Midfirst Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Midfirst Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midfirst Bank 501 Nw Grand Blvd. Oklahoma City, OK 73118 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 50,885 |
| Total Mortgage Loan Application Amount | $3,290,637,000 |
| Average Mortgage Loan Application Amount | $56,888 |
| Highest Mortgage Loan Application Amount | $14,250,000 |
| Average Applicant Income | $40,184 |
| Highest Applicant Income | $8,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Midfirst Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midfirst Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Midfirst Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midfirst Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Midfirst Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midfirst Bank's mortgage activity for 2004.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| OKLAHOMA CITY, OK | 2,129 | $ 153,508,000 | $ 72,000 | $ 57,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 1,657 | $ 85,885,000 | $ 51,000 | $ 54,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 1,578 | $ 118,633,000 | $ 75,000 | $ 45,000 |
| DALLAS-PLANO-IRVING, TX | 1,524 | $ 103,323,000 | $ 67,000 | $ 48,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 1,097 | $ 77,643,000 | $ 70,000 | $ 49,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 991 | $ 63,209,000 | $ 63,000 | $ 47,000 |
| PHILADELPHIA, PA | 927 | $ 52,275,000 | $ 56,000 | $ 48,000 |
| FORT WORTH-ARLINGTON, TX | 862 | $ 45,443,000 | $ 52,000 | $ 51,000 |
| SAN ANTONIO, TX | 829 | $ 36,760,000 | $ 44,000 | $ 48,000 |
| ORLANDO, FL | 822 | $ 59,903,000 | $ 72,000 | $ 41,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 720 | $ 57,742,000 | $ 80,000 | $ 67,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 710 | $ 53,441,000 | $ 75,000 | $ 51,000 |
| MEMPHIS, TN-MS-AR | 691 | $ 36,060,000 | $ 52,000 | $ 46,000 |
| INDIANAPOLIS, IN | 655 | $ 53,624,000 | $ 81,000 | $ 41,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 647 | $ 43,706,000 | $ 67,000 | $ 48,000 |
| BALTIMORE-TOWSON, MD | 645 | $ 42,815,000 | $ 66,000 | $ 49,000 |
| TULSA, OK | 622 | $ 44,864,000 | $ 72,000 | $ 50,000 |
| ST. LOUIS, MO-IL | 599 | $ 31,448,000 | $ 52,000 | $ 55,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 527 | $ 32,894,000 | $ 62,000 | $ 45,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 493 | $ 66,089,000 | $ 134,000 | $ 54,000 |
| JACKSONVILLE, FL | 484 | $ 28,538,000 | $ 58,000 | $ 44,000 |
| BUFFALO-NIAGARA FALLS, NY | 483 | $ 27,002,000 | $ 55,000 | $ 45,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 479 | $ 46,795,000 | $ 97,000 | $ 55,000 |
| EL PASO, TX | 474 | $ 21,855,000 | $ 46,000 | $ 41,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 438 | $ 25,904,000 | $ 59,000 | $ 43,000 |
| RICHMOND, VA | 426 | $ 26,500,000 | $ 62,000 | $ 44,000 |
| CAMDEN, NJ | 423 | $ 29,630,000 | $ 70,000 | $ 54,000 |
| LAS VEGAS-PARADISE, NV | 409 | $ 34,624,000 | $ 84,000 | $ 48,000 |
| ROCHESTER, NY | 390 | $ 23,779,000 | $ 60,000 | $ 41,000 |
| AUSTIN-ROUND ROCK, TX | 379 | $ 26,089,000 | $ 68,000 | $ 46,000 |
| BIRMINGHAM-HOOVER, AL | 379 | $ 19,043,000 | $ 50,000 | $ 43,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 378 | $ 26,664,000 | $ 70,000 | $ 48,000 |
| SYRACUSE, NY | 359 | $ 20,353,000 | $ 56,000 | $ 48,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 348 | $ 15,967,000 | $ 45,000 | $ 42,000 |
| PITTSBURGH, PA | 348 | $ 17,034,000 | $ 48,000 | $ 35,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 334 | $ 20,069,000 | $ 60,000 | $ 43,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 322 | $ 22,379,000 | $ 69,000 | $ 46,000 |
| DENVER-AURORA, CO | 321 | $ 26,955,000 | $ 83,000 | $ 47,000 |
| NASSAU-SUFFOLK, NY | 294 | $ 33,164,000 | $ 112,000 | $ 54,000 |
| WICHITA, KS | 274 | $ 14,707,000 | $ 53,000 | $ 44,000 |
| KANSAS CITY, MO-KS | 265 | $ 13,649,000 | $ 51,000 | $ 40,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 262 | $ 12,055,000 | $ 46,000 | $ 33,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 256 | $ 18,452,000 | $ 72,000 | $ 45,000 |
| BAKERSFIELD, CA | 243 | $ 17,127,000 | $ 70,000 | $ 43,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 240 | $ 15,213,000 | $ 63,000 | $ 40,000 |
| LAKELAND, FL | 236 | $ 15,692,000 | $ 66,000 | $ 47,000 |
| COLUMBUS, OH | 234 | $ 14,363,000 | $ 61,000 | $ 38,000 |
| NEWARK-UNION, NJ-PA | 227 | $ 23,457,000 | $ 103,000 | $ 48,000 |
| CORPUS CHRISTI, TX | 221 | $ 10,497,000 | $ 47,000 | $ 40,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 218 | $ 13,330,000 | $ 61,000 | $ 41,000 |
| GREENSBORO-HIGH POINT, NC | 216 | $ 15,953,000 | $ 73,000 | $ 35,000 |
| EDISON, NJ | 211 | $ 21,510,000 | $ 101,000 | $ 51,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 210 | $ 13,491,000 | $ 64,000 | $ 47,000 |
| SARASOTA-BRADENTON-VENICE, FL | 204 | $ 15,417,000 | $ 75,000 | $ 40,000 |
| BATON ROUGE, LA | 203 | $ 12,539,000 | $ 61,000 | $ 40,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 194 | $ 11,081,000 | $ 57,000 | $ 51,000 |
| RALEIGH-CARY, NC | 191 | $ 17,894,000 | $ 93,000 | $ 38,000 |
| COLUMBIA, SC | 189 | $ 11,036,000 | $ 58,000 | $ 48,000 |
| ALBANY-SCHENECTADY-TROY, NY | 187 | $ 12,924,000 | $ 69,000 | $ 49,000 |
| FRESNO, CA | 187 | $ 12,361,000 | $ 66,000 | $ 44,000 |
| GARY, IN | 185 | $ 11,431,000 | $ 61,000 | $ 39,000 |
| MONTGOMERY, AL | 184 | $ 8,000,000 | $ 43,000 | $ 37,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 180 | $ 15,169,000 | $ 84,000 | $ 52,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 168 | $ 11,599,000 | $ 69,000 | $ 38,000 |
| TUCSON, AZ | 162 | $ 9,548,000 | $ 58,000 | $ 44,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 161 | $ 10,637,000 | $ 66,000 | $ 39,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 160 | $ 10,421,000 | $ 65,000 | $ 42,000 |
| FAYETTEVILLE, NC | 154 | $ 8,478,000 | $ 55,000 | $ 41,000 |
| SHREVEPORT-BOSSIER CITY, LA | 149 | $ 7,170,000 | $ 48,000 | $ 43,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 146 | $ 8,288,000 | $ 56,000 | $ 49,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 145 | $ 7,752,000 | $ 53,000 | $ 43,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 145 | $ 7,825,000 | $ 53,000 | $ 42,000 |
| CAPE CORAL-FORT MYERS, FL | 141 | $ 10,158,000 | $ 72,000 | $ 39,000 |
| JACKSON, MS | 138 | $ 5,052,000 | $ 36,000 | $ 29,000 |
| LOUISVILLE, KY-IN | 137 | $ 9,896,000 | $ 72,000 | $ 39,000 |
| LUBBOCK, TX | 135 | $ 6,349,000 | $ 47,000 | $ 47,000 |
| ALBUQUERQUE, NM | 134 | $ 8,353,000 | $ 62,000 | $ 43,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 123 | $ 10,725,000 | $ 87,000 | $ 52,000 |
| DAYTON, OH | 122 | $ 7,372,000 | $ 60,000 | $ 39,000 |
| MOBILE, AL | 115 | $ 5,574,000 | $ 48,000 | $ 43,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 114 | $ 7,939,000 | $ 69,000 | $ 44,000 |
| SALT LAKE CITY, UT | 110 | $ 9,774,000 | $ 88,000 | $ 48,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 106 | $ 5,820,000 | $ 54,000 | $ 36,000 |
| HUNTSVILLE, AL | 105 | $ 4,853,000 | $ 46,000 | $ 42,000 |
| UTICA-ROME, NY | 102 | $ 5,589,000 | $ 54,000 | $ 34,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 102 | $ 7,872,000 | $ 77,000 | $ 34,000 |
| COLUMBUS, GA-AL | 101 | $ 5,420,000 | $ 53,000 | $ 33,000 |
| AMARILLO, TX | 99 | $ 3,861,000 | $ 39,000 | $ 44,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 99 | $ 9,517,000 | $ 96,000 | $ 49,000 |
| AKRON, OH | 97 | $ 5,342,000 | $ 55,000 | $ 40,000 |
| SAVANNAH, GA | 97 | $ 5,818,000 | $ 59,000 | $ 36,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 96 | $ 4,971,000 | $ 51,000 | $ 36,000 |
| VISALIA-PORTERVILLE, CA | 96 | $ 6,937,000 | $ 72,000 | $ 44,000 |
| LONGVIEW, TX | 95 | $ 4,167,000 | $ 43,000 | $ 32,000 |
| BEAUMONT-PORT ARTHUR, TX | 94 | $ 3,584,000 | $ 38,000 | $ 56,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 93 | $ 7,660,000 | $ 82,000 | $ 46,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 92 | $ 7,559,000 | $ 82,000 | $ 40,000 |
| CHATTANOOGA, TN-GA | 91 | $ 4,395,000 | $ 48,000 | $ 42,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 90 | $ 8,401,000 | $ 93,000 | $ 39,000 |
| ABILENE, TX | 89 | $ 3,223,000 | $ 36,000 | $ 43,000 |
| COLORADO SPRINGS, CO | 89 | $ 7,402,000 | $ 83,000 | $ 43,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 89 | $ 6,709,000 | $ 75,000 | $ 39,000 |
| KNOXVILLE, TN | 88 | $ 5,039,000 | $ 57,000 | $ 50,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 87 | $ 4,756,000 | $ 54,000 | $ 43,000 |
| TOPEKA, KS | 87 | $ 4,121,000 | $ 47,000 | $ 39,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 86 | $ 5,155,000 | $ 59,000 | $ 42,000 |
| LAWTON, OK | 86 | $ 3,751,000 | $ 43,000 | $ 45,000 |
| LAFAYETTE, LA | 85 | $ 5,727,000 | $ 67,000 | $ 36,000 |
| WACO, TX | 84 | $ 4,565,000 | $ 54,000 | $ 39,000 |
| ATLANTIC CITY, NJ | 83 | $ 5,583,000 | $ 67,000 | $ 52,000 |
| HARRISBURG-CARLISLE, PA | 83 | $ 5,768,000 | $ 69,000 | $ 34,000 |
| TALLAHASSEE, FL | 83 | $ 5,382,000 | $ 64,000 | $ 43,000 |
| WILMINGTON, DE-MD-NJ | 83 | $ 6,542,000 | $ 78,000 | $ 42,000 |
| DURHAM, NC | 82 | $ 5,326,000 | $ 64,000 | $ 67,000 |
| FORT SMITH, AR-OK | 82 | $ 3,314,000 | $ 40,000 | $ 46,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 82 | $ 9,490,000 | $ 115,000 | $ 51,000 |
| NEW HAVEN-MILFORD, CT | 79 | $ 6,711,000 | $ 84,000 | $ 52,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 74 | $ 6,246,000 | $ 84,000 | $ 45,000 |
| OCALA, FL | 69 | $ 3,683,000 | $ 53,000 | $ 34,000 |
| HONOLULU, HI | 68 | $ 7,203,000 | $ 105,000 | $ 53,000 |
| PUNTA GORDA, FL | 68 | $ 4,516,000 | $ 66,000 | $ 54,000 |
| GAINESVILLE, FL | 67 | $ 2,703,000 | $ 40,000 | $ 36,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 67 | $ 3,790,000 | $ 56,000 | $ 34,000 |
| FORT WAYNE, IN | 66 | $ 3,445,000 | $ 52,000 | $ 40,000 |
| DES MOINES, IA | 65 | $ 3,412,000 | $ 52,000 | $ 49,000 |
| LANCASTER, PA | 65 | $ 4,587,000 | $ 70,000 | $ 39,000 |
| CLARKSVILLE, TN-KY | 62 | $ 4,183,000 | $ 67,000 | $ 53,000 |
| GRAND RAPIDS-WYOMING, MI | 62 | $ 3,535,000 | $ 57,000 | $ 30,000 |
| JACKSONVILLE, NC | 62 | $ 3,583,000 | $ 57,000 | $ 52,000 |
| TRENTON-EWING, NJ | 61 | $ 4,484,000 | $ 73,000 | $ 43,000 |
| MACON, GA | 58 | $ 2,765,000 | $ 47,000 | $ 43,000 |
| HINESVILLE-FORT STEWART, GA | 57 | $ 3,379,000 | $ 59,000 | $ 31,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 56 | $ 5,878,000 | $ 104,000 | $ 49,000 |
| BINGHAMTON, NY | 55 | $ 2,943,000 | $ 53,000 | $ 53,000 |
| MCALLEN-EDINBURG-PHARR, TX | 55 | $ 2,470,000 | $ 44,000 | $ 43,000 |
| ODESSA, TX | 55 | $ 2,108,000 | $ 38,000 | $ 50,000 |
| READING, PA | 55 | $ 2,540,000 | $ 46,000 | $ 43,000 |
| LEXINGTON-FAYETTE, KY | 54 | $ 3,355,000 | $ 62,000 | $ 41,000 |
| TOLEDO, OH | 54 | $ 2,437,000 | $ 45,000 | $ 43,000 |
| SAN ANGELO, TX | 53 | $ 2,728,000 | $ 51,000 | $ 55,000 |
| ALBANY, GA | 52 | $ 3,056,000 | $ 58,000 | $ 33,000 |
| GREENVILLE, SC | 51 | $ 3,123,000 | $ 61,000 | $ 42,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 51 | $ 3,455,000 | $ 67,000 | $ 51,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 51 | $ 4,370,000 | $ 85,000 | $ 46,000 |
| WINSTON-SALEM, NC | 51 | $ 3,796,000 | $ 74,000 | $ 41,000 |
| BOISE CITY-NAMPA, ID | 50 | $ 3,152,000 | $ 63,000 | $ 38,000 |
| KALAMAZOO-PORTAGE, MI | 50 | $ 2,709,000 | $ 54,000 | $ 36,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 50 | $ 2,958,000 | $ 59,000 | $ 46,000 |
| ANNISTON-OXFORD, AL | 49 | $ 2,489,000 | $ 50,000 | $ 34,000 |
| SHERMAN-DENISON, TX | 49 | $ 2,604,000 | $ 53,000 | $ 64,000 |
| YORK-HANOVER, PA | 49 | $ 3,351,000 | $ 68,000 | $ 55,000 |
| MIDLAND, TX | 48 | $ 2,101,000 | $ 43,000 | $ 50,000 |
| PANAMA CITY-LYNN HAVEN, FL | 48 | $ 2,197,000 | $ 45,000 | $ 50,000 |
| RENO-SPARKS, NV | 48 | $ 3,727,000 | $ 77,000 | $ 44,000 |
| JONESBORO, AR | 47 | $ 2,025,000 | $ 43,000 | $ 24,000 |
| LYNCHBURG, VA | 47 | $ 3,046,000 | $ 64,000 | $ 22,000 |
| ROCKFORD, IL | 47 | $ 2,641,000 | $ 56,000 | $ 36,000 |
| SPRINGFIELD, MO | 47 | $ 2,907,000 | $ 61,000 | $ 38,000 |
| LAKE CHARLES, LA | 46 | $ 2,709,000 | $ 58,000 | $ 47,000 |
| YUMA, AZ | 46 | $ 2,454,000 | $ 53,000 | $ 46,000 |
| BROWNSVILLE-HARLINGEN, TX | 45 | $ 2,219,000 | $ 49,000 | $ 116,000 |
| MONROE, LA | 45 | $ 2,555,000 | $ 56,000 | $ 49,000 |
| TYLER, TX | 45 | $ 2,190,000 | $ 48,000 | $ 34,000 |
| WICHITA FALLS, TX | 45 | $ 2,157,000 | $ 47,000 | $ 42,000 |
| KOKOMO, IN | 43 | $ 2,992,000 | $ 69,000 | $ 38,000 |
| LAREDO, TX | 43 | $ 2,363,000 | $ 54,000 | $ 38,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 43 | $ 1,840,000 | $ 42,000 | $ 43,000 |
| ALEXANDRIA, LA | 42 | $ 2,399,000 | $ 57,000 | $ 39,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 42 | $ 2,513,000 | $ 59,000 | $ 61,000 |
| FLINT, MI | 42 | $ 2,010,000 | $ 47,000 | $ 33,000 |
| COLLEGE STATION-BRYAN, TX | 41 | $ 2,668,000 | $ 65,000 | $ 53,000 |
| SPRINGFIELD, MA | 41 | $ 3,036,000 | $ 74,000 | $ 42,000 |
| TACOMA, WA | 41 | $ 3,036,000 | $ 74,000 | $ 54,000 |
| TEXARKANA, TX-TEXARKANA, AR | 41 | $ 1,501,000 | $ 36,000 | $ 35,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 41 | $ 2,616,000 | $ 63,000 | $ 40,000 |
| WILMINGTON, NC | 41 | $ 2,851,000 | $ 69,000 | $ 33,000 |
| ERIE, PA | 40 | $ 1,697,000 | $ 42,000 | $ 43,000 |
| SPOKANE, WA | 40 | $ 2,351,000 | $ 58,000 | $ 43,000 |
| DECATUR, IL | 39 | $ 1,615,000 | $ 41,000 | $ 29,000 |
| LANSING-EAST LANSING, MI | 39 | $ 1,895,000 | $ 48,000 | $ 30,000 |
| ROANOKE, VA | 39 | $ 2,098,000 | $ 53,000 | $ 30,000 |
| BOSTON-QUINCY, MA | 38 | $ 4,041,000 | $ 106,000 | $ 41,000 |
| WARNER ROBINS, GA | 38 | $ 1,667,000 | $ 43,000 | $ 48,000 |
| EVANSVILLE, IN-KY | 37 | $ 2,226,000 | $ 60,000 | $ 48,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 37 | $ 2,282,000 | $ 61,000 | $ 32,000 |
| PINE BLUFF, AR | 36 | $ 1,260,000 | $ 35,000 | $ 44,000 |
| SPRINGFIELD, IL | 36 | $ 1,797,000 | $ 49,000 | $ 28,000 |
| SPARTANBURG, SC | 35 | $ 1,799,000 | $ 51,000 | $ 28,000 |
| DOTHAN, AL | 34 | $ 1,372,000 | $ 40,000 | $ 36,000 |
| LINCOLN, NE | 34 | $ 2,518,000 | $ 74,000 | $ 50,000 |
| MODESTO, CA | 34 | $ 3,164,000 | $ 93,000 | $ 51,000 |
| VALLEJO-FAIRFIELD, CA | 34 | $ 2,952,000 | $ 86,000 | $ 42,000 |
| VICTORIA, TX | 33 | $ 1,921,000 | $ 58,000 | $ 41,000 |
| CHARLESTON, WV | 32 | $ 1,837,000 | $ 57,000 | $ 41,000 |
| GREENVILLE, NC | 32 | $ 1,820,000 | $ 56,000 | $ 34,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 32 | $ 2,311,000 | $ 72,000 | $ 57,000 |
| VALDOSTA, GA | 32 | $ 1,711,000 | $ 53,000 | $ 67,000 |
| ANDERSON, IN | 31 | $ 2,187,000 | $ 70,000 | $ 30,000 |
| LAS CRUCES, NM | 31 | $ 1,963,000 | $ 63,000 | $ 45,000 |
| NAPLES-MARCO ISLAND, FL | 31 | $ 3,021,000 | $ 97,000 | $ 45,000 |
| WORCESTER, MA | 31 | $ 3,071,000 | $ 99,000 | $ 40,000 |
| JACKSON, TN | 30 | $ 1,495,000 | $ 49,000 | $ 47,000 |
| FLORENCE-MUSCLE SHOALS, AL | 29 | $ 1,005,000 | $ 34,000 | $ 41,000 |
| SCRANTON--WILKES-BARRE, PA | 29 | $ 1,601,000 | $ 55,000 | $ 26,000 |
| ST. JOSEPH, MO-KS | 29 | $ 1,696,000 | $ 58,000 | $ 40,000 |
| JOPLIN, MO | 28 | $ 1,449,000 | $ 51,000 | $ 37,000 |
| CANTON-MASSILLON, OH | 27 | $ 1,361,000 | $ 50,000 | $ 44,000 |
| MICHIGAN CITY-LA PORTE, IN | 27 | $ 1,812,000 | $ 67,000 | $ 33,000 |
| ROCKY MOUNT, NC | 27 | $ 1,421,000 | $ 52,000 | $ 32,000 |
| SUMTER, SC | 27 | $ 1,332,000 | $ 49,000 | $ 41,000 |
| VERO BEACH, FL | 27 | $ 1,575,000 | $ 58,000 | $ 40,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 26 | $ 2,551,000 | $ 98,000 | $ 55,000 |
| DALTON, GA | 26 | $ 1,682,000 | $ 64,000 | $ 50,000 |
| EL CENTRO, CA | 26 | $ 1,630,000 | $ 62,000 | $ 41,000 |
| TUSCALOOSA, AL | 26 | $ 1,353,000 | $ 52,000 | $ 46,000 |
| ANCHORAGE, AK | 25 | $ 1,827,000 | $ 73,000 | $ 72,000 |
| CHAMPAIGN-URBANA, IL | 25 | $ 1,316,000 | $ 52,000 | $ 55,000 |
| GAINESVILLE, GA | 25 | $ 1,824,000 | $ 72,000 | $ 41,000 |
| MANCHESTER-NASHUA, NH | 25 | $ 2,293,000 | $ 91,000 | $ 34,000 |
| SPRINGFIELD, OH | 25 | $ 1,370,000 | $ 54,000 | $ 46,000 |
| DECATUR, AL | 24 | $ 1,325,000 | $ 55,000 | $ 35,000 |
| NORWICH-NEW LONDON, CT | 24 | $ 2,229,000 | $ 92,000 | $ 53,000 |
| OGDEN-CLEARFIELD, UT | 24 | $ 1,887,000 | $ 78,000 | $ 27,000 |
| ROME, GA | 24 | $ 1,304,000 | $ 54,000 | $ 29,000 |
| STOCKTON, CA | 24 | $ 2,529,000 | $ 105,000 | $ 54,000 |
| CEDAR RAPIDS, IA | 23 | $ 1,371,000 | $ 59,000 | $ 30,000 |
| GULFPORT-BILOXI, MS | 23 | $ 1,088,000 | $ 47,000 | $ 34,000 |
| PEORIA, IL | 23 | $ 1,347,000 | $ 58,000 | $ 41,000 |
| FLORENCE, SC | 22 | $ 1,189,000 | $ 54,000 | $ 34,000 |
| PUEBLO, CO | 22 | $ 1,392,000 | $ 63,000 | $ 33,000 |
| HANFORD-CORCORAN, CA | 21 | $ 1,423,000 | $ 67,000 | $ 38,000 |
| OWENSBORO, KY | 21 | $ 1,021,000 | $ 48,000 | $ 35,000 |
| ATHENS-CLARKE COUNTY, GA | 20 | $ 1,230,000 | $ 61,000 | $ 39,000 |
| BOULDER, CO | 20 | $ 1,098,000 | $ 54,000 | $ 52,000 |
| BURLINGTON, NC | 20 | $ 1,334,000 | $ 66,000 | $ 35,000 |
| DOVER, DE | 20 | $ 1,542,000 | $ 77,000 | $ 45,000 |
| KINGSTON, NY | 20 | $ 1,636,000 | $ 81,000 | $ 67,000 |
| LAFAYETTE, IN | 20 | $ 1,397,000 | $ 69,000 | $ 29,000 |
| MERCED, CA | 20 | $ 1,716,000 | $ 85,000 | $ 45,000 |
| MUSKEGON-NORTON SHORES, MI | 20 | $ 946,000 | $ 47,000 | $ 29,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 20 | $ 1,873,000 | $ 93,000 | $ 30,000 |
| SIOUX CITY, IA-NE-SD | 20 | $ 1,025,000 | $ 51,000 | $ 36,000 |
| HICKORY-LENOIR-MORGANTON, NC | 19 | $ 1,226,000 | $ 64,000 | $ 20,000 |
| CHARLOTTESVILLE, VA | 18 | $ 906,000 | $ 50,000 | $ 43,000 |
| CHEYENNE, WY | 18 | $ 1,037,000 | $ 57,000 | $ 37,000 |
| DANVILLE, VA | 18 | $ 741,000 | $ 41,000 | $ 24,000 |
| DULUTH, MN-WI | 18 | $ 685,000 | $ 38,000 | $ 49,000 |
| HOT SPRINGS, AR | 18 | $ 815,000 | $ 45,000 | $ 33,000 |
| NILES-BENTON HARBOR, MI | 18 | $ 1,160,000 | $ 64,000 | $ 20,000 |
| OCEAN CITY, NJ | 18 | $ 1,164,000 | $ 64,000 | $ 35,000 |
| ASHEVILLE, NC | 17 | $ 865,000 | $ 50,000 | $ 25,000 |
| ELKHART-GOSHEN, IN | 17 | $ 1,007,000 | $ 59,000 | $ 24,000 |
| EUGENE-SPRINGFIELD, OR | 17 | $ 1,462,000 | $ 86,000 | $ 30,000 |
| MADERA, CA | 17 | $ 1,271,000 | $ 74,000 | $ 55,000 |
| REDDING, CA | 17 | $ 1,218,000 | $ 71,000 | $ 35,000 |
| ALTOONA, PA | 16 | $ 844,000 | $ 52,000 | $ 34,000 |
| BILLINGS, MT | 16 | $ 914,000 | $ 57,000 | $ 48,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 16 | $ 3,055,000 | $ 190,000 | $ 255,000 |
| PASCAGOULA, MS | 16 | $ 504,000 | $ 31,000 | $ 22,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 16 | $ 891,000 | $ 55,000 | $ 79,000 |
| BLOOMINGTON, IN | 15 | $ 1,231,000 | $ 82,000 | $ 38,000 |
| ESSEX COUNTY, MA | 15 | $ 1,549,000 | $ 103,000 | $ 40,000 |
| SALISBURY, MD | 15 | $ 842,000 | $ 56,000 | $ 27,000 |
| ANDERSON, SC | 14 | $ 761,000 | $ 54,000 | $ 48,000 |
| GLENS FALLS, NY | 14 | $ 929,000 | $ 66,000 | $ 25,000 |
| GREELEY, CO | 14 | $ 1,271,000 | $ 90,000 | $ 39,000 |
| JOHNSON CITY, TN | 14 | $ 762,000 | $ 54,000 | $ 38,000 |
| MADISON, WI | 14 | $ 1,132,000 | $ 80,000 | $ 41,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 14 | $ 780,000 | $ 55,000 | $ 40,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 14 | $ 670,000 | $ 47,000 | $ 41,000 |
| TERRE HAUTE, IN | 14 | $ 735,000 | $ 52,000 | $ 15,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 13 | $ 838,000 | $ 64,000 | $ 41,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 13 | $ 1,034,000 | $ 79,000 | $ 47,000 |
| CHICO, CA | 13 | $ 870,000 | $ 66,000 | $ 43,000 |
| GOLDSBORO, NC | 13 | $ 629,000 | $ 48,000 | $ 24,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 13 | $ 639,000 | $ 49,000 | $ 33,000 |
| JANESVILLE, WI | 13 | $ 778,000 | $ 59,000 | $ 25,000 |
| KANKAKEE-BRADLEY, IL | 13 | $ 839,000 | $ 64,000 | $ 35,000 |
| LEBANON, PA | 13 | $ 854,000 | $ 65,000 | $ 34,000 |
| MORRISTOWN, TN | 13 | $ 729,000 | $ 56,000 | $ 49,000 |
| PROVO-OREM, UT | 13 | $ 1,157,000 | $ 89,000 | $ 38,000 |
| BATTLE CREEK, MI | 12 | $ 685,000 | $ 57,000 | $ 30,000 |
| BRUNSWICK, GA | 12 | $ 557,000 | $ 46,000 | $ 40,000 |
| CLEVELAND, TN | 12 | $ 719,000 | $ 59,000 | $ 42,000 |
| CUMBERLAND, MD-WV | 12 | $ 583,000 | $ 48,000 | $ 24,000 |
| FARGO, ND-MN | 12 | $ 789,000 | $ 65,000 | $ 38,000 |
| GADSDEN, AL | 12 | $ 467,000 | $ 38,000 | $ 31,000 |
| PARKERSBURG-MARIETTA, WV-OH | 12 | $ 529,000 | $ 44,000 | $ 40,000 |
| RACINE, WI | 12 | $ 535,000 | $ 44,000 | $ 25,000 |
| SALEM, OR | 12 | $ 874,000 | $ 72,000 | $ 42,000 |
| SIOUX FALLS, SD | 12 | $ 945,000 | $ 78,000 | $ 39,000 |
| AUBURN-OPELIKA, AL | 11 | $ 542,000 | $ 49,000 | $ 21,000 |
| BOWLING GREEN, KY | 11 | $ 528,000 | $ 48,000 | $ 101,000 |
| ELIZABETHTOWN, KY | 11 | $ 638,000 | $ 58,000 | $ 29,000 |
| FORT COLLINS-LOVELAND, CO | 11 | $ 885,000 | $ 80,000 | $ 28,000 |
| HOLLAND-GRAND HAVEN, MI | 11 | $ 936,000 | $ 85,000 | $ 27,000 |
| IDAHO FALLS, ID | 11 | $ 711,000 | $ 64,000 | $ 27,000 |
| LAWRENCE, KS | 11 | $ 1,011,000 | $ 91,000 | $ 45,000 |
| LONGVIEW, WA | 11 | $ 635,000 | $ 57,000 | $ 47,000 |
| PRESCOTT, AZ | 11 | $ 978,000 | $ 88,000 | $ 31,000 |
| WATERLOO-CEDAR FALLS, IA | 11 | $ 407,000 | $ 37,000 | $ 69,000 |
| YAKIMA, WA | 11 | $ 706,000 | $ 64,000 | $ 36,000 |
| YUBA CITY, CA | 11 | $ 718,000 | $ 65,000 | $ 27,000 |
| BREMERTON-SILVERDALE, WA | 10 | $ 977,000 | $ 97,000 | $ 26,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 10 | $ 823,000 | $ 82,000 | $ 58,000 |
| CASPER, WY | 10 | $ 581,000 | $ 58,000 | $ 36,000 |
| ELMIRA, NY | 10 | $ 522,000 | $ 52,000 | $ 30,000 |
| FARMINGTON, NM | 10 | $ 659,000 | $ 65,000 | $ 49,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 10 | $ 515,000 | $ 51,000 | $ 42,000 |
| JACKSON, MI | 10 | $ 479,000 | $ 47,000 | $ 27,000 |
| LIMA, OH | 10 | $ 476,000 | $ 47,000 | $ 67,000 |
| RAPID CITY, SD | 10 | $ 467,000 | $ 46,000 | $ 52,000 |
| ROCHESTER, MN | 10 | $ 535,000 | $ 53,000 | $ 23,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 10 | $ 568,000 | $ 56,000 | $ 52,000 |
| BLOOMINGTON-NORMAL, IL | 9 | $ 579,000 | $ 64,000 | $ 24,000 |
| COLUMBUS, IN | 9 | $ 703,000 | $ 78,000 | $ 19,000 |
| DANVILLE, IL | 9 | $ 342,000 | $ 38,000 | $ 21,000 |
| HATTIESBURG, MS | 9 | $ 353,000 | $ 39,000 | $ 38,000 |
| ST. CLOUD, MN | 9 | $ 624,000 | $ 69,000 | $ 36,000 |
| CARSON CITY, NV | 8 | $ 772,000 | $ 96,000 | $ 38,000 |
| COEUR D'ALENE, ID | 8 | $ 748,000 | $ 93,000 | $ 33,000 |
| FAIRBANKS, AK | 8 | $ 670,000 | $ 83,000 | $ 33,000 |
| GRAND JUNCTION, CO | 8 | $ 425,000 | $ 53,000 | $ 36,000 |
| JEFFERSON CITY, MO | 8 | $ 549,000 | $ 68,000 | $ 16,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 8 | $ 486,000 | $ 60,000 | $ 29,000 |
| LEWISTON-AUBURN, ME | 8 | $ 414,000 | $ 51,000 | $ 35,000 |
| SALINAS, CA | 8 | $ 427,000 | $ 53,000 | $ 48,000 |
| SANDUSKY, OH | 8 | $ 375,000 | $ 46,000 | $ 29,000 |
| ANN ARBOR, MI | 7 | $ 555,000 | $ 79,000 | $ 43,000 |
| BAY CITY, MI | 7 | $ 408,000 | $ 58,000 | $ 70,000 |
| GRAND FORKS, ND-MN | 7 | $ 372,000 | $ 53,000 | $ 48,000 |
| OSHKOSH-NEENAH, WI | 7 | $ 264,000 | $ 37,000 | $ 11,000 |
| PITTSFIELD, MA | 7 | $ 458,000 | $ 65,000 | $ 27,000 |
| POCATELLO, ID | 7 | $ 442,000 | $ 63,000 | $ 38,000 |
| WINCHESTER, VA-WV | 7 | $ 519,000 | $ 74,000 | $ 45,000 |
| BARNSTABLE TOWN, MA | 6 | $ 495,000 | $ 82,000 | $ 41,000 |
| BEND, OR | 6 | $ 769,000 | $ 128,000 | $ 34,000 |
| BISMARCK, ND | 6 | $ 317,000 | $ 52,000 | $ 33,000 |
| FLAGSTAFF, AZ | 6 | $ 380,000 | $ 63,000 | $ 45,000 |
| FOND DU LAC, WI | 6 | $ 403,000 | $ 67,000 | $ 19,000 |
| MUNCIE, IN | 6 | $ 222,000 | $ 37,000 | $ 24,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 6 | $ 601,000 | $ 100,000 | $ 34,000 |
| WILLIAMSPORT, PA | 6 | $ 439,000 | $ 73,000 | $ 40,000 |
| EAU CLAIRE, WI | 5 | $ 244,000 | $ 48,000 | $ 50,000 |
| GREAT FALLS, MT | 5 | $ 198,000 | $ 39,000 | $ 6,000 |
| GREEN BAY, WI | 5 | $ 400,000 | $ 80,000 | $ 25,000 |
| ITHACA, NY | 5 | $ 275,000 | $ 55,000 | $ 33,000 |
| NAPA, CA | 5 | $ 362,000 | $ 72,000 | $ 18,000 |
| OLYMPIA, WA | 5 | $ 373,000 | $ 74,000 | $ 19,000 |
| WHEELING, WV-OH | 5 | $ 275,000 | $ 55,000 | $ 29,000 |
| APPLETON, WI | 4 | $ 246,000 | $ 61,000 | $ 22,000 |
| BANGOR, ME | 4 | $ 190,000 | $ 47,000 | $ 31,000 |
| HARRISONBURG, VA | 4 | $ 280,000 | $ 70,000 | $ 33,000 |
| JOHNSTOWN, PA | 4 | $ 169,000 | $ 42,000 | $ 0 |
| MANSFIELD, OH | 4 | $ 235,000 | $ 58,000 | $ 40,000 |
| MOUNT VERNON-ANACORTES, WA | 4 | $ 293,000 | $ 73,000 | $ 39,000 |
| SANTA FE, NM | 4 | $ 577,000 | $ 144,000 | $ 424,000 |
| SHEBOYGAN, WI | 4 | $ 222,000 | $ 55,000 | $ 52,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 4 | $ 189,000 | $ 47,000 | $ 19,000 |
| MEDFORD, OR | 3 | $ 126,000 | $ 42,000 | $ 35,000 |
| WAUSAU, WI | 3 | $ 208,000 | $ 69,000 | $ 19,000 |
| BELLINGHAM, WA | 2 | $ 66,000 | $ 33,000 | $ 68,000 |
| IOWA CITY, IA | 2 | $ 44,000 | $ 22,000 | $ 7,000 |
| LEWISTON, ID-WA | 2 | $ 92,000 | $ 46,000 | $ 15,000 |
| MISSOULA, MT | 2 | $ 91,000 | $ 45,000 | $ 15,000 |
| MONROE, MI | 2 | $ 147,000 | $ 73,000 | $ 37,000 |
| ST. GEORGE, UT | 2 | $ 151,000 | $ 75,000 | $ 49,000 |
| AMES, IA | 1 | $ 117,000 | $ 117,000 | $ 34,000 |
| COLUMBIA, MO | 1 | $ 63,000 | $ 63,000 | $ 87,000 |
| CORVALLIS, OR | 1 | $ 24,000 | $ 24,000 | $ 24,000 |
| DUBUQUE, IA | 1 | $ 54,000 | $ 54,000 | $ 0 |
| LA CROSSE, WI-MN | 1 | $ 25,000 | $ 25,000 | $ 0 |
| MORGANTOWN, WV | 1 | $ 34,000 | $ 34,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 1 | $ 46,000 | $ 46,000 | $ 37,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| SANTA ROSA-PETALUMA, CA | 1 | $ 1,000 | $ 1,000 | $ 0 |
| STATE COLLEGE, PA | 1 | $ 162,000 | $ 162,000 | $ 62,000 |
| WENATCHEE, WA | 1 | $ 131,000 | $ 131,000 | $ 0 |
Mortgage Loan Application Detail Totals for Midfirst Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 29,564 | $2,048,049,000 | $72,215 | $1,200,000 | $47,411 | $5,900,000 |
| Home Purchase | 19,164 | $1,172,765,000 | $65,117 | $14,250,000 | $10,411 | $8,500,000 |
| Home Improvement | 2,157 | $69,823,000 | $32,860 | $220,000 | $63,180 | $504,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 18,934 | $1,117,198,000 | $63,549 | $14,250,000 | $6,745 | $4,727,000 |
| White | 16,033 | $1,093,838,000 | $69,235 | $1,275,000 | $52,235 | $5,900,000 |
| Black or African American | 6,673 | $447,538,000 | $72,152 | $430,000 | $48,826 | $4,045,000 |
| Not Provided | 4,989 | $329,526,000 | $64,549 | $543,000 | $51,470 | $8,500,000 |
| Hispanic | 3,568 | $250,092,000 | $79,081 | $900,000 | $51,836 | $3,120,000 |
| Asian | 291 | $23,590,000 | $75,400 | $382,000 | $49,800 | $198,000 |
| American Indian or Alaskan Native | 280 | $18,881,000 | $69,657 | $249,000 | $60,228 | $800,000 |
| Native Hawaiian or Other Pacific Islander | 117 | $9,974,000 | $84,259 | $305,000 | $54,222 | $198,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 31,716 | $1,936,998,000 | $64,333 | $322,000 | $35,823 | $4,045,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,611 | $906,189,000 | $75,509 | $14,250,000 | $58,000 | $8,500,000 |
| VA-guaranteed (Veterans Administration) | 7,341 | $432,918,000 | $67,215 | $229,000 | $30,568 | $780,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 217 | $14,532,000 | $71,342 | $231,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 18,440 | $1,057,343,000 | $62,529 | $322,000 | $0 | $0 |
| Loan Originated | 12,008 | $843,545,000 | $70,549 | $14,250,000 | $53,686 | $5,900,000 |
| Application Denied By Financial Institution | 10,087 | $690,852,000 | $69,843 | $469,000 | $52,941 | $8,500,000 |
| File Closed For Incompleteness | 5,897 | $376,953,000 | $66,509 | $301,000 | $44,882 | $3,120,000 |
| Application Withdrawn By Applicant | 3,670 | $269,156,000 | $73,117 | $759,000 | $52,254 | $1,404,000 |
| Application Approved But Not Accepted | 783 | $52,788,000 | $69,897 | $295,000 | $48,877 | $1,200,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 3,230 | $227,347,000 | $70,745 | $372,000 | $54,686 | $780,000 |
| Other | 2,934 | $211,675,000 | $76,019 | $469,000 | $55,372 | $792,000 |
| Credit History | 2,546 | $162,986,000 | $69,240 | $411,000 | $54,080 | $8,500,000 |
| Debt-To-Income Ratio | 875 | $59,204,000 | $64,448 | $414,000 | $42,530 | $240,000 |
| Collateral | 294 | $17,406,000 | $62,236 | $247,000 | $55,868 | $500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 86 | $5,542,000 | $62,851 | $200,000 | $54,407 | $211,000 |
| Unverifiable Information | 85 | $3,816,000 | $40,692 | $176,000 | $78,115 | $504,000 |
| Employment History | 35 | $2,601,000 | $77,411 | $164,000 | $55,294 | $103,000 |
| Mortgage Insurance Denied | 2 | $275,000 | $137,500 | $204,000 | $99,000 | $139,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midfirst Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.