Millennium Capital Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Millennium Capital Inc 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Millennium Capital Inc 1601 Washington Plaza Reston, VA 20190 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,042 |
| Total Mortgage Loan Application Amount | $273,091,000 |
| Average Mortgage Loan Application Amount | $199,403 |
| Highest Mortgage Loan Application Amount | $20,000,000 |
| Average Applicant Income | $86,192 |
| Highest Applicant Income | $805,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Millennium Capital Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Millennium Capital Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Millennium Capital Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Millennium Capital Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Millennium Capital Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Millennium Capital Inc's mortgage activity for 2005.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 72 | $ 21,712,000 | $ 301,000 | $ 119,000 |
| BALTIMORE-TOWSON, MD | 64 | $ 12,496,000 | $ 195,000 | $ 70,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 27 | $ 8,316,000 | $ 308,000 | $ 179,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 22 | $ 3,320,000 | $ 150,000 | $ 49,000 |
| RICHMOND, VA | 17 | $ 1,887,000 | $ 111,000 | $ 55,000 |
| LAS VEGAS-PARADISE, NV | 16 | $ 3,003,000 | $ 187,000 | $ 40,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 15 | $ 4,541,000 | $ 302,000 | $ 74,000 |
| WINCHESTER, VA-WV | 13 | $ 2,901,000 | $ 223,000 | $ 110,000 |
| PHILADELPHIA, PA | 7 | $ 1,057,000 | $ 151,000 | $ 85,000 |
| NEWARK-UNION, NJ-PA | 6 | $ 1,161,000 | $ 193,000 | $ 30,000 |
| ORLANDO, FL | 6 | $ 1,120,000 | $ 186,000 | $ 44,000 |
| PITTSBURGH, PA | 6 | $ 632,000 | $ 105,000 | $ 75,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 6 | $ 1,022,000 | $ 170,000 | $ 76,000 |
| SALISBURY, MD | 5 | $ 427,000 | $ 85,000 | $ 53,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 5 | $ 1,339,000 | $ 267,000 | $ 158,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 5 | $ 1,357,000 | $ 271,000 | $ 261,000 |
| CAMDEN, NJ | 4 | $ 727,000 | $ 181,000 | $ 47,000 |
| CHARLOTTESVILLE, VA | 4 | $ 796,000 | $ 199,000 | $ 132,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 4 | $ 908,000 | $ 227,000 | $ 104,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 4 | $ 525,000 | $ 131,000 | $ 125,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 4 | $ 690,000 | $ 172,000 | $ 35,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 4 | $ 680,000 | $ 170,000 | $ 60,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 3 | $ 579,000 | $ 193,000 | $ 52,000 |
| EDISON, NJ | 3 | $ 783,000 | $ 261,000 | $ 42,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 3 | $ 1,069,000 | $ 356,000 | $ 139,000 |
| JACKSONVILLE, FL | 3 | $ 369,000 | $ 123,000 | $ 94,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 3 | $ 453,000 | $ 151,000 | $ 61,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 3 | $ 705,000 | $ 235,000 | $ 72,000 |
| LYNCHBURG, VA | 3 | $ 253,000 | $ 84,000 | $ 29,000 |
| RALEIGH-CARY, NC | 3 | $ 554,000 | $ 184,000 | $ 86,000 |
| SARASOTA-BRADENTON-VENICE, FL | 3 | $ 399,000 | $ 133,000 | $ 124,000 |
| ALBANY-SCHENECTADY-TROY, NY | 2 | $ 320,000 | $ 160,000 | $ 79,000 |
| ANN ARBOR, MI | 2 | $ 363,000 | $ 181,000 | $ 58,000 |
| DOVER, DE | 2 | $ 187,000 | $ 93,000 | $ 54,000 |
| FORT WORTH-ARLINGTON, TX | 2 | $ 286,000 | $ 143,000 | $ 37,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 2 | $ 462,000 | $ 231,000 | $ 216,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 2 | $ 249,000 | $ 124,000 | $ 22,000 |
| NASSAU-SUFFOLK, NY | 2 | $ 454,000 | $ 227,000 | $ 87,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2 | $ 387,000 | $ 193,000 | $ 55,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 2 | $ 148,000 | $ 74,000 | $ 54,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 2 | $ 1,400,000 | $ 700,000 | $ 368,000 |
| ST. GEORGE, UT | 2 | $ 282,000 | $ 141,000 | $ 53,000 |
| ST. JOSEPH, MO-KS | 2 | $ 165,000 | $ 82,000 | $ 63,000 |
| STATE COLLEGE, PA | 2 | $ 287,000 | $ 143,000 | $ 40,000 |
| YORK-HANOVER, PA | 2 | $ 297,000 | $ 148,000 | $ 75,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 168,000 | $ 168,000 | $ 59,000 |
| ATLANTIC CITY, NJ | 1 | $ 175,000 | $ 175,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 160,000 | $ 160,000 | $ 34,000 |
| BLOOMINGTON, IN | 1 | $ 119,000 | $ 119,000 | $ 41,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1 | $ 376,000 | $ 376,000 | $ 190,000 |
| CAPE CORAL-FORT MYERS, FL | 1 | $ 129,000 | $ 129,000 | $ 72,000 |
| CARSON CITY, NV | 1 | $ 120,000 | $ 120,000 | $ 26,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 1 | $ 171,000 | $ 171,000 | $ 0 |
| CLEVELAND-ELYRIA-MENTOR, OH | 1 | $ 94,000 | $ 94,000 | $ 34,000 |
| COLUMBIA, SC | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| CORPUS CHRISTI, TX | 1 | $ 122,000 | $ 122,000 | $ 61,000 |
| DANVILLE, IL | 1 | $ 104,000 | $ 104,000 | $ 78,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| DULUTH, MN-WI | 1 | $ 116,000 | $ 116,000 | $ 75,000 |
| ESSEX COUNTY, MA | 1 | $ 276,000 | $ 276,000 | $ 78,000 |
| FAYETTEVILLE, NC | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| GAINESVILLE, FL | 1 | $ 117,000 | $ 117,000 | $ 41,000 |
| GREENVILLE, NC | 1 | $ 16,000 | $ 16,000 | $ 63,000 |
| GREENVILLE, SC | 1 | $ 93,000 | $ 93,000 | $ 65,000 |
| GULFPORT-BILOXI, MS | 1 | $ 89,000 | $ 89,000 | $ 41,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1 | $ 256,000 | $ 256,000 | $ 69,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 1 | $ 78,000 | $ 78,000 | $ 34,000 |
| INDIANAPOLIS, IN | 1 | $ 124,000 | $ 124,000 | $ 63,000 |
| JOHNSTOWN, PA | 1 | $ 100,000 | $ 100,000 | $ 52,000 |
| KINGSTON, NY | 1 | $ 291,000 | $ 291,000 | $ 86,000 |
| LUBBOCK, TX | 1 | $ 91,000 | $ 91,000 | $ 111,000 |
| MACON, GA | 1 | $ 146,000 | $ 146,000 | $ 74,000 |
| MOBILE, AL | 1 | $ 83,000 | $ 83,000 | $ 21,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 1 | $ 84,000 | $ 84,000 | $ 101,000 |
| NAPLES-MARCO ISLAND, FL | 1 | $ 236,000 | $ 236,000 | $ 54,000 |
| NEW HAVEN-MILFORD, CT | 1 | $ 197,000 | $ 197,000 | $ 54,000 |
| OLYMPIA, WA | 1 | $ 234,000 | $ 234,000 | $ 137,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 495,000 | $ 495,000 | $ 0 |
| PEORIA, IL | 1 | $ 131,000 | $ 131,000 | $ 31,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 1 | $ 99,000 | $ 99,000 | $ 34,000 |
| RENO-SPARKS, NV | 1 | $ 188,000 | $ 188,000 | $ 52,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 189,000 | $ 189,000 | $ 61,000 |
| SALT LAKE CITY, UT | 1 | $ 267,000 | $ 267,000 | $ 600,000 |
| SAN ANTONIO, TX | 1 | $ 103,000 | $ 103,000 | $ 54,000 |
| SCRANTON--WILKES-BARRE, PA | 1 | $ 70,000 | $ 70,000 | $ 31,000 |
| ST. LOUIS, MO-IL | 1 | $ 162,000 | $ 162,000 | $ 63,000 |
| TRENTON-EWING, NJ | 1 | $ 178,000 | $ 178,000 | $ 54,000 |
| TULSA, OK | 1 | $ 143,000 | $ 143,000 | $ 59,000 |
| TYLER, TX | 1 | $ 109,000 | $ 109,000 | $ 42,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 1 | $ 266,000 | $ 266,000 | $ 90,000 |
| WACO, TX | 1 | $ 138,000 | $ 138,000 | $ 102,000 |
| WILMINGTON, DE-MD-NJ | 1 | $ 150,000 | $ 150,000 | $ 0 |
| WILMINGTON, NC | 1 | $ 86,000 | $ 86,000 | $ 35,000 |
Mortgage Loan Application Detail Totals for Millennium Capital Inc in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 655 | $151,909,000 | $184,064 | $1,100,000 | $93,387 | $805,000 |
| Refinancing | 384 | $120,199,000 | $212,052 | $20,000,000 | $72,736 | $700,000 |
| Home Improvement | 3 | $983,000 | $317,000 | $488,000 | $102,500 | $156,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 491 | $137,518,000 | $187,343 | $20,000,000 | $81,437 | $805,000 |
| Asian | 167 | $47,910,000 | $230,909 | $943,000 | $135,454 | $744,000 |
| Black or African American | 159 | $33,702,000 | $187,923 | $526,000 | $69,076 | $272,000 |
| Hispanic | 141 | $34,239,000 | $196,615 | $744,000 | $71,153 | $294,000 |
| Not Provided | 62 | $13,281,000 | $205,333 | $1,100,000 | $84,083 | $600,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $6,033,000 | $251,500 | $650,000 | $142,000 | $432,000 |
| American Indian or Alaskan Native | 2 | $408,000 | $204,000 | $328,000 | $98,000 | $175,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 927 | $253,639,000 | $202,730 | $20,000,000 | $94,576 | $805,000 |
| FHA-insured (Federal Housing Administration) | 97 | $15,921,000 | $144,272 | $356,000 | $51,136 | $178,000 |
| VA-guaranteed (Veterans Administration) | 14 | $2,746,000 | $172,400 | $301,000 | $50,800 | $107,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $785,000 | $196,000 | $396,000 | $42,000 | $74,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,009 | $266,250,000 | $184,781 | $20,000,000 | $80,812 | $805,000 |
| Application Withdrawn By Applicant | 16 | $3,160,000 | $205,200 | $440,000 | $80,200 | $168,000 |
| Application Denied By Financial Institution | 12 | $2,212,000 | $198,750 | $344,000 | $48,000 | $114,000 |
| Application Approved But Not Accepted | 5 | $1,469,000 | $304,666 | $408,000 | $105,333 | $163,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 5 | $848,000 | $169,000 | $344,000 | $80,000 | $114,000 |
| Credit History | 4 | $782,000 | $198,666 | $343,000 | $53,666 | $74,000 |
| Unverifiable Information | 2 | $413,000 | $206,500 | $230,000 | $50,500 | $101,000 |
| Debt-To-Income Ratio | 1 | $169,000 | $169,000 | $169,000 | $38,000 | $38,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Millennium Capital Inc's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Millennium Capital Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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