | $ 122,000 | $ 122,000 | $ 85,000 |
| Shelby County Alabama | 1 | $ 196,000 | $ 196,000 | $ 54,000 |
| District of Columbia County District Of Columbia | 1 | $ 293,000 | $ 293,000 | $ 67,000 |
| Citrus County Florida | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Flagler County Florida | 1 | $ 414,000 | $ 414,000 | $ 266,000 |
| Hernando County Florida | 1 | $ 148,000 | $ 148,000 | $ 234,000 |
| Manatee County Florida | 1 | $ 155,000 | $ 155,000 | $ 29,000 |
| Pinellas County Florida | 1 | $ 93,000 | $ 93,000 | $ 80,000 |
| St. Johns County Florida | 1 | $ 74,000 | $ 74,000 | $ 30,000 |
| Volusia County Florida | 1 | $ 123,000 | $ 123,000 | $ 22,000 |
| Wakulla County Florida | 1 | $ 112,000 | $ 112,000 | $ 48,000 |
| Banks County Georgia | 1 | $ 116,000 | $ 116,000 | $ 30,000 |
| Ben Hill County Georgia | 1 | $ 91,000 | $ 91,000 | $ 60,000 |
| Bleckley County Georgia | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Brantley County Georgia | 1 | $ 48,000 | $ 48,000 | $ 22,000 |
| Burke County Georgia | 1 | $ 80,000 | $ 80,000 | $ 37,000 |
| Calhoun County Georgia | 1 | $ 60,000 | $ 60,000 | $ 52,000 |
| Candler County Georgia | 1 | $ 94,000 | $ 94,000 | $ 40,000 |
| Clay County Georgia | 1 | $ 44,000 | $ 44,000 | $ 12,000 |
| Dade County Georgia | 1 | $ 74,000 | $ 74,000 | $ 18,000 |
| Habersham County Georgia | 1 | $ 151,000 | $ 151,000 | $ 24,000 |
| Hancock County Georgia | 1 | $ 84,000 | $ 84,000 | $ 32,000 |
| Johnson County Georgia | 1 | $ 50,000 | $ 50,000 | $ 19,000 |
| Macon County Georgia | 1 | $ 88,000 | $ 88,000 | $ 83,000 |
| McIntosh County Georgia | 1 | $ 119,000 | $ 119,000 | $ 52,000 |
| Miller County Georgia | 1 | $ 30,000 | $ 30,000 | $ 2,000 |
| Montgomery County Georgia | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Pickens County Georgia | 1 | $ 132,000 | $ 132,000 | $ 42,000 |
| Randolph County Georgia | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Seminole County Georgia | 1 | $ 58,000 | $ 58,000 | $ 28,000 |
| Talbot County Georgia | 1 | $ 97,000 | $ 97,000 | $ 50,000 |
| Tattnall County Georgia | 1 | $ 40,000 | $ 40,000 | $ 27,000 |
| Turner County Georgia | 1 | $ 40,000 | $ 40,000 | $ 27,000 |
| Twiggs County Georgia | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| Warren County Georgia | 1 | $ 110,000 | $ 110,000 | $ 45,000 |
| Wayne County Georgia | 1 | $ 114,000 | $ 114,000 | $ 32,000 |
| Wilcox County Georgia | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Worth County Georgia | 1 | $ 86,000 | $ 86,000 | $ 28,000 |
| Kenton County Kentucky | 1 | $ 203,000 | $ 203,000 | $ 48,000 |
| Caroline County Maryland | 1 | $ 240,000 | $ 240,000 | $ 37,000 |
| Charles County Maryland | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Kent County Maryland | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Wicomico County Maryland | 1 | $ 88,000 | $ 88,000 | $ 30,000 |
| Jackson County Missouri | 1 | $ 174,000 | $ 174,000 | $ 91,000 |
| Anson County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 53,000 |
| Polk County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 266,000 |
| Charleston County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Pickens County South Carolina | 1 | $ 63,000 | $ 63,000 | $ 16,000 |
| Spartanburg County South Carolina | 1 | $ 58,000 | $ 58,000 | $ 75,000 |
| Sumter County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 214,000 |
| Cheatham County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 92,000 |
| Hamilton County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 193,000 | $ 193,000 | $ 80,000 |
| Trousdale County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Accomack County Virginia | 1 | $ 188,000 | $ 188,000 | $ 58,000 |
| Fauquier County Virginia | 1 | $ 600,000 | $ 600,000 | $ 180,000 |
| King William County Virginia | 1 | $ 109,000 | $ 109,000 | $ 22,000 |
| Louisa County Virginia | 1 | $ 51,000 | $ 51,000 | $ 40,000 |
| Southampton County Virginia | 1 | $ 108,000 | $ 108,000 | $ 81,000 |
| Suffolk County Virginia | 1 | $ 146,000 | $ 146,000 | $ 45,000 |
| Surry County Virginia | 1 | $ 103,000 | $ 103,000 | $ 24,000 |
Mortgage Loan Application Detail Totals for Mid-Atlantic Financial Service in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,748 | $219,675,000 | $125,000 | $950,000 | $59,000 | $1,005,000 |
| Home Purchase | 665 | $86,498,000 | $130,000 | $826,000 | $78,000 | $918,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 2,221 | $282,118,000 | $127,000 | $950,000 | $63,000 | $918,000 |
| White | 72 | $8,275,000 | $114,000 | $296,000 | $83,000 | $1,005,000 |
| Black or African American | 60 | $8,235,000 | $137,000 | $800,000 | $85,000 | $774,000 |
| Hispanic | 55 | $6,922,000 | $125,000 | $424,000 | $66,000 | $300,000 |
| Asian | 3 | $357,000 | $119,000 | $170,000 | $50,000 | $54,000 |
| American Indian or Alaskan Native | 2 | $266,000 | $133,000 | $140,000 | $80,000 | $119,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,015 | $256,208,000 | $127,000 | $950,000 | $68,000 | $1,005,000 |
| FHA-insured (Federal Housing Administration) | 387 | $48,307,000 | $124,000 | $347,000 | $45,000 | $225,000 |
| VA-guaranteed (Veterans Administration) | 11 | $1,658,000 | $150,000 | $270,000 | $45,000 | $110,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 1,265 | $155,464,000 | $122,000 | $950,000 | $57,000 | $900,000 |
| Loan Originated | 990 | $129,604,000 | $130,000 | $825,000 | $72,000 | $1,005,000 |
| Application Denied By Financial Institution | 157 | $20,963,000 | $133,000 | $640,000 | $70,000 | $902,000 |
| File Closed For Incompleteness | 1 | $142,000 | $142,000 | $142,000 | $30,000 | $30,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 1 | $117,000 | $117,000 | $117,000 | $66,000 | $66,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mid-Atlantic Financial Service's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mid-Atlantic Financial Service's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.