Millennium Home Loans
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Millennium Home Loans 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Millennium Home Loans 8685 West Sahara Ste 280 Las Vegas, NV 89117 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 |
| Total Number of Mortgage Applications | 906 |
| Total Mortgage Loan Application Amount | $187,116,000 |
| Average Mortgage Loan Application Amount | $221,000 |
| Highest Mortgage Loan Application Amount | $2,125,000 |
| Average Applicant Income | $110,666 |
| Highest Applicant Income | $1,740,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Millennium Home Loans. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Millennium Home Loans's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Millennium Home Loans's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Millennium Home Loans serves its applicants.
Each category highlights the total number of mortgage applications processed by Millennium Home Loans, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Millennium Home Loans's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark County Nevada | 313 | $ 72,902,000 | $ 232,000 | $ 110,000 |
| Burlington County New Jersey | 37 | $ 6,881,000 | $ 185,000 | $ 92,000 |
| Camden County New Jersey | 29 | $ 4,805,000 | $ 165,000 | $ 82,000 |
| Okaloosa County Florida | 26 | $ 3,139,000 | $ 120,000 | $ 117,000 |
| Cook County Illinois | 16 | $ 3,932,000 | $ 245,000 | $ 134,000 |
| Gloucester County New Jersey | 13 | $ 2,877,000 | $ 221,000 | $ 100,000 |
| Mercer County New Jersey | 12 | $ 1,880,000 | $ 156,000 | $ 59,000 |
| Maricopa County Arizona | 10 | $ 1,795,000 | $ 179,000 | $ 146,000 |
| Cuyahoga County Ohio | 9 | $ 1,247,000 | $ 138,000 | $ 66,000 |
| Franklin County Ohio | 9 | $ 1,326,000 | $ 147,000 | $ 71,000 |
| Atlantic County New Jersey | 8 | $ 1,837,000 | $ 229,000 | $ 74,000 |
| Ocean County New Jersey | 8 | $ 2,037,000 | $ 254,000 | $ 98,000 |
| Los Angeles County California | 7 | $ 1,842,000 | $ 263,000 | $ 101,000 |
| Philadelphia County Pennsylvania | 7 | $ 941,000 | $ 134,000 | $ 71,000 |
| Salt Lake County Utah | 7 | $ 1,125,000 | $ 160,000 | $ 70,000 |
| Santa Rosa County Florida | 6 | $ 926,000 | $ 154,000 | $ 32,000 |
| Nye County Nevada | 6 | $ 987,000 | $ 164,000 | $ 36,000 |
| Mecklenburg County North Carolina | 6 | $ 912,000 | $ 152,000 | $ 68,000 |
| Travis County Texas | 6 | $ 2,632,000 | $ 438,000 | $ 256,000 |
| San Bernardino County California | 5 | $ 1,510,000 | $ 302,000 | $ 180,000 |
| Clayton County Georgia | 5 | $ 837,000 | $ 167,000 | $ 65,000 |
| Gwinnett County Georgia | 5 | $ 1,207,000 | $ 241,000 | $ 252,000 |
| Will County Illinois | 5 | $ 834,000 | $ 166,000 | $ 108,000 |
| Union County North Carolina | 5 | $ 560,000 | $ 112,000 | $ 58,000 |
| Montgomery County Pennsylvania | 5 | $ 1,347,000 | $ 269,000 | $ 96,000 |
| Fairfield County Connecticut | 4 | $ 1,027,000 | $ 256,000 | $ 110,000 |
| New Haven County Connecticut | 4 | $ 951,000 | $ 237,000 | $ 147,000 |
| Volusia County Florida | 4 | $ 493,000 | $ 123,000 | $ 92,000 |
| DuPage County Illinois | 4 | $ 704,000 | $ 176,000 | $ 75,000 |
| Passaic County New Jersey | 4 | $ 1,077,000 | $ 269,000 | $ 82,000 |
| Caldwell County North Carolina | 4 | $ 262,000 | $ 65,000 | $ 55,000 |
| Stark County Ohio | 4 | $ 269,000 | $ 67,000 | $ 38,000 |
| Horry County South Carolina | 4 | $ 466,000 | $ 116,000 | $ 48,000 |
| Whatcom County Washington | 4 | $ 740,000 | $ 185,000 | $ 194,000 |
| Riverside County California | 3 | $ 715,000 | $ 238,000 | $ 122,000 |
| San Diego County California | 3 | $ 972,000 | $ 324,000 | $ 220,000 |
| Walton County Florida | 3 | $ 378,000 | $ 126,000 | $ 60,000 |
| Fulton County Georgia | 3 | $ 396,000 | $ 132,000 | $ 91,000 |
| Jefferson County Louisiana | 3 | $ 371,000 | $ 123,000 | $ 80,000 |
| Montgomery County Maryland | 3 | $ 1,408,000 | $ 469,000 | $ 171,000 |
| Kent County Michigan | 3 | $ 416,000 | $ 138,000 | $ 117,000 |
| Cumberland County New Jersey | 3 | $ 455,000 | $ 151,000 | $ 54,000 |
| Kings County New York | 3 | $ 955,000 | $ 318,000 | $ 60,000 |
| New York County New York | 3 | $ 1,688,000 | $ 562,000 | $ 287,000 |
| Wagoner County Oklahoma | 3 | $ 301,000 | $ 100,000 | $ 59,000 |
| Washington County Oregon | 3 | $ 675,000 | $ 225,000 | $ 58,000 |
| Davidson County Tennessee | 3 | $ 243,000 | $ 81,000 | $ 39,000 |
| Sumner County Tennessee | 3 | $ 456,000 | $ 152,000 | $ 139,000 |
| Pierce County Washington | 3 | $ 580,000 | $ 193,000 | $ 87,000 |
| Morgan County Alabama | 2 | $ 74,000 | $ 37,000 | $ 200,000 |
| Pinal County Arizona | 2 | $ 358,000 | $ 179,000 | $ 67,000 |
| Yuma County Arizona | 2 | $ 633,000 | $ 316,000 | $ 240,000 |
| Glenn County California | 2 | $ 308,000 | $ 154,000 | $ 41,000 |
| Orange County California | 2 | $ 506,000 | $ 253,000 | $ 141,000 |
| Denver County Colorado | 2 | $ 618,000 | $ 309,000 | $ 300,000 |
| Hartford County Connecticut | 2 | $ 278,000 | $ 139,000 | $ 123,000 |
| Highlands County Florida | 2 | $ 267,000 | $ 133,000 | $ 225,000 |
| Palm Beach County Florida | 2 | $ 155,000 | $ 77,000 | $ 46,000 |
| Polk County Florida | 2 | $ 364,000 | $ 182,000 | $ 133,000 |
| Chatham County Georgia | 2 | $ 1,640,000 | $ 820,000 | $ 366,000 |
| Cobb County Georgia | 2 | $ 390,000 | $ 195,000 | $ 164,000 |
| Newton County Georgia | 2 | $ 311,000 | $ 155,000 | $ 91,000 |
| Lake County Illinois | 2 | $ 606,000 | $ 303,000 | $ 90,000 |
| Lake County Indiana | 2 | $ 188,000 | $ 94,000 | $ 124,000 |
| Spencer County Kentucky | 2 | $ 110,000 | $ 55,000 | $ 98,000 |
| St. Tammany County Louisiana | 2 | $ 549,000 | $ 274,000 | $ 123,000 |
| Penobscot County Maine | 2 | $ 991,000 | $ 495,000 | $ 144,000 |
| Prince George's County Maryland | 2 | $ 733,000 | $ 366,000 | $ 66,000 |
| Hampshire County Massachusetts | 2 | $ 280,000 | $ 140,000 | $ 91,000 |
| Worcester County Massachusetts | 2 | $ 625,000 | $ 312,000 | $ 270,000 |
| Isabella County Michigan | 2 | $ 265,000 | $ 132,000 | $ 131,000 |
| Washtenaw County Michigan | 2 | $ 492,000 | $ 246,000 | $ 66,000 |
| Wayne County Michigan | 2 | $ 159,000 | $ 79,000 | $ 50,000 |
| Clay County Missouri | 2 | $ 105,000 | $ 52,000 | $ 48,000 |
| Buffalo County Nebraska | 2 | $ 113,000 | $ 56,000 | $ 72,000 |
| Bergen County New Jersey | 2 | $ 765,000 | $ 382,000 | $ 147,000 |
| Essex County New Jersey | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Middlesex County New Jersey | 2 | $ 624,000 | $ 312,000 | $ 76,000 |
| Sussex County New Jersey | 2 | $ 347,000 | $ 173,000 | $ 68,000 |
| Union County New Jersey | 2 | $ 455,000 | $ 227,000 | $ 108,000 |
| Bernalillo County New Mexico | 2 | $ 235,000 | $ 117,000 | $ 106,000 |
| Erie County New York | 2 | $ 176,000 | $ 88,000 | $ 54,000 |
| Catawba County North Carolina | 2 | $ 246,000 | $ 123,000 | $ 106,000 |
| Forsyth County North Carolina | 2 | $ 1,386,000 | $ 693,000 | $ 468,000 |
| Gaston County North Carolina | 2 | $ 193,000 | $ 96,000 | $ 371,000 |
| Wake County North Carolina | 2 | $ 506,000 | $ 253,000 | $ 102,000 |
| Ashland County Ohio | 2 | $ 331,000 | $ 165,000 | $ 84,000 |
| Hamilton County Ohio | 2 | $ 259,000 | $ 129,000 | $ 70,000 |
| Mahoning County Ohio | 2 | $ 102,000 | $ 51,000 | $ 86,000 |
| Perry County Ohio | 2 | $ 79,000 | $ 39,000 | $ 33,000 |
| Adair County Oklahoma | 2 | $ 126,000 | $ 63,000 | $ 46,000 |
| Multnomah County Oregon | 2 | $ 701,000 | $ 350,000 | $ 132,000 |
| Bucks County Pennsylvania | 2 | $ 472,000 | $ 236,000 | $ 128,000 |
| Lackawanna County Pennsylvania | 2 | $ 71,000 | $ 35,000 | $ 36,000 |
| Jasper County South Carolina | 2 | $ 130,000 | $ 65,000 | $ 42,000 |
| Richland County South Carolina | 2 | $ 137,000 | $ 68,000 | $ 33,000 |
| Denton County Texas | 2 | $ 104,000 | $ 52,000 | $ 129,000 |
| Accomack County Virginia | 2 | $ 149,000 | $ 74,000 | $ 45,000 |
| Chesterfield County Virginia | 2 | $ 500,000 | $ 250,000 | $ 164,000 |
| Fairfax County Virginia | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Lynchburg County Virginia | 2 | $ 81,000 | $ 40,000 | $ 42,000 |
| Staunton County Virginia | 2 | $ 260,000 | $ 130,000 | $ 64,000 |
| Spokane County Washington | 2 | $ 179,000 | $ 89,000 | $ 63,000 |
| Chippewa County Wisconsin | 2 | $ 945,000 | $ 472,000 | $ 661,000 |
| Dallas County Alabama | 1 | $ 104,000 | $ 104,000 | $ 25,000 |
| Jefferson County Alabama | 1 | $ 228,000 | $ 228,000 | $ 100,000 |
| Walker County Alabama | 1 | $ 94,000 | $ 94,000 | $ 36,000 |
| Mohave County Arizona | 1 | $ 140,000 | $ 140,000 | $ 42,000 |
| Amador County California | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Contra Costa County California | 1 | $ 168,000 | $ 168,000 | $ 245,000 |
| Inyo County California | 1 | $ 97,000 | $ 97,000 | $ 28,000 |
| Madera County California | 1 | $ 250,000 | $ 250,000 | $ 82,000 |
| Monterey County California | 1 | $ 250,000 | $ 250,000 | $ 72,000 |
| San Joaquin County California | 1 | $ 520,000 | $ 520,000 | $ 113,000 |
| Eagle County Colorado | 1 | $ 1,250,000 | $ 1,250,000 | $ 1,560,000 |
| Litchfield County Connecticut | 1 | $ 290,000 | $ 290,000 | $ 107,000 |
| New Castle County Delaware | 1 | $ 172,000 | $ 172,000 | $ 42,000 |
| Sussex County Delaware | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| District of Columbia County District Of Columbia | 1 | $ 435,000 | $ 435,000 | $ 216,000 |
| Escambia County Florida | 1 | $ 126,000 | $ 126,000 | $ 37,000 |
| Leon County Florida | 1 | $ 160,000 | $ 160,000 | $ 87,000 |
| Miami-Dade County Florida | 1 | $ 240,000 | $ 240,000 | $ 84,000 |
| Monroe County Florida | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Pinellas County Florida | 1 | $ 181,000 | $ 181,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 150,000 | $ 150,000 | $ 33,000 |
| Bryan County Georgia | 1 | $ 127,000 | $ 127,000 | $ 43,000 |
| DeKalb County Georgia | 1 | $ 104,000 | $ 104,000 | $ 107,000 |
| Bonner County Idaho | 1 | $ 130,000 | $ 130,000 | $ 63,000 |
| Bonneville County Idaho | 1 | $ 170,000 | $ 170,000 | $ 160,000 |
| Kane County Illinois | 1 | $ 130,000 | $ 130,000 | $ 87,000 |
| Winnebago County Illinois | 1 | $ 108,000 | $ 108,000 | $ 43,000 |
| Marion County Indiana | 1 | $ 162,000 | $ 162,000 | $ 48,000 |
| Porter County Indiana | 1 | $ 104,000 | $ 104,000 | $ 54,000 |
| Anderson County Kansas | 1 | $ 48,000 | $ 48,000 | $ 26,000 |
| Christian County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 36,000 |
| Lafayette County Louisiana | 1 | $ 217,000 | $ 217,000 | $ 77,000 |
| Anne Arundel County Maryland | 1 | $ 175,000 | $ 175,000 | $ 38,000 |
| Baltimore City County Maryland | 1 | $ 52,000 | $ 52,000 | $ 119,000 |
| St. Mary's County Maryland | 1 | $ 91,000 | $ 91,000 | $ 20,000 |
| Washington County Maryland | 1 | $ 268,000 | $ 268,000 | $ 100,000 |
| Berkshire County Massachusetts | 1 | $ 230,000 | $ 230,000 | $ 199,000 |
| Franklin County Massachusetts | 1 | $ 143,000 | $ 143,000 | $ 52,000 |
| Middlesex County Massachusetts | 1 | $ 244,000 | $ 244,000 | $ 107,000 |
| Genesee County Michigan | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
| Iosco County Michigan | 1 | $ 2,125,000 | $ 2,125,000 | $ 480,000 |
| Macomb County Michigan | 1 | $ 207,000 | $ 207,000 | $ 74,000 |
| Ottawa County Michigan | 1 | $ 90,000 | $ 90,000 | $ 39,000 |
| Hancock County Mississippi | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Hinds County Mississippi | 1 | $ 32,000 | $ 32,000 | $ 140,000 |
| Benton County Missouri | 1 | $ 114,000 | $ 114,000 | $ 48,000 |
| Ravalli County Montana | 1 | $ 150,000 | $ 150,000 | $ 236,000 |
| Carson City County Nevada | 1 | $ 280,000 | $ 280,000 | $ 80,000 |
| Douglas County Nevada | 1 | $ 280,000 | $ 280,000 | $ 54,000 |
| Elko County Nevada | 1 | $ 35,000 | $ 35,000 | $ 81,000 |
| Lyon County Nevada | 1 | $ 272,000 | $ 272,000 | $ 72,000 |
| Cape May County New Jersey | 1 | $ 140,000 | $ 140,000 | $ 48,000 |
| Monmouth County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Salem County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Somerset County New Jersey | 1 | $ 187,000 | $ 187,000 | $ 98,000 |
| Warren County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| San Juan County New Mexico | 1 | $ 126,000 | $ 126,000 | $ 68,000 |
| Bronx County New York | 1 | $ 280,000 | $ 280,000 | $ 62,000 |
| Chautauqua County New York | 1 | $ 97,000 | $ 97,000 | $ 88,000 |
| Greene County New York | 1 | $ 130,000 | $ 130,000 | $ 84,000 |
| Oneida County New York | 1 | $ 138,000 | $ 138,000 | $ 222,000 |
| Onondaga County New York | 1 | $ 211,000 | $ 211,000 | $ 70,000 |
| Rensselaer County New York | 1 | $ 104,000 | $ 104,000 | $ 28,000 |
| Richmond County New York | 1 | $ 150,000 | $ 150,000 | $ 111,000 |
| Suffolk County New York | 1 | $ 324,000 | $ 324,000 | $ 52,000 |
| Westchester County New York | 1 | $ 595,000 | $ 595,000 | $ 176,000 |
| Anson County North Carolina | 1 | $ 62,000 | $ 62,000 | $ 34,000 |
| Cleveland County North Carolina | 1 | $ 81,000 | $ 81,000 | $ 130,000 |
| Durham County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 157,000 |
| Guilford County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 58,000 |
| Lincoln County North Carolina | 1 | $ 42,000 | $ 42,000 | $ 40,000 |
| Montgomery County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 240,000 |
| Nash County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Vance County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 32,000 |
| Butler County Ohio | 1 | $ 30,000 | $ 30,000 | $ 52,000 |
| Delaware County Ohio | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Fairfield County Ohio | 1 | $ 98,000 | $ 98,000 | $ 36,000 |
| Lake County Ohio | 1 | $ 167,000 | $ 167,000 | $ 65,000 |
| Lawrence County Ohio | 1 | $ 83,000 | $ 83,000 | $ 52,000 |
| Marion County Ohio | 1 | $ 96,000 | $ 96,000 | $ 42,000 |
| Montgomery County Ohio | 1 | $ 106,000 | $ 106,000 | $ 42,000 |
| Morrow County Ohio | 1 | $ 97,000 | $ 97,000 | $ 35,000 |
| Summit County Ohio | 1 | $ 52,000 | $ 52,000 | $ 92,000 |
| Trumbull County Ohio | 1 | $ 80,000 | $ 80,000 | $ 19,000 |
| Columbia County Oregon | 1 | $ 238,000 | $ 238,000 | $ 82,000 |
| Yamhill County Oregon | 1 | $ 212,000 | $ 212,000 | $ 84,000 |
| Cambria County Pennsylvania | 1 | $ 171,000 | $ 171,000 | $ 95,000 |
| Chester County Pennsylvania | 1 | $ 117,000 | $ 117,000 | $ 78,000 |
| Luzerne County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
| Northampton County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 104,000 |
| York County Pennsylvania | 1 | $ 414,000 | $ 414,000 | $ 135,000 |
| Kent County Rhode Island | 1 | $ 98,000 | $ 98,000 | $ 58,000 |
| Florence County South Carolina | 1 | $ 320,000 | $ 320,000 | $ 180,000 |
| Georgetown County South Carolina | 1 | $ 141,000 | $ 141,000 | $ 90,000 |
| Oconee County South Carolina | 1 | $ 112,000 | $ 112,000 | $ 54,000 |
| Pennington County South Dakota | 1 | $ 112,000 | $ 112,000 | $ 104,000 |
| Decatur County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 70,000 |
| Montgomery County Tennessee | 1 | $ 119,000 | $ 119,000 | $ 99,000 |
| Wilson County Tennessee | 1 | $ 126,000 | $ 126,000 | $ 50,000 |
| Bell County Texas | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Chambers County Texas | 1 | $ 270,000 | $ 270,000 | $ 102,000 |
| Dallas County Texas | 1 | $ 87,000 | $ 87,000 | $ 29,000 |
| Harris County Texas | 1 | $ 122,000 | $ 122,000 | $ 85,000 |
| McLennan County Texas | 1 | $ 101,000 | $ 101,000 | $ 67,000 |
| Tarrant County Texas | 1 | $ 150,000 | $ 150,000 | $ 198,000 |
| Kane County Utah | 1 | $ 144,000 | $ 144,000 | $ 120,000 |
| Tooele County Utah | 1 | $ 159,000 | $ 159,000 | $ 48,000 |
| Utah County Utah | 1 | $ 355,000 | $ 355,000 | $ 90,000 |
| Bedford County Virginia | 1 | $ 148,000 | $ 148,000 | $ 50,000 |
| Henrico County Virginia | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Clark County Washington | 1 | $ 80,000 | $ 80,000 | $ 552,000 |
| Grays Harbor County Washington | 1 | $ 60,000 | $ 60,000 | $ 35,000 |
| King County Washington | 1 | $ 305,000 | $ 305,000 | $ 60,000 |
| Kitsap County Washington | 1 | $ 270,000 | $ 270,000 | $ 84,000 |
| Mason County Washington | 1 | $ 82,000 | $ 82,000 | $ 19,000 |
| Pacific County Washington | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Skagit County Washington | 1 | $ 240,000 | $ 240,000 | $ 78,000 |
| Skamania County Washington | 1 | $ 197,000 | $ 197,000 | $ 87,000 |
| Whitman County Washington | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Barbour County West Virginia | 1 | $ 72,000 | $ 72,000 | $ 80,000 |
| Milwaukee County Wisconsin | 1 | $ 84,000 | $ 84,000 | $ 37,000 |
Mortgage Loan Application Detail Totals for Millennium Home Loans in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 683 | $145,299,000 | $212,000 | $2,016,000 | $106,000 | $1,740,000 |
| Home Purchase | 221 | $41,287,000 | $186,000 | $2,125,000 | $161,000 | $1,560,000 |
| Home Improvement | 2 | $530,000 | $265,000 | $305,000 | $65,000 | $73,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 453 | $91,953,000 | $202,000 | $2,125,000 | $111,000 | $1,740,000 |
| Not Provided | 214 | $46,200,000 | $215,000 | $1,260,000 | $165,000 | $1,560,000 |
| Black or African American | 107 | $20,203,000 | $188,000 | $1,000,000 | $91,000 | $1,440,000 |
| Hispanic | 90 | $20,091,000 | $223,000 | $960,000 | $99,000 | $600,000 |
| Asian | 33 | $7,303,000 | $221,000 | $412,000 | $93,000 | $222,000 |
| American Indian or Alaskan Native | 7 | $1,123,000 | $160,000 | $549,000 | $127,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $243,000 | $121,000 | $162,000 | $86,000 | $100,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 906 | $187,116,000 | $206,000 | $2,125,000 | $120,000 | $1,740,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 455 | $102,609,000 | $225,000 | $2,125,000 | $142,000 | $1,740,000 |
| Loan Originated | 261 | $47,392,000 | $181,000 | $1,000,000 | $85,000 | $516,000 |
| Application Denied By Financial Institution | 164 | $31,757,000 | $193,000 | $596,000 | $118,000 | $1,440,000 |
| Application Approved But Not Accepted | 26 | $5,358,000 | $206,000 | $368,000 | $87,000 | $220,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 116 | $21,595,000 | $186,000 | $596,000 | $129,000 | $1,440,000 |
| Other | 23 | $4,686,000 | $203,000 | $595,000 | $119,000 | $600,000 |
| Collateral | 11 | $2,079,000 | $189,000 | $508,000 | $49,000 | $180,000 |
| Debt-To-Income Ratio | 7 | $1,552,000 | $221,000 | $400,000 | $59,000 | $108,000 |
| Unverifiable Information | 3 | $747,000 | $249,000 | $272,000 | $117,000 | $167,000 |
| Employment History | 2 | $706,000 | $353,000 | $398,000 | $102,000 | $124,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $392,000 | $196,000 | $350,000 | $98,000 | $156,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Millennium Home Loans's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Millennium Home Loans's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nevada, download the full spreadsheet
with aggregated HMDA statistics today.