Midwest Family Lending Corp.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Midwest Family Lending Corp. 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midwest Family Lending Corp. 2753 99Th Street Urbandale, IA 50322 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2006 2005 |
| Total Number of Mortgage Applications | 1,905 |
| Total Mortgage Loan Application Amount | $186,702,000 |
| Average Mortgage Loan Application Amount | $97,000 |
| Highest Mortgage Loan Application Amount | $800,000 |
| Average Applicant Income | $47,000 |
| Highest Applicant Income | $903,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Midwest Family Lending Corp.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midwest Family Lending Corp.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Midwest Family Lending Corp.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midwest Family Lending Corp. serves its applicants.
Each category highlights the total number of mortgage applications processed by Midwest Family Lending Corp., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midwest Family Lending Corp.'s mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Woodbury County Iowa | 318 | $ 25,290,000 | $ 79,000 | $ 44,000 |
| Polk County Iowa | 250 | $ 28,641,000 | $ 114,000 | $ 52,000 |
| Lancaster County Nebraska | 113 | $ 13,844,000 | $ 122,000 | $ 52,000 |
| Minnehaha County South Dakota | 90 | $ 10,064,000 | $ 111,000 | $ 64,000 |
| Dakota County Nebraska | 49 | $ 4,178,000 | $ 85,000 | $ 46,000 |
| Boone County Iowa | 45 | $ 3,390,000 | $ 75,000 | $ 45,000 |
| Plymouth County Iowa | 36 | $ 3,302,000 | $ 91,000 | $ 47,000 |
| Dallas County Iowa | 31 | $ 3,849,000 | $ 124,000 | $ 53,000 |
| Lincoln County South Dakota | 28 | $ 3,493,000 | $ 124,000 | $ 51,000 |
| Sioux County Iowa | 24 | $ 1,621,000 | $ 67,000 | $ 34,000 |
| Monona County Iowa | 22 | $ 1,354,000 | $ 61,000 | $ 40,000 |
| Union County South Dakota | 22 | $ 1,938,000 | $ 88,000 | $ 50,000 |
| Story County Iowa | 21 | $ 2,612,000 | $ 124,000 | $ 54,000 |
| Warren County Iowa | 18 | $ 1,975,000 | $ 109,000 | $ 58,000 |
| Douglas County Nebraska | 17 | $ 2,624,000 | $ 154,000 | $ 63,000 |
| Gage County Nebraska | 15 | $ 1,875,000 | $ 125,000 | $ 64,000 |
| Monroe County Iowa | 13 | $ 1,124,000 | $ 86,000 | $ 49,000 |
| Chickasaw County Iowa | 12 | $ 1,685,000 | $ 140,000 | $ 57,000 |
| Marshall County Iowa | 12 | $ 1,341,000 | $ 111,000 | $ 46,000 |
| Cherokee County Iowa | 11 | $ 625,000 | $ 56,000 | $ 31,000 |
| Madison County Iowa | 11 | $ 1,289,000 | $ 117,000 | $ 50,000 |
| Hardin County Iowa | 10 | $ 584,000 | $ 58,000 | $ 41,000 |
| Jasper County Iowa | 10 | $ 1,081,000 | $ 108,000 | $ 39,000 |
| Colfax County Nebraska | 8 | $ 576,000 | $ 72,000 | $ 30,000 |
| Lincoln County Nebraska | 8 | $ 755,000 | $ 94,000 | $ 46,000 |
| Clay County Iowa | 7 | $ 485,000 | $ 69,000 | $ 40,000 |
| Guthrie County Iowa | 7 | $ 907,000 | $ 129,000 | $ 77,000 |
| Marion County Iowa | 7 | $ 782,000 | $ 111,000 | $ 75,000 |
| Poweshiek County Iowa | 7 | $ 654,000 | $ 93,000 | $ 93,000 |
| Dawson County Nebraska | 7 | $ 848,000 | $ 121,000 | $ 75,000 |
| Saunders County Nebraska | 7 | $ 581,000 | $ 83,000 | $ 36,000 |
| Antelope County Nebraska | 6 | $ 818,000 | $ 136,000 | $ 69,000 |
| Cass County Nebraska | 6 | $ 596,000 | $ 99,000 | $ 33,000 |
| Johnson County Nebraska | 6 | $ 380,000 | $ 63,000 | $ 29,000 |
| Madison County Nebraska | 6 | $ 760,000 | $ 126,000 | $ 60,000 |
| Haakon County South Dakota | 6 | $ 381,000 | $ 63,000 | $ 49,000 |
| Yankton County South Dakota | 6 | $ 479,000 | $ 79,000 | $ 62,000 |
| Clarke County Iowa | 5 | $ 374,000 | $ 74,000 | $ 50,000 |
| Linn County Iowa | 5 | $ 564,000 | $ 112,000 | $ 34,000 |
| Lucas County Iowa | 5 | $ 355,000 | $ 71,000 | $ 32,000 |
| Union County Iowa | 5 | $ 387,000 | $ 77,000 | $ 32,000 |
| Pipestone County Minnesota | 5 | $ 156,000 | $ 31,000 | $ 18,000 |
| Dixon County Nebraska | 5 | $ 873,000 | $ 174,000 | $ 72,000 |
| Otoe County Nebraska | 5 | $ 485,000 | $ 97,000 | $ 50,000 |
| Hughes County South Dakota | 5 | $ 576,000 | $ 115,000 | $ 35,000 |
| Adair County Iowa | 4 | $ 158,000 | $ 39,000 | $ 25,000 |
| Black Hawk County Iowa | 4 | $ 386,000 | $ 96,000 | $ 39,000 |
| Carroll County Iowa | 4 | $ 245,000 | $ 61,000 | $ 52,000 |
| Ida County Iowa | 4 | $ 471,000 | $ 117,000 | $ 41,000 |
| O'Brien County Iowa | 4 | $ 208,000 | $ 52,000 | $ 39,000 |
| Page County Iowa | 4 | $ 243,000 | $ 60,000 | $ 48,000 |
| Taylor County Iowa | 4 | $ 266,000 | $ 66,000 | $ 44,000 |
| Van Buren County Iowa | 4 | $ 1,099,000 | $ 274,000 | $ 104,000 |
| Knox County Nebraska | 4 | $ 227,000 | $ 56,000 | $ 46,000 |
| Appanoose County Iowa | 3 | $ 188,000 | $ 62,000 | $ 34,000 |
| Cerro Gordo County Iowa | 3 | $ 313,000 | $ 104,000 | $ 55,000 |
| Davis County Iowa | 3 | $ 321,000 | $ 107,000 | $ 51,000 |
| Decatur County Iowa | 3 | $ 221,000 | $ 73,000 | $ 28,000 |
| Pottawattamie County Iowa | 3 | $ 244,000 | $ 81,000 | $ 48,000 |
| Webster County Iowa | 3 | $ 208,000 | $ 69,000 | $ 29,000 |
| Nobles County Minnesota | 3 | $ 202,000 | $ 67,000 | $ 46,000 |
| Cedar County Nebraska | 3 | $ 207,000 | $ 69,000 | $ 55,000 |
| Platte County Nebraska | 3 | $ 216,000 | $ 72,000 | $ 45,000 |
| Bon Homme County South Dakota | 3 | $ 235,000 | $ 78,000 | $ 34,000 |
| Brown County South Dakota | 3 | $ 308,000 | $ 102,000 | $ 47,000 |
| McCook County South Dakota | 3 | $ 304,000 | $ 101,000 | $ 14,000 |
| Meade County South Dakota | 3 | $ 374,000 | $ 124,000 | $ 49,000 |
| Turner County South Dakota | 3 | $ 365,000 | $ 121,000 | $ 100,000 |
| Buena Vista County Iowa | 2 | $ 138,000 | $ 69,000 | $ 34,000 |
| Cass County Iowa | 2 | $ 164,000 | $ 82,000 | $ 56,000 |
| Clayton County Iowa | 2 | $ 151,000 | $ 75,000 | $ 31,000 |
| Delaware County Iowa | 2 | $ 149,000 | $ 74,000 | $ 37,000 |
| Dickinson County Iowa | 2 | $ 180,000 | $ 90,000 | $ 27,000 |
| Fayette County Iowa | 2 | $ 112,000 | $ 56,000 | $ 53,000 |
| Fremont County Iowa | 2 | $ 144,000 | $ 72,000 | $ 31,000 |
| Greene County Iowa | 2 | $ 216,000 | $ 108,000 | $ 79,000 |
| Hancock County Iowa | 2 | $ 164,000 | $ 82,000 | $ 66,000 |
| Jefferson County Iowa | 2 | $ 153,000 | $ 76,000 | $ 30,000 |
| Johnson County Iowa | 2 | $ 204,000 | $ 102,000 | $ 41,000 |
| Mahaska County Iowa | 2 | $ 354,000 | $ 177,000 | $ 86,000 |
| Montgomery County Iowa | 2 | $ 105,000 | $ 52,000 | $ 47,000 |
| Muscatine County Iowa | 2 | $ 222,000 | $ 111,000 | $ 41,000 |
| Scott County Iowa | 2 | $ 387,000 | $ 193,000 | $ 50,000 |
| Wapello County Iowa | 2 | $ 86,000 | $ 43,000 | $ 50,000 |
| Rock County Minnesota | 2 | $ 78,000 | $ 39,000 | $ 27,000 |
| Burt County Nebraska | 2 | $ 82,000 | $ 41,000 | $ 23,000 |
| Butler County Nebraska | 2 | $ 153,000 | $ 76,000 | $ 39,000 |
| Pawnee County Nebraska | 2 | $ 137,000 | $ 68,000 | $ 53,000 |
| Sarpy County Nebraska | 2 | $ 351,000 | $ 175,000 | $ 108,000 |
| Seward County Nebraska | 2 | $ 210,000 | $ 105,000 | $ 46,000 |
| Wayne County Nebraska | 2 | $ 85,000 | $ 42,000 | $ 38,000 |
| Codington County South Dakota | 2 | $ 483,000 | $ 241,000 | $ 129,000 |
| Kingsbury County South Dakota | 2 | $ 210,000 | $ 105,000 | $ 54,000 |
| Roberts County South Dakota | 2 | $ 94,000 | $ 47,000 | $ 36,000 |
| Boulder County Colorado | 1 | $ 252,000 | $ 252,000 | $ 109,000 |
| Summit County Colorado | 1 | $ 750,000 | $ 750,000 | $ 236,000 |
| Orange County Florida | 1 | $ 479,000 | $ 479,000 | $ 258,000 |
| Adams County Iowa | 1 | $ 58,000 | $ 58,000 | $ 25,000 |
| Audubon County Iowa | 1 | $ 50,000 | $ 50,000 | $ 40,000 |
| Benton County Iowa | 1 | $ 106,000 | $ 106,000 | $ 62,000 |
| Bremer County Iowa | 1 | $ 68,000 | $ 68,000 | $ 68,000 |
| Buchanan County Iowa | 1 | $ 40,000 | $ 40,000 | $ 19,000 |
| Cedar County Iowa | 1 | $ 56,000 | $ 56,000 | $ 36,000 |
| Crawford County Iowa | 1 | $ 33,000 | $ 33,000 | $ 30,000 |
| Des Moines County Iowa | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
| Hamilton County Iowa | 1 | $ 115,000 | $ 115,000 | $ 31,000 |
| Harrison County Iowa | 1 | $ 89,000 | $ 89,000 | $ 36,000 |
| Henry County Iowa | 1 | $ 66,000 | $ 66,000 | $ 32,000 |
| Iowa County Iowa | 1 | $ 60,000 | $ 60,000 | $ 49,000 |
| Jones County Iowa | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Keokuk County Iowa | 1 | $ 44,000 | $ 44,000 | $ 13,000 |
| Lee County Iowa | 1 | $ 98,000 | $ 98,000 | $ 42,000 |
| Louisa County Iowa | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
| Lyon County Iowa | 1 | $ 50,000 | $ 50,000 | $ 22,000 |
| Osceola County Iowa | 1 | $ 51,000 | $ 51,000 | $ 34,000 |
| Palo Alto County Iowa | 1 | $ 188,000 | $ 188,000 | $ 49,000 |
| Shelby County Iowa | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Washington County Iowa | 1 | $ 94,000 | $ 94,000 | $ 138,000 |
| Winneshiek County Iowa | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Marshall County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 18,000 |
| Traverse County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 150,000 |
| Boone County Nebraska | 1 | $ 110,000 | $ 110,000 | $ 110,000 |
| Dodge County Nebraska | 1 | $ 92,000 | $ 92,000 | $ 55,000 |
| Kearney County Nebraska | 1 | $ 100,000 | $ 100,000 | $ 51,000 |
| Nemaha County Nebraska | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Nuckolls County Nebraska | 1 | $ 34,000 | $ 34,000 | $ 42,000 |
| Richardson County Nebraska | 1 | $ 60,000 | $ 60,000 | $ 53,000 |
| Saline County Nebraska | 1 | $ 180,000 | $ 180,000 | $ 17,000 |
| Thayer County Nebraska | 1 | $ 24,000 | $ 24,000 | $ 31,000 |
| Ward County North Dakota | 1 | $ 101,000 | $ 101,000 | $ 46,000 |
| Butte County South Dakota | 1 | $ 41,000 | $ 41,000 | $ 30,000 |
| Charles Mix County South Dakota | 1 | $ 130,000 | $ 130,000 | $ 164,000 |
| Clay County South Dakota | 1 | $ 94,000 | $ 94,000 | $ 27,000 |
| Grant County South Dakota | 1 | $ 54,000 | $ 54,000 | $ 37,000 |
| Hanson County South Dakota | 1 | $ 76,000 | $ 76,000 | $ 29,000 |
| Pennington County South Dakota | 1 | $ 265,000 | $ 265,000 | $ 110,000 |
| Spink County South Dakota | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for Midwest Family Lending Corp. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 989 | $103,524,000 | $104,000 | $750,000 | $53,000 | $450,000 |
| Home Purchase | 916 | $83,178,000 | $90,000 | $800,000 | $41,000 | $903,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,500 | $148,950,000 | $99,000 | $750,000 | $49,000 | $480,000 |
| Not Provided | 195 | $20,637,000 | $105,000 | $800,000 | $41,000 | $903,000 |
| Hispanic | 137 | $9,826,000 | $71,000 | $215,000 | $36,000 | $86,000 |
| Black or African American | 46 | $4,846,000 | $105,000 | $350,000 | $48,000 | $408,000 |
| Asian | 16 | $1,574,000 | $98,000 | $180,000 | $54,000 | $92,000 |
| American Indian or Alaskan Native | 6 | $533,000 | $88,000 | $145,000 | $48,000 | $89,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $336,000 | $67,000 | $76,000 | $23,000 | $37,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,852 | $180,991,000 | $97,000 | $800,000 | $48,000 | $903,000 |
| FHA-insured (Federal Housing Administration) | 34 | $3,618,000 | $106,000 | $207,000 | $48,000 | $132,000 |
| VA-guaranteed (Veterans Administration) | 19 | $2,093,000 | $110,000 | $170,000 | $45,000 | $82,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 743 | $64,279,000 | $86,000 | $310,000 | $39,000 | $480,000 |
| Application Withdrawn By Applicant | 487 | $55,690,000 | $114,000 | $800,000 | $56,000 | $903,000 |
| Loan Originated | 482 | $45,456,000 | $94,000 | $632,000 | $52,000 | $271,000 |
| Application Approved But Not Accepted | 121 | $13,388,000 | $110,000 | $383,000 | $52,000 | $150,000 |
| File Closed For Incompleteness | 72 | $7,889,000 | $109,000 | $325,000 | $40,000 | $103,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 540 | $46,902,000 | $86,000 | $270,000 | $38,000 | $408,000 |
| Other | 70 | $5,471,000 | $78,000 | $252,000 | $43,000 | $150,000 |
| Debt-To-Income Ratio | 51 | $4,556,000 | $89,000 | $310,000 | $31,000 | $74,000 |
| Collateral | 36 | $3,542,000 | $98,000 | $240,000 | $50,000 | $85,000 |
| Employment History | 21 | $1,976,000 | $94,000 | $275,000 | $48,000 | $480,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $1,177,000 | $69,000 | $169,000 | $52,000 | $335,000 |
| Unverifiable Information | 6 | $530,000 | $88,000 | $137,000 | $30,000 | $48,000 |
| Credit Application Incomplete | 1 | $65,000 | $65,000 | $65,000 | $31,000 | $31,000 |
| Mortgage Insurance Denied | 1 | $60,000 | $60,000 | $60,000 | $11,000 | $11,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midwest Family Lending Corp.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midwest Family Lending Corp.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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