Montgomery Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Montgomery Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Montgomery Bank P.O. Box 948 Sikeston, MO 63801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,246 |
| Total Mortgage Loan Application Amount | $171,475,000 |
| Average Mortgage Loan Application Amount | $123,333 |
| Highest Mortgage Loan Application Amount | $3,608,000 |
| Average Applicant Income | $21,666 |
| Highest Applicant Income | $3,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Montgomery Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Montgomery Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Montgomery Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Montgomery Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Montgomery Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Montgomery Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 237 | $ 41,798,000 | $ 176,000 | $ 13,000 |
| St. Charles County Missouri | 212 | $ 38,352,000 | $ 180,000 | $ 2,000 |
| Cape Girardeau County Missouri | 124 | $ 20,065,000 | $ 161,000 | $ 51,000 |
| Scott County Missouri | 99 | $ 7,195,000 | $ 72,000 | $ 42,000 |
| St. Clair County Illinois | 83 | $ 8,840,000 | $ 106,000 | $ 2,000 |
| Jefferson County Missouri | 57 | $ 3,648,000 | $ 64,000 | $ 6,000 |
| St. Louis City County Missouri | 45 | $ 7,202,000 | $ 160,000 | $ 21,000 |
| Madison County Illinois | 34 | $ 974,000 | $ 28,000 | $ 0 |
| Boone County Missouri | 28 | $ 3,660,000 | $ 130,000 | $ 12,000 |
| Franklin County Missouri | 23 | $ 2,510,000 | $ 109,000 | $ 3,000 |
| Stoddard County Missouri | 17 | $ 778,000 | $ 45,000 | $ 24,000 |
| Monroe County Illinois | 16 | $ 1,651,000 | $ 103,000 | $ 0 |
| New Madrid County Missouri | 16 | $ 985,000 | $ 61,000 | $ 32,000 |
| St. Francois County Missouri | 14 | $ 469,000 | $ 33,000 | $ 0 |
| Collier County Florida | 12 | $ 6,044,000 | $ 503,000 | $ 71,000 |
| Lincoln County Missouri | 11 | $ 993,000 | $ 90,000 | $ 22,000 |
| Tulsa County Oklahoma | 10 | $ 938,000 | $ 93,000 | $ 7,000 |
| Perry County Missouri | 9 | $ 485,000 | $ 53,000 | $ 45,000 |
| Macoupin County Illinois | 6 | $ 27,000 | $ 4,000 | $ 0 |
| Williamson County Illinois | 6 | $ 37,000 | $ 6,000 | $ 0 |
| Butler County Missouri | 6 | $ 33,000 | $ 5,000 | $ 0 |
| Maricopa County Arizona | 5 | $ 806,000 | $ 161,000 | $ 68,000 |
| Alexander County Illinois | 5 | $ 71,000 | $ 14,000 | $ 18,000 |
| Montgomery County Illinois | 5 | $ 26,000 | $ 5,000 | $ 0 |
| Union County Illinois | 5 | $ 548,000 | $ 109,000 | $ 93,000 |
| Mississippi County Missouri | 5 | $ 243,000 | $ 48,000 | $ 45,000 |
| Ripley County Missouri | 5 | $ 222,000 | $ 44,000 | $ 22,000 |
| Benton County Arkansas | 4 | $ 708,000 | $ 177,000 | $ 75,000 |
| Randolph County Illinois | 4 | $ 22,000 | $ 5,000 | $ 0 |
| Camden County Missouri | 4 | $ 649,000 | $ 162,000 | $ 19,000 |
| Crawford County Missouri | 4 | $ 16,000 | $ 4,000 | $ 0 |
| Washington County Missouri | 4 | $ 18,000 | $ 4,000 | $ 0 |
| Orange County Florida | 3 | $ 668,000 | $ 222,000 | $ 0 |
| Bartow County Georgia | 3 | $ 386,000 | $ 128,000 | $ 36,000 |
| Clinton County Illinois | 3 | $ 15,000 | $ 5,000 | $ 0 |
| Franklin County Illinois | 3 | $ 13,000 | $ 4,000 | $ 0 |
| Jackson County Illinois | 3 | $ 30,000 | $ 10,000 | $ 0 |
| Jersey County Illinois | 3 | $ 67,000 | $ 22,000 | $ 0 |
| Perry County Illinois | 3 | $ 123,000 | $ 41,000 | $ 0 |
| Saline County Illinois | 3 | $ 15,000 | $ 5,000 | $ 0 |
| McCracken County Kentucky | 3 | $ 14,000 | $ 4,000 | $ 0 |
| Jackson County Missouri | 3 | $ 472,000 | $ 157,000 | $ 205,000 |
| Washington County Arkansas | 2 | $ 237,000 | $ 118,000 | $ 0 |
| Ventura County California | 2 | $ 1,050,000 | $ 525,000 | $ 0 |
| Clay County Florida | 2 | $ 497,000 | $ 248,000 | $ 0 |
| Lee County Florida | 2 | $ 650,000 | $ 325,000 | $ 1,552,000 |
| Massac County Illinois | 2 | $ 12,000 | $ 6,000 | $ 0 |
| McHenry County Illinois | 2 | $ 283,000 | $ 141,000 | $ 0 |
| Peoria County Illinois | 2 | $ 555,000 | $ 277,000 | $ 0 |
| Johnson County Kansas | 2 | $ 523,000 | $ 261,000 | $ 0 |
| Shawnee County Kansas | 2 | $ 232,000 | $ 116,000 | $ 0 |
| Ballard County Kentucky | 2 | $ 10,000 | $ 5,000 | $ 0 |
| DeSoto County Mississippi | 2 | $ 207,000 | $ 103,000 | $ 62,000 |
| Barry County Missouri | 2 | $ 180,000 | $ 90,000 | $ 57,000 |
| Bollinger County Missouri | 2 | $ 110,000 | $ 55,000 | $ 36,000 |
| Cooper County Missouri | 2 | $ 137,000 | $ 68,000 | $ 0 |
| Gasconade County Missouri | 2 | $ 8,000 | $ 4,000 | $ 0 |
| Howard County Missouri | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Madison County Missouri | 2 | $ 8,000 | $ 4,000 | $ 0 |
| Morgan County Missouri | 2 | $ 393,000 | $ 196,000 | $ 0 |
| Ste. Genevieve County Missouri | 2 | $ 141,000 | $ 70,000 | $ 0 |
| Orange County New York | 2 | $ 400,000 | $ 200,000 | $ 120,000 |
| Lucas County Ohio | 2 | $ 245,000 | $ 122,000 | $ 0 |
| Warren County Ohio | 2 | $ 548,000 | $ 274,000 | $ 90,000 |
| Obion County Tennessee | 2 | $ 9,000 | $ 4,000 | $ 0 |
| Virginia Beach County Virginia | 2 | $ 281,000 | $ 140,000 | $ 87,000 |
| Tuscaloosa County Alabama | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Baxter County Arkansas | 1 | $ 281,000 | $ 281,000 | $ 240,000 |
| Carroll County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| San Bernardino County California | 1 | $ 200,000 | $ 200,000 | $ 115,000 |
| Eagle County Colorado | 1 | $ 3,608,000 | $ 3,608,000 | $ 3,600,000 |
| Larimer County Colorado | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
| Broward County Florida | 1 | $ 351,000 | $ 351,000 | $ 0 |
| Indian River County Florida | 1 | $ 146,000 | $ 146,000 | $ 45,000 |
| Palm Beach County Florida | 1 | $ 467,000 | $ 467,000 | $ 163,000 |
| Polk County Florida | 1 | $ 250,000 | $ 250,000 | $ 145,000 |
| Sarasota County Florida | 1 | $ 206,000 | $ 206,000 | $ 0 |
| St. Johns County Florida | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Cook County Illinois | 1 | $ 956,000 | $ 956,000 | $ 0 |
| Fayette County Illinois | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Greene County Illinois | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Jefferson County Illinois | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Kane County Illinois | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Marion County Illinois | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Pulaski County Illinois | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Will County Illinois | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Warrick County Indiana | 1 | $ 273,000 | $ 273,000 | $ 0 |
| Douglas County Kansas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Calloway County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 240,000 |
| Jefferson County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Logan County Kentucky | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Marshall County Kentucky | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Oldham County Kentucky | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Leflore County Mississippi | 1 | $ 107,000 | $ 107,000 | $ 36,000 |
| Marshall County Mississippi | 1 | $ 58,000 | $ 58,000 | $ 34,000 |
| Callaway County Missouri | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Dent County Missouri | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Dunklin County Missouri | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Pemiscot County Missouri | 1 | $ 10,000 | $ 10,000 | $ 91,000 |
| Reynolds County Missouri | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Stone County Missouri | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Warren County Missouri | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Wayne County Missouri | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Ravalli County Montana | 1 | $ 132,000 | $ 132,000 | $ 43,000 |
| Henderson County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 61,000 |
| Mecklenburg County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Union County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 77,000 |
| Stark County Ohio | 1 | $ 90,000 | $ 90,000 | $ 44,000 |
| Cleveland County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 148,000 | $ 148,000 | $ 98,000 |
| Rogers County Oklahoma | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 267,000 | $ 267,000 | $ 78,000 |
| Dyer County Tennessee | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Gibson County Tennessee | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Maury County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Randall County Texas | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Windsor County Vermont | 1 | $ 137,000 | $ 137,000 | $ 0 |
| York County Virginia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| St. Croix County Wisconsin | 1 | $ 192,000 | $ 192,000 | $ 0 |
Mortgage Loan Application Detail Totals for Montgomery Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 546 | $102,372,000 | $187,000 | $3,608,000 | $34,000 | $3,600,000 |
| Refinancing | 381 | $64,249,000 | $168,000 | $1,275,000 | $25,000 | $358,000 |
| Home Improvement | 319 | $4,854,000 | $15,000 | $660,000 | $6,000 | $398,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 951 | $129,368,000 | $136,000 | $3,560,000 | $0 | $398,000 |
| White | 272 | $40,149,000 | $147,000 | $3,608,000 | $106,000 | $3,600,000 |
| Black or African American | 13 | $1,146,000 | $88,000 | $297,000 | $43,000 | $97,000 |
| Hispanic | 5 | $236,000 | $47,000 | $67,000 | $28,000 | $37,000 |
| Asian | 3 | $478,000 | $159,000 | $325,000 | $35,000 | $44,000 |
| American Indian or Alaskan Native | 1 | $56,000 | $56,000 | $56,000 | $78,000 | $78,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $42,000 | $42,000 | $42,000 | $130,000 | $130,000 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,246 | $171,475,000 | $137,000 | $3,608,000 | $24,000 | $3,600,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 881 | $110,219,000 | $125,000 | $1,275,000 | $0 | $0 |
| Loan Originated | 288 | $50,266,000 | $174,000 | $3,608,000 | $90,000 | $3,600,000 |
| Application Denied By Financial Institution | 45 | $4,748,000 | $105,000 | $600,000 | $42,000 | $124,000 |
| Application Approved But Not Accepted | 25 | $3,601,000 | $144,000 | $466,000 | $76,000 | $398,000 |
| Application Withdrawn By Applicant | 6 | $2,541,000 | $423,000 | $1,400,000 | $108,000 | $212,000 |
| File Closed For Incompleteness | 1 | $100,000 | $100,000 | $100,000 | $48,000 | $48,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 33 | $2,693,000 | $81,000 | $230,000 | $42,000 | $124,000 |
| Debt-To-Income Ratio | 5 | $1,131,000 | $226,000 | $325,000 | $51,000 | $96,000 |
| Credit Application Incomplete | 2 | $75,000 | $37,000 | $40,000 | $22,000 | $25,000 |
| Collateral | 1 | $35,000 | $35,000 | $35,000 | $89,000 | $89,000 |
| Other | 1 | $74,000 | $74,000 | $74,000 | $34,000 | $34,000 |
| Unverifiable Information | 1 | $600,000 | $600,000 | $600,000 | $0 | $0 |
| Employment History | 1 | $65,000 | $65,000 | $65,000 | $49,000 | $49,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $75,000 | $75,000 | $75,000 | $36,000 | $36,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Montgomery Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Montgomery Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.