Montgomery Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Montgomery Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Montgomery Bank P.O. Box 948 Sikeston, MO 63801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,179 |
| Total Mortgage Loan Application Amount | $468,493,000 |
| Average Mortgage Loan Application Amount | $195,680 |
| Highest Mortgage Loan Application Amount | $1,800,000 |
| Average Applicant Income | $72,400 |
| Highest Applicant Income | $2,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Montgomery Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Montgomery Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Montgomery Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Montgomery Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Montgomery Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Montgomery Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 1,373 | $ 267,362,000 | $ 194,000 | $ 99,000 |
| St. Charles County Missouri | 484 | $ 79,738,000 | $ 164,000 | $ 28,000 |
| Scott County Missouri | 263 | $ 17,087,000 | $ 64,000 | $ 70,000 |
| Cape Girardeau County Missouri | 221 | $ 25,665,000 | $ 116,000 | $ 76,000 |
| Jefferson County Missouri | 144 | $ 15,246,000 | $ 105,000 | $ 18,000 |
| St. Louis City County Missouri | 76 | $ 11,078,000 | $ 145,000 | $ 46,000 |
| Franklin County Missouri | 66 | $ 10,424,000 | $ 157,000 | $ 10,000 |
| St. Clair County Illinois | 63 | $ 5,311,000 | $ 84,000 | $ 15,000 |
| New Madrid County Missouri | 54 | $ 2,965,000 | $ 54,000 | $ 41,000 |
| Madison County Illinois | 40 | $ 1,858,000 | $ 46,000 | $ 0 |
| Pemiscot County Missouri | 36 | $ 1,726,000 | $ 47,000 | $ 42,000 |
| Mississippi County Missouri | 28 | $ 1,135,000 | $ 40,000 | $ 40,000 |
| Stoddard County Missouri | 25 | $ 1,295,000 | $ 51,000 | $ 83,000 |
| Boone County Missouri | 23 | $ 3,701,000 | $ 160,000 | $ 15,000 |
| Monroe County Illinois | 17 | $ 1,106,000 | $ 65,000 | $ 18,000 |
| Johnson County Kansas | 15 | $ 2,833,000 | $ 188,000 | $ 57,000 |
| Camden County Missouri | 15 | $ 1,909,000 | $ 127,000 | $ 124,000 |
| Warren County Missouri | 15 | $ 1,686,000 | $ 112,000 | $ 21,000 |
| Lincoln County Missouri | 14 | $ 443,000 | $ 31,000 | $ 0 |
| Macoupin County Illinois | 13 | $ 53,000 | $ 4,000 | $ 0 |
| Bollinger County Missouri | 13 | $ 1,220,000 | $ 93,000 | $ 61,000 |
| Williamson County Illinois | 11 | $ 44,000 | $ 4,000 | $ 0 |
| McCracken County Kentucky | 11 | $ 49,000 | $ 4,000 | $ 0 |
| St. Francois County Missouri | 10 | $ 462,000 | $ 46,000 | $ 0 |
| Montgomery County Illinois | 8 | $ 32,000 | $ 4,000 | $ 0 |
| Ripley County Missouri | 7 | $ 32,000 | $ 4,000 | $ 0 |
| Jackson County Illinois | 6 | $ 198,000 | $ 33,000 | $ 0 |
| Butler County Missouri | 6 | $ 95,000 | $ 15,000 | $ 21,000 |
| Randolph County Illinois | 5 | $ 19,000 | $ 3,000 | $ 0 |
| Crawford County Missouri | 5 | $ 352,000 | $ 70,000 | $ 42,000 |
| Madison County Missouri | 5 | $ 240,000 | $ 48,000 | $ 19,000 |
| Perry County Missouri | 5 | $ 216,000 | $ 43,000 | $ 25,000 |
| Cook County Illinois | 4 | $ 2,025,000 | $ 506,000 | $ 0 |
| Massac County Illinois | 4 | $ 19,000 | $ 4,000 | $ 0 |
| Union County Illinois | 4 | $ 53,000 | $ 13,000 | $ 37,000 |
| Clinton County Illinois | 3 | $ 101,000 | $ 33,000 | $ 0 |
| Jersey County Illinois | 3 | $ 16,000 | $ 5,000 | $ 0 |
| Marshall County Kentucky | 3 | $ 328,000 | $ 109,000 | $ 430,000 |
| Dunklin County Missouri | 3 | $ 138,000 | $ 46,000 | $ 46,000 |
| Iron County Missouri | 3 | $ 116,000 | $ 38,000 | $ 15,000 |
| Jackson County Missouri | 3 | $ 393,000 | $ 131,000 | $ 0 |
| Ste. Genevieve County Missouri | 3 | $ 15,000 | $ 5,000 | $ 0 |
| Stone County Missouri | 3 | $ 201,000 | $ 67,000 | $ 16,000 |
| Washington County Missouri | 3 | $ 100,000 | $ 33,000 | $ 19,000 |
| Wayne County Missouri | 3 | $ 245,000 | $ 81,000 | $ 45,000 |
| Dyer County Tennessee | 3 | $ 199,000 | $ 66,000 | $ 36,000 |
| Alexander County Illinois | 2 | $ 67,000 | $ 33,000 | $ 9,000 |
| Franklin County Illinois | 2 | $ 8,000 | $ 4,000 | $ 0 |
| Saline County Illinois | 2 | $ 7,000 | $ 3,000 | $ 0 |
| Polk County Iowa | 2 | $ 357,000 | $ 178,000 | $ 0 |
| Livingston County Kentucky | 2 | $ 9,000 | $ 4,000 | $ 0 |
| Cass County Missouri | 2 | $ 224,000 | $ 112,000 | $ 0 |
| Cooper County Missouri | 2 | $ 285,000 | $ 142,000 | $ 0 |
| Miller County Missouri | 2 | $ 411,000 | $ 205,000 | $ 47,000 |
| Morgan County Missouri | 2 | $ 123,000 | $ 61,000 | $ 81,000 |
| Pike County Missouri | 2 | $ 265,000 | $ 132,000 | $ 0 |
| Platte County Missouri | 2 | $ 235,000 | $ 117,000 | $ 0 |
| Tulsa County Oklahoma | 2 | $ 321,000 | $ 160,000 | $ 0 |
| Boulder County Colorado | 1 | $ 450,000 | $ 450,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 275,000 | $ 275,000 | $ 70,000 |
| Charlotte County Florida | 1 | $ 1,240,000 | $ 1,240,000 | $ 540,000 |
| Collier County Florida | 1 | $ 347,000 | $ 347,000 | $ 514,000 |
| Lee County Florida | 1 | $ 272,000 | $ 272,000 | $ 0 |
| Manatee County Florida | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Orange County Florida | 1 | $ 268,000 | $ 268,000 | $ 120,000 |
| Palm Beach County Florida | 1 | $ 100,000 | $ 100,000 | $ 682,000 |
| Seminole County Florida | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Bartow County Georgia | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Bond County Illinois | 1 | $ 2,000 | $ 2,000 | $ 0 |
| Johnson County Illinois | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Peoria County Illinois | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Perry County Illinois | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Pulaski County Illinois | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Washington County Illinois | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Miami County Kansas | 1 | $ 174,000 | $ 174,000 | $ 42,000 |
| Reno County Kansas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Wyandotte County Kansas | 1 | $ 120,000 | $ 120,000 | $ 63,000 |
| Caldwell County Kentucky | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Calloway County Kentucky | 1 | $ 49,000 | $ 49,000 | $ 151,000 |
| Fayette County Kentucky | 1 | $ 233,000 | $ 233,000 | $ 120,000 |
| Middlesex County Massachusetts | 1 | $ 260,000 | $ 260,000 | $ 57,000 |
| Callaway County Missouri | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Carter County Missouri | 1 | $ 64,000 | $ 64,000 | $ 56,000 |
| Clay County Missouri | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Cole County Missouri | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Ray County Missouri | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Webster County Missouri | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Bexar County Texas | 1 | $ 190,000 | $ 190,000 | $ 59,000 |
| Summit County Utah | 1 | $ 370,000 | $ 370,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 546,000 | $ 546,000 | $ 314,000 |
Mortgage Loan Application Detail Totals for Montgomery Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 2,242 | $384,065,000 | $229,230 | $1,800,000 | $57,615 | $2,600,000 |
| Home Purchase (one-to-four family) | 515 | $80,586,000 | $227,625 | $1,400,000 | $111,625 | $1,142,000 |
| Home Improvement (one-to-four family) | 422 | $3,842,000 | $22,750 | $380,000 | $42,000 | $446,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,368 | $389,783,000 | $206,400 | $1,800,000 | $14,500 | $1,142,000 |
| White | 761 | $74,659,000 | $227,900 | $1,240,000 | $153,000 | $2,600,000 |
| Black | 21 | $1,672,000 | $79,000 | $525,000 | $52,000 | $166,000 |
| Asian or Pacific Islander | 12 | $1,298,000 | $108,000 | $250,000 | $67,000 | $130,000 |
| Information not provided by applicant in mail or telephone application | 8 | $600,000 | $75,000 | $178,000 | $78,000 | $144,000 |
| Other | 4 | $202,000 | $50,000 | $72,000 | $87,000 | $262,000 |
| Hispanic | 4 | $242,000 | $60,000 | $178,000 | $101,000 | $161,000 |
| American Indian or Alaskan Native | 1 | $37,000 | $37,000 | $37,000 | $68,000 | $68,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,179 | $468,493,000 | $233,800 | $1,800,000 | $71,000 | $2,600,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 2,337 | $377,692,000 | $203,200 | $1,000,000 | $0 | $0 |
| Loan Originated | 635 | $71,766,000 | $220,300 | $1,800,000 | $158,900 | $2,600,000 |
| Application Denied By Financial Institution | 130 | $9,418,000 | $75,000 | $755,000 | $47,666 | $691,000 |
| Application Approved But Not Accepted | 41 | $6,681,000 | $126,500 | $1,200,000 | $77,500 | $1,729,000 |
| Application Withdrawn By Applicant | 36 | $2,936,000 | $81,000 | $247,000 | $52,000 | $152,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 87 | $5,390,000 | $71,333 | $670,000 | $42,333 | $457,000 |
| Debt-To-Income Ratio | 35 | $2,505,000 | $71,000 | $260,000 | $84,000 | $691,000 |
| Collateral | 5 | $585,000 | $117,000 | $200,000 | $85,000 | $201,000 |
| Employment History | 2 | $183,000 | $91,000 | $113,000 | $45,000 | $56,000 |
| Unverifiable Information | 1 | $755,000 | $755,000 | $755,000 | $106,000 | $106,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Montgomery Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Montgomery Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.