Millennium Capital Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Millennium Capital Inc 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Millennium Capital Inc 1601 Washington Plaza Reston, VA 20190 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,042 |
| Total Mortgage Loan Application Amount | $273,091,000 |
| Average Mortgage Loan Application Amount | $199,403 |
| Highest Mortgage Loan Application Amount | $20,000,000 |
| Average Applicant Income | $86,192 |
| Highest Applicant Income | $805,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Millennium Capital Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Millennium Capital Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Millennium Capital Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Millennium Capital Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Millennium Capital Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Millennium Capital Inc's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 155 | $ 64,013,000 | $ 412,000 | $ 85,000 |
| Prince William County Virginia | 117 | $ 33,511,000 | $ 286,000 | $ 77,000 |
| Loudoun County Virginia | 85 | $ 27,203,000 | $ 320,000 | $ 120,000 |
| Montgomery County Maryland | 63 | $ 19,815,000 | $ 314,000 | $ 127,000 |
| Prince George's County Maryland | 55 | $ 11,046,000 | $ 200,000 | $ 86,000 |
| District of Columbia County District Of Columbia | 27 | $ 8,316,000 | $ 308,000 | $ 179,000 |
| Anne Arundel County Maryland | 26 | $ 5,267,000 | $ 202,000 | $ 68,000 |
| Fauquier County Virginia | 24 | $ 5,853,000 | $ 243,000 | $ 112,000 |
| St. Mary's County Maryland | 22 | $ 4,746,000 | $ 215,000 | $ 69,000 |
| Baltimore County Maryland | 18 | $ 2,622,000 | $ 145,000 | $ 55,000 |
| Clark County Nevada | 16 | $ 3,003,000 | $ 187,000 | $ 40,000 |
| Stafford County Virginia | 16 | $ 3,442,000 | $ 215,000 | $ 83,000 |
| Charles County Maryland | 12 | $ 2,280,000 | $ 190,000 | $ 131,000 |
| Spotsylvania County Virginia | 12 | $ 2,086,000 | $ 173,000 | $ 79,000 |
| Frederick County Virginia | 11 | $ 2,392,000 | $ 217,000 | $ 121,000 |
| Howard County Maryland | 10 | $ 2,779,000 | $ 277,000 | $ 95,000 |
| Arlington County Virginia | 10 | $ 5,038,000 | $ 503,000 | $ 137,000 |
| Frederick County Maryland | 9 | $ 1,897,000 | $ 210,000 | $ 90,000 |
| Sussex County Delaware | 8 | $ 2,224,000 | $ 278,000 | $ 88,000 |
| Gwinnett County Georgia | 8 | $ 1,211,000 | $ 151,000 | $ 50,000 |
| Calvert County Maryland | 8 | $ 2,218,000 | $ 277,000 | $ 114,000 |
| Queens County New York | 7 | $ 2,228,000 | $ 318,000 | $ 83,000 |
| Culpeper County Virginia | 7 | $ 1,906,000 | $ 272,000 | $ 118,000 |
| Manassas County Virginia | 7 | $ 1,575,000 | $ 225,000 | $ 60,000 |
| Berkeley County West Virginia | 7 | $ 1,124,000 | $ 160,000 | $ 134,000 |
| DeKalb County Georgia | 6 | $ 640,000 | $ 106,000 | $ 46,000 |
| Baltimore City County Maryland | 6 | $ 876,000 | $ 146,000 | $ 57,000 |
| Worcester County Maryland | 6 | $ 1,925,000 | $ 320,000 | $ 167,000 |
| Alexandria County Virginia | 6 | $ 1,488,000 | $ 248,000 | $ 98,000 |
| Chesterfield County Virginia | 6 | $ 626,000 | $ 104,000 | $ 60,000 |
| Manassas Park County Virginia | 6 | $ 1,329,000 | $ 221,000 | $ 44,000 |
| Orange County Florida | 5 | $ 991,000 | $ 198,000 | $ 42,000 |
| Palm Beach County Florida | 5 | $ 1,357,000 | $ 271,000 | $ 261,000 |
| Wicomico County Maryland | 5 | $ 427,000 | $ 85,000 | $ 53,000 |
| Allegheny County Pennsylvania | 5 | $ 509,000 | $ 101,000 | $ 78,000 |
| Henrico County Virginia | 5 | $ 677,000 | $ 135,000 | $ 62,000 |
| Brevard County Florida | 4 | $ 525,000 | $ 131,000 | $ 125,000 |
| Washington County Maryland | 4 | $ 908,000 | $ 227,000 | $ 104,000 |
| James City County Virginia | 4 | $ 835,000 | $ 208,000 | $ 74,000 |
| Warren County Virginia | 4 | $ 539,000 | $ 134,000 | $ 67,000 |
| Maricopa County Arizona | 3 | $ 586,000 | $ 195,000 | $ 47,000 |
| Los Angeles County California | 3 | $ 705,000 | $ 235,000 | $ 72,000 |
| Broward County Florida | 3 | $ 1,069,000 | $ 356,000 | $ 139,000 |
| Pasco County Florida | 3 | $ 595,000 | $ 198,000 | $ 145,000 |
| Sarasota County Florida | 3 | $ 399,000 | $ 133,000 | $ 124,000 |
| Henry County Georgia | 3 | $ 671,000 | $ 223,000 | $ 67,000 |
| Lake County Illinois | 3 | $ 453,000 | $ 151,000 | $ 61,000 |
| Harford County Maryland | 3 | $ 617,000 | $ 205,000 | $ 65,000 |
| Essex County New Jersey | 3 | $ 505,000 | $ 168,000 | $ 32,000 |
| Orange County New York | 3 | $ 595,000 | $ 198,000 | $ 64,000 |
| Rockland County New York | 3 | $ 943,000 | $ 314,000 | $ 93,000 |
| Wake County North Carolina | 3 | $ 554,000 | $ 184,000 | $ 86,000 |
| Philadelphia County Pennsylvania | 3 | $ 407,000 | $ 135,000 | $ 66,000 |
| Richmond City County Virginia | 3 | $ 290,000 | $ 96,000 | $ 40,000 |
| Jefferson County West Virginia | 3 | $ 860,000 | $ 286,000 | $ 86,000 |
| San Bernardino County California | 2 | $ 148,000 | $ 74,000 | $ 54,000 |
| San Diego County California | 2 | $ 1,400,000 | $ 700,000 | $ 368,000 |
| Kent County Delaware | 2 | $ 187,000 | $ 93,000 | $ 54,000 |
| Clay County Florida | 2 | $ 268,000 | $ 134,000 | $ 151,000 |
| Hillsborough County Florida | 2 | $ 744,000 | $ 372,000 | $ 172,000 |
| Miami-Dade County Florida | 2 | $ 462,000 | $ 231,000 | $ 216,000 |
| Cobb County Georgia | 2 | $ 286,000 | $ 143,000 | $ 31,000 |
| Wayne County Georgia | 2 | $ 160,000 | $ 80,000 | $ 86,000 |
| Cook County Illinois | 2 | $ 280,000 | $ 140,000 | $ 36,000 |
| Washtenaw County Michigan | 2 | $ 363,000 | $ 181,000 | $ 58,000 |
| Buchanan County Missouri | 2 | $ 165,000 | $ 82,000 | $ 63,000 |
| Burlington County New Jersey | 2 | $ 352,000 | $ 176,000 | $ 62,000 |
| Hudson County New Jersey | 2 | $ 567,000 | $ 283,000 | $ 25,000 |
| Monmouth County New Jersey | 2 | $ 529,000 | $ 264,000 | $ 84,000 |
| Union County New Jersey | 2 | $ 467,000 | $ 233,000 | $ 0 |
| Albany County New York | 2 | $ 320,000 | $ 160,000 | $ 79,000 |
| Kings County New York | 2 | $ 304,000 | $ 152,000 | $ 49,000 |
| Richmond County New York | 2 | $ 817,000 | $ 408,000 | $ 51,000 |
| Suffolk County New York | 2 | $ 454,000 | $ 227,000 | $ 87,000 |
| Sullivan County New York | 2 | $ 280,000 | $ 140,000 | $ 66,000 |
| Lawrence County Ohio | 2 | $ 622,000 | $ 311,000 | $ 110,000 |
| Centre County Pennsylvania | 2 | $ 287,000 | $ 143,000 | $ 40,000 |
| Delaware County Pennsylvania | 2 | $ 293,000 | $ 146,000 | $ 63,000 |
| York County Pennsylvania | 2 | $ 297,000 | $ 148,000 | $ 75,000 |
| Tarrant County Texas | 2 | $ 286,000 | $ 143,000 | $ 37,000 |
| Washington County Utah | 2 | $ 282,000 | $ 141,000 | $ 53,000 |
| Appomattox County Virginia | 2 | $ 176,000 | $ 88,000 | $ 34,000 |
| Fairfax City County Virginia | 2 | $ 383,000 | $ 191,000 | $ 130,000 |
| Fredericksburg County Virginia | 2 | $ 655,000 | $ 327,000 | $ 43,000 |
| Greene County Virginia | 2 | $ 192,000 | $ 96,000 | $ 67,000 |
| Hanover County Virginia | 2 | $ 215,000 | $ 107,000 | $ 60,000 |
| Orange County Virginia | 2 | $ 623,000 | $ 311,000 | $ 125,000 |
| Westmoreland County Virginia | 2 | $ 384,000 | $ 192,000 | $ 69,000 |
| Winchester County Virginia | 2 | $ 509,000 | $ 254,000 | $ 77,000 |
| Milwaukee County Wisconsin | 2 | $ 249,000 | $ 124,000 | $ 22,000 |
| Dallas County Alabama | 1 | $ 81,000 | $ 81,000 | $ 45,000 |
| Franklin County Alabama | 1 | $ 66,000 | $ 66,000 | $ 25,000 |
| Mobile County Alabama | 1 | $ 83,000 | $ 83,000 | $ 21,000 |
| Pinal County Arizona | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Ventura County California | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 256,000 | $ 256,000 | $ 69,000 |
| New Haven County Connecticut | 1 | $ 197,000 | $ 197,000 | $ 54,000 |
| New Castle County Delaware | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Alachua County Florida | 1 | $ 117,000 | $ 117,000 | $ 41,000 |
| Collier County Florida | 1 | $ 236,000 | $ 236,000 | $ 54,000 |
| Duval County Florida | 1 | $ 101,000 | $ 101,000 | $ 37,000 |
| Escambia County Florida | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Lake County Florida | 1 | $ 129,000 | $ 129,000 | $ 51,000 |
| Lee County Florida | 1 | $ 129,000 | $ 129,000 | $ 72,000 |
| Levy County Florida | 1 | $ 87,000 | $ 87,000 | $ 38,000 |
| Martin County Florida | 1 | $ 99,000 | $ 99,000 | $ 34,000 |
| Santa Rosa County Florida | 1 | $ 302,000 | $ 302,000 | $ 80,000 |
| Volusia County Florida | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Bibb County Georgia | 1 | $ 146,000 | $ 146,000 | $ 74,000 |
| Forsyth County Georgia | 1 | $ 207,000 | $ 207,000 | $ 75,000 |
| Newton County Georgia | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Rockdale County Georgia | 1 | $ 123,000 | $ 123,000 | $ 74,000 |
| Tazewell County Illinois | 1 | $ 131,000 | $ 131,000 | $ 31,000 |
| Vermilion County Illinois | 1 | $ 104,000 | $ 104,000 | $ 78,000 |
| Will County Illinois | 1 | $ 299,000 | $ 299,000 | $ 84,000 |
| Jennings County Indiana | 1 | $ 93,000 | $ 93,000 | $ 43,000 |
| Monroe County Indiana | 1 | $ 119,000 | $ 119,000 | $ 41,000 |
| Morgan County Indiana | 1 | $ 124,000 | $ 124,000 | $ 63,000 |
| Caroline County Maryland | 1 | $ 290,000 | $ 290,000 | $ 74,000 |
| Garrett County Maryland | 1 | $ 760,000 | $ 760,000 | $ 244,000 |
| Queen Anne's County Maryland | 1 | $ 335,000 | $ 335,000 | $ 87,000 |
| Essex County Massachusetts | 1 | $ 276,000 | $ 276,000 | $ 78,000 |
| Middlesex County Massachusetts | 1 | $ 376,000 | $ 376,000 | $ 190,000 |
| St. Louis County Minnesota | 1 | $ 116,000 | $ 116,000 | $ 75,000 |
| Harrison County Mississippi | 1 | $ 89,000 | $ 89,000 | $ 41,000 |
| Washington County Mississippi | 1 | $ 94,000 | $ 94,000 | $ 42,000 |
| St. Louis City County Missouri | 1 | $ 162,000 | $ 162,000 | $ 63,000 |
| Carson City County Nevada | 1 | $ 120,000 | $ 120,000 | $ 26,000 |
| Douglas County Nevada | 1 | $ 185,000 | $ 185,000 | $ 43,000 |
| Humboldt County Nevada | 1 | $ 80,000 | $ 80,000 | $ 40,000 |
| Nye County Nevada | 1 | $ 110,000 | $ 110,000 | $ 41,000 |
| Washoe County Nevada | 1 | $ 188,000 | $ 188,000 | $ 52,000 |
| Strafford County New Hampshire | 1 | $ 189,000 | $ 189,000 | $ 61,000 |
| Atlantic County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Camden County New Jersey | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Cumberland County New Jersey | 1 | $ 266,000 | $ 266,000 | $ 90,000 |
| Gloucester County New Jersey | 1 | $ 166,000 | $ 166,000 | $ 80,000 |
| Mercer County New Jersey | 1 | $ 178,000 | $ 178,000 | $ 54,000 |
| Ocean County New Jersey | 1 | $ 254,000 | $ 254,000 | $ 0 |
| Passaic County New Jersey | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Sussex County New Jersey | 1 | $ 189,000 | $ 189,000 | $ 89,000 |
| Cattaraugus County New York | 1 | $ 73,000 | $ 73,000 | $ 47,000 |
| Columbia County New York | 1 | $ 104,000 | $ 104,000 | $ 62,000 |
| Dutchess County New York | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Greene County New York | 1 | $ 140,000 | $ 140,000 | $ 46,000 |
| Ulster County New York | 1 | $ 291,000 | $ 291,000 | $ 86,000 |
| Westchester County New York | 1 | $ 249,000 | $ 249,000 | $ 79,000 |
| Bladen County North Carolina | 1 | $ 167,000 | $ 167,000 | $ 85,000 |
| Cabarrus County North Carolina | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Carteret County North Carolina | 1 | $ 284,000 | $ 284,000 | $ 288,000 |
| Cumberland County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Dare County North Carolina | 1 | $ 591,000 | $ 591,000 | $ 276,000 |
| Graham County North Carolina | 1 | $ 167,000 | $ 167,000 | $ 44,000 |
| Greene County North Carolina | 1 | $ 16,000 | $ 16,000 | $ 63,000 |
| Iredell County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 39,000 |
| Pender County North Carolina | 1 | $ 86,000 | $ 86,000 | $ 35,000 |
| Robeson County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 63,000 |
| Cuyahoga County Ohio | 1 | $ 94,000 | $ 94,000 | $ 34,000 |
| Wagoner County Oklahoma | 1 | $ 143,000 | $ 143,000 | $ 59,000 |
| Washington County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 39,000 |
| Butler County Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 67,000 |
| Cambria County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 52,000 |
| Chester County Pennsylvania | 1 | $ 158,000 | $ 158,000 | $ 170,000 |
| Franklin County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 77,000 |
| Lehigh County Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 59,000 |
| Luzerne County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 31,000 |
| Montgomery County Pennsylvania | 1 | $ 199,000 | $ 199,000 | $ 61,000 |
| Beaufort County South Carolina | 1 | $ 191,000 | $ 191,000 | $ 107,000 |
| Georgetown County South Carolina | 1 | $ 136,000 | $ 136,000 | $ 118,000 |
| Greenville County South Carolina | 1 | $ 93,000 | $ 93,000 | $ 65,000 |
| Horry County South Carolina | 1 | $ 84,000 | $ 84,000 | $ 101,000 |
| Kershaw County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Lee County South Carolina | 1 | $ 101,000 | $ 101,000 | $ 95,000 |
| Claiborne County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 34,000 |
| Decatur County Tennessee | 1 | $ 83,000 | $ 83,000 | $ 60,000 |
| Marshall County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 33,000 |
| Bexar County Texas | 1 | $ 103,000 | $ 103,000 | $ 54,000 |
| Harris County Texas | 1 | $ 78,000 | $ 78,000 | $ 34,000 |
| Lubbock County Texas | 1 | $ 91,000 | $ 91,000 | $ 111,000 |
| McLennan County Texas | 1 | $ 138,000 | $ 138,000 | $ 102,000 |
| San Patricio County Texas | 1 | $ 122,000 | $ 122,000 | $ 61,000 |
| Smith County Texas | 1 | $ 109,000 | $ 109,000 | $ 42,000 |
| Summit County Utah | 1 | $ 267,000 | $ 267,000 | $ 600,000 |
| Accomack County Virginia | 1 | $ 208,000 | $ 208,000 | $ 195,000 |
| Albemarle County Virginia | 1 | $ 264,000 | $ 264,000 | $ 66,000 |
| Campbell County Virginia | 1 | $ 77,000 | $ 77,000 | $ 19,000 |
| Colonial Heights County Virginia | 1 | $ 79,000 | $ 79,000 | $ 59,000 |
| Falls Church County Virginia | 1 | $ 276,000 | $ 276,000 | $ 148,000 |
| Fluvanna County Virginia | 1 | $ 340,000 | $ 340,000 | $ 263,000 |
| Giles County Virginia | 1 | $ 160,000 | $ 160,000 | $ 34,000 |
| King George County Virginia | 1 | $ 254,000 | $ 254,000 | $ 50,000 |
| Staunton County Virginia | 1 | $ 96,000 | $ 96,000 | $ 176,000 |
| Suffolk County Virginia | 1 | $ 138,000 | $ 138,000 | $ 44,000 |
| Virginia Beach County Virginia | 1 | $ 49,000 | $ 49,000 | $ 117,000 |
| Wise County Virginia | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| Thurston County Washington | 1 | $ 234,000 | $ 234,000 | $ 137,000 |
| Hampshire County West Virginia | 1 | $ 149,000 | $ 149,000 | $ 55,000 |
| Jackson County West Virginia | 1 | $ 132,000 | $ 132,000 | $ 77,000 |
| Summers County West Virginia | 1 | $ 91,000 | $ 91,000 | $ 57,000 |
Mortgage Loan Application Detail Totals for Millennium Capital Inc in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 655 | $151,909,000 | $184,064 | $1,100,000 | $93,387 | $805,000 |
| Refinancing | 384 | $120,199,000 | $212,052 | $20,000,000 | $72,736 | $700,000 |
| Home Improvement | 3 | $983,000 | $317,000 | $488,000 | $102,500 | $156,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 491 | $137,518,000 | $187,343 | $20,000,000 | $81,437 | $805,000 |
| Asian | 167 | $47,910,000 | $230,909 | $943,000 | $135,454 | $744,000 |
| Black or African American | 159 | $33,702,000 | $187,923 | $526,000 | $69,076 | $272,000 |
| Hispanic | 141 | $34,239,000 | $196,615 | $744,000 | $71,153 | $294,000 |
| Not Provided | 62 | $13,281,000 | $205,333 | $1,100,000 | $84,083 | $600,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $6,033,000 | $251,500 | $650,000 | $142,000 | $432,000 |
| American Indian or Alaskan Native | 2 | $408,000 | $204,000 | $328,000 | $98,000 | $175,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 927 | $253,639,000 | $202,730 | $20,000,000 | $94,576 | $805,000 |
| FHA-insured (Federal Housing Administration) | 97 | $15,921,000 | $144,272 | $356,000 | $51,136 | $178,000 |
| VA-guaranteed (Veterans Administration) | 14 | $2,746,000 | $172,400 | $301,000 | $50,800 | $107,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $785,000 | $196,000 | $396,000 | $42,000 | $74,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,009 | $266,250,000 | $184,781 | $20,000,000 | $80,812 | $805,000 |
| Application Withdrawn By Applicant | 16 | $3,160,000 | $205,200 | $440,000 | $80,200 | $168,000 |
| Application Denied By Financial Institution | 12 | $2,212,000 | $198,750 | $344,000 | $48,000 | $114,000 |
| Application Approved But Not Accepted | 5 | $1,469,000 | $304,666 | $408,000 | $105,333 | $163,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 5 | $848,000 | $169,000 | $344,000 | $80,000 | $114,000 |
| Credit History | 4 | $782,000 | $198,666 | $343,000 | $53,666 | $74,000 |
| Unverifiable Information | 2 | $413,000 | $206,500 | $230,000 | $50,500 | $101,000 |
| Debt-To-Income Ratio | 1 | $169,000 | $169,000 | $169,000 | $38,000 | $38,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Millennium Capital Inc's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Millennium Capital Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.