Mutual of Omaha Bank Mortgage Lending & HMDA Data, 2017
In 2017, Mutual of Omaha Bank of Omaha, NE reported 1,396 mortgage applications totaling $892.6 million, up 18% from 2016. The average application was for $639,417, and applicants reported an average income of $208,273. 50% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (155), Omaha-Council Bluffs, NE-IA (130) and Seattle-Bellevue-Everett, WA (98) (applications in parentheses).
| Mortgage Company & Address | Mutual of Omaha Bank 3333 Farnam St Omaha, NE 68131 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,396 |
| Total Mortgage Loan Application Amount | $892,627,000 |
| Average Mortgage Loan Application Amount | $639,417 |
| Highest Mortgage Loan Application Amount | $33,890,000 |
| Average Applicant Income | $208,273 |
| Highest Applicant Income | $6,733,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mutual of Omaha Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa-Scottsdale, AZ | 155 | $ 72,541,000 | $ 468,006 | $ 125,000 |
| Omaha-Council Bluffs, NE-IA | 130 | $ 49,086,000 | $ 377,584 | $ 119,553 |
| Seattle-Bellevue-Everett, WA | 98 | $ 69,404,000 | $ 708,204 | $ 253,000 |
| Denver-Aurora-Lakewood, CO | 95 | $ 34,504,000 | $ 363,200 | $ 105,000 |
| Dallas-Plano-Irving, TX | 91 | $ 41,196,000 | $ 452,703 | $ 228,000 |
| Houston-The Woodlands-Sugar Land, TX | 52 | $ 18,812,000 | $ 361,769 | $ 220,000 |
| San Diego-Carlsbad, CA | 45 | $ 15,325,000 | $ 340,555 | $ 99,000 |
| Las Vegas-Henderson-Paradise, NV | 43 | $ 24,749,000 | $ 575,558 | $ 110,000 |
| Kansas City, MO-KS | 42 | $ 44,237,000 | $ 1,053,261 | $ 125,595 |
| Los Angeles-Long Beach-Glendale, CA | 40 | $ 40,340,000 | $ 1,008,500 | $ 87,000 |
| Tucson, AZ | 33 | $ 29,659,000 | $ 898,757 | $ 57,000 |
| Fort Worth-Arlington, TX | 31 | $ 6,539,000 | $ 210,935 | $ 95,000 |
| Lincoln, NE | 30 | $ 10,231,000 | $ 341,033 | $ 76,000 |
| Reno, NV | 27 | $ 14,353,000 | $ 531,592 | $ 231,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 19 | $ 12,913,000 | $ 679,631 | $ 279,684 |
| Austin-Round Rock, TX | 18 | $ 12,171,000 | $ 676,166 | $ 382,000 |
| Naples-Immokalee-Marco Island, FL | 18 | $ 5,045,000 | $ 280,277 | $ 189,000 |
| Oakland-Hayward-Berkeley, CA | 18 | $ 12,943,000 | $ 719,055 | $ 481,000 |
| Birmingham-Hoover, AL | 16 | $ 10,281,000 | $ 642,562 | $ 1,350,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 16 | $ 39,928,000 | $ 2,495,500 | $ 261,000 |
| Tampa-St. Petersburg-Clearwater, FL | 13 | $ 30,616,000 | $ 2,355,076 | $ 188,000 |
| Anaheim-Santa Ana-Irvine, CA | 12 | $ 10,198,000 | $ 849,833 | $ 342,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 12 | $ 9,031,000 | $ 752,583 | $ 232,000 |
| Atlanta-Sandy Springs-Roswell, GA | 8 | $ 3,511,000 | $ 438,875 | $ 261,000 |
| Chicago-Naperville-Arlington Heights, IL | 8 | $ 4,252,000 | $ 531,500 | $ 298,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 8 | $ 6,187,000 | $ 773,375 | $ 479,000 |
| Charlotte-Concord-Gastonia, NC-SC | 6 | $ 2,494,000 | $ 415,666 | $ 323,000 |
| Jacksonville, FL | 6 | $ 25,858,000 | $ 4,309,666 | $ 197,000 |
| Orlando-Kissimmee-Sanford, FL | 6 | $ 38,969,000 | $ 6,494,833 | $ 47,000 |
| San Antonio-New Braunfels, TX | 6 | $ 3,338,000 | $ 556,333 | $ 371,000 |
| Bend-Redmond, OR | 5 | $ 3,659,000 | $ 731,800 | $ 374,000 |
| Boise City, ID | 5 | $ 3,049,000 | $ 609,800 | $ 325,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 5 | $ 4,596,000 | $ 919,200 | $ 252,000 |
| Riverside-San Bernardino-Ontario, CA | 5 | $ 2,186,000 | $ 437,200 | $ 182,000 |
| St. Louis, MO-IL | 5 | $ 1,490,000 | $ 298,000 | $ 199,400 |
| Cape Coral-Fort Myers, FL | 4 | $ 2,409,000 | $ 602,250 | $ 1,401,000 |
| Columbus, OH | 4 | $ 2,692,000 | $ 673,000 | $ 334,000 |
| Durham-Chapel Hill, NC | 4 | $ 1,627,000 | $ 406,750 | $ 287,000 |
| Flagstaff, AZ | 4 | $ 1,855,000 | $ 463,750 | $ 250,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 4 | $ 2,332,000 | $ 583,000 | $ 352,000 |
| Newark, NJ-PA | 4 | $ 2,704,000 | $ 676,000 | $ 389,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 4 | $ 21,066,000 | $ 5,266,500 | $ 244,000 |
| Prescott, AZ | 4 | $ 2,623,000 | $ 655,750 | $ 267,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 4 | $ 2,896,000 | $ 724,000 | $ 416,750 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 4 | $ 3,065,000 | $ 766,250 | $ 549,000 |
| Albuquerque, NM | 3 | $ 2,186,000 | $ 728,666 | $ 297,000 |
| Boston, MA | 3 | $ 1,157,000 | $ 385,666 | $ 183,000 |
| Bremerton-Silverdale, WA | 3 | $ 1,780,000 | $ 593,333 | $ 275,000 |
| Charleston-North Charleston, SC | 3 | $ 4,207,000 | $ 1,402,333 | $ 723,000 |
| Colorado Springs, CO | 3 | $ 774,000 | $ 258,000 | $ 174,000 |
| Des Moines-West Des Moines, IA | 3 | $ 1,205,000 | $ 401,666 | $ 636,000 |
| Fort Collins, CO | 3 | $ 668,000 | $ 222,666 | $ 155,000 |
| Greensboro-High Point, NC | 3 | $ 1,212,000 | $ 404,000 | $ 246,000 |
| Lake County-Kenosha County, IL-WI | 3 | $ 1,352,000 | $ 450,666 | $ 230,000 |
| Nassau County-Suffolk County, NY | 3 | $ 2,572,000 | $ 857,333 | $ 296,000 |
| New York-Jersey City-White Plains, NY-NJ | 3 | $ 3,635,000 | $ 1,211,666 | $ 623,333 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 1,633,000 | $ 544,333 | $ 443,000 |
| Salt Lake City, UT | 3 | $ 2,233,000 | $ 744,333 | $ 598,000 |
| San Francisco-Redwood City-South San Francisco, CA | 3 | $ 3,140,000 | $ 1,046,666 | $ 421,000 |
| Ann Arbor, MI | 2 | $ 1,051,000 | $ 525,500 | $ 356,000 |
| Asheville, NC | 2 | $ 1,346,000 | $ 673,000 | $ 376,000 |
| Baltimore-Columbia-Towson, MD | 2 | $ 1,620,000 | $ 810,000 | $ 346,000 |
| Boulder, CO | 2 | $ 977,000 | $ 488,500 | $ 133,000 |
| Cleveland-Elyria, OH | 2 | $ 1,328,000 | $ 664,000 | $ 264,000 |
| Columbia, SC | 2 | $ 1,465,000 | $ 732,500 | $ 392,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 1,348,000 | $ 674,000 | $ 360,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 1,133,000 | $ 566,500 | $ 205,000 |
| Detroit-Dearborn-Livonia, MI | 2 | $ 951,000 | $ 475,500 | $ 379,000 |
| Gary, IN | 2 | $ 247,000 | $ 123,500 | $ 182,000 |
| Greeley, CO | 2 | $ 701,000 | $ 350,500 | $ 82,000 |
| Huntsville, AL | 2 | $ 990,000 | $ 495,000 | $ 418,000 |
| Lewiston-Auburn, ME | 2 | $ 223,000 | $ 111,500 | $ 117,000 |
| Miami-Miami Beach-Kendall, FL | 2 | $ 955,000 | $ 477,500 | $ 284,000 |
| North Port-Sarasota-Bradenton, FL | 2 | $ 459,000 | $ 229,500 | $ 79,000 |
| Owensboro, KY | 2 | $ 327,000 | $ 163,500 | $ 80,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 311,000 | $ 155,500 | $ 51,000 |
| Portland-South Portland, ME | 2 | $ 475,000 | $ 237,500 | $ 881,000 |
| Richmond, VA | 2 | $ 1,219,000 | $ 609,500 | $ 309,000 |
| Santa Fe, NM | 2 | $ 1,685,000 | $ 842,500 | $ 843,000 |
| Santa Maria-Santa Barbara, CA | 2 | $ 2,539,000 | $ 1,269,500 | $ 409,000 |
| Tacoma-Lakewood, WA | 2 | $ 968,000 | $ 484,000 | $ 158,000 |
| Tulsa, OK | 2 | $ 1,038,000 | $ 519,000 | $ 243,000 |
| Urban Honolulu, HI | 2 | $ 693,000 | $ 346,500 | $ 74,000 |
| Vallejo-Fairfield, CA | 2 | $ 1,122,000 | $ 561,000 | $ 290,000 |
| Warren-Troy-Farmington Hills, MI | 2 | $ 1,184,000 | $ 592,000 | $ 361,000 |
| Wilmington, NC | 2 | $ 688,000 | $ 344,000 | $ 234,000 |
| Worcester, MA-CT | 2 | $ 476,000 | $ 238,000 | $ 144,000 |
| Altoona, PA | 1 | $ 128,000 | $ 128,000 | $ 60,000 |
| Anchorage, AK | 1 | $ 156,000 | $ 156,000 | $ 113,000 |
| Athens-Clarke County, GA | 1 | $ 3,420,000 | $ 3,420,000 | $ 0 |
| Augusta-Richmond County, GA-SC | 1 | $ 80,000 | $ 80,000 | $ 52,000 |
| Barnstable Town, MA | 1 | $ 504,000 | $ 504,000 | $ 329,000 |
| Beaumont-Port Arthur, TX | 1 | $ 93,000 | $ 93,000 | $ 70,000 |
| Bismarck, ND | 1 | $ 39,000 | $ 39,000 | $ 31,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 1,744,000 | $ 1,744,000 | $ 450,000 |
| Cambridge-Newton-Framingham, MA | 1 | $ 434,000 | $ 434,000 | $ 247,000 |
| Camden, NJ | 1 | $ 508,000 | $ 508,000 | $ 300,000 |
| Carson City, NV | 1 | $ 1,500,000 | $ 1,500,000 | $ 595,000 |
| Champaign-Urbana, IL | 1 | $ 4,100,000 | $ 4,100,000 | $ 0 |
| Chico, CA | 1 | $ 200,000 | $ 200,000 | $ 297,000 |
| Corpus Christi, TX | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 535,000 | $ 535,000 | $ 506,000 |
| Elgin, IL | 1 | $ 1,100,000 | $ 1,100,000 | $ 581,000 |
| Eugene, OR | 1 | $ 665,000 | $ 665,000 | $ 235,000 |
| Fayetteville, NC | 1 | $ 3,000,000 | $ 3,000,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 151,000 | $ 151,000 | $ 67,000 |
| Grand Island, NE | 1 | $ 177,000 | $ 177,000 | $ 70,000 |
| Grand Junction, CO | 1 | $ 527,000 | $ 527,000 | $ 280,000 |
| Greenville, NC | 1 | $ 497,000 | $ 497,000 | $ 619,000 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 724,000 | $ 724,000 | $ 516,000 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 120,000 | $ 120,000 | $ 38,000 |
| Harrisonburg, VA | 1 | $ 496,000 | $ 496,000 | $ 206,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 140,000 | $ 140,000 | $ 67,000 |
| Hot Springs, AR | 1 | $ 136,000 | $ 136,000 | $ 28,000 |
| Indianapolis-Carmel-Anderson, IN | 1 | $ 640,000 | $ 640,000 | $ 383,000 |
| Jackson, MS | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Killeen-Temple, TX | 1 | $ 535,000 | $ 535,000 | $ 530,000 |
| Lafayette, LA | 1 | $ 98,000 | $ 98,000 | $ 46,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 20,000 | $ 20,000 | $ 37,000 |
| Lakeland-Winter Haven, FL | 1 | $ 3,780,000 | $ 3,780,000 | $ 0 |
| Lewiston, ID-WA | 1 | $ 496,000 | $ 496,000 | $ 310,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 720,000 | $ 720,000 | $ 389,000 |
| Modesto, CA | 1 | $ 578,000 | $ 578,000 | $ 322,000 |
| Montgomery County-Bucks County-Chester County, PA | 1 | $ 742,000 | $ 742,000 | $ 332,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1 | $ 518,000 | $ 518,000 | $ 280,000 |
| New Orleans-Metairie, LA | 1 | $ 467,000 | $ 467,000 | $ 231,000 |
| Panama City, FL | 1 | $ 202,000 | $ 202,000 | $ 58,000 |
| Pittsburgh, PA | 1 | $ 533,000 | $ 533,000 | $ 473,000 |
| Providence-Warwick, RI-MA | 1 | $ 457,000 | $ 457,000 | $ 470,000 |
| Provo-Orem, UT | 1 | $ 760,000 | $ 760,000 | $ 401,000 |
| Redding, CA | 1 | $ 660,000 | $ 660,000 | $ 450,000 |
| San Angelo, TX | 1 | $ 99,000 | $ 99,000 | $ 68,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 828,000 | $ 828,000 | $ 296,000 |
| Santa Rosa, CA | 1 | $ 700,000 | $ 700,000 | $ 428,000 |
| Sherman-Denison, TX | 1 | $ 80,000 | $ 80,000 | $ 24,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 2,050,000 | $ 2,050,000 | $ 0 |
| Spokane-Spokane Valley, WA | 1 | $ 554,000 | $ 554,000 | $ 273,000 |
| Trenton, NJ | 1 | $ 659,000 | $ 659,000 | $ 230,000 |
| Victoria, TX | 1 | $ 222,000 | $ 222,000 | $ 82,000 |
| Waco, TX | 1 | $ 478,000 | $ 478,000 | $ 158,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1 | $ 770,000 | $ 770,000 | $ 371,000 |
| Wenatchee, WA | 1 | $ 487,000 | $ 487,000 | $ 198,000 |
| Wichita, KS | 1 | $ 165,000 | $ 165,000 | $ 155,000 |
| York-Hanover, PA | 1 | $ 461,000 | $ 461,000 | $ 542,000 |
| Yuma, AZ | 1 | $ 232,000 | $ 232,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for Mutual of Omaha Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 790 | $617,030,000 | $781,000 | $33,890,000 | $212,000 | $6,733,000 |
| Refinancing | 513 | $218,435,000 | $425,000 | $7,250,000 | $216,000 | $4,841,000 |
| Home Improvement | 93 | $57,162,000 | $614,000 | $18,000,000 | $134,000 | $695,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 881 | $361,179,000 | $409,000 | $7,000,000 | $211,000 | $4,841,000 |
| Not Provided | 235 | $115,280,000 | $490,000 | $2,187,000 | $327,000 | $6,733,000 |
| Hispanic | 107 | $22,080,000 | $206,000 | $1,000,000 | $86,000 | $837,000 |
| Asian | 77 | $38,080,000 | $494,000 | $1,480,000 | $193,000 | $605,000 |
| Not applicable | 54 | $345,410,000 | $6,396,000 | $33,890,000 | $5,000 | $52,000 |
| Black or African American | 32 | $6,066,000 | $189,000 | $1,240,000 | $62,000 | $371,000 |
| American Indian or Alaskan Native | 8 | $4,228,000 | $528,000 | $1,020,000 | $270,000 | $547,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $304,000 | $152,000 | $170,000 | $71,000 | $96,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,304 | $874,656,000 | $670,000 | $33,890,000 | $219,000 | $6,733,000 |
| VA-guaranteed (Veterans Administration) | 51 | $10,242,000 | $200,000 | $500,000 | $54,000 | $129,000 |
| FHA-insured (Federal Housing Administration) | 36 | $7,129,000 | $198,000 | $353,000 | $63,000 | $133,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $600,000 | $120,000 | $177,000 | $46,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 693 | $544,816,000 | $786,000 | $33,890,000 | $248,000 | $3,348,000 |
| Loan Purchased By The Institution | 517 | $140,685,000 | $272,000 | $1,744,000 | $170,000 | $6,733,000 |
| Application Denied By Financial Institution | 80 | $89,326,000 | $1,116,000 | $30,655,000 | $186,000 | $2,218,000 |
| Application Withdrawn By Applicant | 74 | $61,341,000 | $828,000 | $19,800,000 | $100,000 | $766,000 |
| Application Approved But Not Accepted | 28 | $55,391,000 | $1,978,000 | $18,480,000 | $294,000 | $2,218,000 |
| File Closed For Incompleteness | 3 | $940,000 | $313,000 | $463,000 | $90,000 | $156,000 |
| Preapproval Denied by Financial Institution | 1 | $128,000 | $128,000 | $128,000 | $50,000 | $50,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 28 | $9,661,000 | $345,000 | $2,155,000 | $101,000 | $415,000 |
| Credit History | 22 | $29,988,000 | $1,363,000 | $25,500,000 | $158,000 | $962,000 |
| Collateral | 15 | $11,052,000 | $736,000 | $8,475,000 | $276,000 | $2,218,000 |
| Credit Application Incomplete | 7 | $32,473,000 | $4,639,000 | $30,655,000 | $180,000 | $413,000 |
| Unverifiable Information | 5 | $5,424,000 | $1,084,000 | $1,750,000 | $511,000 | $1,611,000 |
| Other | 3 | $116,000 | $38,000 | $50,000 | $119,000 | $217,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $740,000 | $740,000 | $740,000 | $337,000 | $337,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mutual of Omaha Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mutual of Omaha Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.
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