Midcountry Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Midcountry Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midcountry Bank 2611 Blue Heron Dr. Marion, IL 62959 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,199 |
| Total Mortgage Loan Application Amount | $270,077,000 |
| Average Mortgage Loan Application Amount | $151,666 |
| Highest Mortgage Loan Application Amount | $1,387,000 |
| Average Applicant Income | $70,000 |
| Highest Applicant Income | $1,188,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Midcountry Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midcountry Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Midcountry Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midcountry Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Midcountry Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midcountry Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| McLeod County Minnesota | 73 | $ 7,583,000 | $ 103,000 | $ 56,000 |
| Hennepin County Minnesota | 71 | $ 20,949,000 | $ 295,000 | $ 113,000 |
| Saline County Illinois | 40 | $ 2,213,000 | $ 55,000 | $ 46,000 |
| Itasca County Minnesota | 39 | $ 3,964,000 | $ 101,000 | $ 61,000 |
| Ramsey County Minnesota | 36 | $ 8,127,000 | $ 225,000 | $ 62,000 |
| Dakota County Minnesota | 33 | $ 6,031,000 | $ 182,000 | $ 101,000 |
| Meeker County Minnesota | 24 | $ 2,652,000 | $ 110,000 | $ 64,000 |
| Maricopa County Arizona | 23 | $ 8,466,000 | $ 368,000 | $ 69,000 |
| Wright County Minnesota | 19 | $ 2,977,000 | $ 156,000 | $ 81,000 |
| Carver County Minnesota | 18 | $ 3,300,000 | $ 183,000 | $ 63,000 |
| Franklin County Illinois | 17 | $ 1,063,000 | $ 62,000 | $ 54,000 |
| Stearns County Minnesota | 17 | $ 2,886,000 | $ 169,000 | $ 68,000 |
| Pinal County Arizona | 16 | $ 4,765,000 | $ 297,000 | $ 70,000 |
| Yavapai County Arizona | 16 | $ 5,578,000 | $ 348,000 | $ 68,000 |
| Washington County Minnesota | 14 | $ 3,874,000 | $ 276,000 | $ 89,000 |
| Gallatin County Illinois | 13 | $ 583,000 | $ 44,000 | $ 28,000 |
| Sibley County Minnesota | 12 | $ 579,000 | $ 48,000 | $ 42,000 |
| Pierce County Wisconsin | 11 | $ 3,286,000 | $ 298,000 | $ 50,000 |
| Pima County Arizona | 10 | $ 3,502,000 | $ 350,000 | $ 58,000 |
| Los Angeles County California | 10 | $ 4,401,000 | $ 440,000 | $ 95,000 |
| San Juan County New Mexico | 10 | $ 2,670,000 | $ 267,000 | $ 87,000 |
| San Bernardino County California | 9 | $ 2,970,000 | $ 330,000 | $ 93,000 |
| Anoka County Minnesota | 9 | $ 2,706,000 | $ 300,000 | $ 79,000 |
| Kern County California | 7 | $ 2,170,000 | $ 310,000 | $ 97,000 |
| Williamson County Illinois | 7 | $ 734,000 | $ 104,000 | $ 65,000 |
| Genesee County Michigan | 6 | $ 1,101,000 | $ 183,000 | $ 51,000 |
| Benton County Minnesota | 6 | $ 647,000 | $ 107,000 | $ 57,000 |
| Scott County Minnesota | 6 | $ 1,516,000 | $ 252,000 | $ 72,000 |
| Lyon County Nevada | 6 | $ 2,101,000 | $ 350,000 | $ 29,000 |
| Hillsborough County New Hampshire | 6 | $ 1,603,000 | $ 267,000 | $ 44,000 |
| Merrimack County New Hampshire | 6 | $ 1,346,000 | $ 224,000 | $ 51,000 |
| Natrona County Wyoming | 6 | $ 1,503,000 | $ 250,000 | $ 84,000 |
| Riverside County California | 5 | $ 2,209,000 | $ 441,000 | $ 48,000 |
| Lake County Florida | 5 | $ 1,666,000 | $ 333,000 | $ 70,000 |
| Orange County Florida | 5 | $ 1,015,000 | $ 203,000 | $ 72,000 |
| Prince George's County Maryland | 5 | $ 1,811,000 | $ 362,000 | $ 66,000 |
| Sherburne County Minnesota | 5 | $ 836,000 | $ 167,000 | $ 75,000 |
| Sandoval County New Mexico | 5 | $ 1,684,000 | $ 336,000 | $ 74,000 |
| Bell County Texas | 5 | $ 1,500,000 | $ 300,000 | $ 96,000 |
| Milwaukee County Wisconsin | 5 | $ 1,261,000 | $ 252,000 | $ 94,000 |
| Polk County Wisconsin | 5 | $ 1,177,000 | $ 235,000 | $ 110,000 |
| St. Croix County Wisconsin | 5 | $ 856,000 | $ 171,000 | $ 56,000 |
| Cochise County Arizona | 4 | $ 902,000 | $ 225,000 | $ 63,000 |
| Mohave County Arizona | 4 | $ 1,035,000 | $ 258,000 | $ 56,000 |
| Pueblo County Colorado | 4 | $ 1,234,000 | $ 308,000 | $ 80,000 |
| Bay County Florida | 4 | $ 596,000 | $ 149,000 | $ 12,000 |
| Jefferson County Illinois | 4 | $ 575,000 | $ 143,000 | $ 96,000 |
| Massac County Illinois | 4 | $ 138,000 | $ 34,000 | $ 37,000 |
| Pulaski County Illinois | 4 | $ 736,000 | $ 184,000 | $ 61,000 |
| Will County Illinois | 4 | $ 1,394,000 | $ 348,000 | $ 47,000 |
| McCracken County Kentucky | 4 | $ 206,000 | $ 51,000 | $ 78,000 |
| Oxford County Maine | 4 | $ 1,121,000 | $ 280,000 | $ 90,000 |
| Cass County Minnesota | 4 | $ 993,000 | $ 248,000 | $ 62,000 |
| Crow Wing County Minnesota | 4 | $ 860,000 | $ 215,000 | $ 46,000 |
| Goodhue County Minnesota | 4 | $ 400,000 | $ 100,000 | $ 32,000 |
| Washoe County Nevada | 4 | $ 1,906,000 | $ 476,000 | $ 46,000 |
| Island County Washington | 4 | $ 1,111,000 | $ 277,000 | $ 75,000 |
| Whatcom County Washington | 4 | $ 1,164,000 | $ 291,000 | $ 66,000 |
| Lake County California | 3 | $ 854,000 | $ 284,000 | $ 116,000 |
| El Paso County Colorado | 3 | $ 1,033,000 | $ 344,000 | $ 67,000 |
| La Plata County Colorado | 3 | $ 853,000 | $ 284,000 | $ 24,000 |
| Alachua County Florida | 3 | $ 588,000 | $ 196,000 | $ 55,000 |
| Volusia County Florida | 3 | $ 552,000 | $ 184,000 | $ 52,000 |
| DeKalb County Georgia | 3 | $ 953,000 | $ 317,000 | $ 48,000 |
| Johnson County Kansas | 3 | $ 981,000 | $ 327,000 | $ 137,000 |
| Graves County Kentucky | 3 | $ 305,000 | $ 101,000 | $ 49,000 |
| Washtenaw County Michigan | 3 | $ 685,000 | $ 228,000 | $ 36,000 |
| Le Sueur County Minnesota | 3 | $ 607,000 | $ 202,000 | $ 56,000 |
| Mille Lacs County Minnesota | 3 | $ 473,000 | $ 157,000 | $ 69,000 |
| Renville County Minnesota | 3 | $ 198,000 | $ 66,000 | $ 32,000 |
| Steele County Minnesota | 3 | $ 422,000 | $ 140,000 | $ 70,000 |
| Carroll County New Hampshire | 3 | $ 521,000 | $ 173,000 | $ 43,000 |
| Mecklenburg County North Carolina | 3 | $ 292,000 | $ 97,000 | $ 51,000 |
| Josephine County Oregon | 3 | $ 975,000 | $ 325,000 | $ 117,000 |
| Dallas County Texas | 3 | $ 652,000 | $ 217,000 | $ 52,000 |
| Harris County Texas | 3 | $ 1,009,000 | $ 336,000 | $ 129,000 |
| Wise County Texas | 3 | $ 798,000 | $ 266,000 | $ 65,000 |
| Spokane County Washington | 3 | $ 679,000 | $ 226,000 | $ 72,000 |
| Mobile County Alabama | 2 | $ 522,000 | $ 261,000 | $ 79,000 |
| Gila County Arizona | 2 | $ 682,000 | $ 341,000 | $ 33,000 |
| Yuma County Arizona | 2 | $ 641,000 | $ 320,000 | $ 47,000 |
| Amador County California | 2 | $ 598,000 | $ 299,000 | $ 77,000 |
| Plumas County California | 2 | $ 493,000 | $ 246,000 | $ 77,000 |
| San Joaquin County California | 2 | $ 600,000 | $ 300,000 | $ 31,000 |
| Adams County Colorado | 2 | $ 812,000 | $ 406,000 | $ 55,000 |
| Garfield County Colorado | 2 | $ 516,000 | $ 258,000 | $ 73,000 |
| Columbia County Florida | 2 | $ 353,000 | $ 176,000 | $ 61,000 |
| Gilchrist County Florida | 2 | $ 337,000 | $ 168,000 | $ 66,000 |
| Pasco County Florida | 2 | $ 710,000 | $ 355,000 | $ 99,000 |
| Floyd County Georgia | 2 | $ 360,000 | $ 180,000 | $ 49,000 |
| Alexander County Illinois | 2 | $ 50,000 | $ 25,000 | $ 27,000 |
| Hardin County Illinois | 2 | $ 274,000 | $ 137,000 | $ 34,000 |
| Johnson County Illinois | 2 | $ 133,000 | $ 66,000 | $ 30,000 |
| Whiteside County Illinois | 2 | $ 219,000 | $ 109,000 | $ 56,000 |
| Leavenworth County Kansas | 2 | $ 413,000 | $ 206,000 | $ 83,000 |
| Miami County Kansas | 2 | $ 636,000 | $ 318,000 | $ 118,000 |
| Anne Arundel County Maryland | 2 | $ 729,000 | $ 364,000 | $ 87,000 |
| Montgomery County Maryland | 2 | $ 635,000 | $ 317,000 | $ 77,000 |
| Kalamazoo County Michigan | 2 | $ 376,000 | $ 188,000 | $ 66,000 |
| Lenawee County Michigan | 2 | $ 656,000 | $ 328,000 | $ 95,000 |
| Livingston County Michigan | 2 | $ 495,000 | $ 247,000 | $ 100,000 |
| Muskegon County Michigan | 2 | $ 297,000 | $ 148,000 | $ 46,000 |
| Chisago County Minnesota | 2 | $ 448,000 | $ 224,000 | $ 38,000 |
| Isanti County Minnesota | 2 | $ 985,000 | $ 492,000 | $ 189,000 |
| Kandiyohi County Minnesota | 2 | $ 175,000 | $ 87,000 | $ 83,000 |
| Nicollet County Minnesota | 2 | $ 667,000 | $ 333,000 | $ 111,000 |
| Pine County Minnesota | 2 | $ 792,000 | $ 396,000 | $ 0 |
| Winona County Minnesota | 2 | $ 337,000 | $ 168,000 | $ 64,000 |
| Grundy County Missouri | 2 | $ 332,000 | $ 166,000 | $ 50,000 |
| Platte County Missouri | 2 | $ 457,000 | $ 228,000 | $ 53,000 |
| St. Charles County Missouri | 2 | $ 467,000 | $ 233,000 | $ 137,000 |
| St. Louis County Missouri | 2 | $ 358,000 | $ 179,000 | $ 176,000 |
| Cascade County Montana | 2 | $ 492,000 | $ 246,000 | $ 80,000 |
| Flathead County Montana | 2 | $ 530,000 | $ 265,000 | $ 61,000 |
| Churchill County Nevada | 2 | $ 460,000 | $ 230,000 | $ 62,000 |
| Clark County Nevada | 2 | $ 595,000 | $ 297,000 | $ 58,000 |
| Douglas County Nevada | 2 | $ 515,000 | $ 257,000 | $ 80,000 |
| Belknap County New Hampshire | 2 | $ 294,000 | $ 147,000 | $ 36,000 |
| Cheshire County New Hampshire | 2 | $ 529,000 | $ 264,000 | $ 75,000 |
| Middlesex County New Jersey | 2 | $ 601,000 | $ 300,000 | $ 100,000 |
| Sussex County New Jersey | 2 | $ 548,000 | $ 274,000 | $ 32,000 |
| Bernalillo County New Mexico | 2 | $ 623,000 | $ 311,000 | $ 90,000 |
| Schenectady County New York | 2 | $ 548,000 | $ 274,000 | $ 54,000 |
| Union County North Carolina | 2 | $ 711,000 | $ 355,000 | $ 105,000 |
| Fulton County Ohio | 2 | $ 414,000 | $ 207,000 | $ 61,000 |
| Knox County Ohio | 2 | $ 415,000 | $ 207,000 | $ 35,000 |
| Lincoln County Oregon | 2 | $ 575,000 | $ 287,000 | $ 66,000 |
| Washington County Oregon | 2 | $ 829,000 | $ 414,000 | $ 41,000 |
| Berks County Pennsylvania | 2 | $ 453,000 | $ 226,000 | $ 83,000 |
| York County Pennsylvania | 2 | $ 612,000 | $ 306,000 | $ 28,000 |
| Knox County Tennessee | 2 | $ 563,000 | $ 281,000 | $ 39,000 |
| Brazoria County Texas | 2 | $ 650,000 | $ 325,000 | $ 39,000 |
| Collin County Texas | 2 | $ 833,000 | $ 416,000 | $ 93,000 |
| Denton County Texas | 2 | $ 611,000 | $ 305,000 | $ 61,000 |
| El Paso County Texas | 2 | $ 302,000 | $ 151,000 | $ 63,000 |
| Hood County Texas | 2 | $ 702,000 | $ 351,000 | $ 24,000 |
| Jefferson County Texas | 2 | $ 465,000 | $ 232,000 | $ 79,000 |
| Parker County Texas | 2 | $ 512,000 | $ 256,000 | $ 84,000 |
| Caledonia County Vermont | 2 | $ 486,000 | $ 243,000 | $ 94,000 |
| Cowlitz County Washington | 2 | $ 580,000 | $ 290,000 | $ 75,000 |
| King County Washington | 2 | $ 628,000 | $ 314,000 | $ 71,000 |
| Kitsap County Washington | 2 | $ 888,000 | $ 444,000 | $ 39,000 |
| Snohomish County Washington | 2 | $ 817,000 | $ 408,000 | $ 107,000 |
| Thurston County Washington | 2 | $ 709,000 | $ 354,000 | $ 80,000 |
| Kenosha County Wisconsin | 2 | $ 634,000 | $ 317,000 | $ 73,000 |
| Ozaukee County Wisconsin | 2 | $ 659,000 | $ 329,000 | $ 79,000 |
| Pepin County Wisconsin | 2 | $ 199,000 | $ 99,000 | $ 37,000 |
| Racine County Wisconsin | 2 | $ 675,000 | $ 337,000 | $ 114,000 |
| Sawyer County Wisconsin | 2 | $ 396,000 | $ 198,000 | $ 157,000 |
| Baldwin County Alabama | 1 | $ 169,000 | $ 169,000 | $ 55,000 |
| Covington County Alabama | 1 | $ 321,000 | $ 321,000 | $ 126,000 |
| Marengo County Alabama | 1 | $ 206,000 | $ 206,000 | $ 66,000 |
| Morgan County Alabama | 1 | $ 238,000 | $ 238,000 | $ 8,000 |
| St. Clair County Alabama | 1 | $ 220,000 | $ 220,000 | $ 65,000 |
| Tuscaloosa County Alabama | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| Navajo County Arizona | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Craighead County Arkansas | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Union County Arkansas | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Alpine County California | 1 | $ 276,000 | $ 276,000 | $ 55,000 |
| Calaveras County California | 1 | $ 400,000 | $ 400,000 | $ 33,000 |
| Contra Costa County California | 1 | $ 700,000 | $ 700,000 | $ 280,000 |
| El Dorado County California | 1 | $ 417,000 | $ 417,000 | $ 87,000 |
| Lassen County California | 1 | $ 451,000 | $ 451,000 | $ 0 |
| Mono County California | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Nevada County California | 1 | $ 365,000 | $ 365,000 | $ 96,000 |
| Placer County California | 1 | $ 241,000 | $ 241,000 | $ 54,000 |
| San Diego County California | 1 | $ 360,000 | $ 360,000 | $ 107,000 |
| Santa Barbara County California | 1 | $ 351,000 | $ 351,000 | $ 81,000 |
| Santa Cruz County California | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Siskiyou County California | 1 | $ 360,000 | $ 360,000 | $ 90,000 |
| Solano County California | 1 | $ 417,000 | $ 417,000 | $ 118,000 |
| Sutter County California | 1 | $ 417,000 | $ 417,000 | $ 240,000 |
| Ventura County California | 1 | $ 592,000 | $ 592,000 | $ 113,000 |
| Archuleta County Colorado | 1 | $ 493,000 | $ 493,000 | $ 0 |
| Chaffee County Colorado | 1 | $ 216,000 | $ 216,000 | $ 71,000 |
| Fremont County Colorado | 1 | $ 160,000 | $ 160,000 | $ 34,000 |
| Gilpin County Colorado | 1 | $ 300,000 | $ 300,000 | $ 87,000 |
| Mesa County Colorado | 1 | $ 209,000 | $ 209,000 | $ 95,000 |
| Montrose County Colorado | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
| Summit County Colorado | 1 | $ 483,000 | $ 483,000 | $ 178,000 |
| New London County Connecticut | 1 | $ 306,000 | $ 306,000 | $ 63,000 |
| Brevard County Florida | 1 | $ 311,000 | $ 311,000 | $ 0 |
| Broward County Florida | 1 | $ 500,000 | $ 500,000 | $ 149,000 |
| Citrus County Florida | 1 | $ 360,000 | $ 360,000 | $ 80,000 |
| Collier County Florida | 1 | $ 450,000 | $ 450,000 | $ 396,000 |
| Highlands County Florida | 1 | $ 257,000 | $ 257,000 | $ 72,000 |
| Hillsborough County Florida | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Lee County Florida | 1 | $ 403,000 | $ 403,000 | $ 453,000 |
| Nassau County Florida | 1 | $ 200,000 | $ 200,000 | $ 59,000 |
| Osceola County Florida | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Pinellas County Florida | 1 | $ 300,000 | $ 300,000 | $ 67,000 |
| St. Johns County Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Suwannee County Florida | 1 | $ 100,000 | $ 100,000 | $ 63,000 |
| Walton County Florida | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Appling County Georgia | 1 | $ 128,000 | $ 128,000 | $ 150,000 |
| Bartow County Georgia | 1 | $ 226,000 | $ 226,000 | $ 107,000 |
| Cobb County Georgia | 1 | $ 259,000 | $ 259,000 | $ 91,000 |
| Coweta County Georgia | 1 | $ 190,000 | $ 190,000 | $ 119,000 |
| Forsyth County Georgia | 1 | $ 350,000 | $ 350,000 | $ 83,000 |
| Fulton County Georgia | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Gordon County Georgia | 1 | $ 300,000 | $ 300,000 | $ 140,000 |
| Hancock County Georgia | 1 | $ 200,000 | $ 200,000 | $ 56,000 |
| Lee County Georgia | 1 | $ 316,000 | $ 316,000 | $ 64,000 |
| Cook County Illinois | 1 | $ 305,000 | $ 305,000 | $ 135,000 |
| Jackson County Illinois | 1 | $ 47,000 | $ 47,000 | $ 19,000 |
| Lake County Illinois | 1 | $ 263,000 | $ 263,000 | $ 77,000 |
| Mercer County Illinois | 1 | $ 160,000 | $ 160,000 | $ 72,000 |
| Peoria County Illinois | 1 | $ 149,000 | $ 149,000 | $ 55,000 |
| Pope County Illinois | 1 | $ 59,000 | $ 59,000 | $ 94,000 |
| Tazewell County Illinois | 1 | $ 257,000 | $ 257,000 | $ 82,000 |
| Vermilion County Illinois | 1 | $ 156,000 | $ 156,000 | $ 59,000 |
| Wayne County Illinois | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| White County Illinois | 1 | $ 58,000 | $ 58,000 | $ 62,000 |
| Daviess County Indiana | 1 | $ 217,000 | $ 217,000 | $ 77,000 |
| Delaware County Indiana | 1 | $ 113,000 | $ 113,000 | $ 46,000 |
| Fulton County Indiana | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| LaPorte County Indiana | 1 | $ 147,000 | $ 147,000 | $ 29,000 |
| Morgan County Indiana | 1 | $ 260,000 | $ 260,000 | $ 96,000 |
| Porter County Indiana | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Shelby County Indiana | 1 | $ 160,000 | $ 160,000 | $ 86,000 |
| Union County Indiana | 1 | $ 170,000 | $ 170,000 | $ 54,000 |
| Warren County Indiana | 1 | $ 189,000 | $ 189,000 | $ 74,000 |
| Whitley County Indiana | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Butler County Iowa | 1 | $ 170,000 | $ 170,000 | $ 59,000 |
| Jasper County Iowa | 1 | $ 306,000 | $ 306,000 | $ 0 |
| Linn County Iowa | 1 | $ 475,000 | $ 475,000 | $ 265,000 |
| Marion County Iowa | 1 | $ 232,000 | $ 232,000 | $ 72,000 |
| Polk County Iowa | 1 | $ 400,000 | $ 400,000 | $ 115,000 |
| Pottawattamie County Iowa | 1 | $ 121,000 | $ 121,000 | $ 66,000 |
| Warren County Iowa | 1 | $ 196,000 | $ 196,000 | $ 59,000 |
| Kingman County Kansas | 1 | $ 153,000 | $ 153,000 | $ 46,000 |
| Wyandotte County Kansas | 1 | $ 184,000 | $ 184,000 | $ 67,000 |
| Fayette County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Henderson County Kentucky | 1 | $ 192,000 | $ 192,000 | $ 58,000 |
| Henry County Kentucky | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Union County Kentucky | 1 | $ 26,000 | $ 26,000 | $ 26,000 |
| Warren County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 106,000 |
| Concordia County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Ouachita County Louisiana | 1 | $ 266,000 | $ 266,000 | $ 58,000 |
| Washington County Louisiana | 1 | $ 130,000 | $ 130,000 | $ 58,000 |
| Androscoggin County Maine | 1 | $ 270,000 | $ 270,000 | $ 57,000 |
| Hancock County Maine | 1 | $ 288,000 | $ 288,000 | $ 99,000 |
| York County Maine | 1 | $ 187,000 | $ 187,000 | $ 61,000 |
| Baltimore County Maryland | 1 | $ 351,000 | $ 351,000 | $ 84,000 |
| Essex County Massachusetts | 1 | $ 606,000 | $ 606,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 224,000 | $ 224,000 | $ 66,000 |
| Allegan County Michigan | 1 | $ 180,000 | $ 180,000 | $ 36,000 |
| Barry County Michigan | 1 | $ 260,000 | $ 260,000 | $ 64,000 |
| Benzie County Michigan | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Clinton County Michigan | 1 | $ 167,000 | $ 167,000 | $ 94,000 |
| Eaton County Michigan | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Gladwin County Michigan | 1 | $ 189,000 | $ 189,000 | $ 68,000 |
| Jackson County Michigan | 1 | $ 440,000 | $ 440,000 | $ 0 |
| Kent County Michigan | 1 | $ 241,000 | $ 241,000 | $ 68,000 |
| Marquette County Michigan | 1 | $ 400,000 | $ 400,000 | $ 93,000 |
| Monroe County Michigan | 1 | $ 297,000 | $ 297,000 | $ 105,000 |
| Ottawa County Michigan | 1 | $ 187,000 | $ 187,000 | $ 58,000 |
| Saginaw County Michigan | 1 | $ 120,000 | $ 120,000 | $ 45,000 |
| Shiawassee County Michigan | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| St. Clair County Michigan | 1 | $ 170,000 | $ 170,000 | $ 47,000 |
| St. Joseph County Michigan | 1 | $ 248,000 | $ 248,000 | $ 75,000 |
| Becker County Minnesota | 1 | $ 188,000 | $ 188,000 | $ 63,000 |
| Blue Earth County Minnesota | 1 | $ 198,000 | $ 198,000 | $ 57,000 |
| Carlton County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 48,000 |
| Lake County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 313,000 |
| Lyon County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 84,000 |
| Martin County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 17,000 |
| Otter Tail County Minnesota | 1 | $ 134,000 | $ 134,000 | $ 39,000 |
| St. Louis County Minnesota | 1 | $ 128,000 | $ 128,000 | $ 66,000 |
| Wabasha County Minnesota | 1 | $ 98,000 | $ 98,000 | $ 46,000 |
| Bolivar County Mississippi | 1 | $ 112,000 | $ 112,000 | $ 27,000 |
| Harrison County Mississippi | 1 | $ 220,000 | $ 220,000 | $ 69,000 |
| Hinds County Mississippi | 1 | $ 150,000 | $ 150,000 | $ 31,000 |
| Pike County Mississippi | 1 | $ 230,000 | $ 230,000 | $ 84,000 |
| Bates County Missouri | 1 | $ 180,000 | $ 180,000 | $ 68,000 |
| Cass County Missouri | 1 | $ 288,000 | $ 288,000 | $ 0 |
| Clay County Missouri | 1 | $ 170,000 | $ 170,000 | $ 36,000 |
| Franklin County Missouri | 1 | $ 223,000 | $ 223,000 | $ 57,000 |
| Henry County Missouri | 1 | $ 180,000 | $ 180,000 | $ 62,000 |
| Jackson County Missouri | 1 | $ 236,000 | $ 236,000 | $ 91,000 |
| Johnson County Missouri | 1 | $ 306,000 | $ 306,000 | $ 102,000 |
| Lafayette County Missouri | 1 | $ 221,000 | $ 221,000 | $ 86,000 |
| Lake County Montana | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lewis and Clark County Montana | 1 | $ 347,000 | $ 347,000 | $ 78,000 |
| Yellowstone County Montana | 1 | $ 312,000 | $ 312,000 | $ 84,000 |
| Buffalo County Nebraska | 1 | $ 183,000 | $ 183,000 | $ 38,000 |
| Douglas County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Saunders County Nebraska | 1 | $ 325,000 | $ 325,000 | $ 59,000 |
| Elko County Nevada | 1 | $ 268,000 | $ 268,000 | $ 110,000 |
| Humboldt County Nevada | 1 | $ 190,000 | $ 190,000 | $ 55,000 |
| Lincoln County Nevada | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
| Nye County Nevada | 1 | $ 288,000 | $ 288,000 | $ 104,000 |
| Storey County Nevada | 1 | $ 259,000 | $ 259,000 | $ 80,000 |
| White Pine County Nevada | 1 | $ 350,000 | $ 350,000 | $ 89,000 |
| Coos County New Hampshire | 1 | $ 170,000 | $ 170,000 | $ 58,000 |
| Grafton County New Hampshire | 1 | $ 230,000 | $ 230,000 | $ 65,000 |
| Rockingham County New Hampshire | 1 | $ 180,000 | $ 180,000 | $ 40,000 |
| Strafford County New Hampshire | 1 | $ 218,000 | $ 218,000 | $ 64,000 |
| Cape May County New Jersey | 1 | $ 350,000 | $ 350,000 | $ 79,000 |
| Mercer County New Jersey | 1 | $ 234,000 | $ 234,000 | $ 157,000 |
| Passaic County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 137,000 |
| Union County New Jersey | 1 | $ 344,000 | $ 344,000 | $ 143,000 |
| Warren County New Jersey | 1 | $ 434,000 | $ 434,000 | $ 111,000 |
| Chaves County New Mexico | 1 | $ 198,000 | $ 198,000 | $ 66,000 |
| Curry County New Mexico | 1 | $ 294,000 | $ 294,000 | $ 77,000 |
| Lea County New Mexico | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Luna County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| Rio Arriba County New Mexico | 1 | $ 250,000 | $ 250,000 | $ 70,000 |
| Socorro County New Mexico | 1 | $ 315,000 | $ 315,000 | $ 86,000 |
| Fulton County New York | 1 | $ 144,000 | $ 144,000 | $ 60,000 |
| Greene County New York | 1 | $ 405,000 | $ 405,000 | $ 136,000 |
| Jefferson County New York | 1 | $ 261,000 | $ 261,000 | $ 72,000 |
| Livingston County New York | 1 | $ 139,000 | $ 139,000 | $ 39,000 |
| Monroe County New York | 1 | $ 194,000 | $ 194,000 | $ 88,000 |
| Montgomery County New York | 1 | $ 215,000 | $ 215,000 | $ 46,000 |
| Oneida County New York | 1 | $ 130,000 | $ 130,000 | $ 95,000 |
| Orange County New York | 1 | $ 319,000 | $ 319,000 | $ 119,000 |
| Otsego County New York | 1 | $ 221,000 | $ 221,000 | $ 70,000 |
| St. Lawrence County New York | 1 | $ 210,000 | $ 210,000 | $ 46,000 |
| Ulster County New York | 1 | $ 315,000 | $ 315,000 | $ 114,000 |
| Westchester County New York | 1 | $ 480,000 | $ 480,000 | $ 233,000 |
| Catawba County North Carolina | 1 | $ 154,000 | $ 154,000 | $ 62,000 |
| Durham County North Carolina | 1 | $ 230,000 | $ 230,000 | $ 99,000 |
| Forsyth County North Carolina | 1 | $ 238,000 | $ 238,000 | $ 92,000 |
| Gaston County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 75,000 |
| Iredell County North Carolina | 1 | $ 360,000 | $ 360,000 | $ 140,000 |
| Johnston County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 122,000 |
| Orange County North Carolina | 1 | $ 316,000 | $ 316,000 | $ 77,000 |
| Pender County North Carolina | 1 | $ 220,000 | $ 220,000 | $ 44,000 |
| Rutherford County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 25,000 |
| Wake County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 135,000 |
| Williams County North Dakota | 1 | $ 150,000 | $ 150,000 | $ 114,000 |
| Auglaize County Ohio | 1 | $ 302,000 | $ 302,000 | $ 83,000 |
| Champaign County Ohio | 1 | $ 220,000 | $ 220,000 | $ 77,000 |
| Cuyahoga County Ohio | 1 | $ 490,000 | $ 490,000 | $ 130,000 |
| Delaware County Ohio | 1 | $ 296,000 | $ 296,000 | $ 101,000 |
| Fairfield County Ohio | 1 | $ 293,000 | $ 293,000 | $ 98,000 |
| Geauga County Ohio | 1 | $ 270,000 | $ 270,000 | $ 80,000 |
| Harrison County Ohio | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Huron County Ohio | 1 | $ 212,000 | $ 212,000 | $ 57,000 |
| Lawrence County Ohio | 1 | $ 153,000 | $ 153,000 | $ 61,000 |
| Lucas County Ohio | 1 | $ 209,000 | $ 209,000 | $ 51,000 |
| Monroe County Ohio | 1 | $ 70,000 | $ 70,000 | $ 18,000 |
| Muskingum County Ohio | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Pickaway County Ohio | 1 | $ 266,000 | $ 266,000 | $ 82,000 |
| Portage County Ohio | 1 | $ 201,000 | $ 201,000 | $ 43,000 |
| Richland County Ohio | 1 | $ 150,000 | $ 150,000 | $ 72,000 |
| Sandusky County Ohio | 1 | $ 144,000 | $ 144,000 | $ 57,000 |
| Stark County Ohio | 1 | $ 260,000 | $ 260,000 | $ 61,000 |
| Summit County Ohio | 1 | $ 240,000 | $ 240,000 | $ 68,000 |
| Trumbull County Ohio | 1 | $ 192,000 | $ 192,000 | $ 38,000 |
| Canadian County Oklahoma | 1 | $ 216,000 | $ 216,000 | $ 94,000 |
| Garfield County Oklahoma | 1 | $ 240,000 | $ 240,000 | $ 65,000 |
| Logan County Oklahoma | 1 | $ 130,000 | $ 130,000 | $ 82,000 |
| Oklahoma County Oklahoma | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Payne County Oklahoma | 1 | $ 234,000 | $ 234,000 | $ 64,000 |
| Rogers County Oklahoma | 1 | $ 240,000 | $ 240,000 | $ 78,000 |
| Wagoner County Oklahoma | 1 | $ 192,000 | $ 192,000 | $ 69,000 |
| Clackamas County Oregon | 1 | $ 360,000 | $ 360,000 | $ 80,000 |
| Jackson County Oregon | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Lane County Oregon | 1 | $ 247,000 | $ 247,000 | $ 50,000 |
| Marion County Oregon | 1 | $ 240,000 | $ 240,000 | $ 62,000 |
| Allegheny County Pennsylvania | 1 | $ 280,000 | $ 280,000 | $ 69,000 |
| Bucks County Pennsylvania | 1 | $ 400,000 | $ 400,000 | $ 104,000 |
| Cambria County Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 42,000 |
| Columbia County Pennsylvania | 1 | $ 228,000 | $ 228,000 | $ 67,000 |
| Crawford County Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 64,000 |
| Dauphin County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 72,000 |
| Erie County Pennsylvania | 1 | $ 137,000 | $ 137,000 | $ 52,000 |
| Monroe County Pennsylvania | 1 | $ 342,000 | $ 342,000 | $ 0 |
| Pike County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 52,000 |
| Beaufort County South Carolina | 1 | $ 396,000 | $ 396,000 | $ 90,000 |
| Charleston County South Carolina | 1 | $ 625,000 | $ 625,000 | $ 164,000 |
| Colleton County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 177,000 |
| Dorchester County South Carolina | 1 | $ 300,000 | $ 300,000 | $ 69,000 |
| Horry County South Carolina | 1 | $ 253,000 | $ 253,000 | $ 53,000 |
| Lancaster County South Carolina | 1 | $ 373,000 | $ 373,000 | $ 98,000 |
| Lexington County South Carolina | 1 | $ 230,000 | $ 230,000 | $ 62,000 |
| Jerauld County South Dakota | 1 | $ 180,000 | $ 180,000 | $ 47,000 |
| Pennington County South Dakota | 1 | $ 142,000 | $ 142,000 | $ 29,000 |
| Smith County Tennessee | 1 | $ 167,000 | $ 167,000 | $ 48,000 |
| Bastrop County Texas | 1 | $ 273,000 | $ 273,000 | $ 60,000 |
| Fannin County Texas | 1 | $ 160,000 | $ 160,000 | $ 57,000 |
| Galveston County Texas | 1 | $ 306,000 | $ 306,000 | $ 149,000 |
| Gregg County Texas | 1 | $ 169,000 | $ 169,000 | $ 51,000 |
| Hays County Texas | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Henderson County Texas | 1 | $ 250,000 | $ 250,000 | $ 50,000 |
| Hidalgo County Texas | 1 | $ 160,000 | $ 160,000 | $ 64,000 |
| Johnson County Texas | 1 | $ 353,000 | $ 353,000 | $ 127,000 |
| Llano County Texas | 1 | $ 98,000 | $ 98,000 | $ 45,000 |
| Medina County Texas | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Montgomery County Texas | 1 | $ 332,000 | $ 332,000 | $ 151,000 |
| Orange County Texas | 1 | $ 130,000 | $ 130,000 | $ 50,000 |
| Refugio County Texas | 1 | $ 216,000 | $ 216,000 | $ 90,000 |
| Rockwall County Texas | 1 | $ 282,000 | $ 282,000 | $ 131,000 |
| Tarrant County Texas | 1 | $ 402,000 | $ 402,000 | $ 90,000 |
| Travis County Texas | 1 | $ 360,000 | $ 360,000 | $ 108,000 |
| Walker County Texas | 1 | $ 170,000 | $ 170,000 | $ 46,000 |
| Williamson County Texas | 1 | $ 390,000 | $ 390,000 | $ 117,000 |
| Utah County Utah | 1 | $ 257,000 | $ 257,000 | $ 278,000 |
| Washington County Utah | 1 | $ 272,000 | $ 272,000 | $ 57,000 |
| Weber County Utah | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Rutland County Vermont | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Bedford County Virginia | 1 | $ 289,000 | $ 289,000 | $ 47,000 |
| Culpeper County Virginia | 1 | $ 344,000 | $ 344,000 | $ 105,000 |
| Fairfax County Virginia | 1 | $ 935,000 | $ 935,000 | $ 197,000 |
| Louisa County Virginia | 1 | $ 189,000 | $ 189,000 | $ 53,000 |
| Martinsville County Virginia | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Mecklenburg County Virginia | 1 | $ 280,000 | $ 280,000 | $ 67,000 |
| Pittsylvania County Virginia | 1 | $ 219,000 | $ 219,000 | $ 64,000 |
| Spotsylvania County Virginia | 1 | $ 230,000 | $ 230,000 | $ 97,000 |
| Warren County Virginia | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Grant County Washington | 1 | $ 230,000 | $ 230,000 | $ 77,000 |
| Grays Harbor County Washington | 1 | $ 281,000 | $ 281,000 | $ 60,000 |
| Mason County Washington | 1 | $ 187,000 | $ 187,000 | $ 50,000 |
| Pend Oreille County Washington | 1 | $ 417,000 | $ 417,000 | $ 117,000 |
| Pierce County Washington | 1 | $ 344,000 | $ 344,000 | $ 81,000 |
| Skagit County Washington | 1 | $ 250,000 | $ 250,000 | $ 79,000 |
| Stevens County Washington | 1 | $ 320,000 | $ 320,000 | $ 129,000 |
| Morgan County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 29,000 |
| Wirt County West Virginia | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Chippewa County Wisconsin | 1 | $ 280,000 | $ 280,000 | $ 172,000 |
| Dane County Wisconsin | 1 | $ 248,000 | $ 248,000 | $ 49,000 |
| Dodge County Wisconsin | 1 | $ 91,000 | $ 91,000 | $ 62,000 |
| Douglas County Wisconsin | 1 | $ 149,000 | $ 149,000 | $ 44,000 |
| Eau Claire County Wisconsin | 1 | $ 233,000 | $ 233,000 | $ 52,000 |
| Green County Wisconsin | 1 | $ 320,000 | $ 320,000 | $ 59,000 |
| Iowa County Wisconsin | 1 | $ 238,000 | $ 238,000 | $ 80,000 |
| Jefferson County Wisconsin | 1 | $ 347,000 | $ 347,000 | $ 76,000 |
| La Crosse County Wisconsin | 1 | $ 190,000 | $ 190,000 | $ 76,000 |
| Price County Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 69,000 |
| Rock County Wisconsin | 1 | $ 260,000 | $ 260,000 | $ 92,000 |
| Sheboygan County Wisconsin | 1 | $ 144,000 | $ 144,000 | $ 44,000 |
| Waukesha County Wisconsin | 1 | $ 449,000 | $ 449,000 | $ 87,000 |
| Laramie County Wyoming | 1 | $ 278,000 | $ 278,000 | $ 102,000 |
| Washakie County Wyoming | 1 | $ 302,000 | $ 302,000 | $ 73,000 |
Mortgage Loan Application Detail Totals for Midcountry Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 858 | $215,935,000 | $251,000 | $1,150,000 | $68,000 | $322,000 |
| Refinancing | 287 | $53,053,000 | $184,000 | $1,387,000 | $82,000 | $1,188,000 |
| Home Improvement | 54 | $1,089,000 | $20,000 | $80,000 | $60,000 | $195,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 906 | $189,271,000 | $208,000 | $1,387,000 | $69,000 | $453,000 |
| Not Provided | 187 | $49,562,000 | $265,000 | $730,000 | $77,000 | $1,188,000 |
| Hispanic | 40 | $11,501,000 | $287,000 | $700,000 | $70,000 | $280,000 |
| Black or African American | 34 | $9,791,000 | $287,000 | $576,000 | $76,000 | $200,000 |
| Asian | 13 | $4,428,000 | $340,000 | $935,000 | $73,000 | $197,000 |
| American Indian or Alaskan Native | 8 | $2,263,000 | $282,000 | $451,000 | $82,000 | $130,000 |
| Not applicable | 7 | $2,331,000 | $333,000 | $1,153,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 4 | $930,000 | $232,000 | $450,000 | $134,000 | $396,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,171 | $266,279,000 | $227,000 | $1,387,000 | $71,000 | $1,188,000 |
| FHA-insured (Federal Housing Administration) | 17 | $2,367,000 | $139,000 | $241,000 | $38,000 | $76,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $932,000 | $103,000 | $189,000 | $36,000 | $82,000 |
| VA-guaranteed (Veterans Administration) | 2 | $499,000 | $249,000 | $316,000 | $68,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 717 | $155,332,000 | $216,000 | $1,387,000 | $71,000 | $453,000 |
| Application Withdrawn By Applicant | 216 | $52,382,000 | $242,000 | $1,170,000 | $71,000 | $334,000 |
| Application Denied By Financial Institution | 196 | $45,012,000 | $229,000 | $935,000 | $67,000 | $1,188,000 |
| File Closed For Incompleteness | 52 | $11,960,000 | $230,000 | $620,000 | $69,000 | $157,000 |
| Application Approved But Not Accepted | 18 | $5,391,000 | $299,000 | $515,000 | $78,000 | $171,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 75 | $21,195,000 | $282,000 | $935,000 | $66,000 | $197,000 |
| Credit History | 50 | $6,647,000 | $132,000 | $700,000 | $50,000 | $280,000 |
| Debt-To-Income Ratio | 37 | $8,980,000 | $242,000 | $585,000 | $63,000 | $240,000 |
| Collateral | 12 | $3,105,000 | $258,000 | $912,000 | $172,000 | $1,188,000 |
| Other | 7 | $2,032,000 | $290,000 | $480,000 | $57,000 | $114,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,278,000 | $213,000 | $417,000 | $84,000 | $222,000 |
| Unverifiable Information | 5 | $985,000 | $197,000 | $275,000 | $60,000 | $114,000 |
| Employment History | 4 | $790,000 | $197,000 | $396,000 | $19,000 | $59,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midcountry Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midcountry Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.