Milend, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Milend, Inc. 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Milend, Inc. 375 Northridge Rd, Suite 600 Alpharetta, GA 30350 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 645 |
| Total Mortgage Loan Application Amount | $139,047,000 |
| Average Mortgage Loan Application Amount | $189,666 |
| Highest Mortgage Loan Application Amount | $720,000 |
| Average Applicant Income | $124,666 |
| Highest Applicant Income | $943,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Milend, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Milend, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Milend, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Milend, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Milend, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Milend, Inc.'s mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Gwinnett County Georgia | 112 | $ 22,222,000 | $ 198,000 | $ 72,000 |
| Cobb County Georgia | 79 | $ 16,439,000 | $ 208,000 | $ 81,000 |
| Fulton County Georgia | 67 | $ 16,272,000 | $ 242,000 | $ 88,000 |
| Forsyth County Georgia | 46 | $ 12,298,000 | $ 267,000 | $ 104,000 |
| Cherokee County Georgia | 45 | $ 9,975,000 | $ 221,000 | $ 78,000 |
| DeKalb County Georgia | 28 | $ 5,437,000 | $ 194,000 | $ 91,000 |
| Henry County Georgia | 28 | $ 4,795,000 | $ 171,000 | $ 50,000 |
| Mecklenburg County North Carolina | 14 | $ 2,620,000 | $ 187,000 | $ 77,000 |
| Douglas County Georgia | 13 | $ 2,394,000 | $ 184,000 | $ 60,000 |
| Fayette County Georgia | 12 | $ 2,785,000 | $ 232,000 | $ 84,000 |
| Bartow County Georgia | 11 | $ 2,068,000 | $ 188,000 | $ 46,000 |
| Hall County Georgia | 11 | $ 2,322,000 | $ 211,000 | $ 114,000 |
| Walton County Georgia | 10 | $ 1,476,000 | $ 147,000 | $ 48,000 |
| Coweta County Georgia | 9 | $ 1,635,000 | $ 181,000 | $ 44,000 |
| Paulding County Georgia | 9 | $ 1,527,000 | $ 169,000 | $ 57,000 |
| Washington County Minnesota | 9 | $ 2,111,000 | $ 234,000 | $ 76,000 |
| Newton County Georgia | 7 | $ 1,489,000 | $ 212,000 | $ 67,000 |
| Union County North Carolina | 7 | $ 1,658,000 | $ 236,000 | $ 92,000 |
| Multnomah County Oregon | 7 | $ 1,865,000 | $ 266,000 | $ 85,000 |
| Clayton County Georgia | 6 | $ 943,000 | $ 157,000 | $ 89,000 |
| Rockdale County Georgia | 6 | $ 898,000 | $ 149,000 | $ 65,000 |
| Barrow County Georgia | 5 | $ 629,000 | $ 125,000 | $ 54,000 |
| Carroll County Georgia | 5 | $ 766,000 | $ 153,000 | $ 42,000 |
| Ramsey County Minnesota | 5 | $ 1,046,000 | $ 209,000 | $ 47,000 |
| Cabarrus County North Carolina | 5 | $ 1,113,000 | $ 222,000 | $ 81,000 |
| Fairfax County Virginia | 5 | $ 2,489,000 | $ 497,000 | $ 137,000 |
| Lake County Illinois | 4 | $ 972,000 | $ 243,000 | $ 122,000 |
| McHenry County Illinois | 4 | $ 916,000 | $ 229,000 | $ 52,000 |
| Hennepin County Minnesota | 4 | $ 1,113,000 | $ 278,000 | $ 105,000 |
| Gaston County North Carolina | 4 | $ 526,000 | $ 131,000 | $ 44,000 |
| Guilford County North Carolina | 4 | $ 907,000 | $ 226,000 | $ 81,000 |
| Jefferson County Colorado | 3 | $ 891,000 | $ 297,000 | $ 146,000 |
| Dawson County Georgia | 3 | $ 505,000 | $ 168,000 | $ 43,000 |
| Caldwell County North Carolina | 3 | $ 542,000 | $ 180,000 | $ 41,000 |
| Washington County Oregon | 3 | $ 735,000 | $ 245,000 | $ 49,000 |
| Prince William County Virginia | 3 | $ 1,361,000 | $ 453,000 | $ 84,000 |
| DuPage County Illinois | 2 | $ 491,000 | $ 245,000 | $ 35,000 |
| Davidson County North Carolina | 2 | $ 264,000 | $ 132,000 | $ 19,000 |
| Forsyth County North Carolina | 2 | $ 432,000 | $ 216,000 | $ 74,000 |
| Wake County North Carolina | 2 | $ 405,000 | $ 202,000 | $ 39,000 |
| Clackamas County Oregon | 2 | $ 570,000 | $ 285,000 | $ 84,000 |
| Loudoun County Virginia | 2 | $ 849,000 | $ 424,000 | $ 82,000 |
| Boulder County Colorado | 1 | $ 223,000 | $ 223,000 | $ 65,000 |
| Denver County Colorado | 1 | $ 209,000 | $ 209,000 | $ 117,000 |
| Douglas County Colorado | 1 | $ 335,000 | $ 335,000 | $ 81,000 |
| Larimer County Colorado | 1 | $ 207,000 | $ 207,000 | $ 52,000 |
| Bulloch County Georgia | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Floyd County Georgia | 1 | $ 109,000 | $ 109,000 | $ 54,000 |
| Gordon County Georgia | 1 | $ 417,000 | $ 417,000 | $ 201,000 |
| Houston County Georgia | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Jackson County Georgia | 1 | $ 147,000 | $ 147,000 | $ 60,000 |
| Lamar County Georgia | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Monroe County Georgia | 1 | $ 400,000 | $ 400,000 | $ 121,000 |
| Muscogee County Georgia | 1 | $ 120,000 | $ 120,000 | $ 32,000 |
| Oconee County Georgia | 1 | $ 120,000 | $ 120,000 | $ 110,000 |
| Polk County Georgia | 1 | $ 102,000 | $ 102,000 | $ 50,000 |
| Rabun County Georgia | 1 | $ 417,000 | $ 417,000 | $ 943,000 |
| Cook County Illinois | 1 | $ 210,000 | $ 210,000 | $ 55,000 |
| McLean County Illinois | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Will County Illinois | 1 | $ 203,000 | $ 203,000 | $ 40,000 |
| Baltimore City County Maryland | 1 | $ 210,000 | $ 210,000 | $ 88,000 |
| Montgomery County Maryland | 1 | $ 566,000 | $ 566,000 | $ 120,000 |
| Anoka County Minnesota | 1 | $ 218,000 | $ 218,000 | $ 83,000 |
| Dakota County Minnesota | 1 | $ 203,000 | $ 203,000 | $ 64,000 |
| Steele County Minnesota | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Alexander County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 35,000 |
| Catawba County North Carolina | 1 | $ 258,000 | $ 258,000 | $ 110,000 |
| Cleveland County North Carolina | 1 | $ 142,000 | $ 142,000 | $ 69,000 |
| Columbus County North Carolina | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Macon County North Carolina | 1 | $ 372,000 | $ 372,000 | $ 0 |
| McDowell County North Carolina | 1 | $ 267,000 | $ 267,000 | $ 53,000 |
| Polk County North Carolina | 1 | $ 172,000 | $ 172,000 | $ 59,000 |
| Stanly County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 69,000 |
| Stokes County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 374,000 | $ 374,000 | $ 70,000 |
| Lane County Oregon | 1 | $ 211,000 | $ 211,000 | $ 76,000 |
| Yamhill County Oregon | 1 | $ 212,000 | $ 212,000 | $ 93,000 |
| Prince George County Virginia | 1 | $ 195,000 | $ 195,000 | $ 33,000 |
| Virginia Beach County Virginia | 1 | $ 405,000 | $ 405,000 | $ 115,000 |
Mortgage Loan Application Detail Totals for Milend, Inc. in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 635 | $137,216,000 | $216,000 | $720,000 | $76,000 | $943,000 |
| Home Purchase | 8 | $1,499,000 | $187,000 | $417,000 | $167,000 | $943,000 |
| Home Improvement | 2 | $332,000 | $166,000 | $200,000 | $131,000 | $170,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 364 | $79,120,000 | $217,000 | $668,000 | $90,000 | $943,000 |
| Not Provided | 194 | $40,887,000 | $210,000 | $720,000 | $55,000 | $338,000 |
| Black or African American | 55 | $11,100,000 | $201,000 | $646,000 | $66,000 | $165,000 |
| Asian | 15 | $4,339,000 | $289,000 | $566,000 | $101,000 | $180,000 |
| Hispanic | 12 | $2,588,000 | $215,000 | $345,000 | $96,000 | $276,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,013,000 | $202,000 | $265,000 | $68,000 | $97,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 365 | $76,209,000 | $208,000 | $720,000 | $64,000 | $307,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 276 | $62,232,000 | $225,000 | $663,000 | $96,000 | $943,000 |
| VA-guaranteed (Veterans Administration) | 3 | $462,000 | $154,000 | $175,000 | $37,000 | $55,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $144,000 | $144,000 | $144,000 | $60,000 | $60,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 360 | $77,555,000 | $215,000 | $417,000 | $92,000 | $943,000 |
| Application Denied By Financial Institution | 199 | $43,511,000 | $218,000 | $668,000 | $58,000 | $307,000 |
| Application Withdrawn By Applicant | 86 | $17,981,000 | $209,000 | $720,000 | $63,000 | $210,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 75 | $13,464,000 | $179,000 | $646,000 | $33,000 | $157,000 |
| Debt-To-Income Ratio | 52 | $13,720,000 | $263,000 | $657,000 | $61,000 | $124,000 |
| Collateral | 33 | $7,724,000 | $234,000 | $668,000 | $107,000 | $307,000 |
| Other | 8 | $1,838,000 | $229,000 | $349,000 | $74,000 | $110,000 |
| Employment History | 7 | $1,503,000 | $214,000 | $350,000 | $55,000 | $120,000 |
| Unverifiable Information | 4 | $939,000 | $234,000 | $417,000 | $88,000 | $181,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Milend, Inc.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Milend, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.