Midcountry Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Midcountry Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midcountry Bank 7825 Washington Ave. S., Ste. 120 Bloomington, MN 55439 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,349 |
| Total Mortgage Loan Application Amount | $224,366,000 |
| Average Mortgage Loan Application Amount | $150,000 |
| Highest Mortgage Loan Application Amount | $4,200,000 |
| Average Applicant Income | $82,333 |
| Highest Applicant Income | $5,571,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Midcountry Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midcountry Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Midcountry Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midcountry Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Midcountry Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midcountry Bank's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 232 | $ 51,515,000 | $ 222,000 | $ 113,000 |
| Ramsey County Minnesota | 133 | $ 22,168,000 | $ 166,000 | $ 91,000 |
| Washington County Minnesota | 83 | $ 17,510,000 | $ 210,000 | $ 93,000 |
| Dakota County Minnesota | 79 | $ 13,036,000 | $ 165,000 | $ 72,000 |
| Anoka County Minnesota | 76 | $ 11,828,000 | $ 155,000 | $ 53,000 |
| McLeod County Minnesota | 49 | $ 4,538,000 | $ 92,000 | $ 62,000 |
| Carver County Minnesota | 46 | $ 7,566,000 | $ 164,000 | $ 59,000 |
| Wright County Minnesota | 46 | $ 7,740,000 | $ 168,000 | $ 104,000 |
| Williamson County Illinois | 44 | $ 3,027,000 | $ 68,000 | $ 46,000 |
| Franklin County Illinois | 41 | $ 2,254,000 | $ 54,000 | $ 45,000 |
| Meeker County Minnesota | 25 | $ 3,348,000 | $ 133,000 | $ 67,000 |
| Kandiyohi County Minnesota | 22 | $ 3,768,000 | $ 171,000 | $ 70,000 |
| Scott County Minnesota | 22 | $ 5,464,000 | $ 248,000 | $ 97,000 |
| Sherburne County Minnesota | 17 | $ 2,623,000 | $ 154,000 | $ 60,000 |
| Stearns County Minnesota | 17 | $ 4,173,000 | $ 245,000 | $ 83,000 |
| Douglas County Nebraska | 13 | $ 1,669,000 | $ 128,000 | $ 93,000 |
| Jefferson County Illinois | 12 | $ 666,000 | $ 55,000 | $ 64,000 |
| Chisago County Minnesota | 11 | $ 1,989,000 | $ 180,000 | $ 70,000 |
| Sibley County Minnesota | 11 | $ 1,535,000 | $ 139,000 | $ 50,000 |
| St. Louis County Minnesota | 11 | $ 1,630,000 | $ 148,000 | $ 271,000 |
| Jackson County Illinois | 10 | $ 2,492,000 | $ 249,000 | $ 164,000 |
| Benton County Minnesota | 10 | $ 3,664,000 | $ 366,000 | $ 57,000 |
| Olmsted County Minnesota | 10 | $ 1,161,000 | $ 116,000 | $ 44,000 |
| Clark County Nevada | 9 | $ 1,424,000 | $ 158,000 | $ 40,000 |
| Massac County Illinois | 8 | $ 485,000 | $ 60,000 | $ 39,000 |
| St. Louis County Missouri | 8 | $ 1,284,000 | $ 160,000 | $ 136,000 |
| Crow Wing County Minnesota | 7 | $ 950,000 | $ 135,000 | $ 57,000 |
| Isanti County Minnesota | 7 | $ 729,000 | $ 104,000 | $ 60,000 |
| Saline County Illinois | 6 | $ 426,000 | $ 71,000 | $ 61,000 |
| Rice County Minnesota | 6 | $ 1,460,000 | $ 243,000 | $ 136,000 |
| Johnson County Illinois | 5 | $ 372,000 | $ 74,000 | $ 35,000 |
| St. Croix County Wisconsin | 5 | $ 782,000 | $ 156,000 | $ 99,000 |
| Union County Illinois | 4 | $ 171,000 | $ 42,000 | $ 30,000 |
| Johnson County Kansas | 4 | $ 474,000 | $ 118,000 | $ 46,000 |
| Goodhue County Minnesota | 4 | $ 706,000 | $ 176,000 | $ 70,000 |
| Maricopa County Arizona | 3 | $ 636,000 | $ 212,000 | $ 93,000 |
| Palm Beach County Florida | 3 | $ 537,000 | $ 179,000 | $ 16,000 |
| Vigo County Indiana | 3 | $ 340,000 | $ 113,000 | $ 21,000 |
| Beltrami County Minnesota | 3 | $ 583,000 | $ 194,000 | $ 191,000 |
| Lac qui Parle County Minnesota | 3 | $ 329,000 | $ 109,000 | $ 86,000 |
| Mille Lacs County Minnesota | 3 | $ 498,000 | $ 166,000 | $ 55,000 |
| Nicollet County Minnesota | 3 | $ 342,000 | $ 114,000 | $ 37,000 |
| Renville County Minnesota | 3 | $ 290,000 | $ 96,000 | $ 54,000 |
| Winona County Minnesota | 3 | $ 241,000 | $ 80,000 | $ 42,000 |
| Jasper County Missouri | 3 | $ 340,000 | $ 113,000 | $ 33,000 |
| Jefferson County Alabama | 2 | $ 288,000 | $ 144,000 | $ 127,000 |
| Pima County Arizona | 2 | $ 347,000 | $ 173,000 | $ 97,000 |
| Pinal County Arizona | 2 | $ 322,000 | $ 161,000 | $ 45,000 |
| Los Angeles County California | 2 | $ 870,000 | $ 435,000 | $ 157,000 |
| Broward County Florida | 2 | $ 183,000 | $ 91,000 | $ 54,000 |
| Cherokee County Georgia | 2 | $ 291,000 | $ 145,000 | $ 95,000 |
| Muscogee County Georgia | 2 | $ 221,000 | $ 110,000 | $ 203,000 |
| Pope County Illinois | 2 | $ 302,000 | $ 151,000 | $ 69,000 |
| Pulaski County Illinois | 2 | $ 149,000 | $ 74,000 | $ 34,000 |
| Washington County Illinois | 2 | $ 149,000 | $ 74,000 | $ 38,000 |
| Sedgwick County Kansas | 2 | $ 439,000 | $ 219,000 | $ 56,000 |
| Graves County Kentucky | 2 | $ 153,000 | $ 76,000 | $ 0 |
| Anne Arundel County Maryland | 2 | $ 540,000 | $ 270,000 | $ 78,000 |
| Cass County Minnesota | 2 | $ 513,000 | $ 256,000 | $ 92,000 |
| Dodge County Minnesota | 2 | $ 56,000 | $ 28,000 | $ 17,000 |
| Morrison County Minnesota | 2 | $ 314,000 | $ 157,000 | $ 63,000 |
| Pine County Minnesota | 2 | $ 324,000 | $ 162,000 | $ 17,000 |
| Yellow Medicine County Minnesota | 2 | $ 181,000 | $ 90,000 | $ 72,000 |
| Boone County Missouri | 2 | $ 109,000 | $ 54,000 | $ 47,000 |
| Jackson County Missouri | 2 | $ 284,000 | $ 142,000 | $ 58,000 |
| Keith County Nebraska | 2 | $ 432,000 | $ 216,000 | $ 84,000 |
| Lancaster County Nebraska | 2 | $ 164,000 | $ 82,000 | $ 116,000 |
| Sarpy County Nebraska | 2 | $ 258,000 | $ 129,000 | $ 52,000 |
| Wake County North Carolina | 2 | $ 1,406,000 | $ 703,000 | $ 240,000 |
| York County Pennsylvania | 2 | $ 287,000 | $ 143,000 | $ 74,000 |
| Dyer County Tennessee | 2 | $ 274,000 | $ 137,000 | $ 0 |
| Montgomery County Tennessee | 2 | $ 327,000 | $ 163,000 | $ 0 |
| Harris County Texas | 2 | $ 470,000 | $ 235,000 | $ 53,000 |
| Tarrant County Texas | 2 | $ 356,000 | $ 178,000 | $ 92,000 |
| King County Washington | 2 | $ 453,000 | $ 226,000 | $ 142,000 |
| Berkeley County West Virginia | 2 | $ 192,000 | $ 96,000 | $ 175,000 |
| Barron County Wisconsin | 2 | $ 162,000 | $ 81,000 | $ 55,000 |
| Pierce County Wisconsin | 2 | $ 367,000 | $ 183,000 | $ 68,000 |
| Jackson County Alabama | 1 | $ 191,000 | $ 191,000 | $ 65,000 |
| Madison County Alabama | 1 | $ 148,000 | $ 148,000 | $ 31,000 |
| St. Clair County Alabama | 1 | $ 271,000 | $ 271,000 | $ 63,000 |
| Matanuska-Susitna County Alaska | 1 | $ 151,000 | $ 151,000 | $ 103,000 |
| Crawford County Arkansas | 1 | $ 231,000 | $ 231,000 | $ 102,000 |
| Greene County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 47,000 |
| Pulaski County Arkansas | 1 | $ 260,000 | $ 260,000 | $ 123,000 |
| Sebastian County Arkansas | 1 | $ 101,000 | $ 101,000 | $ 32,000 |
| Riverside County California | 1 | $ 247,000 | $ 247,000 | $ 81,000 |
| El Paso County Colorado | 1 | $ 279,000 | $ 279,000 | $ 82,000 |
| Charlotte County Florida | 1 | $ 172,000 | $ 172,000 | $ 71,000 |
| Collier County Florida | 1 | $ 400,000 | $ 400,000 | $ 216,000 |
| Escambia County Florida | 1 | $ 200,000 | $ 200,000 | $ 969,000 |
| Lee County Florida | 1 | $ 95,000 | $ 95,000 | $ 201,000 |
| Miami-Dade County Florida | 1 | $ 123,000 | $ 123,000 | $ 264,000 |
| Orange County Florida | 1 | $ 112,000 | $ 112,000 | $ 60,000 |
| Pasco County Florida | 1 | $ 196,000 | $ 196,000 | $ 129,000 |
| Pinellas County Florida | 1 | $ 165,000 | $ 165,000 | $ 14,000 |
| Volusia County Florida | 1 | $ 217,000 | $ 217,000 | $ 47,000 |
| Columbia County Georgia | 1 | $ 158,000 | $ 158,000 | $ 50,000 |
| Effingham County Georgia | 1 | $ 300,000 | $ 300,000 | $ 212,000 |
| Lanier County Georgia | 1 | $ 129,000 | $ 129,000 | $ 61,000 |
| Liberty County Georgia | 1 | $ 246,000 | $ 246,000 | $ 0 |
| Paulding County Georgia | 1 | $ 92,000 | $ 92,000 | $ 38,000 |
| Terrell County Georgia | 1 | $ 58,000 | $ 58,000 | $ 58,000 |
| Minidoka County Idaho | 1 | $ 106,000 | $ 106,000 | $ 56,000 |
| Champaign County Illinois | 1 | $ 92,000 | $ 92,000 | $ 42,000 |
| Cook County Illinois | 1 | $ 49,000 | $ 49,000 | $ 30,000 |
| Hamilton County Illinois | 1 | $ 20,000 | $ 20,000 | $ 87,000 |
| Kane County Illinois | 1 | $ 72,000 | $ 72,000 | $ 53,000 |
| Madison County Illinois | 1 | $ 222,000 | $ 222,000 | $ 90,000 |
| Marshall County Illinois | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Montgomery County Illinois | 1 | $ 74,000 | $ 74,000 | $ 96,000 |
| Perry County Illinois | 1 | $ 120,000 | $ 120,000 | $ 109,000 |
| Tazewell County Illinois | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Wayne County Illinois | 1 | $ 7,000 | $ 7,000 | $ 61,000 |
| Will County Illinois | 1 | $ 99,000 | $ 99,000 | $ 36,000 |
| Grant County Indiana | 1 | $ 61,000 | $ 61,000 | $ 38,000 |
| Hancock County Indiana | 1 | $ 400,000 | $ 400,000 | $ 140,000 |
| Hendricks County Indiana | 1 | $ 200,000 | $ 200,000 | $ 86,000 |
| Lake County Indiana | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Marion County Indiana | 1 | $ 61,000 | $ 61,000 | $ 60,000 |
| Owen County Indiana | 1 | $ 270,000 | $ 270,000 | $ 49,000 |
| Parke County Indiana | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Tippecanoe County Indiana | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Cerro Gordo County Iowa | 1 | $ 289,000 | $ 289,000 | $ 123,000 |
| Clinton County Iowa | 1 | $ 54,000 | $ 54,000 | $ 85,000 |
| Dallas County Iowa | 1 | $ 243,000 | $ 243,000 | $ 107,000 |
| Polk County Iowa | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| Cherokee County Kansas | 1 | $ 80,000 | $ 80,000 | $ 75,000 |
| Clay County Kansas | 1 | $ 123,000 | $ 123,000 | $ 55,000 |
| Clark County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 41,000 |
| Hardin County Kentucky | 1 | $ 190,000 | $ 190,000 | $ 67,000 |
| Laurel County Kentucky | 1 | $ 97,000 | $ 97,000 | $ 23,000 |
| Oldham County Kentucky | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Cumberland County Maine | 1 | $ 212,000 | $ 212,000 | $ 137,000 |
| Washington County Maine | 1 | $ 53,000 | $ 53,000 | $ 17,000 |
| Montgomery County Maryland | 1 | $ 297,000 | $ 297,000 | $ 81,000 |
| Middlesex County Massachusetts | 1 | $ 400,000 | $ 400,000 | $ 194,000 |
| Ionia County Michigan | 1 | $ 153,000 | $ 153,000 | $ 76,000 |
| Jackson County Michigan | 1 | $ 69,000 | $ 69,000 | $ 25,000 |
| Saginaw County Michigan | 1 | $ 150,000 | $ 150,000 | $ 122,000 |
| St. Joseph County Michigan | 1 | $ 84,000 | $ 84,000 | $ 70,000 |
| Washtenaw County Michigan | 1 | $ 388,000 | $ 388,000 | $ 93,000 |
| Blue Earth County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 77,000 |
| Douglas County Minnesota | 1 | $ 142,000 | $ 142,000 | $ 58,000 |
| Freeborn County Minnesota | 1 | $ 78,000 | $ 78,000 | $ 28,000 |
| Hubbard County Minnesota | 1 | $ 159,000 | $ 159,000 | $ 51,000 |
| Kanabec County Minnesota | 1 | $ 97,000 | $ 97,000 | $ 26,000 |
| Koochiching County Minnesota | 1 | $ 119,000 | $ 119,000 | $ 93,000 |
| Le Sueur County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Lyon County Minnesota | 1 | $ 122,000 | $ 122,000 | $ 39,000 |
| Mower County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 29,000 |
| Murray County Minnesota | 1 | $ 300,000 | $ 300,000 | $ 129,000 |
| Otter Tail County Minnesota | 1 | $ 250,000 | $ 250,000 | $ 345,000 |
| Redwood County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 74,000 |
| Lauderdale County Mississippi | 1 | $ 244,000 | $ 244,000 | $ 250,000 |
| Christian County Missouri | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Pettis County Missouri | 1 | $ 74,000 | $ 74,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 103,000 | $ 103,000 | $ 70,000 |
| St. Louis City County Missouri | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Texas County Missouri | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Buffalo County Nebraska | 1 | $ 82,000 | $ 82,000 | $ 52,000 |
| Cass County Nebraska | 1 | $ 152,000 | $ 152,000 | $ 94,000 |
| Cedar County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 96,000 |
| Gage County Nebraska | 1 | $ 50,000 | $ 50,000 | $ 108,000 |
| Nemaha County Nebraska | 1 | $ 64,000 | $ 64,000 | $ 118,000 |
| Red Willow County Nebraska | 1 | $ 93,000 | $ 93,000 | $ 77,000 |
| Passaic County New Jersey | 1 | $ 366,000 | $ 366,000 | $ 168,000 |
| Salem County New Jersey | 1 | $ 230,000 | $ 230,000 | $ 53,000 |
| Warren County New Jersey | 1 | $ 140,000 | $ 140,000 | $ 51,000 |
| Bronx County New York | 1 | $ 315,000 | $ 315,000 | $ 72,000 |
| Jefferson County New York | 1 | $ 149,000 | $ 149,000 | $ 54,000 |
| Richmond County New York | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Sullivan County New York | 1 | $ 100,000 | $ 100,000 | $ 87,000 |
| Cumberland County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 56,000 |
| Forsyth County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Guilford County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Henderson County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 62,000 |
| Hoke County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 42,000 |
| Lincoln County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 25,000 |
| Macon County North Carolina | 1 | $ 54,000 | $ 54,000 | $ 69,000 |
| Martin County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 971,000 |
| Mecklenburg County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 200,000 |
| Onslow County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| Pender County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 24,000 |
| Pitt County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 37,000 |
| Rowan County North Carolina | 1 | $ 196,000 | $ 196,000 | $ 80,000 |
| Stanly County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 46,000 |
| Transylvania County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 30,000 |
| Richland County North Dakota | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Ward County North Dakota | 1 | $ 255,000 | $ 255,000 | $ 34,000 |
| Columbiana County Ohio | 1 | $ 77,000 | $ 77,000 | $ 46,000 |
| Franklin County Ohio | 1 | $ 121,000 | $ 121,000 | $ 46,000 |
| Hamilton County Ohio | 1 | $ 74,000 | $ 74,000 | $ 60,000 |
| Montgomery County Ohio | 1 | $ 58,000 | $ 58,000 | $ 36,000 |
| Seneca County Ohio | 1 | $ 64,000 | $ 64,000 | $ 60,000 |
| Craig County Oklahoma | 1 | $ 172,000 | $ 172,000 | $ 93,000 |
| Oklahoma County Oklahoma | 1 | $ 119,000 | $ 119,000 | $ 95,000 |
| Tulsa County Oklahoma | 1 | $ 172,000 | $ 172,000 | $ 14,000 |
| Clackamas County Oregon | 1 | $ 246,000 | $ 246,000 | $ 79,000 |
| Columbia County Oregon | 1 | $ 133,000 | $ 133,000 | $ 35,000 |
| Douglas County Oregon | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 53,000 | $ 53,000 | $ 57,000 |
| Beaver County Pennsylvania | 1 | $ 61,000 | $ 61,000 | $ 35,000 |
| Luzerne County Pennsylvania | 1 | $ 72,000 | $ 72,000 | $ 70,000 |
| Warren County Pennsylvania | 1 | $ 61,000 | $ 61,000 | $ 17,000 |
| Darlington County South Carolina | 1 | $ 124,000 | $ 124,000 | $ 53,000 |
| Pickens County South Carolina | 1 | $ 143,000 | $ 143,000 | $ 49,000 |
| Richland County South Carolina | 1 | $ 173,000 | $ 173,000 | $ 58,000 |
| Lake County South Dakota | 1 | $ 120,000 | $ 120,000 | $ 106,000 |
| Stanley County South Dakota | 1 | $ 126,000 | $ 126,000 | $ 63,000 |
| Shelby County Tennessee | 1 | $ 213,000 | $ 213,000 | $ 45,000 |
| Sumner County Tennessee | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Bell County Texas | 1 | $ 254,000 | $ 254,000 | $ 0 |
| Bexar County Texas | 1 | $ 65,000 | $ 65,000 | $ 44,000 |
| Brazoria County Texas | 1 | $ 233,000 | $ 233,000 | $ 125,000 |
| Coryell County Texas | 1 | $ 37,000 | $ 37,000 | $ 59,000 |
| Dallas County Texas | 1 | $ 785,000 | $ 785,000 | $ 350,000 |
| Midland County Texas | 1 | $ 80,000 | $ 80,000 | $ 102,000 |
| Victoria County Texas | 1 | $ 170,000 | $ 170,000 | $ 50,000 |
| Chesapeake County Virginia | 1 | $ 255,000 | $ 255,000 | $ 69,000 |
| Hampton County Virginia | 1 | $ 147,000 | $ 147,000 | $ 53,000 |
| Louisa County Virginia | 1 | $ 57,000 | $ 57,000 | $ 32,000 |
| Page County Virginia | 1 | $ 80,000 | $ 80,000 | $ 16,000 |
| Pierce County Washington | 1 | $ 412,000 | $ 412,000 | $ 84,000 |
| Boone County West Virginia | 1 | $ 71,000 | $ 71,000 | $ 142,000 |
| Cabell County West Virginia | 1 | $ 56,000 | $ 56,000 | $ 54,000 |
| Jefferson County West Virginia | 1 | $ 127,000 | $ 127,000 | $ 48,000 |
| Kanawha County West Virginia | 1 | $ 80,000 | $ 80,000 | $ 130,000 |
| Monongalia County West Virginia | 1 | $ 120,000 | $ 120,000 | $ 144,000 |
| Preston County West Virginia | 1 | $ 59,000 | $ 59,000 | $ 148,000 |
| Ashland County Wisconsin | 1 | $ 941,000 | $ 941,000 | $ 550,000 |
| Burnett County Wisconsin | 1 | $ 186,000 | $ 186,000 | $ 159,000 |
| Dane County Wisconsin | 1 | $ 123,000 | $ 123,000 | $ 57,000 |
| Sawyer County Wisconsin | 1 | $ 182,000 | $ 182,000 | $ 229,000 |
| Albany County Wyoming | 1 | $ 244,000 | $ 244,000 | $ 76,000 |
| Platte County Wyoming | 1 | $ 137,000 | $ 137,000 | $ 75,000 |
| Sublette County Wyoming | 1 | $ 113,000 | $ 113,000 | $ 69,000 |
Mortgage Loan Application Detail Totals for Midcountry Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 809 | $125,402,000 | $155,000 | $2,960,000 | $78,000 | $5,571,000 |
| Refinancing | 475 | $92,383,000 | $194,000 | $4,200,000 | $93,000 | $2,446,000 |
| Home Improvement | 65 | $6,581,000 | $101,000 | $1,250,000 | $76,000 | $1,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,046 | $166,685,000 | $159,000 | $1,750,000 | $90,000 | $5,571,000 |
| Black or African American | 117 | $16,804,000 | $143,000 | $561,000 | $55,000 | $212,000 |
| Asian | 86 | $13,302,000 | $154,000 | $1,100,000 | $79,000 | $971,000 |
| Not Provided | 41 | $6,204,000 | $151,000 | $785,000 | $84,000 | $350,000 |
| Hispanic | 32 | $4,369,000 | $136,000 | $377,000 | $50,000 | $210,000 |
| Not applicable | 23 | $16,254,000 | $706,000 | $4,200,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 2 | $347,000 | $173,000 | $177,000 | $37,000 | $75,000 |
| American Indian or Alaskan Native | 2 | $401,000 | $200,000 | $309,000 | $79,000 | $130,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 834 | $143,794,000 | $172,000 | $4,200,000 | $102,000 | $5,571,000 |
| FHA-insured (Federal Housing Administration) | 345 | $53,923,000 | $156,000 | $392,000 | $54,000 | $460,000 |
| VA-guaranteed (Veterans Administration) | 107 | $19,308,000 | $180,000 | $412,000 | $62,000 | $212,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 63 | $7,341,000 | $116,000 | $330,000 | $40,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 856 | $151,751,000 | $177,000 | $4,200,000 | $83,000 | $2,446,000 |
| Application Denied By Financial Institution | 311 | $44,219,000 | $142,000 | $1,336,000 | $68,000 | $2,446,000 |
| Application Withdrawn By Applicant | 131 | $21,038,000 | $160,000 | $417,000 | $115,000 | $5,571,000 |
| File Closed For Incompleteness | 40 | $6,286,000 | $157,000 | $785,000 | $112,000 | $971,000 |
| Application Approved But Not Accepted | 11 | $1,072,000 | $97,000 | $216,000 | $90,000 | $190,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 104 | $12,377,000 | $119,000 | $300,000 | $52,000 | $212,000 |
| Debt-To-Income Ratio | 84 | $12,585,000 | $149,000 | $495,000 | $43,000 | $168,000 |
| Collateral | 48 | $7,245,000 | $150,000 | $417,000 | $137,000 | $2,446,000 |
| Credit Application Incomplete | 20 | $4,193,000 | $209,000 | $1,336,000 | $92,000 | $360,000 |
| Other | 20 | $2,136,000 | $106,000 | $388,000 | $57,000 | $120,000 |
| Employment History | 17 | $2,236,000 | $131,000 | $281,000 | $54,000 | $210,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $2,036,000 | $226,000 | $920,000 | $129,000 | $569,000 |
| Unverifiable Information | 9 | $1,411,000 | $156,000 | $371,000 | $51,000 | $92,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midcountry Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midcountry Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.