Midwest Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Midwest Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midwest Bank 200 East Broadway, P.O. Box 440 Monmouth, IL 61462 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 499 |
| Total Mortgage Loan Application Amount | $52,791,000 |
| Average Mortgage Loan Application Amount | $88,333 |
| Highest Mortgage Loan Application Amount | $452,000 |
| Average Applicant Income | $48,333 |
| Highest Applicant Income | $453,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Midwest Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midwest Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Midwest Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midwest Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Midwest Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midwest Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Warren County Illinois | 113 | $ 7,574,000 | $ 67,000 | $ 66,000 |
| Knox County Illinois | 77 | $ 5,780,000 | $ 75,000 | $ 61,000 |
| Henderson County Illinois | 31 | $ 2,356,000 | $ 76,000 | $ 58,000 |
| Mercer County Illinois | 21 | $ 1,469,000 | $ 69,000 | $ 56,000 |
| Pennington County South Dakota | 18 | $ 2,849,000 | $ 158,000 | $ 0 |
| Campbell County Wyoming | 15 | $ 2,543,000 | $ 169,000 | $ 0 |
| Monroe County Pennsylvania | 8 | $ 1,872,000 | $ 234,000 | $ 0 |
| Rock Island County Illinois | 7 | $ 654,000 | $ 93,000 | $ 25,000 |
| Minnehaha County South Dakota | 7 | $ 971,000 | $ 138,000 | $ 0 |
| Sweetwater County Wyoming | 7 | $ 1,713,000 | $ 244,000 | $ 0 |
| Newton County Missouri | 6 | $ 651,000 | $ 108,000 | $ 0 |
| Meade County South Dakota | 6 | $ 1,194,000 | $ 199,000 | $ 0 |
| Will County Illinois | 5 | $ 825,000 | $ 165,000 | $ 0 |
| Nodaway County Missouri | 5 | $ 546,000 | $ 109,000 | $ 0 |
| Vernon County Missouri | 5 | $ 565,000 | $ 113,000 | $ 0 |
| McKenzie County North Dakota | 5 | $ 1,088,000 | $ 217,000 | $ 0 |
| Scott County Iowa | 4 | $ 216,000 | $ 54,000 | $ 27,000 |
| Jasper County Missouri | 4 | $ 321,000 | $ 80,000 | $ 0 |
| Mobile County Alabama | 3 | $ 352,000 | $ 117,000 | $ 0 |
| Polk County Florida | 3 | $ 393,000 | $ 131,000 | $ 0 |
| Logan County Illinois | 3 | $ 351,000 | $ 117,000 | $ 0 |
| McDonough County Illinois | 3 | $ 149,000 | $ 49,000 | $ 56,000 |
| Cass County Iowa | 3 | $ 247,000 | $ 82,000 | $ 0 |
| Linn County Iowa | 3 | $ 361,000 | $ 120,000 | $ 0 |
| Muscatine County Iowa | 3 | $ 383,000 | $ 127,000 | $ 0 |
| Custer County South Dakota | 3 | $ 457,000 | $ 152,000 | $ 0 |
| Natrona County Wyoming | 3 | $ 613,000 | $ 204,000 | $ 0 |
| Christian County Illinois | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Cook County Illinois | 2 | $ 450,000 | $ 225,000 | $ 226,000 |
| Moultrie County Illinois | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Ogle County Illinois | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Sangamon County Illinois | 2 | $ 318,000 | $ 159,000 | $ 0 |
| Jefferson County Indiana | 2 | $ 175,000 | $ 87,000 | $ 0 |
| Lawrence County Indiana | 2 | $ 159,000 | $ 79,000 | $ 0 |
| Tippecanoe County Indiana | 2 | $ 123,000 | $ 61,000 | $ 0 |
| Des Moines County Iowa | 2 | $ 205,000 | $ 102,000 | $ 65,000 |
| Mills County Iowa | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Buchanan County Missouri | 2 | $ 168,000 | $ 84,000 | $ 0 |
| McDonald County Missouri | 2 | $ 162,000 | $ 81,000 | $ 0 |
| Stoddard County Missouri | 2 | $ 116,000 | $ 58,000 | $ 0 |
| Fremont County Wyoming | 2 | $ 463,000 | $ 231,000 | $ 0 |
| Weston County Wyoming | 2 | $ 376,000 | $ 188,000 | $ 0 |
| Cherokee County Alabama | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Pima County Arizona | 1 | $ 243,000 | $ 243,000 | $ 152,000 |
| Garland County Arkansas | 1 | $ 150,000 | $ 150,000 | $ 59,000 |
| Sebastian County Arkansas | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Archuleta County Colorado | 1 | $ 269,000 | $ 269,000 | $ 0 |
| Larimer County Colorado | 1 | $ 238,000 | $ 238,000 | $ 0 |
| Yuma County Colorado | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Alachua County Florida | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Clay County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Duval County Florida | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Hernando County Florida | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 298,000 | $ 298,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Osceola County Florida | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 148,000 | $ 148,000 | $ 6,000 |
| Pasco County Florida | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Volusia County Florida | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Adams County Illinois | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Champaign County Illinois | 1 | $ 160,000 | $ 160,000 | $ 91,000 |
| Edgar County Illinois | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Grundy County Illinois | 1 | $ 61,000 | $ 61,000 | $ 141,000 |
| Henry County Illinois | 1 | $ 452,000 | $ 452,000 | $ 281,000 |
| Johnson County Illinois | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Macoupin County Illinois | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Montgomery County Illinois | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Perry County Illinois | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Pulaski County Illinois | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Saline County Illinois | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Schuyler County Illinois | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Woodford County Illinois | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Clinton County Indiana | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Dearborn County Indiana | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Pulaski County Indiana | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Bremer County Iowa | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Buchanan County Iowa | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Dickinson County Iowa | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Franklin County Iowa | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Fremont County Iowa | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Hancock County Iowa | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Hardin County Iowa | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Madison County Iowa | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Montgomery County Iowa | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Pottawattamie County Iowa | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Story County Iowa | 1 | $ 121,000 | $ 121,000 | $ 199,000 |
| Wright County Iowa | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Ascension County Louisiana | 1 | $ 269,000 | $ 269,000 | $ 0 |
| Clare County Michigan | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Eaton County Michigan | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Genesee County Michigan | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Oakland County Michigan | 1 | $ 214,000 | $ 214,000 | $ 0 |
| DeSoto County Mississippi | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Warren County Mississippi | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Barton County Missouri | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Dade County Missouri | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Dunklin County Missouri | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Ripley County Missouri | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Taney County Missouri | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Dawson County Montana | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Pondera County Montana | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Stillwater County Montana | 1 | $ 302,000 | $ 302,000 | $ 0 |
| Yellowstone County Montana | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Harlan County Nebraska | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Sarpy County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Catawba County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Williams County North Dakota | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Le Flore County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Pike County Pennsylvania | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Brookings County South Dakota | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Brown County South Dakota | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Butte County South Dakota | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Turner County South Dakota | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 46,000 |
| Anderson County Texas | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Freestone County Texas | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Limestone County Texas | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Smith County Texas | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Taylor County Texas | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Door County Wisconsin | 1 | $ 364,000 | $ 364,000 | $ 159,000 |
| Waukesha County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 94,000 |
| Converse County Wyoming | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Crook County Wyoming | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Platte County Wyoming | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Uinta County Wyoming | 1 | $ 139,000 | $ 139,000 | $ 0 |
Mortgage Loan Application Detail Totals for Midwest Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 356 | $39,841,000 | $111,000 | $403,000 | $28,000 | $305,000 |
| Refinancing | 105 | $11,078,000 | $105,000 | $452,000 | $56,000 | $453,000 |
| Home Improvement | 38 | $1,872,000 | $49,000 | $156,000 | $61,000 | $126,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 252 | $19,036,000 | $75,000 | $452,000 | $68,000 | $453,000 |
| Not applicable | 231 | $32,630,000 | $141,000 | $403,000 | $0 | $6,000 |
| Hispanic | 6 | $319,000 | $53,000 | $75,000 | $37,000 | $68,000 |
| Black or African American | 5 | $194,000 | $38,000 | $70,000 | $48,000 | $83,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $155,000 | $77,000 | $98,000 | $0 | $0 |
| Asian | 2 | $396,000 | $198,000 | $220,000 | $237,000 | $305,000 |
| American Indian or Alaskan Native | 1 | $61,000 | $61,000 | $61,000 | $141,000 | $141,000 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 293 | $26,600,000 | $90,000 | $452,000 | $58,000 | $453,000 |
| FHA-insured (Federal Housing Administration) | 93 | $12,563,000 | $135,000 | $298,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 83 | $8,596,000 | $103,000 | $278,000 | $13,000 | $72,000 |
| VA-guaranteed (Veterans Administration) | 30 | $5,032,000 | $167,000 | $292,000 | $0 | $6,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 219 | $31,296,000 | $142,000 | $380,000 | $0 | $6,000 |
| Loan Originated | 205 | $16,127,000 | $78,000 | $452,000 | $66,000 | $305,000 |
| Application Denied By Financial Institution | 33 | $2,259,000 | $68,000 | $375,000 | $59,000 | $453,000 |
| Application Approved But Not Accepted | 19 | $1,457,000 | $76,000 | $243,000 | $77,000 | $221,000 |
| Preapproval Denied by Financial Institution | 10 | $724,000 | $72,000 | $143,000 | $45,000 | $93,000 |
| Preapproval Approved but not Accepted | 7 | $559,000 | $79,000 | $145,000 | $61,000 | $113,000 |
| Application Withdrawn By Applicant | 3 | $144,000 | $48,000 | $60,000 | $46,000 | $59,000 |
| File Closed For Incompleteness | 3 | $225,000 | $75,000 | $85,000 | $55,000 | $77,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 22 | $1,390,000 | $63,000 | $150,000 | $51,000 | $107,000 |
| Debt-To-Income Ratio | 8 | $591,000 | $73,000 | $143,000 | $33,000 | $66,000 |
| Collateral | 6 | $606,000 | $101,000 | $375,000 | $117,000 | $453,000 |
| Other | 3 | $195,000 | $65,000 | $100,000 | $76,000 | $118,000 |
| Unverifiable Information | 2 | $100,000 | $50,000 | $50,000 | $23,000 | $39,000 |
| Employment History | 1 | $35,000 | $35,000 | $35,000 | $15,000 | $15,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $66,000 | $66,000 | $66,000 | $42,000 | $42,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midwest Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midwest Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.