The Moneyhouse Inc. Mortgage Lending & HMDA Data, 2023

In 2023, The Moneyhouse Inc. of San Juan, PR reported 2,748 mortgage applications totaling $432.4 million, down 9% from 2022. The average application was for $157,358, and applicants reported an average income of $56,949. 39% of its applications resulted in an originated loan and 6% were denied. Its largest markets were San Juan-Carolina-Caguas, PR (1,875), Ponce, PR (140) and Arecibo, PR (89) (applications in parentheses).

Mortgage Company & Address The Moneyhouse Inc.
#52 Calle Paseo Covandonga
San Juan, PR 00901
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,748
Total Mortgage Loan Application Amount $432,420,000
Average Mortgage Loan Application Amount $157,358
Highest Mortgage Loan Application Amount $735,000
Average Applicant Income $56,949
Highest Applicant Income $677,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Moneyhouse Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for The Moneyhouse Inc. by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bayamon, Puerto Rico 262 $ 36,500,000 $ 139,312 $ 46,000
San Juan, Puerto Rico 249 $ 37,505,000 $ 150,622 $ 71,000
Carolina, Puerto Rico 198 $ 31,620,000 $ 159,696 $ 63,000
Caguas, Puerto Rico 174 $ 24,630,000 $ 141,551 $ 58,000
Ponce, Puerto Rico 106 $ 16,570,000 $ 156,320 $ 43,000
Toa Baja, Puerto Rico 83 $ 11,565,000 $ 139,337 $ 47,000
Trujillo Alto, Puerto Rico 65 $ 11,745,000 $ 180,692 $ 51,000
Arecibo, Puerto Rico 60 $ 8,580,000 $ 143,000 $ 76,000
Guaynabo, Puerto Rico 60 $ 10,660,000 $ 177,666 $ 112,000
Humacao, Puerto Rico 57 $ 7,895,000 $ 138,508 $ 64,000
Toa Alta, Puerto Rico 57 $ 8,815,000 $ 154,649 $ 67,000
Rio Grande, Puerto Rico 52 $ 7,190,000 $ 138,269 $ 45,000
Gurabo, Puerto Rico 49 $ 7,235,000 $ 147,653 $ 72,000
Canovanas, Puerto Rico 45 $ 7,445,000 $ 165,444 $ 63,000
Vega Baja, Puerto Rico 45 $ 6,785,000 $ 150,777 $ 57,000
Fajardo, Puerto Rico 44 $ 5,330,000 $ 121,136 $ 51,000
Guayama, Puerto Rico 44 $ 5,660,000 $ 128,636 $ 37,000
Juncos, Puerto Rico 41 $ 5,005,000 $ 122,073 $ 37,000
Las Piedras, Puerto Rico 41 $ 5,515,000 $ 134,512 $ 40,000
Los Angeles, California 40 $ 13,480,000 $ 337,000 $ 0
Naguabo, Puerto Rico 34 $ 4,300,000 $ 126,470 $ 45,000
Cayey, Puerto Rico 30 $ 4,740,000 $ 158,000 $ 49,000
San Lorenzo, Puerto Rico 28 $ 3,490,000 $ 124,642 $ 32,000
Dorado, Puerto Rico 26 $ 4,220,000 $ 162,307 $ 97,000
Cidra, Puerto Rico 25 $ 3,365,000 $ 134,600 $ 69,000
Juana Diaz, Puerto Rico 25 $ 3,895,000 $ 155,800 $ 45,000
Mayaguez, Puerto Rico 24 $ 3,490,000 $ 145,416 $ 45,000
Salinas, Puerto Rico 24 $ 3,650,000 $ 152,083 $ 33,000
Arroyo, Puerto Rico 23 $ 3,145,000 $ 136,739 $ 32,000
Manati, Puerto Rico 23 $ 2,685,000 $ 116,739 $ 43,000
Miami-Dade, Florida 20 $ 5,080,000 $ 254,000 $ 0
Catano, Puerto Rico 19 $ 2,185,000 $ 115,000 $ 36,000
Vega Alta, Puerto Rico 19 $ 2,825,000 $ 148,684 $ 102,000
Yauco, Puerto Rico 19 $ 2,155,000 $ 113,421 $ 36,000
Orange, California 18 $ 5,180,000 $ 287,777 $ 0
Cabo Rojo, Puerto Rico 18 $ 2,690,000 $ 149,444 $ 73,000
Lajas, Puerto Rico 18 $ 2,330,000 $ 129,444 $ 34,000
Barceloneta, Puerto Rico 16 $ 2,430,000 $ 151,875 $ 119,000
Coamo, Puerto Rico 15 $ 2,985,000 $ 199,000 $ 40,000
Yabucoa, Puerto Rico 15 $ 2,195,000 $ 146,333 $ 45,000
Hatillo, Puerto Rico 14 $ 2,720,000 $ 194,285 $ 44,000
San Bernardino, California 13 $ 2,605,000 $ 200,384 $ 0
Guanica, Puerto Rico 13 $ 1,845,000 $ 141,923 $ 44,000
San German, Puerto Rico 13 $ 3,415,000 $ 262,692 $ 42,000
Loiza, Puerto Rico 12 $ 2,430,000 $ 202,500 $ 63,000
Luquillo, Puerto Rico 12 $ 2,180,000 $ 181,666 $ 98,000
Morovis, Puerto Rico 12 $ 1,460,000 $ 121,666 $ 33,000
Sabana Grande, Puerto Rico 12 $ 1,390,000 $ 115,833 $ 43,000
Maricopa, Arizona 11 $ 1,675,000 $ 152,272 $ 0
Aguas Buenas, Puerto Rico 11 $ 1,365,000 $ 124,090 $ 53,000
Patillas, Puerto Rico 11 $ 1,665,000 $ 151,363 $ 35,000
Utuado, Puerto Rico 11 $ 1,265,000 $ 115,000 $ 56,000
Riverside, California 10 $ 2,390,000 $ 239,000 $ 0
Broward, Florida 10 $ 1,850,000 $ 185,000 $ 0
Aibonito, Puerto Rico 10 $ 1,640,000 $ 164,000 $ 41,000
Camuy, Puerto Rico 10 $ 1,210,000 $ 121,000 $ 37,000
Corozal, Puerto Rico 10 $ 1,250,000 $ 125,000 $ 42,000
Guayanilla, Puerto Rico 10 $ 970,000 $ 97,000 $ 30,000
San Diego, California 9 $ 2,775,000 $ 308,333 $ 0
Florida, Puerto Rico 9 $ 825,000 $ 91,666 $ 26,000
Dallas, Texas 9 $ 1,515,000 $ 168,333 $ 0
Ceiba, Puerto Rico 8 $ 1,530,000 $ 191,250 $ 157,000
Ciales, Puerto Rico 8 $ 1,450,000 $ 181,250 $ 41,000
Penuelas, Puerto Rico 8 $ 1,210,000 $ 151,250 $ 78,000
Santa Isabel, Puerto Rico 8 $ 770,000 $ 96,250 $ 34,000
Ventura, California 7 $ 1,695,000 $ 242,142 $ 0
Palm Beach, Florida 7 $ 1,495,000 $ 213,571 $ 0
Aguadilla, Puerto Rico 7 $ 975,000 $ 139,285 $ 77,000
Maunabo, Puerto Rico 7 $ 965,000 $ 137,857 $ 39,000
Orocovis, Puerto Rico 7 $ 1,095,000 $ 156,428 $ 36,000
Villalba, Puerto Rico 7 $ 1,115,000 $ 159,285 $ 33,000
Harris, Texas 7 $ 595,000 $ 85,000 $ 0
Arapahoe, Colorado 6 $ 1,240,000 $ 206,666 $ 0
Hillsborough, Florida 6 $ 1,070,000 $ 178,333 $ 0
Moca, Puerto Rico 6 $ 830,000 $ 138,333 $ 96,000
San Sebastian, Puerto Rico 6 $ 930,000 $ 155,000 $ 54,000
Alameda, California 5 $ 1,905,000 $ 381,000 $ 0
El Paso, Colorado 5 $ 1,055,000 $ 211,000 $ 0
Duval, Florida 5 $ 1,165,000 $ 233,000 $ 0
Pasco, Florida 5 $ 495,000 $ 99,000 $ 0
Sarasota, Florida 5 $ 805,000 $ 161,000 $ 0
Barranquitas, Puerto Rico 5 $ 585,000 $ 117,000 $ 0
Hormigueros, Puerto Rico 5 $ 545,000 $ 109,000 $ 42,000
Isabela, Puerto Rico 5 $ 485,000 $ 97,000 $ 57,000
Naranjito, Puerto Rico 5 $ 495,000 $ 99,000 $ 69,000
Quebradillas, Puerto Rico 5 $ 795,000 $ 159,000 $ 87,000
Williamson, Texas 5 $ 1,075,000 $ 215,000 $ 0
Santa Clara, California 4 $ 2,410,000 $ 602,500 $ 0
Denver, Colorado 4 $ 820,000 $ 205,000 $ 0
Lee, Florida 4 $ 550,000 $ 137,500 $ 0
Marion, Florida 4 $ 610,000 $ 152,500 $ 0
Volusia, Florida 4 $ 540,000 $ 135,000 $ 0
Jayuya, Puerto Rico 4 $ 350,000 $ 87,500 $ 45,000
Pinal, Arizona 3 $ 435,000 $ 145,000 $ 0
Placer, California 3 $ 1,145,000 $ 381,666 $ 0
San Luis Obispo, California 3 $ 675,000 $ 225,000 $ 0
Lake, Florida 3 $ 685,000 $ 228,333 $ 56,000
Manatee, Florida 3 $ 465,000 $ 155,000 $ 0
Orange, Florida 3 $ 295,000 $ 98,333 $ 0
Osceola, Florida 3 $ 495,000 $ 165,000 $ 63,000
Pinellas, Florida 3 $ 625,000 $ 208,333 $ 0
Davidson, Tennessee 3 $ 385,000 $ 128,333 $ 0
Bell, Texas 3 $ 315,000 $ 105,000 $ 0
Tarrant, Texas 3 $ 855,000 $ 285,000 $ 0
Butte, California 2 $ 680,000 $ 340,000 $ 0
Contra Costa, California 2 $ 770,000 $ 385,000 $ 0
Elbert, Colorado 2 $ 570,000 $ 285,000 $ 0
Weld, Colorado 2 $ 450,000 $ 225,000 $ 0
Alachua, Florida 2 $ 430,000 $ 215,000 $ 0
Charlotte, Florida 2 $ 390,000 $ 195,000 $ 0
Martin, Florida 2 $ 880,000 $ 440,000 $ 0
Cook, Illinois 2 $ 360,000 $ 180,000 $ 0
Baltimore, Maryland 2 $ 180,000 $ 90,000 $ 0
Adjuntas, Puerto Rico 2 $ 240,000 $ 120,000 $ 40,000
Aguada, Puerto Rico 2 $ 620,000 $ 310,000 $ 105,000
Anasco, Puerto Rico 2 $ 260,000 $ 130,000 $ 28,000
Comerio, Puerto Rico 2 $ 380,000 $ 190,000 $ 0
Lares, Puerto Rico 2 $ 680,000 $ 340,000 $ 0
Las Marias, Puerto Rico 2 $ 310,000 $ 155,000 $ 23,000
Vieques, Puerto Rico 2 $ 670,000 $ 335,000 $ 150,000
Collin, Texas 2 $ 140,000 $ 70,000 $ 0
Gila, Arizona 1 $ 165,000 $ 165,000 $ 0
Pima, Arizona 1 $ 155,000 $ 155,000 $ 0
Kern, California 1 $ 165,000 $ 165,000 $ 0
San Joaquin, California 1 $ 165,000 $ 165,000 $ 0
San Mateo, California 1 $ 725,000 $ 725,000 $ 0
Solano, California 1 $ 295,000 $ 295,000 $ 0
Sonoma, California 1 $ 295,000 $ 295,000 $ 0
Stanislaus, California 1 $ 285,000 $ 285,000 $ 0
Adams, Colorado 1 $ 205,000 $ 205,000 $ 0
Boulder, Colorado 1 $ 585,000 $ 585,000 $ 0
Douglas, Colorado 1 $ 435,000 $ 435,000 $ 0
Jefferson, Colorado 1 $ 135,000 $ 135,000 $ 0
Larimer, Colorado 1 $ 255,000 $ 255,000 $ 0
Mesa, Colorado 1 $ 115,000 $ 115,000 $ 0
Prowers, Colorado 1 $ 95,000 $ 95,000 $ 0
Escambia, Florida 1 $ 115,000 $ 115,000 $ 0
Hernando, Florida 1 $ 165,000 $ 165,000 $ 0
Indian River, Florida 1 $ 145,000 $ 145,000 $ 0
Monroe, Florida 1 $ 165,000 $ 165,000 $ 0
Polk, Florida 1 $ 135,000 $ 135,000 $ 131,000
Seminole, Florida 1 $ 175,000 $ 175,000 $ 0
St. Johns, Florida 1 $ 155,000 $ 155,000 $ 0
Suwannee, Florida 1 $ 95,000 $ 95,000 $ 26,000
Walton, Florida 1 $ 435,000 $ 435,000 $ 0
Clay, Georgia 1 $ 75,000 $ 75,000 $ 0
Gwinnett, Georgia 1 $ 305,000 $ 305,000 $ 150,000
Columbia, Oregon 1 $ 215,000 $ 215,000 $ 0
Deschutes, Oregon 1 $ 265,000 $ 265,000 $ 0
Josephine, Oregon 1 $ 85,000 $ 85,000 $ 0
Rincon, Puerto Rico 1 $ 125,000 $ 125,000 $ 0
Cocke, Tennessee 1 $ 55,000 $ 55,000 $ 0
Coffee, Tennessee 1 $ 115,000 $ 115,000 $ 0
Montgomery, Tennessee 1 $ 75,000 $ 75,000 $ 0
Bexar, Texas 1 $ 95,000 $ 95,000 $ 0
Burnet, Texas 1 $ 115,000 $ 115,000 $ 0
Denton, Texas 1 $ 545,000 $ 545,000 $ 0
Galveston, Texas 1 $ 365,000 $ 365,000 $ 0
Hays, Texas 1 $ 145,000 $ 145,000 $ 0
Lamar, Texas 1 $ 245,000 $ 245,000 $ 0
Llano, Texas 1 $ 135,000 $ 135,000 $ 0
Montgomery, Texas 1 $ 155,000 $ 155,000 $ 0
Parker, Texas 1 $ 95,000 $ 95,000 $ 0
Potter, Texas 1 $ 55,000 $ 55,000 $ 0
Waller, Texas 1 $ 105,000 $ 105,000 $ 0

Mortgage Loan Application Detail Totals for The Moneyhouse Inc. in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,330 $345,100,000 $148,000 $735,000 $57,000 $677,000
Cash-out Refinancing 389 $82,855,000 $212,000 $735,000 $56,000 $204,000
Refinancing 28 $4,330,000 $154,000 $455,000 $68,000 $180,000
Not Applicable 1 $135,000 $135,000 $135,000 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 1,433 $225,715,000 $157,000 $735,000 $55,000 $677,000
Not applicable 1,031 $140,655,000 $136,000 $635,000 $0 $0
White 194 $45,140,000 $232,000 $725,000 $111,000 $212,000
Black or African American 46 $10,890,000 $236,000 $725,000 $121,000 $128,000
Not Provided 36 $8,130,000 $225,000 $735,000 $102,000 $205,000
Asian 7 $1,635,000 $233,000 $415,000 $217,000 $300,000
American Indian or Alaskan Native 1 $255,000 $255,000 $255,000 $237,000 $237,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 2,090 $334,190,000 $159,000 $735,000 $50,000 $300,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 381 $50,885,000 $133,000 $695,000 $47,000 $103,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 179 $27,215,000 $152,000 $735,000 $94,000 $677,000
VA-guaranteed (Veterans Administration) 98 $20,130,000 $205,000 $635,000 $79,000 $170,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 1,354 $216,440,000 $159,000 $735,000 $26,000 $26,000
Loan Originated 1,085 $164,275,000 $151,000 $695,000 $56,000 $669,000
Application Denied By Financial Institution 178 $20,410,000 $114,000 $585,000 $50,000 $315,000
Application Withdrawn By Applicant 96 $22,250,000 $231,000 $735,000 $67,000 $677,000
File Closed For Incompleteness 35 $9,045,000 $258,000 $585,000 $68,000 $250,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,570 $412,010,000 $160,000 $735,000 $58,000 $677,000
Collateral 109 $12,845,000 $117,000 $585,000 $51,000 $315,000
Debt-To-Income Ratio 28 $2,660,000 $95,000 $225,000 $42,000 $212,000
Credit History 13 $1,985,000 $152,000 $435,000 $70,000 $210,000
Insufficient Cash (Downpayment, Closing Cost) 10 $1,250,000 $125,000 $275,000 $55,000 $94,000
Employment History 9 $865,000 $96,000 $185,000 $50,000 $141,000
Unverifiable Information 9 $805,000 $89,000 $115,000 $29,000 $65,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into The Moneyhouse Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess The Moneyhouse Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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