Midcountry Bank Mortgage Lending & HMDA Data, 2006

In 2006, Midcountry Bank of Marion, IL reported 1,199 mortgage applications totaling $270.1 million, up 28% from 2005. The average application was for $225,251, and applicants reported an average income of $70,990. 60% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (231), Phoenix-Mesa-Scottsdale, AZ (39) and St. Cloud, MN (23) (applications in parentheses).

Mortgage Company & Address Midcountry Bank
2611 Blue Heron Dr.
Marion, IL 62959
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,199
Total Mortgage Loan Application Amount $270,077,000
Average Mortgage Loan Application Amount $225,251
Highest Mortgage Loan Application Amount $1,387,000
Average Applicant Income $70,990
Highest Applicant Income $1,188,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Midcountry Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Midcountry Bank by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
McLeod, Minnesota 73 $ 7,583,000 $ 103,876 $ 56,000
Hennepin, Minnesota 71 $ 20,949,000 $ 295,056 $ 113,000
Saline, Illinois 40 $ 2,213,000 $ 55,325 $ 46,000
Itasca, Minnesota 39 $ 3,964,000 $ 101,641 $ 61,000
Ramsey, Minnesota 36 $ 8,127,000 $ 225,750 $ 62,000
Dakota, Minnesota 33 $ 6,031,000 $ 182,757 $ 101,000
Meeker, Minnesota 24 $ 2,652,000 $ 110,500 $ 64,000
Maricopa, Arizona 23 $ 8,466,000 $ 368,086 $ 69,000
Wright, Minnesota 19 $ 2,977,000 $ 156,684 $ 81,000
Carver, Minnesota 18 $ 3,300,000 $ 183,333 $ 63,000
Franklin, Illinois 17 $ 1,063,000 $ 62,529 $ 54,000
Stearns, Minnesota 17 $ 2,886,000 $ 169,764 $ 68,000
Pinal, Arizona 16 $ 4,765,000 $ 297,812 $ 70,000
Yavapai, Arizona 16 $ 5,578,000 $ 348,625 $ 68,000
Washington, Minnesota 14 $ 3,874,000 $ 276,714 $ 89,000
Gallatin, Illinois 13 $ 583,000 $ 44,846 $ 28,000
Sibley, Minnesota 12 $ 579,000 $ 48,250 $ 42,000
Pierce, Wisconsin 11 $ 3,286,000 $ 298,727 $ 50,000
Pima, Arizona 10 $ 3,502,000 $ 350,200 $ 58,000
Los Angeles, California 10 $ 4,401,000 $ 440,100 $ 95,000
San Juan, New Mexico 10 $ 2,670,000 $ 267,000 $ 87,000
San Bernardino, California 9 $ 2,970,000 $ 330,000 $ 93,000
Anoka, Minnesota 9 $ 2,706,000 $ 300,666 $ 79,000
Kern, California 7 $ 2,170,000 $ 310,000 $ 97,000
Williamson, Illinois 7 $ 734,000 $ 104,857 $ 65,000
Genesee, Michigan 6 $ 1,101,000 $ 183,500 $ 51,000
Benton, Minnesota 6 $ 647,000 $ 107,833 $ 57,000
Scott, Minnesota 6 $ 1,516,000 $ 252,666 $ 72,000
Lyon, Nevada 6 $ 2,101,000 $ 350,166 $ 29,000
Hillsborough, New Hampshire 6 $ 1,603,000 $ 267,166 $ 44,000
Merrimack, New Hampshire 6 $ 1,346,000 $ 224,333 $ 51,000
Natrona, Wyoming 6 $ 1,503,000 $ 250,500 $ 84,000
Riverside, California 5 $ 2,209,000 $ 441,800 $ 48,000
Lake, Florida 5 $ 1,666,000 $ 333,200 $ 70,000
Orange, Florida 5 $ 1,015,000 $ 203,000 $ 72,000
Prince George's, Maryland 5 $ 1,811,000 $ 362,200 $ 66,000
Sherburne, Minnesota 5 $ 836,000 $ 167,200 $ 75,000
Sandoval, New Mexico 5 $ 1,684,000 $ 336,800 $ 74,000
Bell, Texas 5 $ 1,500,000 $ 300,000 $ 96,000
Milwaukee, Wisconsin 5 $ 1,261,000 $ 252,200 $ 94,000
Polk, Wisconsin 5 $ 1,177,000 $ 235,400 $ 110,000
St. Croix, Wisconsin 5 $ 856,000 $ 171,200 $ 56,000
Cochise, Arizona 4 $ 902,000 $ 225,500 $ 63,000
Mohave, Arizona 4 $ 1,035,000 $ 258,750 $ 56,000
Pueblo, Colorado 4 $ 1,234,000 $ 308,500 $ 80,000
Bay, Florida 4 $ 596,000 $ 149,000 $ 12,000
Jefferson, Illinois 4 $ 575,000 $ 143,750 $ 96,000
Massac, Illinois 4 $ 138,000 $ 34,500 $ 37,000
Pulaski, Illinois 4 $ 736,000 $ 184,000 $ 61,000
Will, Illinois 4 $ 1,394,000 $ 348,500 $ 47,000
McCracken, Kentucky 4 $ 206,000 $ 51,500 $ 78,000
Oxford, Maine 4 $ 1,121,000 $ 280,250 $ 90,000
Cass, Minnesota 4 $ 993,000 $ 248,250 $ 62,000
Crow Wing, Minnesota 4 $ 860,000 $ 215,000 $ 46,000
Goodhue, Minnesota 4 $ 400,000 $ 100,000 $ 32,000
Washoe, Nevada 4 $ 1,906,000 $ 476,500 $ 46,000
Island, Washington 4 $ 1,111,000 $ 277,750 $ 75,000
Whatcom, Washington 4 $ 1,164,000 $ 291,000 $ 66,000
Lake, California 3 $ 854,000 $ 284,666 $ 116,000
El Paso, Colorado 3 $ 1,033,000 $ 344,333 $ 67,000
La Plata, Colorado 3 $ 853,000 $ 284,333 $ 24,000
Alachua, Florida 3 $ 588,000 $ 196,000 $ 55,000
Volusia, Florida 3 $ 552,000 $ 184,000 $ 52,000
DeKalb, Georgia 3 $ 953,000 $ 317,666 $ 48,000
Johnson, Kansas 3 $ 981,000 $ 327,000 $ 137,000
Graves, Kentucky 3 $ 305,000 $ 101,666 $ 49,000
Washtenaw, Michigan 3 $ 685,000 $ 228,333 $ 36,000
Le Sueur, Minnesota 3 $ 607,000 $ 202,333 $ 56,000
Mille Lacs, Minnesota 3 $ 473,000 $ 157,666 $ 69,000
Renville, Minnesota 3 $ 198,000 $ 66,000 $ 32,000
Steele, Minnesota 3 $ 422,000 $ 140,666 $ 70,000
Carroll, New Hampshire 3 $ 521,000 $ 173,666 $ 43,000
Mecklenburg, North Carolina 3 $ 292,000 $ 97,333 $ 51,000
Josephine, Oregon 3 $ 975,000 $ 325,000 $ 117,000
Dallas, Texas 3 $ 652,000 $ 217,333 $ 52,000
Harris, Texas 3 $ 1,009,000 $ 336,333 $ 129,000
Wise, Texas 3 $ 798,000 $ 266,000 $ 65,000
Spokane, Washington 3 $ 679,000 $ 226,333 $ 72,000
Mobile, Alabama 2 $ 522,000 $ 261,000 $ 79,000
Gila, Arizona 2 $ 682,000 $ 341,000 $ 33,000
Yuma, Arizona 2 $ 641,000 $ 320,500 $ 47,000
Amador, California 2 $ 598,000 $ 299,000 $ 77,000
Plumas, California 2 $ 493,000 $ 246,500 $ 77,000
San Joaquin, California 2 $ 600,000 $ 300,000 $ 31,000
Adams, Colorado 2 $ 812,000 $ 406,000 $ 55,000
Garfield, Colorado 2 $ 516,000 $ 258,000 $ 73,000
Columbia, Florida 2 $ 353,000 $ 176,500 $ 61,000
Gilchrist, Florida 2 $ 337,000 $ 168,500 $ 66,000
Pasco, Florida 2 $ 710,000 $ 355,000 $ 99,000
Floyd, Georgia 2 $ 360,000 $ 180,000 $ 49,000
Alexander, Illinois 2 $ 50,000 $ 25,000 $ 27,000
Hardin, Illinois 2 $ 274,000 $ 137,000 $ 34,000
Johnson, Illinois 2 $ 133,000 $ 66,500 $ 30,000
Whiteside, Illinois 2 $ 219,000 $ 109,500 $ 56,000
Leavenworth, Kansas 2 $ 413,000 $ 206,500 $ 83,000
Miami, Kansas 2 $ 636,000 $ 318,000 $ 118,000
Anne Arundel, Maryland 2 $ 729,000 $ 364,500 $ 87,000
Montgomery, Maryland 2 $ 635,000 $ 317,500 $ 77,000
Kalamazoo, Michigan 2 $ 376,000 $ 188,000 $ 66,000
Lenawee, Michigan 2 $ 656,000 $ 328,000 $ 95,000
Livingston, Michigan 2 $ 495,000 $ 247,500 $ 100,000
Muskegon, Michigan 2 $ 297,000 $ 148,500 $ 46,000
Chisago, Minnesota 2 $ 448,000 $ 224,000 $ 38,000
Isanti, Minnesota 2 $ 985,000 $ 492,500 $ 189,000
Kandiyohi, Minnesota 2 $ 175,000 $ 87,500 $ 83,000
Nicollet, Minnesota 2 $ 667,000 $ 333,500 $ 111,000
Pine, Minnesota 2 $ 792,000 $ 396,000 $ 0
Winona, Minnesota 2 $ 337,000 $ 168,500 $ 64,000
Grundy, Missouri 2 $ 332,000 $ 166,000 $ 50,000
Platte, Missouri 2 $ 457,000 $ 228,500 $ 53,000
St. Charles, Missouri 2 $ 467,000 $ 233,500 $ 137,000
St. Louis, Missouri 2 $ 358,000 $ 179,000 $ 176,000
Cascade, Montana 2 $ 492,000 $ 246,000 $ 80,000
Flathead, Montana 2 $ 530,000 $ 265,000 $ 61,000
Churchill, Nevada 2 $ 460,000 $ 230,000 $ 62,000
Clark, Nevada 2 $ 595,000 $ 297,500 $ 58,000
Douglas, Nevada 2 $ 515,000 $ 257,500 $ 80,000
Belknap, New Hampshire 2 $ 294,000 $ 147,000 $ 36,000
Cheshire, New Hampshire 2 $ 529,000 $ 264,500 $ 75,000
Middlesex, New Jersey 2 $ 601,000 $ 300,500 $ 100,000
Sussex, New Jersey 2 $ 548,000 $ 274,000 $ 32,000
Bernalillo, New Mexico 2 $ 623,000 $ 311,500 $ 90,000
Schenectady, New York 2 $ 548,000 $ 274,000 $ 54,000
Union, North Carolina 2 $ 711,000 $ 355,500 $ 105,000
Fulton, Ohio 2 $ 414,000 $ 207,000 $ 61,000
Knox, Ohio 2 $ 415,000 $ 207,500 $ 35,000
Lincoln, Oregon 2 $ 575,000 $ 287,500 $ 66,000
Washington, Oregon 2 $ 829,000 $ 414,500 $ 41,000
Berks, Pennsylvania 2 $ 453,000 $ 226,500 $ 83,000
York, Pennsylvania 2 $ 612,000 $ 306,000 $ 28,000
Knox, Tennessee 2 $ 563,000 $ 281,500 $ 39,000
Brazoria, Texas 2 $ 650,000 $ 325,000 $ 39,000
Collin, Texas 2 $ 833,000 $ 416,500 $ 93,000
Denton, Texas 2 $ 611,000 $ 305,500 $ 61,000
El Paso, Texas 2 $ 302,000 $ 151,000 $ 63,000
Hood, Texas 2 $ 702,000 $ 351,000 $ 24,000
Jefferson, Texas 2 $ 465,000 $ 232,500 $ 79,000
Parker, Texas 2 $ 512,000 $ 256,000 $ 84,000
Caledonia, Vermont 2 $ 486,000 $ 243,000 $ 94,000
Cowlitz, Washington 2 $ 580,000 $ 290,000 $ 75,000
King, Washington 2 $ 628,000 $ 314,000 $ 71,000
Kitsap, Washington 2 $ 888,000 $ 444,000 $ 39,000
Snohomish, Washington 2 $ 817,000 $ 408,500 $ 107,000
Thurston, Washington 2 $ 709,000 $ 354,500 $ 80,000
Kenosha, Wisconsin 2 $ 634,000 $ 317,000 $ 73,000
Ozaukee, Wisconsin 2 $ 659,000 $ 329,500 $ 79,000
Pepin, Wisconsin 2 $ 199,000 $ 99,500 $ 37,000
Racine, Wisconsin 2 $ 675,000 $ 337,500 $ 114,000
Sawyer, Wisconsin 2 $ 396,000 $ 198,000 $ 157,000
Baldwin, Alabama 1 $ 169,000 $ 169,000 $ 55,000
Covington, Alabama 1 $ 321,000 $ 321,000 $ 126,000
Marengo, Alabama 1 $ 206,000 $ 206,000 $ 66,000
Morgan, Alabama 1 $ 238,000 $ 238,000 $ 8,000
St. Clair, Alabama 1 $ 220,000 $ 220,000 $ 65,000
Tuscaloosa, Alabama 1 $ 195,000 $ 195,000 $ 71,000
Navajo, Arizona 1 $ 275,000 $ 275,000 $ 0
Craighead, Arkansas 1 $ 183,000 $ 183,000 $ 0
Union, Arkansas 1 $ 180,000 $ 180,000 $ 0
Alpine, California 1 $ 276,000 $ 276,000 $ 55,000
Calaveras, California 1 $ 400,000 $ 400,000 $ 33,000
Contra Costa, California 1 $ 700,000 $ 700,000 $ 280,000
El Dorado, California 1 $ 417,000 $ 417,000 $ 87,000
Lassen, California 1 $ 451,000 $ 451,000 $ 0
Mono, California 1 $ 360,000 $ 360,000 $ 0
Nevada, California 1 $ 365,000 $ 365,000 $ 96,000
Placer, California 1 $ 241,000 $ 241,000 $ 54,000
San Diego, California 1 $ 360,000 $ 360,000 $ 107,000
Santa Barbara, California 1 $ 351,000 $ 351,000 $ 81,000
Santa Cruz, California 1 $ 650,000 $ 650,000 $ 0
Siskiyou, California 1 $ 360,000 $ 360,000 $ 90,000
Solano, California 1 $ 417,000 $ 417,000 $ 118,000
Sutter, California 1 $ 417,000 $ 417,000 $ 240,000
Ventura, California 1 $ 592,000 $ 592,000 $ 113,000
Archuleta, Colorado 1 $ 493,000 $ 493,000 $ 0
Chaffee, Colorado 1 $ 216,000 $ 216,000 $ 71,000
Fremont, Colorado 1 $ 160,000 $ 160,000 $ 34,000
Gilpin, Colorado 1 $ 300,000 $ 300,000 $ 87,000
Mesa, Colorado 1 $ 209,000 $ 209,000 $ 95,000
Montrose, Colorado 1 $ 225,000 $ 225,000 $ 68,000
Summit, Colorado 1 $ 483,000 $ 483,000 $ 178,000
New London, Connecticut 1 $ 306,000 $ 306,000 $ 63,000
Brevard, Florida 1 $ 311,000 $ 311,000 $ 0
Broward, Florida 1 $ 500,000 $ 500,000 $ 149,000
Citrus, Florida 1 $ 360,000 $ 360,000 $ 80,000
Collier, Florida 1 $ 450,000 $ 450,000 $ 396,000
Highlands, Florida 1 $ 257,000 $ 257,000 $ 72,000
Hillsborough, Florida 1 $ 165,000 $ 165,000 $ 47,000
Lee, Florida 1 $ 403,000 $ 403,000 $ 453,000
Nassau, Florida 1 $ 200,000 $ 200,000 $ 59,000
Osceola, Florida 1 $ 417,000 $ 417,000 $ 0
Pinellas, Florida 1 $ 300,000 $ 300,000 $ 67,000
St. Johns, Florida 1 $ 255,000 $ 255,000 $ 0
Suwannee, Florida 1 $ 100,000 $ 100,000 $ 63,000
Walton, Florida 1 $ 265,000 $ 265,000 $ 60,000
Appling, Georgia 1 $ 128,000 $ 128,000 $ 150,000
Bartow, Georgia 1 $ 226,000 $ 226,000 $ 107,000
Cobb, Georgia 1 $ 259,000 $ 259,000 $ 91,000
Coweta, Georgia 1 $ 190,000 $ 190,000 $ 119,000
Forsyth, Georgia 1 $ 350,000 $ 350,000 $ 83,000
Fulton, Georgia 1 $ 375,000 $ 375,000 $ 0
Gordon, Georgia 1 $ 300,000 $ 300,000 $ 140,000
Hancock, Georgia 1 $ 200,000 $ 200,000 $ 56,000
Lee, Georgia 1 $ 316,000 $ 316,000 $ 64,000
Cook, Illinois 1 $ 305,000 $ 305,000 $ 135,000
Jackson, Illinois 1 $ 47,000 $ 47,000 $ 19,000
Lake, Illinois 1 $ 263,000 $ 263,000 $ 77,000
Mercer, Illinois 1 $ 160,000 $ 160,000 $ 72,000
Peoria, Illinois 1 $ 149,000 $ 149,000 $ 55,000
Pope, Illinois 1 $ 59,000 $ 59,000 $ 94,000
Tazewell, Illinois 1 $ 257,000 $ 257,000 $ 82,000
Vermilion, Illinois 1 $ 156,000 $ 156,000 $ 59,000
Wayne, Illinois 1 $ 105,000 $ 105,000 $ 30,000
White, Illinois 1 $ 58,000 $ 58,000 $ 62,000
Daviess, Indiana 1 $ 217,000 $ 217,000 $ 77,000
Delaware, Indiana 1 $ 113,000 $ 113,000 $ 46,000
Fulton, Indiana 1 $ 80,000 $ 80,000 $ 48,000
LaPorte, Indiana 1 $ 147,000 $ 147,000 $ 29,000
Morgan, Indiana 1 $ 260,000 $ 260,000 $ 96,000
Porter, Indiana 1 $ 234,000 $ 234,000 $ 0
Shelby, Indiana 1 $ 160,000 $ 160,000 $ 86,000
Union, Indiana 1 $ 170,000 $ 170,000 $ 54,000
Warren, Indiana 1 $ 189,000 $ 189,000 $ 74,000
Whitley, Indiana 1 $ 155,000 $ 155,000 $ 47,000
Butler, Iowa 1 $ 170,000 $ 170,000 $ 59,000
Jasper, Iowa 1 $ 306,000 $ 306,000 $ 0
Linn, Iowa 1 $ 475,000 $ 475,000 $ 265,000
Marion, Iowa 1 $ 232,000 $ 232,000 $ 72,000
Polk, Iowa 1 $ 400,000 $ 400,000 $ 115,000
Pottawattamie, Iowa 1 $ 121,000 $ 121,000 $ 66,000
Warren, Iowa 1 $ 196,000 $ 196,000 $ 59,000
Kingman, Kansas 1 $ 153,000 $ 153,000 $ 46,000
Wyandotte, Kansas 1 $ 184,000 $ 184,000 $ 67,000
Fayette, Kentucky 1 $ 40,000 $ 40,000 $ 0
Henderson, Kentucky 1 $ 192,000 $ 192,000 $ 58,000
Henry, Kentucky 1 $ 340,000 $ 340,000 $ 0
Union, Kentucky 1 $ 26,000 $ 26,000 $ 26,000
Warren, Kentucky 1 $ 255,000 $ 255,000 $ 106,000
Concordia, Louisiana 1 $ 185,000 $ 185,000 $ 55,000
Ouachita, Louisiana 1 $ 266,000 $ 266,000 $ 58,000
Washington, Louisiana 1 $ 130,000 $ 130,000 $ 58,000
Androscoggin, Maine 1 $ 270,000 $ 270,000 $ 57,000
Hancock, Maine 1 $ 288,000 $ 288,000 $ 99,000
York, Maine 1 $ 187,000 $ 187,000 $ 61,000
Baltimore, Maryland 1 $ 351,000 $ 351,000 $ 84,000
Essex, Massachusetts 1 $ 606,000 $ 606,000 $ 0
Hampden, Massachusetts 1 $ 224,000 $ 224,000 $ 66,000
Allegan, Michigan 1 $ 180,000 $ 180,000 $ 36,000
Barry, Michigan 1 $ 260,000 $ 260,000 $ 64,000
Benzie, Michigan 1 $ 170,000 $ 170,000 $ 0
Clinton, Michigan 1 $ 167,000 $ 167,000 $ 94,000
Eaton, Michigan 1 $ 191,000 $ 191,000 $ 0
Gladwin, Michigan 1 $ 189,000 $ 189,000 $ 68,000
Jackson, Michigan 1 $ 440,000 $ 440,000 $ 0
Kent, Michigan 1 $ 241,000 $ 241,000 $ 68,000
Marquette, Michigan 1 $ 400,000 $ 400,000 $ 93,000
Monroe, Michigan 1 $ 297,000 $ 297,000 $ 105,000
Ottawa, Michigan 1 $ 187,000 $ 187,000 $ 58,000
Saginaw, Michigan 1 $ 120,000 $ 120,000 $ 45,000
Shiawassee, Michigan 1 $ 145,000 $ 145,000 $ 31,000
St. Clair, Michigan 1 $ 170,000 $ 170,000 $ 47,000
St. Joseph, Michigan 1 $ 248,000 $ 248,000 $ 75,000
Becker, Minnesota 1 $ 188,000 $ 188,000 $ 63,000
Blue Earth, Minnesota 1 $ 198,000 $ 198,000 $ 57,000
Carlton, Minnesota 1 $ 180,000 $ 180,000 $ 48,000
Lake, Minnesota 1 $ 417,000 $ 417,000 $ 313,000
Lyon, Minnesota 1 $ 15,000 $ 15,000 $ 84,000
Martin, Minnesota 1 $ 50,000 $ 50,000 $ 17,000
Otter Tail, Minnesota 1 $ 134,000 $ 134,000 $ 39,000
St. Louis, Minnesota 1 $ 128,000 $ 128,000 $ 66,000
Wabasha, Minnesota 1 $ 98,000 $ 98,000 $ 46,000
Bolivar, Mississippi 1 $ 112,000 $ 112,000 $ 27,000
Harrison, Mississippi 1 $ 220,000 $ 220,000 $ 69,000
Hinds, Mississippi 1 $ 150,000 $ 150,000 $ 31,000
Pike, Mississippi 1 $ 230,000 $ 230,000 $ 84,000
Bates, Missouri 1 $ 180,000 $ 180,000 $ 68,000
Cass, Missouri 1 $ 288,000 $ 288,000 $ 0
Clay, Missouri 1 $ 170,000 $ 170,000 $ 36,000
Franklin, Missouri 1 $ 223,000 $ 223,000 $ 57,000
Henry, Missouri 1 $ 180,000 $ 180,000 $ 62,000
Jackson, Missouri 1 $ 236,000 $ 236,000 $ 91,000
Johnson, Missouri 1 $ 306,000 $ 306,000 $ 102,000
Lafayette, Missouri 1 $ 221,000 $ 221,000 $ 86,000
Lake, Montana 1 $ 175,000 $ 175,000 $ 0
Lewis and Clark, Montana 1 $ 347,000 $ 347,000 $ 78,000
Yellowstone, Montana 1 $ 312,000 $ 312,000 $ 84,000
Buffalo, Nebraska 1 $ 183,000 $ 183,000 $ 38,000
Douglas, Nebraska 1 $ 145,000 $ 145,000 $ 56,000
Saunders, Nebraska 1 $ 325,000 $ 325,000 $ 59,000
Elko, Nevada 1 $ 268,000 $ 268,000 $ 110,000
Humboldt, Nevada 1 $ 190,000 $ 190,000 $ 55,000
Lincoln, Nevada 1 $ 145,000 $ 145,000 $ 77,000
Nye, Nevada 1 $ 288,000 $ 288,000 $ 104,000
Storey, Nevada 1 $ 259,000 $ 259,000 $ 80,000
White Pine, Nevada 1 $ 350,000 $ 350,000 $ 89,000
Coos, New Hampshire 1 $ 170,000 $ 170,000 $ 58,000
Grafton, New Hampshire 1 $ 230,000 $ 230,000 $ 65,000
Rockingham, New Hampshire 1 $ 180,000 $ 180,000 $ 40,000
Strafford, New Hampshire 1 $ 218,000 $ 218,000 $ 64,000
Cape May, New Jersey 1 $ 350,000 $ 350,000 $ 79,000
Mercer, New Jersey 1 $ 234,000 $ 234,000 $ 157,000
Passaic, New Jersey 1 $ 417,000 $ 417,000 $ 137,000
Union, New Jersey 1 $ 344,000 $ 344,000 $ 143,000
Warren, New Jersey 1 $ 434,000 $ 434,000 $ 111,000
Chaves, New Mexico 1 $ 198,000 $ 198,000 $ 66,000
Curry, New Mexico 1 $ 294,000 $ 294,000 $ 77,000
Lea, New Mexico 1 $ 215,000 $ 215,000 $ 60,000
Luna, New Mexico 1 $ 135,000 $ 135,000 $ 33,000
Rio Arriba, New Mexico 1 $ 250,000 $ 250,000 $ 70,000
Socorro, New Mexico 1 $ 315,000 $ 315,000 $ 86,000
Fulton, New York 1 $ 144,000 $ 144,000 $ 60,000
Greene, New York 1 $ 405,000 $ 405,000 $ 136,000
Jefferson, New York 1 $ 261,000 $ 261,000 $ 72,000
Livingston, New York 1 $ 139,000 $ 139,000 $ 39,000
Monroe, New York 1 $ 194,000 $ 194,000 $ 88,000
Montgomery, New York 1 $ 215,000 $ 215,000 $ 46,000
Oneida, New York 1 $ 130,000 $ 130,000 $ 95,000
Orange, New York 1 $ 319,000 $ 319,000 $ 119,000
Otsego, New York 1 $ 221,000 $ 221,000 $ 70,000
St. Lawrence, New York 1 $ 210,000 $ 210,000 $ 46,000
Ulster, New York 1 $ 315,000 $ 315,000 $ 114,000
Westchester, New York 1 $ 480,000 $ 480,000 $ 233,000
Catawba, North Carolina 1 $ 154,000 $ 154,000 $ 62,000
Durham, North Carolina 1 $ 230,000 $ 230,000 $ 99,000
Forsyth, North Carolina 1 $ 238,000 $ 238,000 $ 92,000
Gaston, North Carolina 1 $ 417,000 $ 417,000 $ 75,000
Iredell, North Carolina 1 $ 360,000 $ 360,000 $ 140,000
Johnston, North Carolina 1 $ 315,000 $ 315,000 $ 122,000
Orange, North Carolina 1 $ 316,000 $ 316,000 $ 77,000
Pender, North Carolina 1 $ 220,000 $ 220,000 $ 44,000
Rutherford, North Carolina 1 $ 150,000 $ 150,000 $ 25,000
Wake, North Carolina 1 $ 275,000 $ 275,000 $ 135,000
Williams, North Dakota 1 $ 150,000 $ 150,000 $ 114,000
Auglaize, Ohio 1 $ 302,000 $ 302,000 $ 83,000
Champaign, Ohio 1 $ 220,000 $ 220,000 $ 77,000
Cuyahoga, Ohio 1 $ 490,000 $ 490,000 $ 130,000
Delaware, Ohio 1 $ 296,000 $ 296,000 $ 101,000
Fairfield, Ohio 1 $ 293,000 $ 293,000 $ 98,000
Geauga, Ohio 1 $ 270,000 $ 270,000 $ 80,000
Harrison, Ohio 1 $ 105,000 $ 105,000 $ 31,000
Huron, Ohio 1 $ 212,000 $ 212,000 $ 57,000
Lawrence, Ohio 1 $ 153,000 $ 153,000 $ 61,000
Lucas, Ohio 1 $ 209,000 $ 209,000 $ 51,000
Monroe, Ohio 1 $ 70,000 $ 70,000 $ 18,000
Muskingum, Ohio 1 $ 100,000 $ 100,000 $ 0
Pickaway, Ohio 1 $ 266,000 $ 266,000 $ 82,000
Portage, Ohio 1 $ 201,000 $ 201,000 $ 43,000
Richland, Ohio 1 $ 150,000 $ 150,000 $ 72,000
Sandusky, Ohio 1 $ 144,000 $ 144,000 $ 57,000
Stark, Ohio 1 $ 260,000 $ 260,000 $ 61,000
Summit, Ohio 1 $ 240,000 $ 240,000 $ 68,000
Trumbull, Ohio 1 $ 192,000 $ 192,000 $ 38,000
Canadian, Oklahoma 1 $ 216,000 $ 216,000 $ 94,000
Garfield, Oklahoma 1 $ 240,000 $ 240,000 $ 65,000
Logan, Oklahoma 1 $ 130,000 $ 130,000 $ 82,000
Oklahoma, Oklahoma 1 $ 515,000 $ 515,000 $ 0
Payne, Oklahoma 1 $ 234,000 $ 234,000 $ 64,000
Rogers, Oklahoma 1 $ 240,000 $ 240,000 $ 78,000
Wagoner, Oklahoma 1 $ 192,000 $ 192,000 $ 69,000
Clackamas, Oregon 1 $ 360,000 $ 360,000 $ 80,000
Jackson, Oregon 1 $ 241,000 $ 241,000 $ 0
Lane, Oregon 1 $ 247,000 $ 247,000 $ 50,000
Marion, Oregon 1 $ 240,000 $ 240,000 $ 62,000
Allegheny, Pennsylvania 1 $ 280,000 $ 280,000 $ 69,000
Bucks, Pennsylvania 1 $ 400,000 $ 400,000 $ 104,000
Cambria, Pennsylvania 1 $ 162,000 $ 162,000 $ 42,000
Columbia, Pennsylvania 1 $ 228,000 $ 228,000 $ 67,000
Crawford, Pennsylvania 1 $ 106,000 $ 106,000 $ 64,000
Dauphin, Pennsylvania 1 $ 160,000 $ 160,000 $ 72,000
Erie, Pennsylvania 1 $ 137,000 $ 137,000 $ 52,000
Monroe, Pennsylvania 1 $ 342,000 $ 342,000 $ 0
Pike, Pennsylvania 1 $ 265,000 $ 265,000 $ 52,000
Beaufort, South Carolina 1 $ 396,000 $ 396,000 $ 90,000
Charleston, South Carolina 1 $ 625,000 $ 625,000 $ 164,000
Colleton, South Carolina 1 $ 365,000 $ 365,000 $ 177,000
Dorchester, South Carolina 1 $ 300,000 $ 300,000 $ 69,000
Horry, South Carolina 1 $ 253,000 $ 253,000 $ 53,000
Lancaster, South Carolina 1 $ 373,000 $ 373,000 $ 98,000
Lexington, South Carolina 1 $ 230,000 $ 230,000 $ 62,000
Jerauld, South Dakota 1 $ 180,000 $ 180,000 $ 47,000
Pennington, South Dakota 1 $ 142,000 $ 142,000 $ 29,000
Smith, Tennessee 1 $ 167,000 $ 167,000 $ 48,000
Bastrop, Texas 1 $ 273,000 $ 273,000 $ 60,000
Fannin, Texas 1 $ 160,000 $ 160,000 $ 57,000
Galveston, Texas 1 $ 306,000 $ 306,000 $ 149,000
Gregg, Texas 1 $ 169,000 $ 169,000 $ 51,000
Hays, Texas 1 $ 450,000 $ 450,000 $ 0
Henderson, Texas 1 $ 250,000 $ 250,000 $ 50,000
Hidalgo, Texas 1 $ 160,000 $ 160,000 $ 64,000
Johnson, Texas 1 $ 353,000 $ 353,000 $ 127,000
Llano, Texas 1 $ 98,000 $ 98,000 $ 45,000
Medina, Texas 1 $ 85,000 $ 85,000 $ 37,000
Montgomery, Texas 1 $ 332,000 $ 332,000 $ 151,000
Orange, Texas 1 $ 130,000 $ 130,000 $ 50,000
Refugio, Texas 1 $ 216,000 $ 216,000 $ 90,000
Rockwall, Texas 1 $ 282,000 $ 282,000 $ 131,000
Tarrant, Texas 1 $ 402,000 $ 402,000 $ 90,000
Travis, Texas 1 $ 360,000 $ 360,000 $ 108,000
Walker, Texas 1 $ 170,000 $ 170,000 $ 46,000
Williamson, Texas 1 $ 390,000 $ 390,000 $ 117,000
Utah, Utah 1 $ 257,000 $ 257,000 $ 278,000
Washington, Utah 1 $ 272,000 $ 272,000 $ 57,000
Weber, Utah 1 $ 175,000 $ 175,000 $ 47,000
Rutland, Vermont 1 $ 400,000 $ 400,000 $ 0
Bedford, Virginia 1 $ 289,000 $ 289,000 $ 47,000
Culpeper, Virginia 1 $ 344,000 $ 344,000 $ 105,000
Fairfax, Virginia 1 $ 935,000 $ 935,000 $ 197,000
Louisa, Virginia 1 $ 189,000 $ 189,000 $ 53,000
Martinsville, Virginia 1 $ 135,000 $ 135,000 $ 60,000
Mecklenburg, Virginia 1 $ 280,000 $ 280,000 $ 67,000
Pittsylvania, Virginia 1 $ 219,000 $ 219,000 $ 64,000
Spotsylvania, Virginia 1 $ 230,000 $ 230,000 $ 97,000
Warren, Virginia 1 $ 185,000 $ 185,000 $ 48,000
Grant, Washington 1 $ 230,000 $ 230,000 $ 77,000
Grays Harbor, Washington 1 $ 281,000 $ 281,000 $ 60,000
Mason, Washington 1 $ 187,000 $ 187,000 $ 50,000
Pend Oreille, Washington 1 $ 417,000 $ 417,000 $ 117,000
Pierce, Washington 1 $ 344,000 $ 344,000 $ 81,000
Skagit, Washington 1 $ 250,000 $ 250,000 $ 79,000
Stevens, Washington 1 $ 320,000 $ 320,000 $ 129,000
Morgan, West Virginia 1 $ 175,000 $ 175,000 $ 29,000
Wirt, West Virginia 1 $ 157,000 $ 157,000 $ 0
Chippewa, Wisconsin 1 $ 280,000 $ 280,000 $ 172,000
Dane, Wisconsin 1 $ 248,000 $ 248,000 $ 49,000
Dodge, Wisconsin 1 $ 91,000 $ 91,000 $ 62,000
Douglas, Wisconsin 1 $ 149,000 $ 149,000 $ 44,000
Eau Claire, Wisconsin 1 $ 233,000 $ 233,000 $ 52,000
Green, Wisconsin 1 $ 320,000 $ 320,000 $ 59,000
Iowa, Wisconsin 1 $ 238,000 $ 238,000 $ 80,000
Jefferson, Wisconsin 1 $ 347,000 $ 347,000 $ 76,000
La Crosse, Wisconsin 1 $ 190,000 $ 190,000 $ 76,000
Price, Wisconsin 1 $ 180,000 $ 180,000 $ 69,000
Rock, Wisconsin 1 $ 260,000 $ 260,000 $ 92,000
Sheboygan, Wisconsin 1 $ 144,000 $ 144,000 $ 44,000
Waukesha, Wisconsin 1 $ 449,000 $ 449,000 $ 87,000
Laramie, Wyoming 1 $ 278,000 $ 278,000 $ 102,000
Washakie, Wyoming 1 $ 302,000 $ 302,000 $ 73,000

Mortgage Loan Application Detail Totals for Midcountry Bank in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 858 $215,935,000 $251,000 $1,150,000 $68,000 $322,000
Refinancing 287 $53,053,000 $184,000 $1,387,000 $82,000 $1,188,000
Home Improvement 54 $1,089,000 $20,000 $80,000 $60,000 $195,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 906 $189,271,000 $208,000 $1,387,000 $69,000 $453,000
Not Provided 187 $49,562,000 $265,000 $730,000 $77,000 $1,188,000
Hispanic 40 $11,501,000 $287,000 $700,000 $70,000 $280,000
Black or African American 34 $9,791,000 $287,000 $576,000 $76,000 $200,000
Asian 13 $4,428,000 $340,000 $935,000 $73,000 $197,000
American Indian or Alaskan Native 8 $2,263,000 $282,000 $451,000 $82,000 $130,000
Not applicable 7 $2,331,000 $333,000 $1,153,000 $0 $0
Native Hawaiian or Other Pacific Islander 4 $930,000 $232,000 $450,000 $134,000 $396,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,171 $266,279,000 $227,000 $1,387,000 $71,000 $1,188,000
FHA-insured (Federal Housing Administration) 17 $2,367,000 $139,000 $241,000 $38,000 $76,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9 $932,000 $103,000 $189,000 $36,000 $82,000
VA-guaranteed (Veterans Administration) 2 $499,000 $249,000 $316,000 $68,000 $88,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 717 $155,332,000 $216,000 $1,387,000 $71,000 $453,000
Application Withdrawn By Applicant 216 $52,382,000 $242,000 $1,170,000 $71,000 $334,000
Application Denied By Financial Institution 196 $45,012,000 $229,000 $935,000 $67,000 $1,188,000
File Closed For Incompleteness 52 $11,960,000 $230,000 $620,000 $69,000 $157,000
Application Approved But Not Accepted 18 $5,391,000 $299,000 $515,000 $78,000 $171,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 75 $21,195,000 $282,000 $935,000 $66,000 $197,000
Credit History 50 $6,647,000 $132,000 $700,000 $50,000 $280,000
Debt-To-Income Ratio 37 $8,980,000 $242,000 $585,000 $63,000 $240,000
Collateral 12 $3,105,000 $258,000 $912,000 $172,000 $1,188,000
Other 7 $2,032,000 $290,000 $480,000 $57,000 $114,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,278,000 $213,000 $417,000 $84,000 $222,000
Unverifiable Information 5 $985,000 $197,000 $275,000 $60,000 $114,000
Employment History 4 $790,000 $197,000 $396,000 $19,000 $59,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Midcountry Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Midcountry Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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