Multi-State Home Lending Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Multi-State Home Lending Inc. 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Multi-State Home Lending Inc. 2081 Business Center Drive Suite 190 Irvine, CA 92612 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 |
| Total Number of Mortgage Applications | 993 |
| Total Mortgage Loan Application Amount | $319,858,000 |
| Average Mortgage Loan Application Amount | $295,500 |
| Highest Mortgage Loan Application Amount | $1,370,000 |
| Average Applicant Income | $103,500 |
| Highest Applicant Income | $662,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Multi-State Home Lending Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Multi-State Home Lending Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Multi-State Home Lending Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Multi-State Home Lending Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Multi-State Home Lending Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Multi-State Home Lending Inc.'s mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 169 | $ 60,658,000 | $ 358,000 | $ 111,000 |
| Orange County California | 133 | $ 51,923,000 | $ 390,000 | $ 122,000 |
| Riverside County California | 51 | $ 12,928,000 | $ 253,000 | $ 91,000 |
| San Diego County California | 47 | $ 16,237,000 | $ 345,000 | $ 107,000 |
| San Bernardino County California | 35 | $ 10,360,000 | $ 296,000 | $ 106,000 |
| Clark County Nevada | 34 | $ 8,549,000 | $ 251,000 | $ 97,000 |
| Alameda County California | 28 | $ 12,409,000 | $ 443,000 | $ 119,000 |
| Sacramento County California | 23 | $ 6,169,000 | $ 268,000 | $ 89,000 |
| San Mateo County California | 20 | $ 8,782,000 | $ 439,000 | $ 296,000 |
| Santa Clara County California | 19 | $ 8,029,000 | $ 422,000 | $ 106,000 |
| Contra Costa County California | 15 | $ 5,490,000 | $ 366,000 | $ 147,000 |
| San Joaquin County California | 15 | $ 4,176,000 | $ 278,000 | $ 100,000 |
| Ventura County California | 13 | $ 6,020,000 | $ 463,000 | $ 119,000 |
| Washoe County Nevada | 13 | $ 3,313,000 | $ 254,000 | $ 95,000 |
| Fresno County California | 11 | $ 2,933,000 | $ 266,000 | $ 110,000 |
| Sonoma County California | 11 | $ 4,542,000 | $ 412,000 | $ 119,000 |
| King County Washington | 11 | $ 3,303,000 | $ 300,000 | $ 94,000 |
| Maricopa County Arizona | 10 | $ 2,651,000 | $ 265,000 | $ 117,000 |
| El Dorado County California | 10 | $ 3,612,000 | $ 361,000 | $ 119,000 |
| San Luis Obispo County California | 9 | $ 3,776,000 | $ 419,000 | $ 114,000 |
| Hillsborough County Florida | 8 | $ 1,557,000 | $ 194,000 | $ 89,000 |
| Palm Beach County Florida | 8 | $ 2,167,000 | $ 270,000 | $ 124,000 |
| Placer County California | 7 | $ 1,829,000 | $ 261,000 | $ 243,000 |
| Collin County Texas | 7 | $ 1,514,000 | $ 216,000 | $ 164,000 |
| Tarrant County Texas | 7 | $ 1,417,000 | $ 202,000 | $ 86,000 |
| Pima County Arizona | 6 | $ 3,183,000 | $ 530,000 | $ 201,000 |
| Kern County California | 6 | $ 1,396,000 | $ 232,000 | $ 95,000 |
| San Francisco County California | 6 | $ 3,324,000 | $ 554,000 | $ 186,000 |
| Santa Barbara County California | 6 | $ 1,784,000 | $ 297,000 | $ 89,000 |
| Santa Cruz County California | 6 | $ 3,150,000 | $ 525,000 | $ 147,000 |
| Shasta County California | 6 | $ 1,444,000 | $ 240,000 | $ 67,000 |
| Honolulu County Hawaii | 6 | $ 2,985,000 | $ 497,000 | $ 156,000 |
| Denton County Texas | 6 | $ 1,205,000 | $ 200,000 | $ 106,000 |
| Solano County California | 5 | $ 1,017,000 | $ 203,000 | $ 108,000 |
| Stanislaus County California | 5 | $ 1,160,000 | $ 232,000 | $ 105,000 |
| Churchill County Nevada | 5 | $ 1,196,000 | $ 239,000 | $ 92,000 |
| Harris County Texas | 5 | $ 727,000 | $ 145,000 | $ 71,000 |
| Marin County California | 4 | $ 1,639,000 | $ 409,000 | $ 140,000 |
| Monterey County California | 4 | $ 1,840,000 | $ 460,000 | $ 117,000 |
| Nevada County California | 4 | $ 1,317,000 | $ 329,000 | $ 96,000 |
| Tulare County California | 4 | $ 746,000 | $ 186,000 | $ 69,000 |
| Broward County Florida | 4 | $ 999,000 | $ 249,000 | $ 103,000 |
| St. Lucie County Florida | 4 | $ 970,000 | $ 242,000 | $ 89,000 |
| Kootenai County Idaho | 4 | $ 1,061,000 | $ 265,000 | $ 83,000 |
| Douglas County Nevada | 4 | $ 1,233,000 | $ 308,000 | $ 102,000 |
| Dallas County Texas | 4 | $ 674,000 | $ 168,000 | $ 62,000 |
| Butte County California | 3 | $ 575,000 | $ 191,000 | $ 49,000 |
| Madera County California | 3 | $ 624,000 | $ 208,000 | $ 77,000 |
| Duval County Florida | 3 | $ 579,000 | $ 193,000 | $ 82,000 |
| Orange County Florida | 3 | $ 612,000 | $ 204,000 | $ 64,000 |
| Pasco County Florida | 3 | $ 612,000 | $ 204,000 | $ 80,000 |
| Seminole County Florida | 3 | $ 736,000 | $ 245,000 | $ 93,000 |
| Gwinnett County Georgia | 3 | $ 801,000 | $ 267,000 | $ 134,000 |
| Bexar County Texas | 3 | $ 681,000 | $ 227,000 | $ 100,000 |
| Travis County Texas | 3 | $ 514,000 | $ 171,000 | $ 64,000 |
| Chesterfield County Virginia | 3 | $ 878,000 | $ 292,000 | $ 105,000 |
| Fairfax County Virginia | 3 | $ 1,000,000 | $ 333,000 | $ 88,000 |
| Snohomish County Washington | 3 | $ 1,144,000 | $ 381,000 | $ 112,000 |
| Mohave County Arizona | 2 | $ 186,000 | $ 93,000 | $ 144,000 |
| Pinal County Arizona | 2 | $ 206,000 | $ 103,000 | $ 54,000 |
| Calaveras County California | 2 | $ 384,000 | $ 192,000 | $ 55,000 |
| Imperial County California | 2 | $ 536,000 | $ 268,000 | $ 121,000 |
| Lake County California | 2 | $ 430,000 | $ 215,000 | $ 47,000 |
| Mendocino County California | 2 | $ 702,000 | $ 351,000 | $ 90,000 |
| Hartford County Connecticut | 2 | $ 654,000 | $ 327,000 | $ 131,000 |
| Alachua County Florida | 2 | $ 520,000 | $ 260,000 | $ 91,000 |
| Bay County Florida | 2 | $ 375,000 | $ 187,000 | $ 81,000 |
| Clay County Florida | 2 | $ 416,000 | $ 208,000 | $ 110,000 |
| Indian River County Florida | 2 | $ 357,000 | $ 178,000 | $ 54,000 |
| Leon County Florida | 2 | $ 378,000 | $ 189,000 | $ 125,000 |
| Martin County Florida | 2 | $ 553,000 | $ 276,000 | $ 187,000 |
| Pinellas County Florida | 2 | $ 384,000 | $ 192,000 | $ 62,000 |
| Santa Rosa County Florida | 2 | $ 816,000 | $ 408,000 | $ 116,000 |
| Fulton County Georgia | 2 | $ 381,000 | $ 190,000 | $ 115,000 |
| Elko County Nevada | 2 | $ 351,000 | $ 175,000 | $ 75,000 |
| Lyon County Nevada | 2 | $ 431,000 | $ 215,000 | $ 64,000 |
| Bernalillo County New Mexico | 2 | $ 760,000 | $ 380,000 | $ 164,000 |
| Angelina County Texas | 2 | $ 431,000 | $ 215,000 | $ 84,000 |
| Bell County Texas | 2 | $ 464,000 | $ 232,000 | $ 89,000 |
| Fort Bend County Texas | 2 | $ 315,000 | $ 157,000 | $ 90,000 |
| Galveston County Texas | 2 | $ 469,000 | $ 234,000 | $ 122,000 |
| McLennan County Texas | 2 | $ 221,000 | $ 110,000 | $ 65,000 |
| Montgomery County Texas | 2 | $ 598,000 | $ 299,000 | $ 108,000 |
| Loudoun County Virginia | 2 | $ 557,000 | $ 278,000 | $ 201,000 |
| Grays Harbor County Washington | 2 | $ 373,000 | $ 186,000 | $ 75,000 |
| Spokane County Washington | 2 | $ 644,000 | $ 322,000 | $ 164,000 |
| Jefferson County Alabama | 1 | $ 356,000 | $ 356,000 | $ 120,000 |
| Madison County Alabama | 1 | $ 200,000 | $ 200,000 | $ 94,000 |
| Morgan County Alabama | 1 | $ 307,000 | $ 307,000 | $ 134,000 |
| Coconino County Arizona | 1 | $ 540,000 | $ 540,000 | $ 86,000 |
| Yavapai County Arizona | 1 | $ 188,000 | $ 188,000 | $ 62,000 |
| Benton County Arkansas | 1 | $ 183,000 | $ 183,000 | $ 75,000 |
| Columbia County Arkansas | 1 | $ 164,000 | $ 164,000 | $ 113,000 |
| Lonoke County Arkansas | 1 | $ 119,000 | $ 119,000 | $ 31,000 |
| Madison County Arkansas | 1 | $ 92,000 | $ 92,000 | $ 36,000 |
| Pulaski County Arkansas | 1 | $ 358,000 | $ 358,000 | $ 210,000 |
| White County Arkansas | 1 | $ 186,000 | $ 186,000 | $ 46,000 |
| Kings County California | 1 | $ 204,000 | $ 204,000 | $ 126,000 |
| Mariposa County California | 1 | $ 192,000 | $ 192,000 | $ 81,000 |
| Napa County California | 1 | $ 654,000 | $ 654,000 | $ 210,000 |
| Tehama County California | 1 | $ 207,000 | $ 207,000 | $ 45,000 |
| Yolo County California | 1 | $ 417,000 | $ 417,000 | $ 185,000 |
| Yuba County California | 1 | $ 337,000 | $ 337,000 | $ 84,000 |
| Fairfield County Connecticut | 1 | $ 464,000 | $ 464,000 | $ 184,000 |
| New Haven County Connecticut | 1 | $ 169,000 | $ 169,000 | $ 41,000 |
| Windham County Connecticut | 1 | $ 214,000 | $ 214,000 | $ 79,000 |
| Brevard County Florida | 1 | $ 239,000 | $ 239,000 | $ 124,000 |
| Charlotte County Florida | 1 | $ 240,000 | $ 240,000 | $ 100,000 |
| Collier County Florida | 1 | $ 166,000 | $ 166,000 | $ 140,000 |
| Hernando County Florida | 1 | $ 226,000 | $ 226,000 | $ 55,000 |
| Lee County Florida | 1 | $ 201,000 | $ 201,000 | $ 43,000 |
| Manatee County Florida | 1 | $ 91,000 | $ 91,000 | $ 41,000 |
| Marion County Florida | 1 | $ 159,000 | $ 159,000 | $ 142,000 |
| Miami-Dade County Florida | 1 | $ 259,000 | $ 259,000 | $ 85,000 |
| Monroe County Florida | 1 | $ 658,000 | $ 658,000 | $ 121,000 |
| Polk County Florida | 1 | $ 376,000 | $ 376,000 | $ 106,000 |
| Sarasota County Florida | 1 | $ 89,000 | $ 89,000 | $ 28,000 |
| St. Johns County Florida | 1 | $ 352,000 | $ 352,000 | $ 144,000 |
| Bulloch County Georgia | 1 | $ 512,000 | $ 512,000 | $ 360,000 |
| Cobb County Georgia | 1 | $ 265,000 | $ 265,000 | $ 278,000 |
| Floyd County Georgia | 1 | $ 300,000 | $ 300,000 | $ 96,000 |
| Grady County Georgia | 1 | $ 412,000 | $ 412,000 | $ 80,000 |
| Meriwether County Georgia | 1 | $ 137,000 | $ 137,000 | $ 55,000 |
| Monroe County Georgia | 1 | $ 234,000 | $ 234,000 | $ 42,000 |
| Spalding County Georgia | 1 | $ 110,000 | $ 110,000 | $ 60,000 |
| Hawaii County Hawaii | 1 | $ 572,000 | $ 572,000 | $ 78,000 |
| Kauai County Hawaii | 1 | $ 271,000 | $ 271,000 | $ 78,000 |
| Maui County Hawaii | 1 | $ 450,000 | $ 450,000 | $ 81,000 |
| Ada County Idaho | 1 | $ 216,000 | $ 216,000 | $ 36,000 |
| Nez Perce County Idaho | 1 | $ 332,000 | $ 332,000 | $ 93,000 |
| Jefferson County Kentucky | 1 | $ 250,000 | $ 250,000 | $ 73,000 |
| DeSoto County Mississippi | 1 | $ 219,000 | $ 219,000 | $ 67,000 |
| Carson City County Nevada | 1 | $ 275,000 | $ 275,000 | $ 132,000 |
| Mineral County Nevada | 1 | $ 132,000 | $ 132,000 | $ 35,000 |
| Nye County Nevada | 1 | $ 68,000 | $ 68,000 | $ 48,000 |
| Chaves County New Mexico | 1 | $ 128,000 | $ 128,000 | $ 75,000 |
| Sandoval County New Mexico | 1 | $ 48,000 | $ 48,000 | $ 53,000 |
| Clackamas County Oregon | 1 | $ 303,000 | $ 303,000 | $ 135,000 |
| Clatsop County Oregon | 1 | $ 288,000 | $ 288,000 | $ 145,000 |
| Malheur County Oregon | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Polk County Oregon | 1 | $ 167,000 | $ 167,000 | $ 63,000 |
| Wasco County Oregon | 1 | $ 192,000 | $ 192,000 | $ 41,000 |
| Washington County Oregon | 1 | $ 263,000 | $ 263,000 | $ 145,000 |
| Brazoria County Texas | 1 | $ 132,000 | $ 132,000 | $ 63,000 |
| Brazos County Texas | 1 | $ 142,000 | $ 142,000 | $ 149,000 |
| El Paso County Texas | 1 | $ 95,000 | $ 95,000 | $ 92,000 |
| Hidalgo County Texas | 1 | $ 540,000 | $ 540,000 | $ 182,000 |
| Parker County Texas | 1 | $ 96,000 | $ 96,000 | $ 31,000 |
| Taylor County Texas | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| Wise County Texas | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Alexandria County Virginia | 1 | $ 200,000 | $ 200,000 | $ 37,000 |
| Charles City County Virginia | 1 | $ 254,000 | $ 254,000 | $ 44,000 |
| Chesapeake County Virginia | 1 | $ 575,000 | $ 575,000 | $ 159,000 |
| Lee County Virginia | 1 | $ 145,000 | $ 145,000 | $ 86,000 |
| Nelson County Virginia | 1 | $ 79,000 | $ 79,000 | $ 38,000 |
| Orange County Virginia | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Roanoke County Virginia | 1 | $ 167,000 | $ 167,000 | $ 59,000 |
| Shenandoah County Virginia | 1 | $ 296,000 | $ 296,000 | $ 59,000 |
| Stafford County Virginia | 1 | $ 230,000 | $ 230,000 | $ 28,000 |
| Benton County Washington | 1 | $ 274,000 | $ 274,000 | $ 137,000 |
| Chelan County Washington | 1 | $ 219,000 | $ 219,000 | $ 101,000 |
| Clark County Washington | 1 | $ 219,000 | $ 219,000 | $ 115,000 |
| Island County Washington | 1 | $ 341,000 | $ 341,000 | $ 93,000 |
| Lewis County Washington | 1 | $ 417,000 | $ 417,000 | $ 96,000 |
| Lincoln County Washington | 1 | $ 238,000 | $ 238,000 | $ 100,000 |
| Okanogan County Washington | 1 | $ 119,000 | $ 119,000 | $ 96,000 |
| Pierce County Washington | 1 | $ 191,000 | $ 191,000 | $ 140,000 |
| Thurston County Washington | 1 | $ 327,000 | $ 327,000 | $ 81,000 |
| Wahkiakum County Washington | 1 | $ 189,000 | $ 189,000 | $ 117,000 |
Mortgage Loan Application Detail Totals for Multi-State Home Lending Inc. in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 885 | $291,515,000 | $329,000 | $1,370,000 | $115,000 | $662,000 |
| Home Purchase | 108 | $28,343,000 | $262,000 | $729,000 | $92,000 | $331,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 588 | $190,984,000 | $324,000 | $1,370,000 | $116,000 | $592,000 |
| Not Provided | 271 | $89,548,000 | $330,000 | $719,000 | $112,000 | $662,000 |
| Asian | 55 | $15,887,000 | $288,000 | $605,000 | $105,000 | $240,000 |
| Hispanic | 55 | $16,644,000 | $302,000 | $730,000 | $94,000 | $263,000 |
| Black or African American | 20 | $4,870,000 | $243,000 | $400,000 | $91,000 | $178,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,596,000 | $532,000 | $621,000 | $143,000 | $250,000 |
| American Indian or Alaskan Native | 1 | $329,000 | $329,000 | $329,000 | $128,000 | $128,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 600 | $183,965,000 | $306,000 | $1,370,000 | $118,000 | $662,000 |
| FHA-insured (Federal Housing Administration) | 393 | $135,893,000 | $345,000 | $743,000 | $104,000 | $414,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 522 | $172,740,000 | $330,000 | $1,370,000 | $107,000 | $592,000 |
| Loan Originated | 412 | $125,808,000 | $305,000 | $1,358,000 | $120,000 | $662,000 |
| Application Denied By Financial Institution | 54 | $19,911,000 | $368,000 | $713,000 | $110,000 | $264,000 |
| Application Approved But Not Accepted | 5 | $1,399,000 | $279,000 | $548,000 | $122,000 | $185,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 31 | $11,593,000 | $373,000 | $713,000 | $114,000 | $209,000 |
| Credit History | 10 | $3,528,000 | $352,000 | $639,000 | $102,000 | $210,000 |
| Debt-To-Income Ratio | 6 | $2,180,000 | $363,000 | $658,000 | $94,000 | $122,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Multi-State Home Lending Inc.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Multi-State Home Lending Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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