Find mortgage loan statistics, lending data, and loan application totals for Massachusetts.
The mortgage statistics and data below are specific to mortgage loan applications for Mortgage Financial Inc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Mortgage Financial Inc 170 Main Street, Suite 108 Tewksbury, MA 01876 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 3,237 |
Total Mortgage Loan Application Amount | $700,083,000 |
Average Mortgage Loan Application Amount | $241,312 |
Highest Mortgage Loan Application Amount | $1,288,000 |
Average Applicant Income | $95,000 |
Highest Applicant Income | $1,207,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Essex County Massachusetts | 742 | $ 168,358,000 | $ 226,000 | $ 81,000 |
Plymouth County Massachusetts | 519 | $ 121,442,000 | $ 233,000 | $ 61,000 |
Middlesex County Massachusetts | 352 | $ 83,559,000 | $ 237,000 | $ 85,000 |
Chittenden County Vermont | 309 | $ 56,295,000 | $ 182,000 | $ 68,000 |
Norfolk County Massachusetts | 273 | $ 65,356,000 | $ 239,000 | $ 91,000 |
Worcester County Massachusetts | 251 | $ 49,314,000 | $ 196,000 | $ 67,000 |
Suffolk County Massachusetts | 113 | $ 25,053,000 | $ 221,000 | $ 74,000 |
Bristol County Massachusetts | 91 | $ 17,926,000 | $ 196,000 | $ 68,000 |
Rockingham County New Hampshire | 91 | $ 18,500,000 | $ 203,000 | $ 64,000 |
Lamoille County Vermont | 65 | $ 11,722,000 | $ 180,000 | $ 88,000 |
Barnstable County Massachusetts | 44 | $ 10,359,000 | $ 235,000 | $ 100,000 |
Hillsborough County New Hampshire | 43 | $ 8,151,000 | $ 189,000 | $ 99,000 |
Windsor County Vermont | 40 | $ 4,395,000 | $ 109,000 | $ 45,000 |
Franklin County Vermont | 31 | $ 5,035,000 | $ 162,000 | $ 77,000 |
Fairfield County Connecticut | 26 | $ 9,540,000 | $ 366,000 | $ 214,000 |
Washington County Vermont | 25 | $ 4,149,000 | $ 165,000 | $ 66,000 |
Rutland County Vermont | 18 | $ 2,498,000 | $ 138,000 | $ 88,000 |
Addison County Vermont | 15 | $ 2,354,000 | $ 156,000 | $ 70,000 |
Providence County Rhode Island | 14 | $ 2,905,000 | $ 207,000 | $ 65,000 |
Grand Isle County Vermont | 12 | $ 2,820,000 | $ 235,000 | $ 95,000 |
York County Maine | 11 | $ 1,994,000 | $ 181,000 | $ 57,000 |
Windham County Vermont | 11 | $ 1,029,000 | $ 93,000 | $ 51,000 |
Grafton County New Hampshire | 10 | $ 1,531,000 | $ 153,000 | $ 82,000 |
Belknap County New Hampshire | 9 | $ 1,461,000 | $ 162,000 | $ 90,000 |
Carroll County New Hampshire | 8 | $ 1,355,000 | $ 169,000 | $ 109,000 |
Hampden County Massachusetts | 7 | $ 1,349,000 | $ 192,000 | $ 86,000 |
Cumberland County Maine | 6 | $ 1,188,000 | $ 198,000 | $ 43,000 |
Merrimack County New Hampshire | 6 | $ 918,000 | $ 153,000 | $ 55,000 |
Orange County California | 5 | $ 1,241,000 | $ 248,000 | $ 83,000 |
Lee County Florida | 5 | $ 775,000 | $ 155,000 | $ 77,000 |
Hartford County Connecticut | 4 | $ 1,038,000 | $ 259,000 | $ 141,000 |
Tolland County Connecticut | 4 | $ 864,000 | $ 216,000 | $ 167,000 |
Pinellas County Florida | 4 | $ 743,000 | $ 185,000 | $ 62,000 |
Dukes County Massachusetts | 4 | $ 1,198,000 | $ 299,000 | $ 149,000 |
Cheshire County New Hampshire | 4 | $ 551,000 | $ 137,000 | $ 55,000 |
Kent County Rhode Island | 4 | $ 543,000 | $ 135,000 | $ 31,000 |
Newport County Rhode Island | 4 | $ 870,000 | $ 217,000 | $ 177,000 |
Caledonia County Vermont | 4 | $ 342,000 | $ 85,000 | $ 115,000 |
Orleans County Vermont | 4 | $ 417,000 | $ 104,000 | $ 61,000 |
San Diego County California | 3 | $ 976,000 | $ 325,000 | $ 103,000 |
Oxford County Maine | 3 | $ 354,000 | $ 118,000 | $ 101,000 |
Hampshire County Massachusetts | 3 | $ 534,000 | $ 178,000 | $ 59,000 |
Los Angeles County California | 2 | $ 988,000 | $ 494,000 | $ 160,000 |
Middlesex County Connecticut | 2 | $ 379,000 | $ 189,000 | $ 340,000 |
New London County Connecticut | 2 | $ 156,000 | $ 78,000 | $ 0 |
Windham County Connecticut | 2 | $ 322,000 | $ 161,000 | $ 40,000 |
Charlotte County Florida | 2 | $ 440,000 | $ 220,000 | $ 110,000 |
Collier County Florida | 2 | $ 315,000 | $ 157,000 | $ 71,000 |
Indian River County Florida | 2 | $ 266,000 | $ 133,000 | $ 62,000 |
Osceola County Florida | 2 | $ 394,000 | $ 197,000 | $ 69,000 |
Coos County New Hampshire | 2 | $ 182,000 | $ 91,000 | $ 66,000 |
Sullivan County New Hampshire | 2 | $ 144,000 | $ 72,000 | $ 109,000 |
Riverside County California | 1 | $ 312,000 | $ 312,000 | $ 90,000 |
Sacramento County California | 1 | $ 525,000 | $ 525,000 | $ 116,000 |
San Luis Obispo County California | 1 | $ 311,000 | $ 311,000 | $ 33,000 |
Solano County California | 1 | $ 431,000 | $ 431,000 | $ 115,000 |
Ventura County California | 1 | $ 645,000 | $ 645,000 | $ 240,000 |
Broward County Florida | 1 | $ 750,000 | $ 750,000 | $ 260,000 |
Flagler County Florida | 1 | $ 100,000 | $ 100,000 | $ 82,000 |
Hillsborough County Florida | 1 | $ 177,000 | $ 177,000 | $ 0 |
Lake County Florida | 1 | $ 188,000 | $ 188,000 | $ 99,000 |
Miami-Dade County Florida | 1 | $ 110,000 | $ 110,000 | $ 277,000 |
Palm Beach County Florida | 1 | $ 243,000 | $ 243,000 | $ 0 |
Polk County Florida | 1 | $ 140,000 | $ 140,000 | $ 65,000 |
Kennebec County Maine | 1 | $ 264,000 | $ 264,000 | $ 153,000 |
Sagadahoc County Maine | 1 | $ 151,000 | $ 151,000 | $ 0 |
Waldo County Maine | 1 | $ 142,000 | $ 142,000 | $ 54,000 |
Franklin County Massachusetts | 1 | $ 81,000 | $ 81,000 | $ 0 |
Strafford County New Hampshire | 1 | $ 208,000 | $ 208,000 | $ 105,000 |
Bristol County Rhode Island | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
Washington County Rhode Island | 1 | $ 334,000 | $ 334,000 | $ 168,000 |
Bennington County Vermont | 1 | $ 98,000 | $ 98,000 | $ 54,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Massachusetts,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 1,859 | $407,422,000 | $258,125 | $1,288,000 | $102,375 | $900,000 |
Home Purchase | 1,378 | $292,661,000 | $224,500 | $1,093,000 | $87,625 | $1,207,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 2,998 | $647,036,000 | $229,750 | $1,288,000 | $90,750 | $1,207,000 |
Not Provided | 101 | $24,376,000 | $225,500 | $1,000,000 | $120,333 | $560,000 |
Hispanic | 47 | $9,076,000 | $132,500 | $360,000 | $99,250 | $340,000 |
Black or African American | 45 | $9,005,000 | $147,333 | $372,000 | $94,666 | $152,000 |
Asian | 41 | $9,448,000 | $216,333 | $525,000 | $83,333 | $228,000 |
Not applicable | 3 | $756,000 | $252,000 | $314,000 | $50,000 | $79,000 |
Native Hawaiian or Other Pacific Islander | 2 | $386,000 | $193,000 | $241,000 | $53,000 | $59,000 |
American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,177 | $687,867,000 | $228,875 | $1,288,000 | $93,875 | $1,207,000 |
FHA-insured (Federal Housing Administration) | 48 | $10,292,000 | $170,250 | $302,000 | $64,250 | $151,000 |
VA-guaranteed (Veterans Administration) | 11 | $1,784,000 | $163,500 | $218,000 | $52,000 | $92,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $140,000 | $140,000 | $140,000 | $38,000 | $38,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 3,025 | $654,558,000 | $229,250 | $1,093,000 | $99,000 | $900,000 |
Application Withdrawn By Applicant | 186 | $40,754,000 | $190,000 | $1,288,000 | $52,000 | $1,207,000 |
Application Denied By Financial Institution | 26 | $4,771,000 | $252,250 | $525,000 | $74,500 | $152,000 |
Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Other | 15 | $2,609,000 | $170,333 | $315,000 | $71,666 | $152,000 |
Credit History | 7 | $926,000 | $132,000 | $178,000 | $43,000 | $49,000 |
Insufficient Cash (Downpayment, Closing Cost) | 2 | $770,000 | $385,000 | $525,000 | $74,000 | $116,000 |
Debt-To-Income Ratio | 1 | $303,000 | $303,000 | $303,000 | $102,000 | $102,000 |
Employment History | 1 | $163,000 | $163,000 | $163,000 | $0 | $0 |
Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Massachusetts, and search similar information at your convenience.