Mountain West Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Mountain West Financial, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mountain West Financial, Inc. 1209 Nevada St. Suite 200 Westlake Village, CA 92374 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 9,229 |
| Total Mortgage Loan Application Amount | $2,765,395,000 |
| Average Mortgage Loan Application Amount | $307,666 |
| Highest Mortgage Loan Application Amount | $2,195,000 |
| Average Applicant Income | $109,333 |
| Highest Applicant Income | $2,580,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Mountain West Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mountain West Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Mountain West Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mountain West Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Mountain West Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mountain West Financial, Inc.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Bernardino County California | 1,977 | $ 560,695,000 | $ 283,000 | $ 106,000 |
| Riverside County California | 1,480 | $ 431,700,000 | $ 291,000 | $ 99,000 |
| Sacramento County California | 789 | $ 212,625,000 | $ 269,000 | $ 104,000 |
| Los Angeles County California | 671 | $ 256,075,000 | $ 381,000 | $ 116,000 |
| Santa Cruz County California | 298 | $ 144,200,000 | $ 483,000 | $ 137,000 |
| San Diego County California | 231 | $ 94,855,000 | $ 410,000 | $ 132,000 |
| Kern County California | 217 | $ 39,035,000 | $ 179,000 | $ 85,000 |
| Fresno County California | 177 | $ 31,855,000 | $ 179,000 | $ 153,000 |
| Orange County California | 176 | $ 82,270,000 | $ 467,000 | $ 150,000 |
| Josephine County Oregon | 153 | $ 42,845,000 | $ 280,000 | $ 81,000 |
| San Joaquin County California | 152 | $ 37,010,000 | $ 243,000 | $ 96,000 |
| Maricopa County Arizona | 137 | $ 40,235,000 | $ 293,000 | $ 101,000 |
| Contra Costa County California | 122 | $ 42,380,000 | $ 347,000 | $ 116,000 |
| Stanislaus County California | 121 | $ 29,985,000 | $ 247,000 | $ 93,000 |
| Mohave County Arizona | 116 | $ 28,760,000 | $ 247,000 | $ 100,000 |
| Solano County California | 116 | $ 32,450,000 | $ 279,000 | $ 118,000 |
| Monterey County California | 114 | $ 48,070,000 | $ 421,000 | $ 116,000 |
| Placer County California | 98 | $ 36,530,000 | $ 372,000 | $ 144,000 |
| Ventura County California | 91 | $ 32,065,000 | $ 352,000 | $ 122,000 |
| Webb County Texas | 88 | $ 8,910,000 | $ 101,000 | $ 51,000 |
| El Dorado County California | 73 | $ 24,355,000 | $ 333,000 | $ 123,000 |
| Merced County California | 72 | $ 17,030,000 | $ 236,000 | $ 84,000 |
| Harris County Texas | 55 | $ 7,445,000 | $ 135,000 | $ 59,000 |
| Salt Lake County Utah | 54 | $ 11,440,000 | $ 211,000 | $ 76,000 |
| Alameda County California | 52 | $ 22,400,000 | $ 430,000 | $ 134,000 |
| Santa Clara County California | 49 | $ 21,785,000 | $ 444,000 | $ 148,000 |
| Clark County Nevada | 49 | $ 13,895,000 | $ 283,000 | $ 92,000 |
| Adams County Colorado | 47 | $ 14,115,000 | $ 300,000 | $ 96,000 |
| Juab County Utah | 47 | $ 13,745,000 | $ 292,000 | $ 87,000 |
| Jackson County Oregon | 46 | $ 12,530,000 | $ 272,000 | $ 77,000 |
| Yolo County California | 44 | $ 13,810,000 | $ 313,000 | $ 127,000 |
| Yuba County California | 44 | $ 9,140,000 | $ 207,000 | $ 88,000 |
| Utah County Utah | 43 | $ 9,785,000 | $ 227,000 | $ 103,000 |
| Denver County Colorado | 40 | $ 13,980,000 | $ 349,000 | $ 115,000 |
| Arapahoe County Colorado | 39 | $ 9,805,000 | $ 251,000 | $ 79,000 |
| San Benito County California | 38 | $ 17,280,000 | $ 454,000 | $ 132,000 |
| Jefferson County Colorado | 38 | $ 15,640,000 | $ 411,000 | $ 128,000 |
| Mariposa County California | 36 | $ 12,050,000 | $ 334,000 | $ 131,000 |
| Tulare County California | 36 | $ 6,250,000 | $ 173,000 | $ 87,000 |
| Sonoma County California | 35 | $ 10,525,000 | $ 300,000 | $ 125,000 |
| Mendocino County California | 30 | $ 8,210,000 | $ 273,000 | $ 104,000 |
| Weld County Colorado | 30 | $ 7,800,000 | $ 260,000 | $ 92,000 |
| Tooele County Utah | 28 | $ 5,650,000 | $ 201,000 | $ 72,000 |
| Madera County California | 26 | $ 5,470,000 | $ 210,000 | $ 166,000 |
| Sanpete County Utah | 26 | $ 7,170,000 | $ 275,000 | $ 105,000 |
| Amador County California | 23 | $ 4,935,000 | $ 214,000 | $ 119,000 |
| Sutter County California | 23 | $ 4,285,000 | $ 186,000 | $ 85,000 |
| Calaveras County California | 21 | $ 5,825,000 | $ 277,000 | $ 122,000 |
| San Luis Obispo County California | 19 | $ 6,995,000 | $ 368,000 | $ 151,000 |
| Pinal County Arizona | 18 | $ 4,150,000 | $ 230,000 | $ 88,000 |
| Lake County California | 18 | $ 4,230,000 | $ 235,000 | $ 135,000 |
| Butte County California | 17 | $ 4,185,000 | $ 246,000 | $ 84,000 |
| Weber County Utah | 17 | $ 2,875,000 | $ 169,000 | $ 68,000 |
| Imperial County California | 16 | $ 2,400,000 | $ 150,000 | $ 91,000 |
| Santa Barbara County California | 15 | $ 5,655,000 | $ 377,000 | $ 133,000 |
| Washington County Utah | 15 | $ 2,705,000 | $ 180,000 | $ 75,000 |
| Douglas County Colorado | 14 | $ 6,990,000 | $ 499,000 | $ 173,000 |
| El Paso County Colorado | 13 | $ 3,405,000 | $ 261,000 | $ 84,000 |
| Davis County Utah | 12 | $ 3,230,000 | $ 269,000 | $ 103,000 |
| Nevada County California | 10 | $ 3,650,000 | $ 365,000 | $ 81,000 |
| Boulder County Colorado | 10 | $ 4,550,000 | $ 455,000 | $ 138,000 |
| Larimer County Colorado | 10 | $ 2,590,000 | $ 259,000 | $ 82,000 |
| Shasta County California | 9 | $ 1,685,000 | $ 187,000 | $ 69,000 |
| Dallas County Texas | 9 | $ 1,335,000 | $ 148,000 | $ 55,000 |
| Ector County Texas | 9 | $ 1,015,000 | $ 112,000 | $ 49,000 |
| Pima County Arizona | 8 | $ 2,220,000 | $ 277,000 | $ 110,000 |
| Bexar County Texas | 8 | $ 1,320,000 | $ 165,000 | $ 55,000 |
| Tuolumne County California | 7 | $ 1,785,000 | $ 255,000 | $ 98,000 |
| Clatsop County Oregon | 7 | $ 2,275,000 | $ 325,000 | $ 75,000 |
| King County Washington | 7 | $ 2,955,000 | $ 422,000 | $ 206,000 |
| Marin County California | 6 | $ 3,430,000 | $ 571,000 | $ 142,000 |
| San Francisco County California | 6 | $ 4,110,000 | $ 685,000 | $ 307,000 |
| Washoe County Nevada | 6 | $ 2,260,000 | $ 376,000 | $ 101,000 |
| Fort Bend County Texas | 6 | $ 680,000 | $ 113,000 | $ 55,000 |
| La Paz County Arizona | 5 | $ 645,000 | $ 129,000 | $ 94,000 |
| Kings County California | 5 | $ 1,065,000 | $ 213,000 | $ 64,000 |
| Napa County California | 5 | $ 1,615,000 | $ 323,000 | $ 108,000 |
| San Mateo County California | 5 | $ 3,105,000 | $ 621,000 | $ 215,000 |
| Douglas County Oregon | 5 | $ 1,155,000 | $ 231,000 | $ 84,000 |
| Galveston County Texas | 5 | $ 565,000 | $ 113,000 | $ 71,000 |
| Jefferson County Texas | 5 | $ 615,000 | $ 123,000 | $ 68,000 |
| Box Elder County Utah | 5 | $ 885,000 | $ 177,000 | $ 56,000 |
| Coconino County Arizona | 4 | $ 970,000 | $ 242,000 | $ 108,000 |
| Gila County Arizona | 4 | $ 480,000 | $ 120,000 | $ 69,000 |
| Broomfield County Colorado | 4 | $ 1,860,000 | $ 465,000 | $ 113,000 |
| Morgan County Colorado | 4 | $ 540,000 | $ 135,000 | $ 92,000 |
| Pueblo County Colorado | 4 | $ 600,000 | $ 150,000 | $ 103,000 |
| Douglas County Nevada | 4 | $ 3,410,000 | $ 852,000 | $ 425,000 |
| Lane County Oregon | 4 | $ 1,380,000 | $ 345,000 | $ 91,000 |
| Multnomah County Oregon | 4 | $ 1,920,000 | $ 480,000 | $ 239,000 |
| Navajo County Arizona | 3 | $ 495,000 | $ 165,000 | $ 66,000 |
| Yuma County Arizona | 3 | $ 815,000 | $ 271,000 | $ 88,000 |
| Humboldt County California | 3 | $ 715,000 | $ 238,000 | $ 84,000 |
| Lassen County California | 3 | $ 315,000 | $ 105,000 | $ 96,000 |
| Modoc County California | 3 | $ 295,000 | $ 98,000 | $ 78,000 |
| Mono County California | 3 | $ 765,000 | $ 255,000 | $ 133,000 |
| Tehama County California | 3 | $ 725,000 | $ 241,000 | $ 68,000 |
| Park County Colorado | 3 | $ 395,000 | $ 131,000 | $ 92,000 |
| Churchill County Nevada | 3 | $ 485,000 | $ 161,000 | $ 60,000 |
| Marion County Oregon | 3 | $ 2,375,000 | $ 791,000 | $ 428,000 |
| El Paso County Texas | 3 | $ 335,000 | $ 111,000 | $ 87,000 |
| Johnson County Texas | 3 | $ 445,000 | $ 148,000 | $ 66,000 |
| Montgomery County Texas | 3 | $ 425,000 | $ 141,000 | $ 48,000 |
| Iron County Utah | 3 | $ 695,000 | $ 231,000 | $ 81,000 |
| Uintah County Utah | 3 | $ 485,000 | $ 161,000 | $ 65,000 |
| Colusa County California | 2 | $ 700,000 | $ 350,000 | $ 155,000 |
| Elbert County Colorado | 2 | $ 1,010,000 | $ 505,000 | $ 106,000 |
| Nye County Nevada | 2 | $ 660,000 | $ 330,000 | $ 105,000 |
| Coos County Oregon | 2 | $ 420,000 | $ 210,000 | $ 44,000 |
| Curry County Oregon | 2 | $ 620,000 | $ 310,000 | $ 87,000 |
| Deschutes County Oregon | 2 | $ 490,000 | $ 245,000 | $ 37,000 |
| Klamath County Oregon | 2 | $ 510,000 | $ 255,000 | $ 147,000 |
| Bell County Texas | 2 | $ 260,000 | $ 130,000 | $ 164,000 |
| Collin County Texas | 2 | $ 850,000 | $ 425,000 | $ 106,000 |
| Hays County Texas | 2 | $ 430,000 | $ 215,000 | $ 91,000 |
| Kaufman County Texas | 2 | $ 200,000 | $ 100,000 | $ 79,000 |
| Wichita County Texas | 2 | $ 290,000 | $ 145,000 | $ 69,000 |
| Cache County Utah | 2 | $ 330,000 | $ 165,000 | $ 69,000 |
| Millard County Utah | 2 | $ 460,000 | $ 230,000 | $ 71,000 |
| Wasatch County Utah | 2 | $ 790,000 | $ 395,000 | $ 70,000 |
| Clark County Washington | 2 | $ 750,000 | $ 375,000 | $ 135,000 |
| Snohomish County Washington | 2 | $ 510,000 | $ 255,000 | $ 50,000 |
| Yavapai County Arizona | 1 | $ 95,000 | $ 95,000 | $ 110,000 |
| Plumas County California | 1 | $ 265,000 | $ 265,000 | $ 58,000 |
| Clear Creek County Colorado | 1 | $ 415,000 | $ 415,000 | $ 92,000 |
| La Plata County Colorado | 1 | $ 305,000 | $ 305,000 | $ 52,000 |
| Mesa County Colorado | 1 | $ 165,000 | $ 165,000 | $ 20,000 |
| Teller County Colorado | 1 | $ 385,000 | $ 385,000 | $ 88,000 |
| Hennepin County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 130,000 |
| Bernalillo County New Mexico | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| Clackamas County Oregon | 1 | $ 545,000 | $ 545,000 | $ 138,000 |
| Crook County Oregon | 1 | $ 265,000 | $ 265,000 | $ 40,000 |
| Lincoln County Oregon | 1 | $ 305,000 | $ 305,000 | $ 321,000 |
| Linn County Oregon | 1 | $ 245,000 | $ 245,000 | $ 89,000 |
| Umatilla County Oregon | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Washington County Oregon | 1 | $ 425,000 | $ 425,000 | $ 185,000 |
| Coryell County Texas | 1 | $ 345,000 | $ 345,000 | $ 155,000 |
| Hidalgo County Texas | 1 | $ 195,000 | $ 195,000 | $ 48,000 |
| Parker County Texas | 1 | $ 365,000 | $ 365,000 | $ 147,000 |
| Tarrant County Texas | 1 | $ 235,000 | $ 235,000 | $ 149,000 |
| Travis County Texas | 1 | $ 545,000 | $ 545,000 | $ 280,000 |
| Carbon County Utah | 1 | $ 125,000 | $ 125,000 | $ 128,000 |
| Duchesne County Utah | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Emery County Utah | 1 | $ 325,000 | $ 325,000 | $ 74,000 |
| Sevier County Utah | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Summit County Utah | 1 | $ 355,000 | $ 355,000 | $ 132,000 |
| Okanogan County Washington | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Pierce County Washington | 1 | $ 1,435,000 | $ 1,435,000 | $ 303,000 |
| Spokane County Washington | 1 | $ 95,000 | $ 95,000 | $ 5,000 |
Mortgage Loan Application Detail Totals for Mountain West Financial, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,623 | $1,268,085,000 | $274,000 | $2,195,000 | $101,000 | $2,163,000 |
| Refinancing | 2,405 | $788,345,000 | $327,000 | $1,665,000 | $115,000 | $2,108,000 |
| Cash-out Refinancing | 2,201 | $708,965,000 | $322,000 | $1,005,000 | $112,000 | $2,580,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,546 | $1,145,400,000 | $323,000 | $1,665,000 | $116,000 | $2,163,000 |
| Hispanic | 3,306 | $876,880,000 | $265,000 | $1,205,000 | $89,000 | $912,000 |
| Not Provided | 1,295 | $411,695,000 | $317,000 | $1,385,000 | $110,000 | $1,129,000 |
| Black or African American | 602 | $159,910,000 | $265,000 | $2,195,000 | $100,000 | $1,169,000 |
| Asian | 382 | $142,600,000 | $373,000 | $1,725,000 | $178,000 | $2,580,000 |
| Native Hawaiian or Other Pacific Islander | 56 | $17,550,000 | $313,000 | $1,365,000 | $131,000 | $429,000 |
| American Indian or Alaskan Native | 42 | $11,360,000 | $270,000 | $545,000 | $104,000 | $605,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,418 | $2,128,120,000 | $286,000 | $2,195,000 | $112,000 | $2,580,000 |
| FHA-insured (Federal Housing Administration) | 1,557 | $538,305,000 | $345,000 | $965,000 | $84,000 | $912,000 |
| VA-guaranteed (Veterans Administration) | 225 | $91,615,000 | $407,000 | $985,000 | $97,000 | $312,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 29 | $7,355,000 | $253,000 | $405,000 | $58,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,280 | $1,930,250,000 | $307,000 | $2,195,000 | $108,000 | $2,108,000 |
| Application Withdrawn By Applicant | 1,135 | $358,285,000 | $315,000 | $1,435,000 | $107,000 | $1,300,000 |
| Application Approved But Not Accepted | 890 | $239,820,000 | $269,000 | $1,725,000 | $126,000 | $2,580,000 |
| Application Denied By Financial Institution | 615 | $158,415,000 | $257,000 | $1,405,000 | $83,000 | $795,000 |
| Preapproval Approved but not Accepted | 250 | $63,810,000 | $255,000 | $1,205,000 | $93,000 | $308,000 |
| Preapproval Denied by Financial Institution | 59 | $14,815,000 | $251,000 | $635,000 | $73,000 | $173,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,555 | $2,592,165,000 | $303,000 | $2,195,000 | $109,000 | $2,580,000 |
| Debt-To-Income Ratio | 388 | $94,170,000 | $242,000 | $1,345,000 | $70,000 | $255,000 |
| Collateral | 107 | $23,835,000 | $222,000 | $1,005,000 | $86,000 | $525,000 |
| Unverifiable Information | 55 | $18,525,000 | $336,000 | $1,245,000 | $112,000 | $795,000 |
| Credit History | 52 | $17,020,000 | $327,000 | $1,405,000 | $96,000 | $319,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 35 | $8,985,000 | $256,000 | $785,000 | $91,000 | $442,000 |
| Other | 21 | $5,485,000 | $261,000 | $715,000 | $176,000 | $756,000 |
| Employment History | 16 | $5,210,000 | $325,000 | $715,000 | $70,000 | $190,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mountain West Financial, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mountain West Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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