Midcountry Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Midcountry Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midcountry Bank 7825 Washington Ave. S., Ste. 120 Bloomington, MN 55439 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 854 |
| Total Mortgage Loan Application Amount | $165,670,000 |
| Average Mortgage Loan Application Amount | $237,750 |
| Highest Mortgage Loan Application Amount | $9,005,000 |
| Average Applicant Income | $89,000 |
| Highest Applicant Income | $738,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Midcountry Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midcountry Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Midcountry Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midcountry Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Midcountry Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midcountry Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 256 | $ 52,020,000 | $ 203,000 | $ 78,000 |
| Ramsey County Minnesota | 106 | $ 14,590,000 | $ 137,000 | $ 63,000 |
| Dakota County Minnesota | 105 | $ 16,785,000 | $ 159,000 | $ 73,000 |
| Washington County Minnesota | 57 | $ 12,775,000 | $ 224,000 | $ 102,000 |
| Anoka County Minnesota | 44 | $ 7,060,000 | $ 160,000 | $ 73,000 |
| McLeod County Minnesota | 40 | $ 4,340,000 | $ 108,000 | $ 52,000 |
| Carver County Minnesota | 26 | $ 4,420,000 | $ 170,000 | $ 80,000 |
| Meeker County Minnesota | 21 | $ 2,575,000 | $ 122,000 | $ 84,000 |
| Wright County Minnesota | 21 | $ 3,595,000 | $ 171,000 | $ 84,000 |
| Stearns County Minnesota | 19 | $ 4,155,000 | $ 218,000 | $ 89,000 |
| Scott County Minnesota | 16 | $ 3,320,000 | $ 207,000 | $ 66,000 |
| Le Sueur County Minnesota | 12 | $ 1,460,000 | $ 121,000 | $ 57,000 |
| Crow Wing County Minnesota | 11 | $ 1,565,000 | $ 142,000 | $ 68,000 |
| St. Croix County Wisconsin | 9 | $ 2,095,000 | $ 232,000 | $ 118,000 |
| Sibley County Minnesota | 8 | $ 1,160,000 | $ 145,000 | $ 59,000 |
| Isanti County Minnesota | 7 | $ 905,000 | $ 129,000 | $ 93,000 |
| Chisago County Minnesota | 5 | $ 1,045,000 | $ 209,000 | $ 68,000 |
| Faribault County Minnesota | 5 | $ 165,000 | $ 33,000 | $ 30,000 |
| St. Louis County Minnesota | 5 | $ 9,695,000 | $ 1,939,000 | $ 123,000 |
| Beltrami County Minnesota | 4 | $ 690,000 | $ 172,000 | $ 61,000 |
| Mille Lacs County Minnesota | 4 | $ 350,000 | $ 87,000 | $ 97,000 |
| Rice County Minnesota | 4 | $ 510,000 | $ 127,000 | $ 55,000 |
| Benton County Minnesota | 3 | $ 225,000 | $ 75,000 | $ 109,000 |
| Olmsted County Minnesota | 3 | $ 325,000 | $ 108,000 | $ 104,000 |
| Pine County Minnesota | 3 | $ 285,000 | $ 95,000 | $ 51,000 |
| Sherburne County Minnesota | 3 | $ 585,000 | $ 195,000 | $ 75,000 |
| Grant County Indiana | 2 | $ 110,000 | $ 55,000 | $ 70,000 |
| Cass County Minnesota | 2 | $ 300,000 | $ 150,000 | $ 122,000 |
| Itasca County Minnesota | 2 | $ 190,000 | $ 95,000 | $ 44,000 |
| Nobles County Minnesota | 2 | $ 150,000 | $ 75,000 | $ 54,000 |
| Todd County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 36,000 |
| Wabasha County Minnesota | 2 | $ 180,000 | $ 90,000 | $ 45,000 |
| Grand Forks County North Dakota | 2 | $ 7,850,000 | $ 3,925,000 | $ 0 |
| Charleston County South Carolina | 2 | $ 640,000 | $ 320,000 | $ 90,000 |
| Pierce County Wisconsin | 2 | $ 590,000 | $ 295,000 | $ 109,000 |
| Coconino County Arizona | 1 | $ 655,000 | $ 655,000 | $ 365,000 |
| Maricopa County Arizona | 1 | $ 205,000 | $ 205,000 | $ 119,000 |
| Pima County Arizona | 1 | $ 455,000 | $ 455,000 | $ 275,000 |
| Pinal County Arizona | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Hempstead County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Los Angeles County California | 1 | $ 595,000 | $ 595,000 | $ 134,000 |
| Alamosa County Colorado | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Mesa County Colorado | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Miami-Dade County Florida | 1 | $ 415,000 | $ 415,000 | $ 142,000 |
| Williamson County Illinois | 1 | $ 125,000 | $ 125,000 | $ 118,000 |
| Vigo County Indiana | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Henry County Iowa | 1 | $ 45,000 | $ 45,000 | $ 10,000 |
| Oxford County Maine | 1 | $ 245,000 | $ 245,000 | $ 59,000 |
| Harford County Maryland | 1 | $ 305,000 | $ 305,000 | $ 53,000 |
| Aitkin County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Big Stone County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 137,000 |
| Douglas County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 176,000 |
| Kanabec County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Morrison County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
| Nicollet County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 76,000 |
| Pennington County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Renville County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| Wadena County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 98,000 |
| Henry County Missouri | 1 | $ 85,000 | $ 85,000 | $ 9,000 |
| Jackson County Missouri | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Saunders County Nebraska | 1 | $ 265,000 | $ 265,000 | $ 93,000 |
| Clark County Nevada | 1 | $ 215,000 | $ 215,000 | $ 139,000 |
| Passaic County New Jersey | 1 | $ 435,000 | $ 435,000 | $ 124,000 |
| Oswego County New York | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Rensselaer County New York | 1 | $ 285,000 | $ 285,000 | $ 148,000 |
| Hoke County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Bucks County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 92,000 |
| Chester County Pennsylvania | 1 | $ 745,000 | $ 745,000 | $ 86,000 |
| Tioga County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 174,000 |
| Hood County Texas | 1 | $ 135,000 | $ 135,000 | $ 81,000 |
| Burnett County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Dane County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Polk County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
| Vernon County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 87,000 |
Mortgage Loan Application Detail Totals for Midcountry Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 744 | $122,840,000 | $165,000 | $4,325,000 | $72,000 | $738,000 |
| Refinancing | 59 | $34,625,000 | $586,000 | $9,005,000 | $130,000 | $625,000 |
| Cash-out Refinancing | 45 | $8,075,000 | $179,000 | $655,000 | $96,000 | $386,000 |
| Home Improvement | 6 | $130,000 | $21,000 | $45,000 | $58,000 | $102,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 464 | $86,600,000 | $186,000 | $3,075,000 | $90,000 | $738,000 |
| Hispanic | 261 | $35,085,000 | $134,000 | $1,445,000 | $57,000 | $683,000 |
| Black or African American | 54 | $6,670,000 | $123,000 | $305,000 | $60,000 | $129,000 |
| Asian | 37 | $7,365,000 | $199,000 | $1,785,000 | $74,000 | $437,000 |
| Not Provided | 20 | $3,550,000 | $177,000 | $425,000 | $87,000 | $290,000 |
| Not applicable | 14 | $26,090,000 | $1,863,000 | $9,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 4 | $310,000 | $77,000 | $135,000 | $47,000 | $70,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 652 | $126,420,000 | $193,000 | $9,005,000 | $81,000 | $738,000 |
| FHA-insured (Federal Housing Administration) | 150 | $29,760,000 | $198,000 | $365,000 | $59,000 | $153,000 |
| VA-guaranteed (Veterans Administration) | 29 | $6,145,000 | $211,000 | $685,000 | $87,000 | $320,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 23 | $3,345,000 | $145,000 | $245,000 | $52,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 643 | $129,755,000 | $201,000 | $9,005,000 | $76,000 | $738,000 |
| Application Withdrawn By Applicant | 128 | $22,230,000 | $173,000 | $515,000 | $85,000 | $386,000 |
| Application Denied By Financial Institution | 78 | $12,670,000 | $162,000 | $925,000 | $68,000 | $365,000 |
| File Closed For Incompleteness | 4 | $940,000 | $235,000 | $325,000 | $112,000 | $240,000 |
| Application Approved But Not Accepted | 1 | $75,000 | $75,000 | $75,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 776 | $153,000,000 | $197,000 | $9,005,000 | $77,000 | $738,000 |
| Credit History | 29 | $4,565,000 | $157,000 | $655,000 | $77,000 | $365,000 |
| Debt-To-Income Ratio | 20 | $3,560,000 | $178,000 | $885,000 | $59,000 | $253,000 |
| Other | 11 | $1,955,000 | $177,000 | $925,000 | $74,000 | $314,000 |
| Credit Application Incomplete | 7 | $1,145,000 | $163,000 | $415,000 | $62,000 | $142,000 |
| Collateral | 4 | $810,000 | $202,000 | $385,000 | $97,000 | $174,000 |
| Employment History | 4 | $400,000 | $100,000 | $235,000 | $46,000 | $51,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $180,000 | $90,000 | $95,000 | $30,000 | $40,000 |
| Unverifiable Information | 1 | $55,000 | $55,000 | $55,000 | $34,000 | $34,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midcountry Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midcountry Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.