Midwest Loan Solutions, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Midwest Loan Solutions, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midwest Loan Solutions, Inc. 29777 Telegraph Rd. Suite 3580 Southfield, MI 48034 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 237 |
| Total Mortgage Loan Application Amount | $62,335,000 |
| Average Mortgage Loan Application Amount | $268,000 |
| Highest Mortgage Loan Application Amount | $1,745,000 |
| Average Applicant Income | $26,250 |
| Highest Applicant Income | $147,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Midwest Loan Solutions, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midwest Loan Solutions, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Midwest Loan Solutions, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midwest Loan Solutions, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Midwest Loan Solutions, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midwest Loan Solutions, Inc.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 13 | $ 6,755,000 | $ 519,000 | $ 34,000 |
| Cook County Illinois | 12 | $ 3,020,000 | $ 251,000 | $ 32,000 |
| Orange County California | 11 | $ 5,695,000 | $ 517,000 | $ 41,000 |
| Riverside County California | 11 | $ 4,265,000 | $ 387,000 | $ 34,000 |
| Oakland County Michigan | 9 | $ 1,775,000 | $ 197,000 | $ 40,000 |
| Horry County South Carolina | 9 | $ 2,035,000 | $ 226,000 | $ 59,000 |
| Monmouth County New Jersey | 7 | $ 2,085,000 | $ 297,000 | $ 39,000 |
| Washtenaw County Michigan | 5 | $ 1,115,000 | $ 223,000 | $ 27,000 |
| San Diego County California | 4 | $ 2,380,000 | $ 595,000 | $ 29,000 |
| Lake County Illinois | 4 | $ 1,040,000 | $ 260,000 | $ 36,000 |
| Macomb County Michigan | 4 | $ 900,000 | $ 225,000 | $ 64,000 |
| Brown County Wisconsin | 4 | $ 580,000 | $ 145,000 | $ 25,000 |
| San Bernardino County California | 3 | $ 1,025,000 | $ 341,000 | $ 31,000 |
| Grand Traverse County Michigan | 3 | $ 595,000 | $ 198,000 | $ 46,000 |
| Wayne County Michigan | 3 | $ 365,000 | $ 121,000 | $ 16,000 |
| Bucks County Pennsylvania | 3 | $ 715,000 | $ 238,000 | $ 57,000 |
| Outagamie County Wisconsin | 3 | $ 415,000 | $ 138,000 | $ 36,000 |
| Mobile County Alabama | 2 | $ 240,000 | $ 120,000 | $ 21,000 |
| Alameda County California | 2 | $ 1,130,000 | $ 565,000 | $ 37,000 |
| Ventura County California | 2 | $ 1,000,000 | $ 500,000 | $ 36,000 |
| Arapahoe County Colorado | 2 | $ 660,000 | $ 330,000 | $ 35,000 |
| Douglas County Colorado | 2 | $ 770,000 | $ 385,000 | $ 67,000 |
| Jefferson County Colorado | 2 | $ 510,000 | $ 255,000 | $ 22,000 |
| District of Columbia County District Of Columbia | 2 | $ 710,000 | $ 355,000 | $ 13,000 |
| Cherokee County Georgia | 2 | $ 410,000 | $ 205,000 | $ 26,000 |
| DeKalb County Georgia | 2 | $ 410,000 | $ 205,000 | $ 15,000 |
| Fulton County Georgia | 2 | $ 870,000 | $ 435,000 | $ 31,000 |
| Gwinnett County Georgia | 2 | $ 480,000 | $ 240,000 | $ 23,000 |
| Jackson County Georgia | 2 | $ 550,000 | $ 275,000 | $ 21,000 |
| Union County Georgia | 2 | $ 570,000 | $ 285,000 | $ 21,000 |
| DuPage County Illinois | 2 | $ 400,000 | $ 200,000 | $ 33,000 |
| McHenry County Illinois | 2 | $ 290,000 | $ 145,000 | $ 44,000 |
| St. Tammany County Louisiana | 2 | $ 340,000 | $ 170,000 | $ 46,000 |
| Allegan County Michigan | 2 | $ 450,000 | $ 225,000 | $ 22,000 |
| Montmorency County Michigan | 2 | $ 230,000 | $ 115,000 | $ 24,000 |
| Douglas County Nebraska | 2 | $ 430,000 | $ 215,000 | $ 29,000 |
| Camden County New Jersey | 2 | $ 250,000 | $ 125,000 | $ 42,000 |
| Marion County Oregon | 2 | $ 320,000 | $ 160,000 | $ 45,000 |
| Berkeley County South Carolina | 2 | $ 180,000 | $ 90,000 | $ 20,000 |
| Dorchester County South Carolina | 2 | $ 330,000 | $ 165,000 | $ 37,000 |
| Lexington County South Carolina | 2 | $ 270,000 | $ 135,000 | $ 39,000 |
| Marion County South Carolina | 2 | $ 100,000 | $ 50,000 | $ 20,000 |
| Davidson County Tennessee | 2 | $ 430,000 | $ 215,000 | $ 53,000 |
| Berkeley County West Virginia | 2 | $ 260,000 | $ 130,000 | $ 26,000 |
| Waukesha County Wisconsin | 2 | $ 480,000 | $ 240,000 | $ 45,000 |
| Waupaca County Wisconsin | 2 | $ 400,000 | $ 200,000 | $ 29,000 |
| Baldwin County Alabama | 1 | $ 255,000 | $ 255,000 | $ 22,000 |
| Shelby County Alabama | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Imperial County California | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Napa County California | 1 | $ 375,000 | $ 375,000 | $ 23,000 |
| San Luis Obispo County California | 1 | $ 415,000 | $ 415,000 | $ 41,000 |
| Santa Clara County California | 1 | $ 575,000 | $ 575,000 | $ 14,000 |
| Shasta County California | 1 | $ 165,000 | $ 165,000 | $ 33,000 |
| Weld County Colorado | 1 | $ 145,000 | $ 145,000 | $ 20,000 |
| Brevard County Florida | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Broward County Florida | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
| Duval County Florida | 1 | $ 85,000 | $ 85,000 | $ 13,000 |
| Hillsborough County Florida | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Marion County Florida | 1 | $ 165,000 | $ 165,000 | $ 25,000 |
| Martin County Florida | 1 | $ 165,000 | $ 165,000 | $ 25,000 |
| Palm Beach County Florida | 1 | $ 225,000 | $ 225,000 | $ 23,000 |
| Sarasota County Florida | 1 | $ 275,000 | $ 275,000 | $ 36,000 |
| Murray County Georgia | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Muscogee County Georgia | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Spalding County Georgia | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Tippecanoe County Indiana | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| Orleans County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 23,000 |
| Baltimore City County Maryland | 1 | $ 135,000 | $ 135,000 | $ 97,000 |
| Prince George's County Maryland | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Alcona County Michigan | 1 | $ 295,000 | $ 295,000 | $ 38,000 |
| Barry County Michigan | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Benzie County Michigan | 1 | $ 135,000 | $ 135,000 | $ 18,000 |
| Emmet County Michigan | 1 | $ 115,000 | $ 115,000 | $ 14,000 |
| Ionia County Michigan | 1 | $ 175,000 | $ 175,000 | $ 147,000 |
| Jackson County Michigan | 1 | $ 435,000 | $ 435,000 | $ 68,000 |
| Kalamazoo County Michigan | 1 | $ 125,000 | $ 125,000 | $ 26,000 |
| Livingston County Michigan | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Marquette County Michigan | 1 | $ 155,000 | $ 155,000 | $ 26,000 |
| Monroe County Michigan | 1 | $ 225,000 | $ 225,000 | $ 27,000 |
| Oscoda County Michigan | 1 | $ 325,000 | $ 325,000 | $ 35,000 |
| Van Buren County Michigan | 1 | $ 85,000 | $ 85,000 | $ 14,000 |
| Hennepin County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 23,000 |
| Pearl River County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Cass County Missouri | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Atlantic County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
| Bergen County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 32,000 |
| Passaic County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 36,000 |
| Somerset County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 14,000 |
| Union County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 30,000 |
| Carteret County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 31,000 |
| Moore County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 53,000 |
| New Hanover County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Stanly County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Franklin County Ohio | 1 | $ 215,000 | $ 215,000 | $ 26,000 |
| Crook County Oregon | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Jefferson County Oregon | 1 | $ 235,000 | $ 235,000 | $ 15,000 |
| Delaware County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 32,000 |
| Philadelphia County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| York County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Cumberland County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Rutherford County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 22,000 |
| Dallas County Texas | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Denton County Texas | 1 | $ 175,000 | $ 175,000 | $ 22,000 |
| Hays County Texas | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Cache County Utah | 1 | $ 195,000 | $ 195,000 | $ 22,000 |
| Summit County Utah | 1 | $ 375,000 | $ 375,000 | $ 30,000 |
| Washington County Utah | 1 | $ 345,000 | $ 345,000 | $ 40,000 |
| Fauquier County Virginia | 1 | $ 315,000 | $ 315,000 | $ 27,000 |
| Fluvanna County Virginia | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Frederick County Virginia | 1 | $ 205,000 | $ 205,000 | $ 28,000 |
| Benton County Washington | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
| Thurston County Washington | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Harrison County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Adams County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 24,000 |
| Door County Wisconsin | 1 | $ 455,000 | $ 455,000 | $ 133,000 |
| Kewaunee County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 30,000 |
| Marquette County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
Mortgage Loan Application Detail Totals for Midwest Loan Solutions, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 194 | $54,210,000 | $279,000 | $1,745,000 | $36,000 | $147,000 |
| Other Purpose | 24 | $4,920,000 | $205,000 | $545,000 | $29,000 | $91,000 |
| Home Purchase | 18 | $2,770,000 | $153,000 | $235,000 | $40,000 | $89,000 |
| Refinancing | 1 | $435,000 | $435,000 | $435,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 192 | $46,890,000 | $244,000 | $1,745,000 | $36,000 | $147,000 |
| Black or African American | 20 | $5,000,000 | $250,000 | $775,000 | $28,000 | $60,000 |
| Hispanic | 15 | $6,375,000 | $425,000 | $1,065,000 | $33,000 | $69,000 |
| Not Provided | 6 | $1,500,000 | $250,000 | $345,000 | $45,000 | $80,000 |
| Asian | 3 | $2,135,000 | $711,000 | $1,715,000 | $44,000 | $97,000 |
| Not applicable | 1 | $435,000 | $435,000 | $435,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 221 | $51,195,000 | $231,000 | $575,000 | $35,000 | $147,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 16 | $11,140,000 | $696,000 | $1,745,000 | $43,000 | $126,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 160 | $39,850,000 | $249,000 | $775,000 | $35,000 | $147,000 |
| Application Denied By Financial Institution | 48 | $14,640,000 | $305,000 | $1,745,000 | $35,000 | $126,000 |
| Application Withdrawn By Applicant | 21 | $6,355,000 | $302,000 | $1,065,000 | $43,000 | $80,000 |
| Application Approved But Not Accepted | 6 | $940,000 | $156,000 | $295,000 | $29,000 | $43,000 |
| File Closed For Incompleteness | 1 | $115,000 | $115,000 | $115,000 | $48,000 | $48,000 |
| Loan Purchased By The Institution | 1 | $435,000 | $435,000 | $435,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 189 | $47,695,000 | $252,000 | $1,065,000 | $36,000 | $147,000 |
| Collateral | 15 | $4,805,000 | $320,000 | $1,745,000 | $29,000 | $62,000 |
| Credit Application Incomplete | 11 | $2,325,000 | $211,000 | $375,000 | $36,000 | $119,000 |
| Other | 11 | $3,495,000 | $317,000 | $645,000 | $32,000 | $126,000 |
| Credit History | 7 | $3,235,000 | $462,000 | $1,715,000 | $48,000 | $72,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $360,000 | $180,000 | $225,000 | $74,000 | $97,000 |
| Unverifiable Information | 1 | $115,000 | $115,000 | $115,000 | $22,000 | $22,000 |
| Debt-To-Income Ratio | 1 | $305,000 | $305,000 | $305,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midwest Loan Solutions, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midwest Loan Solutions, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.