Moneyline Lending Services Mortgage Lending & HMDA Data, 2004

In 2004, Moneyline Lending Services of Irvine, CA reported 2,964 mortgage applications totaling $612.4 million, up 77% from 2003. The average application was for $206,626, and applicants reported an average income of $87,066. 28% of its applications resulted in an originated loan and 30% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (367), Riverside-San Bernardino-Ontario, CA (278) and Visalia-Porterville, CA (202) (applications in parentheses).

Mortgage Company & Address Moneyline Lending Services
15420 Laguna Canyon Rd. Ste. 100
Irvine, CA 92618
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,964
Total Mortgage Loan Application Amount $612,440,000
Average Mortgage Loan Application Amount $206,626
Highest Mortgage Loan Application Amount $3,150,000
Average Applicant Income $87,066
Highest Applicant Income $4,300,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Moneyline Lending Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Moneyline Lending Services by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 367 $ 97,594,000 $ 265,923 $ 111,000
Tulare, California 202 $ 25,658,000 $ 127,019 $ 107,000
Clark, Nevada 170 $ 30,227,000 $ 177,805 $ 86,000
Orange, California 165 $ 52,452,000 $ 317,890 $ 108,000
Riverside, California 145 $ 33,620,000 $ 231,862 $ 88,000
San Bernardino, California 133 $ 24,384,000 $ 183,338 $ 86,000
Kern, California 96 $ 13,518,000 $ 140,812 $ 95,000
Fresno, California 77 $ 13,178,000 $ 171,142 $ 93,000
Solano, California 58 $ 16,860,000 $ 290,689 $ 112,000
San Diego, California 51 $ 16,171,000 $ 317,078 $ 93,000
Salt Lake, Utah 41 $ 6,481,000 $ 158,073 $ 84,000
Plumas, California 40 $ 6,371,000 $ 159,275 $ 58,000
Alameda, California 33 $ 11,286,000 $ 342,000 $ 148,000
Santa Clara, California 33 $ 12,836,000 $ 388,969 $ 126,000
San Luis Obispo, California 30 $ 9,025,000 $ 300,833 $ 96,000
Washoe, Nevada 30 $ 5,654,000 $ 188,466 $ 71,000
Cook, Illinois 26 $ 7,423,000 $ 285,500 $ 99,000
Nye, Nevada 26 $ 2,809,000 $ 108,038 $ 67,000
Modoc, California 25 $ 2,409,000 $ 96,360 $ 76,000
King, Washington 23 $ 6,156,000 $ 267,652 $ 80,000
Napa, California 22 $ 7,417,000 $ 337,136 $ 101,000
Broward, Florida 21 $ 5,021,000 $ 239,095 $ 59,000
Wayne, Michigan 20 $ 2,604,000 $ 130,200 $ 69,000
Utah, Utah 20 $ 3,422,000 $ 171,100 $ 68,000
Miami-Dade, Florida 19 $ 4,836,000 $ 254,526 $ 68,000
Contra Costa, California 17 $ 6,636,000 $ 390,352 $ 205,000
Fairfield, Connecticut 14 $ 3,702,000 $ 264,428 $ 62,000
Polk, Iowa 14 $ 2,266,000 $ 161,857 $ 75,000
Oakland, Michigan 14 $ 2,587,000 $ 184,785 $ 61,000
Multnomah, Oregon 14 $ 2,872,000 $ 205,142 $ 85,000
San Joaquin, California 13 $ 2,782,000 $ 214,000 $ 88,000
Lyon, Nevada 13 $ 1,734,000 $ 133,384 $ 59,000
Davis, Utah 13 $ 1,858,000 $ 142,923 $ 59,000
Washington, Utah 13 $ 1,954,000 $ 150,307 $ 64,000
Sacramento, California 12 $ 2,979,000 $ 248,250 $ 70,000
Stanislaus, California 12 $ 2,550,000 $ 212,500 $ 65,000
Imperial, California 11 $ 1,670,000 $ 151,818 $ 94,000
Placer, California 11 $ 2,592,000 $ 235,636 $ 132,000
Hartford, Connecticut 11 $ 1,897,000 $ 172,454 $ 43,000
Ada, Idaho 11 $ 1,303,000 $ 118,454 $ 39,000
Kings, California 10 $ 1,129,000 $ 112,900 $ 81,000
Lassen, California 10 $ 1,175,000 $ 117,500 $ 66,000
Madera, California 10 $ 1,650,000 $ 165,000 $ 57,000
Shelby, Tennessee 10 $ 1,763,000 $ 176,300 $ 102,000
Clark, Washington 10 $ 1,519,000 $ 151,900 $ 66,000
Pierce, Washington 10 $ 1,558,000 $ 155,800 $ 78,000
Snohomish, Washington 10 $ 2,690,000 $ 269,000 $ 79,000
Collier, Florida 9 $ 2,690,000 $ 298,888 $ 81,000
Orange, Florida 9 $ 1,853,000 $ 205,888 $ 81,000
Will, Illinois 9 $ 1,831,000 $ 203,444 $ 108,000
Weber, Utah 9 $ 2,141,000 $ 237,888 $ 48,000
Johnson, Kansas 8 $ 1,664,000 $ 208,000 $ 56,000
Bernalillo, New Mexico 8 $ 1,199,000 $ 149,875 $ 59,000
Clackamas, Oregon 8 $ 2,292,000 $ 286,500 $ 67,000
Lane, Oregon 8 $ 1,449,000 $ 181,125 $ 62,000
Shasta, California 7 $ 813,000 $ 116,142 $ 54,000
Arapahoe, Colorado 7 $ 1,593,000 $ 227,571 $ 64,000
El Paso, Colorado 7 $ 1,169,000 $ 167,000 $ 40,000
Kent, Michigan 7 $ 1,734,000 $ 247,714 $ 71,000
Macomb, Michigan 7 $ 1,266,000 $ 180,857 $ 57,000
Hennepin, Minnesota 7 $ 1,798,000 $ 256,857 $ 74,000
Jackson, Missouri 7 $ 834,000 $ 119,142 $ 276,000
Washington, Oregon 7 $ 1,318,000 $ 188,285 $ 48,000
El Dorado, California 6 $ 1,177,000 $ 196,166 $ 59,000
Marin, California 6 $ 1,780,000 $ 296,666 $ 105,000
Ventura, California 6 $ 1,893,000 $ 315,500 $ 104,000
New Haven, Connecticut 6 $ 1,104,000 $ 184,000 $ 169,000
Duval, Florida 6 $ 835,000 $ 139,166 $ 64,000
Lee, Florida 6 $ 1,150,000 $ 191,666 $ 49,000
Volusia, Florida 6 $ 677,000 $ 112,833 $ 65,000
Madison, Idaho 6 $ 402,000 $ 67,000 $ 45,000
DuPage, Illinois 6 $ 1,865,000 $ 310,833 $ 128,000
Genesee, Michigan 6 $ 1,031,000 $ 171,833 $ 63,000
St. Louis, Missouri 6 $ 990,000 $ 165,000 $ 44,000
Davidson, Tennessee 6 $ 1,114,000 $ 185,666 $ 74,000
Mendocino, California 5 $ 1,037,000 $ 207,400 $ 68,000
Merced, California 5 $ 1,046,000 $ 209,200 $ 60,000
Monterey, California 5 $ 2,144,000 $ 428,800 $ 116,000
Adams, Colorado 5 $ 1,141,000 $ 228,200 $ 62,000
Brevard, Florida 5 $ 1,015,000 $ 203,000 $ 70,000
Lake, Florida 5 $ 551,000 $ 110,200 $ 31,000
Leon, Florida 5 $ 978,000 $ 195,600 $ 107,000
Lake, Illinois 5 $ 859,000 $ 171,800 $ 19,000
Scott, Iowa 5 $ 622,000 $ 124,400 $ 28,000
Sedgwick, Kansas 5 $ 624,000 $ 124,800 $ 47,000
Dona Ana, New Mexico 5 $ 773,000 $ 154,600 $ 66,000
Marion, Oregon 5 $ 688,000 $ 137,600 $ 63,000
Box Elder, Utah 5 $ 401,000 $ 80,200 $ 61,000
Cache, Utah 5 $ 825,000 $ 165,000 $ 110,000
Benton, Washington 5 $ 751,000 $ 150,200 $ 74,000
Lake, California 4 $ 420,000 $ 105,000 $ 47,000
Santa Barbara, California 4 $ 1,171,000 $ 292,750 $ 40,000
Yuba, California 4 $ 481,000 $ 120,250 $ 82,000
Hillsborough, Florida 4 $ 904,000 $ 226,000 $ 57,000
Palm Beach, Florida 4 $ 1,129,000 $ 282,250 $ 52,000
Bonneville, Idaho 4 $ 457,000 $ 114,250 $ 48,000
Jerome, Idaho 4 $ 436,000 $ 109,000 $ 51,000
Hamilton, Indiana 4 $ 712,000 $ 178,000 $ 66,000
Leavenworth, Kansas 4 $ 413,000 $ 103,250 $ 68,000
Muskegon, Michigan 4 $ 462,000 $ 115,500 $ 40,000
St. Charles, Missouri 4 $ 538,000 $ 134,500 $ 39,000
Yellowstone, Montana 4 $ 486,000 $ 121,500 $ 56,000
Douglas, Nevada 4 $ 890,000 $ 222,500 $ 68,000
Williamson, Tennessee 4 $ 986,000 $ 246,500 $ 109,000
Iron, Utah 4 $ 371,000 $ 92,750 $ 57,000
Yakima, Washington 4 $ 1,729,000 $ 432,250 $ 56,000
Laramie, Wyoming 4 $ 626,000 $ 156,500 $ 81,000
Maricopa, Arizona 3 $ 430,000 $ 143,333 $ 98,000
San Mateo, California 3 $ 1,258,000 $ 419,333 $ 161,000
Denver, Colorado 3 $ 491,000 $ 163,666 $ 23,000
Litchfield, Connecticut 3 $ 720,000 $ 240,000 $ 148,000
New London, Connecticut 3 $ 488,000 $ 162,666 $ 49,000
Citrus, Florida 3 $ 381,000 $ 127,000 $ 35,000
Escambia, Florida 3 $ 1,020,000 $ 340,000 $ 167,000
Manatee, Florida 3 $ 543,000 $ 181,000 $ 79,000
Pasco, Florida 3 $ 397,000 $ 132,333 $ 37,000
Pinellas, Florida 3 $ 1,118,000 $ 372,666 $ 408,000
Bonner, Idaho 3 $ 598,000 $ 199,333 $ 42,000
Caribou, Idaho 3 $ 198,000 $ 66,000 $ 46,000
Cassia, Idaho 3 $ 219,000 $ 73,000 $ 27,000
Jefferson, Idaho 3 $ 308,000 $ 102,666 $ 51,000
Kootenai, Idaho 3 $ 293,000 $ 97,666 $ 74,000
Washington, Idaho 3 $ 215,000 $ 71,666 $ 29,000
Whiteside, Illinois 3 $ 408,000 $ 136,000 $ 49,000
Williamson, Illinois 3 $ 332,000 $ 110,666 $ 36,000
Winnebago, Illinois 3 $ 452,000 $ 150,666 $ 114,000
Marion, Indiana 3 $ 566,000 $ 188,666 $ 52,000
Johnson, Iowa 3 $ 390,000 $ 130,000 $ 64,000
Shawnee, Kansas 3 $ 606,000 $ 202,000 $ 181,000
Cass, Michigan 3 $ 385,000 $ 128,333 $ 48,000
Clinton, Michigan 3 $ 749,000 $ 249,666 $ 46,000
Jackson, Michigan 3 $ 533,000 $ 177,666 $ 70,000
Livingston, Michigan 3 $ 613,000 $ 204,333 $ 57,000
Monroe, Michigan 3 $ 687,000 $ 229,000 $ 28,000
Carver, Minnesota 3 $ 756,000 $ 252,000 $ 69,000
St. Louis, Minnesota 3 $ 321,000 $ 107,000 $ 68,000
Carson City, Nevada 3 $ 400,000 $ 133,333 $ 50,000
Cibola, New Mexico 3 $ 256,000 $ 85,333 $ 62,000
Grant, New Mexico 3 $ 192,000 $ 64,000 $ 52,000
San Miguel, New Mexico 3 $ 371,000 $ 123,666 $ 64,000
Sandoval, New Mexico 3 $ 516,000 $ 172,000 $ 36,000
Deschutes, Oregon 3 $ 1,123,000 $ 374,333 $ 82,000
Jackson, Oregon 3 $ 723,000 $ 241,000 $ 726,000
Linn, Oregon 3 $ 369,000 $ 123,000 $ 57,000
Knox, Tennessee 3 $ 716,000 $ 238,666 $ 96,000
Tooele, Utah 3 $ 583,000 $ 194,333 $ 94,000
Cowlitz, Washington 3 $ 407,000 $ 135,666 $ 43,000
Kitsap, Washington 3 $ 600,000 $ 200,000 $ 129,000
Spokane, Washington 3 $ 275,000 $ 91,666 $ 44,000
Thurston, Washington 3 $ 498,000 $ 166,000 $ 63,000
Whatcom, Washington 3 $ 542,000 $ 180,666 $ 15,000
Sheridan, Wyoming 3 $ 683,000 $ 227,666 $ 124,000
Yuma, Arizona 2 $ 245,000 $ 122,500 $ 70,000
Butte, California 2 $ 281,000 $ 140,500 $ 35,000
Mariposa, California 2 $ 165,000 $ 82,500 $ 64,000
San Francisco, California 2 $ 927,000 $ 463,500 $ 48,000
Santa Cruz, California 2 $ 800,000 $ 400,000 $ 357,000
Sierra, California 2 $ 253,000 $ 126,500 $ 25,000
Tehama, California 2 $ 495,000 $ 247,500 $ 30,000
Delta, Colorado 2 $ 270,000 $ 135,000 $ 52,000
Garfield, Colorado 2 $ 315,000 $ 157,500 $ 54,000
Larimer, Colorado 2 $ 185,000 $ 92,500 $ 51,000
Otero, Colorado 2 $ 428,000 $ 214,000 $ 78,000
Weld, Colorado 2 $ 303,000 $ 151,500 $ 44,000
Windham, Connecticut 2 $ 428,000 $ 214,000 $ 85,000
Alachua, Florida 2 $ 307,000 $ 153,500 $ 47,000
Franklin, Florida 2 $ 233,000 $ 116,500 $ 42,000
Marion, Florida 2 $ 236,000 $ 118,000 $ 0
Osceola, Florida 2 $ 321,000 $ 160,500 $ 48,000
Santa Rosa, Florida 2 $ 320,000 $ 160,000 $ 196,000
Sarasota, Florida 2 $ 373,000 $ 186,500 $ 51,000
Seminole, Florida 2 $ 215,000 $ 107,500 $ 38,000
St. Johns, Florida 2 $ 347,000 $ 173,500 $ 50,000
Walton, Florida 2 $ 198,000 $ 99,000 $ 27,000
Bannock, Idaho 2 $ 190,000 $ 95,000 $ 30,000
Bear Lake, Idaho 2 $ 123,000 $ 61,500 $ 42,000
Latah, Idaho 2 $ 155,000 $ 77,500 $ 64,000
Nez Perce, Idaho 2 $ 226,000 $ 113,000 $ 59,000
Kendall, Illinois 2 $ 495,000 $ 247,500 $ 87,000
Peoria, Illinois 2 $ 190,000 $ 95,000 $ 30,000
Lake, Indiana 2 $ 290,000 $ 145,000 $ 137,000
LaPorte, Indiana 2 $ 360,000 $ 180,000 $ 74,000
Putnam, Indiana 2 $ 392,000 $ 196,000 $ 71,000
St. Joseph, Indiana 2 $ 283,000 $ 141,500 $ 76,000
Dallas, Iowa 2 $ 332,000 $ 166,000 $ 58,000
Dubuque, Iowa 2 $ 327,000 $ 163,500 $ 52,000
Linn, Iowa 2 $ 424,000 $ 212,000 $ 33,000
Pottawattamie, Iowa 2 $ 436,000 $ 218,000 $ 48,000
Wright, Iowa 2 $ 90,000 $ 45,000 $ 85,000
Suffolk, Massachusetts 2 $ 508,000 $ 254,000 $ 93,000
Calhoun, Michigan 2 $ 268,000 $ 134,000 $ 48,000
Clare, Michigan 2 $ 205,000 $ 102,500 $ 36,000
Ingham, Michigan 2 $ 250,000 $ 125,000 $ 52,000
Ionia, Michigan 2 $ 319,000 $ 159,500 $ 49,000
Lenawee, Michigan 2 $ 199,000 $ 99,500 $ 28,000
St. Clair, Michigan 2 $ 522,000 $ 261,000 $ 153,000
Tuscola, Michigan 2 $ 282,000 $ 141,000 $ 57,000
Van Buren, Michigan 2 $ 192,000 $ 96,000 $ 98,000
Washtenaw, Michigan 2 $ 545,000 $ 272,500 $ 56,000
Chisago, Minnesota 2 $ 575,000 $ 287,500 $ 82,000
Washington, Minnesota 2 $ 452,000 $ 226,000 $ 78,000
Greene, Missouri 2 $ 331,000 $ 165,500 $ 53,000
Cascade, Montana 2 $ 224,000 $ 112,000 $ 70,000
Missoula, Montana 2 $ 165,000 $ 82,500 $ 33,000
Cass, Nebraska 2 $ 282,000 $ 141,000 $ 72,000
Dodge, Nebraska 2 $ 278,000 $ 139,000 $ 60,000
Douglas, Nebraska 2 $ 900,000 $ 450,000 $ 184,000
Elko, Nevada 2 $ 130,000 $ 65,000 $ 38,000
Storey, Nevada 2 $ 305,000 $ 152,500 $ 52,000
Otero, New Mexico 2 $ 319,000 $ 159,500 $ 64,000
Santa Fe, New Mexico 2 $ 463,000 $ 231,500 $ 24,000
Sierra, New Mexico 2 $ 164,000 $ 82,000 $ 49,000
Socorro, New Mexico 2 $ 130,000 $ 65,000 $ 54,000
Lincoln, Oregon 2 $ 264,000 $ 132,000 $ 28,000
Malheur, Oregon 2 $ 345,000 $ 172,500 $ 105,000
Tillamook, Oregon 2 $ 251,000 $ 125,500 $ 41,000
Umatilla, Oregon 2 $ 263,000 $ 131,500 $ 64,000
Union, Oregon 2 $ 205,000 $ 102,500 $ 68,000
Bradley, Tennessee 2 $ 364,000 $ 182,000 $ 480,000
Jefferson, Tennessee 2 $ 179,000 $ 89,500 $ 66,000
Robertson, Tennessee 2 $ 339,000 $ 169,500 $ 77,000
Rutherford, Tennessee 2 $ 405,000 $ 202,500 $ 96,000
Sevier, Tennessee 2 $ 313,000 $ 156,500 $ 31,000
Tipton, Tennessee 2 $ 203,000 $ 101,500 $ 68,000
Grand, Utah 2 $ 253,000 $ 126,500 $ 45,000
Millard, Utah 2 $ 156,000 $ 78,000 $ 120,000
Rich, Utah 2 $ 332,000 $ 166,000 $ 70,000
Sevier, Utah 2 $ 253,000 $ 126,500 $ 46,000
Summit, Utah 2 $ 247,000 $ 123,500 $ 55,000
Uintah, Utah 2 $ 307,000 $ 153,500 $ 55,000
Wasatch, Utah 2 $ 554,000 $ 277,000 $ 81,000
Walla Walla, Washington 2 $ 293,000 $ 146,500 $ 88,000
Campbell, Wyoming 2 $ 187,000 $ 93,500 $ 90,000
Carbon, Wyoming 2 $ 168,000 $ 84,000 $ 43,000
Johnson, Wyoming 2 $ 264,000 $ 132,000 $ 57,000
Natrona, Wyoming 2 $ 385,000 $ 192,500 $ 57,000
Coconino, Arizona 1 $ 60,000 $ 60,000 $ 40,000
Mohave, Arizona 1 $ 124,000 $ 124,000 $ 83,000
Navajo, Arizona 1 $ 65,000 $ 65,000 $ 27,000
Pima, Arizona 1 $ 182,000 $ 182,000 $ 102,000
Amador, California 1 $ 325,000 $ 325,000 $ 233,000
Calaveras, California 1 $ 106,000 $ 106,000 $ 121,000
Del Norte, California 1 $ 91,000 $ 91,000 $ 39,000
Glenn, California 1 $ 135,000 $ 135,000 $ 78,000
Humboldt, California 1 $ 297,000 $ 297,000 $ 153,000
Nevada, California 1 $ 97,000 $ 97,000 $ 38,000
Sonoma, California 1 $ 365,000 $ 365,000 $ 123,000
Sutter, California 1 $ 152,000 $ 152,000 $ 69,000
Trinity, California 1 $ 117,000 $ 117,000 $ 36,000
Archuleta, Colorado 1 $ 171,000 $ 171,000 $ 67,000
Boulder, Colorado 1 $ 520,000 $ 520,000 $ 120,000
Gunnison, Colorado 1 $ 144,000 $ 144,000 $ 28,000
La Plata, Colorado 1 $ 350,000 $ 350,000 $ 132,000
Las Animas, Colorado 1 $ 60,000 $ 60,000 $ 13,000
Logan, Colorado 1 $ 80,000 $ 80,000 $ 46,000
Montezuma, Colorado 1 $ 80,000 $ 80,000 $ 75,000
Ouray, Colorado 1 $ 205,000 $ 205,000 $ 34,000
Park, Colorado 1 $ 453,000 $ 453,000 $ 119,000
Pueblo, Colorado 1 $ 70,000 $ 70,000 $ 42,000
Rio Grande, Colorado 1 $ 143,000 $ 143,000 $ 71,000
Teller, Colorado 1 $ 205,000 $ 205,000 $ 103,000
Middlesex, Connecticut 1 $ 180,000 $ 180,000 $ 42,000
Baker, Florida 1 $ 203,000 $ 203,000 $ 97,000
Bay, Florida 1 $ 111,000 $ 111,000 $ 102,000
Charlotte, Florida 1 $ 106,000 $ 106,000 $ 42,000
Clay, Florida 1 $ 203,000 $ 203,000 $ 72,000
Dixie, Florida 1 $ 340,000 $ 340,000 $ 121,000
Flagler, Florida 1 $ 185,000 $ 185,000 $ 113,000
Hardee, Florida 1 $ 141,000 $ 141,000 $ 20,000
Highlands, Florida 1 $ 93,000 $ 93,000 $ 39,000
Jackson, Florida 1 $ 70,000 $ 70,000 $ 44,000
Levy, Florida 1 $ 113,000 $ 113,000 $ 62,000
Monroe, Florida 1 $ 395,000 $ 395,000 $ 120,000
Okaloosa, Florida 1 $ 90,000 $ 90,000 $ 40,000
Bingham, Idaho 1 $ 103,000 $ 103,000 $ 59,000
Camas, Idaho 1 $ 58,000 $ 58,000 $ 20,000
Canyon, Idaho 1 $ 144,000 $ 144,000 $ 62,000
Clearwater, Idaho 1 $ 135,000 $ 135,000 $ 52,000
Elmore, Idaho 1 $ 82,000 $ 82,000 $ 30,000
Fremont, Idaho 1 $ 90,000 $ 90,000 $ 31,000
Oneida, Idaho 1 $ 67,000 $ 67,000 $ 56,000
Owyhee, Idaho 1 $ 160,000 $ 160,000 $ 85,000
Payette, Idaho 1 $ 178,000 $ 178,000 $ 60,000
Twin Falls, Idaho 1 $ 73,000 $ 73,000 $ 51,000
Boone, Illinois 1 $ 148,000 $ 148,000 $ 71,000
Champaign, Illinois 1 $ 146,000 $ 146,000 $ 92,000
Clinton, Illinois 1 $ 301,000 $ 301,000 $ 155,000
Henry, Illinois 1 $ 225,000 $ 225,000 $ 72,000
Monroe, Illinois 1 $ 340,000 $ 340,000 $ 0
Ogle, Illinois 1 $ 72,000 $ 72,000 $ 32,000
Sangamon, Illinois 1 $ 90,000 $ 90,000 $ 236,000
St. Clair, Illinois 1 $ 100,000 $ 100,000 $ 111,000
Tazewell, Illinois 1 $ 177,000 $ 177,000 $ 82,000
Allen, Indiana 1 $ 242,000 $ 242,000 $ 84,000
Clinton, Indiana 1 $ 241,000 $ 241,000 $ 64,000
Dearborn, Indiana 1 $ 106,000 $ 106,000 $ 41,000
Delaware, Indiana 1 $ 117,000 $ 117,000 $ 54,000
Elkhart, Indiana 1 $ 97,000 $ 97,000 $ 33,000
Grant, Indiana 1 $ 100,000 $ 100,000 $ 0
Jefferson, Indiana 1 $ 135,000 $ 135,000 $ 50,000
Kosciusko, Indiana 1 $ 95,000 $ 95,000 $ 18,000
Madison, Indiana 1 $ 176,000 $ 176,000 $ 70,000
Marshall, Indiana 1 $ 86,000 $ 86,000 $ 60,000
Monroe, Indiana 1 $ 112,000 $ 112,000 $ 36,000
Porter, Indiana 1 $ 370,000 $ 370,000 $ 0
Starke, Indiana 1 $ 79,000 $ 79,000 $ 41,000
Tipton, Indiana 1 $ 207,000 $ 207,000 $ 43,000
Vermillion, Indiana 1 $ 161,000 $ 161,000 $ 162,000
Vigo, Indiana 1 $ 167,000 $ 167,000 $ 87,000
Warrick, Indiana 1 $ 277,000 $ 277,000 $ 0
Wayne, Indiana 1 $ 184,000 $ 184,000 $ 52,000
Whitley, Indiana 1 $ 108,000 $ 108,000 $ 49,000
Black Hawk, Iowa 1 $ 86,000 $ 86,000 $ 38,000
Buchanan, Iowa 1 $ 126,000 $ 126,000 $ 36,000
Cerro Gordo, Iowa 1 $ 100,000 $ 100,000 $ 26,000
Crawford, Iowa 1 $ 110,000 $ 110,000 $ 29,000
Hancock, Iowa 1 $ 80,000 $ 80,000 $ 42,000
Harrison, Iowa 1 $ 221,000 $ 221,000 $ 96,000
Madison, Iowa 1 $ 90,000 $ 90,000 $ 46,000
Mills, Iowa 1 $ 136,000 $ 136,000 $ 38,000
Page, Iowa 1 $ 475,000 $ 475,000 $ 37,000
Story, Iowa 1 $ 135,000 $ 135,000 $ 134,000
Douglas, Kansas 1 $ 62,000 $ 62,000 $ 60,000
Ford, Kansas 1 $ 160,000 $ 160,000 $ 120,000
Geary, Kansas 1 $ 108,000 $ 108,000 $ 0
Harvey, Kansas 1 $ 80,000 $ 80,000 $ 36,000
Morton, Kansas 1 $ 50,000 $ 50,000 $ 11,000
Osage, Kansas 1 $ 67,000 $ 67,000 $ 36,000
Reno, Kansas 1 $ 68,000 $ 68,000 $ 49,000
Scott, Kansas 1 $ 94,000 $ 94,000 $ 38,000
Seward, Kansas 1 $ 137,000 $ 137,000 $ 100,000
Thomas, Kansas 1 $ 137,000 $ 137,000 $ 84,000
Wyandotte, Kansas 1 $ 186,000 $ 186,000 $ 31,000
Middlesex, Massachusetts 1 $ 357,000 $ 357,000 $ 178,000
Plymouth, Massachusetts 1 $ 487,000 $ 487,000 $ 151,000
Berrien, Michigan 1 $ 108,000 $ 108,000 $ 54,000
Branch, Michigan 1 $ 101,000 $ 101,000 $ 35,000
Chippewa, Michigan 1 $ 180,000 $ 180,000 $ 48,000
Eaton, Michigan 1 $ 145,000 $ 145,000 $ 83,000
Emmet, Michigan 1 $ 345,000 $ 345,000 $ 62,000
Grand Traverse, Michigan 1 $ 117,000 $ 117,000 $ 50,000
Hillsdale, Michigan 1 $ 112,000 $ 112,000 $ 36,000
Huron, Michigan 1 $ 78,000 $ 78,000 $ 31,000
Kalamazoo, Michigan 1 $ 77,000 $ 77,000 $ 34,000
Lake, Michigan 1 $ 101,000 $ 101,000 $ 59,000
Lapeer, Michigan 1 $ 135,000 $ 135,000 $ 84,000
Mecosta, Michigan 1 $ 50,000 $ 50,000 $ 39,000
Montcalm, Michigan 1 $ 108,000 $ 108,000 $ 52,000
Oceana, Michigan 1 $ 177,000 $ 177,000 $ 0
Osceola, Michigan 1 $ 175,000 $ 175,000 $ 45,000
Ottawa, Michigan 1 $ 140,000 $ 140,000 $ 42,000
Saginaw, Michigan 1 $ 138,000 $ 138,000 $ 28,000
St. Joseph, Michigan 1 $ 156,000 $ 156,000 $ 29,000
Wexford, Michigan 1 $ 18,000 $ 18,000 $ 107,000
Anoka, Minnesota 1 $ 270,000 $ 270,000 $ 228,000
Dakota, Minnesota 1 $ 156,000 $ 156,000 $ 72,000
Itasca, Minnesota 1 $ 149,000 $ 149,000 $ 34,000
Ramsey, Minnesota 1 $ 210,000 $ 210,000 $ 120,000
Yellow Medicine, Minnesota 1 $ 48,000 $ 48,000 $ 72,000
Boone, Missouri 1 $ 216,000 $ 216,000 $ 64,000
Clinton, Missouri 1 $ 96,000 $ 96,000 $ 47,000
Jasper, Missouri 1 $ 475,000 $ 475,000 $ 102,000
Stone, Missouri 1 $ 80,000 $ 80,000 $ 38,000
Custer, Montana 1 $ 109,000 $ 109,000 $ 72,000
Flathead, Montana 1 $ 79,000 $ 79,000 $ 50,000
Gallatin, Montana 1 $ 367,000 $ 367,000 $ 85,000
Hill, Montana 1 $ 89,000 $ 89,000 $ 48,000
Powell, Montana 1 $ 110,000 $ 110,000 $ 65,000
Ravalli, Montana 1 $ 94,000 $ 94,000 $ 300,000
Toole, Montana 1 $ 86,000 $ 86,000 $ 77,000
Buffalo, Nebraska 1 $ 132,000 $ 132,000 $ 42,000
Dakota, Nebraska 1 $ 144,000 $ 144,000 $ 72,000
Knox, Nebraska 1 $ 200,000 $ 200,000 $ 136,000
Churchill, Nevada 1 $ 237,000 $ 237,000 $ 102,000
Eureka, Nevada 1 $ 200,000 $ 200,000 $ 91,000
Humboldt, Nevada 1 $ 71,000 $ 71,000 $ 34,000
Pershing, Nevada 1 $ 95,000 $ 95,000 $ 38,000
Lea, New Mexico 1 $ 230,000 $ 230,000 $ 0
Lincoln, New Mexico 1 $ 120,000 $ 120,000 $ 62,000
McKinley, New Mexico 1 $ 129,000 $ 129,000 $ 57,000
Roosevelt, New Mexico 1 $ 71,000 $ 71,000 $ 101,000
Valencia, New Mexico 1 $ 225,000 $ 225,000 $ 90,000
Putnam, New York 1 $ 162,000 $ 162,000 $ 111,000
Cuyahoga, Ohio 1 $ 130,000 $ 130,000 $ 132,000
Portage, Ohio 1 $ 144,000 $ 144,000 $ 66,000
Benton, Oregon 1 $ 210,000 $ 210,000 $ 84,000
Columbia, Oregon 1 $ 80,000 $ 80,000 $ 0
Jefferson, Oregon 1 $ 133,000 $ 133,000 $ 52,000
Klamath, Oregon 1 $ 86,000 $ 86,000 $ 20,000
Wasco, Oregon 1 $ 207,000 $ 207,000 $ 80,000
Anderson, Tennessee 1 $ 95,000 $ 95,000 $ 30,000
Cocke, Tennessee 1 $ 182,000 $ 182,000 $ 77,000
Cumberland, Tennessee 1 $ 76,000 $ 76,000 $ 30,000
Hamilton, Tennessee 1 $ 189,000 $ 189,000 $ 18,000
Hardin, Tennessee 1 $ 70,000 $ 70,000 $ 73,000
Hickman, Tennessee 1 $ 165,000 $ 165,000 $ 67,000
Maury, Tennessee 1 $ 147,000 $ 147,000 $ 12,000
Overton, Tennessee 1 $ 53,000 $ 53,000 $ 21,000
Roane, Tennessee 1 $ 180,000 $ 180,000 $ 67,000
Smith, Tennessee 1 $ 122,000 $ 122,000 $ 60,000
Sumner, Tennessee 1 $ 90,000 $ 90,000 $ 0
Trousdale, Tennessee 1 $ 83,000 $ 83,000 $ 48,000
Unicoi, Tennessee 1 $ 130,000 $ 130,000 $ 47,000
Bastrop, Texas 1 $ 281,000 $ 281,000 $ 126,000
Duchesne, Utah 1 $ 220,000 $ 220,000 $ 68,000
Emery, Utah 1 $ 55,000 $ 55,000 $ 30,000
Kane, Utah 1 $ 180,000 $ 180,000 $ 60,000
Sanpete, Utah 1 $ 58,000 $ 58,000 $ 27,000
York, Virginia 1 $ 124,000 $ 124,000 $ 26,000
Asotin, Washington 1 $ 118,000 $ 118,000 $ 120,000
Chelan, Washington 1 $ 156,000 $ 156,000 $ 31,000
Clallam, Washington 1 $ 152,000 $ 152,000 $ 49,000
Douglas, Washington 1 $ 206,000 $ 206,000 $ 70,000
Grays Harbor, Washington 1 $ 119,000 $ 119,000 $ 29,000
Island, Washington 1 $ 30,000 $ 30,000 $ 82,000
Mason, Washington 1 $ 410,000 $ 410,000 $ 54,000
San Juan, Washington 1 $ 180,000 $ 180,000 $ 64,000
Converse, Wyoming 1 $ 25,000 $ 25,000 $ 80,000
Crook, Wyoming 1 $ 152,000 $ 152,000 $ 103,000
Hot Springs, Wyoming 1 $ 175,000 $ 175,000 $ 65,000
Sweetwater, Wyoming 1 $ 100,000 $ 100,000 $ 50,000
Weston, Wyoming 1 $ 57,000 $ 57,000 $ 50,000

Mortgage Loan Application Detail Totals for Moneyline Lending Services in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,248 $464,484,000 $179,800 $1,500,000 $78,720 $4,300,000
Home Purchase 712 $147,777,000 $160,947 $3,150,000 $72,157 $2,083,000
Home Improvement 4 $179,000 $52,500 $68,000 $42,500 $82,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,130 $221,223,000 $172,583 $1,333,000 $73,291 $2,083,000
Not Provided 1,029 $210,755,000 $184,307 $1,357,000 $79,115 $4,300,000
Hispanic 421 $78,443,000 $162,272 $1,000,000 $75,727 $1,100,000
Asian 267 $78,759,000 $185,444 $3,150,000 $96,111 $474,000
Black or African American 67 $15,314,000 $238,000 $975,000 $98,300 $833,000
American Indian or Alaskan Native 39 $5,823,000 $119,750 $415,000 $86,000 $209,000
Native Hawaiian or Other Pacific Islander 10 $2,057,000 $205,500 $525,000 $141,500 $585,000
Not applicable 1 $66,000 $66,000 $66,000 $63,000 $63,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,964 $612,440,000 $178,925 $3,150,000 $79,037 $4,300,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 886 $183,129,000 $173,083 $3,150,000 $72,541 $4,300,000
Loan Originated 825 $170,137,000 $161,500 $1,500,000 $77,300 $2,083,000
Application Withdrawn By Applicant 700 $142,522,000 $181,521 $1,357,000 $70,913 $972,000
Application Approved But Not Accepted 535 $113,434,000 $170,761 $1,000,000 $85,142 $816,000
File Closed For Incompleteness 18 $3,218,000 $178,000 $527,000 $68,600 $168,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 455 $84,593,000 $179,136 $1,300,000 $70,318 $4,300,000
Debt-To-Income Ratio 200 $47,166,000 $169,473 $1,100,000 $60,052 $1,100,000
Collateral 102 $19,562,000 $179,300 $1,200,000 $81,100 $537,000
Other 66 $16,329,000 $202,533 $3,150,000 $97,866 $1,965,000
Unverifiable Information 26 $6,252,000 $251,000 $540,000 $107,000 $180,000
Insufficient Cash (Downpayment, Closing Cost) 18 $5,163,000 $130,400 $1,125,000 $76,200 $480,000
Employment History 16 $3,836,000 $196,000 $592,000 $34,400 $167,000
Credit Application Incomplete 2 $144,000 $72,000 $118,000 $183,000 $324,000
Mortgage Insurance Denied 1 $84,000 $84,000 $84,000 $26,000 $26,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Moneyline Lending Services's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Moneyline Lending Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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