Milend, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Milend, Inc. 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Milend, Inc. 375 Northridge Rd, Suite 600 Alpharetta, GA 30350 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 3,341 |
| Total Mortgage Loan Application Amount | $879,554,000 |
| Average Mortgage Loan Application Amount | $221,666 |
| Highest Mortgage Loan Application Amount | $2,539,000 |
| Average Applicant Income | $78,666 |
| Highest Applicant Income | $948,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Milend, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Milend, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Milend, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Milend, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Milend, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Milend, Inc.'s mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Gwinnett County Georgia | 236 | $ 45,537,000 | $ 192,000 | $ 76,000 |
| Middlesex County Massachusetts | 215 | $ 68,661,000 | $ 319,000 | $ 78,000 |
| Cobb County Georgia | 207 | $ 46,728,000 | $ 225,000 | $ 95,000 |
| Fulton County Georgia | 178 | $ 49,664,000 | $ 279,000 | $ 107,000 |
| Norfolk County Massachusetts | 121 | $ 41,581,000 | $ 343,000 | $ 69,000 |
| Forsyth County Georgia | 111 | $ 28,126,000 | $ 253,000 | $ 78,000 |
| Essex County Massachusetts | 110 | $ 35,655,000 | $ 324,000 | $ 61,000 |
| DeKalb County Georgia | 99 | $ 22,495,000 | $ 227,000 | $ 74,000 |
| Fairfax County Virginia | 95 | $ 40,391,000 | $ 425,000 | $ 114,000 |
| Plymouth County Massachusetts | 92 | $ 27,069,000 | $ 294,000 | $ 53,000 |
| Cherokee County Georgia | 90 | $ 19,402,000 | $ 215,000 | $ 71,000 |
| Montgomery County Maryland | 77 | $ 30,010,000 | $ 389,000 | $ 96,000 |
| Prince William County Virginia | 65 | $ 22,877,000 | $ 351,000 | $ 92,000 |
| Worcester County Massachusetts | 64 | $ 15,967,000 | $ 249,000 | $ 47,000 |
| Prince George's County Maryland | 57 | $ 16,026,000 | $ 281,000 | $ 71,000 |
| Loudoun County Virginia | 56 | $ 24,152,000 | $ 431,000 | $ 142,000 |
| Anne Arundel County Maryland | 51 | $ 17,485,000 | $ 342,000 | $ 91,000 |
| Henry County Georgia | 47 | $ 7,953,000 | $ 169,000 | $ 62,000 |
| Paulding County Georgia | 47 | $ 8,026,000 | $ 170,000 | $ 58,000 |
| Bristol County Massachusetts | 47 | $ 12,084,000 | $ 257,000 | $ 39,000 |
| Suffolk County Massachusetts | 43 | $ 11,728,000 | $ 272,000 | $ 49,000 |
| Baltimore County Maryland | 37 | $ 9,185,000 | $ 248,000 | $ 66,000 |
| Douglas County Georgia | 34 | $ 5,114,000 | $ 150,000 | $ 46,000 |
| Hall County Georgia | 32 | $ 8,297,000 | $ 259,000 | $ 73,000 |
| Walton County Georgia | 32 | $ 5,779,000 | $ 180,000 | $ 49,000 |
| Coweta County Georgia | 27 | $ 5,260,000 | $ 194,000 | $ 60,000 |
| Hampden County Massachusetts | 27 | $ 4,812,000 | $ 178,000 | $ 43,000 |
| Bartow County Georgia | 26 | $ 4,374,000 | $ 168,000 | $ 77,000 |
| Newton County Georgia | 23 | $ 3,913,000 | $ 170,000 | $ 59,000 |
| Howard County Maryland | 23 | $ 7,291,000 | $ 317,000 | $ 111,000 |
| Fayette County Georgia | 22 | $ 5,410,000 | $ 245,000 | $ 58,000 |
| Frederick County Maryland | 22 | $ 6,642,000 | $ 301,000 | $ 90,000 |
| Montgomery County Pennsylvania | 22 | $ 5,499,000 | $ 249,000 | $ 79,000 |
| Barrow County Georgia | 21 | $ 3,289,000 | $ 156,000 | $ 47,000 |
| Chester County Pennsylvania | 21 | $ 7,065,000 | $ 336,000 | $ 128,000 |
| Clayton County Georgia | 20 | $ 2,371,000 | $ 118,000 | $ 75,000 |
| Harford County Maryland | 20 | $ 5,348,000 | $ 267,000 | $ 73,000 |
| Hennepin County Minnesota | 19 | $ 5,659,000 | $ 297,000 | $ 105,000 |
| Virginia Beach County Virginia | 19 | $ 4,938,000 | $ 259,000 | $ 70,000 |
| Stafford County Virginia | 17 | $ 5,950,000 | $ 350,000 | $ 111,000 |
| Barnstable County Massachusetts | 16 | $ 3,945,000 | $ 246,000 | $ 50,000 |
| Rockdale County Georgia | 15 | $ 2,605,000 | $ 173,000 | $ 50,000 |
| Chesterfield County Virginia | 15 | $ 3,753,000 | $ 250,000 | $ 84,000 |
| Charles County Maryland | 14 | $ 4,749,000 | $ 339,000 | $ 130,000 |
| York County Pennsylvania | 14 | $ 3,092,000 | $ 220,000 | $ 73,000 |
| Carroll County Georgia | 13 | $ 2,162,000 | $ 166,000 | $ 47,000 |
| Chesapeake County Virginia | 13 | $ 3,036,000 | $ 233,000 | $ 72,000 |
| Dakota County Minnesota | 12 | $ 2,746,000 | $ 228,000 | $ 87,000 |
| Delaware County Pennsylvania | 12 | $ 3,092,000 | $ 257,000 | $ 108,000 |
| Jackson County Georgia | 11 | $ 1,979,000 | $ 179,000 | $ 75,000 |
| Calvert County Maryland | 11 | $ 3,645,000 | $ 331,000 | $ 141,000 |
| Carroll County Maryland | 11 | $ 3,145,000 | $ 285,000 | $ 81,000 |
| Anoka County Minnesota | 11 | $ 2,709,000 | $ 246,000 | $ 78,000 |
| Bucks County Pennsylvania | 11 | $ 3,204,000 | $ 291,000 | $ 59,000 |
| Philadelphia County Pennsylvania | 11 | $ 2,491,000 | $ 226,000 | $ 50,000 |
| Spotsylvania County Virginia | 11 | $ 2,846,000 | $ 258,000 | $ 81,000 |
| Columbia County Georgia | 10 | $ 2,036,000 | $ 203,000 | $ 70,000 |
| Norfolk County Virginia | 10 | $ 2,262,000 | $ 226,000 | $ 40,000 |
| Chatham County Georgia | 9 | $ 1,970,000 | $ 218,000 | $ 88,000 |
| Pickens County Georgia | 9 | $ 1,793,000 | $ 199,000 | $ 81,000 |
| Pike County Georgia | 9 | $ 2,066,000 | $ 229,000 | $ 57,000 |
| Baltimore City County Maryland | 9 | $ 2,200,000 | $ 244,000 | $ 99,000 |
| St. Mary's County Maryland | 9 | $ 2,189,000 | $ 243,000 | $ 87,000 |
| Hampshire County Massachusetts | 9 | $ 1,657,000 | $ 184,000 | $ 22,000 |
| Queen Anne's County Maryland | 8 | $ 2,384,000 | $ 298,000 | $ 60,000 |
| Washington County Maryland | 8 | $ 2,582,000 | $ 322,000 | $ 91,000 |
| Allegheny County Pennsylvania | 8 | $ 1,329,000 | $ 166,000 | $ 42,000 |
| Fauquier County Virginia | 8 | $ 3,470,000 | $ 433,000 | $ 149,000 |
| Lumpkin County Georgia | 7 | $ 1,384,000 | $ 197,000 | $ 77,000 |
| Spalding County Georgia | 7 | $ 1,001,000 | $ 143,000 | $ 113,000 |
| Scott County Minnesota | 7 | $ 1,627,000 | $ 232,000 | $ 76,000 |
| Arlington County Virginia | 7 | $ 3,577,000 | $ 511,000 | $ 162,000 |
| James City County Virginia | 7 | $ 1,635,000 | $ 233,000 | $ 76,000 |
| Newport News County Virginia | 7 | $ 1,455,000 | $ 207,000 | $ 37,000 |
| District of Columbia County District Of Columbia | 6 | $ 1,988,000 | $ 331,000 | $ 89,000 |
| Baldwin County Georgia | 6 | $ 1,062,000 | $ 177,000 | $ 37,000 |
| Clarke County Georgia | 6 | $ 999,000 | $ 166,000 | $ 73,000 |
| Henrico County Virginia | 6 | $ 1,660,000 | $ 276,000 | $ 48,000 |
| Jefferson County Alabama | 5 | $ 1,606,000 | $ 321,000 | $ 70,000 |
| Palm Beach County Florida | 5 | $ 1,277,000 | $ 255,000 | $ 58,000 |
| Bibb County Georgia | 5 | $ 761,000 | $ 152,000 | $ 61,000 |
| Morgan County Georgia | 5 | $ 1,192,000 | $ 238,000 | $ 59,000 |
| Cecil County Maryland | 5 | $ 1,337,000 | $ 267,000 | $ 92,000 |
| Ramsey County Minnesota | 5 | $ 904,000 | $ 180,000 | $ 68,000 |
| Washington County Minnesota | 5 | $ 1,375,000 | $ 275,000 | $ 89,000 |
| Albemarle County Virginia | 5 | $ 1,458,000 | $ 291,000 | $ 84,000 |
| Culpeper County Virginia | 5 | $ 1,650,000 | $ 330,000 | $ 58,000 |
| Manassas County Virginia | 5 | $ 1,447,000 | $ 289,000 | $ 121,000 |
| Orange County Virginia | 5 | $ 1,426,000 | $ 285,000 | $ 71,000 |
| Shelby County Alabama | 4 | $ 819,000 | $ 204,000 | $ 34,000 |
| Miami-Dade County Florida | 4 | $ 1,183,000 | $ 295,000 | $ 30,000 |
| Dawson County Georgia | 4 | $ 934,000 | $ 233,000 | $ 126,000 |
| Gordon County Georgia | 4 | $ 689,000 | $ 172,000 | $ 23,000 |
| Habersham County Georgia | 4 | $ 584,000 | $ 146,000 | $ 29,000 |
| Oconee County Georgia | 4 | $ 836,000 | $ 209,000 | $ 93,000 |
| White County Georgia | 4 | $ 711,000 | $ 177,000 | $ 51,000 |
| Worcester County Maryland | 4 | $ 814,000 | $ 203,000 | $ 96,000 |
| Franklin County Massachusetts | 4 | $ 687,000 | $ 171,000 | $ 69,000 |
| Franklin County Pennsylvania | 4 | $ 634,000 | $ 158,000 | $ 63,000 |
| Lancaster County Pennsylvania | 4 | $ 1,271,000 | $ 317,000 | $ 57,000 |
| Lehigh County Pennsylvania | 4 | $ 1,053,000 | $ 263,000 | $ 74,000 |
| Frederick County Virginia | 4 | $ 1,036,000 | $ 259,000 | $ 80,000 |
| Hanover County Virginia | 4 | $ 923,000 | $ 230,000 | $ 57,000 |
| Washington County Virginia | 4 | $ 939,000 | $ 234,000 | $ 92,000 |
| Duval County Florida | 3 | $ 659,000 | $ 219,000 | $ 41,000 |
| Catoosa County Georgia | 3 | $ 513,000 | $ 171,000 | $ 43,000 |
| Coffee County Georgia | 3 | $ 579,000 | $ 193,000 | $ 84,000 |
| Floyd County Georgia | 3 | $ 334,000 | $ 111,000 | $ 29,000 |
| Gilmer County Georgia | 3 | $ 510,000 | $ 170,000 | $ 153,000 |
| Harris County Georgia | 3 | $ 607,000 | $ 202,000 | $ 47,000 |
| Hart County Georgia | 3 | $ 462,000 | $ 154,000 | $ 106,000 |
| Liberty County Georgia | 3 | $ 585,000 | $ 195,000 | $ 83,000 |
| Lowndes County Georgia | 3 | $ 424,000 | $ 141,000 | $ 144,000 |
| Madison County Georgia | 3 | $ 465,000 | $ 155,000 | $ 20,000 |
| Oglethorpe County Georgia | 3 | $ 565,000 | $ 188,000 | $ 16,000 |
| Putnam County Georgia | 3 | $ 517,000 | $ 172,000 | $ 137,000 |
| Troup County Georgia | 3 | $ 535,000 | $ 178,000 | $ 21,000 |
| Union County Georgia | 3 | $ 830,000 | $ 276,000 | $ 155,000 |
| Whitfield County Georgia | 3 | $ 512,000 | $ 170,000 | $ 49,000 |
| Talbot County Maryland | 3 | $ 579,000 | $ 193,000 | $ 59,000 |
| Nantucket County Massachusetts | 3 | $ 3,170,000 | $ 1,056,000 | $ 0 |
| Mecklenburg County North Carolina | 3 | $ 662,000 | $ 220,000 | $ 168,000 |
| Cumberland County Pennsylvania | 3 | $ 396,000 | $ 132,000 | $ 53,000 |
| Luzerne County Pennsylvania | 3 | $ 525,000 | $ 175,000 | $ 26,000 |
| Westmoreland County Pennsylvania | 3 | $ 2,797,000 | $ 932,000 | $ 222,000 |
| Alexandria County Virginia | 3 | $ 838,000 | $ 279,000 | $ 40,000 |
| Campbell County Virginia | 3 | $ 598,000 | $ 199,000 | $ 68,000 |
| Fluvanna County Virginia | 3 | $ 517,000 | $ 172,000 | $ 44,000 |
| Gloucester County Virginia | 3 | $ 596,000 | $ 198,000 | $ 40,000 |
| Hampton County Virginia | 3 | $ 603,000 | $ 201,000 | $ 85,000 |
| Isle of Wight County Virginia | 3 | $ 502,000 | $ 167,000 | $ 39,000 |
| Montgomery County Virginia | 3 | $ 675,000 | $ 225,000 | $ 101,000 |
| Prince George County Virginia | 3 | $ 708,000 | $ 236,000 | $ 107,000 |
| Shenandoah County Virginia | 3 | $ 525,000 | $ 175,000 | $ 47,000 |
| Suffolk County Virginia | 3 | $ 724,000 | $ 241,000 | $ 27,000 |
| York County Virginia | 3 | $ 740,000 | $ 246,000 | $ 32,000 |
| Baldwin County Alabama | 2 | $ 408,000 | $ 204,000 | $ 82,000 |
| Brevard County Florida | 2 | $ 436,000 | $ 218,000 | $ 55,000 |
| Broward County Florida | 2 | $ 385,000 | $ 192,000 | $ 56,000 |
| Flagler County Florida | 2 | $ 490,000 | $ 245,000 | $ 31,000 |
| Lake County Florida | 2 | $ 371,000 | $ 185,000 | $ 16,000 |
| Orange County Florida | 2 | $ 792,000 | $ 396,000 | $ 61,000 |
| Calhoun County Georgia | 2 | $ 380,000 | $ 190,000 | $ 78,000 |
| Cook County Georgia | 2 | $ 279,000 | $ 139,000 | $ 23,000 |
| Dodge County Georgia | 2 | $ 400,000 | $ 200,000 | $ 26,000 |
| Effingham County Georgia | 2 | $ 423,000 | $ 211,000 | $ 42,000 |
| Fannin County Georgia | 2 | $ 466,000 | $ 233,000 | $ 81,000 |
| Haralson County Georgia | 2 | $ 208,000 | $ 104,000 | $ 68,000 |
| Houston County Georgia | 2 | $ 389,000 | $ 194,000 | $ 48,000 |
| Jasper County Georgia | 2 | $ 396,000 | $ 198,000 | $ 19,000 |
| Lamar County Georgia | 2 | $ 215,000 | $ 107,000 | $ 0 |
| Lee County Georgia | 2 | $ 325,000 | $ 162,000 | $ 17,000 |
| Muscogee County Georgia | 2 | $ 379,000 | $ 189,000 | $ 31,000 |
| Richmond County Georgia | 2 | $ 350,000 | $ 175,000 | $ 67,000 |
| Thomas County Georgia | 2 | $ 289,000 | $ 144,000 | $ 67,000 |
| Upson County Georgia | 2 | $ 382,000 | $ 191,000 | $ 30,000 |
| Caroline County Maryland | 2 | $ 449,000 | $ 224,000 | $ 35,000 |
| Crow Wing County Minnesota | 2 | $ 413,000 | $ 206,000 | $ 69,000 |
| Le Sueur County Minnesota | 2 | $ 193,000 | $ 96,000 | $ 85,000 |
| Pennington County Minnesota | 2 | $ 294,000 | $ 147,000 | $ 22,000 |
| Sherburne County Minnesota | 2 | $ 608,000 | $ 304,000 | $ 34,000 |
| St. Louis County Minnesota | 2 | $ 187,000 | $ 93,000 | $ 121,000 |
| Guilford County North Carolina | 2 | $ 387,000 | $ 193,000 | $ 61,000 |
| Union County North Carolina | 2 | $ 740,000 | $ 370,000 | $ 210,000 |
| Adams County Pennsylvania | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Berks County Pennsylvania | 2 | $ 394,000 | $ 197,000 | $ 51,000 |
| Dauphin County Pennsylvania | 2 | $ 461,000 | $ 230,000 | $ 27,000 |
| Erie County Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 51,000 |
| Indiana County Pennsylvania | 2 | $ 326,000 | $ 163,000 | $ 34,000 |
| Northampton County Pennsylvania | 2 | $ 500,000 | $ 250,000 | $ 149,000 |
| Botetourt County Virginia | 2 | $ 537,000 | $ 268,000 | $ 81,000 |
| Falls Church County Virginia | 2 | $ 1,791,000 | $ 895,000 | $ 167,000 |
| King George County Virginia | 2 | $ 613,000 | $ 306,000 | $ 54,000 |
| King William County Virginia | 2 | $ 583,000 | $ 291,000 | $ 72,000 |
| Louisa County Virginia | 2 | $ 443,000 | $ 221,000 | $ 58,000 |
| New Kent County Virginia | 2 | $ 462,000 | $ 231,000 | $ 54,000 |
| Portsmouth County Virginia | 2 | $ 630,000 | $ 315,000 | $ 74,000 |
| Prince Edward County Virginia | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Richmond County Virginia | 2 | $ 366,000 | $ 183,000 | $ 18,000 |
| Richmond City County Virginia | 2 | $ 880,000 | $ 440,000 | $ 51,000 |
| Staunton County Virginia | 2 | $ 255,000 | $ 127,000 | $ 0 |
| Lee County Alabama | 1 | $ 186,000 | $ 186,000 | $ 73,000 |
| Tuscaloosa County Alabama | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Bay County Florida | 1 | $ 205,000 | $ 205,000 | $ 135,000 |
| Charlotte County Florida | 1 | $ 223,000 | $ 223,000 | $ 133,000 |
| Clay County Florida | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 875,000 | $ 875,000 | $ 0 |
| Leon County Florida | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Monroe County Florida | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Pasco County Florida | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Pinellas County Florida | 1 | $ 205,000 | $ 205,000 | $ 2,000 |
| Volusia County Florida | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Brooks County Georgia | 1 | $ 198,000 | $ 198,000 | $ 89,000 |
| Bryan County Georgia | 1 | $ 259,000 | $ 259,000 | $ 180,000 |
| Bulloch County Georgia | 1 | $ 156,000 | $ 156,000 | $ 63,000 |
| Butts County Georgia | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Camden County Georgia | 1 | $ 253,000 | $ 253,000 | $ 56,000 |
| Crawford County Georgia | 1 | $ 140,000 | $ 140,000 | $ 75,000 |
| Decatur County Georgia | 1 | $ 69,000 | $ 69,000 | $ 27,000 |
| Dougherty County Georgia | 1 | $ 142,000 | $ 142,000 | $ 67,000 |
| Elbert County Georgia | 1 | $ 235,000 | $ 235,000 | $ 50,000 |
| Franklin County Georgia | 1 | $ 245,000 | $ 245,000 | $ 114,000 |
| Greene County Georgia | 1 | $ 320,000 | $ 320,000 | $ 86,000 |
| Heard County Georgia | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Jeff Davis County Georgia | 1 | $ 182,000 | $ 182,000 | $ 38,000 |
| Lincoln County Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Miller County Georgia | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Monroe County Georgia | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Peach County Georgia | 1 | $ 115,000 | $ 115,000 | $ 83,000 |
| Polk County Georgia | 1 | $ 90,000 | $ 90,000 | $ 34,000 |
| Rabun County Georgia | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Randolph County Georgia | 1 | $ 255,000 | $ 255,000 | $ 79,000 |
| Stephens County Georgia | 1 | $ 109,000 | $ 109,000 | $ 48,000 |
| Towns County Georgia | 1 | $ 252,000 | $ 252,000 | $ 93,000 |
| Walker County Georgia | 1 | $ 166,000 | $ 166,000 | $ 78,000 |
| Washington County Georgia | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Worth County Georgia | 1 | $ 81,000 | $ 81,000 | $ 53,000 |
| Cook County Illinois | 1 | $ 384,000 | $ 384,000 | $ 227,000 |
| McHenry County Illinois | 1 | $ 319,000 | $ 319,000 | $ 0 |
| Rock Island County Illinois | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Dorchester County Maryland | 1 | $ 180,000 | $ 180,000 | $ 84,000 |
| Wicomico County Maryland | 1 | $ 250,000 | $ 250,000 | $ 104,000 |
| Berkshire County Massachusetts | 1 | $ 140,000 | $ 140,000 | $ 59,000 |
| Carver County Minnesota | 1 | $ 330,000 | $ 330,000 | $ 67,000 |
| Chisago County Minnesota | 1 | $ 301,000 | $ 301,000 | $ 175,000 |
| Dodge County Minnesota | 1 | $ 151,000 | $ 151,000 | $ 45,000 |
| Freeborn County Minnesota | 1 | $ 184,000 | $ 184,000 | $ 58,000 |
| Goodhue County Minnesota | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Isanti County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 45,000 |
| Lake County Minnesota | 1 | $ 306,000 | $ 306,000 | $ 249,000 |
| McLeod County Minnesota | 1 | $ 217,000 | $ 217,000 | $ 47,000 |
| Rice County Minnesota | 1 | $ 193,000 | $ 193,000 | $ 59,000 |
| Stearns County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 52,000 |
| Wright County Minnesota | 1 | $ 178,000 | $ 178,000 | $ 70,000 |
| Buncombe County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 79,000 |
| Caswell County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Dare County North Carolina | 1 | $ 176,000 | $ 176,000 | $ 120,000 |
| Haywood County North Carolina | 1 | $ 163,000 | $ 163,000 | $ 94,000 |
| Hoke County North Carolina | 1 | $ 139,000 | $ 139,000 | $ 86,000 |
| Randolph County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 147,000 |
| Wake County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 60,000 |
| Butler County Pennsylvania | 1 | $ 166,000 | $ 166,000 | $ 56,000 |
| Huntingdon County Pennsylvania | 1 | $ 257,000 | $ 257,000 | $ 53,000 |
| Lackawanna County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Lebanon County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Monroe County Pennsylvania | 1 | $ 254,000 | $ 254,000 | $ 0 |
| Perry County Pennsylvania | 1 | $ 208,000 | $ 208,000 | $ 42,000 |
| Schuylkill County Pennsylvania | 1 | $ 134,000 | $ 134,000 | $ 96,000 |
| Susquehanna County Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Washington County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Wayne County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Augusta County Virginia | 1 | $ 209,000 | $ 209,000 | $ 46,000 |
| Bedford County Virginia | 1 | $ 363,000 | $ 363,000 | $ 216,000 |
| Bedford City County Virginia | 1 | $ 150,000 | $ 150,000 | $ 30,000 |
| Buckingham County Virginia | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Goochland County Virginia | 1 | $ 157,000 | $ 157,000 | $ 69,000 |
| Greene County Virginia | 1 | $ 226,000 | $ 226,000 | $ 84,000 |
| Halifax County Virginia | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Harrisonburg County Virginia | 1 | $ 230,000 | $ 230,000 | $ 47,000 |
| Henry County Virginia | 1 | $ 194,000 | $ 194,000 | $ 32,000 |
| Lancaster County Virginia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Lynchburg County Virginia | 1 | $ 162,000 | $ 162,000 | $ 36,000 |
| Manassas Park County Virginia | 1 | $ 287,000 | $ 287,000 | $ 79,000 |
| Nelson County Virginia | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Patrick County Virginia | 1 | $ 144,000 | $ 144,000 | $ 50,000 |
| Petersburg County Virginia | 1 | $ 135,000 | $ 135,000 | $ 123,000 |
| Pittsylvania County Virginia | 1 | $ 185,000 | $ 185,000 | $ 102,000 |
| Pulaski County Virginia | 1 | $ 137,000 | $ 137,000 | $ 49,000 |
| Rappahannock County Virginia | 1 | $ 134,000 | $ 134,000 | $ 98,000 |
| Roanoke County Virginia | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Rockingham County Virginia | 1 | $ 91,000 | $ 91,000 | $ 35,000 |
| Salem County Virginia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Scott County Virginia | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Waynesboro County Virginia | 1 | $ 187,000 | $ 187,000 | $ 173,000 |
| Westmoreland County Virginia | 1 | $ 210,000 | $ 210,000 | $ 146,000 |
Mortgage Loan Application Detail Totals for Milend, Inc. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,162 | $835,091,000 | $264,000 | $2,539,000 | $76,000 | $600,000 |
| Home Purchase | 178 | $44,310,000 | $248,000 | $750,000 | $100,000 | $948,000 |
| Home Improvement | 1 | $153,000 | $153,000 | $153,000 | $60,000 | $60,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,847 | $480,493,000 | $260,000 | $1,965,000 | $97,000 | $948,000 |
| Not Provided | 1,073 | $285,277,000 | $265,000 | $2,539,000 | $36,000 | $600,000 |
| Black or African American | 251 | $65,362,000 | $260,000 | $1,290,000 | $88,000 | $492,000 |
| Asian | 85 | $26,126,000 | $307,000 | $935,000 | $105,000 | $242,000 |
| Hispanic | 77 | $20,311,000 | $263,000 | $900,000 | $90,000 | $445,000 |
| American Indian or Alaskan Native | 5 | $1,209,000 | $241,000 | $399,000 | $97,000 | $169,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $776,000 | $258,000 | $277,000 | $103,000 | $132,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,977 | $512,413,000 | $259,000 | $2,539,000 | $78,000 | $948,000 |
| FHA-insured (Federal Housing Administration) | 988 | $254,078,000 | $257,000 | $733,000 | $66,000 | $340,000 |
| VA-guaranteed (Veterans Administration) | 353 | $109,806,000 | $311,000 | $1,043,000 | $104,000 | $415,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 23 | $3,257,000 | $141,000 | $295,000 | $45,000 | $156,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 1,729 | $458,464,000 | $265,000 | $2,539,000 | $73,000 | $948,000 |
| Loan Originated | 785 | $208,776,000 | $265,000 | $949,000 | $104,000 | $653,000 |
| Application Denied By Financial Institution | 766 | $195,527,000 | $255,000 | $1,290,000 | $56,000 | $415,000 |
| Application Approved But Not Accepted | 55 | $14,792,000 | $268,000 | $1,065,000 | $109,000 | $390,000 |
| File Closed For Incompleteness | 6 | $1,995,000 | $332,000 | $415,000 | $162,000 | $400,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 298 | $72,093,000 | $241,000 | $935,000 | $29,000 | $240,000 |
| Credit Application Incomplete | 195 | $51,408,000 | $263,000 | $1,043,000 | $74,000 | $415,000 |
| Collateral | 115 | $27,477,000 | $238,000 | $875,000 | $68,000 | $323,000 |
| Debt-To-Income Ratio | 86 | $24,153,000 | $280,000 | $1,290,000 | $58,000 | $169,000 |
| Other | 54 | $16,126,000 | $298,000 | $710,000 | $110,000 | $400,000 |
| Employment History | 9 | $1,875,000 | $208,000 | $324,000 | $54,000 | $173,000 |
| Unverifiable Information | 3 | $481,000 | $160,000 | $181,000 | $76,000 | $118,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $388,000 | $194,000 | $253,000 | $42,000 | $46,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Milend, Inc.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Milend, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.