Moneyline Lending Services Mortgage Lending & HMDA Data, 2006

In 2006, Moneyline Lending Services of Irvine, CA reported 2,469 mortgage applications totaling $702.1 million, down 29% from 2005. The average application was for $284,375, and applicants reported an average income of $122,387. 30% of its applications resulted in an originated loan and 36% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (427), Riverside-San Bernardino-Ontario, CA (400) and Santa Ana-Anaheim-Irvine, CA (233) (applications in parentheses).

Mortgage Company & Address Moneyline Lending Services
15420 Laguna Canyon Rd. Ste. 100
Irvine, CA 92618
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,469
Total Mortgage Loan Application Amount $702,123,000
Average Mortgage Loan Application Amount $284,375
Highest Mortgage Loan Application Amount $5,600,000
Average Applicant Income $122,387
Highest Applicant Income $4,314,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Moneyline Lending Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Moneyline Lending Services by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 427 $ 138,496,000 $ 324,346 $ 121,000
Orange, California 233 $ 85,559,000 $ 367,206 $ 140,000
Riverside, California 218 $ 74,503,000 $ 341,756 $ 174,000
San Bernardino, California 182 $ 45,004,000 $ 247,274 $ 116,000
Clark, Nevada 134 $ 32,640,000 $ 243,582 $ 132,000
Tulare, California 105 $ 21,079,000 $ 200,752 $ 88,000
San Diego, California 92 $ 35,016,000 $ 380,608 $ 98,000
Fresno, California 78 $ 17,798,000 $ 228,179 $ 75,000
Washington, Utah 57 $ 16,401,000 $ 287,736 $ 119,000
Kern, California 52 $ 11,335,000 $ 217,980 $ 95,000
Plumas, California 44 $ 8,431,000 $ 191,613 $ 77,000
Modoc, California 35 $ 4,478,000 $ 127,942 $ 69,000
Madera, California 32 $ 7,233,000 $ 226,031 $ 104,000
Santa Barbara, California 31 $ 16,908,000 $ 545,419 $ 136,000
Solano, California 25 $ 11,661,000 $ 466,440 $ 238,000
Maricopa, Arizona 24 $ 4,767,000 $ 198,625 $ 105,000
Alameda, California 24 $ 9,289,000 $ 387,041 $ 102,000
Napa, California 24 $ 13,707,000 $ 571,125 $ 144,000
Nye, Nevada 19 $ 1,620,000 $ 85,263 $ 215,000
Washoe, Nevada 18 $ 5,703,000 $ 316,833 $ 106,000
Ventura, California 17 $ 7,068,000 $ 415,764 $ 154,000
Mariposa, California 14 $ 3,274,000 $ 233,857 $ 71,000
Sacramento, California 13 $ 3,759,000 $ 289,153 $ 55,000
Salt Lake, Utah 13 $ 6,115,000 $ 470,384 $ 260,000
Contra Costa, California 12 $ 2,891,000 $ 240,916 $ 64,000
Santa Clara, California 12 $ 4,332,000 $ 361,000 $ 79,000
Elko, Nevada 12 $ 1,443,000 $ 120,250 $ 310,000
Miami-Dade, Florida 11 $ 2,128,000 $ 193,454 $ 197,000
Mohave, Arizona 10 $ 1,637,000 $ 163,700 $ 101,000
Harris, Texas 9 $ 958,000 $ 106,444 $ 143,000
Lassen, California 8 $ 1,684,000 $ 210,500 $ 81,000
San Francisco, California 8 $ 3,444,000 $ 430,500 $ 50,000
King, Washington 8 $ 1,963,000 $ 245,375 $ 198,000
Snohomish, Washington 8 $ 1,217,000 $ 152,125 $ 63,000
San Luis Obispo, California 7 $ 3,932,000 $ 561,714 $ 33,000
San Mateo, California 7 $ 2,657,000 $ 379,571 $ 14,000
Lyon, Nevada 7 $ 1,279,000 $ 182,714 $ 64,000
Bexar, Texas 7 $ 495,000 $ 70,714 $ 846,000
Pierce, Washington 7 $ 908,000 $ 129,714 $ 79,000
Kings, California 6 $ 1,456,000 $ 242,666 $ 102,000
Yolo, California 6 $ 2,808,000 $ 468,000 $ 312,000
Orange, Florida 6 $ 1,039,000 $ 173,166 $ 112,000
Cook, Illinois 6 $ 1,237,000 $ 206,166 $ 53,000
Iron, Utah 6 $ 1,344,000 $ 224,000 $ 62,000
Skagit, Washington 6 $ 1,481,000 $ 246,833 $ 71,000
Pima, Arizona 5 $ 862,000 $ 172,400 $ 44,000
El Dorado, California 5 $ 1,481,000 $ 296,200 $ 107,000
Shasta, California 5 $ 945,000 $ 189,000 $ 63,000
Tuolumne, California 5 $ 1,092,000 $ 218,400 $ 53,000
New Haven, Connecticut 5 $ 1,141,000 $ 228,200 $ 88,000
Hillsborough, Florida 5 $ 1,379,000 $ 275,800 $ 68,000
Lee, Florida 5 $ 955,000 $ 191,000 $ 69,000
Palm Beach, Florida 5 $ 981,000 $ 196,200 $ 68,000
Oakland, Michigan 5 $ 892,000 $ 178,400 $ 61,000
Oklahoma, Oklahoma 5 $ 349,000 $ 69,800 $ 90,000
Yavapai, Arizona 4 $ 1,127,000 $ 281,750 $ 26,000
Butte, California 4 $ 646,000 $ 161,500 $ 147,000
Nevada, California 4 $ 1,155,000 $ 288,750 $ 93,000
San Joaquin, California 4 $ 1,275,000 $ 318,750 $ 123,000
Sierra, California 4 $ 871,000 $ 217,750 $ 66,000
Sonoma, California 4 $ 1,448,000 $ 362,000 $ 63,000
La Plata, Colorado 4 $ 2,905,000 $ 726,250 $ 250,000
Duval, Florida 4 $ 638,000 $ 159,500 $ 94,000
Pinellas, Florida 4 $ 780,000 $ 195,000 $ 187,000
Macomb, Michigan 4 $ 648,000 $ 162,000 $ 230,000
Douglas, Nebraska 4 $ 606,000 $ 151,500 $ 41,000
Bernalillo, New Mexico 4 $ 1,020,000 $ 255,000 $ 75,000
Lane, Oregon 4 $ 493,000 $ 123,250 $ 106,000
Multnomah, Oregon 4 $ 785,000 $ 196,250 $ 39,000
Davidson, Tennessee 4 $ 337,000 $ 84,250 $ 118,000
Brazoria, Texas 4 $ 480,000 $ 120,000 $ 129,000
Utah, Utah 4 $ 486,000 $ 121,500 $ 40,000
Spokane, Washington 4 $ 753,000 $ 188,250 $ 114,000
Glenn, California 3 $ 524,000 $ 174,666 $ 139,000
Lake, California 3 $ 825,000 $ 275,000 $ 18,000
Mendocino, California 3 $ 1,300,000 $ 433,333 $ 60,000
Santa Cruz, California 3 $ 1,417,000 $ 472,333 $ 199,000
Stanislaus, California 3 $ 497,000 $ 165,666 $ 77,000
Denver, Colorado 3 $ 679,000 $ 226,333 $ 43,000
El Paso, Colorado 3 $ 438,000 $ 146,000 $ 154,000
Collier, Florida 3 $ 1,266,000 $ 422,000 $ 159,000
Polk, Florida 3 $ 370,000 $ 123,333 $ 131,000
Sarasota, Florida 3 $ 416,000 $ 138,666 $ 56,000
Seminole, Florida 3 $ 733,000 $ 244,333 $ 57,000
Ada, Idaho 3 $ 337,000 $ 112,333 $ 124,000
Canyon, Idaho 3 $ 405,000 $ 135,000 $ 34,000
Will, Illinois 3 $ 340,000 $ 113,333 $ 305,000
Wayne, Michigan 3 $ 363,000 $ 121,000 $ 59,000
Jackson, Missouri 3 $ 209,000 $ 69,666 $ 119,000
St. Charles, Missouri 3 $ 389,000 $ 129,666 $ 68,000
St. Louis, Missouri 3 $ 658,000 $ 219,333 $ 57,000
Carson City, Nevada 3 $ 511,000 $ 170,333 $ 79,000
Pershing, Nevada 3 $ 321,000 $ 107,000 $ 45,000
White Pine, Nevada 3 $ 314,000 $ 104,666 $ 195,000
Ellis, Texas 3 $ 330,000 $ 110,000 $ 104,000
Whatcom, Washington 3 $ 862,000 $ 287,333 $ 440,000
Pinal, Arizona 2 $ 295,000 $ 147,500 $ 147,000
Marin, California 2 $ 5,898,000 $ 2,949,000 $ 2,277,000
Placer, California 2 $ 439,000 $ 219,500 $ 38,000
Yuba, California 2 $ 382,000 $ 191,000 $ 79,000
Arapahoe, Colorado 2 $ 384,000 $ 192,000 $ 78,000
Douglas, Colorado 2 $ 694,000 $ 347,000 $ 99,000
Teller, Colorado 2 $ 356,000 $ 178,000 $ 69,000
Fairfield, Connecticut 2 $ 731,000 $ 365,500 $ 109,000
Windham, Connecticut 2 $ 354,000 $ 177,000 $ 49,000
Bay, Florida 2 $ 366,000 $ 183,000 $ 108,000
Broward, Florida 2 $ 475,000 $ 237,500 $ 34,000
Lake, Florida 2 $ 422,000 $ 211,000 $ 57,000
Marion, Florida 2 $ 393,000 $ 196,500 $ 75,000
Pasco, Florida 2 $ 159,000 $ 79,500 $ 32,000
St. Johns, Florida 2 $ 170,000 $ 85,000 $ 66,000
Volusia, Florida 2 $ 235,000 $ 117,500 $ 41,000
Bonneville, Idaho 2 $ 460,000 $ 230,000 $ 99,000
Shoshone, Idaho 2 $ 98,000 $ 49,000 $ 28,000
Lake, Illinois 2 $ 368,000 $ 184,000 $ 78,000
Peoria, Illinois 2 $ 331,000 $ 165,500 $ 37,000
Marion, Indiana 2 $ 306,000 $ 153,000 $ 54,000
Kent, Michigan 2 $ 235,000 $ 117,500 $ 28,000
Olmsted, Minnesota 2 $ 182,000 $ 91,000 $ 54,000
Ramsey, Minnesota 2 $ 666,000 $ 333,000 $ 192,000
Lander, Nevada 2 $ 125,000 $ 62,500 $ 58,000
Lincoln, Nevada 2 $ 192,000 $ 96,000 $ 64,000
Storey, Nevada 2 $ 438,000 $ 219,000 $ 190,000
Clackamas, Oregon 2 $ 299,000 $ 149,500 $ 98,000
Hood River, Oregon 2 $ 311,000 $ 155,500 $ 102,000
Jackson, Oregon 2 $ 289,000 $ 144,500 $ 68,000
Josephine, Oregon 2 $ 214,000 $ 107,000 $ 102,000
Lake, Oregon 2 $ 187,000 $ 93,500 $ 125,000
Marion, Oregon 2 $ 129,000 $ 64,500 $ 29,000
Dorchester, South Carolina 2 $ 249,000 $ 124,500 $ 58,000
Denton, Texas 2 $ 163,000 $ 81,500 $ 117,000
Galveston, Texas 2 $ 800,000 $ 400,000 $ 252,000
Kendall, Texas 2 $ 276,000 $ 138,000 $ 65,000
Cache, Utah 2 $ 157,000 $ 78,500 $ 58,000
Franklin, Washington 2 $ 181,000 $ 90,500 $ 118,000
Cochise, Arizona 1 $ 162,000 $ 162,000 $ 0
Greenlee, Arizona 1 $ 72,000 $ 72,000 $ 48,000
Yuma, Arizona 1 $ 80,000 $ 80,000 $ 54,000
Alpine, California 1 $ 290,000 $ 290,000 $ 56,000
Humboldt, California 1 $ 160,000 $ 160,000 $ 0
Imperial, California 1 $ 238,000 $ 238,000 $ 58,000
Merced, California 1 $ 225,000 $ 225,000 $ 53,000
Sutter, California 1 $ 100,000 $ 100,000 $ 80,000
Tehama, California 1 $ 180,000 $ 180,000 $ 0
Adams, Colorado 1 $ 165,000 $ 165,000 $ 16,000
Alamosa, Colorado 1 $ 154,000 $ 154,000 $ 71,000
Archuleta, Colorado 1 $ 376,000 $ 376,000 $ 108,000
Conejos, Colorado 1 $ 290,000 $ 290,000 $ 121,000
Garfield, Colorado 1 $ 175,000 $ 175,000 $ 87,000
Jefferson, Colorado 1 $ 327,000 $ 327,000 $ 76,000
Mesa, Colorado 1 $ 115,000 $ 115,000 $ 27,000
Moffat, Colorado 1 $ 152,000 $ 152,000 $ 41,000
Routt, Colorado 1 $ 255,000 $ 255,000 $ 120,000
San Juan, Colorado 1 $ 330,000 $ 330,000 $ 56,000
Weld, Colorado 1 $ 165,000 $ 165,000 $ 53,000
Brevard, Florida 1 $ 750,000 $ 750,000 $ 120,000
Charlotte, Florida 1 $ 163,000 $ 163,000 $ 46,000
Hernando, Florida 1 $ 54,000 $ 54,000 $ 35,000
Leon, Florida 1 $ 275,000 $ 275,000 $ 104,000
Martin, Florida 1 $ 102,000 $ 102,000 $ 79,000
Okaloosa, Florida 1 $ 105,000 $ 105,000 $ 155,000
Osceola, Florida 1 $ 218,000 $ 218,000 $ 82,000
St. Lucie, Florida 1 $ 230,000 $ 230,000 $ 78,000
Cobb, Georgia 1 $ 147,000 $ 147,000 $ 51,000
DeKalb, Georgia 1 $ 250,000 $ 250,000 $ 759,000
Fulton, Georgia 1 $ 106,000 $ 106,000 $ 234,000
Paulding, Georgia 1 $ 106,000 $ 106,000 $ 252,000
Hawaii, Hawaii 1 $ 150,000 $ 150,000 $ 38,000
Honolulu, Hawaii 1 $ 81,000 $ 81,000 $ 96,000
Bannock, Idaho 1 $ 70,000 $ 70,000 $ 46,000
Bingham, Idaho 1 $ 101,000 $ 101,000 $ 38,000
Clearwater, Idaho 1 $ 55,000 $ 55,000 $ 29,000
Fremont, Idaho 1 $ 134,000 $ 134,000 $ 42,000
Kootenai, Idaho 1 $ 150,000 $ 150,000 $ 30,000
Adams, Illinois 1 $ 80,000 $ 80,000 $ 38,000
Boone, Illinois 1 $ 265,000 $ 265,000 $ 60,000
DeKalb, Illinois 1 $ 221,000 $ 221,000 $ 63,000
DuPage, Illinois 1 $ 195,000 $ 195,000 $ 54,000
Kane, Illinois 1 $ 160,000 $ 160,000 $ 65,000
Kankakee, Illinois 1 $ 143,000 $ 143,000 $ 152,000
LaSalle, Illinois 1 $ 153,000 $ 153,000 $ 73,000
Madison, Illinois 1 $ 120,000 $ 120,000 $ 120,000
Whiteside, Illinois 1 $ 124,000 $ 124,000 $ 53,000
Allen, Indiana 1 $ 100,000 $ 100,000 $ 30,000
Brown, Indiana 1 $ 144,000 $ 144,000 $ 53,000
Henry, Indiana 1 $ 134,000 $ 134,000 $ 19,000
Huntington, Indiana 1 $ 195,000 $ 195,000 $ 53,000
LaPorte, Indiana 1 $ 162,000 $ 162,000 $ 56,000
Vanderburgh, Indiana 1 $ 110,000 $ 110,000 $ 32,000
Whitley, Indiana 1 $ 148,000 $ 148,000 $ 49,000
Linn, Iowa 1 $ 143,000 $ 143,000 $ 84,000
Calhoun, Michigan 1 $ 68,000 $ 68,000 $ 33,000
Lapeer, Michigan 1 $ 155,000 $ 155,000 $ 94,000
Manistee, Michigan 1 $ 60,000 $ 60,000 $ 17,000
Monroe, Michigan 1 $ 210,000 $ 210,000 $ 0
Montcalm, Michigan 1 $ 146,000 $ 146,000 $ 55,000
Osceola, Michigan 1 $ 160,000 $ 160,000 $ 38,000
Ottawa, Michigan 1 $ 166,000 $ 166,000 $ 48,000
Saginaw, Michigan 1 $ 255,000 $ 255,000 $ 120,000
Sanilac, Michigan 1 $ 120,000 $ 120,000 $ 17,000
Shiawassee, Michigan 1 $ 50,000 $ 50,000 $ 84,000
St. Clair, Michigan 1 $ 181,000 $ 181,000 $ 53,000
Anoka, Minnesota 1 $ 234,000 $ 234,000 $ 64,000
Blue Earth, Minnesota 1 $ 112,000 $ 112,000 $ 24,000
Carver, Minnesota 1 $ 320,000 $ 320,000 $ 113,000
Hennepin, Minnesota 1 $ 390,000 $ 390,000 $ 180,000
Washington, Minnesota 1 $ 298,000 $ 298,000 $ 75,000
Buchanan, Missouri 1 $ 174,000 $ 174,000 $ 54,000
Camden, Missouri 1 $ 137,000 $ 137,000 $ 36,000
Franklin, Missouri 1 $ 120,000 $ 120,000 $ 60,000
Jefferson, Missouri 1 $ 180,000 $ 180,000 $ 75,000
Platte, Missouri 1 $ 420,000 $ 420,000 $ 150,000
Polk, Missouri 1 $ 60,000 $ 60,000 $ 48,000
Pulaski, Missouri 1 $ 105,000 $ 105,000 $ 355,000
Ray, Missouri 1 $ 147,000 $ 147,000 $ 54,000
Warren, Missouri 1 $ 125,000 $ 125,000 $ 68,000
Lincoln, Nebraska 1 $ 204,000 $ 204,000 $ 57,000
Sherman, Nebraska 1 $ 200,000 $ 200,000 $ 75,000
Churchill, Nevada 1 $ 256,000 $ 256,000 $ 47,000
Eureka, Nevada 1 $ 228,000 $ 228,000 $ 93,000
Curry, New Mexico 1 $ 80,000 $ 80,000 $ 0
Dona Ana, New Mexico 1 $ 153,000 $ 153,000 $ 54,000
Lincoln, New Mexico 1 $ 188,000 $ 188,000 $ 53,000
Bronx, New York 1 $ 418,000 $ 418,000 $ 66,000
Kings, New York 1 $ 587,000 $ 587,000 $ 107,000
Brunswick, North Carolina 1 $ 155,000 $ 155,000 $ 72,000
Cuyahoga, Ohio 1 $ 130,000 $ 130,000 $ 85,000
Cleveland, Oklahoma 1 $ 80,000 $ 80,000 $ 116,000
Creek, Oklahoma 1 $ 93,000 $ 93,000 $ 31,000
Pawnee, Oklahoma 1 $ 72,000 $ 72,000 $ 37,000
Deschutes, Oregon 1 $ 195,000 $ 195,000 $ 77,000
Harney, Oregon 1 $ 76,000 $ 76,000 $ 62,000
Lincoln, Oregon 1 $ 160,000 $ 160,000 $ 96,000
Charleston, South Carolina 1 $ 417,000 $ 417,000 $ 168,000
York, South Carolina 1 $ 308,000 $ 308,000 $ 120,000
McMinn, Tennessee 1 $ 80,000 $ 80,000 $ 53,000
Shelby, Tennessee 1 $ 54,000 $ 54,000 $ 56,000
Sumner, Tennessee 1 $ 88,000 $ 88,000 $ 96,000
Dallas, Texas 1 $ 134,000 $ 134,000 $ 47,000
El Paso, Texas 1 $ 144,000 $ 144,000 $ 240,000
Karnes, Texas 1 $ 155,000 $ 155,000 $ 69,000
Tarrant, Texas 1 $ 216,000 $ 216,000 $ 96,000
Davis, Utah 1 $ 180,000 $ 180,000 $ 66,000
Kane, Utah 1 $ 100,000 $ 100,000 $ 127,000
Tooele, Utah 1 $ 140,000 $ 140,000 $ 74,000
Uintah, Utah 1 $ 144,000 $ 144,000 $ 31,000
Arlington, Virginia 1 $ 482,000 $ 482,000 $ 0
Benton, Washington 1 $ 100,000 $ 100,000 $ 29,000
Clark, Washington 1 $ 150,000 $ 150,000 $ 113,000
Grays Harbor, Washington 1 $ 199,000 $ 199,000 $ 90,000
Island, Washington 1 $ 228,000 $ 228,000 $ 0
Kitsap, Washington 1 $ 153,000 $ 153,000 $ 26,000
Thurston, Washington 1 $ 125,000 $ 125,000 $ 58,000
Walla Walla, Washington 1 $ 208,000 $ 208,000 $ 240,000
Yakima, Washington 1 $ 175,000 $ 175,000 $ 53,000

Mortgage Loan Application Detail Totals for Moneyline Lending Services in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,528 $445,727,000 $291,000 $5,600,000 $109,000 $4,314,000
Home Purchase 790 $216,041,000 $273,000 $2,000,000 $156,000 $3,000,000
Home Improvement 151 $40,355,000 $267,000 $2,870,000 $82,000 $812,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,022 $313,527,000 $306,000 $4,290,000 $140,000 $3,000,000
Hispanic 634 $161,310,000 $254,000 $1,000,000 $115,000 $1,800,000
Not Provided 438 $120,114,000 $274,000 $5,600,000 $124,000 $4,314,000
Asian 133 $39,930,000 $300,000 $1,500,000 $134,000 $721,000
Not applicable 126 $36,436,000 $289,000 $1,105,000 $0 $0
Black or African American 79 $19,342,000 $244,000 $1,264,000 $115,000 $508,000
American Indian or Alaskan Native 22 $7,353,000 $334,000 $1,060,000 $168,000 $802,000
Native Hawaiian or Other Pacific Islander 15 $4,111,000 $274,000 $440,000 $96,000 $180,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,469 $702,123,000 $284,000 $5,600,000 $122,000 $4,314,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 887 $241,624,000 $272,000 $5,600,000 $122,000 $4,314,000
Loan Originated 751 $200,075,000 $266,000 $2,000,000 $124,000 $3,000,000
Application Approved But Not Accepted 687 $220,156,000 $320,000 $4,290,000 $144,000 $2,996,000
Loan Purchased By The Institution 126 $36,436,000 $289,000 $1,105,000 $0 $0
Application Withdrawn By Applicant 12 $2,610,000 $217,000 $452,000 $75,000 $180,000
File Closed For Incompleteness 6 $1,222,000 $203,000 $288,000 $137,000 $420,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 396 $91,781,000 $231,000 $1,100,000 $106,000 $1,440,000
Debt-To-Income Ratio 150 $44,031,000 $293,000 $1,500,000 $67,000 $444,000
Other 136 $51,781,000 $380,000 $5,600,000 $179,000 $4,314,000
Unverifiable Information 75 $21,020,000 $280,000 $920,000 $184,000 $633,000
Collateral 73 $18,329,000 $251,000 $900,000 $145,000 $1,800,000
Insufficient Cash (Downpayment, Closing Cost) 31 $8,138,000 $262,000 $625,000 $136,000 $1,440,000
Employment History 17 $4,041,000 $237,000 $616,000 $123,000 $203,000
Credit Application Incomplete 9 $2,503,000 $278,000 $600,000 $86,000 $240,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Moneyline Lending Services's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Moneyline Lending Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List