Moneyline Lending Services 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Moneyline Lending Services 15420 Laguna Canyon Rd. Ste. 100 Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,964 |
| Total Mortgage Loan Application Amount | $612,440,000 |
| Average Mortgage Loan Application Amount | $166,478 |
| Highest Mortgage Loan Application Amount | $3,150,000 |
| Average Applicant Income | $74,434 |
| Highest Applicant Income | $4,300,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Moneyline Lending Services. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Moneyline Lending Services's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Moneyline Lending Services's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Moneyline Lending Services serves its applicants.
Each category highlights the total number of mortgage applications processed by Moneyline Lending Services, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Moneyline Lending Services's mortgage activity for 2004.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 367 | $ 97,594,000 | $ 265,000 | $ 111,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 278 | $ 58,004,000 | $ 208,000 | $ 87,000 |
| VISALIA-PORTERVILLE, CA | 202 | $ 25,658,000 | $ 127,000 | $ 107,000 |
| LAS VEGAS-PARADISE, NV | 170 | $ 30,227,000 | $ 177,000 | $ 86,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 165 | $ 52,452,000 | $ 317,000 | $ 108,000 |
| BAKERSFIELD, CA | 96 | $ 13,518,000 | $ 140,000 | $ 95,000 |
| FRESNO, CA | 77 | $ 13,178,000 | $ 171,000 | $ 93,000 |
| VALLEJO-FAIRFIELD, CA | 58 | $ 16,860,000 | $ 290,000 | $ 112,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 51 | $ 16,171,000 | $ 317,000 | $ 93,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 50 | $ 17,922,000 | $ 358,000 | $ 169,000 |
| SALT LAKE CITY, UT | 46 | $ 7,311,000 | $ 158,000 | $ 83,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 43 | $ 11,614,000 | $ 270,000 | $ 107,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 33 | $ 12,836,000 | $ 388,000 | $ 126,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 33 | $ 8,846,000 | $ 268,000 | $ 80,000 |
| RENO-SPARKS, NV | 32 | $ 5,959,000 | $ 186,000 | $ 69,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 30 | $ 6,562,000 | $ 218,000 | $ 67,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 30 | $ 9,025,000 | $ 300,000 | $ 96,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 29 | $ 6,748,000 | $ 232,000 | $ 90,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 27 | $ 5,123,000 | $ 189,000 | $ 72,000 |
| NAPA, CA | 22 | $ 7,417,000 | $ 337,000 | $ 101,000 |
| OGDEN-CLEARFIELD, UT | 22 | $ 3,999,000 | $ 181,000 | $ 53,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 21 | $ 5,021,000 | $ 239,000 | $ 59,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 20 | $ 2,604,000 | $ 130,000 | $ 69,000 |
| PROVO-OREM, UT | 20 | $ 3,422,000 | $ 171,000 | $ 68,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 19 | $ 4,836,000 | $ 254,000 | $ 68,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 18 | $ 3,304,000 | $ 183,000 | $ 74,000 |
| ORLANDO, FL | 18 | $ 2,940,000 | $ 163,000 | $ 54,000 |
| DES MOINES, IA | 17 | $ 2,688,000 | $ 158,000 | $ 67,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 17 | $ 4,217,000 | $ 248,000 | $ 90,000 |
| DENVER-AURORA, CO | 16 | $ 3,678,000 | $ 229,000 | $ 59,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 14 | $ 3,702,000 | $ 264,000 | $ 62,000 |
| BOISE CITY-NAMPA, ID | 13 | $ 1,607,000 | $ 123,000 | $ 46,000 |
| ST. GEORGE, UT | 13 | $ 1,954,000 | $ 150,000 | $ 64,000 |
| STOCKTON, CA | 13 | $ 2,782,000 | $ 214,000 | $ 88,000 |
| ALBUQUERQUE, NM | 12 | $ 1,940,000 | $ 161,000 | $ 54,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 12 | $ 2,077,000 | $ 173,000 | $ 43,000 |
| MEMPHIS, TN-MS-AR | 12 | $ 1,966,000 | $ 163,000 | $ 95,000 |
| MODESTO, CA | 12 | $ 2,550,000 | $ 212,000 | $ 65,000 |
| EL CENTRO, CA | 11 | $ 1,670,000 | $ 151,000 | $ 94,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 11 | $ 3,965,000 | $ 360,000 | $ 110,000 |
| HANFORD-CORCORAN, CA | 10 | $ 1,129,000 | $ 112,000 | $ 81,000 |
| JACKSONVILLE, FL | 10 | $ 1,588,000 | $ 158,000 | $ 65,000 |
| MADERA, CA | 10 | $ 1,650,000 | $ 165,000 | $ 57,000 |
| ST. LOUIS, MO-IL | 10 | $ 1,528,000 | $ 152,000 | $ 41,000 |
| TACOMA, WA | 10 | $ 1,558,000 | $ 155,000 | $ 78,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 10 | $ 2,419,000 | $ 241,000 | $ 101,000 |
| GRAND RAPIDS-WYOMING, MI | 9 | $ 2,053,000 | $ 228,000 | $ 64,000 |
| INDIANAPOLIS, IN | 9 | $ 1,670,000 | $ 185,000 | $ 60,000 |
| NAPLES-MARCO ISLAND, FL | 9 | $ 2,690,000 | $ 298,000 | $ 81,000 |
| COLORADO SPRINGS, CO | 8 | $ 1,374,000 | $ 171,000 | $ 53,000 |
| EUGENE-SPRINGFIELD, OR | 8 | $ 1,449,000 | $ 181,000 | $ 62,000 |
| KANSAS CITY, MO-KS | 8 | $ 930,000 | $ 116,000 | $ 219,000 |
| IDAHO FALLS, ID | 7 | $ 765,000 | $ 109,000 | $ 50,000 |
| REDDING, CA | 7 | $ 813,000 | $ 116,000 | $ 54,000 |
| CAPE CORAL-FORT MYERS, FL | 6 | $ 1,150,000 | $ 191,000 | $ 49,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 6 | $ 677,000 | $ 112,000 | $ 65,000 |
| FLINT, MI | 6 | $ 1,031,000 | $ 171,000 | $ 63,000 |
| LANSING-EAST LANSING, MI | 6 | $ 1,144,000 | $ 190,000 | $ 60,000 |
| NEW HAVEN-MILFORD, CT | 6 | $ 1,104,000 | $ 184,000 | $ 169,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 6 | $ 1,893,000 | $ 315,000 | $ 104,000 |
| WICHITA, KS | 6 | $ 704,000 | $ 117,000 | $ 45,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 5 | $ 622,000 | $ 124,000 | $ 28,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 5 | $ 751,000 | $ 150,000 | $ 74,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 5 | $ 859,000 | $ 171,000 | $ 19,000 |
| LAS CRUCES, NM | 5 | $ 773,000 | $ 154,000 | $ 66,000 |
| LOGAN, UT-ID | 5 | $ 825,000 | $ 165,000 | $ 110,000 |
| MERCED, CA | 5 | $ 1,046,000 | $ 209,000 | $ 60,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 5 | $ 1,015,000 | $ 203,000 | $ 70,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 5 | $ 1,340,000 | $ 268,000 | $ 179,000 |
| SALEM, OR | 5 | $ 688,000 | $ 137,000 | $ 63,000 |
| SALINAS, CA | 5 | $ 2,144,000 | $ 428,000 | $ 116,000 |
| SARASOTA-BRADENTON-VENICE, FL | 5 | $ 916,000 | $ 183,000 | $ 68,000 |
| TALLAHASSEE, FL | 5 | $ 978,000 | $ 195,000 | $ 107,000 |
| YUBA CITY, CA | 5 | $ 633,000 | $ 126,000 | $ 80,000 |
| BILLINGS, MT | 4 | $ 486,000 | $ 121,000 | $ 56,000 |
| CHEYENNE, WY | 4 | $ 626,000 | $ 156,000 | $ 81,000 |
| KNOXVILLE, TN | 4 | $ 811,000 | $ 202,000 | $ 80,000 |
| MUSKEGON-NORTON SHORES, MI | 4 | $ 462,000 | $ 115,000 | $ 40,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 4 | $ 1,182,000 | $ 295,000 | $ 147,000 |
| ROCKFORD, IL | 4 | $ 600,000 | $ 150,000 | $ 99,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 4 | $ 1,171,000 | $ 292,000 | $ 40,000 |
| TOPEKA, KS | 4 | $ 673,000 | $ 168,000 | $ 133,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 4 | $ 1,129,000 | $ 282,000 | $ 52,000 |
| YAKIMA, WA | 4 | $ 1,729,000 | $ 432,000 | $ 56,000 |
| BELLINGHAM, WA | 3 | $ 542,000 | $ 180,000 | $ 15,000 |
| BEND, OR | 3 | $ 1,123,000 | $ 374,000 | $ 82,000 |
| BOSTON-QUINCY, MA | 3 | $ 995,000 | $ 331,000 | $ 122,000 |
| BREMERTON-SILVERDALE, WA | 3 | $ 600,000 | $ 200,000 | $ 129,000 |
| CARSON CITY, NV | 3 | $ 400,000 | $ 133,000 | $ 50,000 |
| COEUR D'ALENE, ID | 3 | $ 293,000 | $ 97,000 | $ 74,000 |
| DULUTH, MN-WI | 3 | $ 321,000 | $ 107,000 | $ 68,000 |
| GARY, IN | 3 | $ 660,000 | $ 220,000 | $ 91,000 |
| IOWA CITY, IA | 3 | $ 390,000 | $ 130,000 | $ 64,000 |
| JACKSON, MI | 3 | $ 533,000 | $ 177,000 | $ 70,000 |
| KALAMAZOO-PORTAGE, MI | 3 | $ 269,000 | $ 89,000 | $ 66,000 |
| LONGVIEW, WA | 3 | $ 407,000 | $ 135,000 | $ 43,000 |
| MEDFORD, OR | 3 | $ 723,000 | $ 241,000 | $ 726,000 |
| MONROE, MI | 3 | $ 687,000 | $ 229,000 | $ 28,000 |
| NORWICH-NEW LONDON, CT | 3 | $ 488,000 | $ 162,000 | $ 49,000 |
| OLYMPIA, WA | 3 | $ 498,000 | $ 166,000 | $ 63,000 |
| PEORIA, IL | 3 | $ 367,000 | $ 122,000 | $ 47,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 3 | $ 430,000 | $ 143,000 | $ 98,000 |
| SPOKANE, WA | 3 | $ 275,000 | $ 91,000 | $ 44,000 |
| ANN ARBOR, MI | 2 | $ 545,000 | $ 272,000 | $ 56,000 |
| BATTLE CREEK, MI | 2 | $ 268,000 | $ 134,000 | $ 48,000 |
| CASPER, WY | 2 | $ 385,000 | $ 192,000 | $ 57,000 |
| CEDAR RAPIDS, IA | 2 | $ 424,000 | $ 212,000 | $ 33,000 |
| CHICO, CA | 2 | $ 281,000 | $ 140,000 | $ 35,000 |
| CLEVELAND, TN | 2 | $ 364,000 | $ 182,000 | $ 480,000 |
| DUBUQUE, IA | 2 | $ 327,000 | $ 163,000 | $ 52,000 |
| FORT COLLINS-LOVELAND, CO | 2 | $ 185,000 | $ 92,000 | $ 51,000 |
| FORT WAYNE, IN | 2 | $ 350,000 | $ 175,000 | $ 66,000 |
| GAINESVILLE, FL | 2 | $ 307,000 | $ 153,000 | $ 47,000 |
| GREAT FALLS, MT | 2 | $ 224,000 | $ 112,000 | $ 70,000 |
| GREELEY, CO | 2 | $ 303,000 | $ 151,000 | $ 44,000 |
| LEWISTON, ID-WA | 2 | $ 226,000 | $ 113,000 | $ 59,000 |
| MICHIGAN CITY-LA PORTE, IN | 2 | $ 360,000 | $ 180,000 | $ 74,000 |
| MISSOULA, MT | 2 | $ 165,000 | $ 82,000 | $ 33,000 |
| MORRISTOWN, TN | 2 | $ 179,000 | $ 89,000 | $ 66,000 |
| OCALA, FL | 2 | $ 236,000 | $ 118,000 | $ 0 |
| POCATELLO, ID | 2 | $ 190,000 | $ 95,000 | $ 30,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 800,000 | $ 400,000 | $ 357,000 |
| SANTA FE, NM | 2 | $ 463,000 | $ 231,000 | $ 24,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 283,000 | $ 141,000 | $ 76,000 |
| SPRINGFIELD, MO | 2 | $ 331,000 | $ 165,000 | $ 53,000 |
| TERRE HAUTE, IN | 2 | $ 328,000 | $ 164,000 | $ 124,000 |
| WENATCHEE, WA | 2 | $ 362,000 | $ 181,000 | $ 50,000 |
| YUMA, AZ | 2 | $ 245,000 | $ 122,000 | $ 70,000 |
| AKRON, OH | 1 | $ 144,000 | $ 144,000 | $ 66,000 |
| AMES, IA | 1 | $ 135,000 | $ 135,000 | $ 134,000 |
| ANDERSON, IN | 1 | $ 176,000 | $ 176,000 | $ 70,000 |
| AUSTIN-ROUND ROCK, TX | 1 | $ 281,000 | $ 281,000 | $ 126,000 |
| BLOOMINGTON, IN | 1 | $ 112,000 | $ 112,000 | $ 36,000 |
| BOULDER, CO | 1 | $ 520,000 | $ 520,000 | $ 120,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1 | $ 357,000 | $ 357,000 | $ 178,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 146,000 | $ 146,000 | $ 92,000 |
| CHATTANOOGA, TN-GA | 1 | $ 189,000 | $ 189,000 | $ 18,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 1 | $ 130,000 | $ 130,000 | $ 132,000 |
| COLUMBIA, MO | 1 | $ 216,000 | $ 216,000 | $ 64,000 |
| CORVALLIS, OR | 1 | $ 210,000 | $ 210,000 | $ 84,000 |
| ELKHART-GOSHEN, IN | 1 | $ 97,000 | $ 97,000 | $ 33,000 |
| EVANSVILLE, IN-KY | 1 | $ 277,000 | $ 277,000 | $ 0 |
| FLAGSTAFF, AZ | 1 | $ 60,000 | $ 60,000 | $ 40,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 1 | $ 90,000 | $ 90,000 | $ 40,000 |
| HOLLAND-GRAND HAVEN, MI | 1 | $ 140,000 | $ 140,000 | $ 42,000 |
| JOHNSON CITY, TN | 1 | $ 130,000 | $ 130,000 | $ 47,000 |
| JOPLIN, MO | 1 | $ 475,000 | $ 475,000 | $ 102,000 |
| KOKOMO, IN | 1 | $ 207,000 | $ 207,000 | $ 43,000 |
| LAWRENCE, KS | 1 | $ 62,000 | $ 62,000 | $ 60,000 |
| MUNCIE, IN | 1 | $ 117,000 | $ 117,000 | $ 54,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 1 | $ 162,000 | $ 162,000 | $ 111,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 108,000 | $ 108,000 | $ 54,000 |
| PANAMA CITY-LYNN HAVEN, FL | 1 | $ 111,000 | $ 111,000 | $ 102,000 |
| PUEBLO, CO | 1 | $ 70,000 | $ 70,000 | $ 42,000 |
| PUNTA GORDA, FL | 1 | $ 106,000 | $ 106,000 | $ 42,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 1 | $ 138,000 | $ 138,000 | $ 28,000 |
| SANTA ROSA-PETALUMA, CA | 1 | $ 365,000 | $ 365,000 | $ 123,000 |
| SPRINGFIELD, IL | 1 | $ 90,000 | $ 90,000 | $ 236,000 |
| TUCSON, AZ | 1 | $ 182,000 | $ 182,000 | $ 102,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1 | $ 124,000 | $ 124,000 | $ 26,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 86,000 | $ 86,000 | $ 38,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,248 | $464,484,000 | $179,800 | $1,500,000 | $78,720 | $4,300,000 |
| Home Purchase | 712 | $147,777,000 | $160,947 | $3,150,000 | $72,157 | $2,083,000 |
| Home Improvement | 4 | $179,000 | $52,500 | $68,000 | $42,500 | $82,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,130 | $221,223,000 | $172,583 | $1,333,000 | $73,291 | $2,083,000 |
| Not Provided | 1,029 | $210,755,000 | $184,307 | $1,357,000 | $79,115 | $4,300,000 |
| Hispanic | 421 | $78,443,000 | $162,272 | $1,000,000 | $75,727 | $1,100,000 |
| Asian | 267 | $78,759,000 | $185,444 | $3,150,000 | $96,111 | $474,000 |
| Black or African American | 67 | $15,314,000 | $238,000 | $975,000 | $98,300 | $833,000 |
| American Indian or Alaskan Native | 39 | $5,823,000 | $119,750 | $415,000 | $86,000 | $209,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $2,057,000 | $205,500 | $525,000 | $141,500 | $585,000 |
| Not applicable | 1 | $66,000 | $66,000 | $66,000 | $63,000 | $63,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,964 | $612,440,000 | $178,925 | $3,150,000 | $79,037 | $4,300,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 886 | $183,129,000 | $173,083 | $3,150,000 | $72,541 | $4,300,000 |
| Loan Originated | 825 | $170,137,000 | $161,500 | $1,500,000 | $77,300 | $2,083,000 |
| Application Withdrawn By Applicant | 700 | $142,522,000 | $181,521 | $1,357,000 | $70,913 | $972,000 |
| Application Approved But Not Accepted | 535 | $113,434,000 | $170,761 | $1,000,000 | $85,142 | $816,000 |
| File Closed For Incompleteness | 18 | $3,218,000 | $178,000 | $527,000 | $68,600 | $168,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 455 | $84,593,000 | $179,136 | $1,300,000 | $70,318 | $4,300,000 |
| Debt-To-Income Ratio | 200 | $47,166,000 | $169,473 | $1,100,000 | $60,052 | $1,100,000 |
| Collateral | 102 | $19,562,000 | $179,300 | $1,200,000 | $81,100 | $537,000 |
| Other | 66 | $16,329,000 | $202,533 | $3,150,000 | $97,866 | $1,965,000 |
| Unverifiable Information | 26 | $6,252,000 | $251,000 | $540,000 | $107,000 | $180,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $5,163,000 | $130,400 | $1,125,000 | $76,200 | $480,000 |
| Employment History | 16 | $3,836,000 | $196,000 | $592,000 | $34,400 | $167,000 |
| Credit Application Incomplete | 2 | $144,000 | $72,000 | $118,000 | $183,000 | $324,000 |
| Mortgage Insurance Denied | 1 | $84,000 | $84,000 | $84,000 | $26,000 | $26,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Moneyline Lending Services's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Moneyline Lending Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.