Peach County, GA Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 1,207 mortgage applications in Peach County, GA totaling $152.4 million, down 5% from 2012. The average application was for $126,000, and applicants reported an average income of $59,000. 47% of applications resulted in an originated loan and 20% were denied. The most active lender was Wells Fargo Bank NA, with 184 applications, followed by Truist Bank and Robins Financial Credit Union.

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Total Number of Mortgage Applications 1,207
Total Mortgage Loan Application Amount $152,409,000
Average Mortgage Loan Application Amount $126,000
Highest Mortgage Loan Application Amount $742,000
Average Applicant Income $59,000
Highest Applicant Income $1,064,000
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Top Mortgage Lenders in Peach County, GA (2013)

Ranked by the number of mortgage applications each lender reported in Peach County, GA in 2013.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 Wells Fargo Bank NA
Minneapolis, MN
184 $25,254,000 $137,000 $51,000
2 Truist Bank
Raleigh, NC
100 $8,414,000 $84,000 $59,000
3 Robins Financial Credit Union
Warner Robins, GA
95 $10,196,000 $107,000 $83,000
4 JPMorgan Chase Bank, NA
Columbus, OH
85 $10,612,000 $124,000 $50,000
5 Bank of America NA
Westlake Village, CA
48 $6,123,000 $127,000 $56,000
6 Suntrust Mortgage, Inc.
Richmond, VA
43 $6,073,000 $141,000 $79,000
7 Iberiabank Mortgage Company
Kenner, LA
38 $5,309,000 $139,000 $53,000
8 Synovus Mortgage Corporation
Birmingham, AL
30 $3,747,000 $124,000 $67,000
9 21st Mortgage
Knoxville, TN
29 $1,926,000 $66,000 $53,000
10 Sunmark Community Bank
Hawkinsville, GA
26 $1,780,000 $68,000 $76,000

See every lender active in Peach County, GA in 2013 »

The tables below break down 2013 mortgage applications in Peach County, GA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Peach County, GA in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 707 $93,394,000 $132,000 $523,000 $60,000 $1,064,000
Home Purchase 432 $56,091,000 $129,000 $742,000 $57,000 $757,000
Home Improvement 68 $2,924,000 $43,000 $360,000 $71,000 $285,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 664 $82,032,000 $123,000 $742,000 $66,000 $1,064,000
Black or African American 318 $39,698,000 $124,000 $300,000 $59,000 $757,000
Not applicable 101 $14,014,000 $138,000 $742,000 $21,000 $442,000
Not Provided 92 $13,211,000 $143,000 $411,000 $56,000 $348,000
Hispanic 18 $2,004,000 $111,000 $299,000 $40,000 $73,000
Asian 7 $815,000 $116,000 $193,000 $53,000 $71,000
American Indian or Alaskan Native 4 $349,000 $87,000 $120,000 $60,000 $107,000
Native Hawaiian or Other Pacific Islander 3 $286,000 $95,000 $144,000 $56,000 $90,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 675 $75,940,000 $112,000 $742,000 $74,000 $1,064,000
VA-guaranteed (Veterans Administration) 232 $38,996,000 $168,000 $354,000 $43,000 $171,000
FHA-insured (Federal Housing Administration) 191 $23,533,000 $123,000 $246,000 $32,000 $128,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 109 $13,940,000 $127,000 $191,000 $50,000 $757,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 573 $71,909,000 $125,000 $742,000 $63,000 $550,000
Application Denied By Financial Institution 243 $27,485,000 $113,000 $411,000 $60,000 $830,000
Loan Purchased By The Institution 203 $29,835,000 $146,000 $742,000 $45,000 $442,000
Application Withdrawn By Applicant 94 $12,990,000 $138,000 $318,000 $70,000 $1,064,000
Application Approved But Not Accepted 54 $5,304,000 $98,000 $263,000 $53,000 $217,000
File Closed For Incompleteness 40 $4,886,000 $122,000 $234,000 $55,000 $180,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 60 $5,197,000 $86,000 $300,000 $52,000 $242,000
Collateral 44 $5,909,000 $134,000 $398,000 $72,000 $164,000
Debt-To-Income Ratio 34 $3,678,000 $108,000 $411,000 $49,000 $118,000
Other 18 $1,926,000 $107,000 $215,000 $135,000 $830,000
Credit Application Incomplete 16 $2,207,000 $137,000 $292,000 $38,000 $99,000
Insufficient Cash (Downpayment, Closing Cost) 9 $920,000 $102,000 $180,000 $46,000 $100,000
Unverifiable Information 4 $561,000 $140,000 $168,000 $24,000 $48,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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