Mlb Residential Lending, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Mlb Residential Lending, Llc 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mlb Residential Lending, Llc 51 Commerce St Springfield, NJ 07081 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2015 |
| Total Number of Mortgage Applications | 1,562 |
| Total Mortgage Loan Application Amount | $570,320,000 |
| Average Mortgage Loan Application Amount | $340,000 |
| Highest Mortgage Loan Application Amount | $1,745,000 |
| Average Applicant Income | $113,666 |
| Highest Applicant Income | $3,535,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Mlb Residential Lending, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mlb Residential Lending, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Mlb Residential Lending, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mlb Residential Lending, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Mlb Residential Lending, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mlb Residential Lending, Llc's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Union County New Jersey | 178 | $ 74,100,000 | $ 416,000 | $ 118,000 |
| Middlesex County New Jersey | 147 | $ 50,915,000 | $ 346,000 | $ 99,000 |
| Essex County New Jersey | 142 | $ 57,060,000 | $ 401,000 | $ 107,000 |
| Bergen County New Jersey | 103 | $ 50,495,000 | $ 490,000 | $ 158,000 |
| Passaic County New Jersey | 64 | $ 24,750,000 | $ 386,000 | $ 107,000 |
| Somerset County New Jersey | 61 | $ 23,405,000 | $ 383,000 | $ 123,000 |
| Sussex County New Jersey | 51 | $ 15,625,000 | $ 306,000 | $ 121,000 |
| Cook County Illinois | 44 | $ 11,740,000 | $ 266,000 | $ 78,000 |
| Morris County New Jersey | 42 | $ 18,220,000 | $ 433,000 | $ 214,000 |
| Hudson County New Jersey | 33 | $ 14,075,000 | $ 426,000 | $ 161,000 |
| Suffolk County New York | 33 | $ 15,425,000 | $ 467,000 | $ 135,000 |
| Monmouth County New Jersey | 28 | $ 10,440,000 | $ 372,000 | $ 113,000 |
| Nassau County New York | 25 | $ 12,685,000 | $ 507,000 | $ 132,000 |
| Queens County New York | 23 | $ 13,395,000 | $ 582,000 | $ 154,000 |
| Philadelphia County Pennsylvania | 23 | $ 5,045,000 | $ 219,000 | $ 72,000 |
| Ocean County New Jersey | 22 | $ 6,480,000 | $ 294,000 | $ 103,000 |
| Burlington County New Jersey | 19 | $ 5,005,000 | $ 263,000 | $ 102,000 |
| Mercer County New Jersey | 19 | $ 5,705,000 | $ 300,000 | $ 109,000 |
| Warren County New Jersey | 19 | $ 5,855,000 | $ 308,000 | $ 101,000 |
| Dutchess County New York | 18 | $ 5,500,000 | $ 305,000 | $ 116,000 |
| Westchester County New York | 18 | $ 9,300,000 | $ 516,000 | $ 194,000 |
| Hillsborough County Florida | 17 | $ 4,965,000 | $ 292,000 | $ 74,000 |
| Schenectady County New York | 17 | $ 3,245,000 | $ 190,000 | $ 64,000 |
| Orange County Florida | 16 | $ 3,840,000 | $ 240,000 | $ 60,000 |
| Polk County Florida | 15 | $ 4,025,000 | $ 268,000 | $ 77,000 |
| New Castle County Delaware | 11 | $ 3,205,000 | $ 291,000 | $ 85,000 |
| Will County Illinois | 11 | $ 2,815,000 | $ 255,000 | $ 68,000 |
| Hunterdon County New Jersey | 11 | $ 4,885,000 | $ 444,000 | $ 164,000 |
| Kings County New York | 11 | $ 5,185,000 | $ 471,000 | $ 139,000 |
| Monroe County Pennsylvania | 10 | $ 2,370,000 | $ 237,000 | $ 112,000 |
| Fairfield County Connecticut | 9 | $ 3,745,000 | $ 416,000 | $ 106,000 |
| Atlantic County New Jersey | 9 | $ 1,725,000 | $ 191,000 | $ 79,000 |
| Delaware County Pennsylvania | 9 | $ 2,205,000 | $ 245,000 | $ 93,000 |
| New Haven County Connecticut | 8 | $ 2,020,000 | $ 252,000 | $ 70,000 |
| Osceola County Florida | 8 | $ 2,490,000 | $ 311,000 | $ 71,000 |
| Camden County New Jersey | 8 | $ 2,480,000 | $ 310,000 | $ 136,000 |
| Bronx County New York | 8 | $ 4,120,000 | $ 515,000 | $ 141,000 |
| Richmond County New York | 8 | $ 4,920,000 | $ 615,000 | $ 177,000 |
| Albany County New York | 7 | $ 1,745,000 | $ 249,000 | $ 89,000 |
| Northampton County Pennsylvania | 7 | $ 1,895,000 | $ 270,000 | $ 116,000 |
| Marion County Florida | 6 | $ 1,570,000 | $ 261,000 | $ 57,000 |
| Fulton County New York | 6 | $ 1,090,000 | $ 181,000 | $ 134,000 |
| Orange County New York | 6 | $ 2,150,000 | $ 358,000 | $ 132,000 |
| Cuyahoga County Ohio | 6 | $ 840,000 | $ 140,000 | $ 55,000 |
| Montgomery County Pennsylvania | 6 | $ 1,970,000 | $ 328,000 | $ 113,000 |
| Rockland County New York | 5 | $ 2,295,000 | $ 459,000 | $ 131,000 |
| Ulster County New York | 5 | $ 1,255,000 | $ 251,000 | $ 84,000 |
| Lackawanna County Pennsylvania | 5 | $ 675,000 | $ 135,000 | $ 79,000 |
| Bay County Florida | 4 | $ 940,000 | $ 235,000 | $ 70,000 |
| Broward County Florida | 4 | $ 1,520,000 | $ 380,000 | $ 113,000 |
| Charlotte County Florida | 4 | $ 1,390,000 | $ 347,000 | $ 99,000 |
| Hernando County Florida | 4 | $ 1,400,000 | $ 350,000 | $ 68,000 |
| Miami-Dade County Florida | 4 | $ 1,650,000 | $ 412,000 | $ 116,000 |
| Palm Beach County Florida | 4 | $ 1,110,000 | $ 277,000 | $ 71,000 |
| Pinellas County Florida | 4 | $ 1,290,000 | $ 322,000 | $ 91,000 |
| DuPage County Illinois | 4 | $ 1,110,000 | $ 277,000 | $ 54,000 |
| Kane County Illinois | 4 | $ 1,020,000 | $ 255,000 | $ 86,000 |
| Gloucester County New Jersey | 4 | $ 1,450,000 | $ 362,000 | $ 163,000 |
| Saratoga County New York | 4 | $ 880,000 | $ 220,000 | $ 55,000 |
| Harris County Texas | 4 | $ 1,270,000 | $ 317,000 | $ 105,000 |
| Citrus County Florida | 3 | $ 655,000 | $ 218,000 | $ 69,000 |
| Sarasota County Florida | 3 | $ 965,000 | $ 321,000 | $ 180,000 |
| St. Lucie County Florida | 3 | $ 1,205,000 | $ 401,000 | $ 100,000 |
| Cumberland County New Jersey | 3 | $ 495,000 | $ 165,000 | $ 68,000 |
| Montgomery County New York | 3 | $ 545,000 | $ 181,000 | $ 67,000 |
| Putnam County New York | 3 | $ 1,465,000 | $ 488,000 | $ 134,000 |
| Rensselaer County New York | 3 | $ 745,000 | $ 248,000 | $ 90,000 |
| Chester County Pennsylvania | 3 | $ 445,000 | $ 148,000 | $ 54,000 |
| Lehigh County Pennsylvania | 3 | $ 725,000 | $ 241,000 | $ 89,000 |
| Pike County Pennsylvania | 3 | $ 785,000 | $ 261,000 | $ 105,000 |
| Kent County Delaware | 2 | $ 560,000 | $ 280,000 | $ 77,000 |
| Flagler County Florida | 2 | $ 650,000 | $ 325,000 | $ 53,000 |
| Lee County Florida | 2 | $ 610,000 | $ 305,000 | $ 125,000 |
| Martin County Florida | 2 | $ 730,000 | $ 365,000 | $ 75,000 |
| Pasco County Florida | 2 | $ 480,000 | $ 240,000 | $ 139,000 |
| Kendall County Illinois | 2 | $ 640,000 | $ 320,000 | $ 96,000 |
| Lake County Illinois | 2 | $ 310,000 | $ 155,000 | $ 32,000 |
| Broome County New York | 2 | $ 390,000 | $ 195,000 | $ 72,000 |
| Sullivan County New York | 2 | $ 670,000 | $ 335,000 | $ 88,000 |
| Summit County Ohio | 2 | $ 220,000 | $ 110,000 | $ 34,000 |
| Bucks County Pennsylvania | 2 | $ 470,000 | $ 235,000 | $ 60,000 |
| Luzerne County Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 38,000 |
| Wayne County Pennsylvania | 2 | $ 380,000 | $ 190,000 | $ 152,000 |
| Arapahoe County Colorado | 1 | $ 325,000 | $ 325,000 | $ 140,000 |
| Hartford County Connecticut | 1 | $ 305,000 | $ 305,000 | $ 162,000 |
| Middlesex County Connecticut | 1 | $ 295,000 | $ 295,000 | $ 83,000 |
| Sussex County Delaware | 1 | $ 305,000 | $ 305,000 | $ 43,000 |
| Clay County Florida | 1 | $ 385,000 | $ 385,000 | $ 111,000 |
| Duval County Florida | 1 | $ 205,000 | $ 205,000 | $ 46,000 |
| Highlands County Florida | 1 | $ 255,000 | $ 255,000 | $ 109,000 |
| Lake County Florida | 1 | $ 325,000 | $ 325,000 | $ 51,000 |
| Leon County Florida | 1 | $ 145,000 | $ 145,000 | $ 113,000 |
| Manatee County Florida | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Putnam County Florida | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Seminole County Florida | 1 | $ 305,000 | $ 305,000 | $ 70,000 |
| St. Johns County Florida | 1 | $ 255,000 | $ 255,000 | $ 64,000 |
| Volusia County Florida | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| DeKalb County Illinois | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Greene County Illinois | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Winnebago County Illinois | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Harford County Maryland | 1 | $ 265,000 | $ 265,000 | $ 91,000 |
| Prince George's County Maryland | 1 | $ 395,000 | $ 395,000 | $ 80,000 |
| Shiawassee County Michigan | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Salem County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Clinton County New York | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Erie County New York | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Monroe County New York | 1 | $ 255,000 | $ 255,000 | $ 67,000 |
| New York County New York | 1 | $ 565,000 | $ 565,000 | $ 119,000 |
| Canadian County Oklahoma | 1 | $ 335,000 | $ 335,000 | $ 96,000 |
| Berks County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 63,000 |
| Centre County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Franklin County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Lycoming County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Schuylkill County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Coryell County Texas | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| Ellis County Texas | 1 | $ 455,000 | $ 455,000 | $ 126,000 |
| Fort Bend County Texas | 1 | $ 355,000 | $ 355,000 | $ 91,000 |
| Smith County Texas | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Williamson County Texas | 1 | $ 335,000 | $ 335,000 | $ 105,000 |
Mortgage Loan Application Detail Totals for Mlb Residential Lending, Llc in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,215 | $459,065,000 | $377,000 | $1,745,000 | $113,000 | $3,535,000 |
| Cash-out Refinancing | 239 | $76,245,000 | $319,000 | $1,405,000 | $112,000 | $446,000 |
| Refinancing | 108 | $35,010,000 | $324,000 | $1,275,000 | $116,000 | $427,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 710 | $268,520,000 | $378,000 | $975,000 | $109,000 | $1,482,000 |
| White | 396 | $137,900,000 | $348,000 | $1,745,000 | $131,000 | $3,535,000 |
| Black or African American | 377 | $131,625,000 | $349,000 | $875,000 | $101,000 | $279,000 |
| Asian | 51 | $21,045,000 | $412,000 | $975,000 | $133,000 | $316,000 |
| Not Provided | 13 | $4,575,000 | $351,000 | $725,000 | $97,000 | $160,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $745,000 | $248,000 | $425,000 | $76,000 | $110,000 |
| American Indian or Alaskan Native | 1 | $345,000 | $345,000 | $345,000 | $53,000 | $53,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 785 | $281,065,000 | $358,000 | $1,745,000 | $129,000 | $3,535,000 |
| FHA-insured (Federal Housing Administration) | 733 | $271,835,000 | $370,000 | $985,000 | $97,000 | $494,000 |
| VA-guaranteed (Veterans Administration) | 40 | $16,790,000 | $419,000 | $805,000 | $114,000 | $256,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $630,000 | $157,000 | $185,000 | $47,000 | $97,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 902 | $330,150,000 | $366,000 | $975,000 | $114,000 | $1,482,000 |
| Application Withdrawn By Applicant | 262 | $93,000,000 | $354,000 | $1,745,000 | $121,000 | $3,535,000 |
| File Closed For Incompleteness | 168 | $64,740,000 | $385,000 | $1,405,000 | $112,000 | $434,000 |
| Application Denied By Financial Institution | 122 | $39,380,000 | $322,000 | $985,000 | $93,000 | $493,000 |
| Application Approved But Not Accepted | 108 | $43,050,000 | $398,000 | $745,000 | $115,000 | $317,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,440 | $530,940,000 | $368,000 | $1,745,000 | $115,000 | $3,535,000 |
| Debt-To-Income Ratio | 53 | $17,995,000 | $339,000 | $795,000 | $75,000 | $154,000 |
| Other | 21 | $6,335,000 | $301,000 | $805,000 | $101,000 | $184,000 |
| Collateral | 17 | $4,885,000 | $287,000 | $625,000 | $101,000 | $169,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $4,320,000 | $360,000 | $815,000 | $112,000 | $233,000 |
| Credit History | 12 | $3,870,000 | $322,000 | $985,000 | $150,000 | $493,000 |
| Employment History | 4 | $1,110,000 | $277,000 | $405,000 | $68,000 | $105,000 |
| Unverifiable Information | 3 | $865,000 | $288,000 | $345,000 | $68,000 | $80,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mlb Residential Lending, Llc's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mlb Residential Lending, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.