Moneyline Lending Services
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007

Moneyline Lending Services 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Moneyline Lending Services
15420 Laguna Canyon Rd. Ste. 100
Irvine, CA 92618
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 921
Total Mortgage Loan Application Amount $269,748,000
Average Mortgage Loan Application Amount $289,000
Highest Mortgage Loan Application Amount $2,300,000
Average Applicant Income $112,333
Highest Applicant Income $3,498,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Moneyline Lending Services. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Moneyline Lending Services's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2007 breaks down Moneyline Lending Services's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Moneyline Lending Services serves its applicants.

Each category highlights the total number of mortgage applications processed by Moneyline Lending Services, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Moneyline Lending Services's mortgage activity for 2007.

Mortgage Loan Application Totals for Moneyline Lending Services by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 212 $ 69,082,000 $ 325,000 $ 110,000
Riverside County California 88 $ 28,284,000 $ 321,000 $ 164,000
Orange County California 87 $ 33,034,000 $ 379,000 $ 122,000
San Bernardino County California 75 $ 18,442,000 $ 245,000 $ 152,000
Kern County California 53 $ 14,331,000 $ 270,000 $ 96,000
Clark County Nevada 41 $ 8,686,000 $ 211,000 $ 108,000
Tulare County California 38 $ 6,935,000 $ 182,000 $ 74,000
Fresno County California 36 $ 9,061,000 $ 251,000 $ 66,000
San Diego County California 26 $ 9,624,000 $ 370,000 $ 79,000
Maricopa County Arizona 17 $ 3,510,000 $ 206,000 $ 147,000
Santa Barbara County California 16 $ 5,659,000 $ 353,000 $ 226,000
Madera County California 12 $ 3,116,000 $ 259,000 $ 79,000
Modoc County California 11 $ 1,148,000 $ 104,000 $ 72,000
Napa County California 10 $ 4,505,000 $ 450,000 $ 196,000
Plumas County California 10 $ 1,824,000 $ 182,000 $ 81,000
Sacramento County California 9 $ 2,075,000 $ 230,000 $ 52,000
Ventura County California 9 $ 2,849,000 $ 316,000 $ 72,000
Alameda County California 7 $ 2,354,000 $ 336,000 $ 74,000
Mariposa County California 7 $ 1,399,000 $ 199,000 $ 52,000
San Francisco County California 7 $ 1,796,000 $ 256,000 $ 58,000
Nye County Nevada 7 $ 1,117,000 $ 159,000 $ 59,000
Bernalillo County New Mexico 7 $ 641,000 $ 91,000 $ 92,000
Solano County California 6 $ 2,585,000 $ 430,000 $ 201,000
Lassen County California 5 $ 984,000 $ 196,000 $ 75,000
Broward County Florida 5 $ 761,000 $ 152,000 $ 44,000
Fulton County Georgia 5 $ 4,223,000 $ 844,000 $ 215,000
Contra Costa County California 4 $ 730,000 $ 182,000 $ 109,000
Nevada County California 4 $ 1,243,000 $ 310,000 $ 105,000
Santa Clara County California 4 $ 1,756,000 $ 439,000 $ 42,000
Salt Lake County Utah 4 $ 1,733,000 $ 433,000 $ 149,000
Mohave County Arizona 3 $ 884,000 $ 294,000 $ 141,000
Pima County Arizona 3 $ 642,000 $ 214,000 $ 140,000
San Joaquin County California 3 $ 946,000 $ 315,000 $ 120,000
Miami-Dade County Florida 3 $ 827,000 $ 275,000 $ 135,000
Dakota County Minnesota 3 $ 930,000 $ 310,000 $ 227,000
Lyon County Nevada 3 $ 592,000 $ 197,000 $ 87,000
Washoe County Nevada 3 $ 675,000 $ 225,000 $ 64,000
Washington County Utah 3 $ 2,293,000 $ 764,000 $ 184,000
King County Washington 3 $ 619,000 $ 206,000 $ 112,000
Marin County California 2 $ 452,000 $ 226,000 $ 0
Placer County California 2 $ 467,000 $ 233,000 $ 129,000
Shasta County California 2 $ 577,000 $ 288,000 $ 133,000
Denver County Colorado 2 $ 220,000 $ 110,000 $ 66,000
Eagle County Colorado 2 $ 360,000 $ 180,000 $ 152,000
Hillsborough County Florida 2 $ 173,000 $ 86,000 $ 60,000
Palm Beach County Florida 2 $ 670,000 $ 335,000 $ 47,000
Polk County Florida 2 $ 200,000 $ 100,000 $ 26,000
Cherokee County Georgia 2 $ 2,498,000 $ 1,249,000 $ 960,000
Maui County Hawaii 2 $ 208,000 $ 104,000 $ 156,000
Churchill County Nevada 2 $ 155,000 $ 77,000 $ 63,000
Washington County Oregon 2 $ 292,000 $ 146,000 $ 300,000
Lexington County South Carolina 2 $ 239,000 $ 119,000 $ 0
Skagit County Washington 2 $ 394,000 $ 197,000 $ 67,000
Cochise County Arizona 1 $ 417,000 $ 417,000 $ 111,000
Navajo County Arizona 1 $ 65,000 $ 65,000 $ 0
Colusa County California 1 $ 405,000 $ 405,000 $ 95,000
Kings County California 1 $ 250,000 $ 250,000 $ 114,000
Lake County California 1 $ 208,000 $ 208,000 $ 240,000
San Mateo County California 1 $ 450,000 $ 450,000 $ 0
Siskiyou County California 1 $ 80,000 $ 80,000 $ 47,000
Stanislaus County California 1 $ 357,000 $ 357,000 $ 139,000
Tuolumne County California 1 $ 183,000 $ 183,000 $ 44,000
Yolo County California 1 $ 420,000 $ 420,000 $ 92,000
Delta County Colorado 1 $ 25,000 $ 25,000 $ 78,000
Grand County Colorado 1 $ 140,000 $ 140,000 $ 69,000
New Haven County Connecticut 1 $ 150,000 $ 150,000 $ 57,000
Citrus County Florida 1 $ 450,000 $ 450,000 $ 0
Collier County Florida 1 $ 111,000 $ 111,000 $ 0
Orange County Florida 1 $ 272,000 $ 272,000 $ 240,000
Cobb County Georgia 1 $ 209,000 $ 209,000 $ 0
Forsyth County Georgia 1 $ 2,250,000 $ 2,250,000 $ 1,176,000
Rockdale County Georgia 1 $ 151,000 $ 151,000 $ 29,000
Montgomery County Maryland 1 $ 620,000 $ 620,000 $ 220,000
Kent County Michigan 1 $ 118,000 $ 118,000 $ 125,000
Manistee County Michigan 1 $ 60,000 $ 60,000 $ 36,000
Ottawa County Michigan 1 $ 149,000 $ 149,000 $ 0
Platte County Missouri 1 $ 110,000 $ 110,000 $ 38,000
St. Louis County Missouri 1 $ 156,000 $ 156,000 $ 188,000
Dodge County Nebraska 1 $ 100,000 $ 100,000 $ 185,000
Elko County Nevada 1 $ 179,000 $ 179,000 $ 67,000
Lincoln County Nevada 1 $ 144,000 $ 144,000 $ 37,000
Jackson County Oregon 1 $ 275,000 $ 275,000 $ 48,000
Lake County Oregon 1 $ 85,000 $ 85,000 $ 52,000
Lane County Oregon 1 $ 350,000 $ 350,000 $ 748,000
Marion County Oregon 1 $ 188,000 $ 188,000 $ 56,000
Lancaster County South Carolina 1 $ 317,000 $ 317,000 $ 89,000
Richland County South Carolina 1 $ 83,000 $ 83,000 $ 137,000
Midland County Texas 1 $ 43,000 $ 43,000 $ 72,000
Williamson County Texas 1 $ 80,000 $ 80,000 $ 182,000
Kane County Utah 1 $ 72,000 $ 72,000 $ 60,000
Sevier County Utah 1 $ 63,000 $ 63,000 $ 23,000
Summit County Utah 1 $ 157,000 $ 157,000 $ 96,000
Utah County Utah 1 $ 164,000 $ 164,000 $ 512,000
Benton County Washington 1 $ 95,000 $ 95,000 $ 72,000
Clark County Washington 1 $ 240,000 $ 240,000 $ 104,000
Pierce County Washington 1 $ 365,000 $ 365,000 $ 120,000
Spokane County Washington 1 $ 142,000 $ 142,000 $ 68,000

Mortgage Loan Application Detail Totals for Moneyline Lending Services in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 453 $134,228,000 $296,000 $2,300,000 $105,000 $1,200,000
Home Purchase 380 $110,965,000 $292,000 $1,500,000 $141,000 $3,498,000
Home Improvement 88 $24,555,000 $279,000 $2,150,000 $91,000 $624,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 332 $100,532,000 $302,000 $2,300,000 $138,000 $1,200,000
Hispanic 316 $86,199,000 $272,000 $1,470,000 $110,000 $3,498,000
Not Provided 74 $22,548,000 $304,000 $1,000,000 $147,000 $748,000
Not applicable 71 $20,752,000 $292,000 $956,000 $0 $0
Black or African American 58 $17,152,000 $295,000 $968,000 $138,000 $347,000
Asian 55 $18,184,000 $330,000 $1,000,000 $140,000 $300,000
American Indian or Alaskan Native 8 $2,797,000 $349,000 $550,000 $143,000 $222,000
Native Hawaiian or Other Pacific Islander 7 $1,584,000 $226,000 $405,000 $90,000 $186,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 921 $269,748,000 $292,000 $2,300,000 $118,000 $3,498,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 307 $91,342,000 $297,000 $2,300,000 $123,000 $960,000
Application Approved But Not Accepted 298 $88,506,000 $297,000 $2,250,000 $118,000 $1,200,000
Loan Originated 243 $66,458,000 $273,000 $990,000 $149,000 $3,498,000
Loan Purchased By The Institution 71 $20,752,000 $292,000 $956,000 $0 $0
Application Withdrawn By Applicant 1 $2,250,000 $2,250,000 $2,250,000 $0 $0
File Closed For Incompleteness 1 $440,000 $440,000 $440,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 123 $31,523,000 $256,000 $968,000 $119,000 $780,000
Other 64 $22,809,000 $356,000 $2,300,000 $152,000 $960,000
Unverifiable Information 42 $15,152,000 $360,000 $1,470,000 $140,000 $396,000
Debt-To-Income Ratio 38 $10,345,000 $272,000 $1,500,000 $74,000 $175,000
Collateral 30 $7,444,000 $248,000 $1,003,000 $104,000 $316,000
Employment History 6 $1,799,000 $299,000 $570,000 $121,000 $160,000
Insufficient Cash (Downpayment, Closing Cost) 4 $2,270,000 $567,000 $1,000,000 $214,000 $300,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Moneyline Lending Services's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Moneyline Lending Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List