Midcountry Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Midcountry Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midcountry Bank 7825 Washington Ave. S., Ste. 120 Bloomington, MN 55439 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,525 |
| Total Mortgage Loan Application Amount | $231,329,000 |
| Average Mortgage Loan Application Amount | $149,333 |
| Highest Mortgage Loan Application Amount | $3,600,000 |
| Average Applicant Income | $74,333 |
| Highest Applicant Income | $1,518,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Midcountry Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midcountry Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Midcountry Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midcountry Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Midcountry Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midcountry Bank's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 311 | $ 57,902,000 | $ 186,000 | $ 79,000 |
| Dakota County Minnesota | 131 | $ 21,307,000 | $ 162,000 | $ 72,000 |
| Ramsey County Minnesota | 131 | $ 22,409,000 | $ 171,000 | $ 59,000 |
| Anoka County Minnesota | 96 | $ 17,372,000 | $ 180,000 | $ 58,000 |
| McLeod County Minnesota | 77 | $ 7,009,000 | $ 91,000 | $ 79,000 |
| Washington County Minnesota | 72 | $ 12,848,000 | $ 178,000 | $ 76,000 |
| Williamson County Illinois | 59 | $ 4,862,000 | $ 82,000 | $ 63,000 |
| Carver County Minnesota | 48 | $ 8,341,000 | $ 173,000 | $ 101,000 |
| Wright County Minnesota | 38 | $ 5,490,000 | $ 144,000 | $ 67,000 |
| Franklin County Illinois | 34 | $ 1,982,000 | $ 58,000 | $ 50,000 |
| Stearns County Minnesota | 33 | $ 4,522,000 | $ 137,000 | $ 60,000 |
| Meeker County Minnesota | 26 | $ 2,861,000 | $ 110,000 | $ 72,000 |
| Sherburne County Minnesota | 25 | $ 3,474,000 | $ 138,000 | $ 55,000 |
| Scott County Minnesota | 20 | $ 3,293,000 | $ 164,000 | $ 78,000 |
| Kandiyohi County Minnesota | 19 | $ 2,729,000 | $ 143,000 | $ 68,000 |
| Olmsted County Minnesota | 18 | $ 2,041,000 | $ 113,000 | $ 38,000 |
| Jefferson County Illinois | 17 | $ 707,000 | $ 41,000 | $ 58,000 |
| Sibley County Minnesota | 16 | $ 1,157,000 | $ 72,000 | $ 51,000 |
| Jackson County Illinois | 13 | $ 1,354,000 | $ 104,000 | $ 84,000 |
| Benton County Minnesota | 12 | $ 1,199,000 | $ 99,000 | $ 45,000 |
| Saline County Illinois | 9 | $ 729,000 | $ 81,000 | $ 33,000 |
| St. Croix County Wisconsin | 9 | $ 2,137,000 | $ 237,000 | $ 89,000 |
| Massac County Illinois | 8 | $ 476,000 | $ 59,000 | $ 57,000 |
| Isanti County Minnesota | 8 | $ 1,219,000 | $ 152,000 | $ 72,000 |
| Chisago County Minnesota | 7 | $ 1,339,000 | $ 191,000 | $ 62,000 |
| Jackson County Missouri | 7 | $ 770,000 | $ 110,000 | $ 10,000 |
| Douglas County Nebraska | 7 | $ 789,000 | $ 112,000 | $ 21,000 |
| Lancaster County Nebraska | 7 | $ 898,000 | $ 128,000 | $ 0 |
| Orange County Florida | 6 | $ 1,132,000 | $ 188,000 | $ 68,000 |
| Blue Earth County Minnesota | 6 | $ 571,000 | $ 95,000 | $ 52,000 |
| Itasca County Minnesota | 6 | $ 803,000 | $ 133,000 | $ 97,000 |
| Rice County Minnesota | 6 | $ 822,000 | $ 137,000 | $ 65,000 |
| Pierce County Wisconsin | 6 | $ 922,000 | $ 153,000 | $ 78,000 |
| Johnson County Illinois | 5 | $ 446,000 | $ 89,000 | $ 47,000 |
| Cass County Minnesota | 5 | $ 651,000 | $ 130,000 | $ 144,000 |
| Maricopa County Arizona | 4 | $ 845,000 | $ 211,000 | $ 124,000 |
| Nicollet County Minnesota | 4 | $ 498,000 | $ 124,000 | $ 45,000 |
| Renville County Minnesota | 4 | $ 280,000 | $ 70,000 | $ 35,000 |
| St. Louis County Minnesota | 4 | $ 318,000 | $ 79,000 | $ 36,000 |
| Milwaukee County Wisconsin | 4 | $ 579,000 | $ 144,000 | $ 0 |
| Kern County California | 3 | $ 555,000 | $ 185,000 | $ 111,000 |
| DeKalb County Georgia | 3 | $ 320,000 | $ 106,000 | $ 70,000 |
| Hamilton County Illinois | 3 | $ 189,000 | $ 63,000 | $ 68,000 |
| Union County Illinois | 3 | $ 415,000 | $ 138,000 | $ 61,000 |
| Crow Wing County Minnesota | 3 | $ 589,000 | $ 196,000 | $ 157,000 |
| Hubbard County Minnesota | 3 | $ 590,000 | $ 196,000 | $ 74,000 |
| Mille Lacs County Minnesota | 3 | $ 283,000 | $ 94,000 | $ 40,000 |
| Pine County Minnesota | 3 | $ 428,000 | $ 142,000 | $ 91,000 |
| Sarpy County Nebraska | 3 | $ 347,000 | $ 115,000 | $ 26,000 |
| Philadelphia County Pennsylvania | 3 | $ 365,000 | $ 121,000 | $ 77,000 |
| Greenville County South Carolina | 3 | $ 694,000 | $ 231,000 | $ 93,000 |
| Lonoke County Arkansas | 2 | $ 296,000 | $ 148,000 | $ 50,000 |
| Broward County Florida | 2 | $ 544,000 | $ 272,000 | $ 90,000 |
| Hillsborough County Florida | 2 | $ 325,000 | $ 162,000 | $ 74,000 |
| Chatham County Georgia | 2 | $ 261,000 | $ 130,000 | $ 44,000 |
| Alexander County Illinois | 2 | $ 54,000 | $ 27,000 | $ 24,000 |
| Cook County Illinois | 2 | $ 335,000 | $ 167,000 | $ 87,000 |
| Perry County Illinois | 2 | $ 90,000 | $ 45,000 | $ 90,000 |
| Johnson County Kansas | 2 | $ 451,000 | $ 225,000 | $ 46,000 |
| Wayne County Michigan | 2 | $ 84,000 | $ 42,000 | $ 38,000 |
| Douglas County Minnesota | 2 | $ 383,000 | $ 191,000 | $ 403,000 |
| Otter Tail County Minnesota | 2 | $ 317,000 | $ 158,000 | $ 78,000 |
| Clark County Nevada | 2 | $ 535,000 | $ 267,000 | $ 70,000 |
| Bergen County New Jersey | 2 | $ 526,000 | $ 263,000 | $ 123,000 |
| Sampson County North Carolina | 2 | $ 588,000 | $ 294,000 | $ 64,000 |
| Cleveland County Oklahoma | 2 | $ 349,000 | $ 174,000 | $ 62,000 |
| Providence County Rhode Island | 2 | $ 561,000 | $ 280,000 | $ 63,000 |
| Bell County Texas | 2 | $ 172,000 | $ 86,000 | $ 56,000 |
| Harris County Texas | 2 | $ 162,000 | $ 81,000 | $ 63,000 |
| Fairfax County Virginia | 2 | $ 680,000 | $ 340,000 | $ 113,000 |
| King County Washington | 2 | $ 287,000 | $ 143,000 | $ 120,000 |
| Douglas County Wisconsin | 2 | $ 242,000 | $ 121,000 | $ 9,000 |
| Dale County Alabama | 1 | $ 198,000 | $ 198,000 | $ 82,000 |
| Jefferson County Alabama | 1 | $ 189,000 | $ 189,000 | $ 141,000 |
| Lee County Alabama | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Pima County Arizona | 1 | $ 165,000 | $ 165,000 | $ 96,000 |
| Sebastian County Arkansas | 1 | $ 220,000 | $ 220,000 | $ 550,000 |
| Riverside County California | 1 | $ 225,000 | $ 225,000 | $ 130,000 |
| Sacramento County California | 1 | $ 15,000 | $ 15,000 | $ 131,000 |
| San Bernardino County California | 1 | $ 208,000 | $ 208,000 | $ 89,000 |
| San Joaquin County California | 1 | $ 350,000 | $ 350,000 | $ 86,000 |
| Sonoma County California | 1 | $ 50,000 | $ 50,000 | $ 46,000 |
| Tehama County California | 1 | $ 6,000 | $ 6,000 | $ 48,000 |
| Tuolumne County California | 1 | $ 18,000 | $ 18,000 | $ 82,000 |
| Yuba County California | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| El Paso County Colorado | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Alachua County Florida | 1 | $ 8,000 | $ 8,000 | $ 69,000 |
| Brevard County Florida | 1 | $ 61,000 | $ 61,000 | $ 75,000 |
| Collier County Florida | 1 | $ 296,000 | $ 296,000 | $ 87,000 |
| Duval County Florida | 1 | $ 152,000 | $ 152,000 | $ 68,000 |
| Okaloosa County Florida | 1 | $ 230,000 | $ 230,000 | $ 325,000 |
| Pasco County Florida | 1 | $ 3,000 | $ 3,000 | $ 46,000 |
| Seminole County Florida | 1 | $ 96,000 | $ 96,000 | $ 167,000 |
| St. Johns County Florida | 1 | $ 328,000 | $ 328,000 | $ 211,000 |
| Catoosa County Georgia | 1 | $ 53,000 | $ 53,000 | $ 61,000 |
| Clayton County Georgia | 1 | $ 142,000 | $ 142,000 | $ 34,000 |
| Tattnall County Georgia | 1 | $ 48,000 | $ 48,000 | $ 41,000 |
| Honolulu County Hawaii | 1 | $ 495,000 | $ 495,000 | $ 110,000 |
| DeKalb County Illinois | 1 | $ 246,000 | $ 246,000 | $ 135,000 |
| McLean County Illinois | 1 | $ 120,000 | $ 120,000 | $ 55,000 |
| Randolph County Illinois | 1 | $ 46,000 | $ 46,000 | $ 24,000 |
| St. Clair County Illinois | 1 | $ 50,000 | $ 50,000 | $ 69,000 |
| Whiteside County Illinois | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Cass County Indiana | 1 | $ 35,000 | $ 35,000 | $ 56,000 |
| Clay County Indiana | 1 | $ 75,000 | $ 75,000 | $ 135,000 |
| Delaware County Indiana | 1 | $ 41,000 | $ 41,000 | $ 21,000 |
| Lake County Indiana | 1 | $ 47,000 | $ 47,000 | $ 11,000 |
| Marion County Indiana | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| Parke County Indiana | 1 | $ 56,000 | $ 56,000 | $ 23,000 |
| Vanderburgh County Indiana | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| Vigo County Indiana | 1 | $ 24,000 | $ 24,000 | $ 77,000 |
| Linn County Iowa | 1 | $ 270,000 | $ 270,000 | $ 52,000 |
| Woodbury County Iowa | 1 | $ 58,000 | $ 58,000 | $ 31,000 |
| Daviess County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Jefferson County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 0 |
| McCracken County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 25,000 |
| Union County Kentucky | 1 | $ 48,000 | $ 48,000 | $ 62,000 |
| Orleans County Louisiana | 1 | $ 303,000 | $ 303,000 | $ 158,000 |
| Anne Arundel County Maryland | 1 | $ 161,000 | $ 161,000 | $ 69,000 |
| Frederick County Maryland | 1 | $ 331,000 | $ 331,000 | $ 72,000 |
| Montgomery County Maryland | 1 | $ 306,000 | $ 306,000 | $ 94,000 |
| Plymouth County Massachusetts | 1 | $ 186,000 | $ 186,000 | $ 76,000 |
| Genesee County Michigan | 1 | $ 81,000 | $ 81,000 | $ 40,000 |
| Jackson County Michigan | 1 | $ 29,000 | $ 29,000 | $ 17,000 |
| Livingston County Michigan | 1 | $ 112,000 | $ 112,000 | $ 81,000 |
| Marquette County Michigan | 1 | $ 155,000 | $ 155,000 | $ 116,000 |
| Aitkin County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 74,000 |
| Beltrami County Minnesota | 1 | $ 179,000 | $ 179,000 | $ 120,000 |
| Big Stone County Minnesota | 1 | $ 117,000 | $ 117,000 | $ 62,000 |
| Carlton County Minnesota | 1 | $ 211,000 | $ 211,000 | $ 403,000 |
| Clay County Minnesota | 1 | $ 161,000 | $ 161,000 | $ 42,000 |
| Faribault County Minnesota | 1 | $ 281,000 | $ 281,000 | $ 0 |
| Goodhue County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 97,000 |
| Grant County Minnesota | 1 | $ 88,000 | $ 88,000 | $ 47,000 |
| Kanabec County Minnesota | 1 | $ 156,000 | $ 156,000 | $ 77,000 |
| Martin County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 130,000 |
| Morrison County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 109,000 |
| Redwood County Minnesota | 1 | $ 116,000 | $ 116,000 | $ 46,000 |
| Swift County Minnesota | 1 | $ 67,000 | $ 67,000 | $ 25,000 |
| Todd County Minnesota | 1 | $ 61,000 | $ 61,000 | $ 26,000 |
| Waseca County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Hinds County Mississippi | 1 | $ 47,000 | $ 47,000 | $ 40,000 |
| Jackson County Mississippi | 1 | $ 74,000 | $ 74,000 | $ 43,000 |
| Warren County Mississippi | 1 | $ 71,000 | $ 71,000 | $ 17,000 |
| Linn County Missouri | 1 | $ 53,000 | $ 53,000 | $ 61,000 |
| Newton County Missouri | 1 | $ 113,000 | $ 113,000 | $ 28,000 |
| Scott County Missouri | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Flathead County Montana | 1 | $ 60,000 | $ 60,000 | $ 26,000 |
| Atlantic County New Jersey | 1 | $ 128,000 | $ 128,000 | $ 30,000 |
| Curry County New Mexico | 1 | $ 151,000 | $ 151,000 | $ 43,000 |
| Schoharie County New York | 1 | $ 189,000 | $ 189,000 | $ 0 |
| St. Lawrence County New York | 1 | $ 66,000 | $ 66,000 | $ 53,000 |
| Tompkins County New York | 1 | $ 112,000 | $ 112,000 | $ 44,000 |
| Brunswick County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 27,000 |
| Cumberland County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 54,000 |
| Jones County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 46,000 |
| Pender County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 37,000 |
| Robeson County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 37,000 |
| Union County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Cass County North Dakota | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Grand Forks County North Dakota | 1 | $ 49,000 | $ 49,000 | $ 35,000 |
| Erie County Ohio | 1 | $ 69,000 | $ 69,000 | $ 37,000 |
| Hamilton County Ohio | 1 | $ 132,000 | $ 132,000 | $ 98,000 |
| Muskingum County Ohio | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Comanche County Oklahoma | 1 | $ 243,000 | $ 243,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 83,000 | $ 83,000 | $ 68,000 |
| Umatilla County Oregon | 1 | $ 186,000 | $ 186,000 | $ 77,000 |
| Washington County Oregon | 1 | $ 183,000 | $ 183,000 | $ 12,000 |
| Allegheny County Pennsylvania | 1 | $ 172,000 | $ 172,000 | $ 66,000 |
| Bedford County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Indiana County Pennsylvania | 1 | $ 46,000 | $ 46,000 | $ 71,000 |
| Lehigh County Pennsylvania | 1 | $ 360,000 | $ 360,000 | $ 148,000 |
| York County Pennsylvania | 1 | $ 133,000 | $ 133,000 | $ 71,000 |
| Kent County Rhode Island | 1 | $ 235,000 | $ 235,000 | $ 111,000 |
| Florence County South Carolina | 1 | $ 346,000 | $ 346,000 | $ 190,000 |
| Orangeburg County South Carolina | 1 | $ 262,000 | $ 262,000 | $ 153,000 |
| York County South Carolina | 1 | $ 320,000 | $ 320,000 | $ 80,000 |
| Lincoln County South Dakota | 1 | $ 94,000 | $ 94,000 | $ 53,000 |
| Franklin County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 75,000 |
| Montgomery County Tennessee | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Sumner County Tennessee | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Bexar County Texas | 1 | $ 134,000 | $ 134,000 | $ 43,000 |
| Denton County Texas | 1 | $ 110,000 | $ 110,000 | $ 70,000 |
| Hopkins County Texas | 1 | $ 304,000 | $ 304,000 | $ 76,000 |
| Rains County Texas | 1 | $ 83,000 | $ 83,000 | $ 45,000 |
| Williamson County Texas | 1 | $ 417,000 | $ 417,000 | $ 97,000 |
| Greene County Virginia | 1 | $ 6,000 | $ 6,000 | $ 33,000 |
| Henry County Virginia | 1 | $ 245,000 | $ 245,000 | $ 56,000 |
| Louisa County Virginia | 1 | $ 251,000 | $ 251,000 | $ 89,000 |
| Suffolk County Virginia | 1 | $ 340,000 | $ 340,000 | $ 101,000 |
| Clark County Washington | 1 | $ 174,000 | $ 174,000 | $ 77,000 |
| Mason County Washington | 1 | $ 324,000 | $ 324,000 | $ 118,000 |
| Pierce County Washington | 1 | $ 115,000 | $ 115,000 | $ 176,000 |
| Snohomish County Washington | 1 | $ 275,000 | $ 275,000 | $ 69,000 |
| Thurston County Washington | 1 | $ 174,000 | $ 174,000 | $ 96,000 |
| Kanawha County West Virginia | 1 | $ 69,000 | $ 69,000 | $ 52,000 |
| Ashland County Wisconsin | 1 | $ 910,000 | $ 910,000 | $ 550,000 |
| Dodge County Wisconsin | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Jefferson County Wisconsin | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Kenosha County Wisconsin | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Sawyer County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 118,000 |
| Walworth County Wisconsin | 1 | $ 189,000 | $ 189,000 | $ 88,000 |
| Winnebago County Wisconsin | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Sublette County Wyoming | 1 | $ 250,000 | $ 250,000 | $ 105,000 |
Mortgage Loan Application Detail Totals for Midcountry Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 763 | $108,349,000 | $142,000 | $2,170,000 | $60,000 | $620,000 |
| Refinancing | 711 | $115,628,000 | $162,000 | $3,600,000 | $80,000 | $1,518,000 |
| Home Improvement | 51 | $7,352,000 | $144,000 | $656,000 | $83,000 | $271,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,173 | $168,743,000 | $143,000 | $910,000 | $73,000 | $1,518,000 |
| Black or African American | 133 | $16,598,000 | $124,000 | $330,000 | $48,000 | $143,000 |
| Asian | 81 | $12,239,000 | $151,000 | $746,000 | $76,000 | $620,000 |
| Not Provided | 81 | $13,090,000 | $161,000 | $480,000 | $79,000 | $420,000 |
| Hispanic | 30 | $3,772,000 | $125,000 | $304,000 | $53,000 | $120,000 |
| Not applicable | 18 | $15,785,000 | $876,000 | $3,600,000 | $0 | $0 |
| American Indian or Alaskan Native | 5 | $341,000 | $68,000 | $109,000 | $37,000 | $48,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $761,000 | $190,000 | $278,000 | $90,000 | $148,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 875 | $136,822,000 | $156,000 | $3,600,000 | $85,000 | $1,518,000 |
| FHA-insured (Federal Housing Administration) | 500 | $71,775,000 | $143,000 | $371,000 | $49,000 | $275,000 |
| VA-guaranteed (Veterans Administration) | 109 | $18,098,000 | $166,000 | $368,000 | $55,000 | $140,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 41 | $4,634,000 | $113,000 | $199,000 | $43,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,015 | $155,862,000 | $153,000 | $3,600,000 | $72,000 | $1,518,000 |
| Application Denied By Financial Institution | 282 | $41,765,000 | $148,000 | $587,000 | $59,000 | $466,000 |
| Application Withdrawn By Applicant | 180 | $28,434,000 | $157,000 | $910,000 | $80,000 | $550,000 |
| File Closed For Incompleteness | 24 | $2,683,000 | $111,000 | $350,000 | $35,000 | $93,000 |
| Application Approved But Not Accepted | 24 | $2,585,000 | $107,000 | $340,000 | $62,000 | $145,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 121 | $14,942,000 | $123,000 | $380,000 | $54,000 | $190,000 |
| Debt-To-Income Ratio | 59 | $9,185,000 | $155,000 | $400,000 | $39,000 | $97,000 |
| Collateral | 54 | $10,773,000 | $199,000 | $587,000 | $88,000 | $300,000 |
| Credit Application Incomplete | 22 | $3,282,000 | $149,000 | $412,000 | $84,000 | $466,000 |
| Other | 14 | $1,966,000 | $140,000 | $417,000 | $42,000 | $125,000 |
| Unverifiable Information | 6 | $954,000 | $159,000 | $300,000 | $64,000 | $160,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $491,000 | $98,000 | $161,000 | $44,000 | $77,000 |
| Employment History | 1 | $172,000 | $172,000 | $172,000 | $48,000 | $48,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midcountry Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midcountry Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.