Mountain West Financial Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Mountain West Financial Inc. 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mountain West Financial Inc. 1209 Nevada Street Suite 200 Redlands, CA 92374 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,771 |
| Total Mortgage Loan Application Amount | $1,480,211,000 |
| Average Mortgage Loan Application Amount | $225,666 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $3,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Mountain West Financial Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mountain West Financial Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Mountain West Financial Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mountain West Financial Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Mountain West Financial Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mountain West Financial Inc.'s mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Bernardino County California | 1,915 | $ 352,251,000 | $ 183,000 | $ 72,000 |
| Riverside County California | 1,439 | $ 267,443,000 | $ 185,000 | $ 61,000 |
| Los Angeles County California | 737 | $ 194,373,000 | $ 263,000 | $ 82,000 |
| Sacramento County California | 436 | $ 85,868,000 | $ 196,000 | $ 68,000 |
| San Diego County California | 375 | $ 111,319,000 | $ 296,000 | $ 90,000 |
| Orange County California | 298 | $ 98,114,000 | $ 329,000 | $ 101,000 |
| San Joaquin County California | 145 | $ 27,461,000 | $ 189,000 | $ 66,000 |
| Placer County California | 138 | $ 34,245,000 | $ 248,000 | $ 82,000 |
| Alameda County California | 133 | $ 41,833,000 | $ 314,000 | $ 100,000 |
| Contra Costa County California | 120 | $ 35,235,000 | $ 293,000 | $ 104,000 |
| Stanislaus County California | 87 | $ 14,832,000 | $ 170,000 | $ 59,000 |
| Solano County California | 85 | $ 17,987,000 | $ 211,000 | $ 74,000 |
| Kern County California | 65 | $ 9,791,000 | $ 150,000 | $ 64,000 |
| Santa Clara County California | 62 | $ 21,153,000 | $ 341,000 | $ 110,000 |
| El Dorado County California | 59 | $ 14,648,000 | $ 248,000 | $ 87,000 |
| Sonoma County California | 58 | $ 15,321,000 | $ 264,000 | $ 80,000 |
| Ventura County California | 51 | $ 17,614,000 | $ 345,000 | $ 102,000 |
| Tuolumne County California | 49 | $ 9,611,000 | $ 196,000 | $ 94,000 |
| San Mateo County California | 35 | $ 14,715,000 | $ 420,000 | $ 118,000 |
| Yolo County California | 35 | $ 7,355,000 | $ 210,000 | $ 76,000 |
| Nevada County California | 34 | $ 7,448,000 | $ 219,000 | $ 81,000 |
| Lassen County California | 31 | $ 4,763,000 | $ 153,000 | $ 60,000 |
| Fresno County California | 30 | $ 5,332,000 | $ 177,000 | $ 67,000 |
| Calaveras County California | 29 | $ 5,416,000 | $ 186,000 | $ 59,000 |
| Imperial County California | 28 | $ 2,426,000 | $ 86,000 | $ 33,000 |
| Butte County California | 24 | $ 4,512,000 | $ 188,000 | $ 63,000 |
| Monterey County California | 23 | $ 6,289,000 | $ 273,000 | $ 76,000 |
| Santa Cruz County California | 22 | $ 8,171,000 | $ 371,000 | $ 90,000 |
| Sutter County California | 18 | $ 3,169,000 | $ 176,000 | $ 48,000 |
| Colusa County California | 17 | $ 2,629,000 | $ 154,000 | $ 58,000 |
| Napa County California | 16 | $ 4,278,000 | $ 267,000 | $ 100,000 |
| San Benito County California | 16 | $ 4,360,000 | $ 272,000 | $ 75,000 |
| Humboldt County California | 14 | $ 2,514,000 | $ 179,000 | $ 74,000 |
| Yuba County California | 14 | $ 2,260,000 | $ 161,000 | $ 57,000 |
| Shasta County California | 13 | $ 2,292,000 | $ 176,000 | $ 55,000 |
| Amador County California | 11 | $ 1,897,000 | $ 172,000 | $ 70,000 |
| Lake County California | 11 | $ 1,862,000 | $ 169,000 | $ 84,000 |
| Santa Barbara County California | 9 | $ 2,187,000 | $ 243,000 | $ 83,000 |
| Maricopa County Arizona | 8 | $ 1,199,000 | $ 149,000 | $ 56,000 |
| Madera County California | 8 | $ 1,011,000 | $ 126,000 | $ 49,000 |
| San Luis Obispo County California | 7 | $ 2,151,000 | $ 307,000 | $ 134,000 |
| Merced County California | 6 | $ 950,000 | $ 158,000 | $ 32,000 |
| Tulare County California | 6 | $ 1,114,000 | $ 185,000 | $ 88,000 |
| Marin County California | 5 | $ 1,388,000 | $ 277,000 | $ 123,000 |
| Mariposa County California | 5 | $ 1,078,000 | $ 215,000 | $ 61,000 |
| Mendocino County California | 5 | $ 1,684,000 | $ 336,000 | $ 98,000 |
| Plumas County California | 5 | $ 582,000 | $ 116,000 | $ 38,000 |
| San Francisco County California | 5 | $ 1,375,000 | $ 275,000 | $ 117,000 |
| Tehama County California | 5 | $ 802,000 | $ 160,000 | $ 57,000 |
| Yavapai County Arizona | 3 | $ 331,000 | $ 110,000 | $ 32,000 |
| Del Norte County California | 2 | $ 442,000 | $ 221,000 | $ 110,000 |
| Glenn County California | 2 | $ 175,000 | $ 87,000 | $ 85,000 |
| Inyo County California | 2 | $ 510,000 | $ 255,000 | $ 117,000 |
| Clackamas County Oregon | 2 | $ 375,000 | $ 187,000 | $ 46,000 |
| Multnomah County Oregon | 2 | $ 409,000 | $ 204,000 | $ 63,000 |
| Mohave County Arizona | 1 | $ 152,000 | $ 152,000 | $ 118,000 |
| Pinal County Arizona | 1 | $ 136,000 | $ 136,000 | $ 78,000 |
| Kings County California | 1 | $ 196,000 | $ 196,000 | $ 50,000 |
| Siskiyou County California | 1 | $ 275,000 | $ 275,000 | $ 65,000 |
| Trinity County California | 1 | $ 119,000 | $ 119,000 | $ 23,000 |
| Clark County Nevada | 1 | $ 141,000 | $ 141,000 | $ 43,000 |
| Sandoval County New Mexico | 1 | $ 123,000 | $ 123,000 | $ 33,000 |
| Lane County Oregon | 1 | $ 102,000 | $ 102,000 | $ 0 |
Mortgage Loan Application Detail Totals for Mountain West Financial Inc. in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,211 | $1,053,462,000 | $202,000 | $1,000,000 | $74,000 | $3,000,000 |
| Refinancing | 1,536 | $421,924,000 | $274,000 | $1,500,000 | $75,000 | $1,104,000 |
| Home Improvement | 24 | $4,825,000 | $201,000 | $450,000 | $94,000 | $247,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,532 | $803,963,000 | $227,000 | $1,000,000 | $85,000 | $3,000,000 |
| Hispanic | 1,906 | $363,288,000 | $190,000 | $702,000 | $57,000 | $550,000 |
| Not Provided | 659 | $151,707,000 | $230,000 | $860,000 | $63,000 | $393,000 |
| Asian | 390 | $100,484,000 | $257,000 | $1,500,000 | $88,000 | $500,000 |
| Black or African American | 212 | $44,749,000 | $211,000 | $743,000 | $72,000 | $737,000 |
| Native Hawaiian or Other Pacific Islander | 51 | $12,181,000 | $238,000 | $552,000 | $78,000 | $379,000 |
| American Indian or Alaskan Native | 21 | $3,839,000 | $182,000 | $406,000 | $65,000 | $163,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 3,803 | $848,065,000 | $222,000 | $745,000 | $61,000 | $1,104,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,333 | $486,793,000 | $208,000 | $1,500,000 | $98,000 | $3,000,000 |
| VA-guaranteed (Veterans Administration) | 409 | $107,961,000 | $263,000 | $650,000 | $80,000 | $360,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 226 | $37,392,000 | $165,000 | $597,000 | $48,000 | $170,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,312 | $938,770,000 | $217,000 | $745,000 | $76,000 | $3,000,000 |
| Application Withdrawn By Applicant | 1,309 | $286,732,000 | $219,000 | $1,500,000 | $69,000 | $1,104,000 |
| Application Denied By Financial Institution | 509 | $114,519,000 | $224,000 | $733,000 | $81,000 | $1,217,000 |
| Application Approved But Not Accepted | 376 | $78,411,000 | $208,000 | $739,000 | $66,000 | $468,000 |
| File Closed For Incompleteness | 265 | $61,779,000 | $233,000 | $860,000 | $79,000 | $505,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 95 | $21,229,000 | $223,000 | $612,000 | $91,000 | $796,000 |
| Collateral | 69 | $16,672,000 | $241,000 | $598,000 | $105,000 | $1,217,000 |
| Debt-To-Income Ratio | 67 | $17,375,000 | $259,000 | $716,000 | $73,000 | $295,000 |
| Credit History | 42 | $9,490,000 | $225,000 | $582,000 | $76,000 | $271,000 |
| Employment History | 23 | $6,049,000 | $263,000 | $664,000 | $82,000 | $190,000 |
| Unverifiable Information | 17 | $3,823,000 | $224,000 | $360,000 | $82,000 | $225,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $335,000 | $83,000 | $124,000 | $24,000 | $41,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mountain West Financial Inc.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mountain West Financial Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.