Mountain West Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Mountain West Financial, Inc. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mountain West Financial, Inc. 1209 Nevada St. Suite 200 Westlake Village, CA 92374 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 11,075 |
| Total Mortgage Loan Application Amount | $2,826,868,000 |
| Average Mortgage Loan Application Amount | $254,333 |
| Highest Mortgage Loan Application Amount | $2,438,000 |
| Average Applicant Income | $77,333 |
| Highest Applicant Income | $2,629,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Mountain West Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mountain West Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Mountain West Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mountain West Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Mountain West Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mountain West Financial, Inc.'s mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Bernardino County California | 2,732 | $ 617,819,000 | $ 226,000 | $ 71,000 |
| Riverside County California | 2,214 | $ 484,177,000 | $ 218,000 | $ 64,000 |
| Sacramento County California | 1,222 | $ 279,001,000 | $ 228,000 | $ 72,000 |
| Los Angeles County California | 916 | $ 289,957,000 | $ 316,000 | $ 78,000 |
| San Diego County California | 303 | $ 103,203,000 | $ 340,000 | $ 92,000 |
| Orange County California | 294 | $ 113,521,000 | $ 386,000 | $ 108,000 |
| Santa Cruz County California | 290 | $ 115,481,000 | $ 398,000 | $ 112,000 |
| Placer County California | 221 | $ 67,929,000 | $ 307,000 | $ 80,000 |
| Contra Costa County California | 208 | $ 67,643,000 | $ 325,000 | $ 79,000 |
| San Joaquin County California | 163 | $ 37,190,000 | $ 228,000 | $ 67,000 |
| Solano County California | 159 | $ 39,032,000 | $ 245,000 | $ 72,000 |
| Kern County California | 110 | $ 18,389,000 | $ 167,000 | $ 55,000 |
| Alameda County California | 95 | $ 39,588,000 | $ 416,000 | $ 104,000 |
| Adams County Colorado | 90 | $ 20,705,000 | $ 230,000 | $ 70,000 |
| El Dorado County California | 88 | $ 26,935,000 | $ 306,000 | $ 84,000 |
| Stanislaus County California | 86 | $ 16,692,000 | $ 194,000 | $ 63,000 |
| Maricopa County Arizona | 83 | $ 16,484,000 | $ 198,000 | $ 67,000 |
| Monterey County California | 77 | $ 25,599,000 | $ 332,000 | $ 83,000 |
| Ventura County California | 76 | $ 27,885,000 | $ 366,000 | $ 105,000 |
| Jefferson County Colorado | 73 | $ 20,837,000 | $ 285,000 | $ 125,000 |
| Weld County Colorado | 73 | $ 18,209,000 | $ 249,000 | $ 77,000 |
| Fresno County California | 71 | $ 14,271,000 | $ 201,000 | $ 66,000 |
| Santa Clara County California | 69 | $ 33,278,000 | $ 482,000 | $ 117,000 |
| Josephine County Oregon | 69 | $ 12,860,000 | $ 186,000 | $ 59,000 |
| Yolo County California | 60 | $ 14,640,000 | $ 244,000 | $ 82,000 |
| Denver County Colorado | 59 | $ 15,417,000 | $ 261,000 | $ 83,000 |
| Arapahoe County Colorado | 54 | $ 12,316,000 | $ 228,000 | $ 78,000 |
| Lane County Oregon | 54 | $ 9,542,000 | $ 176,000 | $ 59,000 |
| Sonoma County California | 51 | $ 16,732,000 | $ 328,000 | $ 91,000 |
| Larimer County Colorado | 48 | $ 11,939,000 | $ 248,000 | $ 85,000 |
| El Paso County Colorado | 37 | $ 8,679,000 | $ 234,000 | $ 84,000 |
| Santa Barbara County California | 36 | $ 8,441,000 | $ 234,000 | $ 87,000 |
| San Luis Obispo County California | 34 | $ 11,050,000 | $ 325,000 | $ 118,000 |
| Douglas County Colorado | 31 | $ 9,005,000 | $ 290,000 | $ 111,000 |
| Tulare County California | 29 | $ 3,823,000 | $ 131,000 | $ 52,000 |
| Yuba County California | 25 | $ 5,286,000 | $ 211,000 | $ 65,000 |
| Imperial County California | 23 | $ 2,849,000 | $ 123,000 | $ 42,000 |
| Merced County California | 23 | $ 3,728,000 | $ 162,000 | $ 58,000 |
| Boulder County Colorado | 23 | $ 7,651,000 | $ 332,000 | $ 190,000 |
| Calaveras County California | 21 | $ 5,577,000 | $ 265,000 | $ 73,000 |
| Napa County California | 21 | $ 7,936,000 | $ 377,000 | $ 98,000 |
| San Benito County California | 20 | $ 7,285,000 | $ 364,000 | $ 79,000 |
| San Mateo County California | 20 | $ 10,666,000 | $ 533,000 | $ 155,000 |
| King County Washington | 20 | $ 5,243,000 | $ 262,000 | $ 101,000 |
| Sutter County California | 18 | $ 3,884,000 | $ 215,000 | $ 81,000 |
| Butte County California | 17 | $ 2,722,000 | $ 160,000 | $ 61,000 |
| Nevada County California | 17 | $ 5,418,000 | $ 318,000 | $ 107,000 |
| Colusa County California | 14 | $ 3,004,000 | $ 214,000 | $ 56,000 |
| Lake County California | 13 | $ 2,405,000 | $ 185,000 | $ 52,000 |
| Tehama County California | 13 | $ 2,431,000 | $ 187,000 | $ 67,000 |
| Marin County California | 12 | $ 7,216,000 | $ 601,000 | $ 166,000 |
| Shasta County California | 12 | $ 2,270,000 | $ 189,000 | $ 112,000 |
| Jackson County Oregon | 12 | $ 2,464,000 | $ 205,000 | $ 50,000 |
| Snohomish County Washington | 12 | $ 4,218,000 | $ 351,000 | $ 147,000 |
| Broomfield County Colorado | 11 | $ 2,934,000 | $ 266,000 | $ 111,000 |
| San Francisco County California | 9 | $ 4,997,000 | $ 555,000 | $ 168,000 |
| Humboldt County California | 7 | $ 1,396,000 | $ 199,000 | $ 53,000 |
| Kings County California | 7 | $ 1,202,000 | $ 171,000 | $ 78,000 |
| Mendocino County California | 7 | $ 2,106,000 | $ 300,000 | $ 84,000 |
| Tuolumne County California | 7 | $ 1,384,000 | $ 197,000 | $ 111,000 |
| Amador County California | 6 | $ 1,165,000 | $ 194,000 | $ 85,000 |
| Madera County California | 6 | $ 930,000 | $ 155,000 | $ 57,000 |
| Mariposa County California | 6 | $ 1,767,000 | $ 294,000 | $ 70,000 |
| Park County Colorado | 6 | $ 1,189,000 | $ 198,000 | $ 68,000 |
| Pueblo County Colorado | 6 | $ 908,000 | $ 151,000 | $ 55,000 |
| Washoe County Nevada | 6 | $ 1,380,000 | $ 230,000 | $ 73,000 |
| Marion County Oregon | 6 | $ 1,201,000 | $ 200,000 | $ 58,000 |
| Pierce County Washington | 5 | $ 1,630,000 | $ 326,000 | $ 76,000 |
| Mesa County Colorado | 4 | $ 650,000 | $ 162,000 | $ 37,000 |
| Grand County Colorado | 3 | $ 807,000 | $ 269,000 | $ 290,000 |
| Clark County Nevada | 3 | $ 431,000 | $ 143,000 | $ 40,000 |
| Clackamas County Oregon | 3 | $ 1,077,000 | $ 359,000 | $ 98,000 |
| Douglas County Oregon | 3 | $ 378,000 | $ 126,000 | $ 45,000 |
| Linn County Oregon | 3 | $ 490,000 | $ 163,000 | $ 53,000 |
| Island County Washington | 3 | $ 619,000 | $ 206,000 | $ 102,000 |
| Skagit County Washington | 3 | $ 824,000 | $ 274,000 | $ 70,000 |
| Yavapai County Arizona | 2 | $ 341,000 | $ 170,000 | $ 195,000 |
| Lassen County California | 2 | $ 254,000 | $ 127,000 | $ 40,000 |
| Elbert County Colorado | 2 | $ 504,000 | $ 252,000 | $ 54,000 |
| Fremont County Colorado | 2 | $ 322,000 | $ 161,000 | $ 70,000 |
| Prowers County Colorado | 2 | $ 324,000 | $ 162,000 | $ 37,000 |
| Benton County Oregon | 2 | $ 422,000 | $ 211,000 | $ 77,000 |
| Coos County Oregon | 2 | $ 324,000 | $ 162,000 | $ 73,000 |
| Curry County Oregon | 2 | $ 1,279,000 | $ 639,000 | $ 171,000 |
| Coconino County Arizona | 1 | $ 357,000 | $ 357,000 | $ 183,000 |
| Gila County Arizona | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Pima County Arizona | 1 | $ 146,000 | $ 146,000 | $ 89,000 |
| Del Norte County California | 1 | $ 256,000 | $ 256,000 | $ 0 |
| Glenn County California | 1 | $ 238,000 | $ 238,000 | $ 104,000 |
| Inyo County California | 1 | $ 172,000 | $ 172,000 | $ 126,000 |
| Mono County California | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Siskiyou County California | 1 | $ 208,000 | $ 208,000 | $ 104,000 |
| Trinity County California | 1 | $ 208,000 | $ 208,000 | $ 82,000 |
| Clear Creek County Colorado | 1 | $ 130,000 | $ 130,000 | $ 209,000 |
| Custer County Colorado | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Eagle County Colorado | 1 | $ 1,800,000 | $ 1,800,000 | $ 200,000 |
| Garfield County Colorado | 1 | $ 197,000 | $ 197,000 | $ 78,000 |
| Gilpin County Colorado | 1 | $ 233,000 | $ 233,000 | $ 50,000 |
| Gunnison County Colorado | 1 | $ 265,000 | $ 265,000 | $ 245,000 |
| Huerfano County Colorado | 1 | $ 124,000 | $ 124,000 | $ 96,000 |
| Kit Carson County Colorado | 1 | $ 71,000 | $ 71,000 | $ 40,000 |
| Morgan County Colorado | 1 | $ 133,000 | $ 133,000 | $ 76,000 |
| Washington County Colorado | 1 | $ 125,000 | $ 125,000 | $ 89,000 |
| Carson City County Nevada | 1 | $ 142,000 | $ 142,000 | $ 222,000 |
| Douglas County Nevada | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| Elko County Nevada | 1 | $ 355,000 | $ 355,000 | $ 105,000 |
| Humboldt County Nevada | 1 | $ 263,000 | $ 263,000 | $ 117,000 |
| Multnomah County Oregon | 1 | $ 416,000 | $ 416,000 | $ 164,000 |
| Washington County Oregon | 1 | $ 314,000 | $ 314,000 | $ 62,000 |
| Clark County Washington | 1 | $ 110,000 | $ 110,000 | $ 24,000 |
| Douglas County Washington | 1 | $ 248,000 | $ 248,000 | $ 68,000 |
| Mason County Washington | 1 | $ 128,000 | $ 128,000 | $ 40,000 |
| Spokane County Washington | 1 | $ 417,000 | $ 417,000 | $ 242,000 |
| Thurston County Washington | 1 | $ 241,000 | $ 241,000 | $ 89,000 |
Mortgage Loan Application Detail Totals for Mountain West Financial, Inc. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,381 | $1,569,755,000 | $246,000 | $2,438,000 | $81,000 | $1,200,000 |
| Refinancing | 4,580 | $1,228,688,000 | $268,000 | $1,800,000 | $66,000 | $2,629,000 |
| Home Improvement | 114 | $28,425,000 | $249,000 | $609,000 | $85,000 | $461,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,166 | $1,400,768,000 | $271,000 | $2,438,000 | $87,000 | $2,629,000 |
| Hispanic | 4,076 | $940,555,000 | $230,000 | $857,000 | $59,000 | $556,000 |
| Asian | 585 | $170,874,000 | $292,000 | $1,200,000 | $86,000 | $491,000 |
| Black or African American | 573 | $135,573,000 | $236,000 | $875,000 | $67,000 | $459,000 |
| Not Provided | 538 | $140,247,000 | $260,000 | $1,711,000 | $67,000 | $359,000 |
| Native Hawaiian or Other Pacific Islander | 92 | $28,160,000 | $306,000 | $636,000 | $88,000 | $306,000 |
| American Indian or Alaskan Native | 45 | $10,691,000 | $237,000 | $579,000 | $104,000 | $1,200,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,300 | $1,312,660,000 | $247,000 | $2,438,000 | $95,000 | $2,629,000 |
| FHA-insured (Federal Housing Administration) | 5,139 | $1,335,740,000 | $259,000 | $984,000 | $54,000 | $1,200,000 |
| VA-guaranteed (Veterans Administration) | 517 | $155,513,000 | $300,000 | $814,000 | $80,000 | $426,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 119 | $22,955,000 | $192,000 | $483,000 | $55,000 | $135,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,249 | $1,861,986,000 | $256,000 | $1,369,000 | $75,000 | $1,200,000 |
| Application Withdrawn By Applicant | 1,601 | $399,590,000 | $249,000 | $1,082,000 | $80,000 | $2,629,000 |
| Application Denied By Financial Institution | 1,011 | $265,682,000 | $262,000 | $2,438,000 | $76,000 | $920,000 |
| Application Approved But Not Accepted | 870 | $222,549,000 | $255,000 | $1,711,000 | $77,000 | $1,156,000 |
| Preapproval Denied by Financial Institution | 298 | $65,004,000 | $218,000 | $725,000 | $43,000 | $258,000 |
| File Closed For Incompleteness | 46 | $12,057,000 | $262,000 | $960,000 | $92,000 | $736,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 385 | $93,192,000 | $242,000 | $2,438,000 | $58,000 | $920,000 |
| Debt-To-Income Ratio | 279 | $74,415,000 | $266,000 | $1,800,000 | $60,000 | $310,000 |
| Other | 128 | $28,989,000 | $226,000 | $618,000 | $72,000 | $391,000 |
| Collateral | 109 | $27,048,000 | $248,000 | $984,000 | $85,000 | $477,000 |
| Unverifiable Information | 65 | $18,817,000 | $289,000 | $961,000 | $81,000 | $284,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 51 | $13,258,000 | $259,000 | $1,190,000 | $71,000 | $272,000 |
| Employment History | 36 | $9,624,000 | $267,000 | $636,000 | $69,000 | $136,000 |
| Credit Application Incomplete | 26 | $7,594,000 | $292,000 | $604,000 | $72,000 | $170,000 |
| Mortgage Insurance Denied | 3 | $1,327,000 | $442,000 | $722,000 | $122,000 | $176,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mountain West Financial, Inc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mountain West Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.